Gmail - CAR INSURANCE CLAIM VOID Page 1 of 2

Chuah Bk <chuahgege@gmail.com>

CAR INSURANCE CLAIM VOID

1 message

Ang Ai Loon <aailoon@yahoo.com>

Reply-To: Ang Ai Loon <aailoon@yahoo.com>

This is true!. I am also an insurance agent.

Subject: Car Insurance Claim Void if :

IMPORTANT

In any case, when making a police report, you must ALWAYSreport that
theCAR WAS STOLEN without your knowledge. If you reported it as the
car was driven away when it was left in the car wash, no insurance will
pay you. You can only sue the company for negligence. Advice: Let the
professional do the report!I have a car crashed and broke a lamp post,
and the towing agent told me to pay RM100 to let him and "the
professional" do the standard report that can guarantee dapat the
insurance claims! I got the claims and escape paying for the broken
lampost! I was warned: If I were to report the actual reasons my way on
how the car crashed, I won’t be able to get the insurance claims.

Note:Reasons such as tyre bursts, driver tidur, car skidded, heavy rain,
car went out of control, road slipery etc all these reasons will be rejected
by insurance companies and you get zero claims. It must be reported as
an accident, not because of your fault, the car's technical fault, road
fault, weather's fault but must put the blame on others as the cause of
accident!

You can declare yourself as the cause of accident, can still get the
insurance claim, but the Police will fine you first RM300 and you have to
pay for the replacement of the damaged lamppost!
A Lamppost at Plus Highway will cost you RM4000 !

In an unrelated event:Loss of I.C.If you lose your IC and go to get a

replacement at the Bahagian Pendaftaran, the fine is RM100 for a first
offender.
If you lost your IC again, the fine will be doubled and so on. If you made
the police report that your IC was pick-pocketed (somewhere, say Pasar
Malam) the Bahagian Pendaftaran won’t fine you! You get
the replacement for free within 24 hr! Just trying to out smart them.Same
thing if you parked your car under a tree and a branch fell off and
damaged your car. If you report as a parked car – your claim will not be
entertained.You have to report that while you are driving your car, the
branch fell and damaged your car.

CAR INSURANCE CLAIM VOID...

Be careful, if you have the habit of sending your car for car wash or other
similar places such as car jockey at car park, while in shopping complex
etc..

Two weeks ago my nephew sent his Toyota Harrier for a car wash in the
car park of Bangsar Shopping Complex while he had an appointment
there. He handed the car keys to the car wash people and left the car
park for his appointment.

After the appointment he went to collect his car, & the car wash people

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Gmail - CAR INSURANCE CLAIM VOID Page 2 of 2

told him that his car had been collected. HOW COULD IT BE!?

After a prolonged argument without any results, he had no choice, but to

make a police report... and follow up with an insurance claim.

The Insurance company rejected his claim because the car was
not stolen. The point of contention was why he had handed over the car
keys to someone unknown, and why he had not waited till the car
washing was finished.
So, be careful next time. If you really need to send your car for a car
wash, better stay there and wait for your car, if not, this may happen to
you..
Please forward this message to all your friends to warn them.
" I am agent of MSIG, ZURICH and BERJAYA SOMPO, I definitely
confirm that if you hand over the keys of your car for someone to take
care example :- Car Wash, Car Park and on your return if the Car is
'taken' away, Insurer WILL NOT PAY for the 'Loss'.

NOTES FROM AN INSURANCE AGENT:

1: OTHER COMPANIES IN MALAYSIA , TOO, WILL NOT PAY
FOR SUCH A LOSS.

2. IF YOU LEAVE YOUR CAR ENGINE RUNNING AND YOUR

CAR DOORS UNLOCKED, WHILE YOU POP INTO THE GROCERY
STORE FOR EVEN A FEW SECONDS, AND SOMEONE DRIVES
YOUR CAR AWAY, THE INSURANCE COMPANY WILL NOT PAY.

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