You are not well aware about different sources of finance You have not estimated your operating cost accurately You were not able to estimate correctly the ROI of your business Your financial leadership skills are not sufficient to run the business You are not aware about the competitors of your business Your business idea is not innovative for the current market You are not aware about the different tools and methods of finance to run the business Macro environment parameters (interest rate, dollar price, crude oil price, commodity price, global economy etc.) are not supporting your business You are facing liquidity or cash problem to run your business You are not able to gather/collect required data to run your business smoothly You are facing environmental challenges (government approach, certifications, technical know-how etc.) to run your business.