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  • Cash Flow Book Chagan

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    Prince Charli
    7 views11 pages
    The document contains details of loan applications from multiple individuals including Chagan, Santosh Bai Meena, and Heera Lal Meena. It provides information on their CIBIL scores, existing loans, income sources, bank account details, family details, and assessed eligibility for a new loan. Key details include Chagan earning Rs. 19,500 per month from a kirana store, having a net disposable income of Rs. 14,500, and being assessed as eligible for a Rs. 310,000 loan over 5 years at 26% interest.

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    The document contains details of loan applications from multiple individuals including Chagan, Santosh Bai Meena, and Heera Lal Meena. It provides information on their CIBIL scores, existing loans, income sources, bank account details, family details, and assessed eligibility for a new loan. Key details include Chagan earning Rs. 19,500 per month from a kirana store, having a net disposable income of Rs. 14,500, and being assessed as eligible for a Rs. 310,000 loan over 5 years at 26% interest.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
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    7 views11 pages

    Cash Flow Book Chagan

    Uploaded by

    Prince Charli
    The document contains details of loan applications from multiple individuals including Chagan, Santosh Bai Meena, and Heera Lal Meena. It provides information on their CIBIL scores, existing loans, income sources, bank account details, family details, and assessed eligibility for a new loan. Key details include Chagan earning Rs. 19,500 per month from a kirana store, having a net disposable income of Rs. 14,500, and being assessed as eligible for a Rs. 310,000 loan over 5 years at 26% interest.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
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    of 11

    Sheet1

    CIBIL loan detail format :- Chagan


    CIBIL loan detail format :- App Lumb Singh Loan Open dated CIBIL Score
    Individual NA 145

    CIBIL loan detail format :- Santosh Bai Meena


    Liability Owner Loan Open dated CIBIL Score
    Individual NA 125

    CIBIL loan detail format :- Co-App -


    Liability Owner Loan Open dated CIBIL Score

    CIBIL loan detail format :- Guarantor.- Heera Lal Meena


    Liability Owner Loan Open dated CIBIL Score
    Individual 04 September 2020 728

    Page 1
    Sheet1

    Bank Name Loan amount Loan type/Model


    NA NA NA

    Bank Name Loan amount Loan type/Model


    NA NA NA

    Bank Name Loan amount Loan type/Model

    Bank Name Loan amount Loan type/Model


    sk finance ltd 220000 Tractor Loan

    Page 2
    Sheet1

    EMI TENURE PAID STATUS Track verified


    NA NA NA NA NA

    EMI TENURE PAID STATUS Track verified


    NA NA NA NA NA

    EMI TENURE PAID STATUS Track verified

    EMI TENURE PAID STATUS Track verified


    26418 12 16 active cibil

    Page 3
    Sheet1

    Remark
    good track record

    Remark
    good track record

    Remark

    Remark
    good track record and EMI Mode is quatorly

    Page 4
    Sheet2

    Family detail:-

    Sr. No. Name Father/Husband Name Age


    1 Chagan Lakhma 32
    2 Santosh Bai Meena Chagan 30
    3
    4
    5
    6

    AQB: Banking detail

    Name of custome Chagan


    Type of Account ICICI Bank
    Account No
    Month 5th of every month 10th of every month 15th of every month
    Sep-21 0 0 0
    Oct-21 0 0 0
    Nov-21 0 0 0
    Dec-21 0 0 0
    Jan-22 0 0 0
    Feb-22 0 0 0
    62
    Overall average Balance

    Page 1
    Sheet2

    Page 2
    Sheet2

    Relation with
    applicant Working/studying/other
    Self Working
    Spouse Other

    Chagan
    ICICI Bank

    25th of every
    Monthly Average Balance AQB
    month
    0 0
    0 0 0.00
    0 0
    0 0
    0 0 0.00
    0 0
    0
    0.00

    Page 3
    Sheet2

    Page 4
    Sheet3
    Assessed income/cash flow
    Avg. Monthly income from Kirana Store
    19500
    Avg marg. Approx 35%

    Total Income 19500


    Business Expenses
    Business rent of shop 0
    Business Costing Monthly of 0
    Net Income Applicant business 19500
    Other income (Photo shop and vehicle booking)
    Total Income 19500
    Expenses
    Existing Obligation
    House hold+education+other 5000
    Total Expenses 5000
    Net Disposable Income (A) 14500
    9282
    FOIR 64.01

    Land ltv 257,250.00 120.51


    Total ltv 696,750.00 44.49

    Page 5
    Sheet3

    9067466

    Loan 310000
    Tenure 5
    IRR 26.00%

    Installment 9281.54547035405

    Page 6
    Sheet3

    Page 7

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