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health Medisure Classic Insurance
Policy Schedule
Policy Issuing Office: Mumbai Policy Servicing Office:Mumbai
Code : NIL
Intermediary Name:Direct Contact Number : NIL
Policy Holder:
Name: Mr. Permeshwara Nand Bhatt
.
Address: . 124/30 KAKA NAGAR TANKI WALI GALI SHAMLI
SHAMLI H.O BUDHANA
MUZAFFARNAGAR UTTAR PRADESH 247776
Policy Details:
Policy Number: 316108000196260100
Policy Type Individual
Insured Details:
Sum Insured:
Benefits (For details please refer the Policy Wordings):
Covers Sum Insured
Basic Cover
Hospitalisation Expenses Room Rent/Boarding & Nursing as per actuals limited to1% of Sum Insured (excluding cumulative bonus) per
day subject to a maximum of Rs 4,000/ per day ICU Rent/Boarding & Nursing as per actuals limited to 2% of
Sum Insured (excluding cumulative bonus) per day subject to a maximum of Rs 6,000/ per day
Pre Hospitalisation 30 days
Expenses
Post Hospitalisation 60 days
Expenses
Day Care Treatment Maximum upto Sum Insured
Domiciliary Medical Expenses incurred for medical treatment taken at home which would otherwise have required
Hospitalisation Hospitalisation for continuous 3 days.
Hospitalisation due to Maximum upto Sum Insured towards Accidental Hospitalisation only when the original Sum Insured is
Accident exhausted
Maternity and New Born Maximum upto 10% of Sum Insured or Rs.20,000 for a normal delivery and upto 20% of Sum Insured or Rs.
Baby Cover 40,000 for a Caesarean Section including charges for New Born Cover. This coverage is subject to waiting
Expenses
Post Hospitalisation 60 days
Expenses
Day Care Treatment Maximum upto Sum Insured
Domiciliary Medical Expenses incurred for medical treatment taken at home which would otherwise have required
Hospitalisation Hospitalisation for continuous 3 days.
Hospitalisation due to Maximum upto Sum Insured towards Accidental Hospitalisation only when the original Sum Insured is
Accident exhausted
Maternity and New Born Maximum upto 10% of Sum Insured or Rs.20,000 for a normal delivery and upto 20% of Sum Insured or Rs.
Baby Cover 40,000 for a Caesarean Section including charges for New Born Cover. This coverage is subject to waiting
period of 48 months of continuous coverage
Ayurvedic Cover Maximum upto Rs 25,000 for listed treatments
Preexisting Diseases Covered after three continuous renewals
Optional Covers (On payment of additional premium)
Double Sum Insured for Maximum upto Double the Sum Insured for listed Critical Illnesses
Critical Illnesses (if Opted)
Waiver of Room Rent Maximum upto Sum Insured
Sublimits (if Opted)
Value Adds
Hospital Cash Rs 500 per day starting from day 4 to day 10 ( excess of 3 days)
Ambulance Charges Maximum upto Rs 1500/ per hospitalization
Recovery Benefit Rs 5,000/ when hospitalisation exceeds 10 days
Comprehensive Health After every 4 years of continuous claim free renewals, for all Insured/Insured Persons upto a maximum of 1%
Checkup of average Sum Insured excluding cumulative bonus. This limit is available per Insured/Insured Person in case
of an individual Policy and for all members put together in case of a floater.
Waiting Periods/Exclusions under the Policy ( For details please refer the Policy Wordings):
Special Conditions (if any) :Accepted with 10 % loading in view of Personal Medical History & No benefit shall be payable under this
policy in respect of medical expenses being incurred arising directly or indirectly due to diabetes including investigations treatment or
direct complications thereof for a period of first 3 continuous years from the date of risk commencement.
EMeditek (TPA) Services Ltd.
TPA Details: 208209, Turf Estate, Off. Dr.E Moses Road,
Near Mahalaxmi Station, Mahalaxmi ,Mumbai
400011
Premium Details:
Net Premium: Rs. 6265
Additional Loading (if applicable) Rs. 570
Family Discount(if applicable): Rs. 0
Employee Discount(if applicable): Rs. 0
Two Year Discount (if applicable) Rs. 0
Service Tax: Rs. 877
Total Premium Rs. 7142
(Service Tax Registration No: AABCL5045NSD001 Receipt Number: RC061503775 PAN Number :AABCL5045N
Category: General Insurance Business Services)
Note
In the event of dishonor of cheque , this policy document automatically stands cancelled from inception, irrespective of whether a
separate communication is sent or not.
Policy Schedule has to be read in conjunction with Policy wordings attached.
This Policy has been issued based on the information provided by you on the proposal form. In case you find any discrepancy in the
same, please contact us immediately.
For any claims assistance, please contact us at 18002095846 (LTIN) (toll free) or visit us as www.ltinsurance.com. Or at L&T General
Insurance Co Ltd, 6th Floor, City 2,Plot No 177 Cst Road, Near Bandra Kurla Telephone Exchange, Kalina Santacruz East, Mumbai
400098 or Write Us at myhealthclaim@ltinsurance.com
of 2 years
Special Conditions (if any) :Accepted with 10 % loading in view of Personal Medical History & No benefit shall be payable under this
policy in respect of medical expenses being incurred arising directly or indirectly due to diabetes including investigations treatment or
direct complications thereof for a period of first 3 continuous years from the date of risk commencement.
EMeditek (TPA) Services Ltd.
TPA Details: 208209, Turf Estate, Off. Dr.E Moses Road,
Near Mahalaxmi Station, Mahalaxmi ,Mumbai
400011
Premium Details:
Net Premium: Rs. 6265
Additional Loading (if applicable) Rs. 570
Family Discount(if applicable): Rs. 0
Employee Discount(if applicable): Rs. 0
Two Year Discount (if applicable) Rs. 0
Service Tax: Rs. 877
Total Premium Rs. 7142
(Service Tax Registration No: AABCL5045NSD001 Receipt Number: RC061503775 PAN Number :AABCL5045N
Category: General Insurance Business Services)
Note
In the event of dishonor of cheque , this policy document automatically stands cancelled from inception, irrespective of whether a
separate communication is sent or not.
Policy Schedule has to be read in conjunction with Policy wordings attached.
This Policy has been issued based on the information provided by you on the proposal form. In case you find any discrepancy in the
same, please contact us immediately.
For any claims assistance, please contact us at 18002095846 (LTIN) (toll free) or visit us as www.ltinsurance.com. Or at L&T General
Insurance Co Ltd, 6th Floor, City 2,Plot No 177 Cst Road, Near Bandra Kurla Telephone Exchange, Kalina Santacruz East, Mumbai
400098 or Write Us at myhealthclaim@ltinsurance.com
For any grievance related to the policy you may write to The Grievance Officer at the policy issuing office address mentioned above or
write to him at grievance@ltinsurance.com
You may also email at help@ltinsurance.com or SMS LTI to 5607058(56070LT)
In witness, whereof this Policy has been signed at Mumbai on 30/05/2015
For and on behalf of L&T General Insurance Company Limited
Authorized Signatory
Servicing Branch Address: Mumbai, Ground Floor, Raheja Titanium, Western Express Highway, Goregaon (East), Goregaon East,
Maharashtra, Pin 400063
Stamp duty Rs. 1 paid vide GRAS Deface No. 0000360534201516 dtd. 28/04/2015.
PREMIUM CERTIFICATE
Premium Certificate for the purpose of deduction under Section 80(D) of Income Tax (Amendment) Act 1986.
This is to certify that Mr. Permeshwara Nand Bhatt has paid an amount of Rs 7142/
'Rupees Seven Thousand One Hundred Forty Two' (in words) towards Premium for Health Insurance for the Period From 11:13 AM on
30/05/2015 To midnight of 29/05/2016.
Policy Number 316108000196260100
For and on behalf of L&T General Insurance Company Limited
Authorized Signatory
Servicing Branch Address: Mumbai, Ground Floor, Raheja Titanium, Western Express Highway, Goregaon (East), Goregaon East,
Maharashtra, Pin 400063
Stamp duty Rs. 1 paid vide GRAS Deface No. 0000360534201516 dtd. 28/04/2015.
PREMIUM CERTIFICATE
Premium Certificate for the purpose of deduction under Section 80(D) of Income Tax (Amendment) Act 1986.
This is to certify that Mr. Permeshwara Nand Bhatt has paid an amount of Rs 7142/
'Rupees Seven Thousand One Hundred Forty Two' (in words) towards Premium for Health Insurance for the Period From 11:13 AM on
30/05/2015 To midnight of 29/05/2016.
Policy Number 316108000196260100
For and on behalf of L&T General Insurance Company Limited
Authorized Signatory
Note: This certificate must be surrendered to the Insurance Company for issuance of fresh certificate in case of cancellation of Policy or
any alteration in the insurance affecting the premium.
Note: Note: This certificate must be surrendered to the Insurance Company for issuance of fresh certificate in case of cancellation of Policy or any
alteration in the insurance affecting the premium.