PLANTILLA LIQUIDACION PRESTAMOS NUEVOS

TASA NOMINAL 9.00% TASA EFECTIVA 9.3807% FACTOR SEG

TASA INT MENSUAL NOMI 0.75% TASA EFECTIVA MORA 29.70% EDAD MINIMA
PLAZO 120 FACTOR AJUSTE 0.024599128391717 51
MONTO $ 82,000,000.00 FACTOR SEGURO 0.021000 70
CUOTA SIN SEGURO $ 1,038,741.00 FACTOR SEGURO MENSUAL 0.00175 18
DIAS DE AJUSTE 100 TASA SEGURO AI 0.189% 80
INTERESES DE AJUSTE $ 2,017,129.00 TASA SEGURO MI 0.001%
MESES AJUSTE 4 TASA MES TODO COSTO 0.926%
SEGURO AJUSTE ANTICIPADO $ 574,000.00 INTERES VENCIDO 2,068,000.00
SEGURO FINANCIADO S CUOTAS FINANCIADAS
SEGURO TOTAL $ 10,600,067.00 DIAS VENCIDOS 26
COMISION $ 56,840.00 VALOR MORA $ - $18,529.00
NOVACION $ - TOTAL SEGURO EN CUOTA $ 10,888,719.00 SEGURO FINANCIADO

NETO A DESEMBOLSAR NETO A DESEMBOLSAR

$ 71,399,933.00 $ 79,352,031.00 $ 10,314,719.00
SEGURO ANTICIPADO SEGURO EN CUOTA

LIQUIDACION SEGURO ANTICIPADO LIQUIDACIÓN SEGURO EN C

CUOTA INTERESES ABONO SALDO CAPITA SEGURO ANTICIPADO ABONO INTERESES

NUMERO CORRIENTES CAPITAL 82,000,000.00 574,000.00 CAPITAL CORRIENTES
615,000.00 82,000,000.00 0.00
1 615,000.00 $423,741.00 81,576,259.00 144,576.00 $375,353.00 615,000.00
2 611,822.00 $426,919.00 81,149,340.00 143,829.00 $378,830.00 612,185.00
3 608,620.00 $430,121.00 80,719,219.00 143,076.00 $382,338.00 609,344.00
4 605,394.00 $433,347.00 80,285,872.00 142,318.00 $385,881.00 606,476.00
5 602,144.00 $436,597.00 79,849,275.00 141,554.00 $389,455.00 603,582.00
6 598,870.00 $439,871.00 79,409,404.00 140,784.00 $393,063.00 600,661.00
7 595,571.00 $443,170.00 78,966,234.00 140,009.00 $396,704.00 597,713.00
8 592,247.00 $446,494.00 78,519,740.00 139,227.00 $400,378.00 594,738.00
9 588,898.00 $449,843.00 78,069,897.00 138,440.00 $404,087.00 591,735.00
10 585,524.00 $453,217.00 77,616,680.00 137,647.00 $407,830.00 588,704.00
11 582,125.00 $456,616.00 77,160,064.00 136,848.00 $411,607.00 585,646.00
12 578,700.00 $460,041.00 76,700,023.00 136,043.00 $415,420.00 582,559.00
13 575,250.00 $463,491.00 76,236,532.00 135,232.00 $419,269.00 579,443.00
14 571,774.00 $466,967.00 75,769,565.00 134,415.00 $423,153.00 576,298.00
15 568,272.00 $470,469.00 75,299,096.00 133,591.00 $427,072.00 573,125.00
16 564,743.00 $473,998.00 74,825,098.00 132,762.00 $431,028.00 569,922.00
17 561,188.00 $477,553.00 74,347,545.00 131,926.00 $435,021.00 566,689.00
18 557,607.00 $481,134.00 73,866,411.00 131,084.00 $439,051.00 563,426.00
19 553,998.00 $484,743.00 73,381,668.00 130,236.00 $443,118.00 560,133.00
20 550,363.00 $488,378.00 72,893,290.00 129,381.00 $447,222.00 556,810.00
21 546,700.00 $492,041.00 72,401,249.00 128,520.00 $451,365.00 553,456.00
22 543,009.00 $495,732.00 71,905,517.00 127,652.00 $455,546.00 550,071.00
23 539,291.00 $499,450.00 71,406,067.00 126,778.00 $459,766.00 546,654.00
24 535,546.00 $503,195.00 70,902,872.00 125,898.00 $464,024.00 543,206.00
25 531,772.00 $506,969.00 70,395,903.00 125,011.00 $468,322.00 539,726.00
26 527,969.00 $510,772.00 69,885,131.00 124,117.00 $472,661.00 536,213.00
27 524,138.00 $514,603.00 69,370,528.00 123,216.00 $477,040.00 532,668.00
28 520,279.00 $518,462.00 68,852,066.00 122,309.00 $481,459.00 529,090.00
29 516,390.00 $522,351.00 68,329,715.00 121,395.00 $485,918.00 525,480.00
30 512,473.00 $526,268.00 67,803,447.00 120,474.00 $490,419.00 521,835.00
31 508,526.00 $530,215.00 67,273,232.00 119,546.00 $494,962.00 518,157.00
32 504,549.00 $534,192.00 66,739,040.00 118,611.00 $499,547.00 514,445.00
33 500,543.00 $538,198.00 66,200,842.00 117,669.00 $504,174.00 510,698.00
34 496,506.00 $542,235.00 65,658,607.00 116,720.00 $508,844.00 506,917.00
35 492,440.00 $546,301.00 65,112,306.00 115,764.00 $513,557.00 503,101.00
36 488,342.00 $550,399.00 64,561,907.00 114,801.00 $518,315.00 499,249.00
37 484,214.00 $554,527.00 64,007,380.00 113,831.00 $523,116.00 495,362.00
38 480,055.00 $558,686.00 63,448,694.00 112,853.00 $527,962.00 491,438.00
39 475,865.00 $562,876.00 62,885,818.00 111,868.00 $532,853.00 487,478.00
40 471,644.00 $567,097.00 62,318,721.00 110,876.00 $537,788.00 483,482.00
41 467,390.00 $571,351.00 61,747,370.00 109,876.00 $542,770.00 479,449.00
42 463,105.00 $575,636.00 61,171,734.00 108,868.00 $547,798.00 475,378.00
43 458,788.00 $579,953.00 60,591,781.00 107,853.00 $552,872.00 471,269.00
44 454,438.00 $584,303.00 60,007,478.00 106,831.00 $557,993.00 467,123.00
45 450,056.00 $588,685.00 59,418,793.00 105,801.00 $563,162.00 462,938.00
46 445,641.00 $593,100.00 58,825,693.00 104,763.00 $568,379.00 458,714.00
47 441,193.00 $597,548.00 58,228,145.00 103,717.00 $573,644.00 454,451.00
48 436,711.00 $602,030.00 57,626,115.00 102,663.00 $578,957.00 450,149.00
49 432,196.00 $606,545.00 57,019,570.00 101,602.00 $584,320.00 445,807.00
50 427,647.00 $611,094.00 56,408,476.00 100,533.00 $589,733.00 441,424.00
51 423,064.00 $615,677.00 55,792,799.00 99,455.00 $595,196.00 437,001.00
52 418,446.00 $620,295.00 55,172,504.00 98,370.00 $600,710.00 432,537.00
53 413,794.00 $624,947.00 54,547,557.00 97,276.00 $606,274.00 428,032.00
54 409,107.00 $629,634.00 53,917,923.00 96,174.00 $611,890.00 423,485.00
55 404,384.00 $634,357.00 53,283,566.00 95,064.00 $617,558.00 418,896.00
56 399,627.00 $639,114.00 52,644,452.00 93,946.00 $623,278.00 414,264.00
57 394,833.00 $643,908.00 52,000,544.00 92,819.00 $629,051.00 409,590.00
58 390,004.00 $648,737.00 51,351,807.00 91,683.00 $634,878.00 404,872.00
59 385,139.00 $653,602.00 50,698,205.00 90,540.00 $640,760.00 400,110.00
60 380,237.00 $658,504.00 50,039,701.00 89,387.00 $646,696.00 395,304.00
61 375,298.00 $663,443.00 49,376,258.00 88,226.00 $652,686.00 390,454.00
62 370,322.00 $668,419.00 48,707,839.00 87,057.00 $658,731.00 385,559.00
63 365,309.00 $673,432.00 48,034,407.00 85,878.00 $664,833.00 380,619.00
64 360,258.00 $678,483.00 47,355,924.00 84,691.00 $670,992.00 375,632.00
65 355,169.00 $683,572.00 46,672,352.00 83,494.00 $677,207.00 370,600.00
66 350,043.00 $688,698.00 45,983,654.00 82,289.00 $683,480.00 365,521.00
 67 344,877.00 $693,864.00 45,289,790.00 81,075.00 $689,811.00 360,395.00
68 339,673.00 $699,068.00 44,590,722.00 79,852.00 $696,201.00 355,221.00
69 334,430.00 $704,311.00 43,886,411.00 78,619.00 $702,650.00 350,000.00
70 329,148.00 $709,593.00 43,176,818.00 77,377.00 $709,159.00 344,730.00
71 323,826.00 $714,915.00 42,461,903.00 76,126.00 $715,728.00 339,411.00
72 318,464.00 $720,277.00 41,741,626.00 74,866.00 $722,358.00 334,043.00
73 313,062.00 $725,679.00 41,015,947.00 73,596.00 $729,050.00 328,625.00
74 307,620.00 $731,121.00 40,284,826.00 72,316.00 $735,802.00 323,158.00
75 302,136.00 $736,605.00 39,548,221.00 71,027.00 $742,618.00 317,639.00
76 296,612.00 $742,129.00 38,806,092.00 69,728.00 $749,498.00 312,069.00
77 291,046.00 $747,695.00 38,058,397.00 68,420.00 $756,440.00 306,448.00
78 285,438.00 $753,303.00 37,305,094.00 67,102.00 $763,447.00 300,775.00
79 279,788.00 $758,953.00 36,546,141.00 65,774.00 $770,519.00 295,049.00
80 274,096.00 $764,645.00 35,781,496.00 64,435.00 $777,656.00 289,270.00
81 268,361.00 $770,380.00 35,011,116.00 63,087.00 $784,860.00 283,438.00
82 262,583.00 $776,158.00 34,234,958.00 61,729.00 $792,130.00 277,551.00
83 256,762.00 $781,979.00 33,452,979.00 60,361.00 $799,468.00 271,610.00
84 250,897.00 $787,844.00 32,665,135.00 58,982.00 $806,874.00 265,614.00
85 244,989.00 $793,752.00 31,871,383.00 57,593.00 $814,347.00 259,563.00
86 239,035.00 $799,706.00 31,071,677.00 56,193.00 $821,891.00 253,455.00
87 233,038.00 $805,703.00 30,265,974.00 54,783.00 $829,504.00 247,291.00
88 226,995.00 $811,746.00 29,454,228.00 53,363.00 $837,188.00 241,070.00
89 220,907.00 $817,834.00 28,636,394.00 51,931.00 $844,943.00 234,791.00
90 214,773.00 $823,968.00 27,812,426.00 50,490.00 $852,769.00 228,454.00
91 208,593.00 $830,148.00 26,982,278.00 49,037.00 $860,669.00 222,058.00
92 202,367.00 $836,374.00 26,145,904.00 47,573.00 $868,641.00 215,603.00
93 196,094.00 $842,647.00 25,303,257.00 46,098.00 $876,688.00 209,088.00
94 189,774.00 $848,967.00 24,454,290.00 44,613.00 $884,809.00 202,513.00
95 183,407.00 $855,334.00 23,598,956.00 43,116.00 $893,005.00 195,877.00
96 176,992.00 $861,749.00 22,737,207.00 41,608.00 $901,277.00 189,179.00
97 170,529.00 $868,212.00 21,868,995.00 40,089.00 $909,625.00 182,420.00
98 164,017.00 $874,724.00 20,994,271.00 38,558.00 $918,051.00 175,598.00
99 157,457.00 $881,284.00 20,112,987.00 37,016.00 $926,556.00 168,712.00
100 150,847.00 $887,894.00 19,225,093.00 35,462.00 $935,138.00 161,763.00
101 144,188.00 $894,553.00 18,330,540.00 33,896.00 $943,801.00 154,749.00
102 137,479.00 $901,262.00 17,429,278.00 32,319.00 $952,543.00 147,671.00
103 130,720.00 $908,021.00 16,521,257.00 30,730.00 $961,366.00 140,527.00
104 123,909.00 $914,832.00 15,606,425.00 29,129.00 $970,271.00 133,317.00
105 117,048.00 $921,693.00 14,684,732.00 27,516.00 $979,259.00 126,040.00
106 110,135.00 $928,606.00 13,756,126.00 25,891.00 $988,331.00 118,695.00
107 103,171.00 $935,570.00 12,820,556.00 24,254.00 $997,485.00 111,283.00
108 96,154.00 $942,587.00 11,877,969.00 22,604.00 $1,006,725.00 103,802.00
109 89,085.00 $949,656.00 10,928,313.00 20,942.00 $1,016,051.00 96,251.00
110 81,962.00 $956,779.00 9,971,534.00 19,268.00 $1,025,462.00 88,631.00
111 74,787.00 $963,954.00 9,007,580.00 17,581.00 $1,034,961.00 80,940.00
112 67,557.00 $971,184.00 8,036,396.00 15,881.00 $1,044,548.00 73,178.00
113 60,273.00 $978,468.00 7,057,928.00 14,169.00 $1,054,225.00 65,343.00
114 52,934.00 $985,807.00 6,072,121.00 12,444.00 $1,063,990.00 57,437.00
115 45,541.00 $993,200.00 5,078,921.00 10,706.00 $1,073,846.00 49,457.00
116 38,092.00 $1,000,649.00 4,078,272.00 8,955.00 $1,083,793.00 41,403.00
117 30,587.00 $1,008,154.00 3,070,118.00 7,191.00 $1,093,832.00 33,275.00
118 23,026.00 $1,015,715.00 2,054,403.00 5,413.00 $1,103,964.00 25,071.00
119 15,408.00 $1,023,333.00 1,031,070.00 3,622.00 $1,114,191.00 16,791.00
120 7,733.00 $1,031,008.00 62.00 1,818.00 $1,124,511.00 8,435.00
121 0.00 $0.00 0.00 0.00 $0.00 1.00
43,263,982.00 81,999,938.00 10,600,067.00 81,999,891.00 43,876,871.00
Seguro cobrado Inter cobrado
10,888,719.00 43,876,871.00
10,600,067.00 43,263,982.00
DIFERENCIAS 288,652.00 612,889.00
R S E G U R O POR EDADES
EDAD MAXIMA FACTOR
70 0.012640
79 0.045490
50 0.006770
89 0.114510

CAPITALIZA SEG. 1 CAPITALIZA SEG. 4

2,073,969 2,647,969

0.0280082668002922
2.02363044871922 Cuota con seguro
0.0138406035637678

VR. CUOTA CON

$ 1,134,929.00
SEGURO

GURO EN CUOTAS

SEGURO SALDO CAPITAL

EN CUOTA $82,000,000.00

144,576.00 81,624,647.00
143,914.00 81,245,817.00
143,247.00 80,863,479.00
142,572.00 80,477,598.00
141,892.00 80,088,143.00
141,205.00 79,695,080.00
140,512.00 79,298,376.00
139,813.00 78,897,998.00
139,107.00 78,493,911.00
138,395.00 78,086,081.00
137,676.00 77,674,474.00
136,950.00 77,259,054.00
136,217.00 76,839,785.00
135,478.00 76,416,632.00
134,732.00 75,989,560.00
133,979.00 75,558,532.00
133,219.00 75,123,511.00
132,452.00 74,684,460.00
131,678.00 74,241,342.00
130,897.00 73,794,120.00
130,108.00 73,342,755.00
129,312.00 72,887,209.00
128,509.00 72,427,443.00
127,699.00 71,963,419.00
126,881.00 71,495,097.00
126,055.00 71,022,436.00
125,221.00 70,545,396.00
124,380.00 70,063,937.00
123,531.00 69,578,019.00
122,675.00 69,087,600.00
121,810.00 68,592,638.00
120,937.00 68,093,091.00
120,057.00 67,588,917.00
119,168.00 67,080,073.00
118,271.00 66,566,516.00
117,365.00 66,048,201.00
116,451.00 65,525,085.00
115,529.00 64,997,123.00
114,598.00 64,464,270.00
113,659.00 63,926,482.00
112,710.00 63,383,712.00
111,753.00 62,835,914.00
110,788.00 62,283,042.00
109,813.00 61,725,049.00
108,829.00 61,161,887.00
107,836.00 60,593,508.00
106,834.00 60,019,864.00
105,823.00 59,440,907.00
104,802.00 58,856,587.00
103,772.00 58,266,854.00
102,732.00 57,671,658.00
101,682.00 57,070,948.00
100,623.00 56,464,674.00
99,554.00 55,852,784.00
98,475.00 55,235,226.00
97,387.00 54,611,948.00
96,288.00 53,982,897.00
95,179.00 53,348,019.00
94,059.00 52,707,259.00
92,929.00 52,060,563.00
91,789.00 51,407,877.00
90,639.00 50,749,146.00
89,477.00 50,084,313.00
88,305.00 49,413,321.00
87,122.00 48,736,114.00
85,928.00 48,052,634.00
84,723.00 47,362,823.00
83,507.00 46,666,622.00
82,279.00 45,963,972.00
81,040.00 45,254,813.00
79,790.00 44,539,085.00
78,528.00 43,816,727.00
77,254.00 43,087,677.00
75,969.00 42,351,875.00
74,672.00 41,609,257.00
73,362.00 40,859,759.00
72,041.00 40,103,319.00
70,707.00 39,339,872.00
69,361.00 38,569,353.00
68,003.00 37,791,697.00
66,631.00 37,006,837.00
65,248.00 36,214,707.00
63,851.00 35,415,239.00
62,441.00 34,608,365.00
61,019.00 33,794,018.00
59,583.00 32,972,127.00
58,134.00 32,142,623.00
56,671.00 31,305,435.00
55,195.00 30,460,492.00
53,706.00 29,607,723.00
52,202.00 28,747,054.00
50,685.00 27,878,413.00
49,153.00 27,001,725.00
47,607.00 26,116,916.00
46,047.00 25,223,911.00
44,473.00 24,322,634.00
42,884.00 23,413,009.00
41,280.00 22,494,958.00
39,661.00 21,568,402.00
38,028.00 20,633,264.00
36,379.00 19,689,463.00
34,715.00 18,736,920.00
33,036.00 17,775,554.00
31,341.00 16,805,283.00
29,630.00 15,826,024.00
27,903.00 14,837,693.00
26,161.00 13,840,208.00
24,402.00 12,833,483.00
22,627.00 11,817,432.00
20,836.00 10,791,970.00
19,028.00 9,757,009.00
17,203.00 8,712,461.00
15,361.00 7,658,236.00
13,502.00 6,594,246.00
 11,626.00 5,520,400.00
9,733.00 4,436,607.00
7,822.00 3,342,775.00
5,894.00 2,238,811.00
3,947.00 1,124,620.00
1,983.00 109.00
0.00 0.00
10,314,719.00
 FACTOR SEGURO POR
EDADES

ANTICIPAD
Monto $ 82,000,000 TASA N.M.V. EDAD MINIMA EDAD MAXIMA FACTOR O
Tasa N.A. 9.00% 0.75% 51 69 0.010500 EN CUOTA
Plazo 120 70 74 0.021000
Dias de ajuste 40 18 50 0.007260
Dias de gracia 60 80 89 0.103059
Edad 70 75 79 0.053
Tipo de seguro EN CUOTA

Saldo Capital $ 84,647,969

Neto desembolsado $ 81,916,327

Cuota con capitalizacíon $ 1,171,579
Desembolso con seguro $ 54,305,127
Total monto Seguro en Cuota $ 11,240,333

Monto del Seguro Financiado $ 10,647,797

hola
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