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ESI stands for Employee State Insurance managed by the Employee State Insurance Corporation which is
an autonomous body created by the law under the Ministry of Labour and Employment, Government of
India.
The benefits of registering under this scheme are varied. Some of them are:
1. Sickness benefits at the rate of 70% (in the form of salary), in case of any certified illness certified and
which lasts for a maximum of 91 days in any year
4. If the death of the employee happens while on work – 90% of the salary is given to his dependents
every month after the death of the employee
6. Funeral expenses
As stated above, every worker enrolled under the ESI scheme will be given a magnetic, smart identity
card which is called as a ‘Pehchan card’ or ESI card. This card has to be produced while availing benefits
at the ESI network hospitals or dispensaries.
The Pehchan card bears all the details of the employee including name, father’s name, address, and
insurance number. It also bears the employee's photograph along with his/her dependents photographs
and fingerprints.
Each employee is given 2 sets of cards, one for himself/herself and one for his/her dependents. If the
dependents of the insured person live in another town, they can use their card at ESI hospitals to avail
medical facilities under the ESI scheme.