LEARN HOW TO BUILD WEALTH WITH PROPERTY

FROM LEADING EXPERTS

E-NOTEBOOK

© Copyright 2021. Success Resources. All Rights Reserved.

Sponsored by

ROBERT KIYOSAKI
AUTHOR: RICH DAD POOR DAD
ENTREPRENEUR, EDUCATOR, & INVESTOR
D’LEANNE LEWIS
PRINCIPAL OF LAING + SIMMONS DOUBLE BAY &
DIRECTOR OF LAING + SIMMONS NATIONAL CORP.
SPEAKER PROFILES
Best known as the author of Rich Dad Poor Dad —the #1 personal finance
book of all time—Robert Kiyosaki has challenged and changed the way tens of
millions of people around the world think about money. He is an entrepreneur,
educator, and investor who believes the world needs more entrepreneurs.
With perspectives on money and investing that often contradict conventional
wisdom, Robert has earned an international reputation for straight talk,
irreverence, and courage and has become a passionate and outspoken
advocate for financial education.
Robert’s newest books—Who Stole My Pension? (co-authored with former SEC
attorney and pension-fraud whistleblower Edward Siedle) and FAKE: Fake
Money, Fake Teachers, Fake Assets—are sobering reminders of the importance
and power of real financial education.
The year 2022 will mark the 25th Anniversary of the 1997 release of Rich Dad
Poor Dad. That book and its messages—viewed around the world as a classic in
the personal finance arena and which still holds the top spot as the #1 personal
finance book of all time—have stood the test of time and continue to resonate
with audiences of all ages around the world.
D’Leanne Lewis is a Principal of Laing+Simmons Double Bay and Director/
Owner of Laing+Simmons National Corporation.
As well as being a Licensed Real Estate Agent, responsible for the sale of some
of Sydney’s most sought after properties, she is also one of Laing & Simmon’s
Networks highest consistently performing talents for the last 28 years.
D’Leanne has been honoured 3 times as the New South Wales Residential
Salesperson of the Year by the Real Estate Institute of New South Wales.
D’Leanne has also achieved recognition on a national scale, as the Winner of
the Australian Residential Sales Person of the Year from the Australian Real
Estate Institute of Australia.
Her personal philosophy behind her many successes is simple and
unwavering… “Consistently deliver the highest level of service and commitment
to buyers and sellers alike”.
D’Leanne gives no less than 100% on everything that she does and this
approach has seen her collect numerous industry awards which recognise her
expertise, dedication and of course, results.
Sponsored by
 SPEAKER PROFILES

After 10+ years of working for major Australian financial institutions/banks, Graeme Holm now specializes
in teaching wealth creation strategies to everyday Australians & Kiwis.

Graeme and his team pride themselves on their personalized service & innovative drive. Reflecting this,
Infinity has won numerous awards, most notably: 2019’s Finance Innovator of the Year.

Since launching 2012, Graeme and his partner, Rebecca Walker have turned Infinity Financial into a multi-
award winning business and helped thousands of clients pay off their mortgage years in advance and live
GRAEME HOLM debt-free.
MORTGAGE &
PROPERTY FINANCE
EXPERT. FINANCE
BROKER OF THE
YEAR 2019.

Shane was one of the founding members of a team that built Queensland Development and Construction
company Homecorp to become a top 10 Queensland builder. In 2018, Homecorp Construction was 51%
acquired by massive Japanese builder Misawa, and is poised to become the number one residential
construction company in Queensland.

As the National Investment Sales Manager, Shane has helped over 4000 property investors select,
acquire, finance and manage new properties nationally, with a total value of over a billion dollars.

SHANE MURPHY Shane brings a wealth of experience and can supercharge your property investment journey.
LEADING PROPERTY
PROJECT
MANAGEMENT
CONSULTANT
AND PROPERTY
INVESTMENT COACH.

After spending 20 years in the United States, returning to Australia and working with 20 property
developers, Doug identified the key points of difference between various developers.

His company Blue Earth have revolutionized apartment living through incorporating the latest in wellness,
entertainment, and technology - shaping how people live in the future. From state of the art gymnasiums
and spa facilities to the latest work from home facilities, recent developments have featured zoom rooms
and offices, Covid-19 friendly workspaces, games rooms, sports bars, gold class cinemas, and private
dining rooms.
DOUG MIDDLETON
NATIONAL SALES Future proofing technologies include electric car charging, home delivery thru click n collect, low
MANAGER FOR BLUE
EARTH GROUP. maintenance building apps, home automation, dog washes, car wash and kids playgrounds.

Through leveraging future-proofing design and technologies, Blue Earth offers and delivers “tomorrow’s
apartments - today” – redefining apartment living forever.

Ahmad Imam is a dynamic ambassador, host, content creator and educator. Self-improvement is in
Ahmad’s DNA and he lives by the mantra “Your best is yet to come!”

As the ambassador for Success Resources Australia, he opens the doors to the world’s greatest speakers,
thought leaders and business minds and provides the opportunity for others to learn from them through
world-class seminars, exclusive retreats and elite masterminds.

Ahmad is a LinkedIn expert and has built an engaged following of over 400k in just 18 months by sharing
AHMAD IMAM his dynamic content around gaining greater confidence and building a success mindset.
HOST & AMBASSADOR
FOR SUCCESS
RESOURCES. SOCIAL Described as “Charismatic, bold, smart and engaging”, Ahmad’s magnetic personality has seen many of
MEDIA & VIRAL CONTENT his posts go viral, he has been featured in Forbes and Inc. and he currently averages 2 million views per
SPECIALIST.
month.

Sponsored by
WORKSHEET 1
WORKSHEET 1 –– Property
HOW YOU
HOW YOU ARE
ARE
Strategies:
CURRENTLY
CURRENTLY
Graeme Holm
BANKING
BANKING
WORKSHEET 1 – HOW YOU ARE CURRENTLY BANKING

Home Value: $ ___________

Loan Balance: $ ___________
Interest Rate: __________%

BANK ACCOUNTS CREDIT CARDS

Name: Limit:
Balance: Balance:

Name: Limit:
Balance: Balance:

Name: Limit:
Balance: Balance:

Name:

Balance: PERSONAL/CAR LOANS

Name: Name:
Balance: Balance:

Name: Name:
Balance: Balance:

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 WORKSHEET
WORKSHEET 22––HOW
HOW YOUGraeme
YOU AREPERFORMING
ARE PERFORMING
WORKSHEET 2 – HOW YOU ARE PERFORMING
Property Strategies: Holm
ININ RELATION
RELATION
WORKSHEET
IN 2 – HOW
RELATION
TO YOUR
TO
TO YOUR
YOU ARE
YOUR
MORTGAGE
MORTGAGE
PERFORMING
MORTGAGE
WORKSHEET 2 – HOW YOU ARE PERFORMING
ININRELATION
RELATION TO
TO YOUR MORTGAGE
YOUR MORTGAGE
c Mortgage Balance $ ____________________
c Mortgage Balance $ ____________________
c Interest
d Mortgage Balance
Rate
$ ____________________
______________ %
d Interest Rate ______________ %
d Yearly
e Interest Rate
Interest Payments
______________ %
(=Mortgage Balance x Interest Rate) $ ________________ p.a.
e Yearly
x dInterest
ecYearly
(ie, = e) Payments
Interest Payments
(=Mortgage Balance x Interest Rate)
(=Mortgage Balance x Interest Rate) $$ ________________
________________ p.a. p.a.
xd
(ie, c(ie, c=
xde)= e)
f Your Monthly Repayment $ ____________________

f Your
f Your
Monthly
g Annual Repayment
Monthly Repayment
Repayment
$$ ____________________
____________________
(= Monthly Repayment x 12) $ ________________ p.a.
(ie, f x 12 = g)
g Annual
g Annual Repayment
Repayment
(= Monthly Repayment x 12) $ ________________ p.a.
(= Monthly
(ie, f xRepayment
12 = g) x 12) $ ________________ p.a.
(ie, fh Annual
x 12 = g) Principal Reduction
(= Annual Repayment – Yearly Interest $ ________________ p.a.
Payments) (ie, g - e = h)
h Annual Principal Reduction
$ ________________ p.a.
h Annual Principal
(= Annual Repayment Reduction
– Yearly Interest
Payments) (ie, g - e = h)
(= Annual Repayment
i Daily Interest – Yearly Interest
Repayment $ ________________ p.a.
Payments) (ie, g - e = h)
(= Yearly Interest Payments ÷ 365 days) $ ________________ daily
(ie, e ÷ 365 = i)
i Daily Interest Repayment
(= Yearly Interest Payments ÷ 365 days) $ ________________ daily
i j Monthly Interest
Daily
(ie, e ÷Interest
365 = i) Repayment Once you establish 6 & 7 you can stop.
(= Yearly Interest Payments ÷ 365 days) $ ________________ daily
$ ____________________
(= Daily Interest Payment x 30 days)
(ie, e(ie,
÷ 365 = i)
i x 30 = j)
j Monthly Interest
(= Daily Interest Payment x 30 days) $ ____________________
(ie, i x 30 = j)
j Monthly
k Net Monthly
Interest
Principal Reduction
$ ____________________
(= Your
(= Daily Monthly
Interest Repayment
Payment x 30–days)
Monthly Interest) $ ____________________
(ie, f - j = k)
(ie, ik x 30 = j)
Net Monthly Principal Reduction
(= Your Monthly Repayment – Monthly Interest) $ ____________________
(ie, f - j = k)
l Annual Principal Reduction
k Net Monthly
(+ Net Principal
Monthly Principal Reduction
Reduction x 12) $ ____________________
(= Your
(ie, Monthly
k x 12 = Repayment
l) – Monthly Interest) $ ____________________
l Annual Principal Reduction
(ie, f - j = k)
(+ Net Monthly Principal Reduction x 12) $ ____________________
(ie, k x 12 = l)

l Annual Principal Reduction *8, 9 & 10 are all averages based on using
Graeme Holm - The Money Mentor
(+ Net Monthly Principal Reduction x 12) a 30 day$calender
____________________
month calculation.
(ie, k x 12 = l)
Graeme Holm - The Money Mentor

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 WORKSHEET 33 –– INTEREST
WORKSHEET INTEREST EARNEDEARNED VS INTEREST SAVED
Property Strategies: GraemeVS INTEREST
Holm SAVED
WORKSHEET 3 – INTEREST EARNED VS INTEREST SAVED

c Savings Account $ _________________ h Savings Account $ _________________

Balance Balance

d Savings Account ______________ % i Home Loan Interest ______________ %

Interest Rate Rate

e Twelve Month $ ______________ p.a. j Twelve Month $ ______________ p.a.

Return = c x d Return = h x i

f Tax on savings at
Tax Rate _____% $ - ________________
= Tax Rate x e

g Twelve Month
Return after Tax $ ______________ p.a.
=e-f

INTEREST EARNED $ ______________ p.a. INTEREST SAVED $ ______________ p.a.

That’s
That’saadifference
difference of
of $_______
$_______

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 WORKSHEET 44 ––Property
WORKSHEET ESTABLISHING
ESTABLISHING AATYPICAL
Strategies: Graeme
BUDGET
TYPICAL
Holm BUDGET
WORKSHEET 4 – ESTABLISHING A TYPICAL BUDGET

DRAFT
FOOD FUEL AND FUN – NON-FIXED EXPENSES ONLY
DRAFT
FOOD FUEL AND FUN – NON-FIXED EXPENSES ONLY
Please list below all non-fixed expenses only, such as groceries,
fuel/transport, lunches,
Please list below etc.
all non-fixed expenses only, such as groceries,
fuel/transport, lunches, etc.
* please note this does not include any bills, memberships,
subscriptions,
* please note or
thisfixed
does expenses.
not include any bills, memberships,
subscriptions, or fixed expenses.
This is purely to assess living from Monday to Sunday if all your bills had
been paid.
This is purely to assess living from Monday to Sunday if all your bills had
been paid.

Item/ Expense Incurred Estimated Amount Frequency

Groceries / Food $ ______________ Weekly

Fuel / Travel / Transport $ ______________ Weekly

Coffee / Lunches / Snacks $ ______________ Weekly

Take Away ie, pizza delivery $ ______________ Weekly

Dining Out $ ______________ Weekly

Alcohol / Cigarettes $ ______________ Weekly

Entertainment ie, cinemas $ ______________ Weekly

Miscellaneous combined $ ______________ Weekly

Other ? $ ______________ Weekly

Total
Total Combined
Combined Weekly Household
Discretionary Spend $________
Discretionary

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 Property Strategies: Graeme Holm

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 Property Strategies: Graeme Holm

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 Property Strategies: D’Leanne Lewis

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 Property Strategies: D’Leanne Lewis

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 Property Strategies: Doug Middleton

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 Property Strategies: Doug Middleton

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 Property Strategies: Shane Murphy

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 Property Strategies: Shane Murphy

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 Property Strategies: Robert Kiyosaki

ROBERT KIYOSAKI’S TOOLS – CONE OF LEARNING

When it comes to your Financial Education, it’s easy to see why you should actively
do what you are learning.

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 Property Strategies: Robert Kiyosaki

ROBERT KIYOSAKI’S TOOLS – FINANCIAL STATEMENT

The key to financial success is understanding the relationship between the income
statement and the balance sheet

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 Property Strategies: Robert Kiyosaki

ROBERT KIYOSAKI’S TOOLS – THE CASHFLOW QUADRANT

The key to financial success is understanding the relationship between the income
statement and the balance sheet

The Rich Dad Cashflow Quadrant identifies the four types of people depending on
their sources of income. These categories are the E, S, B and I quadrants.

The “E (Employee)” and “S (Self-Employed)” quadrants are the Active quadrants,

meaning people have to spend time and effort in order to earn.

In contrast, the “B (Business Owner)” and “I (Investor)” quadrants are the Passive
quadrants, wherein income is not directly proportional to one’s time and effort spent.

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 Property Strategies: Robert Kiyosaki

ROBERT KIYOSAKI’S TOOLS – CASHFLOW INVESTING GAME

20 years of teaching the world how to create cash flow and get out of the rat race!

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 Property Strategies: Robert Kiyosaki

ROBERT KIYOSAKI’S TOOLS – THE B-I TRIANGLE

The B-I Triangle represents a strong system of systems, supported by a team with a
leader, all working towards a common mission.

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 Property Strategies: Robert Kiyosaki

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 Property Strategies: Robert Kiyosaki

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