sbgr = growth of shadow banking = ofiassets (t) / ofiassets (t-1) * 100 -100

gr= rate of economic growth (real GDP growth)

mfiassets = Assets of monetary financial institutions

lnmfi = natural logarithm of mfiassets

mfigdp = Assets of monetary financial institutions (as a share of GDP)

bank = assets of Deposit taking corporations, except the Central Bank

lnbank = natural logarithm of Deposit taking corporations, except the Central Bank

bankgdp = assets of Deposit taking corporations, except the Central Bank (share of GDP)

findev = financial development index

icpfgdp = assets of insurance corporations and pension funds (share of GDP)

Dbacba = Deposit money banks' assets + central bank assets

Llgdp =Liquid liabilities to GDP (%)

Cbagdp = central bank assets as a share of GDP

Pcrdbgdp = Private credit by deposit money banks to GDP (%)

Pcrdbofgdp = private credit by banks and other financial institutions (as a share of GDP)

Bdgdp = Private credit by deposit money banks and other financial institutions to GDP (%)

Fdgdp = Financial system deposits to GDP (%)

Bcbd = Bank credit to bank deposits (%)

ll_usd =

overhead = Bank overhead costs to total assets (%)

costinc = Bank cost to income ratio (%)
zscore = Bank Z-scorecaptures the probability of default of a country's commercial banking
system. Z-score compares the buffer of a country's commercial banking system (capitalization
and returns) with the volatility of those returns.
Inslife = Life insurance premium volume to GDP (%)
Insnonlife = Nonlife insurance premium volume to GDP (%)
Stmktcap = Stock market capitalization to GDP (%)
Stvaltraded = Stock market total value traded to GDP (%)
Stturnover = Stock market turnover ratio (%), Total value of shares traded during the period
divided by the average market capitalization for the period.
listco_pc= Number of listed companies per 1,000,000 people
prbond = private bond capitalization (share of GDP)
pubond = private bond capitalization (share of GDP)
intldebt = Outstanding international private debt securities to GDP (%)
nrbloan = Loans from nonresident banks (net) to GDP (%)