1.

CHECK WAS IMPROPERLY DISHONORED

 Exor Bank improperly dishonored the check when it was validly presented by Hison. It must be
noted that the check was issued on September 30, 2015 in favor of Hison which was drawn
against the credit line of Gonzales. The termination of the Exor Bank of the credit line of
Gonzales was done on October 1, 2015. The issuance of the check was made prior to the
termination. Hence, the presentment of the check by Hison was made validly as at that time
there was no question on the insufficiency of funds on the account of gonzales. The act of the
Bank in dishonoring the check due to the termination of the credit line is tenuous and was done
carelessly making it liable for damages to Hison.