2020 2019

Q4 Q3 Q2 Q1 Q4 Q3
Net Income 1,519 1,334 (1,367) 1,956 1,897 1,681
Total Assets 416,665 387,867 391,879 381,521 373,983 359,765
ROA 0.36 0.34 -0.35 0.51 0.51 0.47
Shareholders' Equity 46,140.52 44,622 42,991 42,286 45,189 44,818
ROE 3.29 2.99 -3.18 4.63 4.20 3.75
Non-Performing Loans 17,443 16,772 17,012 17,334 13,879 13,879
Gross Loans 228837 220131 212766 214133 194895 194194
Non-Performing Loans Ratio 7.62 7.62 8.00 8.09 7.12 7.15
CAR 16.5 16.5 16.5 16.5 16.1 16.1
Total Debt - - - - - -
Debt Ratio
Loan Loss Provision 7,901 7,597 5,385 1,116 3,079 3,079
Loan Loss Provision Ratio 3.45 3.45 2.53 0.52 1.58 1.59
Size of bank 12.94 12.87 12.88 12.85 12.83 12.79
2019 2018 2017
Q2 Q1 Q4 Q3 Q2 Q1 Q4 Q3
1,979 1,899 1,981 1,673 1,880 1,882 1,596 1,788
353,837 345,428 324,840 322,226 316,629 290,691 271,177 277,969
0.56 0.55 0.61 0.52 0.59 0.65 0.59 0.64
42,847 46,054 44,207.00 42,684 40,807 44,244 44,099 42,543
4.62 4.12 4.48 3.92 4.61 4.25 3.62 4.20
15,698 15,416 15,416 13,910 14,598 14,358 12,629 12,629 12,614 11,935
186655 180499 177354 178434 176115 165541 168397 167249
8.41 8.54 7.84 8.18 8.15 7.63 7.49 7.14
16 16.5 16.4 16.7 16.7 17.2 18 18
- - - - - - -

1,641 637 3,871 2,829 1,217 575 3,115 2,333

0.88 0.35 2.18 1.59 0.69 0.35 1.85 1.39
12.78 12.75 12.69 12.68 12.67 12.58 12.51 12.54
2017 2016
Q2 Q1 Q4 Q3 Q2 Q1
1,793 1,749 1,339 1,973 1,905 2,182
268,186 260,788 259,692 264,003 256,142 241,634
0.67 0.67 0.52 0.75 0.74 0.90
40,786 44,047 42,388 41,465 39,103 42,315
4.40 3.97 3.16 4.76 4.87 5.16
11,999 11,713 11,713 11,472 10,413 8,765 7,891 7,891
163782 168702 168509 158843 153304 152442
7.33 6.94 6.81 6.56 5.72 5.18
17.8 17.8 18.4 18.7 18 18.2
- - - - - -

1,353 775 3,927 3,136 2,009 798

0.83 0.46 2.33 1.97 1.31 0.52
12.50 12.47 12.47 12.48 12.45 12.40
 7,416 6,926 7,399
324,840 271,177 259,692
2.28 2.55 2.85
44,207 44,099 42,388
16.78 15.71 17.46
13,910
184937 168397 168509

16.4 18 18.4
- - -

3,871 3,115 3,927

 2020 2
Q4 Q3 Q2 Q1 Q4
Net Income 5,030 3,314 1,315 6,262 6,002
Total Assets 1,067,559 972,009 953,071 947,068 898,572
ROA 0.004712 0.00341 0.00138 0.00661 0.00668
Shareholders' Equity 140,975 135,945 132,138 135,546 129,741
ROE 0.03568 0.02438 0.00995 0.04620 0.04626
Non-Performing Loans 96,991 96,991 83,884 66,201 63,396
Gross Loans 697152.24 634291 511752 594440 535370
NPLR 0.1391 0.1529 0.1639 0.1114 0.1184
CAR 19.6 19.6 19.5 19 19.5
Total Debt 21,245 20,389 21,377 21,970 21,485
Debt Ratio 0.01990 0.02098 0.02243 0.02320 0.02391
Loan Loss Provision 21,813 20,012 11,027 2,898 8,889
LLPR 0.0312887 0.0315502 0.0215475 0.0048752 0.0166035
Size of bank 13.88 13.79 13.77 13.76 13.71
 2019 2018
Q3 Q2 Q1 Q4 Q3 Q2 Q1
6,440 6,949 5,774 5,951 5,933 6,928 5,183
764,335 746,519 725,663 714,313 684,165 667,632 647,474
0.00843 0.00931 0.00796 0.00833 0.00867 0.01038 0.00800
121,232 117,524 119,463 113,661 105,461 98,984 99,633
0.05312 0.05913 0.04833 0.05236 0.05626 0.06999 0.05202
45,583 39,111 38,824 32,692 34,780 37,628 43,775
486423 478731 464263 455880 435281 421508 418618
0.0937 0.0817 0.0836 0.0717 0.0799 0.0893 0.1046
19.5 19.4 19.5 19.5 17.8 17.2 15.3
22,131 22,419 21,466 22,447 20,725 20,697 22,520
0.02895 0.03003 0.02958 0.03142 0.03029 0.03100 0.03478
5,843 3,031 1,163 2,944 1,799 828 600
0.0120122 0.0063313 0.0025050 0.0064578 0.0041330 0.0019644 0.0014333
13.55 13.52 13.49 13.48 13.44 13.41 13.38
 2017 2016
Q4 Q3 Q2 Q1 Q4 Q3
4,629 4,815 5,719 4,542 3,775 5,447
646,669 643,833 630,608 605,754 595,239 570,101
0.00716 0.00748 0.00907 0.00750 0.00634 0.00955
105,966 103,193 98,331 101,215 96,565 91,966
0.04368 0.04666 0.05816 0.04487 0.03909 0.05923
37,496 34,731 33,249 32,151 31,812 31,097
422685 419494 406976 395491 385746 364525
0.0887 0.0828 0.0817 0.0813 0.0825 0.0853
0 18.7 18.7 18.7 0 17.9
14,895 14,423 16,732 23,595 498,673 15,968
0.02303 0.02240 0.02653 0.03895 0.83777 0.02801
5,914 3,137 2,013 958 3,823 3,422
0.0139915 0.0074781 0.0049462 0.0024223 0.0099107 0.0093876
13.38 13.38 13.35 13.31 13.30 13.25
2016
Q2 Q1
5,870 4,630
559,942 556,801
0.01048 0.00832
90,956 83,960
0.06454 0.05515
32,978 30,437
347396 345943
0.0949 0.0880
17.7 17.6
17,746 19,604
0.03169 0.03521
2,071 1,369
0.0059615 0.0039573
13.24 13.23