Lumpsum Require for Monthly SWP and targeted wealth creation

Current Age 50 Years

SWP amount ₹ 25,000 Amount
SWP Period 25 Years
Balance Required ₹ 5,000,000 Amount
Lumpsum Require for Monthly SWP and targeted wealth creation
Situation 1 12% Situation 2 15%
₹ 2,773,823 ₹ 2,221,093
Effective Withdrawal rate
Situation 1 10.82% Situation 1 13.51%
Monthly Withdrawal & Projected Investment Value
Situation 1 @ 12% Situation 2 @ 15%
Sr No Age
Monthly SWP Year End Balance Monthly SWP Year End Balance
1 51 ₹ 25,000 ₹ 2,790,519 ₹ 25,000 ₹ 2,234,152
2 52 ₹ 25,000 ₹ 2,809,219 ₹ 25,000 ₹ 2,249,170
3 53 ₹ 25,000 ₹ 2,830,162 ₹ 25,000 ₹ 2,266,441
4 54 ₹ 25,000 ₹ 2,853,620 ₹ 25,000 ₹ 2,286,302
5 55 ₹ 25,000 ₹ 2,879,891 ₹ 25,000 ₹ 2,309,143
6 56 ₹ 25,000 ₹ 2,909,316 ₹ 25,000 ₹ 2,335,410
7 57 ₹ 25,000 ₹ 2,942,271 ₹ 25,000 ₹ 2,365,616
8 58 ₹ 25,000 ₹ 2,979,182 ₹ 25,000 ₹ 2,400,354
9 59 ₹ 25,000 ₹ 3,020,521 ₹ 25,000 ₹ 2,440,302
10 60 ₹ 25,000 ₹ 3,066,821 ₹ 25,000 ₹ 2,486,243
11 61 ₹ 25,000 ₹ 3,118,677 ₹ 25,000 ₹ 2,539,075
12 62 ₹ 25,000 ₹ 3,176,756 ₹ 25,000 ₹ 2,599,831
13 63 ₹ 25,000 ₹ 3,241,804 ₹ 25,000 ₹ 2,669,701
14 64 ₹ 25,000 ₹ 3,314,658 ₹ 25,000 ₹ 2,750,052
15 65 ₹ 25,000 ₹ 3,396,255 ₹ 25,000 ₹ 2,842,455
16 66 ₹ 25,000 ₹ 3,487,643 ₹ 25,000 ₹ 2,948,719
17 67 ₹ 25,000 ₹ 3,589,997 ₹ 25,000 ₹ 3,070,922
18 68 ₹ 25,000 ₹ 3,704,635 ₹ 25,000 ₹ 3,211,455
19 69 ₹ 25,000 ₹ 3,833,028 ₹ 25,000 ₹ 3,373,069
20 70 ₹ 25,000 ₹ 3,976,829 ₹ 25,000 ₹ 3,558,924
21 71 ₹ 25,000 ₹ 4,137,886 ₹ 25,000 ₹ 3,772,658
22 72 ₹ 25,000 ₹ 4,318,270 ₹ 25,000 ₹ 4,018,452
23 73 ₹ 25,000 ₹ 4,520,300 ₹ 25,000 ₹ 4,301,115
24 74 ₹ 25,000 ₹ 4,746,574 ₹ 25,000 ₹ 4,626,178
25 75 ₹ 25,000 ₹ 5,000,000 ₹ 25,000 ₹ 5,000,000