Demand Forecasting - Economics

Exam Date: 08/05/2022

Roll No. 21340 (Type your Roll No.)

Student Name Aakash Walia (Type your Name)

Following sheets contain data pertaining to some of the variables related to 5 Public Sector Banks (PSB) and 5 Private Banks (P
The data is in lakhs of Rupees.
Use linear trend model to forecast the values of the variables for the banks for the year 2021, and answer the following questi

Questions:
1 Based on the forecast which is the fastest growing PVB in 2021 in terms of total assets and what is the growth percenta
2 Based on the growth percentage in the year 2021 for advances, which PSB is the best performer? (5 Marks)
3 The business model of the bank is to take deposits and lend (advances) it. The interest earned is the main source of inc

Answers:
1 Fastest growing PVB HDFC

Percentage growth 312.94%

2 Best performing PSB State Bank Of India

3 Most efficient bank Public Sector Bank- UNION BANK OF INDIA

ks (PSB) and 5 Private Banks (PVB) from 2011 to 2020.

nd answer the following questions.

nd what is the growth percentage? (10 Marks)

rformer? (5 Marks)
arned is the main source of income for the bank. Suppose the advances to total assets ratio (Advances/Total Asssets) is measure of bank's
Asssets) is measure of bank's efficiency, which bank is the best bank in 2021 among both the categories? (10 Marks)
 Year Data
2011 2012
Banks Sum of Advances Sum of Total Assets Sum of Advances Sum of Total Assets
ALLAHABAD BANK
ALLAHABAD BANK 426309.40667067 711131.986624368 466606.5973655 774861.195048405
BANK OF BARODA 914870.30866844 1539908.39578153 1136735.5054753 1798700.50547532
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK 1024621.1626511 1706425.11017748 1227606.6394223 1959360.55626091
STATE BANK OF INDIA 3573421.9000257 6186455.56117637 4304897.668624 7653008.09950802
UNION BANK OF INDIA 636773.62342451 1063121.69767641 766023.10823679 1277380.66576734
(empty)
Total Result 6575996.4014405 11207042.7514362 7901869.519124 13463311.02206
Chart Tit
350000000

300000000

250000000

200000000

150000000

100000000

50000000

0
ALLAHABAD ALLAHABAD BANK OF PUNJAB PU
BANK BANK BARODA NATIONAL NAT
BANK BANK
 2013 2014 2015
Sum of Advances Sum of Total Assets Sum of Advances Sum of Total Assets Sum of Advances

547396.00795046 930350.989985475 653257.66396874 1055584.43273793 711875.3519503

1338087.9588717 2127640.87455088 1595564.8960368 2500678.03097963 1840628.2809198

1426505.6799939 2267661.31947099 1689273.4168295 2639723.97571867 1881603.5143791

4830778.6254874 8053006.11956272 5279929.1655038 8538488.70011164 5556772.4979184
912126.73801697 1491948.9565018 1053489.2771421 1646556.28663131 1139320.3183245

9054895.0103203 14870608.2600719 10271514.419481 16381031.4261792 11130199.963492

Chart Title

ANK OF PUNJAB PUNJAB STATE BANK UNION (empty) Total Result

ARODA NATIONAL NATIONAL OF INDIA BANK OF
BANK BANK INDIA
 2016 2017
Sum of Total Assets Sum of Advances Sum of Total Assets Sum of Advances Sum of Total Assets

1171681.08499327 772519.09378356 1219264.9379549 776889.06045936 1240904.54345868

2865057.75315442 1957915.313805 3264141.75098437 2234889.7252871 3712590.25782481

2934684.86005252 1842237.8367737 2857342.40484429 1966162.5940104 3098513.37142535

8553892.46589381 6238017.8564611 9343820.98675576 6810564.7331682 10092030.459356
1679443.0122334 1241511.6692519 1862151.10130056 1289711.9263679 1991561.03523981

17204759.1763274 12052201.770075 18546721.1818399 13078218.039293 20135599.6673047

2018 2019 2020
Sum of Advances Sum of Total Assets Sum of Advances Sum of Total Assets Sum of Advances
862467.03684836 1357476.45101036 822885.91320961
827180.54528396 1253361.01054142
2362520.7732215 3946070.68822783 2172243.053716 3800172.50749986 2092026.3269651
2333875.5872531 3777610.54734816 2289809.768559
2100195.4037199 3329839.37303383
7174934.5598543 11303492.4653678 8284940.3832003 13344753.1505066 8575755.3553494
1410975.0284232 2106164.41691043 1513295.9863022 2290688.30248486 1563682.1888646

13875806.310503 21938927.9540813 15166822.04732 24570700.9588498 15344159.552948

 (empty) Total Sum of Advances Total Sum of Total Assets
Sum of Total Assets Sum of Advances Sum of Total Assets
1293874.90829694 1685352.95005797 2651351.3593073
5182033.72743254 8357140.18134445
3792988.11954148 17645482.1429666 29347948.8840201
3931935.30786026 4623685.35581202 7709545.85520843
13158206.2477797 20793550.9709841
14770558.4284935 60630012.7455925 97839506.4367322
2471094.1058952 11526909.8643546 17880109.5806411

26260450.8700873 114451683.033996 184579153.268238

 ADV/Total Asset
0.635658093425342
0.620072610365007
0.601250949860232
0.599735113150452
0.632802269614317
0.619688456674695
0.644677808733054
 Investments_x000D_
Advances_x000D_
Banks Year Other Income Total Assets
ALLAHABAD BANK 2011 200636.62865 426309.4067 8271.9480408 711131.9866
BANK OF BARODA 2011 376147.37032 914870.3087 17585.836406 1539908.396
PUNJAB NATIONAL BANK 2011 462931.53563 1024621.163 17127.330875 1706425.11
STATE BANK OF INDIA 2011 1624807.2614 3573421.9 74551.388151 6186455.561
UNION BANK OF INDIA 2011 289999.40753 636773.6234 11314.735488 1063121.698
ALLAHABAD BANK 2012 235288.4439 466606.5974 9061.452944 774861.195
BANK OF BARODA 2012 416171.05063 1136735.505 21882.701159 1798700.505
PUNJAB NATIONAL BANK 2012 502977.14887 1227606.639 24319.043009 1959360.556
STATE BANK OF INDIA 2012 2189763.1876 4304897.669 100704.56277 7653008.1
UNION BANK OF INDIA 2012 341191.58626 766023.1082 11764.413585 1277380.666
ALLAHABAD BANK 2013 293774.35899 547396.008 11588.581148 930350.99
BANK OF BARODA 2013 467719.40524 1338087.959 21453.684734 2127640.875
PUNJAB NATIONAL BANK 2013 594178.33346 1426505.68 27598.253192 2267661.319
STATE BANK OF INDIA 2013 2261181.8569 4830778.625 114426.66998 8053006.12
UNION BANK OF INDIA 2013 415897.30984 912126.738 15096.247229 1491948.957
ALLAHABAD BANK 2014 301751.77435 653257.664 9561.9083171 1055584.433
BANK OF BARODA 2014 498162.0995 1595564.896 19600.795423 2500678.031
PUNJAB NATIONAL BANK 2014 663985.12071 1689273.417 25206.393385 2639723.976
STATE BANK OF INDIA 2014 2062521.4136 5279929.166 110414.41669 8538488.7
UNION BANK OF INDIA 2014 407473.74546 1053489.277 14225.395618 1646556.287
ALLAHABAD BANK 2015 347679.73099 711875.352 8317.9350541 1171681.085
BANK OF BARODA 2015 532949.46583 1840628.281 21919.734836 2865057.753
PUNJAB NATIONAL BANK 2015 785902.92577 1881603.514 26917.340037 2934684.86
STATE BANK OF INDIA 2015 1999600.399 5556772.498 91919.846922 8553892.466
UNION BANK OF INDIA 2015 399433.5368 1139320.318 15680.54698 1679443.012
ALLAHABAD BANK 2016 347845.46593 772519.0938 6983.7191266 1219264.938
BANK OF BARODA 2016 724219.80909 1957915.314 15959.412361 3264141.751
PUNJAB NATIONAL BANK 2016 774944.46605 1842237.837 20355.075767 2857342.405
STATE BANK OF INDIA 2016 2093291.4038 6238017.856 84311.041045 9343820.987
UNION BANK OF INDIA 2016 482224.35032 1241511.669 8349.2393509 1862151.101
ALLAHABAD BANK 2017 360057.03783 776889.0605 7725.4801846 1240904.543
BANK OF BARODA 2017 653640.2916 2234889.725 18112.339563 3712590.258
PUNJAB NATIONAL BANK 2017 809420.74758 1966162.594 20673.664152 3098513.371
STATE BANK OF INDIA 2017 2244987.4538 6810564.733 93135.850597 10092030.46
UNION BANK OF INDIA 2017 527601.80083 1289711.926 9436.6156271 1991561.035
ALLAHABAD BANK 2018 303466.36238 827180.5453 11016.127822 1253361.011
BANK OF BARODA 2018 644694.71494 2362520.773 24294.911419 3946070.688
PUNJAB NATIONAL BANK 2018 827181.1579 2100195.404 32511.352172 3329839.373
STATE BANK OF INDIA 2018 2658859.4724 7174934.56 124597.89503 11303492.47
UNION BANK OF INDIA 2018 466150.05795 1410975.028 19443.690049 2106164.417
ALLAHABAD BANK 2019 323512.20751 862467.0368 10811.832796 1357476.451
BANK OF BARODA 2019 681782.53807 2172243.054 28294.909153 3800172.507
PUNJAB NATIONAL BANK 2019 893450.45848 2333875.587 33961.916002 3777610.547
STATE BANK OF INDIA 2019 3258344.8395 8284940.383 157612.32071 13344753.15
UNION BANK OF INDIA 2019 504943.37522 1513295.986 20556.60497 2290688.302
ALLAHABAD BANK 2020 300961.07314 822885.9132 14434.121725 1293874.908
BANK OF BARODA 2020 707590.28166 2092026.327 36888.978712 3792988.12
PUNJAB NATIONAL BANK 2020 1019243.6654 2289809.769 48861.202511 3931935.308
STATE BANK OF INDIA 2020 4181166.1075 8575755.355 193564.01474 14770558.43
UNION BANK OF INDIA 2020 612166.8095 1563682.189 27099.338974 2471094.106
635218
 Investments_x000D_
Advances_x000D_
Banks Year Other Income Total Assets
AXIS BANK 2011 288991.68996 511542.00977 15394.742348 939533.98525
HDFC BANK 2011 423506.28655 543830.00429 19575.945297 1141872.616
ICICI BANK 2011 955623.26588 1934460.1106 75544.566578 3427892.2764
KOTAK MAHINDRA BANK 2011 78384.536569 133346.67924 3973.7914773 242753.6783
YES BANK 2011 43674.064992 80856.301123 3092.4170454 145609.34922
AXIS BANK 2012 367642.84558 647173.19314 22987.447231 1172211.1466
HDFC BANK 2012 466731.85844 784661.54023 26111.75607 1454299.1049
ICICI BANK 2012 817793.27091 1732350.811 60337.463101 3009847.3441
KOTAK MAHINDRA BANK 2012 72291.544993 131926.17918 2171.3228059 227835.85066
YES BANK 2012 56475.316616 98421.617204 3466.917156 181723.45739
AXIS BANK 2013 427909.30051 797652.67487 30164.222154 1380994.2046
HDFC BANK 2013 448036.20595 961934.05626 30449.574192 1700623.5739
ICICI BANK 2013 924186.22812 1385257.9856 57164.207629 2778072.8927
KOTAK MAHINDRA BANK 2013 95655.244247 158818.54675 4802.6909258 286188.49094
YES BANK 2013 78051.687944 169659.22483 4399.7553704 278132.48758
AXIS BANK 2014 502313.84873 993635.42143 32320.21909 1693506.6397
HDFC BANK 2014 494902.07647 1116261.969 30248.065169 1935198.0966
ICICI BANK 2014 939756.92855 1509669.9791 46384.960229 2834452.0569
KOTAK MAHINDRA BANK 2014 119463.01633 204642.10648 5446.0989394 354805.0921
YES BANK 2014 131376.20569 239768.62057 4348.806168 411714.96581
AXIS BANK 2015 596887.75956 1087296.0904 34716.046244 1829422.8745
HDFC BANK 2015 624370.13642 1251649.4537 37043.652725 2164282.9629
ICICI BANK 2015 1021969.1475 1625105.0913 48054.568629 3132446.02
KOTAK MAHINDRA BANK 2015 138133.68539 250299.31595 6259.8206623 420590.48421
YES BANK 2015 177783.57202 243314.17345 5489.7879972 471566.50996
AXIS BANK 2016 678543.9506 1175074.3193 37412.355924 2031742.384
HDFC BANK 2016 665872.7795 1430143.4387 43140.160482 2388330.1354
ICICI BANK 2016 1022512.8225 1731591.9049 7991.2778905 3202450.0722
KOTAK MAHINDRA BANK 2016 172255.2619 289159.90216 688.98341487 499306.08997
YES BANK 2016 256389.7035 280393.54671 7743.8402339 591242.85527
AXIS BANK 2017 639205.32763 1295129.2412 40670.790363 2157424.5001
HDFC BANK 2017 680877.45046 1705698.4418 50096.970277 2767391.9202
ICICI BANK 2017 996520.02027 1906680.0788 10351.066201 3347453.1857
KOTAK MAHINDRA BANK 2017 143461.76649 298511.77944 666.83854988 493049.66505
YES BANK 2017 230524.44494 313178.12542 9150.5224049 613689.42749
AXIS BANK 2018 648767.65881 1551316.4617 46167.259783 2549436.4711
HDFC BANK 2018 836921.20978 2017192.0702 67200.896849 3259026.8398
ICICI BANK 2018 872725.97605 2138760.819 14062.604448 3566031.7479
KOTAK MAHINDRA BANK 2018 158171.56079 365145.49699 1567.600861 585087.88951
YES BANK 2018 238581.00833 416964.6018 11294.525636 751533.80319
AXIS BANK 2019 744461.76997 1917550.9305 53045.024056 3055533.0254
HDFC BANK 2019 1108486.3123 2629727.5083 60857.662874 4193106.2025
ICICI BANK 2019 907974.16992 2463711.6766 86732.617875 4079329.2845
KOTAK MAHINDRA BANK 2019 290146.71534 671677.67702 14785.951774 1088242.4322
YES BANK 2019 276438.92908 555894.75859 15351.486953 935435.62461
AXIS BANK 2020 703020.58079 2036404.7462 63817.198144 3283120.4711
HDFC BANK 2020 1170651.4007 3027119.0071 67120.627729 4715284.8892
ICICI BANK 2020 881585.94651 2534017.9269 106465.5191 4212835.4039
KOTAK MAHINDRA BANK 2020 246038.14028 742806.37991 18980.122271 1171342.5633
YES BANK 2020 273099.3357 721957.84334 22689.72107 1173907.8477
 Year Data
2011 2012
Banks Sum of Total Assets Sum of Advances Sum of Total Assets Sum of Advances
AXIS BANK 939533.985252508 511542.0097745 1172211.14664339 647173.19314395
HDFC BANK 1141872.61596502 543830.00428706 1454299.10490398 784661.54023171
ICICI BANK 3427892.27642973 1934460.1106062 3009847.34407237 1732350.8109824
KOTAK MAHINDRA BANK 242753.678298894 133346.67924205 227835.850658626 131926.17917791
YES BANK 145609.349224042 80856.30112321 181723.457387716 98421.617203619
(empty)
Total Result 5897661.9051702 3204035.105033 6045916.90366609 3394533.3407396

Chart Titl
16000000

14000000

12000000

10000000

8000000

6000000

4000000

2000000

0
AXIS BANK HDFC BANK ICICI BANK KOT
MAHIN
BANK
 2013 2014 2015
Sum of Total Assets Sum of Advances Sum of Total Assets Sum of Advances Sum of Total Assets
1380994.20457152 797652.67487195 1693506.63968741 993635.42143455 1829422.87452764
1700623.57388579 961934.05626481 1935198.09656712 1116261.9690204 2164282.96291552
2778072.8927452 1385257.985628 2834452.05693553 1509669.9790678 3132446.01998335
286188.49094106 158818.54674719 354805.092101591 204642.10647502 420590.484211875
278132.487577402 169659.22482991 411714.965810773 239768.62056936 471566.509959649

6424011.64972097 3473322.4883419 7229676.85110243 4063978.0965671 8018308.85159803

Chart Title

NK ICICI BANK KOTAK YES BANK (empty) Total Result

MAHINDRA
BANK
 2016 2017
Sum of Advances Sum of Total Assets Sum of Advances Sum of Total Assets Sum of Advances
1087296.0904375 2031742.38396373 1175074.3192936 2157424.50011259 1295129.2411619
1251649.4536604 2388330.13542537 1430143.4387305 2767391.92017564 1705698.4417924
1625105.0912701 3202450.07218709 1731591.904904 3347453.18565638 1906680.0788111
250299.31595465 499306.089965398 289159.90215965 493049.665052916 298511.77944157
243314.17344521 591242.855267868 280393.5467128 613689.427493808 313178.1254222

4457664.1247678 8713071.53680945 4906363.1118005 9379008.69849133 5519197.6666291

2018 2019 2020
Sum of Total Assets Sum of Advances Sum of Total Assets Sum of Advances Sum of Total Assets
2549436.47110768 1551316.4617253 3055533.02541461 1917550.9305485 3283120.47106987
3259026.83978144 2017192.0702026 4193106.20252448 2629727.5083489 4715284.88919214
3566031.74788896 2138760.8190298 4079329.2845418 2463711.6765721 4212835.40393013
585087.889508251 365145.49699211 1088242.43221826 671677.67702496 1171342.56331878
751533.803190022 416964.60179922 935435.624610857 555894.75858946 1173907.84770742

10711116.7514763 6489379.4497489 13351646.56931 8238562.5510839 14556491.1752183

 (empty) Total Sum of Total Assets Total Sum of Advances
Sum of Advances Sum of Total Assets Sum of Advances
2036404.746179 20092925.7023509 12012775.0885707
3027119.0070961 25719416.3413365 15468217.4896347
2534017.9268559 33590810.2843705 18961606.3837273
742806.37991266 5369202.23627565 3246334.06312777
721957.84334061 5554556.32822956 3120408.81303559

9062305.9033843 90326910.8925632 52809341.8380961

ADV/Total Asset

0.597860922124
0.60142179295
0.564487912712
0.604621305041
0.561774627647
pvt ps

AXIS BANK 0.597 ALLAHABAD BANK

HDFC BANK 0.602 ALLAHABAD BANK
ICICI BANK 0.565 BANK OF BARODA
KOTAK MAHINDRA BANK 0.605 PUNJAB NATIONAL BANK
YES BANK 0.562 PUNJAB NATIONAL BANK
STATE BANK OF INDIA
UNION BANK OF INDIA

2.931
0.636
0.62
0.601 0.645
0.599
0.633
0.62
0.645

4.354