IAMM DECLARATION

NO IDEA WORKS UNLESS YOU DO THE WORK

TODAY’S BREAKTHROUGHS

ONE IDEA CAN CHANGE YOUR LIFE

FEES? Who can charge fees? How to charge fees? When you are marketing Life
Insurance product, majority of the times you face rejections. Have you thought ‘why’?

In my 24 years of experience, I discovered that when you market any product, the
customer processes your talk in a certain way. Either they reject your idea or accept
your proposal. When we use the word ‘Insurance’, they think of it as a loss, waste of
money, low returns, not important, not idle for them, etc.

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When we approach any customer, we need to present our idea in a way that is unheard
and unique. This will create TREMENDOUS CURIOSITY. In Money Mastery, I am going to
give you many ideas. You can pick and choose the idea that fits you well. Each idea has
the power to take you from Reject-able to Receive-able to Refer-able advisor. We
started with Wishful Vs Forceful Working.

We explored a very unique concept - विपवि में सम्पवि

COMPREHENSIVE INVESTMENT PLANNING

1. Risk Profiling

2. Analysis of Existing Assets & Liabilities

3. Assistance on Removing Unproductive Assets

4. Determining Financial Goals

5. Prioritization of Financial Goals

6. Goal Affordability

7. Goal-based Investment Planning

8. Customized Asset Allocation

9. Detailed Investment Plan

10. Investment in Mutual Fund Direct Plans

11. Review & Recommendation on Existing Life Insurance products (ULIPs/LIC etc.)

12. Review & Recommendation on Existing Health & Disability Insurance

13. Insurance Adequacy Assessment

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HEALTH VS WEALTH CHECK-UP?

DO YOU KNOW WHERE YOU STAND WITH MONEY?

FINANCIAL HEALTH CHECK UP – Will help you to find out which areas to focus on
practical suggestions to improve your financial health.

TEST YOUR FINANCIAL HEALTH

Your financial health comprises of many aspects right from your SAVING AND SPENDING
PATTERN to managing loans, making the right investments across different categories,
identifying financial goals, etc. A financial health check-up will show WHERE YOU
PRESENTLY STAND MONEY WISE and ENABLE YOU TO PLAN BETTER FOR A FUTURE.

Take this quiz and be aware of your current financial standing.

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#1 HOW LIQUID ARE YOUR SAVINGS IN CASE OF EMERGENCIES?

#2 IN THE EVENT OF A JOB/BUSINESS LOSS, HOW MANY MONTHS OF YOUR REGULAR

HOUSEHOLD EXPENSES YOU CAN BEAR WITHOUT HAVING ANY FRESH INCOME?

#3 DO YOU HAVE ADEQUATE HEALTH & CRITICAL ILLNESS INSURANCE FOR SELF &
FAMILY?

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#4 DO YOU THINK YOUR DEPENDENTS WOULD HAVE ENOUGH MONEY IN YOUR
ABSENCE?

#5 WHAT PERCENTAGE (%) OF YOUR MONTHLY INCOME GOES TOWARDS PAYMENT

OF EMIS? (HOME LOAN, CAR LOAN, PERSONAL LOAN, CREDIT CARD LOAN ETC.)?

#6 ARE YOU ABLE TO MANAGE YOUR LOANS?

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#7 ARE YOU ABLE TO SAVE REGULARLY?

#8 HAVE YOU MAPPED YOUR CURRENT INVESTMENTS TO SPECIFIC GOALS?

#9 WHERE DO YOU INVEST?

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#10 WHO IS GUIDING YOU FOR YOUR INVESTMENTS?

You need to dedicate some serious time & effort to your present finances. Urgent action
is necessary to put your present finances in order. You need a financial plan to achieve
your financial goals & prepare for emergencies. (A)

You may have taken a few basic steps in the right direction, but there is definitely need
for improvement. You need a plan to tie up the loose ends & strengthen your financial
situation. (B)

Congratulations! Your finances appear to be in good shape. It is important to

periodically review your financial health by a financial doctor. An expert opinion can
ensure you take the necessary steps to continue on the right financial track.

FORECASTING
When you go for a vacation to some other country, what’s the first thing that you check
about the destination? We check weather forecast. Is the weather good or bad?
Accordingly, we prepare ourselves. Our clothes, etc. Similarly, in financial farming you
need to be ready. For good and bad weather.

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LET’S PREPARE FOR BOTH

▪ Good weather/Favorable
▪ We enjoy the most

▪ Bad weather/Unfavorable
▪ We minimize losses

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MONEY WORTH OF MY TIME

5 THINGS TO BE DONE TO INCREASE MY MONEY VALUE OF TIME

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INSIGHT TO MY EARNING

A LOOK AT YOUR SAVINGS TILL DATE

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ACTION PLAN TO INCREASE MY SAVINGS - FIVE THINGS THAT I WILL DO

MONEY SPEAKS ONLY ONE LANGUAGE;

IF YOU SAVE ME TODAY, I’LL SAVE YOU TOMORROW.

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TIME IN HAND IS LIKE A POWERFUL SWORD

When we coach people with regards to their financial life, we notice something:

The biggest reason why their financial life is in a deep mess is not because of their lack
of knowledge or their lack of earning. In fact most of them earn well and are very smart.
They have lost that part of their financial life WHICH COULD HAVE CREATED MAGIC -
‘THE STARTING YEARS’.

YOU CAN CALL IT THE “BRAMHASTRA”

OF CREATING WEALTH

THIS WILL HELP YOU TO ENJOY HYBRID – RETIREMENT

HYBRID-RETIREMENT is nothing but that phase of life wherein YOU DON’T STOP
WORKING , but definitely STOP WORRYING ABOUT MONEY and live your LIFE WITH NO
REGRETS.

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AN INSIGHT TO MY ‘SAVING’ FUTURE

WHERE IS MY MONEY GOING EVERY MONTH?

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WHERE IS MY MONEY GOING EVERY MONTH?

PERSONAL BALANCE SHEET

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PRIORITY OF BASIC RESPONSIBILITY

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FOLLOW THIS AND SAVE 25% OF YOUR INCOME PER MONTH

URGENT EXPENSES

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IMPORTANT EXPENSES

POPULAR EXPENSES

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USELESS EXPENSES

SUMMARY

▪ The above exercise was an eye-opener, isn’t it?

▪ Traditionally, most investors invest without any planning

▪ When you get a bonus or inherited wealth, you would invest somewhere with the
goal

▪ The intention is just SAVING

▪ While saving is good

▪ Not attaching a GOAL TO INVESTING IS BAD

▪ It’s like boarding a train without knowing your destination

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HAPPY WORK

WRITING A WILL

People acquire assets primarily for two reasons, to use it themselves or/and to leave it as a
legacy to those whom they feel as deserving. In a simple form, WILL is a declaration by the
owner of the asset about the transfer of the asset upon his death. It is Inexpensive all that is
required a few papers, some ink or a typist and two witnesses. Writing the WILL, leaves no
confusion amongst the siblings, the kith and the kin later-on and they can continue to enjoy
harmonious relation as earlier.

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IMPORTANT INSTRUCTIONS
1. 1st Master class is on 07 Feb. 2021
2. 11am to 1pm
3. You can invite your advisors friends who want to
understand - How to sell big cases (Rs 5000 + GST)
4. For any queries related to printing, recordings of
sessions or anything else, please message Mr. Omkar –
7777018919
5. Timing to message – 10AM to 5PM

Thank You!

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 1313-14-15, Ghanshyam Enclave, New Link Road, Kandivali (West), Mumbai 400067.

+91 9930731571 / 7777018966 I events@ddrwm.com I www.moneymultiplierdnv.com

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