Junior Trader

Up for a challenge? Do you see yourself as part of a dynamic and dedicated team? Ready to
give it your all and learn the tricks of the trading industry? Then we might be looking for
you as a new junior trader!

In this challenging position you manage and optimize our daily position (pricing and trading)
in a wide range of financial products, including equities, bonds, derivatives and complex
structured products. You formulate innovative trading strategies and, in close collaboration
with our software engineers, develop trading models and tools that allow us to capitalize on
opportunities swiftly and adequately.

Because of the specific nature of the work-environment, we do not expect you to plunge
headfirst into your new job. Instead, you will start by following a six month intensive in-
house training program in Amsterdam that covers all the intricate details of the trading
processes. Upon successful completion, you will start in our New York office as a member of
a small team. Gradually, you will take on more responsibilities, start monitoring markets
and making split-second portfolio adjustments that are at the heart of our success.

From trading to devising tactics, and from contributing to new tools to implementing actual
programs: you help shape our trading strategy.

Requirements:

 University degree, preferably in Mathematics, Statistics, Economics or related;

 Demonstrable interest in trading and global financial markets;
 Understanding of financial products;
 Knowledge of Excel, a keen interest in IT systems, and an affinity for development
languages;
 Innovative & creative high potential with excellent mental arithmetic and analytical
skills;
 Competitive, outgoing, communicative, and able to deliver under pressure;
 An entrepreneurial mindset;
 A distinct ability to spot arising opportunities and the assertiveness to seize them;
 A fast-paced work environment that offers great challenges and rewards immediately
appeals to you;
 Fluent in English.

We value talent over experience.

We Offer

Flow Traders offers you an exciting job and lots of opportunities within the most dynamic of
environments with an excellent compensation package. We like to think that talent grows at
Flow and stays at Flow. To ensure this, we provide our employees with the best working
environment, the latest technology, continuous support, and we go out of our way to retain
the small business feeling with which we started. We offer a competitive salary and reserve
a percentage of our business results for our bonus pool.

Recruitment process
 1. Submit your resume and motivation letter.
2. Behavioral interview conducted by the HR team
3. Mental Math Test
4. Aptitude Test
5. Final-round case study interview in our New York office, conducted by Senior Traders
& Head of Trading

Flow Traders recruits on-campus at certain universities in the United States during Fall OCR
for full-time positions.  If you are an upcoming graduate and our firm recruits at your
school, you are invited to apply through this process. Please check with your career services
office for more information. If Flow Traders does not recruit on your campus, please apply
online through the button below.
 Michael Zhan
13595 Broccolino Way
Clarksville, MD 21029

February 8, 2018

Laura Tolentino
1114 Sixth Avenue, W.R. Grace Building
4th floor
New York, NY 10036

Dear Ms. Tolentino:

I am a senior at the University of Maryland studying Accounting and Finance, and I am writing to apply to the
Junior Trader position at Flow Traders. I would welcome the opportunity to apply my strong analytical skills and
team-oriented attitude to create value and foster strong personal relationships. My interest in equity
analysis/valuation and portfolio management encouraged me to contact you about this employment opportunity.

As you can see from my resume, I had an enriching accounting and finance experience with Deloitte and Kaiser
Permanente Mid-Atlantic Permanente Medical Group, P.C. At Deloitte, I was overwhelmed with the amount of
information given to me during my first week of orientation. However, I was determined to show my hard work
ethic and perseverance; after my engagements with clients including Fannie Mae, I received strong positive
feedback from my audit team and upper management. By being adaptable and quickly grasping basic audit concept
and tools through Deloitte’s Technical Library, I demonstrated an initiative to learn from my coworkers and think
for myself.

I have also completed side projects involving valuation techniques to estimate market values. Specifically, I
compared Honda to its industry peers through an EIC analysis, historical analysis, and multiples analysis. I also
participated in PricewaterhouseCooper’s 2016 Elevate Externship Program where I learned about their numerous
client relationships, industry sectors, and lines of services. My participation in a specialized team consulting
experience with PricewaterhouseCoopers gave me valuable insight about how to behave in high pressure
environments.

Looking back and reflecting on my past experiences, I have discovered a passion for dynamic thinking and proactive
team engagements. By learning how to foster team synergy and upholster that work dynamic, I have been able to
solve tough problems and create real impact. Flow Traders is a prestigious firm that would provide me further room
to grow my career aspirations and goals. I am excited about the prospect of interviewing with Flow Traders. Please
do not hesitate to call me at 410-340-8195 or by email at mzhan59@gmail.com. Thank you for your time and
consideration; I look forward to speaking with you soon.

Sincerely,

Michael Zhan
 MICHAEL ZHAN
13595 Broccolino Way Clarksville, Maryland 21029
410-340-8195 Email: mzhan12@terpmail.umd.edu
EDUCATION
University of Maryland, College Park Overall GPA: 3.42
Robert H. Smith School of Business: Bachelor of Science in Accounting and Finance Anticipated May 2018
Academic Honors and Awards: University of Maryland Business, University of Maryland Honors Program,
University of Maryland Dean's Scholarship, Dean's List
PROFESSIONAL EXPERIENCE
Deloitte
Audit Intern
 Analyzed and compared financial statement data through auditing software (EMS and AS2) and
the Deloitte Technical Library
 Engaged and participated in client-facing meetings and calls with Fannie Mae and ZeroFox
 Processed and signed off on clients’ working papers regarding internal control processes,
substantive testing, and reporting
 Networked with Deloitte professionals at Deloitte University and learned about the corporate
culture and brand
Kaiser Permanente – Mid Atlantic Permanente Medical Group
Accounting/Finance Intern
 Processed journal entries in OneLink, MAPMG’s online bookkeeping system, including queries,
nVision reports, standard reports, XML reports, and other inquiries
 Proofread and created process documentations for AP and TE Vouchers Audit Processes, MOU
Procedures, Fee for Service Entry Procedures, etc
 Analyzed company finances in spending and expenses on a quarterly basis
Dev Technology Group
Accounting Intern
 Organized and analyzed financial statements including 1099 forms for service providers by
recording transactions in monthly closing binders
 Cross checked credit card expense statements and customer invoices
 Learned about Quality Management Systems (QMS) including quality polices, customer
expectations, and other requirements
LEADERSHIP EXPERIENCE
PricewaterhouseCoopers Elevate Program
Externship
 Networked with PricewaterhouseCoopers employees while learning about tax and audit lines of
services
Phi Delta Sigma Fraternity Inc., Alpha Chapter College Park, MD
Chapter Enhancement and Stroll Master Spring 2015 - Present
 Promoted the organization’s external and internal reputation and image through small projects
and other assignments
 Created and maintained a dance routine for numerous members of the organization to perform
at social events, fundraising events, service events, and philanthropy awareness events
PricewaterhouseCoopers Sophomore Client Service Experience College Park, MD
Applicant
  Participated in a consulting simulation team project with PwC University of Maryland Alumni
employees
 Experienced leading client interviews, analyzing information, and presenting recommendations
to PwC employees through a final group presentation
ADDITIONAL INFORMATION
Languages: Fluent in spoken Mandarin Chinese, proficient in reading and writing Chinese
Computer: Microsoft Word, Microsoft PowerPoint, Microsoft Excel, Windows OS, Bloomberg Market
Concepts Certified