Source of Loss and AL

If the 12th from Lagna Pada receives a Drishti from, or is in

conjunction with both benefics and malefics, there will be abundant

earnings, but plenty of expenses. The benefic will cause through

fair means, malefic through unfair means and mixed Grahas

through both fair and unfair means. (BPHS 29.16 – 29.17)

Planets conjoining or aspecting the twelfth house from Arudha

lagna cause losses and expenses. (JS 1.3.6)

The sources of expenses can be shown by the 12th from the lagna

pada. The planets which show different sources of income while

influencing the 11th from lagna pada shall show sources of

expenditure while placed in the 12th.

If the 12th from Lagna Pada is conjunct Sun, Venus or Rahu, there

will be loss of wealth through the king. Moon, giving a Drishti to

the trio mentioned above, will specifically cause more such losses. If

Mercury is in the 12th from Lagna Pada and is yuti with, or

receives a Drishti from a benefic, there will be expenses through

paternal relatives. A malefic so related to the said Mercury will

cause loss of wealth through disputes. If Jupiter is in the 12th from

Lagna Pada, receiving a Drishti from others, the expenses will be

through taxes. If Saturn is in the 12th from Lagna Pada along with

Mars and receives a Drishti from others, the expenses will be

through one’s co-born. (BPHS 29.18 – 29.21)

The Sun, Rahu & Venus influencing the twelfth house show

losses/expenses due to the king. (JS 1.3.7)

The king in today’s context should imply Government, and top

politicians in power if it is the Sun. Government action like penalty

payments; fines etc are indicated by Rahu. Venus indicates expenses

on entertainment etc of middle & lower level bureaucrats.

If the Moon also aspects the twelfth house (with the Sun, Venus or

Rahu) these losses are sure to accrue. (JS 1.3.8)

The lunar aspect/conjunction of the twelfth from Arudha lagna will

cause trouble from the ‘king’ provided either one or more of the

Sun, Venus or Rahu also aspects/conjoins the twelfth house.

Jupiter aspecting or conjoining the twelfth shows expenses on

account of taxes, tolls etc. (JS 1.3.9)