1.

TO determine psychological factors that determine the propensity to avail credit cards

2.to determine whether socio economic factors lead to frequency of usage of credit cards

3. to identify the relationship between s.e & psy factors and ticket size of credit card purchases

4.to identify the relationship between s.e & psy factors and default on credit card bill payments(#
times defaulted )

5.to determine whether Customer trust score has a relationship with the availing of credit cards by
consumers

6.to determine the relationship between the number of existing credit cards with consumers and
their likeliness to purchase a new one

7.to determine the relationship between a consumer’s CIBIL score and credit card purchases

8.To understand whether repo rates affect the likeliness to purchase credit card

9.To determine whether advertising and marketing initiatives affect the purchase of credit cards

10.To understand the relationship b/w s.e and psy factors and choice of payment options (credit
card,UPI,etc for online and offline purchase