M2P’s

Neo credit platform kyc

Pay

M2P’s Neo Credit platform addresses the access to credit challenge experienced by digital
native customers. To address this need, M2P has built an integrated approach by unbundling the
complexity of regulated product manufacturing, product management and distribution across a
wide gamut of new and emerging products such as Buy now Pay Later (BNPL), challenger credit
(Just in Time funding), and Neo credit cards.

M2P’s product platform can help the partner to position itself uniquely to a heterogeneous, and
varied customer base in the market by enabling a specific lending product in the lifecycle of a
customer. M2P’s competitive advantage is in offering such an innovative product to the partner
for controlling the entire transaction life cycle from switching to completing a transaction at
customer touch point.

The platform is future ready by enabling experiences

such as Tokenization, Seamless Pay, Dynamic PIN,
Visa’s 8-digit BIN etc which will enhance customer
experience and delight. The platform is capable
of interfacing with multiple lenders, to help the
partner scale and support different cohorts of
customers who have varied credit needs. The
platform lends itself as an extension to the
partner’s business plans, which translates as a one-
stop integration, reduces the pain of co-ordination
and the problem associated with stitching together
multiple solutions.