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    Minh Yến
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    13 views8 pages

    Unit 3

    Uploaded by

    Minh Yến

    Copyright:

    © All Rights Reserved
    Download as PDF or read online from Scribd
    Flag for inappropriate content
    of 8
    redit and debit cards k in pairs. Look at the cards in the photo and discuss these questions, Speaking 1 Wo tare these cards for? te Hansyr ment + withdrawal wees, 1 Wh paca 2 Which one(s) do you hove? eumtert aunt pink If fhe rate of interest 3 Does your bank issue them? Yo ours fc) 4 Doother institutions issue them? No acthe | 5 Do you know how much the APR is on credit cards? 6 Ifyou don't have a credit card, why not? Thave/don't have atn) ... because Fuse my card to wethdrwnk mows whan ey paren Feanyfu mmey to me (1 phrases in the ‘magic Kd rows will Vocabulary 2 Work in pairs. Match definitions 1-9 to the words table’, Write a number in each box. When you finish, the columns a all add up to 1 what you pay to borrow money from a bank or other fi: for a fixed time to lend money to a person or company single ial institution 2) give someone mone 3. adecision about how safe it 4. the maximum amount of money that you can spend with a ard au have to pay money back to a bank when you buy something now and pay for it later 7 when you do not pay an amount you borrowed right away but later § the lowest amount that you can repay when 9 take money directly out of a bank account ose creat carry a balance 2 tenet mor 1% oa Sotepaymentterms | 9) debst % 3 credit eating 4 creas bent 15 =15 5 twee ik . fed woney customers How we f+ We give them cast toll # Wee makea translet 1b Weissue a credit eat account amount that & jm erect lt the mat customer can spend 7 Castomers jimurn payments ‘© make the mi ‘a balance to the next mon y interest. she Momer ca” USC TNE Cardy . Thee pointotsate terminal, = x ise the card at an omer caf Ue ann The cusp termi OF 388 cred ca pointe Fare customer pay the ee « Can peas uses the credit rating to The decide. «eThe bank uses the credit rating tas the credit frit. ith and f and «pay the full balance (by direct debit) an hotest Language [rece Troy only pay ntorest when they cary able We use the zero conditional to talk about generat traths. We form zer0 conditional sentences with ilwhen + present simple + present simple. ‘The if clause can come before or afer the man clause in the sentence, Wher it comes at the beginning, we put a comma attr 4 Match 1-5 to a-e to make zero con you pay your balance at ‘1 the end of the month, Do you use a credit card 3 Hyouusea debit card, ba Hacustomer carries a balance over, 5. We charge interest they pay the minimum balance. they cary ete: We don't charge interest if thoy pay the wholes litional sentences. a) we take the mone account. b) they pay inter ©) acustomer doe: whole amount at once. d) when, pay Speaking 5 Work in pairs, Discuss these questions, 1W payment every month? 2 What happe : How much d What does the APpENS Ifa ey lat happens if you have a eret ‘ns if You carry a bal customer pay if the ustomer does nat hy dit card and you only make the ™ lance on your credit cari yusea debit card? lave a good credit FaliN h words from the Plastic money 1. Complete this eae magic table on pase “" will ew muitbfunction card bout & you have @ Champion cod Yous . «can py fr foe, « hobel room, 3.2 4 poy for purchases immediately. . cndose teen s around the world. om from one month to the next. san corry a(n) (4) boon. over 4 will get o bill every month, which shows how much (5) inkesest you have te pay. at decide exactly how you wont fo pay bock * can choose your (6 ‘and deci ly your era Chea To find out more about his gret ofr, jst ask your bank about our cord. Ustening 2 BING Listen to a radio spot and check your answers in I. Language First conditional \We use the first conditional to talk about something {at ™Ght happen inthe uture, as a resul of a poss ble action or situation, We form first conditional sentences with id + present simple + willcanimay + intintive ‘The if clause can come betore or ater the main clause in the sentence. When it comes atthe beginning, we put ‘a.comma atter it. | you have a Champion card, you will get travel insurance. 1 you have a Champion card, you ean pay for a hotel. You will 90t have any problems with enine shopping i you have a Champicn card. '" you have a Champion card, you will nt have any problems with onine shopping 3 Put these words in the correct order to make first Start with the word in bold and add con pea st conditional sentences, mmas where necessary, Fi es 1 you /if/at the bank ths afternoog fae / tet) yu, von 2 mycredit money / withdraw he / wants /i Work in pairs, Whi first conditional, Speaking 4 M1 have this card, I can/will You may... if... ard /IE/ ose (17 ean jf) the bank / right aye 3 amultifunction card / she /it/ has / edn / shi ae ‘ 4. easy to stiop online / be Ht/ will / hate / yquia cri cag Hi Be1/ you / can / travel ifgurance /a Champion card / if hate Champion gare J may need / he /to use ATMs / around the can you do with the Champion card? Discuss. Use ay / will /from an ATM / y 5 i 5 /you world / the Listen to two conversations and number these unening 5 TEE cou hear them, Write a number ine Sentences ang iy That's nota bad idea. 2 D tsee your point, 3 : iB) Fcouldn’t agree more. -A- D Yes, bur. 4 FF iris out of the question .. 5. 6 Do we use the sentences and phrases in 5 t ‘Aor Don the lines in 5. 0 agree (A) oF disagree (yyy, . ; % speaking 7 Work in pairs. Look at the leaflet in 1 on page 22 agai; points are most important to you. Use phirases for sey on SUS eich ases for agreeing and disagnn” ‘omplete this FAQ we! oe Reading 8 Complete this FAQ web page with questions ace seeing, 4a) How can Ladd money to the card? ; Fa = tecvent 2b) Whois it fo ° ra? Ad) Why is it useful? asked Sc) How can I get it? Ye) What does it cost? ai Te = een - Pherae ' = se a SE CeCe ae) a ‘Tho benefits of the card: Otoai Card is not expensive. + You do not need a bank a credit rating, a « Ifyou lose the card, you can transfer the amount ef on fa new oar + You can use it at point-of-ssle texminals al over the word. + You can withdraw cash from everywhere. ne (2) This card is for you It: * you do not have your own bank account. * you want to shop online. * you need a card for a trip. Vocabulary 9 Workin pairs. the underlined words. i 6 1 journey 2 something pay for something something 3 4 move money from an account 4g request something to another inj 10. buy things over the inte" 5 cash dispenser —AIA speaking 10 thes 1 2 How can you order the an you put money 3 How ¢ 4) Where ¢ 5 What other benefits do Work in pairs or small questions. Use What happens if you lose the card? + The card costs €20 a year. : {leslacement cards ire. u pay only €3.50 to withdraw cash. (4)

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