BMC Insurance, Frederick MD

295 Bucheimer Rd
Frederick, Maryland 21701

Aristides Portillo-Hernandez
512 Goldspire Cir
Frederick, Maryland 21703

February 07, 2021

Re: Furlough Letter - Insurance Sales Professional

Dear Aristides Portillo-Hernandez,

As a result of the economic impact of the coronavirus (COVID-19) pandemic, we have taken measures to
secure the financial stability of the business. The current situation has affected our business significantly and
therefore we must make some difficult personnel decisions.

I refer to our discussion with you on February 08, 2021, during which we explained how COVID-19 has
impacted our business. With the temporary closure of your place of work, we are planning to "furlough"
your employment. During the furlough period, you will:

• Continue to be employed by us;

• Not receive any work from us;
• Not need to attend work; and
• Not receive any compensation (salary, wages etc.) from us

Your change of employment status to a "furloughed" employee will be effective from February 19, 2022.

All other terms and conditions of employment and your continuity of employment will not be affected
during this period.

At the time of writing, the length of this period of disruption is unknown and as such your employment will
be furloughed until further notice. We will keep you updated via the contact details we have on file for you
and will notify you when we require you to return to work. If your personal phone number, email or postal
address has changed recently, please provide your current contact information to us immediately. We will try
to give you at least 180 days' notice of when we need you to return.

You may be eligible for unemployment benefits under these circumstances. Contact your local
unemployment office for additional information regarding your eligibility.

Please look out for further updates and do not hesitate reach out to us at internationalm67@gmail.com if you
have any questions or concerns.

Sincerely,

s_Af_The_Employer_Name_ d_Af_The_Employer_Date_

02/05/2021
By: Date:
Dave Ramsey for and on behalf of
BMC Insurance, Frederick MD