The bank’s projected net liquidity in the next week is a surplus of INR ……….

in million
Deposit withdrawals $180 −
Deposit inflows $270 +
Scheduled loan repayments $200 +
Acceptable loan requests $150 −
Borrowings from the money market $80 +
Sales of bank assets $40 +
Stockholder dividend payments $150 −
Revenues from sale of nondeposit services $95 +
Repayment of bank borrowings $60 −
Operating expenses $50 −
= [270+200+80+40+95] − [180+150+150+60+50]
= 685-590
= 95
Faced with an expected liquidity deficit, Ocean View State Bank could arrange to
increase its money market borrowings from other institutions or sell some of its assets
or do some of bot
Deposit withdrawals $100 −
Deposit inflows $95 +
Scheduled loan repayments $90 +
Acceptable loan requests $60 −
Borrowings from the money market $80 +
Sales of bank assets $40 +
Stockholder dividend payments $150 −
Revenues from sale of nondeposit
services $95 +
Repayment of bank borrowings $60 −
Operating expenses $50 −
= [$95 + $90 + $80 + $40 + $95] − [$100 + $60 + $150 + $60 + $50]
= 400 − 420
= −$20 million.
Faced with an expected liquidity deficit, Ocean View State Bank could arrange to
increase its money market borrowings from other institutions or sell some of its assets
or do some of bot
Deposit withdrawals $100 −
Deposit inflows $95 +
Scheduled loan repayments $90 +
Acceptable loan requests $60 −
Borrowings from the money market $80 +
Sales of bank assets $40 +
Stockholder dividend payments $150 −
Revenues from sale of nondeposit
services $95 +
Repayment of bank borrowings $60 −
Operating expenses $50 −
= [$95 + $90 + $80 + $40 + $95] − [$100 + $60 + $150 + $60 + $50]
= 400 − 420
= −$20 million.
Faced with an expected liquidity deficit, Ocean View State Bank could arrange to
increase its money market borrowings from other institutions or sell some of its assets
or do some of bot

Using liquidity indicator approach, the core deposit ratio of the bank is closet to………..…%
Cash and due from depository institutions