CHAPTER IV
HEALTH POLICY AND THE FUNCTIONS OF HEALTH CARE
jealth Po! ‘ert
The analysis of justice in health care I presented, in
principle, supports the political call for securing access to
the central forms of health care for everybody. Access must
be such that everyone has the means to get the health care he
is entitled to through the central functions. Formal access
which cannot be taken advantage of because one cannot afford
to pay does net count for much when we are sincerely
agency of others and
interested to sustain the moral
ourselve!
Teeartiea “Fantien justice leaves open the ques-tcn eg
fee Penitr eece de to be provided and how the healiaicess ag
Pipriterssrecogs ror thenselves should be financed im
Be iia nich necd tobe cbeezvedl Reece ia
eee nem ee care 1s eftective and cha fearless
Te Aer Chon enough a burden on the scesc aaa
Gigtrinuted by Ce yi) an a result have less, Soap deduce
incomes.
Wetaniiok vouls Saints decide velther ia liag the most
16n
important currently competing models of health care provision
nor payment systems. In the provision of health care models
of what is called “managed care" and "fee-for-service"
nedicine are the two most important approaches. In managed
care, the primary provider of health care is an institution,
not a physician. Within this institution, usually a so called
"health maintenance organization" (HMO), employed physicians
distribute services among patients according to the rules and
criteria of the institution. Managed care is becoming the
dominant model of provision in the U.S.. In contrast, in
cro-allocations are made fairly autonomously by
Germany
individual physicians who are generally vorking on a tee-for-
ervice basis, and only in hospitals micro-allocations are
nade according: to institutional rules. However, both nodels
efi provision are, in principle, capablelvot/disteibutiog
servicessin:a) way that the central: functions: of:healthicare
Sretnot kéageticed for the :peripheralotunchiopsymas@nongeas
PiSvidergimecopriize thermore]: Muportanas taaeelsimeme
2p. Comnany ;ephysioSans:intembalstotysonkei cE Sia YiNsae
itestecraccnrases: fixed budgdbureniot SiSeeM= sae wee
dia thisansted .nysenesphy’siclanstaxongveetienttine tas
Gacttoee etm: axmoet: any:posaibie way~ This PeClers ei Sota
bbbetnciplesectt nicro-ailecattonoutieaia binding for a
Righinianinn vouls argue:that principlemed nicro-allocation,
Revivanpe:acte bextrenely:cimportaut } Form just health care78
distribution. Without such principles, even an impartially
just total budget can be too high and too low at the same
time. It can be too high for the peripheral functions of
health care and too low for the central functions.
this unjust distribution appears to be the case in
Germany in the sector of ambulatory care. Germany, together
with gapan, has the highest number of physician-office
visits, averaging 11 visite per person per year (in
comparison the U.S. has only 6 visits). Most of these visits
concern minor ailments such as mild headaches, infections, or
the reneval of standing presoriptions..-In») contrast,
potentially 1ife-saving and disability-preventing' health
services appear to be much underused.
moigivetsjust-one exemple, Germany (unlikesthe:UsGoEsthe
TattedyKingdoa).sdoes not have acnationalcprogras itor heart
Aissksdeyecventionevbicinccoult sbetiierlestoeet sagt the
Highs nthimusdn.yearry officecvisite salt ntignsee aie cag
Batcindidiexoqtrscen = comparable cocuesl coe mortality from
Geeceeatan~tncaccticn (enky -cxen raiser entamtlyertoipaney ein wes wg
Projects.
mitewaygnis, iaccpossibleqbecsune:s oGMeDeMim ste
Bes exeigpve, cyatenisunich: GFT eGme nas ‘education
i care, housing, and
(naintdageuniymraity education) heal aCe i ia
political or communiti
in the health care expenditures
activities. To
the public financing of .
the extent that an increase
would put. these benefits also a risk, it might in fact
an adequate level of
Peibtnedworst-off to less: thaliny deatcapabilities.
It is beyond the scope of this analysis to predict at
shat percentage of the gross national product (GNP) spent on
health care this point would be reached, although the strict
Limitation of expenditures currently enforced by the
government. together with a total lack of interest in
targetting the expenditures at the central functions of
health care seem to be the two biggest ethical problens for
the allocation of resources in the German health care system:
he Unites
Shactingxiceccstates; only thotwntate £24 COSE OOM aaa
position to get some care in case
American is normally in
Repenaryetctes pe aven:tife=sevingncr aisability-preventing
: those who are not able to
elective services can be denied t°
pay.87
The dependency of the extent and quality of all types of
care on the ability to pay is clearly unjust since it
includes the central functions of health care. It implies
that society is not prepared to make the sacrifices necessary
to
we the moral agency of those who cannot provide for
their own health care or have in the past chosen not to do
s0, Although we would not have an obligation to provide those
vith resources that have chosen to squander (or not to insure
against bad luck) their assets, at least beyond a minimally
adequate level of welfare, we cannot leave unattended those
vho chose not to take out health insurance although they
Ratia ihqverdapenso. fron: their income.tinstead a sdusiaceiLAmnae
Riiaanantonekto: bevuninsured, since it isipart/cihthe Meh
Be sitionittet: we can come into situaticnsivbersivalarela=2
Pieropuidtalyieeirmuredy andr wouldsoesillis: ton Goel treated
nould not allow anyone to
neverthel: It appears that we SI
Rciikastnenredmeyainst pronature-deatheandMeshere disability
FP aret fuerittiouge: everryonesshould be: SrUsse unSSIGSSST se of
Ds ctasah eapered: tress = eth kieaniaee alan
illness.
Biibind im ewvanetheyindo;sethen Derr Sits shoulda in
4 more extensive
principle have an opportunity to buy a mor
coverage for the central functions verrtits Games Mai they
¢ Liberties. on the other hand,
enjoy as part of their basil
or additional insurance if
the state can reguiate the market fa8
this benfits the central health care of those who are at the
highest risk of premature death or illness, regardless of
whether they are rich or poor. In Germany, it has been made
difficult (but not impossible) for the better-off to buy
better care in order to rise the standard coverage to the
highest possible level of quality. In the U.S., the negative
impact of making it easy for the better-off to leave the
insurance system that covers most people on the quality of
Mite: ostiniol cannct.opt out of tthe ipubldchayatamds sel?
mfficiently “recognized in the health) policy: debatey\\and
needa to \bes taken into consideration when’ solutions: \for
coveringtéveryone!with insurance’ for’ the‘central:tunctions of
h
1th care are sought.
Freie ii coceraanysimicr sani ocsti che Rime hat oan
iss dei dirsveratery cargetteduat: thecoenttoaletiqpions
ig ddkoveverycthis sppaarestysPSRPeEE Te? to a
ts do not cover the
Pek tenediaere. than cin: camary ec NoatelNO ieee ot
Beets aathese: ninccestimentexthxtioge ears large part
es, such as headaches or
Ghlctrasiytutentailatory care resources Sy n
as put some focus on
Waa ee dine) x1s0; managed’ care vba
(Giecades'covecentnents ot order: