Module 5

Online Banking, Credit Card & UPI Security,

POS & ATM Security
• Online Banking Security Techniques,
• Mobile Banking Security Techniques,
• Security for Debit & Credit Cards,
• UPI & e-Wallet Security Guidelines, Security for using Micro-ATMs &
POS (Point of Sales).
Digital Payment

• What is a Digital Payment

• What is a Cashless Economy
• 10 Types of Digital Payment Methods in India
• How to get Banking cards?
• How to Use *99#?
• How to use AEPS?
• How to use UPI?
• How to use a mobile wallet?
• How to Use a Prepaid Card?
• How to Use BHIM App?
• Benefits of Digital Payments
Online Banking Security Techniques
• Choose Strong and Unique Passwords
• Enable Two-Factor Authentication If Your Bank Offers It
• Steer Clear of Public Wi-Fi
• Sign Up for Banking Alerts
• Be Wary of Phishing Scams
• Choose Wisely When Downloading Financial Apps
Mobile Banking Security Techniques
• Auto-lock and password protect your phone
• Set strong Passwords
• Notify your financial institution
• Log out of sites.
• Turn Wi-Fi off when not in use
• Keep your operating system and apps updated.
• Avoid storing sensitive information on your phone
• Be careful when clicking
• Use caution when downloading apps
• Be aware of your surroundings
Security for Debit & Credit Cards

• Check your bank statements often

• Protect your PIN number
• Consider avoiding debit card use online
• Only use ATMs at a bank
• Don’t use public wireless access for financial transactions
• Report problems immediately
• Consider filing a police report
• Create your own security profile
UPI & e-Wallet Security Guidelines, Security for using Micro-ATMs & POS (Point
of Sales).

• Aadhaar Enabled Payment System (AEPS)

• Unstructured Supplementary Service Data (USSD)
• Securing Point of Sale (POS) system
• Security of Electronic-wallets
• Online Payments through Unified Payment Interface
• Micro ATMs