The next generation

BUSINESS WHITEPAPER V 2.0.

of digital asset
management
Seamless Blockchain Ecosystem
for Finance and Investments
Contents
Disclaimer 3
Ecosystem 4
Vision 5
The Market 7
Problem and Solution 9
ZENIQ Hub 11
Hardware 12
Benefits 13
Security 14
ZENIQ Coin 17
Coin Minting 19
TIME Halving & SALES Halving 19
ZENIQ Exchange 21
ZENIQ App 23
Tokenization 24
Forecast 25
ZENIQ Team 26
ZENIQ Digital Roadmap 27
Legal Notices 28
Index 29

2
Foreword

The invention of blockchain techno- product and a trustful team of experts. With
logy and associated cryptocurrencies the ZENIQ Hub, a minting system, an asset
has significantly changed the finan- storage safe, and a trading and
administration platform (Exchange) are
cial world since its beginnings with
combined in one.
„Bitcoin“ over 10 years ago.
The main focus is on safety and usability.
In this respect, the ZENIQ Hub is the world‘s
Financial crises, misappropriation of custo-
first device, guaranteeing customers ab-
mer funds and numerous scandals have se-
solute security and independence when it
verely damaged society‘s confidence in the
comes to their own asset management.
traditional banking system. Because of this,
With this product, a new security standard
cryptocurrencies and the idea of a decentra-
is created that is intended to largely revolu-
lized financial system have gained more and
tionize the world of crypto finance.
more approval from the population. Today
there are already thousands of cryptocur-
rencies and numerous exchanges that spe-
cifically trade currencies. Sadly, also a lot of
Blockchain projects and IPOs turned out to
be scam.

ZENIQ Technologies is entering this new

world of finance with an unprecedented

3
Ecosystem

ZENIQ Technologies is a research and This consists of the combination of the ZE-
development company that NIQ Coin, the ZENIQ Hub, the ZENIQ App and
licenses select partners to provide the future decentralized ZENIQ Exchange.
products and services based on its
This unique FinTech project give investors
proprietary technology. Such
the opportunity to invest in digital financial
partners execute sustainable
market products and projects at an early
projects with the aim of achieving
stage. This allows for greater security and
measurable social and economic flexibility. It also enables independent in-
benefits. vestment decisions and better opportuni-
ties for profits and tokenized assets in this
To this end, ZENIQ has been working with a digital world.
few partners since 2018 to implement this
revolutionary decentralized ecosystem cal-
led the ZENIQ Hub.

Over the past few months, the ZENIQ team

has developed the technology behind the
ZENIQ Hub, the WORLD‘S FIRST financial
Hub for fiat and digital as-
sets. The Hub is a robust, secure and unique
platform for exchanging assets with modern
and mobile fiat payments in a seamless and
secure, self-controlled financial ecosystem.

4
Vision

ZENIQ enables everyone in the world to gain

financial freedom through easy and secure
access to blockchain technology.“

With its products, ZENIQ Technologies offers unique, secure and trustworthy access to di-
gital assets in the financial market. The declared goal is to break down barriers in the digital
financial world and to make investments in digital assets as easy as booking a hotel. All this,
while taking into account your own control of assets and maximum security in a crypto
market that is currently only partially regulated.

ZENIQ Technologies’ research and development creates state of the art IT infrastructure for
secure blockchain based services. We believe that decentralized systems enable freedom of
asset exchange globally.

The team of top developers, highly skilled managers and powerful partners guarantee the
highest quality of products and trustful services for your satisfaction.

5
The Market

The world of finance has changed If you look at the story behind the most fa-
significantly over the past decade. mous of these currencies: Bitcoin, it beco-
Blockchain technology and numerous mes clear the market potential cryptocur-
rencies offer. Started in 2009, Bitcoin had
crypto currencies were able to esta-
practically no value. Four years later, the
blish themselves in society.
currency cracked the $ 1,000 threshold.
You are indispensable in the financial world.

6
Another four years later it was a whopping to regulatory measures in different count-
$20,000 per bitcoin. This rapid upswing ries. In other words, in many countries such
naturally attracted media attention. Cryp- exchanges do not have to be registered via a
tocurrencies have increasingly become a central authority in order to be able to start
serious investment. In the same year, 1,000 operating.
different cryptocurrencies were officially lis-
ted on exchanges around the world for the It is currently assumed that there are around
first time. 500 exchanges worldwide that specialize in
trading crypto currencies. If you look at the
The number of crypto exchanges has also daily trading volume of the leading crypto
grown rapidly since then. However, the exact exchanges, several BILLION US dollars are
number cannot be precisely determined due reached.

7
One thing is certain: cryptocurrencies like in the current banking system. If you look
Bitcoin have become the most lucrative as- at long-term evaluations by the Gallup Poll,
set in the financial world over the past de- around 50% of the German population dis-
cade. For 2021, financial and crypto experts trust the banks1. With every further finan-
are again expecting record-breaking price cial crisis, the mistrust on the part of the
developments. One of the reasons for this is population could increase further.
the ever-dwindling trust of the population

Problem and solution

With the rapid rise of the crypto mar- an enormous weak point has developed in
ket over the past decade, the daily the global crypto construct: the exchanges
trading volumes of many crypto ex- themselves. In terms of their technical pro-
cess, they are mostly structured the same -
changes have also shot through the
they are centralized, similiar as the conven-
roof.
tional banking system itself. The currencies
Top exchanges such as Binance, for example, are stored in so-called hot and cold wallets.
sometimes reach a daily volume of almost 4 With conventional exchanges, a trader has
billion US dollars. These enormous sums of to transfer his assets to a hot wallet of the
money did not go undetected for long by cy- respective exchange in order to be able to
ber criminal gangs and other associations. trade. On a hot wallet, the assets are held
In the past few years, several crypto exchan- by the exchanges, that means that the user
ges have fallen victim to hacking attacks. has only co-access to its assets.
The stolen sums often amounted to hun-
dreds of millions of euros. Over the years,

8
The disadvantage here is that the hot wallet decade, security issues have increasingly
is always connected to the Internet and is become a trust barrier between cryptocur-
therefore a central target for hackers. Assets rencies and the population. How can this
on the cold wallet are offline and out of re- trust barrier be broken, or how can trading
ach of cyber criminals but cannot be traded. with crypto assets actually be made secure?
According to a study by Encrybit from 2018,
around 40% of the crypto traders surveyed The team behind ZENIQ Technologies has
believe that the security standards of the dedicated itself to this question and has
exchanges are the biggest problem2. A third managed to create a new security standard
of respondents think that excessive trading for the world of digital assets with the “ZE-
and withdrawal fees are the biggest prob- NIQ Hub”. The answer: A truly DECENTRA-
lem. LIZED financial ecosystem. With the ZENIQ
Hub, the last centralization issue of the so-
While fees are relatively easy to optimize, called hot wallet is also broken open.
the security aspect pushes programmers
around the globe to their limits. In the last The Hub itself serves as a hot wallet, which
makes it possible to trade assets completly
decentralized. A central hot wallet, which is
managed by ZENIQ Technologies, is redun-
dant and therefore does not offer a central
point of attack for criminal hacker gangs.
Anyone who owns a Hub has, so to speak,
a “digital asset safe” with its own trading
platform, to which only the owner himself
has access.

9
The ZENIQ Hub

The “ZENIQ Hub” is more than just a always automatically generates your private
simple piece of hardware! Rather, it key and the start value from the beginning,
is also the portal for international di- which is only visible locally for you as the user
and is therefore kept safe in your hands only.
gital investments and a range of con-
nected services. It is also a “ticket” to
ZENIQ Technologies itself has no access to
be part of an upcoming revolution - in
your “private keys”. By connecting the ZENIQ
digital asset management, interna-
Hub with the ZENIQ Exchange and the ZENIQ
tional project and asset participation App, the Hub becomes the central point of
in new forms of financing through access for your own investments and your
fully decentralized tokenization. assets, to which ONLY YOU have access.

With classic exchanges the “private key” with

access to digital coins, assets and
other assets of the owner is managed by the
respective service providers themselves.

Furthermore, the transmission and sto-

rage of data with stored technology are
often not visible for the customer and
the service provider has the full ac-
cess to the digital assets. The dif-
ference to this common market
practice is that the ZENIQ Hub

10
Hardware

A seven inch touchscreen is built into the top of the ZENIQ Hub 01 for operation. The device
is about the size of a small tablet, but differs in height. Setup and operation can be carried
out intuitively via the touchscreen. No additional equipment is required for operation. The
sockets for the LAN connection and the power pack are located on the side of the device.
The ZENIQ Hub is an IT product manufactured according to the highest international quality
standards. You can also have several ZENIQ Hub “01s”. Your assets increases accordingly. By
operating several ZENIQ Hubs you can easily multiply your profits many times over.

– 7 inch HD touch screen – Operation at 110-230VAC / 50Hz, Approx.

– 2 independant processor units 40Watt (lower energy consumption than a

– Easy installation - connection to the Internet laptop)

and everything else is “plug & play” – Connection to the home network via WLAN or
– Connection to the ZENIQ App and access to Ethernet cable

the ZENIQ Exchange – For the constant production of the ZENIQ
– Hub produces ZENIQ Coins from the first day Coins, the ZENIQ Hub must be permanently

after purchase (before Delivery!) connected to the power supply and the Inter-
– The connection to the mobile phone can be net (7x24 hours).

disconnected manually via the touchscreen – After the sale of the limited edition of the
(i.e. if lost) ZENIQ Hub “01”, the ZENIQ Hub “02” will be
– No third-party services such as Google available for sale as an unlimited edition with

Chrome etc. required the same functions and benefits, but without
– “Shield Technology“ (QR Code) the minting function for ZENIQ Coins

– ROI (return on investment) achie-vable in the

second year at the latest, based on the expec-
ted price development of the ZENIQ Coin

11
Benefits

– Generate wealth
Use the ZENIQ Hub as a minter to generate your sustainable ROI through the
ZENIQ Coins (OPTIONAL ONLY FOR LIMITED EDITION / does not apply to Hub“02”)
The ZENIQ Coin holders will receive a profit share of 100% of the ZENIQ
Exchange, so the real value of the coin is to participate in the profit of
the exchange.

– Manage and secure your digital assets

Use the ZENIQ Hub as your personal digital asset management device .
Flexible and accessible at any time from anywhere through mobile applications.
Safe storage at an individual location since most of the functions functions can be
carried out mobile.

– Trade your digital assets

Manage your Exchange assets (Tokens, Coins, NFT‘s, etc.) on your own secure ZENIQ
Hub. If your Hub is lost or damaged, all assets can be restored quickly and without loss
using the „Seed“ of 24 words to recover the „private key“.

12
Security

The main goal at ZENIQ Technologies do not want to invest in crypto currencies for
is to protect your privacy in the digital fear of theft and hacker attacks. ZENIQ Tech-
world and to maximize the security of nologies wants to resolve this trust barrier
with the highest security and a truly DECEN-
your digital assets by using the ZENIQ
TRALIZED financial system. The ZENIQ Hub
Hub and the unique “shielding techno-
and the ZENIQ Exchange create unpreceden-
logy”.
ted security standards for digital assets.

This is done by removing all third-party ser- WHY is the ZENIQ Hub currently the most
vices for your multi-factor authentication secure hardware wallet in the world?
from ZENIQ. The Hub is, so to speak, your own safe vault
for all digital assets, additionally it has an
The unique “shield technology” does not re- integrated masternode. The most import-
quire any third party providers such as Goo- ant technical specs:
gle Authenticator and makes the security — Hardware wallet with 7” touchscreen
barriers almost impenetrable. Furthermo- — 2 independant processor units
re, the ZENIQ Hub is also a next generation — 250 GB SSD storage
hardware wallet that is available at any time
and from anywhere via the ZENIQ App. LINUX serves as the operating system and is
the basis for optimal security and the interior
A study by the German Postbank3 from 2018, of the ZENIQ Hub houses two major technical
showed that around 30% of those surveyed components.

13
Component 1 is for operating the Hub digital transactions from one user to anot-
and for high usability. her (peer to peer). At the ZENIQ Hub, trans-
It is the main computer in which the soft- actions of digital assets are commissioned
ware is integrated. Everything that the user on the main computer. You then need the
sees and operates on the Hub‘s display runs signature generated by a private key, which
primarily on the main computer. This main is located on the Key Guard. No transaction
component also enables the internet con- takes place without a signature.
nection, which is required for all basic func-
tions. These include: In order for a transaction to be carried out,
— Minting function the two components must be able to com-
— Connection to the smartphone wallet municate with one another. This allows a
— Access to the ZENIQ Exchange limited interface between the two compu-
— Trading and transactions of assets ters, which only can exchange user data.
— Software updates Each transaction is first sent from the main
computer to the Key Guard in order to be
Component 2 is the crucial security signed there. In this way, the user‘s priva-
component within the ZENIQ Hub. te key always remains OFFLINE and cannot
The so-called Key Guard is a smaller com- leave the Key Guard. A notification is then
puter that securely stores the user‘s “private sent to the user‘s paired smartphone, which
key“. The Key Guard is physically and logical- is then informed about the transaction on an
ly separated from the main computer by an additional channel. So that this additional
“air gap” and is therefore NOT connected to authentication cannot be manipulated, the
the Internet. Key Guard sends the notification through a
technical “tunnel” in the main computer to
Digital transactions &
the smartphone.
3-factor authentication
Optimal security is particularly important for

14
This ensures that the notification is not in- identities reaching the device. The Key Guard
terrupted or falsified on the main computer. also plays a major role here. The decisive fac-
The transaction can only be carried out if the tor is that it is separate from the main com-
transaction is confirmed on the smartphone. puter and therefore technically inaccessible
This process of 3-factor authentication ma- to malware. The private key remains safe on
kes unauthorized access to the Hub nearly the Key Guard under all circumstances.
impossible.
Security Conclusion
Malware With its additional built-in security com-
Another important point for optimal protec- ponent, the ZENIQ Hub creates an unprece-
tion is security against malware. The internet dented security standard for digital assets.
connection with conventional hardware wal- The isolation of the Key Guard from the main
lets offers the largest attack surface for mal- computer of the device protects the private
ware. When programs are updated manually key from unauthorized access to the device,
via their own PC or laptop, users may down- manually or via malware. In this sense, the
load manipulative malware from unsecure main computer acts as the user‘s “personal
providers onto their device without noticing. asset management system”. The Key Guard
Potential cyber criminals can then gain ac- practically functions as a high-security safe
cess to the private key of the respective user. that stores the most valuable possession,
Software updates for the ZENIQ Hub are not the private key, and never communicates it
“open source” and can only be programmed to the outside world. The implementation
and installed by ZENIQ itself. of three-factor authentication also protects
the owner‘s assets from unauthorized ac-
Necessary updates are carried out automati- cess and makes them impenitrable. With
cally on the device and cannot be down-loa- this ZENIQ sets a new benchmark of security
ded manually from the Internet. This means in blockchain technology.
that there is no risk of malware from incorrect

15
16
ZENIQ Coin
The ZENIQ Coin is a user-minted coin tralized coin and can therefore be listed
on the ZENIQ Hub intended to support and used by everyone and is therefore freely
and enable transactions in the ZENIQ tradable. The ZENIQ Coin is a UTXO-based
crypto currency (Unspent Transaction Out-
blockchain. It is also the me-
put) and is based on its own blockchain with
dium for sharing profits of the ZENIQ
the following advantages:
Exchange, which results from
— No pre-mining (the Coin is not issued by
transaction fees and the increase of

ZENIQ)
volume on the ZENIQ Exchange. — Output through mining (1%) and minting

(99%) on the Hub of the user only
At the same time, the ZENIQ Coin will also be — ZENIQ Coin is token-enabled
used in the future for the implementation of
digital/physical and profitable ZENIQ pro- By using a token-based system, which is ba-
jects with additional listing on other inter- sed on a trustworthy and secure blockchain,
national exchanges and platforms. real use cases for tokenization are availa-
ble, i.e. for our customers, in project profit
Thus, the expected performance of the participation, physical assets (i.e. works of
ZENIQ Coin is not only linked to profit sha- art, precious metals, real estate) and much
ring on the ZENIQ Exchange, but also to more, whereby these “Tokens” can be con-
future ZENIQ projects and the ZENIQ Coin verted from physical to digital assets whe-
as a means of payment for additional reas the digital assets are made accessible
products and services. Technologically, the to a much broader international group of in-
ZENIQ Coin was developed by programmers vestors.
specifically to fulfill the need of the ZENIQ‘s
ecosystem, but it is also a classic, decen-

17
Coin Minting TIME Halving & SALES Halving
Minting is defined as the computer process In a sustainable project, “halving”, i.e. the
of checking information, creating a new regular halving of the amount of newly min-
block, and recording that information on ted/mined coins, usually contributes signi-
the blockchain. To illustrate the blockchain ficantly to a long-term increase in the value
a bit more graphically, let‘s imagine that the of the coin due to the shortage of the avai-
blockchain is a digital book in which, pages lable amount over time. Bitcoin was the first
can be added. To store more information to show this clearly (halving every 4 years).
new pages have to be created. These pages
are the so-called blocks in the blockchain. With the ZENIQ Coin, it has two dedicated
To mint a ZENIQ Coin, a new page (block) halvings. The “TIME Halving“ is time-based
is created. These minting/mining pages (annually) and the “SALES Halving“ depends
(blocks) are limited to a certain number. To on the sales figures of the ZENIQ Hub “01”.
change the ownership of the coin from one
user (address) to another, also a new page TIME Halving
(block) has to be created. These pages are The TIME halving depends on the timing of
unlimited, the blockchain. During the first 12 months
there are around 100 ZENIQ Coins minted
— The first ZENIQ Hubs (“01”, limited edi- per day. The first TIME halving started at the

tion) are supplied with a minting function middle of February 2021. However, the hal-
— Daily production of an average of approx. ving of the number of coins does not happen

100 ZENIQ Coins in the first year (per Hub) immediately with the next block, as is the
— The ZENIQ Coin is produced by the owner case with Bitcoin, every 4 years.

of the Hub himself once the Hub has been
activated by the owner Over a period of 12 months or 50 weeks, the

18
number is gradually reduced to 50 coins Then the first SALES halving starts with
per day. So about one coin per day less eve- the sale of Hub number 10,001. Every 1,000
ry week. In the third year, the daily number Hubs then will relatively mint 4% fewer co-
will gradually be reduced to 25 coins per day ins per day then previous 1,000 Hubs. This
over a period of 50 weeks. The halving of the means that after another 10,000 Hubs, an
daily number of coins minted is therefore approximate halving of the daily amount of
flowing. We have a “flowing“ halving here, so coins is achieved.
to speak.
This flowing reduction in steps of 1000
SALES Halving is dependent on the sales figures. It is, a
The SALES halving depends on the number “sales“ halving. In connection with the opti-
of Hubs sold. The number of ZENIQ Hubs mal security of the ZENIQ Hub, the develop-
“01“ with the minting function for ZENIQ Co- ment of the ZENIQ Exchange as well as the
ins is currently limited to approx. 500,000 community and, last but not least, the to-
units. Only the first 10,000 Hubs sold re- kenization projects, this halving system will
ceive 100% of the daily amount of coins, re- make a significant contribution to increa-
gardless of the timing of the TIME Halving. sing the value of the ZENIQ Coin.

19
ZENIQ Exchange

The ZENIQ HUB is the interface for bly on the ZENIQ Hub. The advantages of a
the decentralized ZENIQ Exchange, decentralized exchange are used and at the

with its focus on data pro- same time the disadvantages of current
decentralized solutions on the market are
tection, security and a user-friend-
eliminated with the help of a decentralized
ly design. With the ZENIQ Exchange,
blockchain and a dedicated device.
users can easily and securely trade
crypto assets worldwide. Basically, the ZENIQ Exchange will have uni-
que functions that represent significant
The ZENIQ Exchange offers a simple and added value for users. Compared to compe-
reliable way to trade crypto assets and to titors markets and exchanges, the transac-
manage and store them securely and flexi- tion fees on the ZENIQ Exchange will be very

20
low, which is expected to contribute to the ecosystem accessible to the customers in
growth in sales and profits of the ZENIQ Ex- an easy, mobile and secure manner.
change. Owners of ZENIQ Coins will be given
priority treatment with thanks to the coin Advantages of the ZENIQ Exchange:
features. Also the ZENIQ Coin holders will — Best exchange rates
get a 100% profit share of the exchange. — Free transfers
— Optional IBAN connection for

fiat-payments through regulated
partners

— Very low fees - much cheaper than
common exchanges

— Additional fee advantages (25%) by
using the ZENIQ Coin

— Eurocoin (decentralized stablecoin) with
real-time transactions (instant trans-
actions)

— 0.01 EUR as a fixed transaction fee

One of the main features of using the — All popular standard crypto trading cur-
ZENIQ Exchange in the future is the seam- rency pairs
less integration of FIAT currencies with — 100% profit sharing for ZENIQ coin holders

regulated partners, which also enable SEPA — Objective: to be positioned among the
transactions. Payouts are therefore top 10 exchanges in the world from the
free of charge and the ZENIQ Hub also 3rd year prospectively

offers additional application options — Asset exchanges of all kinds, from coins
with unprecedented security. In addition, and tokens to countless other digital
it is ZENIQ‘s main goal to make all functions assets
of the ZENIQ financial

21
ZENIQ App

The ZENIQ App enables the customers to have secure

and worry-free access to their digital assets at any
time:

— Gate to real-time and fiat and crypto transactions


— Digital and fiat payment solutions for online and
point of sale payments (at the “POS“)

— Private and secure

— Private (or personal) wallet on the smartphone

— Smartphone paired via App

— Each transaction is logged in the ZENIQ App
within the wallet and
implemented in the ZENIQ Hub

— Simple operation - suitable for the
masses - intuitive to use

— IBAN function through
regulated partners

22
Tokenization
Tokens are digital units that are usu- for new investors, but also help illiquid as-
ally backed with real values or rights. sets such as art or real estate to new forms
This can be used similar to money on of participation and thus to liquidity. In the
digital world, you no longer have to own a
certain platforms, but it could also
complete property or your own work of art
come with a voting right like an equity
as a whole, but can also become a co-ow-
share of a company or it could activate
ner of it as part of your investment or simply
a certain service.
participate in the rights that come with an
asset. These and many other advantages
In summary, tokenization is a digitization of and other benefits of this digitization can no
assets and other real goods or services. ZE- longer be overlooked.
NIQ‘s goal is to trade assets just as afforda-
bly and quickly over the internet as informa- Due to the Applied blockchain technologies,
tion is exchanged. A token can contain rights your assets will not only be more secure but
of several real goods or assets, such as real also more transparent for you. With access
estate, works of art, stocks, raw materials or to the internet and thus to the whole world,
a currency. Thus tokenization gives the op- everyone can participate in the benefits of
portunity to send these tangible assets qui- tokenization of assets, products, services
ckly and securely via the ZENIQ Hub. and projects. “Tokenized Products” therefore
play an important role for the ZENIQ Group
The tokenization of assets will change many today and in the future through the afore-
markets and industries and free up trilli- mentioned technology and for the growth of
ons of euros / dollars worldwide, as it will the group of companies, which also includes
not only open up liquid financial markets own projects.

23
Forecast

Studies and surveys by institutions equity capital and other financial assets.
such as the World Economic Forum Based on the development of values in the
(WEF), Deloitte and McKinsey (see past as well as future growth expectations
and studies by the WEF, these results were
references) assume that up to 10% of
compared and published. As a result of this
global gross domestic product (GDP)
method, the experts forecast a tokenized
can be processed by 20274 with the
asset market of around US $24 trillion in
help of tokenization and blockchain
financial assets by 20275.
technology.

However, these asset classes that did not

For estimation purposes, the World Econo- yet exist or tokenization application areas
mic Forum (WEF) only considered financial that had not yet been identified or signifi-
assets and real assets, which are divided cant innovations and the resulting increa-
into the following categories: listed equi- ses in the growth of intangible assets such
ty, unlisted equity, other equity, bonds, as patents, rights of use were not included.

24
ZENIQ Team
When passion and experience are motivated team to work with even more
combined, great things can be crea- commitment towards the common goal: to
ted. bring people closer to new blockchain tech-
nology and to help them use this technology
Experts from a wide variety of specialized for their private and business applications.
fields have come together to revolutionize With a proven track record and overall ex-
the the world of blockchain technology - perience of more than 30 years in payment
this is the team at ZENIQ Technologies. The solutions, software engineering and block-
passion and enthusiasm of the company chain technology, the team is ready to build
founders inspire the members of this highly the future.

Mag. Erwin Dokter, Dr. Dr. Michael Ofner, MBA Solaiman Al-Rifai Mohammed M. Yasin
MBA Chief Executive Chief Operations Officer & Managing Director Director of Strategy &
Officer & Member of Member of the Board & Member of the Governance & Member
the Board Board of the Board

Jan Bollmeyer Silvia Zarazaga, MA, MA Pedro Cieza Alan Zettelmann

Chief Sales Chief Administrative Chief Legal Chief Innovation
Officer Officer Officer Officer

Eric Heinemann Chief

Marketing Officer
25
Roadmap

Idea and Concept creation Official Sale of the ZENIQ Hub

08/2018 8/2020

Market analysis and research First Hub shipment to customers

Q1-Q3/2018 Q4/2020

Concept, Plan & Team assemble First tokenized ZENIQ projects

Q4/2018 Q4/2021

Building the App and the ZENIQ Coin Listing the ZENIQ Coin on at least one
Q1-Q3/2020 major Exchange
Q2/2021
Building a functional Platform
Q1-Q3/2020 ZENIQ Coin (expected minimum value 0,038€)
Q3/2021
Launch of the ZENIQ Hub, App and the Coin
7/2020 Start building the ZENIQ exchange
Q3-Q4/2021
ZENIQ Hub Presell
7/2020 Beta Version of the ZENIQ Exchange
Q3/2022
Launchof the Website (Beta Version)
8/2020 Approx. launch of the ZENIQ Exchange
Q3/2023

26
Legal Notices

This White Paper is made available to provide business information and it does not
constitute a contract or an offer of sale between the reader and Zeniq. Please note that
the information found in this document is subject to change. This means key aspects of
the project may change or be abandoned at any time. This includes, for example, token
economics and dates for any planned security token offering.

The information contained in this White Paper is not written or intended as financial, tax or
legal advice. You are encouraged to seek financial, tax and legal advice from your professio-
nal advisors. ZENIQ provides no guarantee as to the completeness, reliability, relevance or
accuracy of information found in this White Paper. ZENIQ makes no representations or war-
ranties of any kind, express or implied, and is not responsible for and disclaims all liability
for any loss, liability, damage (whether direct, indirect or consequential), personal injury or
expense of any nature whatsoever which may be suffered by you or any third party (inclu-
ding your company), as a result of or which may be attributable, directly or indirectly, to your
access and use of any information contained in this White Paper.

Any plans, forecasts or projections mentioned in this White Paper may not be accomplished
in whole or part due to multiple and compounding risk factors, including but not limited to
defects or limitations in technology, legal or regulatory exposure, sector volatility, corporate
actions, and/or market inconstancy. All information contained in this document is intended
to be indicative only and is not a statement of ZENIQ intentions. ZENIQ reserves the right to
revise this White Paper at any time and for any reason.

27
Index
1
 ttps://www.faz.net/aktuell/finanzen/jeder-zweite-hat-kein-vertrauen-in-
h
banken-16074453.html

2
https://www.statista.com/statistics/596462/biggest-problems-cryptoexchanges/

3
 ttps://www.postbank.de/unternehmen/medien/meldungen/2018/mai/jeder-dritte-
h
deutsche-zieht-kryptowaehrungen-als-geldanlage-in-betracht.html

4
 ttp://www3.weforum.org/docs/WEF_GAC15_Technological_Tipping_Points_
h
report_2015.pdf

5
 ttp://www3.weforum.org/docs/WEF_GAC15_Technological_Tipping_Points_
h
report_2015.pdf

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