Volume XII, No.

12

December, 2014

Oiling the Wheels

- for better and smooth functioning of corporates

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Editorial Board
T.S. VIJAYAN
R.K. NAIR
S.V. MONY
V.MANICKAM
R. CHANDRASEKHARAN
DR. T. NARASIMHA RAO
ASHVIN PAREKH
M. PULLA RAO

Printed by
K. RAVINDRANATH
and published by T.S. VIJAYAN
on behalf of INSURANCE REGULATORY AND
DEVELOPMENT AUTHORITY.
Editor: B.K. Sahu
Printed at Lakshmisri Enterprises
#3-4-417, G-3, Near Kachiguda X Roads, Hyderabad. © 2010 Insurance Regulatory and Development
and published from Parishram Bhavan, 3rd Floor Authority.
Basheer Bagh, Hyderabad - 500 004
Please reproduce with due permission.
Phone: +91-40-23381100
Fax: +91-40-66823334 Unless explicitly stated, the information and
e-mail: irdajournal@irda.gov.in views published in this Journal may not be
construed as those of the Insurance Regulatory
and Development Authority.
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From the Publisher

Corporate Governance in Indian Insurance Industry

C
orporate Governance has gained prominence
as an embedded system in the organizations
because of its value and utility in their
functioning broadly defining the relationship between
the Board of Directors, senior management and
shareholders/stakeholders. While the term carries a
great depth of meaning, it refers to the way a
company conduct its business performing the dual
role of both being accountable and responsible to a
broader audience or stakeholders with built in checks
and balances.

The importance of corporate governance has been receiving greater emphasis in recent times since
poor governance and weak internal controls have led to major corporate failures. By and large, it has
been the endeavor of managements to conduct fair business dealings; but due to a few overzealous
executives, in their enthusiasm to report out-of-the-world performance numbers and made profit
making as the sole objective without concern for corporate responsibility, the problem became monstrous
and has caused many a corporate debacle, leading to the need for strict scrutiny.

As regards the insurance sector in India, the regulatory responsibility to protect the interests of the
policyholders demands that the insurers have in place good governance practices for maintenance of
solvency, sound long term investment policy and prudential underwriting solvency, more so because of
the proposed enhancement in the FDI to 49%. Since the money in question is that of the policy holders,
insurers must protect policyholders’ interests in terms of premiums and claims settlement, while
ensuring profitable investment of their funds.

The Indian Insurance Regulator, IRDA has outlined in general terms, governance responsibilities of the
Board in the management of the insurance functions under various regulations notified by it covering
different operational areas. It has issued comprehensive guidelines on 5.8.2009 covering the major
structural elements of Corporate Governance in insurance companies encompassing governance
structure, Board of Directors, control functions, role of CEO/COO and other senior functionaries, role
of Appointed Actuaries, external audit and appointment of Statutory Auditors, disclosures, outsourcing,
relationship with stakeholders, interaction with the Supervisor and whistle blowing policy.

Nevertheless, there is scope for improvement. If the rules, regulations and guidelines are not properly
implemented by companies, the investor confidence is shaken which is not good for the company. It is
therefore the need of the day that the goal of insurance companies is to realign their corporate goals
and bolster investor confidence, trust, and viability of investments through adherence to principles
laid down out for effective corporate governance.

Considering the call given by Prime Minister for “Swatch Bharat, Swasth Bharat”, the next issue will
focus on ‘Health Insurance’.

T.S. Vijayan
New Year Greetings
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ISSUE FOCUS
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4 Essence of Corporate Governance

Shardul Admane
Evolution of Corporate Governance
6 and Framework for Insurance
Companies in India
Vimal Kishor
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22 Good Governance
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FROM THE EDITOR

I have just joined IRDA as Consultant (Communication) and has been assigned

the responsible activity of Editor of the IRDA Journal. Coming from one of the

largest Social Security Scheme of Govt. of India with experience of functioning

in field as well as federal offices, it shall be my endeavor to continue the tradition

of the past as well as to imbibe the spirit of freshness to make the Journal lively

for the readers. Since communication plays a vital role to forfeit the interests
of the stakeholders and growth of the industry as a whole, it is proposed to

introduce a page or two involving ‘Letter to the Editor’ column to solicit the

views of the esteemed readers towards content and contours of the Journal.

With the above opening lines, I close for the time being with information that

Health Insurance will be the focus of the next issue of the Journal. Kindly send
articles which must reach us latest by 25th December, 2014 through e-mail at

irdajournal@irda.gov.in or by post at office address of IRDA.

Wishing You All The Best

B.K. Sahu
Communication Consultant

Editor, IRDA Journal


ISSUE FOCUS
Essence of Corporate Governance
C
orporate Governance refers
to the system of rules,
practices and processes by
which companies or corporations
are directed and controlled. It
mainly relates to incorporated
entities which have a separate legal
existence, distinct from their
owners. In order to understand the
essence of Corporate Governance,
we would have to go back to the
history of the joint stock companies,
the predominant form of joint
ownership.
The earliest records of corporate
entities probably date back to the
thirteenth century in Western
Europe. More formally structured
jointly owned companies emerged
in the sixteenth century in England
and the Netherlands. We know the
British East India Company, which
came to India to trade in
commodities and had the exclusive
charter from Queen Elizabeth I. The
Dutch East India Company had listed
its shares on the Amsterdam Stock
Exchange, as early as in 1602. This
enabled the easier accumulation of
capital from investors as also the
sale or transfer of shares.
irda journal December 2014
Although incorporation of an entity
was initially possible only through
Royal Charter or Private Act,
eventually, the registration and
incorporation of entities was
formalized through Joint Stock
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F&A – Life, IRDA,Hyderabad
Companies Act, 1844 in Britain.
Rapid industrialization in Europe
needed huge additional capital with
attached risks, and the benefits
accorded by incorporation soon
made the joint stock companies
very popular. Among the most
attractive features of incorporation
was separate legal entity status,
perpetual existence, easy
transferability of ownership, and
limited liability. Later versions of
the companies act were more
refined and eventually a whole set
of legislations and established case
judgments developed into
Corporate Law.
In course of time, corporations
expanded their horizons far and
wide encompassing virtually the
whole world. Today we have large
companies in the form of Multi-
National Corporations with
operations spread across various
continents. With increasing
complexities of the businesses and
the marketplace, expertise in
managing the affairs of companies
was felt essential. This separated
the ownership from the
management of the business, since
the owners (shareholders) were
either not best suited to manage the
business or they were willing to only
contribute capital for it.
Theoretically companies may have
large number of shareholders who
are spread far and wide, in practice,
- Shardul Admane,
Sr. Assistant Director
however, we may find many
companies that are majorly owned/
controlled by families or industry
groups.
The separation of ownership from
management of corporations is the
most significant factor for
Corporate Governance. The
shareholders appoint a set of people
in the form of the Board of Directors
who run the affairs on their behalf.
The Board therefore, has to adhere
to certain set of principles; a code
of conduct as custodians of the
shareholders, who are the real
owners of the company. But that is
not the only premise for governing
the conduct of Board members or
senior management of a company.
In course of their operations and
activities, companies produce and
deliver goods and services to their
customers, interact with various
government bodies and agencies
and exist as a corporate citizen.
Improper conduct of the company
may lead to loss to government (in
the form of revenue or taxes), to
the customers (poor quality of goods
and services, etc.) or even to the
general public (unhealthy/
unethical competition, pollution to
environment, etc.).
The Code for Corporate Governance
intends to ensure that businesses
are run and managed in a manner
that is not detrimental to the

interests of the shareholders,
customers, employees, other
stakeholders as well as to the
society at large. A shareholder will
not invest in a company without
assurance that the directors will not
run away with the money, the
business of the company will be well
run, proper information will be
provided to the investor and if the
business turns out to be profitable,
profits will be fairly distributed
among the investors. These type of
concerns are the “fundamental
problems of exchange” and
institutions are formed to structure
relationships in order to mitigate
these concerns and encourage
exchange to take place. Institutions
do this by fostering the ability of
the parties to commit to respect
their obligations and to reveal that
they will do so by linking past
conduct with future reward. This
reduces the benefits of
misrepresenting information and
reneging on obligations.
Globally, the corporate form of
business has been abused from time
to time by unscrupulous elements
in order to defraud shareholders,
customers as well as governments.
The shareholders, who own
minuscule part in the total capital,
are disorganized and generally
powerless. In much of the world,
capitalism is a system where a
handful of immensely wealthy
families control almost all of a
country’s great corporations, and
often its government to boot.
Competition is largely a mirage, for
few firms are genuinely
independent. Professional managers
are hired help, subservient to
oligarchic family dynasties that
jealously safeguard their power,
sometimes at great cost to their
host economies. As early as in 1720,
The Bubble Act was brought in to
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prohibit the formation of
unincorporated entities, yet during
the century it was in operation, such
companies often continued to be
used and played an important role
in certain sectors of the economy
such as insurance, shipping and some
manufacturing.
Social norms have played a more
significant role than law in the
institutional development of joint
stock companies. Therefore, even at
a time when the court system and
company law were undeveloped and
there was little real prospect of
contracts being enforced or
wrongdoers being punished, the
joint stock company form of business
flourished. This, in turn, had an
impact on the kind of corporate
governance practices adopted by
corporations. The institutions in
different societies traced divergent
paths in their evolution over time
and the nature and extent of
corporate governance practices in
different parts of the world also
evolved largely based on the social
and cultural norms. For example,
the governance issue in the US or
the UK is essentially that of
disciplining the management who
have ceased to be effectively
accountable to the owners
(shareholders). The problem in the
Indian corporate sector (be it the
public sector, the multinationals or
the Indian private sector) is that of
disciplining the dominant
shareholder and protecting the
minority shareholders.
The Code for Corporate Governance
dwells on the composition of the
Board of directors (and its various
Committees for various functions),
their credentials, responsibilities,
reporting and control structures. It
is aimed at ensuring fairness or
objectivity, transparency and
accountability in the decisions or
actions of the Board. The key forces
that can put into effect corporate
governance in companies are the
Regulators and the Capital Market.
Regulators can facilitate the process
by measures such as: enhancing the
scope, frequency, quality and
reliability of information
disclosures. Capital markets
influence the quantum and the
terms for raising financial resources
by corporations. Markets and
investors generally respond
positively to well-managed
companies and such companies are
often found to have better
valuations as compared to their
peers. The law may also provide the
framework for corporate
governance; however, as we have
seen, it is the market forces in the
form of social norms, business
practices and culture that dictate
the conduct of corporations to a
large extent. Corporate
Governance, in essence, is the
matter of enforcing the spirit of the
contractual relationship or
interaction between the owners
(shareholders) and the Managers
although owners may themselves be
the managers, at times.
References:
1. Institutions and the path to the
Modern Economy: Lessons from
Medieval Trade – by Avener Greif
2. The Global History of Corporate
Governance: An Introduction –
by Randall K. Morck and Lloyd
Steier
3. Corporate Governance in India:
Disciplining the Dominant
irda journal December 2014
Shareholder – by Jayanth R
Varma (IIM-B)
I
Shardul Admane, Sr. Assistant
Director, F&A – Life,
IRDA,Hyderabad
5

ISSUE FOCUS
Evolution of Corporate Governance and Framework
for Insurance Companies in India
- Vimal Kishor, Company Secretary and Head-Legal & Compliance
Liberty Videocon General Insurance Company Limited, Mumbai-400013
Introduction:
T
he word corporate
governance had originated
from the word governance.
Governance is as old as civilization,
which has gone through various
evolution cycles. It was governance
which has transformed the Stone
Age Man to today’s civilized human
being and it is the governance
processes, customary or written
codes which have provided
supremacy to humans over other
living species. Like governance
refers to written or unwritten rules
for general behaviors, processes,
procedures evolved for various
purposes related to mankind,
“Corporate Governance” broadly
refers to the mechanisms, processes
and relations by which corporations
are controlled. As corporations are
artificial persons created for serving
broader objectives and being
irda journal December 2014
perpetual, it is of utmost
importance for the Corporations to
have such codes, practices and
procedures which define its
philosophy, character and identity.
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Globally, contemporary framework
of corporate governance has its
origin in three major reports i.e.
Cadbury Report (UK1992), the
Principle of Corporate Governance
(OECD 1998 and 2004) and the
Sarbanes Oxley Act, 2002. These
reports primarily, propagate the
following important principles;
A. Right and equitable treatment
of shareholders
B. Interest of other stakeholders
C. Roles and responsibilities of the
Board
D. Integrity and ethical behavior
E. Disclosure and transparency
Evolution of Corporate
Governance in India
In 1996 Confederation of Indian
Industry (CII) took a first initiative
on Corporate Governance with the
objective to develop and promote
a code for Corporate Governance to
be adopted and followed by Indian
corporations by setting up a
committee headed by Mr. Rahul
Bajaj. This initiative by CII flowed
from public concerns regarding the
protection of investor interest,
especially the small investor; the
promotion of transparency within
business and industry; the need to
move towards international
standards in terms of disclosure of
information by the corporate sector
and, through all of this, to develop
a high level of public confidence in
business and industry. The
Committee submitted draft
guidelines on Corporate Governance
in the year 1997. The voluntary code
on Corporate Governance was
published by CII in the year 1998,
wherein Indian Corporations were
encouraged to adopt the code on
corporate governance on voluntary
basis.
Kumar Mangalam Birla Committee
(1999): SEBI in 1999 constituted
Kumara Mangalam Birla Committee
(a)to suggest suitable amendments
to the listing agreement executed
by stock exchanges with the
companies and any other measures
to improve the standards of

corporate governance in listed
companies, in areas such as
continuous disclosure of material
information, both financial and non-
financial, manner and frequency of
such disclosures, responsibilities of
independent and outside directors;
(b) to draft a code of corporate best
practices; and (c) to suggest
safeguards to be instituted within
the companies to deal with insider
information and insider trading.
Naresh Chandra Committee
(2002): On 21 August 2002, the
Department of Company Affairs
(DCA) under the Ministry of Finance
and Company Affairs appointed this
High Level Committee to examine
various corporate governance
issues. Among others, this
Committee has been entrusted to
analyze and recommend changes, if
necessary, in diverse areas such as:
(1) the statutory auditor-company
relationship; (2) appointment,
rotationand determination of fee
payable to statutory audit firms or
partners; (3) restriction on non-
audit fee and independence of Audit
function; (4) true and fair view of
financial statement (5) role of
independent directors; (6) adequacy
of regulations of various
professionals i.e. Chartered
Accountants, Company Secretaries
etc.
N. R Narayana Murthy Committee
Report on Corporate Governance
(2003). In 2003, SEBI constituted N.
Murthy Committee whose key
mandatory recommendations
focused on strengthening the
responsibilities of audit
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committees; improving the quality
of financial disclosures, including
those related to related party
transactions and proceeds from
initial public offerings; requiring
corporate executive boards to assess
and disclose business risks in the
annual reports of companies;
introducing responsibilities on
boards to adopt formal codes of
conduct; the position of nominee
directors; and stock holder approval
and improved disclosures relating to
compensation paid to non-executive
directors.
Insurance Industry – the concept of
Corporate Governance
Insurance Regulatory and
Development Authority (IRDA), the
Regulator for the Insurance
Companies has felt the need of
having corporate governance regime
in the Insurance Companies and
issued detailed guidelines on
Corporate Governance for Insurance
Companies vide its circular dated
5th August 2009. As per the said
guidelines, Corporate Governance is
understood as a system of financial
and other controls in a corporate
entity and broadly defines the
relationship between the Board of
Directors, senior management and
shareholders. In case of the
financial sector, where the entities
accept public liabilities for
fulfillment of certain contracts, the
relationship is fiduciary with
enhanced responsibility to protect
the interests of all stakeholders.
The Corporate Governance
framework should clearly define the
roles and responsibilities and
accountability within an
organization with built-in checks
and balances. As regards the
insurance sector, the regulatory
responsibility to protect the
interests of the policyholders
demands that the insurers have in
place, good governance practices
for maintenance of solvency, sound
long term investment policy and
assumption of underwriting risks on
a prudential basis. The emergence
of insurance companies as a part of
financial conglomerates has added
a further dimension to sound
Corporate Governance in the
insurance sector with emphasis on
overall risk management across the
structure and to prevent any
contagion.
The IRDA guidelines were issued
with the objective of providing for
the structure, responsibilities and
functions of Board of Directors and
the senior management of the
company fully recognize the
expectations of all stakeholders as
well as those of the regulator. The
structure should take steps required
to adopt sound and prudent
principles and practices for the
governance of the company and
should have the ability to quickly
address issues of non-compliance or
weak oversight and controls.
From the above facts, it is clearly
depicted that the need for
corporate governance was felt time
irda journal December 2014
and again and various institutions
have constituted various
committees to examine the right
framework for corporate
governance and issued necessary
7

directives from time to time. Latest
in the series of development is the
Companies Act 2013, which has
provided series of corporate
governance enablers to create
healthy Corporate Governance
culture in the Country
Requirement(s)
Duties of Directors (166)
Independent Directors
Loan to Directors
Resident Director
irda journal December 2014
Women Directors
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Companies Act, 2013 In addition to the requirements
under the Companies Act 2013 and
The corporate governance
Rules there under, or the Insurance
requirements under the Companies
Act 1938, IRDA has vide guidelines
Act, 2013 are as under:
on Corporate Governance
Regulatory Framework for prescribed following requirements
Insurance Companies
General description
For the first time the duties of the Directors are defined under Section 166 of
the Act and the most important shifts from the current regime is duties of the
Directors towards company, employees, shareholders, community and
environment. Besides above, directors are expected to promote the objectives
of the Company, act in good faith, without any conflict of interest, no undue
gains. In case of contravention, a director may be penalized with fine which
shall be not less than Rs. 1 lakh and can go up to Rs. 5 lakh.
It is noteworthy to mention that all the above behaviors were expected from
the directors and were covered under the fiduciary duties. However, since the
same has now been clearly provided under the Act, there will be less ambiguity
in interpretation.
Every listed company is required to have 1/3 of its Board comprising of
Independent Directors. Other Public Companies having paid up share capital of
ten crore rupees or more; or having turnover of one hundred crore rupees or
more; which have, in aggregate, outstanding loans, debentures and deposits,
exceeding fifty crore rupees need to have at least two Independent Directors.
‘Independent Director’ has been defined under Section 149(6) of the Companies
Act. Additionally, an Independent Director is required to submit a declaration
to the board about his meeting the criteria of independence as provided under
Section 149 on annual basis. Ordinarily, an Independent Director can hold office
for five consecutive years and can be reappointed by passing special resolution
and subject to specific disclosure of such appointment in the Board’s report
The provisions related to loan to directors have been made stricter. Under
Section 29 of the Insurance Act, 1938 Loans to director is anyway prohibited.
The Act mandates Companies to have at least one resident Director and this
has significant impact on wholly owned foreign subsidiaries, which are being
managed by persons outside India
To bring women representation in the Boardrooms, the Act mandates Companies
having paid up capital of Rs. 100 crore or more or turnover of Rs. 300 crore to
have women Directors. In view of the capital requirement for the Insurance
Companies, every Company shall have a woman Director on their Board.

Audit Committee
Corporate Social Responsibility (CSR)
Managerial Remuneration
KMP- Role of Company Secretary
Secretarial Audit
Disclosures and Reporting
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Audit Committee shall comprise of at least three Directors, majority of the
same shall be the Independent Directors. Chairperson of the Audit Committee
should be person of ability to read and understand the financial statement.
Under Section 135 of the Companies Act, 2013, a new requirement has been
triggered for the companies having paid up capital of Rs. 500 crore or more or
turnover of Rs. 1000 crore or more or profit of Rs. 5 crore or more to constitute
a CSR Committee and spend 2% of the net profit on the CSR activities. An
indicative list of CSR activities is provided in the Act. To undertake the CSR
activities, the Companies are required to frame a CSR Policy and in the event
of failure to spend required money towards CSR, a statement in the Board’s
report is required to be made explaining the reasons thereto.
There are two dimensions to the Managerial Remuneration under the Act, (1)
the overall remuneration payable to the Directors under Section 198 of the
Companies Act and (2) the constitution of the Remuneration and Nomination
Committee under Section 178. The said Committee is expected to formulate a
policy to attract good quality directors; define the relationship with the
performance Vs. remuneration; provide for the short term and long term
performance objectives striking the balance between the fixed and variable
pays. Additionally, Companies are required to disclose in the Board’s report
median salary paid to the employees Vs. Managerial remuneration
New set of management professionals has been created including CEO, CFO
and Company Secretary as Key Managerial Personal (KMP). Under Section 205,
the functions of Company Secretary has been clearly defined viz., reporting to
the Board about the compliance with the provisions of the Act and Rules (2)
compliance with the Secretarial standards (c ) discharge other duties as may
be prescribed. IRDA vide its Circular dated 09th October, 2013 defined the Key
persons of the insurance Companies to include CEO, CMO, Appointed Actuary,
CIO, Chief Internal Audit, CFO, CRO and Chief Compliance Officer.
Section 204 the Act has prescribed the secretarial audit for such companies
having paid up capital of Rs. 50 crore or more or having turnover of Rs. 250
crore or more.
The Act has revised the formats of various registers and returns to be prepared
by the Companies and have asked for exhaustive information. Additionally,
Section 117 of the Act requires companies to submit certain resolutions/
irda journal December 2014
agreement with ROC. The Section has wide coverage and the same will have
greater transparency from the shareholders point of view
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IRDA Corporate Governance Guidelines

Shareholding a. Lock in period of 5 years from the date of issue of R3

b. Restriction on FDI to 26%

c. Prior approval in case of transfer of shares exceeding one % or more

Board The Board shall comprise of competent and qualified Directors to drive the
strategies in a manner that would sustain growth and protect the interests
of the stakeholders in general and policyholders in particular. The size of
the Board should be consistent with scale, nature and complexity of business.
Further, the Board Members should be skilled, knowledgeable and
experienced persons and should be in a position to dedicate sufficient time
and committed to fulfilling their responsibilities. The Board of Directors
and Senior Management should understand the operational and business
structure of the insurer.

• At a minimum, where the company has a non-executive Chairman, at least

one third of the directors should be independent and in other cases at least
fifty percent of the directors should be independent. (till the Companies
go for listing at least two independent directors are must).

• Where the Chairman of the Board is non-executive, the Chief Executive

Officer should be a whole time director of the Board.

• Not more than one member of a family or a close relative as defined in the
Companies Act or an associate (partner, director etc) should be on the
Board of an Insurer as Independent Director.

Responsibilities Few general responsibilities of the Board are;

of the Board

• Board of Directors should be oriented to setting-up of objectives to meet

the expectations of various stakeholders, strategies for their fulfillment
and for monitoring the achievements.

• To ensure that there is no conflict of interest, to establish strategies and

policies that define ethical individual and corporate behavior and ongoing,
effective processes that ensure adherence to these strategies and policies.

• Regular review of the policies to ensure that they are dynamic.

irda journal December 2014

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• Overall direction of the business of the insurer, including projections on

the capital requirements, revenue streams, expenses and the profitability.

• obligation to fully comply with the Insurance Act and the regulations framed
there under, and other statutory requirements applicable to it;

• ensuring fair treatment of policyholders and employees;

• ensuring information sharing with and disclosures to stakeholders including

investors, policyholders, employees, the regulators, consumers, financial
analysts and/or rating agencies.

• establishing channels for encouraging and facilitating employees raising

concerns or reporting a possible breach of law or regulations, with
appropriate measures to protect against retaliation against reporting
employees;

• developing a corporate culture that recognizes and rewards adherence to

ethical standards.

Fit and Proper Criteria • The Director should not have been convicted or come under adverse notice
of the laws and regulations involving moral turpitude or of any professional
body.

• A declaration on fit and proper criteria is required to be obtained from the

proposed directors and existing Directors are required to make a due
diligence check on the proposed director on the basis of information
provided in the said declaration. The said declaration shall be taken annually
on ongoing basis.

• Nomination Committee shall scrutinize the declarations of intending

applicants before the appointment/reappointment/election of directors
by the shareholders at the General Meetings.

• A deed of covenant is required to be signed with the Directors to ensure

that there is a clear understanding of the mutual role of the company, the
Directors and the Board in Corporate Governance.

Conduct of Meetings • The Company Secretary is made responsible for proper conduct of the Board
meetings.

• The minutes should be recorded as soon as possible after the meeting and
irda journal December 2014

get circulated.

• There should be a system of familiarizing new Directors with the background

of the company’s governance philosophy, duties and responsibilities of the
Directors, etc.

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IRDA Corporate Governance Guidelines

• Well-structured arrangements should be in place for ongoing briefing of

Directors on dynamic changes in the financial sector in general and in the
insurance in particular vis-à-vis the Company for updating the Directors.

Control Functions The Board shall lay down the policy framework to put in place:

• Robust and efficient mechanisms for the identification, assessment,

quantification, control, mitigation and monitoring of the risks;

• Appropriate processes for ensuring compliance with the Board approved

policy, and applicable laws and regulations;

• Appropriate internal controls to ensure that the risk management and

compliance policies are observed;

• An internal audit function capable of reviewing and assessing the adequacy

and effectiveness of, and the insurer’s adherence to its internal controls as
well as reporting on its strategies, policies and procedures; and

• Independence of the control functions, including the risk management

function, from business operations demonstrated by a credible reporting
arrangement.

• The responsibility for the oversight of control functions of an insurer should

be entrusted to Directors possessing the appropriate integrity, competence,
experience and qualifications.

• For insurers within a group, appropriate and effective group-wide risk control
systems should be in place in addition to the control systems at the level of
the insurer.

Delegation of Functions Subject to restrictions under the Companies Act, 2013, the Board can
delegate its powers to its committees. IRDA mandates Insurance Companies
to establish Audit; Investment; Risk Management: Policyholder Protection;
and Asset Liability Management (in case of life insurers) Committees that
have a critical role in strengthening the control environment in the company.
The following aspects are required to be defined in respect of the role and
functions of the Committees:
• Constitution
• Objectives
irda journal December 2014

• Responsibilities
• Frequency of meeting / quorum requirements
• Appointment and removal of members
• Reporting to the Board

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Audit Committee • To oversee the financial statements, financial reporting, statement of cash
flow and disclosure processes both on an annual and quarterly basis. It
shall set-up procedures and processes to address all concerns relating to
adequacy of checks and control mechanisms.

• The Chairman of the Audit Committee should be an independent Director

of the Board and should ideally be a professional Chartered Accountant or
a person with strong financial analysis background. The association of the
CEO in the Audit Committee should be limited to eliciting any specific
information concerning audit findings.

• To oversee the efficient functioning of the internal audit department and

review its reports. The Committee will additionally monitor the progress
made in rectification of irregularities and changes in processes wherever
deficiencies have come to notice.

• The Audit Committee shall be directly responsible for the recommendation

of the appointment, remuneration, performance and oversight of the work
of the auditors (internal/statutory/ Concurrent). In case of statutory audit,
the independence of the external auditors shall be ensured (although the
approval of appointment, remuneration and removal of the statutory
auditors shall be done by the shareholders at the general body meeting).

• The Audit Committee shall have the oversight on the procedures and
processes established to attend to issues relating to maintenance of books
of account, administration procedures, transactions and other matters
having a bearing on the financial position of the insurer, whether raised by
the auditors or by any other person.

• The Audit Committee shall discuss with the statutory auditors before the
audit commences, about the nature and scope of audit as well as have
post-audit discussions to address areas of concern.

• Any additional work other than statutory/internal audit that is entrusted

to the auditor or any of its associated persons or companies shall be
specifically approved by the Board keeping in mind the necessity to maintain
the independence and integrity of the audit relationship. All such other
work entrusted to the auditor or its associates shall be specifically disclosed
in the Notes to Accounts forming part of the annual accounts of the insurer.
irda journal December 2014

Investment Committee • The Investment Committee should comprises of at least two Non Executive
Directors, the Chief Executive Officer, Chief of Finance, Chief of Investment
Division and wherever an appointed actuary is employed, the Appointed
Actuary.

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• Constitution of Investment Committee or any change therein should be

approved by the Board of Directors.

• The Committee shall be responsible for laying down an overall investment

policy and operational framework for the investment operations of the
insurer. The policy should focus on a prudential Asset Liability Management
(ALM) supported by robust internal control systems. The investment policy
and operational framework should, inter alia, encompass aspects concerning
liquidity for smooth operations, compliance with prudential regulatory
norms on investments, risk management / mitigation strategies to ensure
commensurate yield on investments and above all protection of
policyholders’ funds. It is also responsible for a periodic review of the
Investment policy based on the performance of investments and the
evaluation of dynamic market condition.

• Members of the Committee should be fully conversant with the various

responsibilities cast on them by the IRDA (Investment) Regulations 2000 as
amended from time to time as well as the guidelines issued on the system
of risk management.

• The members of the Committee should not be solely influenced by the

credit rating agencies. The committee should independently review their
investment decisions duly supported by the due diligence process required
to be carried out by the Investment Team.

• It shall also put in place an effective reporting system to ensure

compliance with the policy set out by it apart from Internal / Concurrent
Audit mechanisms for a sustained and on-going monitoring of Investment
Operations.

• The IC shall at least meet once in a quarter and look into various aspects of
investment operations and monitor them.

• The IC shall furnish a report to the Board on the performance of Investments

at least on a quarterly basis and provide analysis of its Investment portfolio
and on the future outlook to enable the Board to look at possible policy
changes and strategies.

Risk Management Committee Insurance Company shall have a risk management function under the overall
guidance and supervision of the Chief Risk Officer (CRO) with a clearly
defined role.
irda journal December 2014

Broadly, the Risk Management Committee shall:

• assist the Board in effective operation of the risk management system by

performing specialized analyses and quality reviews;

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• maintaining a group-wide and aggregated view on the risk profile of the

insurer in addition to the solo and individual risk profile;

• report to the Board details on the risk exposures and the actions taken to
manage the exposures;

• advise the Board with regard to risk management decisions in relation to

strategic and operational matters such as corporate strategy, mergers and
acquisitions and related matters.

Asset Liability Management
(ALM) Committee
ALM is an ongoing process of formulating, implementing, monitoring and
revising strategies related to assets and liabilities to achieve an
organization’s financial objectives, given the organization’s risk appetite,
risk tolerances and business profile. The responsibilities of the ALM
Committee shall include:

• Setting the insurer’s risk/reward objectives and assess policyholder

expectations.

• Quantifying the level of risk exposure and assessing the expected rewards
and costs associated with the risk exposure.

• Formulating and implementing optimal ALM strategies and meeting risk/

reward objectives. The strategies must be laid down both at product level
and enterprise level.

• Laying down the risk tolerance limits.

• Monitoring risk exposures at periodic intervals and revising ALM strategies

where required.

• Placing the ALM information before the Board at periodic intervals.

• An option is given to life insurers to make it part of the Risk Management

Committee provided that the terms of reference of ALM are made part of
the Risk Management Committee.

Policyholder Protection With a view to addressing the various compliance issues relating to
Committee protection of the interests of policyholders, as also relating to keeping the
policyholders well informed of and educated about insurance products and
complaint-handling procedures, each insurer shall set up a Policyholder
Protection Committee which shall directly report to the Board.
irda journal December 2014

The responsibilities of the Policyholder Protection Committee shall include:

• Putting in place proper procedures and effective mechanism to address

complaints and grievances of policyholders including mis-selling by
intermediaries.

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• Ensure compliance with the statutory requirements as laid down in the

regulatory framework.

• Review of the mechanism at periodic intervals.

• Ensure adequacy of disclosure of “material information” to the

policyholders. These disclosures shall, for the present, comply with the
requirements laid down by the Authority both at the point of sale and at
periodic intervals.

• Review the status of complaints at periodic intervals to the policyholders.

• Provide the details of grievances at periodic intervals in such formats as

may be prescribed by the Authority.

• Provide details of insurance ombudsmen to the policyholders

• The reports of the Policyholders’ Protection Committee should be on the

agenda of every Board meeting of the company

Remuneration Committee It is recommended to set up remuneration Committee to carry out following

functions:

• The Remuneration Committee is required to determine on behalf of the

Board and on behalf of the shareholders with agreed terms of reference,
the insurer’s policy on specific remuneration packages and any compensation
payment, for the CEO and the Executive Directors of the company.

• The remuneration package shall be closely connected with the performance

objectives laid down for the senior management.

• To avoid conflicts of interest, the Remuneration Committee, which would

determine the remuneration packages of the executive directors may
comprise of at least three directors, all of whom should be non-executive
directors, with the Chairman of the Committee being an independent
director.

• The Chairman of the Remuneration Committee could be present at the

Annual General Meeting, to answer the shareholders’ queries. However, it
would be up to the Chairman to decide who should answer the queries.

Nomination Committee Nomination Committee may be constituted to nominate the appropriate

irda journal December 2014

candidate for the appointment as Board members and shall scrutinize the
declarations of intending applicants before the appointment/
reappointment/election of directors by the shareholders at the General
Meetings.

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Ethics Committee The Guidelines recommends constitution of Ethics Committee for :

• monitoring the compliance function and the insurer’s risk profile in respect
of compliance with external laws and regulations and internal policies,
including the insurer’s code of ethics or conduct

• receiving reports on the above and on proactive compliance activities aimed

at increasing the insurer’s ability to meet its legal and ethical obligations,
on identified weaknesses, lapses, breaches or violations and the controls
and other measures in place to help detect and address the same

• supervising and monitoring matters reported using the insurer’s whistle

blowing or other confidential mechanisms for employees and others to
report ethical and compliance concerns or potential breaches or violations

• advising the board on the effect of the above on the insurer’s conduct of
business and helping the board set the correct “tone at the top” by
communicating, or supporting the communication, throughout the insurer
of the importance of ethics and compliance

• approving compliance programmes, reviewing their effectiveness on a

regular basis and signing off on any material compliance issues or matters.

CEO and Other The appointment, reappointment or termination of Chief Executive Officer
Senior Functionaries /Whole Time Director requires prior approval from the Authority.

The Insurance Act also prohibits the CEO of a life insurance company from
being a Director on the Board of any other Indian insurance company/bank/
investment company.

It is desirable that the Board should also have practices in place for succession
planning for the key senior functionaries through a process of proper
identification and nurturing of individuals for taking over senior management
positions.

Appointed Actuary Detailed guidelines are issued by the Authority on appointment, roles and
responsibilities of Appointed Actuary. Appointment of AA requires Prior approval
from the Authority.

In brief, it is reiterated that

irda journal December 2014

• A procedure for appointment of Appointed Actuary should be put in place.

• The Appointed Actuary should qualify and satisfy the ‘Fit and Proper’ criteria.

• The insurer shall clearly set forth the Actuary’s responsibilities and any
advisory role vis-à-vis the Board or the management as well as his/her

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rights and obligations. These shall be in addition to the duties of the

Appointed Actuaries as specified in the IRDA Regulations and any other
directions of IRDA in the matter.

• As soon as the Appointed Actuary realizes that the entity does not comply
or is likely to fail in complying with the requirements of solvency and other
parameters of sound operations, he/she shall inform the Board of the
management. If no viable/acceptable solution is taken, then he/she has
to inform IRDA.

• The Board shall interact directly with the Appointed Actuary wherever it
considers it expedient to secure his advice, it may do so in such manner as
it may deem fit.

The Appointed Actuary shall provide professional advice or certification to

the board with regard to:

• estimation of technical provisions in accordance with the valuation

framework set up by the insurer

• identification and estimation of material risks and appropriate management

of the risks

• financial condition testing

• solvency margin requirements

• appropriateness of premiums (and surrender value)

• allocation of bonuses to with-profit insurance contracts

• management of participating funds (including analysis of material effects

caused by strategies and policies)

• product design, risk mitigation (including reinsurance) and other related

risk management roles.

Auditors The Authority mandates joint audit of each insurance company by two
statutory Auditors. In order for an audit firm to be eligible to be appointed
as statutory auditors the following conditions must be complied with:

• Be in continuous practice for a period of fifteen years;

• Minimum number of partners, their qualification and experience in the

irda journal December 2014

audit firm as employee/partner as prescribed in IRDA circular dated 25th

July 2005;

• At least one partner/employee should have CISA/ISA or equivalent

qualification.

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• One of the joint auditors may have a term of 5 years and the other 4 years
in the first instance. Thereafter, the maximum duration for which an auditor
can be retained is a period of five years.

• In appointment of the statutory auditors, the insurer must ensure

compliance with the requirements on ‘cooling off’ period of two years on
completion of the tenure of 4/5 years as the case may be.

• No Audit Firm shall carry out more than two statutory audits of Insurance
Companies (Life /Non-Life/Reinsurance).

• The statutory auditors should also have access to the Board of Directors
through the Audit Committee.

Public Disclosure • Within two months from the end of half year or within 15 days from the
date of Board Meeting, whichever is early, Insurers are required to publish
Balance Sheet, P & L Account, Revenue Account and Key analytical ratios
at least in one English newspaper circulating in substantially whole of India
and in one regional language circulating in the region where the registered
office of the Company is situated or in Hindi.

• Insurers are required to host all forms including revenue Accounts, P & L A/
c, Balance Sheet etc. on its website on quarterly/half yearly /Annual basis
within 45 days from the end of the quarter; within two months from the
end of half year or within 15 days from the date of Board Meeting and
within six month from the close of financial year or one month from the
date of Board Meeting, whichever is early.

• A certificate on compliance is required to be submitted to IRDA confirming

the compliance with the public disclosure norms

Outsourcing IRDA has issued a circular on outsourcing allowing non-core activities to be

outsourced by the Insurance Companies. The outsourced activities of the
Company are subject to following reporting;

• In form A on a six monthly basis

• Within 45 days from the date of agreement in case of specified activities

Relationship with In order to protect the interests of the various stakeholders the insurer
stakeholders must ensure complete transparency in operations and make periodic
irda journal December 2014

disclosures. The disclosures stipulations must at the minimum address the

following:

• financial statements accurately and fairly represent the financial condition

of the insurer; and

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• the insurer is running its business soundly and will be viable over the long
term.

• In particular, the disclosure requirements of the participating policyholders

and the unit linked policyholders must be duly addressed.

Reporting to Regulators In assessing the governance practices in place, the IRDA would:

• Seek confirmation that the insurer has adopted and effectively implemented
sound corporate governance policies and practices;

• assess the fitness and propriety of board members;

• monitor the performance of boards;

• assess the quality of insurers’ internal reporting, risk management, audit

and control functions;

• evaluate the effects of the insurer’s group structure on the governance

strategies;

• assess the adequacy of governance processes in the area of crisis

management and business continuity.

A report on corporate governance is required to be submitted with IRDA

within 90 days from the end of financial year.

Appointment of Each insurer should designate the Company Secretary as the Compliance
Compliance Officer Officer whose duty will be to monitor continuing compliance with these
guidelines.

Whistle Blowing Policy
The insurers are well advised to put in place a “whistle blowing” policy,
where by mechanisms exist for employees to raise concerns internally about
possible irregularities, governance weaknesses, financial reporting issues
or other such matters. These could include employee reporting in confidence
directly to the Chairman of the Board or of a Committee of the Board or to
the external auditor. The Policy illustratively covers the following aspects:

• awareness of the employees that such channels are available, how to use
them and how their report will be handled

• handling of the reports received confidentially, for independent assessment,

irda journal December 2014

investigation and where necessary for taking appropriate follow-up actions

• a robust anti-retaliation policy to protect employees who make reports in

good faith

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• Briefing of the board of directors.

• The appointed actuary and the statutory/internal auditors have the duty
to ‘whistle blow’, i.e., to report in a timely manner to the IRDA if they are
aware that the insurer has failed to take appropriate steps to rectify a
matter which has a material adverse effect on its financial condition. This
would enable IRDA to take prompt action before policyholders’ interests
are undermined.

Benefit analysis Conclusion encouraged to be transparent to

The most important benefit of
corporate governance in the Indian
insurance industry has been the
growing customer confidence in the
sector, especially the Private Sector
insurance companies and the same
is evident from the growing share
of private sector participants in the
overall insurance market.
Consistent regulatory monitoring is
tool to check the corporate
governance health and being
effectively used by the Regulator
and the same is giving confidence
to all the stakeholders. One of the
objectives of issuing Corporate
Governance guidelines by IRDA was
to prepare the Insurance Companies
to facilitate the transition required
to comply with the SEBI and stock
exchange requirements, once
Insurance Companies opt for IPO and
it has been largely successful in
developing such procedures. As the
regulatory framework on corporate
governance in India is quite
comprehensive, Indian Insurance
their stakeholders and pave the way
Governance is a behavior and
for building a strong pillar of
corporate governance practices are
corporate governance and get
the soul of organizations; Directors
benefited in the entire exercise by
and Senior Management should be
developing values and an ethically
committed to lay down a Corporate
sound culture to be inherited by
Governance roadmap and trickle
successors.
down the same to not only to the
lowest level of employees but also
to the business partners including
vendors, agents and other
associates. For every well governed
corporation, the tone should be set
at the top and the same should be
exemplary to others. In all corporate
failures around the world, the
systems collapsed due to non-
adherence of good practices by the
leaders of the said failed corporate
and hence it is of utmost importance
that the appropriate corporate
governance tenet should run in the
blood of the senior management to
influence rest of the employees.
Transparency is the key for a
successful corporate governance
program and it plays a vital role in
confidence building among peer
irda journal December 2014

companies are at par with their group, cross functional level of

global peers in terms of governance
philosophy.
employees as well as among the
business associates. With more and
more disclosures, corporates are
Author: Vimal Kishor, Company
Secretary and Head-Legal &
Compliance, Liberty Videocon
General Insurance Company
Limited, Mumbai-400013

21

ISSUE FOCUS
Good Governance – An essential element
of wealth creation
T
he ripples of the global
financial crisis have
drastically underscored the
importance of establishing effective
corporate governance as a basic
foundation for the sustainability of
an organization. There has been
renewed interest in the corporate
governance practices of modern
corporations since 2001,
particularly due to the high-profile
collapses of a number of large
corporations, most of which
involved accounting fraud and
failures of implementing corporate
governance frameworks. Corporate
scandals of various forms have
maintained public and political
interest in the regulation of
corporate governance.
Skandia, Sweden's largest insurance
company and a world leader in
providing variable annuities and
other savings products shook its
reputation in 2003 when three of its
top executives came under
investigation for misusing corporate
irda journal December 2014
assets. The Skandia scandal was
driven by executive greed and only
three Skandia executives directly
benefited from funds misused.
Board members did not participate
22
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in the misuse of funds; they seemed
to be "asleep at the wheel," perhaps
treating their directorships more
like honorary appointments rather
than serious positions of
responsibility. They certainly did not
appear to be thoroughly corrupt or
under the absolute control of
company managers. In fact, several
board members accepted
responsibility for allowing the
misappropriations on their watch.
HIH Insurance, Australia's second
largest insurance company was
placed into provisional liquidation
on 15 March 2001. The demise of
HIH is considered to be the largest
corporate collapse in Australia's
history, with liquidators estimating
that HIH's losses totalled up to $5.3
billion. Investigations into the cause
of the collapse led to conviction and
imprisonment of a handful of
members of HIH management on
various charges relating to fraud.
The scam at Satyam Computer
Services Ltd, the fourth largest IT
firm in India with a $2.1 billion
dollar revenue employed over
53,000 IT Professionals in over 67
countries with development centres
- Manish Pahwa
in over 20 countries, awarded with
the "Golden Peacock Award for
Excellence in Corporate
Governance" by The World Council
for Corporate Governance (WCFCG)
was the result of the failures of
corporate governance at different
layers which led to a collapse of this
magnitude.
All the corporate frauds and
misdemeanours were the result of
the mismanagement, gross
negligence and neglect of legal and
regulatory framework.
Governance in an organization
should, therefore, be about more
than a compliance exercise
designed with the sole purpose of
satisfying regulatory requirements.
The ultimate objective of
governance is to ensure the creation
of sustainable organizational
success and stakeholder value;
these are the core elements of every
organization that strives to be
competitive and sustainable over
the long term. Good governance
affects the entire organizational
cycle of strategic planning, resource
utilization, value creation,
accountability, and assurance. Such

a holistic approach ensures that
governance is not "bolt on" but "built
in"—integrated into all aspects of an
organization.
Effective corporate governance
promotes improving shareholder
wealth and the wealth of other
corporate stakeholders. Effective
corporate governance cannot be
implemented at only the top of the
corporate hierarchical structure, or
within a small set of company
divisions; it must permeate the
entire organization. Regulatory
compliance is merely a starting
point for an effective governance
system. The system must be clearly
articulated, monitored, adapted
and controlled. Good corporate
governance structures encourage
companies to create value; /Provide
accountability and control systems
in line with the risks involved. There
is no single /model of good
corporate governance; it varies by
country, industry and company.
CONCEPT AND PRINCIPLES OF
CORPORATE GOVERNANCE
Governance is the process of
decision-making in an organization,
its operation, means of
achievement of its objectives and
interaction of stakeholders in the
process of governance. Corporate
Governance is an instrument for
wealth creation and socio-economic
development. It is the process by
which the board of directors direct,
supervise and control affairs of
companies in the best interest of
stakeholders. Corporate
~
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i
Governance refers to a combination
of laws, regulations, procedures,
implicit rules and good corporate
practices that ensure that a
company meets its obligations to
optimize shareholders' value and
fulfil its responsibilities to the
community, customers, employees,
government and other segments of
the society.
‘Corporate Governance’ is the
mechanism by which the values,
principles, policies and procedures
of a corporation are included and
manifested. The essence of
Corporate Governance lies in
promoting and maintaining
integrity, transparency and
accountability in the higher
echelons of management.
The Important principles of
Corporate Governance evolved are:
• Sustainable development of all
stakeholders to ensure growth
of all individuals associated with
or affected by the enterprise on
sustainable basis.
• Effective management and
distribution of wealth to ensure
that enterprise creates
maximum wealth and uses
judiciously the wealth so
created for providing maximum
benefit to all stakeholders and
enhancing its wealth creation
capabilities to maintain
sustainability.
• Discharge of social
responsibility to ensure that
enterprise is acceptable to the
society in which it is
functioning.
• Compliance of law in letter and
spirit to ensure value
enhancement for all
stakeholders guaranteed by the
law for maintaining socio-
economic balance.
• Adherence to ethical standards
to ensure integrity,
transparency, independence and
accountability in dealing with
all stakeholders.
Simply stated, corporate
governance means establishing legal
and regulatory framework and
following credible and effective
management practices for the
benefit of company's stakeholders
and society as a whole. Good
governance practices benefit both
the corporate and the stakeholders
by ensuring long term growth of the
business entity and social welfare.
INGREDIENTS OF CORPORATE
GOVERNANCE
Governance in any sort of
organization should obviously aim at
good governance. A reasonable or
rational purpose of governance is to
make certain that an organization
produces a worthwhile pattern of
good results while avoiding an
undesirable pattern of bad
circumstances. The objective is to
irda journal December 2014
reach a high level of good
governance and gradually to higher,
if not highest at the later stages.
The mission of corporate
governance is to utilize the scarce
23

resources of the organization in an
efficient manner with a view to
raising the value of investment for
the shareholders in general and the
stakeholders at large.
Accountability coupled with
transparency is an integral part of
the governance norms.
Evaluation process of corporate
governance brings into light the
following aspects of corporate
responsibilities:
• The organization should take
care about the rights of
shareholders and help
shareholders exercise those
rights.
• The organisation should
recognize that it has legal,
contractual, social and market
driven obligations to non-
shareholders covering entire
gamut of employees,
policyholders, investors,
creditors, suppliers, local
communities, customers and
policy makers.
• The organization should provide
for economic integration among
internal and external
shareholders while keeping in
mind the basic philosophies that
govern its operations.
• The organization should initiate
appropriate measures to see
irda journal December 2014
that socio-economic interests of
their stakeholders are protected
in case of adopting strategic
decision. If deemed necessary,
a consensus will have to be
24
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arrived at for a decision to take
them in to confidence by
providing stringent transparency
as to the factors that are
influencing the organization.
• Integrity should be a
fundamental requirement in
choosing corporate officers and
board members. The
organization should frame a
code of conduct for its directors
and executives that would
encourage ethical and
responsible decision making.
• Organization should clarify and
make publicly known the roles
and responsibilities of board and
management to provide
stakeholders with a level of
accountability. The integrity of
the organization's financial
reporting should be
safeguarded. There should be
timely disclosure of material
matters related to the
organization and all investors
should have access to clear and
factual information.
• Whistle blowers can play very
important part in providing
information about corruption,
fraud and malpractices. Greater
interest of the organization and
its stakeholders would be served
if there be exposure of fraud and
corruption in public and as such
protection of whistle blowers
needs to be considered.
Approach to Corporate
Governance:
In simple terms the approach to
corporate governance can be
categorized in below major heads.
Roles and responsibilities of
Directors: The Board provides
strategic guidance for the company.
The Board has effective oversight
of the management, Management
reports to the Board. The Board is
ultimately accountable for all
decisions. The management is
accountable for all operational
issues. Ensure balance of authority
so that no single person has
unfettered powers. The roles for
both board and management needs
to be published and made available
to staff. That way, everyone
understands the responsibilities.
Structure the Board to add value:
The Board needs to be of effective
composition, size and commitment
to discharge its duties and
responsibilities. The Board needs to
be structured in such a way that it
has a proper understanding of, and
competence to deal with all issues
affecting the business. It can
effectively review and challenge the
performance of management. It can
exercise independent judgment and
new board members should
demonstrate how they will add
value to the existing Board.
Ethical and responsible decision
making: This requires publishing a
code of conduct to guide directors,
executives and staff, on Compliance

with laws and regulations, active
promotion.
Respect the Rights of shareholders:
Management should empower
shareholders by communicating
effectively with them; giving them
access to balanced and
understandable information about
the company and making it easy for
them to participate in general
meetings.
Promptly advise stakeholders of all
material matters: Companies have
legal and other obligations to all
stakeholders. Companies create
long term value better by managing
natural, human, social and other
sources of capital; demonstrate
commitment to these sources of
capital by appropriate corporate
practices.
The new Companies Act, 2013
promises to substantively raise the
bar on governance and in a
comprehensive form purports to
we welcome co
Tell us aboutth;~~t experiences.
have gone throu h ~ and the bad you
Your Insights are gvalu~i,~our~uggest1ons.
Help us see where we O'" ro. e lndusuy.
•~ gomg.
GOO
Send your articles to·
Editor. Journal ..jnsurance Regulatory and De I
!RDABhav
Parlshram
or e-mail us at l~~~iou~~a~@r.~radsheer ~agh. Hyderav!~~:e;~tthorir.y,
a.gov.in
i
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deal with some very relevant
themes. On the flip side, it appears
to be quite pervasive and thrusts
greater responsibility and obligation
on the Board of Directors and
Management in Indian companies.
Need for Corporate Governance in
Insurance Sector: Insurance industry
bears a fiduciary relationship with
policyholders and long term
performances. The honesty and
integrity of insurers are paramount
importance. Officers, employees
and Intermediaries can break the
regulatory measures and enjoy the
money of policyholder. No insurer
will be successful unless its integrity
is tested as sound and useful for the
effective performances of the
functions. The need of corporate
governance is realized for
confidence building, change-
management, investment and
viability.
.
Does performance depend on
governance?
Market asymmetry drives the short
term performance and does not
necessarily depend on governance;
whereas, medium to long term
performance requires governance.
Most companies which have grown
in the last two decades have
outstanding performance and have
good governance structure. A good
governance structure treats all
stakeholders fairly. Governance
alone cannot ensure performance.
Governance is an enabler for holistic
performance. Companies need to
invest in good governance.
Corporate governance has a direct
bearing on business performance
and thereby ROI. Businesses with
superior governance practices
generate greater profits than other
companies. Good governance
ultimately helps in creation of
wealth for all stakeholders and the
society.
Author, Manish Pahwa
I
irda journal December 2014
25

ISSUE FOCUS
Mis-selling – a problem of compliance
and Corporate Governance
M
is-selling is the issue that
is attracting a lot of
attention in discussions
about insurance sector. However,
there is no definition of mis-selling
in the any legislation regulating
insurance business in the country
(Insurance Act, 1938 or Insurance
Regulatory and Development
Authority Act, 1999) or any
regulation or guidelines issued by
the insurance regulator, Insurance
Regulatory and Development
Authority (IRDA).
2. DEFINITIONS OF MIS-SELLING
Wikipedia – Mis-selling is the
deliberate, reckless, or negligent
sale of products or services in
circumstances where the contract
is either misrepresented, or the
product or service is unsuitable for
the customer's needs.
Investopedia - The ethically
questionable practice of a
salesperson misrepresenting or
misleading an investor about the
characteristics of a product or
service.
irda journal December 2014
Oxford Dictionary – Mis-sell (Noun-
Mis-selling) means “Sell (something)
to a customer on the basis of
misleading advice”.
26
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Dr. G. Mallikarjun , OSD (Grievances),
Consumer Affairs Department, IRDA, Hyderabad
Cambridge Dictionary - The act of
selling something that is not suitable
for the person who buys it
3. MIS-SELLING IN INSURANCE – IN
COMMON PARLANCE
Mis-selling in common parlance
refers to unfair or fraudulent
practices adopted at the time of
soliciting and selling insurance and
generally includes selling policies
which have not been sought by the
customer or which are different
from what he wanted or what he
was promised or where the product
offered for sale is not suitable to
the needs of the customer. Mis-
selling is mostly in life insurance
sector where there is saving and/or
investment along with risk cover. It
is also prevalent to an extent in
health insurance where
misrepresentations about benefits
or coverage or both are made to
solicit and sell health cover. In pure
risk policies like other non-life
policies, there is not much of mis-
selling as there is no incentive to
mis-sell. In the current article, the
focus would be on mis-selling in
relation to life insurance.
Some of the common examples of
mis-selling are
• selling an insurance policy when
the customer wanted to invest
money in deposits or mutual
funds (most common in
bancassurance)
• selling a policy with regular
premium as single premium
policy
• selling a policy of 15 to 20 years
premium paying term to senior
citizens
• selling a policy with regular
premium where annual
premium is disproportionate to
known sources of income
• selling policies making fictitious
offers like huge bonus on poorly
performing policies or giving
interest free loan, opening ATM,
putting up a telecom tower etc.
• selling policies after making
spurious calls in the guise of
income tax officials or IRDA
officials etc.
4. WHAT IS IRDA’S TERM FOR MIS-
SELLING?
IRDA has classified the complaints
relating to mis-selling as indicated
above, under the broad category of
“Unfair Business Practices” in the
Integrated Grievance Management
System (IGMS) which is a
computerized industry-wide

grievance repository for the
insurance sector.
The complaints relating to unfair
business practices are received
under the following descriptions:
1. Product differs from what was
requested or disclosed.
2. Term (Period) of the policy is
different/altered without
consent
3. Mode of premium payment
differs from requested or
disclosed
4. Annuity/Commutation/Cash
Option /Rider/other Options not
included as requested
5. Proposed Insurance not in the
interest of proposer
6. Intermediary did not provide
material information concerning
proposed cover
7. Single premium Policy issued as
Annual premium policy
8. Tampering, Corrections, forgery
of proposal or related papers
9. Credit/Debit card debited
without consent of Consumer
10. Premium paying period
projected is different from
actual
Year No. of Total life
complaints complaints
2011-12 100770
2012-13 168482
2013-14 211622
Source: Integrated Grievance Management System of IRDA
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11. False promises made regarding
surrender value by
intermediaries
12. Free-look refund not paid
13. Cancellation of policy other than
Free Look Period not responded.
14. Advice concerning exclusions/
limitations of cover not
communicated
15. Illegitimate inducements
offered
16. Misappropriation of premiums
17. Malpractices or unfair business
practices
5. EXTENT OF THE PROBLEM
The number of complaints relating
to unfair business practices has been
increasing as can be seen from the
table below:
The proportion of complaints
relating to unfair business practices
to total life complaints has increased
from 32.55 % in 2011-12 to 56.49 %
in 2013-14. While the number of new
life policies issued over the years has
been almost stagnant at 4.42 crore,
the quantum of complaints relating
to unfair business practices has
doubled. The proportion of
complaints relating to new policies
% of mis-
selling complaints
309613 32.55
341012 49.41
374620 56.49
issued rose from 0.23 % in 2011-12
to 0.47 % in 2013-14. The detailed
complaint descriptions under the
unfair business practices are
indicated in Annex.
The proportion of complaints in
relation to policies sold is less than
0.5 %. Is there a cause for alarm?
Yes. The reason is complaints on
unfair business practices constitutes
a major and increasing cause of
grievances in the life insurance
sector and it has the potential to
affect the sentiment about the
insurance sector in general and life
insurance sector in particular. This
would significantly impact the
initiatives aimed at enhancing the
level of insurance inclusion as
measured by indicators such as
insurance penetration (measured as
ratio of premium to GDP)and
insurance density (measured as
ratio of premium in USD to
population).
The negative sentiment created by
mis-selling complaints has raised
questions from many quarters about
the adequacy of regulatory
framework to prevent mis-selling.
6. REGULATORY FRAMEWORK
Apart from the provisions of
Insurance Act and IRDA Act, the
following regulations are aimed at
preventing mis-selling and ensuring
right selling. The important aspects
No. of new % of complaints
irda journal December 2014
policies to new policies
441,60,341 0.23
441,55,298 0.38
441,85,973 0.47
27

of the regulatory framework is
briefly discussed:
(i)IRDA (Protection of
Policyholders' Interests)
Regulations, 2002
The basic framework for
policyholder protection is contained
in these regulations.
1. Procedure to be followed on
'point of sale' requires
a. A prospectus of any insurance
product should clearly state the
scope of benefits, the extent of
insurance cover and in an
explicit manner explain the
warranties, exceptions and
conditions of the insurance
cover; whether the product is
participating (with-profits) or
non-participating (without-
profits); the allowable rider or
riders on the product indicating
their scope of benefits;
b. An insurer or its agent or other
intermediary should provide all
material information in respect
of a proposed cover to the
prospect to enable the prospect
to decide on the best cover that
would be in his or her interest.
c. The insurer or his agent or an
insurance intermediary must
advise the prospect
dispassionately where the
prospect depends upon his
advice.
d. Where, for any reason, the
proposal and other connected
irda journal December 2014
papers are not filled by the
prospect, a certificate should be
incorporated at the end of
proposal form from the prospect
that the contents of the form
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and documents have been fully
explained to him and that he has
fully understood the
significance of the proposed
contract.
e. In the process of sale, the
insurer or its agent or any
intermediary shall act
according to the code of
conduct prescribed by:
i. the Authority
ii. the Councils that have been
established under section 64C of
the Insurance Act and
iii. the recognized professional
body or association of which the
agent or intermediary or
insurance intermediary is a
member.
2. At the proposal stage, the
following requirements should
be complied with
a. There should be a written
proposal form, in all cases. It is
the duty of an insurer to furnish
to the insured free of charge
within 30 days of the
acceptance of a proposal, a
copy of the proposal form.
b. Forms and documents used in
the grant of cover could be
made available in local
languages.
c. All decisions on proposals should
be within a period not exceeding
15 days from receipt of
proposals by the insurer.
3. The disclosures to be made in
the life insurance policy have
been stipulated viz.:
a. the name of the plan governing
the policy, its terms and
conditions;
b. whether it is participating in
profits or not;
c. the basis of participation in
profits such as cash bonus,
deferred bonus, simple or
compound reversionary bonus;
d. the benefits payable and the
contingencies upon which these
are payable and the other terms
and conditions of the insurance
contract;
e. the details of the riders
attaching to the main policy;
f. the date of commencement of
risk and the date of maturity or
date(s) on which the benefits
are payable;
g. the premiums payable,
periodicity of payment, grace
period allowed for payment of
the premium, the date the last
instalment of premium, the
implication of discontinuing the
payment of an instalment(s) of
premium and also the provisions
of a guaranteed surrender
value.
h. the age at entry and whether
the same has been admitted;
i. the policy requirements for (a)
conversion of the policy into
paid up policy, (b) surrender (c)
non-forfeiture and (d) revival of
lapsed policies;
j. contingencies excluded from
the scope of the cover, both in
respect of the main policy and
the riders;

k. the provisions for nomination,
assignment, and loans on
security of the policy and a
statement that the rate of
interest payable on such loan
amount shall be as prescribed
by the insurer at the time of
taking the loan;
l. any special clauses or
conditions, such as, first
pregnancy clause, suicide clause
etc;
m. the address of the insurer to
which all communications in
respect of the policy shall be
sent.
n. the documents that are
normally required to be
submitted by a claimant in
support of a claim under the
policy.
4. There is a provision for free-look
cancellation within 15 days of
receipt of policy
a. While forwarding the policy to
the insured, the insurer should
inform by the letter forwarding
the policy that he has a period
of 15 days from the date of
receipt of the policy document
to review the terms and
conditions of the policy and
where the insured disagrees to
any of those terms or
conditions, he has the option to
return the policy stating the
reasons for his objection.
b. On availing of the free-look
cancellation, he would be
entitled to a refund of the
premium paid, subject only to
a deduction of a proportionate
risk premium for the period of
cover and the expenses incurred
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by the insurer on medical
examination of the proposer and
stamp duty charges. In case of
ULIPs, the insurer would also be
entitled to repurchase the units
at the price of the units on the
date of cancellation.
5. The requirements of disclosure
of “material information”
regarding a proposal or policy
apply both to the insurer and the
insured.
6. Every insurer should have in
place proper procedures and
effective mechanism to address
complaints and grievances of
policyholders efficiently and
with speed.
The regulations ensure that the
prospective policyholder is given
thorough understanding of the
specific requirements and
details required for taking an
insurance policy. The insurer,
agent or intermediary should
enable the prospect to take the
best cover that would be in his
or her interest.
(ii) The IRDA (Insurance
Advertisements and
Disclosure) Regulations, 2000
These regulations require the
insurers, agents or
intermediaries to follow certain
procedures with respect to
advertisements (including those
on the internet) so that any
communication directly or
indirectly related to a policy and
intended to result in the
eventual sale or solicitation of
a policy does not qualify as an
"unfair or misleading
advertisement" i.e. an
advertisement
1. that fails to clearly identify the
product as insurance;
2. makes claims beyond the ability
of the policy to deliver or
beyond the reasonable
expectation of performance;
3. describes benefits that do not
match the policy provisions;
4. uses words or phrases in a way
which hides or minimizes the
costs of the hazard insured
against or the risks inherent in
the policy;
5. omits to disclose or discloses
insufficiently, important
exclusions, limitations and
conditions of the contract;
6. gives information in a
misleading way;
7. illustrates future benefits on
assumptions which are not
realistic nor realisable in the
light of the insurer's current
performance;
8. where the benefits are not
guaranteed, does not explicitly
say so as prominently as the
benefits are stated or says so in
a manner or form that it could
remain unnoticed;
9. implies a group or other
relationship like sponsorship,
affiliation or approval, that does
not exist;
10. makes unfair or incomplete
comparisons with products
irda journal December 2014
which are not comparable or
disparages competitors.
Further, the guidelines issued in
2007 on advertisement, promotion
29

and publicity of insurance
companies and insurance
intermediaries clearly stipulates the
details to be made available in the
advertisement, which are
categorized as "invitation to
contract", and also indicates the do's
and don’ts amongst other
requirements. Subsequent circular
issued in 2010 is aimed at giving fair
information to the customers about
the product on offer. This circular
stipulated, amongst others, that the
actual asset mix of various
underlying funds under unit linked
products vis-a-vis the asset
composition of approved asset
pattern has to be placed on the web
portal of respective insurance
companies at least on a half yearly
basis. This information on
investment updates is stipulated to
ensure that clear, actual and timely
information is made available to
prospects to make an informed
financial decision.
(iii)IRDA (Licensing of Insurance
Agents) Regulations, 2000
IRDA (Licensing of Corporate
Agents) Regulations, 2002
IRDA (Insurance Brokers)
Regulations, 2002
IRDA (Web Aggregators)
Regulations, 2013
These regulations mandate
compliance of the agents, corporate
agents, brokers and web-
aggregators with the code of
conduct prescribed therein to
irda journal December 2014
ensure that the persons soliciting
insurance business should be eligible
persons and they disseminate the
requisite information in respect of
insurance products offered for sale,
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understand the policy being sold and
should be capable of making
suitable advice based on the
customer needs so that the policy
offered / sold meets the
requirements of the prospect.
Responsibilities are cast upon the
agents and other intermediaries in
terms of code of conduct, which are
mainly aimed at curbing the mis-
selling and to promote best
practices during solicitation of the
business. The training curriculum of
these intermediaries is also updated
to ensure that the sales force is up
to date with all the changes and is
capable of providing necessary
advice at the time of sale to the
prospects.
(iv)Guidelines on Distance
Marketing of Insurance Products,
2011
With the increasing recourse taken
by insurers, corporate agents and
brokers to solicit policies including
lead generation through telecalling,
SMS, email, internet, DTH, postal
mail and other modes which do not
involve communication in person as
well as requests from clients seeking
information and sale of insurance
products in distance mode, IRDA
issued Distance Marketing
Guidelines covering offer,
negotiation and conclusion of sale.
The key elements of these
guidelines are:
• Employees of insurers,
employees of brokers with
requisite training, specified
persons of corporate agents and
telemarketers shall only engage
in solicitation
• Telemarketers should maintain
and preserve recordings of all
calls and transfer them to
insurer
• Insurers should identify
proposals procured by distance
mode and obtain all records and
preserve them
• Training requirements are
specified for telecallers and
authorized verifiers
• Solicitation and lead generation
should comply with
requirements of standardized
script for presentation of
features, benefits and
disclosures under each product
and this should be filed with
IRDA under use and file
procedure.
• The communication should
highlight the name of the
insurer and that the purpose is
lead generation or solicitation
of insurance and should proceed
only if the client is interested
in continuing with the subject.
• The telecaller should inform
that the call is being recorded
and the client is entitled to a
voice copy, if he so desires at
any time during the term of the
policy or until a satisfactory
settlement of claim, whichever
is later.
• Standard script should cover
features of product, benefits
and terms and conditions and
should inform about the right to
cancel the policy within 30 days
of receipt of the policy if the
client disagrees with terms of
policy.
• Prohibition on sale of single
premium ULIPs for premium

more than Rs. 1 lakh over
telephonic mode, non-single
premium ULIPs for annualized
premium exceeding Rs. 50000
over telephonic mode (voice or
SMS) and sale or soliciting
variable insurance products over
distance marketing mode.
• Before conclusion of sale, the
authorized verifier / specified
person / employee who is
selling the policy should divulge
his name and distinctive code
number / licence / employee
number to the prospect and it
should be part of recorded
conversation.
• Where policy is obtained
without proposal in physical
form, insurers should forward a
verbal transcript of voice or
electronic record along with the
policy bond
• The records relating to every
call made (entire conversation)
and SMS sent in sale by distance
marketing mode that
materializes into a policy should
be transferred to the insurer
within 30 days of conclusion of
sale.
• Insurers should preserve the
voice/electronic/physical
record of the entire process
(lead generation/solicitation/
conclusion through sale of
insurance) for a period of 6
months beyond the term of the
policy or till satisfactory
settlement of claim, whichever
is later.
• Insurers/brokers should monitor
at least 1% of calls live as they
happen and at least 3 % of calls
leading to sales through a team
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of dedicated employees and
preserve record of observations
made during verification in
retrievable form for not less
than 3 years.
• Insurers should make
verification calls to at least 3 %
of policyholders who purchased
policies over distance marketing
mode to monitor the quality of
sales and to ascertain whether
the client has understood the
features, terms and conditions.
• The Compliance officer has to
submit a certificate at the end
of each year confirming that the
insurer has complied with all
provisions of the guidelines
relating to distance marketing
during the financial year.
(v) IRDA (Non-Linked Insurance
Products) Regulations, 2013
IRDA (Linked Insurance Products)
Regulations, 2013
The Authority had a detailed review
of the existing features of the
insurance and pension products
offered by the life insurers. Based
on this review and also taking into
account the persistency levels
observed and the dynamic changing
environment, the Authority brought
out the said regulations. These
regulations are aimed at protecting
the interests of the policyholders,
improving the persistency levels and
also bringing in value addition to
both the insurer and the
policyholder.
These regulations ensure that the
commission rates are consistent
across the industry and have been
smoothened with the payments
depending on the premium payment
term. The benefit illustration
requirements have been made
applicable not only to linked
products but also to all the non-
linked products also. The
Regulations prohibit certain type of
products like highest NAV
guarantee, splitting of policies,
accepting advance premium for long
periods in case of linked products,
prohibitmis-leading names so that
there is clarity on savings and
protection products in case of non-
linked products. The regulations
also bring in transparency in terms
of benefit payouts and enable the
customers to choose the right policy.
In case of linked products are more
prone to allegations of mis-sell on
account of high charges and risk of
investment resting on the
policyholder, the additional
protections afforded for sale of
linked products are:
• Insurers should impart a
separate training to all the
insurance agents/
intermediaries before they are
authorized to sell linked
insurance products to ensure
required expertise and also at
the time of renewal of licence;
and maintain a register of such
persons.
• Insurers need to make sure that
their insurance advisors selling
the linked life insurance
products render unbiased advice
to enable the policyholders to
recognize whether the
recommended product is
irda journal December 2014
suitable.
• An agent/intermediary should
maintain the records pertaining
to the policyholder to
31

demonstrate that sufficient
information has been collected
about the potential policyholder
to enable a suitable product to
be recommended. These
records should be made
available to IRDA, whenever
called for.
• An agent/intermediary should
provide the sales illustration
statement as prescribed to the
potential policyholder. He/she
should clearly indicate how
premium paid is appropriated
towards various charges from
the unit fund and the balance
of the fund at the end of the
first year and subsequent years.
The upfront charges in the
initial years have to be brought
to the knowledge of the
policyholders. Benefit
illustration should be signed by
the prospect while signing the
proposal.
• An agent/intermediary should
obtain a statement of consent
(to be furnished along with the
documents under File& Use
Procedure) signed by the
policyholder and countersigned
by the person (agent,
intermediary etc) himself/
herself, along with the proposal
form, that he has understood
the inbuilt features of the policy
and the applicable charges and
that he is fully aware of
investment risks under the
policy to be issued.
(v i) Grievance Redressal
irda journal December 2014
Guidelines for Insurance Sector
2010
In addition to the above regulations,
IRDA has also issued Grievance
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Redressal Guidelines for insurance
sector specifying the timelines for
acknowledging, resolving and
closing prospect and policyholder
grievances. IRDA has also provided
channels for customers to raise
grievances with insurers in the form
of Integrated Grievance
Management System, IRDA
Grievance Call Centre and postal,
fax and email channels, wherein
IRDA facilitates resolution of
grievances by insurers.
Insurance Ombudsman also examine
and adjudicate upon complaints
relating to mis-selling though the
Redressal of Public Grievance Rules,
1998 does not expressly provide mis-
selling as a ground of complaint.
Complainants who are not satisfied
with the resolution provided by the
insurer or decision of the Insurance
Ombudsman are free to approach
Consumer Fora or Courts.
7. REGULATORY NON-COMPLIANCE
BY THE INSURERS
The elaborate regulations in itself
are sufficient to ensure that
insurers, agents or intermediaries
do not resort to mis-selling,
definitely not to the extent that it
appears to be prevalent as indicated
through the number of complaints.
The fact that there are so many
complaints alleging mis-selling
reflects that the regulations are not
complied with in letter or spirit or
both.
Some of the important factors
leading to increased complaints of
mis-selling are:
At the customer’s level:
• Low awareness about insurance
being primarily a product of risk
protection
• Signing documents in blank, not
exercising reasonable diligence
about product through available
channels like website, IRDA site
etc. before making payment
• Not following up in case of non-
receipt of policy after
reasonable time
• Not checking the policy even
after receipt so as to enable
availing of free look
cancellation if the terms and
conditions or product are
unsuitable
• Unreasonable expectation of
huge returns or unrelated
benefits (like telecom tower,
interest free loan etc.) through
insurance which is prompted by
greed rather than reason which
is the main reason for falling
prey to spurious and fictitious
offers
• Prospects disclosing some facts
at the time of sourcing and
different facts after policy issue
to indicate unsuitability of
policy as reason for alleging mis-
sell
At the agent or insurance
intermediary level:
• Using advertisements with
unrealistic return projections
which are not approved under
file and use
• Winning trust or encashing the
trust reposed (example banc

assurance) by forcing customers
to sign proposal forms in blank
• Not disclosing the basic features
of the product offered and its
terms and conditions
• Resorting to practices which are
not in compliance with the
regulations applicable to agents
or intermediaries
• Not complying with the tenets
of Code of Conduct prescribed
by IRDA
• Prompting customers to shift to
the company after the agent
moves from one insurer to
another
• Low awareness about the
products
• Using multi-level marketing or
call centremodel for sourcing
policies through unlicensed
entities
• Greed for first year commission
At the insurer level:
• Poor underwriting practices
where the responsibility is
relegated to agents or
intermediary without any check
• Low or no control or oversight
on agents and intermediaries,
especially brokers and
corporate agents (including
bancasusrance) which are
corporate entities with
anonymity of persons operating.
The common reason given is
that brokers are representing
customer and not insurer and
are not subject to the
jurisdiction of the insurer. Fact
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remains that the decision to
accept a risk and ensuring that
the product sold is suitable is an
underwriting decision for which
the insurer alone is responsible
• Not ensuring that agents or
intermediaries follow the Code
of Conduct
• Not having adequate systems to
prevent policyholder
information leakage which is
being used for spurious calls
• Not complying with or ensuring
compliance with the distance
marketing guidelines
• Offering non-financial incentives
beyond the permitted levels to
intermediaries or agents
• Having ‘deemed delivered’
clauses in proposal forms where
the insurer dispatches the policy,
the policy is deemed to be
delivered.
• Proof of delivery not retained
and produced in case of dispute.
• Not accepting free look
cancellation when a policy is
sent based on a complaint that
policy has not been received and
where proof of delivery is not
available with the insurer
• Not checking the KYC and
contact particulars of the
policyholder and insured leading
to policy being issued in wrong
names, sent to wrong address or
wrong mobile number being
contacted for pre-verification or
welcome calls
• Not investigating upon
complaints but merely stating
that the policy has been
dispatched in time and that the
complaint has approached after
the free-look period
• Not calling for / retaining /
providing copies of entire
conversation in relation to
policies sourced through
distance marketing route.
While the customer level issues
leading to mis-selling can be
addressed by customer education
through insurance awareness
campaigns, the problems at agent
or intermediary level or insurer level
are attributable to issues of
regulatory non-compliance and poor
corporate governance through
Policyholder Protection Committee
mandated by IRDA.
8. CORPORATE GOVERNANCE
GUIDELINES – POLICYHOLDER
PROTECTION COMMITTEE
With a view to addressing the
various compliance issues relating
to protection of the interests
ofpolicyholders, as also relating to
keeping the policyholders well
informed of and educated about
insuranceproducts and complaint-
handling procedures, each insurer
has been directed set up a
Policyholder ProtectionCommittee
which shall directly report to the
Board.
The responsibilities of the
Policyholder Protection Committee
irda journal December 2014
in this regard are:
• Putting in place proper
procedures and effective
mechanism to address
33

complaints and grievances of
policyholders including mis-
selling by intermediaries.
• Ensure compliance with the
statutory requirements as laid
down in the regulatory
framework.
• Review of the mechanism at
periodic intervals.
• Ensure adequacy of disclosure of
“material information” to the
policyholders. These disclosures
shall, for the present, comply
with the requirements laid down
by the Authority both at the
point of sale and at periodic
intervals.
• Review the status of complaints
at periodic intervals to the
policyholders.
Therefore, the policyholder
protection committee has been
entrusted with the responsibility of
putting in place proper procedures
to address grievances relating to
mis-selling by intermediaries,
ensure compliance with regulatory
framework and and disclosure of
material information to
policyholders. The mechanism and
status has to be reviewed at
periodic intervals.
The fact that the complaints are on
the rise indicates that the
policyholder protection committee
is falling short of the expectations
of IRDA as per the corporate
governance guidelines.
irda journal December 2014
34
~
..
i
9. FOCUSED HANDLING OF
COMPLAINTS RELATING TO MIS-
SELL
Since a complaint is an expression
of problem in the system, instead
of looking at a complaint merely
from free-look cancellation purview,
the insurer should use it as a
mechanism to assess the solicitation
process, compliance with various
regulations and market conduct of
the employee, agent or
intermediary and underwriting
process of the insurer.
The following items should be
examined whenever a complaint on
mis-selling is received by the
insurer:
• Profile of the customer
– Suitability of product based on
age, life stage and objective
– Sufficiency of income from
premium paying capacity
perspective
– KYC compliance
– Level of general education and
record of previous policies
(same or different insurers) to
ascertain awareness about
insurance
• Nature of policy and Mode of
payment of premium
• Sourcing of the policy and
previous record of complaints
from the agent or intermediary
or employee in case of direct
selling
• Time elapsed from payment of
first premium and renewal
status of the policy including
mode of payment of renewal
premium
• Underwriting Official and
previous record of complaints
relating to policies underwritten
by the official
• Whether pre-verification call /
welcome call was done and if
so, observations based on
examination of call recordings
to see compliance with distance
marketing guidelines,
advertisement regulations etc.
• Proof of dispatch of policy and
receipt of policy by the
policyholder and address to
which the policy was sent
• Details of request for free look
cancellation in reference to
date of receipt
• Investigation on allegations of
forgery, tampering by general
examination of documents,
calling for specimen signatures
and documents and getting it
forensically examined
After such a scrutiny, if the insurer
concludes that there is a mis-sell,
the premium amount has to be
refunded. The insurer should have
Management Information System
(MIS) for monitoring instances of
proven mis-sell and the details of
employee, agent or intermediary
sourcing the policy and the
underwriting official in the company
should be updated in the MIS for
taking action in case of build up of
number of such instances.
In case the insurer is satisfied that
the sale was proper, a detailed reply
indicating examination of the
complaint and reasons for such a
 ~

conclusion should be sent to the
complainant in writing advising him
to take up the matter before
Insurance Ombudsman or any other
forum or court.
10. ROLE OF COMPLIANCE OFFICER
AND POLICYHOLDER PROTECTION
COMMITTEE
Based on the MIS and the common
kinds of complaints alleging mis-sell
or unfair business practices,
corrective steps to prevent
incidence and recurrence of such
instances should be initiated and
incorporated in the solicitation and
underwriting through process
changes and greater control over
intermediaries and supervision using
MIS at the Board level.
..
i
• Customized benefit illustration
for the prospect should be
invariably given, got duly signed
and enclosed with proposal
documents. In case of ULIPs, the
mortality charges, other charges
and amount available for
investment should be clearly
indicated along with the risks to
which the benefits are subject
to..
• Seeking proper KYC documents
for identity and address as well
as documents for age proof and
income should be not mere
formalities for KYC but also for
ascertaining the genuineness of
prospect/insured, suitability of
product and for ensuring proper
delivery of policy
sent along with the policy and
retained with the insurer as per
distance marketing guidelines
Check after policy is sold
• A welcome call should be made
indicating the key features
especially about the periodicity
of payment of interest (single
premium or regular premium),
free-look option and channels
for grievances.
• Copy of proposal form should be
sent with policy documents
• Proof of delivery of policy
documents should be retained
as a permanent record till the
policy is in force.

Some of the measures that can help document.Income

in checking mis-selling are:
Checks at solicitation
• Using suitability or product-
prospect matrix on the web-
sites of most life insurers should
be administered on the
prospects’ profile and
mandatorily used by
intermediaries to identify the
products most suitable. The list
of products displayed should be
a part of proposal related
documents. This can avoid
blatantly unsuitable products.
• Any sale of product which is not
falling within the shortlisted
documents should be with
specific written request
indicating reasons for choosing
• Any request for free look
cancellation should be
• Enhanced KYC for multiple
investigated upon and used as
policies of small denomination
and large value policies in the a feedback to examine the
soliciting and underwriting
form of ascertaining and
recording reasons for the process.
purchase
• Payment of premium after
cancelation should be done
• Pre-verification call should be
forthwith and any delay beyond.
made by the insurer in all cases
and variants of the standard text
• Resolution letter should be
should be administered to
detailed indicating reasons for
ensure that it is not reduced to
rejection.
a routine predictable affair.
Ensuring that Intermediaries comply
• Where there is a surrender
strictly with the regulatory
associated with a fresh sale,
framework and operate in the
reasons thereof should be
prospect’s interest
ascertained to ensure there is no
foul play by agents or
• Insurers should ensure strict
intermediaries. compliance with PPHI
Regulations relating to point of
irda journal December 2014

it and made a part of proposal • All call records of solicitation

related documents. Onus to
prove that it was based on a
request from prospect of a
product prima facie not suitable
should be on intermediary.
and acceptance should be called
for from the intermediaries
where the policies are sourced
through distance marketing
channels. The records should be
sale, proposal and policy and
the respective code of conduct
prescribed for the intermediary.
• Insurers should ensure that
Advertisements used by

35

intermediaries are the same as
the ones filed at the time of
approval of the product under
File and Use Guidelines. The
script used by tele-callers
should be strictly as per the text
filed with IRDA under use and
file under distance marketing
guidelines. No publicity material
should be misleading or
promising returns not offered
under the policy.
• The insurers should ensure that
persons soliciting policies must
be as licensed or approved
entities.
• The insurers should ensure that
multi-level marketing models
are not used to lure customers
into selling as well as soliciting
insurance policies
simultaneously.
• The insurers should not only
take up periodic inspection of
agents and intermediaries but
also use mystery shopping
acting as decoy customers to
identify malpractices
perpetrated by them.
• The measures to ensure
confidentiality of personal
information should be checked.
• MIS of complaints, channel-wise
and agent or intermediary-wise
must be maintained and
monitored periodically..
• Graded level of checks for each
channel of sourcing depending
irda journal December 2014
on risk of mis-selling / incidence
of mis-selling
• Mystery shopping and greater
percentage check of distance
36
i
~
-
marketing calls (not only those
which result in sale but also
other calls) should be invariably
done for agents or
intermediaries from whom
several complaints are received.
• Where the agents or
intermediaries are found guilty
of not complying with
regulations, the insurers should
take action such as
– Warning and cancellation, if
repeated
– Commission claw back
– Filing police complaints for
cheating etc.
• Status of compliance of
intermediaries with regulations,
complaints of mis-selling, non-
compliances noticed, root cause
analysis, penal action taken and
measures proposed to improve
systems should be put up to the
Board periodically
Self-Regulation
• Life Council should assume the
role of self-regulator for the life
insurers by putting in place
mechanism to deal with issues
like poaching of policyholders by
intermediaries of different
companies, luring of referral
agencies, examining market
practices and evolving best
practices to ensure right buying
so that the sector grows in an
orderly manner.
• Life council should play an
active role in consumer
education
11. CONCLUSION
To summarize, mis-selling can be
addressed through greater
compliance with regulation,
increased insurance awareness,
simpler policy terms and conditions,
greater adherence to code of
conduct by agents and
intermediaries, and self-discipline
among insurance intermediaries and
insurance companies. Since mis-
selling impacts the trust and
confidence on insurance companies,
it is time the insurance companies
wake up to the challenge and not
only take initiatives in educating
and empowering consumers leaving
the freedom to him to exercise an
informed choice but also to rein in
unscrupulous agents and
intermediaries who are bringing
business by resorting to cheating
through false promises. Putting in
place systems to examine
complaints from the underwriting
perspective and expeditiously
redressing them where the policy
appears inappropriate can help
build trust in the public.
Regulatory action by IRDA should be
a last resort as the amount of
penalty imposed would in no way
compensate for the inconvenience
caused to hapless customers subject
to mis-selling or rectify the damage
caused to the image of the life
insurance sector which provides a
sense of security to the insured and
funds for investment for economic
growth and development.
Disclaimer – The opinions indicated
above are that of the author and do
not represent the views of IRDA.
I
Dr. G. Mallikarjun , OSD
(Grievances), Consumer Affairs
Department, IRDA, Hyderabad
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38
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_| gj_ hmoVr h¡Ÿ&
~r_m CÚmoJ nm°{bgrYmaH$m| Ho$ gmW XrYH$m{bH$
d¡œm{gH$ g§~Y§ ~mZmZo H$m à`ËZ H$aVm h¡Ÿ& Mw{± H$
~r_m CÚmoJ _| {dÎm H$s _w»` ^y{_H$m hmoVr h¡
AV: ~r_mH$mV©Am| H$s gË`{Zð>m d AI§ÊS>Vm
AnZm _hËdnyU© ñWmZ aIVr h¡Ÿ& A{YH$mar d
H$m{_©H$ {d{Z`_Zm| H$s Ad_mZZm H$aVo hþE
AmgmZr go ~r_mH$Vm©Am| Ho$ YZ H$m Xwén`moJ
H$a gH$Vo h¡Ÿ& {ZJ{_V AmMma g§{hVm H$s
ghm`Vm go {ZJ_ _| ~Xbmd-à~§YZ, {Zdoe d
ì`dmhm[aH$Vm H$m g§Mma H$aZm hmoVm h¡Ÿ&
{dœmg
~r_m {dœmg na hr AmYm[aV hmoVm h¡Ÿ& EH$ ZB©
~r_m H§$nZr ~mOma _| AnZr gmI V^r H$m`_
- H$_b Mm¡bm
H$a gH$Vr h¡ O~ nwamZr ~r_m H§$n{Z`m| Zo
H$V©ì`{Zð>m d gË`Vm H$m AnwZmbZ {H$`m hmoŸ&
~r_m joÌ _| {H$`o OmZo dmbo XrK©H$m{bH$ dmXo
Ho$db {dœmg Ho$ ñV§^ na hr AmYm[aV h¢Ÿ&
XrY©H$m{bH$ OrdZ ~r_m hr EH$ Eogm H$maH$ h¡
{OgH$s ghm`Vm go OZ-gmYmaU _| ~r_m Ho$
à{V {dœmg H$mo ~Zm`m OmVm h¡ Am¡a Bgr AZw^d
Ho$ AmYma na ~r_mYmaH$ ~r_m IarXVm h¡Ÿ&
~Xbmd-à~§YZ
dV©_mZ _| g^r ~r_m H§$n{Z`m| H$mo g_Om _|
~Xbmd H$m gm_Zm H$aZm nS> ahm h¡Ÿ& AV:
g^r ~r_mH$Vm©Am| Ho$ {b`o Amdí`H$ h¡ {H$
dh Bg ~Xbm` Ho$ AZwén AnZr H$m`© nÕ{V`m|
_| ~Xbmd bmE§ d g_` Ho$ gmW Mb|Ÿ& {d{^Þ
{dXoer ~r_m H§$n{Z`m± ^maV _| ì`mnma H$a ahr
h¡Ÿ& Bg_| H$moB© Xmo am` Zht h¡ {H$ AmO H$s {V{W
_| ^maVr` ~r_m CÚmoJ h_mao gH$b Kaobw CËnmX
irda journal December 2014
go A{YH$ Vrd«Vm go àJ{V H$a ahm h¡Ÿ& ñdmñÏ`
~r_m A~ EH$ A{Zdm`©Vm ~ZVm Om a hm h¡
{Ogo Ho$ dV©_mZ gaH$ma ^r ~‹T>mdm Xo ahr h¡Ÿ&
~r_m H§$n{Z`m| H$mo gwajm d F$U emoYZ
39
 j_Vm H$s ajm Ho$ {b`o AmnZm aI-aImd
A{YH$ XjVm go H$aZm hmoJmŸ&
{Zdoe
~r_m H§$n{Z`m± AnZr {Z{Y`| H$mo {Zdoe H$s
ghm`Vm go à~§{YV H$aVr h¡ Bg_| gwajm, F$U
emo Y Z j_Vm, Omo { I_ à~§ Y H$ d
nm°{bgrYmaH$am| Ho$ {hVm| H$s gwajm Zr{hV h¡Ÿ&
~r_m±H$H$m| H$m ^r ~r_m {dñVma Ho$ {ZU©` boZo
_| AË`{YH$ `moJXmZ hmoVm h¡Ÿ& `h ~S>r ~S>r
MwZm¡{V`m| O¡go AÀN>o {ZJ{_V àemgZ Ho$
_mZXÊS>m| _| d¥{Õ Omo{H$ ~r_mH$Vm©Am| Ûmam
AZwnm{bV H$s OmVr h¡ VWm ~r_mH§$nZr H$m
H$m`©-{ZînmXZ ^r BÝht _mZXÊS>m| na {Z^©a
H$aVm h¡Ÿ& BZHo$ {b`o {gŠ`mo[aQ>r ~mOma d g^r
àemg{ZH$ {Z`_Zm| H$m AZwnmbZ ^r A{Zdm`©
h¡Ÿ& go~r Ûmam ~ZmE JE H$B© {Z`_ d {d{Z`_
g^r ~r_mH$Vm©Am| na ^r bmJy hmoVo h¡Ÿ{OZH$m
dh AZwnmbZ H$aVo h¡Ÿ&
ì`mdhm[aH$Vm
~r_mH$Vm© Ho$ {b`o AnZr ì`mìhm[aH$Vm H$mo {gÕ
H$aZm A{Zdm`© hmoVm h¡Ÿ& H$B© ZB© d nwamZr
H§$n{Z`m± ~r_m ~mOma _| CVa MwH$s h¡ {OZ_|
Hw$N> {dXoer H§${Z`m± ^r h¡, BZ g^r H$mo AnZr
ì`mdhm[aH$Vm H$mo {gÕ H$aZm h¡Ÿ& ^maV _|
gmd©O{ZH$ ~r_m H§$n{Z`m± AnZr ì`mdhm[aH$Vm
H$mo {gÕ H$a MwH$s h¡ na§Vw A^r H$B© {Z{O ~r_m
irda journal December 2014
H§$n{Z`m| H$mo AnZr ì`mdhm[aH$Vm H$mo à_m{UV
H$aZm h¡ {OgHo$ {b`o CÝho {Z`_m| d {d{Z`_m|
H$m {Zð>mnyd©H$ AZwnmbZ H$aVo hþE gwa{jV Ed§
ñdñW` én go H$m`© H$aZm hmoJmŸ&
40
{d{Z`m_H$ H$s ^y{_H$m
^maV _| ~r_m {d{Z`m_H$ Ûmam ~r_m CÚmoJ _|
{ZJ{_V emgZ àUmbr na {Xem{ZX}e df©
2010-11 go bmJy {H$`o J`oŸ& BZ {Xem{ZX}em|
Ho$ A§VJ©V ~moS>© d H$B© Cng{_{V`m| Ho$ JR>Z Ho$
{b`o {ZX}e {XE JE d àË`oH$ ~r_mH$Vm© Ho$
H$m`m©b` _§ pìhgb ãbmoBªJ {Z{V H$m àmdYZm
aIm J`mŸ&
{ZJ{_V emgZ àUmbr Ho$ A§VJ©V àH$Q>Z
BgHo$ A§VJ©V g^r ~r_mH$Vm©Am| H$mo AnZo
dm{f©H$ à{VdoXZ _| {ZåZ{b{IV H$m àH$Q>Z
H$aZm hmoVm h¡:
- {Xem{ZX}em| Ho$ AZwén {dÎm-df© _| H$s JB©
{ZXoeH$ _§S>b (~moS>© Am°\$ S>m`aoŠQ>g©) d
Cn-g{_{V`m| H$s ~¡R>H$m| H$m ã`m¡am;
- {ZXoeH$ _§S>b H$s {Z`w{º$, CZHo$ Zm_,
`mo½`VmE|, {deofkVm H$m H$m`©joÌ, CZHo$
{ZX}eH$ hmoZo H$s pñW{V, BË`m{X.
- {ZXoeH$m| Ûmam ~¡R>H$m| _o CnpñW{V H$m ã`m¡am
VWm AÝ` g{_{V`m| Ho $ gXñ`m| H$s
CnpñW{V.
- ñdmYrZ {ZXoeH$m| H$mo Xo` n[al{_H$ H$m
ã`m¡am, `{X H$moB© h¡
EH$ gwÑT> {ZJ{_V emgZ àUmbr Ho$ {b`o ~mOma
Ho$ ~Xbmd Ho$ AZwén AnZr H$m`©nÕ{V _| gwYma
Amdí`H$ h¡ Omo{H$ {dñV¥V kmZ, ~w{Õ_mÎmmnydH© $
{ZU©` VWm {eï>mMma na AmYm[aV hmVm h¡Ÿ&
AÀN>r {ZJ{_V emgZ àUmbr g^r ~r_m
H§$n{Z`m| Ho$ {b`o A{Zdm`© hmoVr h¡, {OgH$m
n[a_mn CZH$s gj_ d {dœgZr` à~§YZ
àUmbr, nmaX{e©Vm d CÎmamXm{`Ëd, gmPoXmam|,
{ZdoeH$m| d AÝ` A§eYm[a`m| _| H§$nZr Ho$ à{V
{Zð>m d {dœmg hmoVm h¡Ÿ& VXZwgma, AÀN>r
{ZJ{_V emgZ àUmbr {ZJ_ Ho$ _yë`m| H$s d¥{Õ
d XrY©H$m{bH$ {dH$mg Ho$ {b`o EH$ à^mdr
gmYZ h¡Ÿ&
H$mZyZr d AZwnmbZ g{_{V g^r ~r_m H§$n{Z`m|
_| gwÑT> {ZJ{_V emgZ àUmbr H$mo àmoËgm{hV
H$aZo Ho$ {b`o H$V©ì`~Õ hmoVr h¡Ÿ& {ZJ{_V
emgZ àUmbr Ho$ Cƒ ñVam| Ho$ {dmH$g Ho$ ~b
H$a H§$nZr H$m g§nyU© bm^ AmYm[aV hmoVm h¡,
{OgHo$ `moJXmZ go ~r_m joÌ _| {dH$mg g§^d
hmo nmVm h¡ d H§$nZr Ho$ ~mOma _| ñWm{nV ahZo
d Xoe H$s Am{W©H$ pñW{V H$mo gwYmaZo _| ghm`Vm
{_bVr h¡Ÿ&
~mø dmVmdaU Ho$ ~XbVo hþE ñdén H$s MwZm¡Vr
Ho$ n[aUm_de VWm àIa n«{V`moJr n[adfm _|
H$mZyZr Amdí`º$mAm| Ho$ gwMmé AZwnmbZ Ho$
gmW-gmW ~r_m H§$n{Z`m| H$mo g¥ÑT> {ZJ{_
emgZ àUmbr H$m g§Mma H$aZm Amdí`H$ h¡
{OgHo$ {b`o CÝho nmaX{e©Vm d CÎmaXm{`Ëd Ho$
gmW H$m`© H$aZm hmoJmŸ& Bgr H«$_ _| AnZo
H$m`©{ZînmXZ Ho$ _mZXÊS>m| _| gwYma Ho$ gmW h_|
d¡{œH$ _mZH$m| H$m AZwnmbZ H$aZm h¡ V^r h_|
AnZo J«mhH$ d nm°{bgrYmaH$m| X²>mam A{YH$ CÞV
nhMmZ àmá hmoJrŸ& AnZr godmAm| _| gwYma Ho$
gmW-gmW h_|AmMma g§{hVm d A{YH$m[a`m|/
H$_©Mm[a`m| Ho$ {Za§Va à{ejU H$s Amoa ^r
A{YH$ Ü`mZ XoZm hmoJm VmH$s ~r_m H§$nZr
{ZJ{_V gm_m{OH$ CÎmamX`Ëdm| H$m ^r ^br-
^m±Vr AZwgaU H$a gHo$Ÿ& `Ú{n, H§$nZr H$mo
{ZJ{_V emgZ àUmbr d {ZJ{_V gm_m{OH$
CÎmXm{`Ëdm| H$s g\$bVm Ho$ {b`o {ZXoeH$ _§S>b
hr CÎmaXm`r h¡ AV: CZH$s dmñV{dH$
à{V~ÕVm, g_n©U d gƒmB© H$m EH$ {deof
_hËd h¡Ÿ&
{ZXoeH$ _§S>b H$m H$V©ì` h¡ {H$ dh {Za§Va
H$_©Mm[a`m|/A{YH$m[a`m| Ho$ H$m`©{ZînmXZ H$s
XoIaoI H$a| d CZHo$ ~XbVo hþE ñd^md H$mo
Am±Ho$ VmH$s H§$nZr _| {ZJ{_V g§ñH¥${V H$m
AZwgaU hmoŸ&
gmYmaUV: {H$gr H§$nZr H$s {dÎmr` pñW{V
CgH$s ì`mn[aH$ àUmb, H$m{_©H$m| H$s Hw$ebVm
àd¥{V VWm H§$nZr H$s {ZJ{_V àemgZ àUmir
H$s g\$bVm H$a {Z^©a H$aVr h¡Ÿ& na§V, `h ^r
EH$ gË` h¡ {H$ ~r_m joÌ _| Eogm Zhr h¡Ÿ& g§nyU©
{dœ _| ny±Or ~mOma _| {Zdoe _| ~r_m CÚmoJ H$m
g~go ~S>m `moJXmZ h¡ VWm ~r_m H§$nZr H$s
Am` VWm ApñVËd CZ H§$n{Z`m| Ho$ H$m`©-
{ZînmXZ H$a {Z^©a H$aVr h¡, {Og_| CÝhm|Zo
{Zdoe {H$`m h¡Ÿ&
AV: ~r_m CÚmoJ H$mo AnZo CÚmoJ go g§~§{YV
{ZJ{_V g§MmbZ {gÕm§Vm| Ho$ gmW gmW CZ
H§$n{Z`m| H$s g§MmbZ nÕ{V`m| Ho$ à{V ^r
OmJéH$ hmoZm nS>Vm h¡, {OZ_| CÝhm|Zo {Zdoe
{H$`m h¡Ÿ&
~r_m {d{Z`m_H$ Ûmam g^r ~r_m H§$n{Z`m| H$mo
`h {Xem{ZX}e {X`m J`m h¡ {H$ CÝh| gm_m{OH$
CÎmaXm{`Ëdm| H$mo nyam H$aZo H$s amh _| {ZåZ{b{IV ~r_m joÌ Ho$ g§X^© ~| ~r_m {d{Z`m_H$ H$m `h
Amdí`º$mAm| H$m ^r {Zdm©h H$aZm hmoJm, O¡go- H$V©ì` h¡ {H$ dh nm°{bgrYmaH$m| Ho$ {hVm| H$s
OrdZ ~r_m H§$n{Z`m| Ûmam {dÎm df© _| ~oMr JB© ajm Ho$ {b`o ^agH$ à`ËZ H$ao d AnZo AmYrZ
g^r nm°{b{g`m| H$m àW_ df© _| 5%, Xygao df© g^r H§$n{Z`m| H$s F$U emoYZ j_Vm, CZH$s
_| 7%, Vrgao df© _| 10%, Mm¡Wo df© _| 12% {Zdoe, Zr{V, ~r_m±H$Z Ho$ AZw_mZm| H$s Hw$ebVm
VWm nm±Mdo df© _| 15% {hñgm J«m_rU joÌ _| d CZH$s {ZJ_ emgZ àUmbr H$mo gX¡d AnZr
hmoZm Mm{hEŸ& Bgr H«$_ _| J¡a-OrdZ ~r_m {ZJamZr _| aIoŸ&
H§$n{Z`mo Ûmam àW_ df© _| 2%, Xygao df© _|
3% VWm AÝ` dfm] _| 5% nm°{b{g`m± J«m_rU
joÌ go hmoZr Mm{hEŸ&
{ZJ{_V emgZ àUmbr H$mo EH$ Eogr àUmbr Ho$
én _| {dH${gV {H$`m J`m h¡ {Oggo H§$nZr Ho$
{dÎmr` d AÝ` Ad`dm|, Cƒ à~§YH$m| d
A§eYm[a`m| H$m {ZXoeH$ _§S>b go g_Ýd`
ñWm{nV {H$`m Om gHo$Ÿ& {ZJ{_V emgZ àUmbr
_| BZ g^r H$s ^y{_H$m d CZHo$ CÎmaXm{`Ëd
ñnï>Vm go gr_m±{H$V {H$`o hmoVo h¡ Vm{H$ {H$gr
^r àH$ma H$s g_ñ`m `m MwZm¡Vr H$m EH$ g§~Õ
àUmbr Ho$ gmW gm_Zm {H$`m Om gHo$Ÿ&
{ZJ{_V emgZ H$s Amdí`º$m H$mo dV©_mZ H$mb
_| AË`{YH$ _hËdVm XoZo H$m H$maU h¡ Hw$N> _w»`
{ZJ_m| Ho$ {Xdmbo Omo{H$ Hww$N> df© nyd© hþE VWm
g§nyU© {dœ Ho$ {dÎm ~mOma _| hbMb CËnÞ hmo
JB©, `h {dZme Ag\$b {ZJ{_V emgZ Ho$ hr
n[aUm_ WoŸ& Bg_| H$moB© Xmo am` Zht h¡ {H$ g^r
H§$n{Z`m§ Mmho dh ~r_m CÚmoJ _| h¡ `m AÝ`
CÚmoJm| _|, g^r H$mo {ZJ{_V emgZ àUmbr H$mo
irda journal December 2014
Am¡a gyú_Vm go AÜ``Z H$aZm Mm{hE d Bg_|
AmYw{ZH$ MwZm¡{V`m| H$m gm_Zm H$aZo Ho$ {b`o
gj_ gwYma {H$`o OmZo Mm{hE Vm{H$ amï´> Am{W©H$
I
H$_b Mm¡bm, ghm`H$ {ZXoeH$, J¡a-OrdZ ({d{Z`m_H$
{dH$mg H$mo {H$gr àH$ma H$s hmZr Z nhþ±MoŸ& H$m`©dm{h`m±)
41
 FIRST YEAR PREMIUM OF LIFE INSURERS FOR THE QUARTER JUNE 2014
...
CE3.Il
,
I
INDIVIDUAL SINGLE PREMIUM (INCLUDING RURAL & SOCIAL) (` in Crores)

Sl. PREMIUM POLICIES SUM ASSURED

PARTICULARS
No.
Jun, 2013 Jun, 2014 Jun, 2013 Jun, 2014 Jun, 2013 Jun, 2014
Non linked*
1 Life
with profit 1770.83 2394.23 261198 288250 4563.73 3270.10
without profit 27.74 34.17 8107 18947 455.16 249.74
2 General Annuity
with profit 0.00 0.00 0 0 0.00 0.00
without profit 297.84 446.51 7710 12747 4.44 29.16
3 Pension
with profit 3.68 7.41 124 176 8.67 10.03
without profit 0.25 36.32 39 89 0.01 0.09
4 Health
with profit 0.00 0.00 0 0 0.00 0.00
without profit 0.26 0.44 28 140 0.27 8.19
A. Sub total 2100.60 2919.08 277206 320349 5032.28 3567.31
Linked*
1 Life
with profit 0.00 0.00 0 0 0.00 0.00
without profit 210.09 146.19 15403 5808 364.25 173.60
2 General Annuity
with profit 0.00 0.00 0 0 0.00 0.00
without profit 0.00 0.00 0 0 0.00 0.00
3 Pension
with profit 0.00 0.00 0 0 0.00 0.00
without profit 10.14 9.86 63 54 0.01 2.87
4 Health
with profit 0.00 0.00 0 0 0.00 0.00
without profit 0.01 -0.01 2 -1 0.03 -0.03
B. Sub total 220.24 156.04 15468 5861 364.29 176.43
C. Total (A+B) 2320.85 3075.11 292674 326210 5396.58 3743.74
Riders:
Non linked
1 Health# 0.00 0.01 1 3 0.00 0.07
2 Accident## 0.07 0.08 157 493 14.30 14.18
3 Term 0.000164 0.00 2 4 0.01 -0.22
4 Others 1.31 1.12 0 0 2.31 1.44
D. Sub total 1.39 1.20 160 500 16.63 15.48
Linked
1 Health# 0.00 0.00 2 0 0.08 0.00
2 Accident## 0.04 0.04 2872 708 29.11 33.86
3 Term 0.00 0.00 0 0 0.10 0.00
4 Others 0.00 0.00 1 0 0.15 0.00
irda journal December 2014

E. Sub total 0.05 0.04 2875 708 29.43 33.86

F. Total (D+E) 1.43 1.25 3035 1208 46.06 49.34
G. **Grand Total (C+F) 2322.28 3076.36 292674 326210 5442.64 3793.08

* Excluding rider figures.

** for policies Grand Total is C.
# All riders related to critical illness benefit, hospitalisation benefit and medical treatment.
## Disability related riders.
The premium is actual amount received and not annualised premium.

42
 FIRST YEAR PREMIUM OF LIFE INSURERS FOR THE QUARTER ENDED JUNE 2014
INDIVIDUAL NON - SINGLE PREMIUM (INCLUDING RURAL & SOCIAL) (` in Crores)

Sl. PREMIUM POLICIES SUM ASSURED

PARTICULARS
No.
Jun, 2013 Jun, 2014 Jun, 2013 Jun, 2014 Jun, 2013 Jun, 2014
Non linked*
1 Life
with profit 4984.21 5175.27 4976308 2846717 76480.61 54456.53
without profit 722.40 580.58 663795 419082 41221.64 49137.12
2 General Annuity
with profit 0.00 0.00 0 0 0.00 0.00
without profit 0.00 0.00 0 0 0.00 0.00
3 Pension
with profit 6.90 24.95 3497 7069 146.75 375.38
without profit 2.70 21.63 1052 2885 1.11 53.17
4 Health
with profit 0.00 0.00 0 0 0.00 0.00
without profit 23.90 17.90 94484 33704 707.67 451.79
A. Sub total 5740.11 5820.33 5739136 3309457 118557.78 104473.98
Linked*
1 Life
with profit 0.00 -0.01 0 0 0.00 0.00
without profit 723.46 1111.22 130618 168072 8509.78 12392.00
2 General Annuity
with profit 0.00 0.00 0 0 0.00 0.00
without profit 0.00 0.00 0 0 0.00 0.00
3 Pension
with profit 0.00 0.00 0 0 0.00 0.00
without profit 32.33 72.73 4940 6630 -0.18 15.35
4 Health
with profit 0.00 0.00 0 0 0.00 0.00
without profit 7.76 0.34 4163 -36 155.49 -0.26
B. Sub total 763.55 1184.28 139721 174666 8665.09 12407.09
C. Total (A+B) 6503.67 7004.61 5878857 3484123 127222.87 116881.07
Riders:
Non linked
1 Health# 2.97 1.51 24731 12918 396.22 128.99
2 Accident## 5.13 2.51 187800 149061 7480.23 7010.22
3 Term 3.49 1.27 10301 6254 671.55 139.83
4 Others 1.96 0.48 3145 1150 719.63 0.79
D. Sub total 13.55 5.76 225977 169383 9267.63 7279.83
Linked
1 Health# 0.11 0.02 353 -14 11.96 -1.16
2 Accident## 0.26 0.35 9215 13428 321.07 587.34
3 Term 0.01 0.00 10 0 14.68 -0.41
4 Others 0.11 0.10 1157 1576 14.26 7.91
irda journal December 2014

E. Sub total 0.49 0.47 10735 14990 361.96 593.68

F. Total (D+E) 14.04 6.24 236712 184373 9629.60 7873.51
G. **Grand Total (C+F) 6517.71 7010.84 5878857 3484123 136852.47 124754.58

* Excluding rider figures.

** for policies Grand Total is C.
# All riders related to critical illness benefit, hospitalisation benefit and medical treatment.
## Disability related riders.
The premium is actual amount received and not annualised premium.

43
 FIRST YEAR PREMIUM OF LIFE INSURERS FOR THE QUARTER ENDED JUNE 2014
...
CE3.Il
,
I
GROUP SINGLE PREMIUM (INCLUDING RURAL & SOCIAL) (` in Crores)

Sl. Premium No. of Schemes Lives Covered Sum Assured

PARTICULARS
No.
Jun, 2013 Jun, 2014 Jun, 2013 Jun, 2014 Jun, 2013 Jun, 2014 Jun, 2013 Jun, 2014
Non linked*
1 Life
a) Group Gratuity Schemes
with profit 0.00 9.24 0 5 0 0 0.00 0.00
without profit 2617.96 2305.02 34 23 185920 13740 128.54 93.46
b) Group Savings Linked Schemes
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 35.41 6.62 7 0 2282 242 10.48 1.45
c) EDLI
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 0.50 0.49 22 19 38495 37459 511.20 497.81
d) Others
with profit 0.00 2.80 0 2 0 0 0.00 0.00
without profit 988.26 1044.56 332 269 6114062 3174327 65539.25 57356.80
2 General Annuity
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 834.65 756.87 10 8 68399 34531 0.00 0.13
3 Pension
with profit 109.44 235.74 1 2 98 113 0.00 0.00
without profit 4321.53 3464.93 2 5 0 37967 74.99 157.50
4 Health
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 0.00 0.00 0 0 0 0 0.00 0.00
A. Sub total 8907.74 7826.26 408 333 6409256 3298379 66264.44 58107.14
Linked*
1 Life
a) Group Gratuity Schemes
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 56.93 108.89 6 11 2488 14861 0.23 1.49
b) Group Savings Linked Schemes
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 4.61 11.70 0 0 101 106 7.19 15.11
c) EDLI
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 0.00 0.00 0 0 0 0 0.00 0.00
d) Others
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 0.01 46.08 0 14 0 0 0.00 0.00
2 General Annuity
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 0.00 0.00 0 0 0 0 0.00 0.00
3 Pension
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 14.27 20.95 0 6 0 4476 0.00 0.00
4 Health
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 0.00 0.00 0 0 0 0 0.00 0.00
B. Sub total 75.82 187.61 6 31 2589 19443 7.42 16.59
C. Total (A+B) 8983.56 8013.87 414 364 6411845 3317822 66271.86 58123.74
Riders:
Non linked
1 Health# 0.17 0.72 6 18 963 2620 72.43 227.88
2 Accident## 0.93 1.79 12 26 3390 6681 467.41 1188.60
3 Term 0.00 0.00 0 0 0 0 0.00 0.00
4 Others 0.00 0.00 0 0 0 0 0.00 0.00
D. Sub total 1.10 2.52 18 44 4353 9301 539.84 1416.48
Linked
1 Health# 0.00 0.00 0 0 0 0 0.00 0.00
2 Accident## 0.01 0.01 0 0 0 0 0.00 0.00
3 Term 0.00 0.00 0 0 0 0 0.00 0.00
irda journal December 2014

4 Others 0.00 0.00 0 0 0 0 0.00 0.00

E. Sub total 0.01 0.01 0 0 0 0 0.00 0.00
F. Total (D+E) 1.10 2.52 18 44 4353 9301 539.84 1416.48
G. **Grand Total (C+F) 8984.66 8016.39 414 364 6411845 3317822 66811.71 59540.22

* Excluding rider figures.

** for no.of schemes & lives covered Grand Total is C.
# All riders related to critical illness benefit, hospitalisation benefit and medical treatment.
## Disability related riders.
The premium is actual amount received and not annualised premium.

44
 FIRST YEAR PREMIUM OF LIFE INSURERS FOR THE QUARTER ENDED JUNE 2014
GROUP NEW BUSINESS-NON-SINGLE PREMIUM (INCLUDING RURAL & SOCIAL) (` in Crores)

Sl. Premium No. of Schemes Lives Covered Sum Assured

PARTICULARS
No.
Jun, 2013 Jun, 2014 Jun, 2013 Jun, 2014 Jun, 2013 Jun, 2014 Jun, 2013 Jun, 2014
Non linked*
1 Life
a) Group Gratuity Schemes
with profit 0.00 0.00 0 0 -3 0 0.00 0.00
without profit 442.60 419.38 795 1010 802337 314675 5866.14 2728.92
b) Group Savings Linked Schemes
with profit 1.68 0.45 0 0 1783 4 16.57 0.11
without profit 35.72 25.79 148 0 125218 48999 1426.71 1634.33
c) EDLI
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 8.45 4.07 164 103 640919 260586 7066.13 3635.46
d) Others
with profit 0.00 0.00 0 0 -3 0 0.00 0.00
without profit 180.38 362.54 5029 7517 7237888 22391125 107763.39 194022.87
2 General Annuity
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 0.00 0.00 0 0 0 0 0.00 0.00
3 Pension
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 557.44 686.27 36 128 52264 26982 1.34 2.67
4 Health
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 0.02 0.00 0 0 102 0 3.08 0.00
A. Sub total 1226.28 1498.50 6172 8758 8860505 23042371 122143.35 202024.35
Linked*
1 Life
a) Group Gratuity Schemes
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 115.54 90.20 94 67 186317 68088 234.32 42.81
b) Group Savings Linked Schemes
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 5.28 0.38 22 10 12389 2541 230.46 2.28
c) EDLI
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 0.00 0.00 0 0 0 0 0.00 0.00
d) Others
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 32.46 0.87 12 0 2202 0 27.75 0.00
2 General Annuity
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 0.00 0.00 0 0 0 0 0.00 0.00
3 Pension
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 11.49 3.08 16 15 1770 2086 0.00 4.87
4 Health
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 0.00 0.00 0 0 0 0 0.00 0.00
B. Sub total 164.77 94.53 144 92 202678 72715 492.52 49.96
C. Total (A+B) 1391.06 1593.03 6316 8850 9063183 23115086 122635.88 202074.31
Riders:
Non linked
1 Health# 1.36 1.97 45 44 73198 95581 7036.47 11565.84
2 Accident## 0.77 0.39 15 26 16774 12563 1187.74 467.19
3 Term 0.01 0.29 0 0 1714 1819 178.53 128.03
4 Others 0.02 0.00 4 0 848 0 448.12 0.00
D. Sub total 2.15 2.65 64 70 92534 109963 8850.87 12161.06
Linked
1 Health# 0.01 0.00 1 0 452 0 12.99 0.00
2 Accident## 0.00 0.00 1 0 452 0 5.45 0.00
3 Term 0.00 0.00 1 0 452 0 10.42 0.00
irda journal December 2014

4 Others 0.00 0.00 0 0 0 0 0.00 0.00

E. Sub total 0.01 0.00 3 0 1356 0 28.86 0.00
F. Total (D+E) 2.17 2.65 67 70 93890 109963 8879.72 12161.06
G. **Grand Total (C+F) 1393.22 1595.68 6316 8850 9063183 23115086 131515.60 214235.37
* Excluding rider figures.
** for no.of schemes & lives covered Grand Total is C.
# All riders related to critical illness benefit, hospitalisation benefit and medical treatment.
## Disability related riders.
The premium is actual amount received and not annualised premium.

45
 FIRST YEAR PREMIUM OF LIFE INSURERS FOR THE QUARTER SEPTEMBER 2014
...
CE3.Il
,
I
INDIVIDUAL SINGLE PREMIUM (INCLUDING RURAL & SOCIAL) (` in Crores)

Sl. PREMIUM POLICIES SUM ASSURED

PARTICULARS
No.
Sep, 2013 Sep, 2014 Sep, 2013 Sep, 2014 Sep, 2013 Sep, 2014
Non linked*
1 Life
with profit 5633.90 6013.03 777678 727425 9716.78 11829.16
without profit 62.37 69.30 107099 70449 1199.36 590.49
2 General Annuity
with profit 0.00 0.00 0 0 0.00 0.00
without profit 762.07 1065.60 17863 26428 8.82 81.37
3 Pension
with profit 10.36 16.39 302 476 26.38 23.86
without profit 1.98 74.59 75 153 0.09 0.15
4 Health
with profit 0.00 0.00 0 0 0.00 0.00
without profit 0.75 0.78 43 248 0.50 14.55
A. Sub total 6471.43 7239.69 903060 825179 10951.94 12539.57
Linked*
1 Life
with profit 0.00 0.00 0 0 0.00 0.00
without profit 516.25 438.88 33096 18455 867.69 551.45
2 General Annuity
with profit 0.00 0.00 0 0 0.00 0.00
without profit 0.00 0.00 0 0 0.00 0.00
3 Pension
with profit 0.00 0.00 0 0 0.00 0.00
without profit 21.00 23.75 100 105 0.08 5.66
4 Health
with profit 0.00 0.00 0 0 0.00 0.00
without profit 0.01 -0.01 4 -2 0.06 -0.05
B. Sub total 537.27 462.61 33200 18558 867.83 557.07
C. Total (A+B) 7008.70 7702.31 936260 843737 11819.77 13096.64
Riders:
Non linked
1 Health# 0.00 0.01 3 6 0.03 0.11
2 Accident## 0.15 0.16 344 875 30.36 32.89
3 Term 0.001876 0.01 4 8 0.07 -0.14
4 Others 2.50 2.28 0 0 3.91 2.89
D. Sub total 2.65 2.46 351 889 34.37 35.75
Linked
1 Health# 0.00 0.00 5 0 0.24 0.00
2 Accident## 0.08 0.09 4625 1872 67.05 92.87
3 Term 0.00 0.00 0 0 0.10 0.00
4 Others 0.00 0.00 4 0 0.24 0.00
irda journal December 2014

E. Sub total 0.09 0.09 4634 1872 67.62 92.87

F. Total (D+E) 2.75 2.55 4985 2761 101.99 128.62
G. **Grand Total (C+F) 7011.45 7704.86 936260 843737 11921.77 13225.26

* Excluding rider figures.

** for policies Grand Total is C.
# All riders related to critical illness benefit, hospitalisation benefit and medical treatment.
## Disability related riders.
The premium is actual amount received and not annualised premium.

46
 FIRST YEAR PREMIUM OF LIFE INSURERS FOR THE QUARTER ENDED SEPTEMBER 2014
INDIVIDUAL NON - SINGLE PREMIUM (INCLUDING RURAL & SOCIAL) (` in Crores)

Sl. PREMIUM POLICIES SUM ASSURED

PARTICULARS
No.
Sep, 2013 Sep, 2014 Sep, 2013 Sep, 2014 Sep, 2013 Sep, 2014
Non linked*
1 Life
with profit 15716.13 11307.86 12271142 7189657 186514.38 136967.84
without profit 1773.56 1415.16 2415655 968679 94879.62 108664.06
2 General Annuity
with profit 0.00 0 0 0.00
without profit 0.00 0.00 0 0 0.00 0.00
3 Pension
with profit 28.90 62.67 -11 17143 946.30
without profit 32.61 46.49 -50 5229 -0.05 109.17
4 Health
with profit 0.00 0 0 0.00
without profit 47.73 42.84 115590 82294 1512.50 1103.87
A. Sub total 17599.73 12875.02 14802326 8263002 282904.80 247791.25
Linked*
1 Life
with profit 0.09 0 0 0.00
without profit 2285.05 3099.63 429683 425884 24760.15 33594.70
2 General Annuity
with profit 0.00 0 0 0.00
without profit 0.00 0 0 0.00
3 Pension
with profit 0.00 0 0 0.00
without profit -10.38 213.34 -116 16963 47.31
4 Health
with profit 0.00 0 0 0.00
without profit 28.98 0.48 16944 -60 578.49 -0.54
B. Sub total 2303.70 3313.53 446511 442787 25327.70 33641.47
C. Total (A+B) 19903.43 16188.56 15248837 8705789 308232.50 281432.72
Riders:
Non linked
1 Health# 6.40 2.99 70977 32622 1117.62 330.39
2 Accident## 12.09 5.85 447739 342199 17308.55 15429.02
3 Term 5.04 2.91 28936 17197 1064.26 356.54
4 Others 5.15 0.92 5191 4366 1859.96 5.05
D. Sub total 28.67 12.67 552843 396384 21350.38 16121.00
Linked
1 Health# 0.41 0.03 2134 -8 50.17 -2.70
2 Accident## 0.53 0.71 23501 31771 914.83 1464.80
3 Term 0.02 0.00 41 0 32.93 -1.04
4 Others 0.36 0.20 4349 5203 50.06 25.81
irda journal December 2014

E. Sub total 1.31 0.94 30025 36966 1047.99 1486.88

F. Total (D+E) 29.99 13.61 582868 433350 22398.37 17607.88
G. **Grand Total (C+F) 19933.42 16202.17 15248837 8705789 330630.87 299040.59

* Excluding rider figures.

** for policies Grand Total is C.
# All riders related to critical illness benefit, hospitalisation benefit and medical treatment.
## Disability related riders.
The premium is actual amount received and not annualised premium.

47
 FIRST YEAR PREMIUM OF LIFE INSURERS FOR THE QUARTER ENDED SEPTEMBER 2014
...
CE3.Il
,
I
GROUP SINGLE PREMIUM (INCLUDING RURAL & SOCIAL) (` in Crores)

Sl. Premium No. of Schemes Lives Covered Sum Assured

PARTICULARS
No.
Sep, 2013 Sep, 2014 Sep, 2013 Sep, 2014 Sep, 2013 Sep, 2014 Sep, 2013 Sep, 2014
Non linked*
1 Life
a) Group Gratuity Schemes
with profit 10.77 62.10 9 13 0 0 0.00 0.00
without profit 5551.39 4798.84 73 54 355626 93578 368.90 170.94
b) Group Savings Linked Schemes
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 93.84 6.49 13 0 3953 244 22.60 1.35
c) EDLI
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 1.34 1.65 37 34 122673 119313 1623.68 2265.62
d) Others
with profit 0.00 3.30 0 2 0 0 0.00 0.00
without profit 2000.22 2662.36 711 614 13875224 6738499 136123.83 138096.64
2 General Annuity
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 2242.39 2357.39 17 14 101999 74548 0.00 10.55
3 Pension
with profit 225.31 316.75 13 2 10850 121 0.00 0.00
without profit 11773.96 10793.59 0 14 0 39293 101.28 221.40
4 Health
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 0.00 0.00 0 0 0 0 0.00 0.00
A. Sub total 21899.21 21002.47 873 747 14470325 7065596 138240.29 140766.50
Linked*
1 Life
a) Group Gratuity Schemes
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 127.12 212.07 9 20 4969 31078 0.48 4.21
b) Group Savings Linked Schemes
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 10.37 11.39 0 0 200 106 14.36 15.11
c) EDLI
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 0.00 0.00 0 0 0 0 0.00 0.00
d) Others
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 6.45 99.65 2 33 38 21277 5.94 210.29
2 General Annuity
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 0.00 0.00 0 0 0 0 0.00 0.00
3 Pension
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 29.79 212.75 2 11 193 5133 0.00 0.00
4 Health
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 0.00 0.00 0 0 0 0 0.00 0.00
B. Sub total 173.74 535.85 13 64 5400 57594 20.78 229.61
C. Total (A+B) 22072.95 21538.32 886 811 14475725 7123190 138261.07 140996.10
Riders:
Non linked
1 Health# 0.24 3.36 15 30 1285 6711 115.80 640.02
2 Accident## 2.51 4.13 35 54 9270 43621 1777.99 3423.62
3 Term 0.00 0.00 0 0 0 0 0.00 0.00
4 Others 0.00 0.00 0 0 0 0 0.00 0.00
D. Sub total 2.75 7.49 50 84 10555 50332 1893.79 4063.64
Linked
1 Health# 0.00 0.00 0 0 0 0 0.00 0.00
2 Accident## 0.01 0.01 0 0 0 0 0.00 0.00
3 Term 0.00 0.00 0 0 0 0 0.00 0.00
irda journal December 2014

4 Others 0.00 0.00 0 0 0 0 0.00 0.00

E. Sub total 0.01 0.01 0 0 0 0 0.00 0.00
F. Total (D+E) 2.76 7.50 50 84 10555 50332 1893.79 4063.64
G. **Grand Total (C+F) 22075.71 21545.82 886 811 14475725 7123190 140154.86 145059.75
* Excluding rider figures.
** for no.of schemes & lives covered Grand Total is C.
# All riders related to critical illness benefit, hospitalisation benefit and medical treatment.
## Disability related riders.
The premium is actual amount received and not annualised premium.

48
 FIRST YEAR PREMIUM OF LIFE INSURERS FOR THE QUARTER ENDED SEPTEMBER 2014
GROUP NEW BUSINESS-NON-SINGLE PREMIUM (INCLUDING RURAL & SOCIAL) (` in Crores)

Sl. Premium No. of Schemes Lives Covered Sum Assured

PARTICULARS
No.
Sep, 2013 Sep, 2014 Sep, 2013 Sep, 2014 Sep, 2013 Sep, 2014 Sep, 2013 Sep, 2014
Non linked*
1 Life
a) Group Gratuity Schemes
with profit 0.00 0.00 0 0 -3 0 0.00 0.00
without profit 776.72 730.20 2016 2109 2096596 553466 62832.45 5714.98
b) Group Savings Linked Schemes
with profit 4.36 0.84 0 0 4361 -4 41.96 -0.05
without profit 253.44 50.07 339 0 374307 91527 3915.82 3206.82
c) EDLI
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 16.40 12.28 322 218 1743687 741782 15927.89 13845.77
d) Others
with profit 0.15 0.00 1 0 22 0 0.00 0.00
without profit 440.64 835.95 11953 16575 24043549 44820579 227367.13 411832.47
2 General Annuity
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 0.00 0.00 0 0 0 0 0.00 0.00
3 Pension
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 837.52 1807.22 144 212 97547 195493 6.55 64.74
4 Health
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 0.02 0.00 0 0 117 0 3.73 0.00
A. Sub total 2329.24 3436.56 14775 19114 28360183 46402843 310095.54 434664.71
Linked*
1 Life
a) Group Gratuity Schemes
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 295.11 266.31 151 143 261887 152844 288.42 256.05
b) Group Savings Linked Schemes
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 6.63 1.03 33 16 13370 129168 258.04 428.85
c) EDLI
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 0.00 0.00 0 0 0 0 0.00 0.00
d) Others
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 47.08 8.77 39 0 2229 4 29.24 0.00
2 General Annuity
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 0.00 0.00 0 0 0 0 0.00 0.00
3 Pension
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 14.33 6.80 16 16 1746 2119 0.00 7.44
4 Health
with profit 0.00 0.00 0 0 0 0 0.00 0.00
without profit 0.00 0.00 0 0 0 0 0.00 0.00
B. Sub total 363.14 282.91 239 175 279232 284135 575.70 692.35
C. Total (A+B) 2692.39 3719.48 15014 19289 28639415 46686978 310671.24 435357.06
Riders:
Non linked
1 Health# 3.25 4.43 83 102 149428 174730 14721.20 22389.47
2 Accident## 2.60 0.88 34 91 28314 20469 2735.15 1158.99
3 Term 0.03 0.50 0 0 3637 3664 287.46 227.35
4 Others 0.02 0.04 5 1 1022 -22 503.66 -11.14
D. Sub total 5.90 5.85 122 194 182401 198841 18247.48 23764.68
Linked
1 Health# 0.01 0.00 1 0 452 0 12.99 0.00
2 Accident## 0.00 0.00 1 0 452 0 5.45 0.00
3 Term 0.00 0.00 1 0 452 0 10.42 0.00
irda journal December 2014

4 Others 0.00 0.00 0 0 0 0 0.00 0.00

E. Sub total 0.01 0.00 3 0 1356 0 28.86 0.00
F. Total (D+E) 5.91 5.85 125 194 183757 198841 18276.33 23764.68
G. **Grand Total (C+F) 2698.30 3725.32 15014 19289 28639415 46686978 328947.57 459121.74

* Excluding rider figures.

** for no.of schemes & lives covered Grand Total is C.
# All riders related to critical illness benefit, hospitalisation benefit and medical treatment.
## Disability related riders.
The premium is actual amount received and not annualised premium.

49
 ...
CE3.Il
,
I
GROSS PREMIUM UNDERWRITTEN BY NON-LIFE INSURERS WITHIN INDIA (SEGMENT WISE) :

SI. Marine Marine

Insurer Fire Marine Engineering Motor
No. Cargo Hull
1 Royal Sundaram 30.51 13.70 13.70 0.00 9.85 283.06
Previous year 26.82 9.63 9.15 0.48 9.95 265.21
2 TATA-AIG 142.06 74.51 74.51 0.00 28.28 266.10
Previous year 137.47 65.45 65.45 0.00 32.36 268.51
3 Reliance 97.26 19.72 19.26 0.45 26.13 403.33
Previous year 87.22 15.05 15.04 0.01 25.04 356.33
4 IFFCO Tokio 115.45 39.68 32.03 7.65 18.36 476.81
Previous year 119.46 36.49 31.24 5.25 28.10 451.56
5 ICICI Lombard 257.63 100.51 86.61 13.90 46.09 788.36
Previous year 241.95 95.73 79.59 16.14 49.85 779.84
6 Bajaj Allianz 117.69 38.44 35.95 2.49 26.67 678.63
Previous year 103.97 33.59 32.69 0.90 37.68 610.14
7 HDFC ERGO 142.11 43.82 40.81 3.01 13.75 265.93
Previous year 115.55 32.94 28.53 4.41 20.63 205.33
8 Cholamandalam 38.38 16.16 16.16 0.00 6.54 295.93
Previous year 35.56 17.53 17.52 0.01 5.89 306.07
9 Future Generali 52.56 21.13 21.13 0.00 12.24 194.54
Previous year 44.91 17.48 17.48 0.00 10.66 156.83
10 Universal Sompo 40.11 5.36 5.36 0.00 5.61 50.35
Previous year 35.71 8.22 8.22 0.00 4.06 54.79
11 Shriram 3.41 0.08 0.08 0.00 1.45 334.67
Previous year 2.29 0.28 0.28 0.00 1.42 357.63
12 Bharti Axa 39.35 15.42 15.42 0.00 9.53 265.04
Previous year 37.14 13.00 13.00 0.00 12.93 249.60
13 Raheja QBE 0.04 0.00 0.00 0.00 0.05 0.06
Previous year 0.07 0.00 0.00 0.00 0.12 0.24
14 SBI 121.86 4.81 4.81 0.00 6.05 105.23
Previous year 113.52 3.38 3.38 0.00 5.39 98.17
15 L&T 13.24 2.75 2.75 0.00 5.28 40.94
Previous year 13.21 3.16 3.16 0.00 4.10 30.57
16 Magma HDI 12.11 1.53 1.53 0.00 1.52 87.17
Previous year 1.03 0.34 0.34 0.00 0.18 69.50
17 Liberty Videocon 6.44 1.11 0.00 0.00 1.59 40.85
Previous year 1.57 0.00 0.00 0.00 0.32 10.84
18 Star Health & Allied Insurance
Previous year
19 Apollo MUNICH
Previous year
20 Max BUPA
Previous year
21 Religare Health
Previous year
22 Cigna TTK
Previous year
Private Total 1,230.20 398.73 370.13 27.50 218.98 4,577.01
Previous year 1,117.46 352.27 325.06 27.20 248.68 4,271.17
23 New India 485.19 178.60 103.34 75.26 109.42 1,292.00
Previous year 460.15 210.34 94.80 115.55 100.57 1,056.67
24 National 258.45 94.33 54.78 39.54 75.12 1,250.13
Previous year 277.79 113.32 58.69 54.62 76.54 1,169.12
25 United India 409.49 188.40 94.33 94.07 145.20 970.16
Previous year 392.29 206.12 94.02 112.10 133.11 851.68
26 Oriental 306.54 145.51 76.65 68.86 108.07 683.27
Previous year 367.25 165.64 80.14 85.50 97.57 624.85
irda journal December 2014

27 ECGC
Previous year
28 AIC of India
Previous year
Public Total 1,459.67 606.83 329.11 277.72 437.81 4,195.56
Previous year 1,497.47 695.42 327.65 367.77 407.80 3,702.32
Grand Total 2,689.88 1,005.56 699.23 305.22 656.79 8,772.57
Previous year 2,614.93 1,047.69 652.71 394.97 656.48 7,973.49
Compiled on the basis of data submitted by the Insurance companies

50
 FOR THE PERIOD JUNE 2014 (PROVISIONAL & UNAUDITED)
(` in Crores)
Personal
Motor OD Motor TP Health Aviation Liability All Others Grand Total
I Accident
203.16 79.90 56.25 0.00 2.50 9.81 2.43 408.13
189.74 75.47 65.25 0.00 2.92 11.97 4.43 396.18
172.71 93.39 72.60 0.54 65.91 37.10 16.88 703.98
176.35 92.16 85.97 0.22 51.81 35.69 7.64 685.11
185.82 217.51 176.72 0.82 20.60 6.90 30.73 782.20
198.29 158.04 169.39 0.78 17.26 7.54 20.31 698.91
285.98 190.83 93.17 0.32 21.41 9.70 48.23 823.12
262.09 189.47 63.55 1.86 18.95 9.04 44.42 773.43
497.03 291.33 411.45 14.13 51.59 58.41 57.35 1,785.51
510.00 269.83 405.95 10.05 45.28 51.36 96.11 1,776.12
455.75 222.87 184.86 0.61 45.84 14.72 50.40 1,157.85
423.29 186.86 201.49 2.24 38.00 12.00 47.16 1,086.28
157.34 108.59 145.15 6.92 39.29 89.62 14.14 760.74
133.28 72.05 237.98 6.33 36.38 65.97 50.40 771.50
139.75 156.18 58.05 0.00 3.50 16.01 11.03 445.60
162.06 144.00 93.70 0.00 3.12 15.07 3.20 480.15
136.01 58.53 37.96 0.00 11.63 11.29 22.60 363.96
110.12 46.71 37.37 0.00 8.94 14.05 16.18 306.42
31.46 18.89 43.63 0.00 1.83 2.87 18.55 168.30
28.53 26.26 30.37 0.18 1.48 2.28 17.49 154.59
120.92 213.76 0.00 0.00 0.51 0.70 0.54 341.36
122.95 234.68 0.00 0.00 0.42 0.59 1.39 364.02
186.31 78.73 90.35 0.00 6.69 9.16 5.62 441.18
170.61 79.00 71.02 0.00 4.04 9.31 4.83 401.88
0.00 0.06 0.00 0.00 5.37 0.08 0.34 5.94
0.00 0.24 0.00 0.00 5.14 0.10 0.53 6.22
54.98 50.25 12.44 0.58 0.79 46.64 8.53 306.93
54.64 43.53 2.41 0.62 0.99 35.13 11.29 270.89
29.65 11.29 9.26 0.00 1.77 0.66 0.70 74.60
21.50 9.08 9.98 0.00 1.58 1.96 0.82 65.38
46.41 40.76 0.00 0.00 1.56 0.25 0.67 104.81
36.59 32.91 0.00 0.00 0.00 0.00 0.04 71.09
33.13 7.72 12.87 0.00 0.51 2.93 0.99 67.29
9.44 1.41 0.00 0.00 0.11 0.72 0.42 13.98
276.54 5.75 0.00 282.29
184.32 4.13 0.00 188.46
129.69 4.17 4.33 138.18
104.59 2.91 2.85 110.35
72.67 0.21 0.00 72.87
59.45 0.32 0.00 59.76
52.10 1.23 0.00 53.34
50.88 0.48 0.00 51.36
1.12 0.00 1.12
NA NA NA
2,736.43 1,840.58 1,936.87 23.92 281.31 328.22 294.06 9,289.31
2,609.47 1,661.70 1,873.67 22.27 236.42 280.62 329.51 8,732.07
643.74 648.26 1,085.36 21.81 79.71 50.60 170.76 3,473.45
543.34 513.33 937.19 19.18 73.91 49.79 148.13 3,055.93
535.23 714.90 907.07 20.57 27.90 35.66 107.25 2,776.46
526.67 642.45 588.33 24.44 28.24 34.07 154.57 2,466.41
427.93 542.23 803.87 4.26 48.24 50.05 191.05 2,810.73
400.69 450.99 781.64 13.50 42.83 41.25 195.27 2,657.68
291.04 392.22 550.28 22.55 31.16 32.84 162.71 2,042.93
277.96 346.89 443.88 24.75 31.71 34.73 168.33 1,958.71
irda journal December 2014

311.60 311.60
289.97 289.97
138.59 138.59
354.38 354.38
1,897.94 2,297.62 3,346.57 69.20 187.01 169.15 1,081.96 11,553.76
1,748.66 1,953.65 2,751.04 81.86 176.70 159.83 1,310.65 10,783.08
4,634.38 4,138.20 5,283.44 93.12 468.32 497.37 1,376.02 20,843.07
4,358.14 3,615.35 4,624.71 104.14 413.11 440.45 1,640.16 19,515.15

51
 ...
CE3.Il
,
I
GROSS PREMIUM UNDERWRITTEN BY NON-LIFE INSURERS WITHIN INDIA (SEGMENT WISE) :

SI. Marine Marine

Insurer Fire Marine Engineering Motor
No. Cargo Hull
1 Royal Sundaram 51.54 20.60 20.07 0.53 16.98 544.24
Previous year 44.60 15.61 14.40 1.22 17.28 496.27
2 TATA-AIG 215.45 136.85 136.85 0.00 46.60 530.92
Previous year 211.84 118.70 118.70 0.00 45.55 509.57
3 Reliance 134.56 30.75 27.27 3.48 42.41 786.77
Previous year 124.44 23.32 22.03 1.28 45.64 692.14
4 IFFCO Tokio 138.76 67.68 58.60 9.07 34.37 973.36
Previous year 147.55 67.17 57.45 9.72 57.08 835.20
5 ICICI Lombard 361.63 146.54 123.20 23.35 80.98 1,579.11
Previous year 332.44 148.10 118.06 30.04 92.60 1,522.05
6 Bajaj Allianz 197.84 64.45 60.54 3.90 40.29 1,380.07
Previous year 180.84 59.16 54.80 4.36 61.00 1,255.61
7 HDFC ERGO 200.19 65.67 58.95 6.72 36.10 534.95
Previous year 162.88 51.67 42.08 9.59 37.49 431.37
8 Cholamandalam 63.22 32.92 32.92 0.00 12.78 599.81
Previous year 60.98 34.82 34.81 0.01 12.78 608.41
9 Future Generali 76.88 32.23 32.23 0.00 19.64 386.39
Previous year 67.93 29.76 29.76 0.00 20.37 320.64
10 Universal Sompo 66.74 9.78 9.78 0.00 8.22 107.56
Previous year 58.50 11.66 11.66 0.00 12.38 109.60
11 Shriram 7.65 0.45 0.45 0.00 3.34 695.27
Previous year 5.02 0.58 0.58 0.00 2.77 729.79
12 Bharti Axa 51.09 19.43 19.43 0.00 16.17 518.66
Previous year 51.89 18.23 18.23 0.00 18.51 487.60
13 Raheja QBE 0.19 0.00 0.00 0.00 0.15 0.21
Previous year 0.22 0.01 0.01 0.00 0.23 0.44
14 SBI 222.79 7.94 7.94 0.00 12.74 215.78
Previous year 214.68 5.51 5.51 0.00 11.25 205.39
15 L&T 20.59 5.15 5.15 0.00 9.74 79.14
Previous year 18.07 4.39 4.39 0.00 7.38 62.77
16 Magma HDI 11.29 4.84 4.84 0.00 3.93 183.87
Previous year 2.35 1.00 1.00 0.00 0.71 161.53
17 Liberty Videocon 9.75 1.69 0.22 0.00 3.61 85.23
Previous year 3.43 0.22 0.22 0.00 2.20 30.61
18 Star Health & Allied Insurance
Previous year
19 Apollo MUNICH
Previous year
20 Max BUPA
Previous year
21 Religare Health
Previous year
22 Cigna TTK
Previous year
Private Total 1,830.16 647.00 598.47 47.05 388.06 9,201.35
Previous year 1,687.67 589.90 533.68 56.22 445.22 8,458.99
23 New India 816.25 341.34 181.60 159.74 204.07 2,545.48
Previous year 762.88 356.41 159.11 197.30 201.15 2,131.88
24 National 443.84 152.56 101.48 51.08 146.10 2,563.67
Previous year 487.60 183.15 100.16 82.98 143.10 2,242.56
25 United India 709.95 282.74 160.41 122.33 265.29 1,932.54
Previous year 676.87 317.68 167.21 150.48 287.89 1,751.69
26 Oriental 552.62 231.15 128.38 102.77 181.84 1,364.08
Previous year 610.15 268.79 140.54 128.25 180.82 1,245.65
irda journal December 2014

27 ECGC
Previous year
28 AIC of India
Previous year
Public Total 2,522.66 1,007.79 571.87 435.93 797.29 8,405.77
Previous year 2,537.50 1,126.02 567.01 559.01 812.95 7,371.78
Grand Total 4,352.82 1,654.79 1,170.34 482.98 1,185.36 17,607.12
Previous year 4,225.16 1,715.92 1,100.69 615.23 1,258.18 15,830.78
Compiled on the basis of data submitted by the Insurance companies

52
 FOR THE PERIOD SEPTEMBER 2014 (PROVISIONAL & UNAUDITED)
(` in Crores)
Personal
Motor OD Motor TP Health Aviation Liability All Others Grand Total
I Accident
386.37 157.87 109.58 0.00 4.95 19.94 3.78 771.62
347.68 148.59 117.62 0.00 6.68 22.52 8.01 728.58
336.41 194.51 127.66 1.00 125.28 75.64 69.75 1,329.16
333.33 176.24 129.98 1.45 103.58 72.67 31.94 1,225.28
355.88 430.90 294.41 1.32 26.69 12.04 87.61 1,416.56
376.50 315.65 301.01 1.40 27.77 10.90 47.54 1,274.16
571.80 401.56 172.29 0.60 34.23 19.01 185.89 1,626.20
491.41 343.78 127.47 2.41 27.98 16.07 191.00 1,471.
981.80 597.31 708.14 25.38 91.14 115.68 257.00 3,365.61
982.11 539.94 740.87 22.67 85.61 101.71 358.28 3,404.32
929.65 450.42 409.11 0.66 102.72 31.26 389.67 2,616.08
869.41 386.20 432.19 3.81 96.65 25.48 94.47 2,209.20
319.30 215.65 277.34 13.57 68.49 191.88 243.97 1,632.16
276.29 155.08 362.73 10.89 63.69 131.34 219.98 1,472.06
280.72 319.10 102.48 0.00 6.52 30.36 124.28 972.38
316.94 291.48 125.27 0.00 6.10 29.34 28.74 906.46
270.30 116.09 67.37 0.00 22.02 21.28 86.94 712.75
225.45 95.20 59.74 0.00 19.12 27.31 68.26 613.14
65.56 42.00 69.28 0.00 3.05 4.51 45.02 314.17
58.12 51.48 44.46 0.26 2.56 3.99 32.33 275.74
247.71 447.56 0.00 0.00 1.00 1.60 1.19 710.50
251.94 477.85 0.00 0.00 0.77 0.98 1.76 741.68
362.26 156.39 113.17 0.00 11.72 13.90 11.03 755.17
332.15 155.45 94.63 0.00 7.98 14.01 8.62 701.48
0.00 0.21 0.00 0.00 9.96 0.08 0.60 11.19
0.00 0.44 0.00 0.00 10.83 0.11 0.75 12.58
112.94 102.83 35.68 0.58 1.80 113.80 51.50 662.62
113.40 91.99 5.74 2.50 1.76 75.75 18.34 540.93
56.78 22.36 18.76 0.00 3.04 1.12 2.54 140.10
44.75 18.02 21.74 0.00 2.71 2.28 1.10 120.44
99.02 84.86 0.00 0.00 2.98 0.46 2.16 209.52
84.19 77.34 0.00 0.00 0.10 0.00 0.05 165.74
68.84 16.39 15.76 0.00 1.87 4.27 1.66 123.85
26.43 4.18 0.00 0.00 0.39 1.64 0.77 39.25
605.51 14.22 0.00 619.72
467.87 10.42 0.00 478.29
263.48 10.86 7.39 281.72
221.81 6.65 5.19 233.65
158.72 0.51 0.00 159.23
129.97 0.50 0.00 130.47
102.93 2.50 0.00 105.43
77.22 0.97 0.00 78.19
3.67 0.00 3.67
NA NA NA
5,445.35 3,756.01 3,655.35 43.12 517.46 684.93 1,571.99 18,539.42
5,130.09 3,328.90 3,460.33 45.39 464.29 554.62 1,117.14 16,823.56
1,243.01 1,302.47 2,034.53 43.03 147.11 101.01 334.16 6,566.97
1,068.59 1,063.29 1,713.78 51.13 140.02 95.00 276.79 5,729.04
1,104.74 1,458.93 1,737.00 36.53 48.70 71.40 230.53 5,430.34
1,007.93 1,234.63 1,212.49 53.45 50.56 69.40 336.56 4,778.87
837.00 1,095.54 1,706.55 30.64 89.37 87.48 346.66 5,451.21
819.15 932.54 1,540.75 30.60 79.65 75.55 339.47 5,100.15
575.16 788.92 1,020.08 48.21 64.25 67.17 274.08 3,803.48
547.57 698.08 900.49 58.45 64.80 67.68 289.92 3,686.75
irda journal December 2014

610.41 610.41
600.59 600.59
1,442.61 1,442.61
2,005.93 2,005.93
3,759.90 4,645.86 6,498.17 158.41 349.43 327.06 3,238.45 23,305.03
3,443.24 3,928.54 5,367.50 193.64 335.04 307.64 3,849.26 21,901.33
9,205.25 8,401.87 10,153.52 201.53 866.88 1,011.99 4,810.44 41,844.45
8,573.33 7,257.44 8,827.83 239.03 799.33 862.26 4,966.40 38,724.88

53
 STATISTICS NON-LIFE INSURANCE
...
CE3.Il
,
I

Report Card : General

Gross Premium underwritten for and up to the month of May 2014
(` in Crores) (%)
INSURER MAY APRIL - MAY GROWTH OVER THE
CORRESPONDENCE
2014-15 2013-14* 2014-15 2013-14* PREVIOUS YEAR
Royal Sundaram 130.01 133.02 290.45 278.68 4.22
Tata-AIG 183.27 194.43 517.34 509.22 1.59
Reliance General 220.37 198.65 560.44 495.65 13.07
IFFCO-Tokio 234.78 222.14 563.48 539.58 4.43
ICICI-lombard 516.46 460.02 1,362.73 1,277.90 6.64
Bajaj Allianz 356.97 351.49 778.20 735.97 5.74
HDFC ERGO General 201.65 180.01 552.10 596.96 -7.52
Cholamandalam 145.63 146.83 299.09 328.88 -9.06
Future Generali 111.56 93.76 254.98 219.52 16.15
Universal Sompo 46.21 50.55 115.74 101.41 14.14
Shriram General 120.36 123.97 220.95 235.26 -6.08
Bharti AXA General 121.85 106.18 329.24 301.21 9.30
Raheja QBE 1.88 2.82 3.93 4.54 -13.41
SBI General 102.21 84.99 207.59 185.00 12.21
L&T General 22.41 16.65 48.02 43.55 10.26
Magma HDI 33.24 23.79 65.98 42.46 55.41
Liberty 21.51 4.10 47.23 7.57 524.30
Star Health & Allied Insurance 83.96 61.45 164.21 117.17 40.15
Apollo MUNICH 43.68 34.16 87.59 72.88 20.18
Max BUPA 23.49 19.85 49.20 38.44 27.98
Religare 14.76 19.56 36.68 41.44 -11.50
Cigna TTK 0.42 NA 0.74 NA NA
New India 886.06 778.62 2,430.50 2,134.11 13.89
National 867.79 753.98 1,881.07 1,672.74 12.45
United India 870.50 839.80 1,966.00 1,861.54 5.61
Oriental 615.52 608.08 1,432.84 1,350.82 6.07
ECGC 102.41 103.79 187.12 185.43 0.91
AIC 39.58 49.40 86.85 174.56 -50.25
PRIVATE TOTAL 2,736.25 2,528.41 6,555.17 6,173.29 6.19
PUBLIC TOTAL 3,381.86 3,133.67 7,984.37 7,379.20 8.20
GRAND TOTAL 6,118.11 5,662.08 14,539.55 13,552.49 7.28
Note: Compiled on the basis of data submitted by the Insurance companies
* Figures revised by insurance companies

Premium underwritten by non-life insurers up to the month of May, 2014

80000 77,538

75000
70000
65000
60000
55000
50000
45000
40000
34.447
35000
30000
irda journal December 2014

25000
20000
14,540
15000 13,552
8,421
10000 7,890

5000
0
April May Total
MONTH
* Compiled on the basis of data submitted by the Insurance companies
The total bar in the above chart represents the business figures of the entire financial year ID 2013-14
■ 2014-15 I

54
 STATISTICS NON-LIFE INSURANCE

Report Card : General

Gross Premium underwritten for and up to the month of June 2014
(` in Crores) (%)
INSURER JUNE APRIL - JUNE GROWTH OVER THE
CORRESPONDENCE
2014-15 2013-14* 2014-15 2013-14* PREVIOUS YEAR
Royal Sundaram 117.68 117.50 408.13 396.18 3.02
Tata-AIG 186.65 175.89 703.98 685.11 2.76
Reliance General 221.77 203.26 782.20 698.91 11.92
IFFCO-Tokio 259.63 233.85 823.12 773.43 6.42
ICICI-lombard 422.77 498.22 1,785.51 1,776.12 0.53
Bajaj Allianz 379.66 350.31 1,157.85 1,086.28 6.59
HDFC ERGO General 208.64 174.54 760.74 771.50 -1.40
Cholamandalam 146.51 151.27 445.60 480.15 -7.19
Future Generali 108.98 86.89 363.96 306.42 18.78
Universal Sompo 52.56 53.19 168.30 154.59 8.87
Shriram General 120.41 128.75 341.36 364.02 -6.22
Bharti AXA General 111.94 100.67 441.18 401.88 9.78
Raheja QBE 2.01 1.68 5.94 6.22 -4.49
SBI General 99.34 85.90 306.93 270.89 13.30
L&T General 26.57 21.82 74.60 65.38 14.10
Magma HDI 38.83 28.63 104.81 71.09 47.44
Liberty 20.06 6.41 67.29 13.98 381.43
Star Health & Allied Insurance 118.08 71.29 282.29 188.46 49.79
Apollo MUNICH 50.59 37.46 138.18 110.35 25.22
Max BUPA 23.67 21.32 72.87 59.76 21.93
Religare 16.66 9.92 53.34 51.36 3.85
Cigna TTK 0.38 NA 1.12 NA NA
New India 1,042.95 921.82 3,473.45 3,055.93 13.66
National 895.39 793.67 2,776.46 2,466.41 12.57
United India 846.38 796.14 2,812.39 2,657.68 5.82
Oriental* 617.78 607.89 2,042.93 1,958.71 4.30
ECGC 124.48 104.54 311.60 289.97 7.46
AIC 51.74 179.82 138.59 354.38 -60.89
PRIVATE TOTAL 2,733.40 2,558.78 9,289.31 8,732.07 6.38
PUBLIC TOTAL 3,578.72 3,403.88 11,555.42 10,783.08 7.16
GRAND TOTAL 6,312.12 5,962.66 20,844.73 19,515.15 6.81
Note: Compiled on the basis of data submitted by the Insurance companies
* Figures revised by insurance companies

Premium underwritten by non-life insurers up to the month of June, 2014

80000 77,538

75000
70000
65000
60000
55000
50000
45000
40000
34.447
35000
30000
irda journal December 2014

25000
19,515 20,845
20000
14,540
15000 13,552
8,421
10000 7,890

5000
0
April May May Total
MONTH

I □ 2013-14 ■ 2014-15 I
* Compiled on the basis of data submitted by the Insurance companies
The total bar in the above chart represents the business figures of the entire financial year

55
 STATISTICS NON-LIFE INSURANCE
...
CE3.Il
,
I

Report Card : General

Gross Premium underwritten for and up to the month of July 2014
(` in Crores) (%)
INSURER JULY APRIL - JULY GROWTH OVER THE
CORRESPONDENCE
2014-15 2013-14* 2014-15 2013-14* PREVIOUS YEAR
Royal Sundaram 121.05 116.01 529.19 512.19 3.32
Tata-AIG 226.21 208.61 930.19 893.72 4.08
Reliance General 217.47 203.60 999.68 902.51 10.77
IFFCO-Tokio 271.18 215.87 1,094.30 989.30 10.61
ICICI-lombard 540.83 588.32 2,326.34 2,364.44 -1.61
Bajaj Allianz 453.87 420.08 1,611.72 1,506.36 6.99
HDFC ERGO General 249.31 194.10 1,010.05 965.60 4.60
Cholamandalam 189.61 147.98 635.21 628.13 1.13
Future Generali 112.75 93.85 476.71 400.26 19.10
Universal Sompo 46.24 38.88 214.54 193.47 10.89
Shriram General 129.77 130.96 471.13 494.98 -4.82
Bharti AXA General * 115.98 101.26 551.43 503.14 9.60
Raheja QBE 1.71 2.41 7.65 8.62 -11.25
SBI General 108.33 97.49 415.26 368.36 12.73
L&T General 21.35 15.37 95.95 80.74 18.83
Magma HDI 33.26 32.31 138.08 103.40 33.54
Liberty 20.43 8.22 87.72 22.20 295.12
Star Health & Allied Insurance 110.19 96.25 392.48 284.71 37.85
Apollo MUNICH 45.96 39.40 184.14 149.75 22.97
Max BUPA 28.53 23.95 101.40 83.72 21.13
Religare 17.36 10.49 70.69 61.85 14.30
Cigna TTK 0.58 NA 1.70 NA NA
New India 1,116.70 975.02 4,590.15 4,030.95 13.87
National 966.61 776.14 3,743.07 3,242.55 15.44
United India 1,022.43 936.62 3,834.82 3,594.30 6.69
Oriental 616.79 615.12 2,659.72 2,573.83 3.34
ECGC 110.01 105.01 421.61 394.98 6.74
AIC 117.01 185.42 255.59 539.80 -52.65
PRIVATE TOTAL 3,061.97 2,785.41 12,345.56 11,517.45 7.19
PUBLIC TOTAL 3,949.55 3,593.32 15,504.97 14,376.40 7.85
GRAND TOTAL 7,011.52 6,378.73 27,850.53 25,893.85 7.56
Note: Compiled on the basis of data submitted by the Insurance companies
* Figures revised by insurance companies

Premium underwritten by non-life insurers up to the month of July, 2014

80000 77,538

75000
70000
65000
60000
55000
50000
45000
40000
35000
30000 27,851 27,851
25,894
irda journal December 2014

25000 20,845
19,515
20000
14,540
15000 13,552
8,421
10000 7,890

5000
0
April May June July Total
MONTH

I □ 2013-14 ■ 2014-15 I
* Compiled on the basis of data submitted by the Insurance companies
The total bar in the above chart represents the business figures of the entire financial year

56
 STATISTICS NON-LIFE INSURANCE

Report Card : General

Gross Premium underwritten for and up to the month of August 2014
(` in Crores) (%)
INSURER AUGUST APRIL - AUGUST GROWTH OVER THE
CORRESPONDENCE
2014-15 2013-14* 2014-15 2013-14* PREVIOUS YEAR
Royal Sundaram 118.43 108.08 647.61 620.27 4.41
Tata-AIG 187.79 155.55 1,117.98 1,049.27 6.55
Reliance General 205.04 184.64 1,204.72 1,087.14 10.82
IFFCO-Tokio 206.55 206.83 1,300.85 1,196.13 8.76
ICICI-lombard 516.61 528.25 2,842.95 2,892.69 -1.72
Bajaj Allianz 503.18 360.56 2,114.90 1,866.93 13.28
HDFC ERGO General 280.80 215.15 1,290.85 1,180.76 9.32
Cholamandalam 172.65 134.96 807.86 763.09 5.87
Future Generali 107.43 110.52 584.14 510.78 14.36
Universal Sompo 43.37 42.57 257.90 236.04 9.26
Shriram General 119.35 119.85 590.48 614.83 -3.96
Bharti AXA General 100.23 103.60 651.66 606.73 7.40
Raheja QBE 1.52 2.04 9.18 10.67 -13.96
SBI General 120.49 84.41 535.75 452.75 18.33
L&T General 22.01 20.84 117.96 101.59 16.11
Magma HDI 33.08 29.08 171.16 132.48 29.20
Liberty 18.13 9.13 105.85 31.34 237.81
Star Health & Allied Insurance 109.18 83.15 501.66 367.87 36.37
Apollo MUNICH 47.93 40.24 232.08 189.99 22.15
Max BUPA 27.32 22.06 128.72 105.77 21.70
Religare 19.87 8.20 90.57 70.05 29.28
Cigna TTK 0.88 NA 2.58 NA NA
New India 897.37 824.05 5,487.52 4,855.00 13.03
National 806.63 702.81 4,549.70 3,945.36 15.32
United India 814.65 753.12 4,649.47 4,347.41 6.95
Oriental 530.65 505.65 3,190.37 3,079.47 3.60
ECGC 55.69 88.94 477.30 483.91 -1.37
AIC 529.40 970.41 784.99 1,510.21 -48.02
PRIVATE TOTAL 2,961.85 2,569.72 15,307.41 14,087.15 8.66
PUBLIC TOTAL 3,634.38 3,844.98 19,139.35 18,221.37 5.04
GRAND TOTAL 6,596.23 6,414.70 34,446.76 32,308.52 6.62
Note: Compiled on the basis of data submitted by the Insurance companies
* Figures revised by insurance companies

Premium underwritten by non-life insurers up to the month of August, 2014

80000 77,538

75000
70000
65000
60000
55000
50000
45000
40000
34.447 34.447
35000
32.309
30000 27,851
25,894
irda journal December 2014

25000 20,845
19,515
20000
14,540
15000 13,552
8,421
10000 7,890

5000
0
April May June July August Total
MONTH

I □ 2013-14 ■ 2014-15 I
* Compiled on the basis of data submitted by the Insurance companies
The total bar in the above chart represents the business figures of the entire financial year

57
 STATISTICS NON-LIFE INSURANCE
...
CE3.Il
,
I

Report Card : General

Gross Premium underwritten for and up to the month of September 2014
(` in Crores) (%)
INSURER SEPTEMBER APRIL - SEPTEMBER GROWTH OVER THE
CORRESPONDENCE
2014-15 2013-14* 2014-15 2013-14* PREVIOUS YEAR
Royal Sundaram 124.01 108.31 771.62 728.58 5.91
Tata-AIG 211.18 176.01 1,329.16 1,225.28 8.48
Reliance General 211.84 187.02 1,416.56 1,274.16 11.18
IFFCO-Tokio 325.35 274.37 1,626.20 1,471.92 10.48
ICICI-lombard 522.66 511.63 3,365.61 3,404.32 -1.14
Bajaj Allianz 501.18 342.28 2,616.08 2,209.20 18.42
HDFC ERGO General 341.31 291.30 1,632.16 1,472.06 10.88
Cholamandalam 164.52 143.37 972.38 906.46 7.27
Future Generali 128.61 102.36 712.75 613.14 16.25
Universal Sompo 56.27 39.70 314.17 275.74 13.94
Shriram General 120.03 126.85 710.50 741.68 -4.20
Bharti AXA General 103.51 94.74 755.17 701.48 7.65
Raheja QBE 2.01 1.92 11.19 12.58 -11.09
SBI General 126.87 88.18 662.62 540.93 22.50
L&T General 22.15 18.85 140.10 120.44 16.33
Magma HDI 38.36 33.27 209.52 165.74 26.42
Liberty 18.00 7.92 123.85 39.25 215.52
Star Health & Allied Insurance 118.06 110.43 619.72 478.29 29.57
Apollo MUNICH 49.64 43.66 281.72 233.65 20.57
Max BUPA 30.51 24.70 159.23 130.47 22.05
Religare 14.86 8.13 105.43 78.19 34.84
Cigna TTK 1.09 NA 3.67 NA NA
New India 1,079.45 874.04 6,566.97 5,729.04 14.63
National 880.64 833.51 5,430.34 4,778.87 13.63
United India 803.40 752.49 5,452.87 5,099.90 6.92
Oriental 613.12 607.27 3,803.48 3,686.75 3.17
ECGC 133.11 116.67 610.41 600.59 1.64
AIC 657.62 495.72 1,442.61 2,005.93 -28.08
PRIVATE TOTAL 3,232.01 2,734.98 18,539.42 16,823.56 10.20
PUBLIC TOTAL 4,167.34 3,679.70 23,306.69 21,901.07 6.42
GRAND TOTAL 7,399.35 6,414.68 41,846.11 38,724.63 8.06
Note: Compiled on the basis of data submitted by the Insurance companies
* Figures revised by insurance companies

Premium underwritten by non-life insurers up to the month of September, 2014

80000 77,538

75000
70000
65000
60000
55000
50000
45000
38,725 41,846
40000
34.447 34.447
35000
32.309
30000 27,851
25,894
irda journal December 2014

25000 20,845
19,515
20000
13,552 14,540
15000
8,421
10000 7,890

5000
0
April May June July August September Total
MONTH
* Compiled on the basis of data submitted by the Insurance companies
The total bar in the above chart represents the business figures of the entire financial year ID 2013-14
■ 2014-15 I

58
 STATISTICS NON-LIFE INSURANCE

Report Card : General

Gross Premium underwritten for and up to the month of October 2014
(` in Crores) (%)
INSURER OCTOBER APRIL - OCTOBER GROWTH OVER THE
CORRESPONDENCE
2014-15 2013-14* 2014-15 2013-14* PREVIOUS YEAR
Royal Sundaram 136.12 128.01 907.75 856.60 5.97
Tata-AIG 203.56 179.43 1,532.72 1,404.71 9.11
Reliance General 228.26 198.71 1,644.82 1,472.87 11.67
IFFCO-Tokio 251.12 271.15 1,877.33 1,743.08 7.70
ICICI-lombard 625.33 587.65 3,990.94 3,991.98 -0.03
Bajaj Allianz 446.83 391.33 3,062.91 2,600.54 17.78
HDFC ERGO General 248.28 216.60 1,880.44 1,688.66 11.36
Cholamandalam 137.72 129.09 1,110.10 1,035.54 7.20
Future Generali 113.46 96.70 826.20 709.84 16.39
Universal Sompo 45.49 36.25 359.65 311.98 15.28
Shriram General 119.09 124.82 829.59 866.50 -4.26
Bharti AXA General* 139.51 115.08 888.66 816.56 8.83
Raheja QBE 1.72 1.54 12.91 14.13 -8.64
SBI General 115.04 96.31 777.66 637.24 22.03
L&T General 34.15 21.07 174.25 141.51 23.14
Magma HDI 44.28 36.36 253.80 202.10 25.58
Liberty 25.83 11.77 149.68 51.02 193.38
Star Health & Allied Insurance 104.26 77.36 723.98 555.65 30.29
Apollo MUNICH 46.54 40.28 328.26 273.93 19.83
Max BUPA 26.86 24.46 186.09 154.92 20.12
Religare 16.91 8.87 122.34 87.05 40.54
Cigna TTK 1.19 NA 4.86 NA NA
New India 1,039.46 900.74 7,606.44 6,629.78 14.73
National 919.65 781.90 6,349.99 5,560.77 14.19
United India 867.08 797.82 6,319.95 5,897.72 7.16
Oriental 603.40 544.53 4,406.88 4,231.27 4.15
ECGC 109.95 97.23 720.36 697.82 3.23
AIC 350.97 122.80 1,793.58 2,128.74 -15.74
PRIVATE TOTAL 3,111.55 2,792.85 21,644.95 19,616.41 10.34
PUBLIC TOTAL 3,890.52 3,245.03 27,197.20 25,146.10 8.16
GRAND TOTAL 7,002.06 6,037.88 48,842.15 44,762.51 9.11
Note: Compiled on the basis of data submitted by the Insurance companies
* Figures revised by insurance companies

Premium underwritten by non-life insurers up to the month of October, 2014

80000 77,538

75000
70000
65000
60000
55000
50000 48.842
44.763
45000 41,846
40000 38,725
34.447 34.447
35000
32.309
30000 27,851
25,894
irda journal December 2014

25000 20,845
19,515
20000
13,552 14,540
15000
8,421
10000 7,890

5000
0
April May June July August September October Total
MONTH

I □ 2013-14 ■ 2014-15 I
* Compiled on the basis of data submitted by the Insurance companies
The total bar in the above chart represents the business figures of the entire financial year

59
 Is your insurance company
listening to you?

If not, you can now register your cornplaint with

Insurance Regulatory and Developtnent Authoriry (IRDA)
online through its
Integrated Grievance Managernent System (IGMS)

"
Access IGMS'at
,vww.igms.irda.gov.in

* IGMS is also linked to IRDA Grievance Call Centre - 155255

A publle awatcnoss tnitla1r.i• by

1ifti41 fcl/4 <l I4cfi 3l'Tt fcl <fiH-1 ~

INSURANCE REGULATORY AND
DEVELOPMENT AUTHORITY
Promoting ln•unsnce. Pro1f'CUng Jn1uted..

www.irda.gov.in
 (Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

Statistical Supplement
(Monthly - April, 2014)
irda journal December 2014

61
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..
i
Name of the Insurer: Bajaj Allianz General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 6314.61 6314.61 28032.00 28032.00 737.95 737.95 86684687.00 86684687.00
Previous year 5576.66 5576.66 26366.00 26366.00 159.53 159.53 89447290.00 89447290.00
Marine Cargo 1877.68 1877.68 12040.00 12040.00 178.13 178.13 13909554.00 13909554.00
Previous year 1699.54 1699.54 4.00 4.00 351.21 351.21 78432666.00 78432666.00
Marine Hull (Including
Onshore & Offshore oil energy) 185.44 185.44 4.00 4.00 146.28 146.28 510.00 510.00
Previous year 39.16 39.16 0.00 0.00 35.49 35.49 14800.00 14800.00
Marine (Total) 2063.12 2063.12 12044 12044 324.41 324.41 13910064.00 13910064.00
Previous year (Total) 1738.70 1738.70 4 4 386.70 386.70 78447466.00 78447466.00
Aviation 24.19 24.19 12.00 12.00 -90.53 -90.53 7681.00 7681.00
Previous year 114.72 114.72 22.00 22.00 106.52 106.52 3190857.00 3190857.00
Engineering 1297.62 1297.62 690.00 690.00 429.43 429.43 1560983.00 1560983.00
Previous year 868.19 868.19 1399.00 1399.00 55.49 55.49 8586507.00 8586507.00
Motor Own Damage 14456.39 14456.39 297562.00 297562.00 1346.06 1346.06 795419.00 795419.00
Previous year 13110.33 13110.33 271917.00 271917.00 1959.36 1959.36 880712.00 880712.00
Motor Third party 6836.77 6836.77 309114.00 309114.00 1150.33 1150.33
Previous year 5686.44 5686.44 281720.00 281720.00 1526.56 1526.56
Motor (Total) 21293.16 21293.16 309114 309114 2496.39 2496.39 795419.00 795419.00
Previous year (Total) 18796.78 18796.78 281720 281720 3485.92 3485.92 880712.00 880712.00
Workmen's compensation /
Employer's liability 334.39 334.39 1649.00 1649.00 -3.09 -3.09 63931.00 63931.00
Previous year 337.48 337.48 1541.00 1541.00 53.14 53.14 83379.00 83379.00
Public Liability 20.03 20.03 47.00 47.00 -14.83 -14.83 60123.00 60123.00
Previous year 34.86 34.86 49.00 49.00 20.21 20.21 71224.00 71224.00
Product Liability 425.60 425.60 54.00 54.00 -95.03 -95.03 111290.00 111290.00
Previous year 520.63 520.63 50.00 50.00 127.96 127.96 825336.00 825336.00
Other Liability Covers 676.62 676.62 370.00 370.00 123.15 123.15 750524.00 750524.00
Previous year 553.47 553.47 268.00 268.00 -40.77 -40.77 468173.00 468173.00
Liability (Total) 1456.64 1456.64 2120 2120 10.21 10.21 985868.00 985868.00
Previous year (Total) 1446.43 1446.43 1908 1908 160.55 160.55 1448112.00 1448112.00
Personal Accident 621.50 621.50 103577.00 103577.00 192.80 192.80 1138934.00 1138934.00
Previous year 428.70 428.70 24292.00 24292.00 35.82 35.82 3429923.00 3429923.00
Medical Insurance 5298.74 5298.74 24617.00 24617.00 -1286.48 -1286.48 1001179.00 1001179.00
Previous year 6585.22 6585.22 23045.00 23045.00 2765.88 2765.88 7881076.00 7881076.00
Overseas Medical Insurance 2107.37 2107.37 40701.00 40701.00 752.13 752.13 1015614.00 1015614.00
Previous year 1355.23 1355.23 35272.00 35272.00 258.49 258.49 1953242.00 1953242.00
Health (Total) 7406.10 7406.10 65318 65318 -534.35 -534.35 2016793.00 2016793.00
Previous year (Total) 7940.45 7940.45 58317 58317 3024.37 3024.37 9834318.00 9834318.00
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 57.77 57.77 2.00 2.00 -28.50 -28.50 14510.00 14510.00
Previous year 86.27 86.27 2.00 2.00 77.80 77.80 911493.00 911493.00
All Other Miscellaneous 1588.12 1588.12 28760.00 28760.00 136.84 136.84 3358681.00 3358681.00
Previous year 1451.28 1451.28 45860.00 45860.00 99.49 99.49 6928644.00 6928644.00
Grand Total 42122.84 42122.84 549669 549669 3674.65 3674.65 110473620.00 110473620.00
Previous year (Total) 38448.19 38448.19 439890 439890 7592.18 7592.18 203105322.00 203105322.00
*Wherever applicable
62
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(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
225.61 225.61 2073.00 2073.00 0.00 0.00 0.00 0.00
419.27 419.27 2048.00 2048.00 0.00 0.00 0.00 0.00
83.56 83.56 818.00 818.00 0.00 0.00 0.00 0.00
69.03 69.03 726.00 726.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
83.56 83.56 818 818 0.00 0.00 0 0 0 0
69.03 69.03 726 726 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
62.45 62.45 97.00 97.00 0.00 0.00 0.00 0.00
72.87 72.87 275.00 275.00 0.00 0.00 0.00 0.00
990.33 990.33 329.00 329.00 0.00 0.00 0.00 0.00
940.95 940.95 473.00 473.00 0.00 0.00 0.00 0.00
560.28 560.28 33476.00 33476.00 0.00 0.00 0.00 0.00
461.61 461.61 29797.00 29797.00 0.00 0.00 0.00 0.00
1550.61 1550.61 33476 33476 0.00 0.00 0 0 0 0
1402.56 1402.56 29797 29797 0.00 0.00 0 0 0 0

41.35 41.35 312.00 312.00 0.00 0.00 0.00 0.00

31.66 31.66 282.00 282.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
15.43 15.43 38.00 38.00 0.00 0.00 0.00 0.00
86.42 86.42 28.00 28.00 0.00 0.00 0.00 0.00
56.79 56.79 350 350 0.00 0.00 0 0 0 0
118.07 118.07 310 310 0.00 0.00 0 0 0 0
61.60 61.60 9383.00 9383.00 7.83 7.83 18543.00 18543.00
28.85 28.85 2407.00 2407.00 10.56 10.56 26315.00 26315.00
311.41 311.41 3313.00 3313.00 0.00 0.00 0.00 0.00 122820.00 122820.00
295.34 295.34 2355.00 2355.00 0.00 0.00 0.00 0.00 112599.00 112599.00
95.44 95.44 4275.00 4275.00 0.00 0.00 0.00 0.00 0.00 0.00
77.87 77.87 2639.00 2639.00 0.00 0.00 0.00 0.00 0.00 0.00
406.85 406.85 7588 7588 0.00 0.00 0 0 122820 122820
373.21 373.21 4994 4994 0.00 0.00 0 0 112599 112599
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
88.99 88.99 2576.00 2576.00 0.00 0.00 0.00 0.00
106.46 106.46 5413.00 5413.00 0.00 0.00 0.00 0.00
2536.46 2536.46 56361 56361 7.83 7.83 18543 18543 122820 122820
2590.33 2590.33 45970 45970 10.56 10.56 26315 26315 112599 112599

63
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Name of the Insurer: Bharti AXA General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 3015.86 3015.86 1163.00 1163.00 3015.86 0.00 7965804.83 7965804.83
Previous year 2962.93 2962.93 1429.00 1429.00 2962.93 0.00 6877803.08 6877803.08
Marine Cargo 1202.67 1202.67 357.00 357.00 1202.67 0.00 3637814.00 3637814.00
Previous year 1023.63 1023.63 390.00 390.00 1023.63 0.00 1822790.99 1822790.99
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 1202.67 1202.67 357 357 1202.67 0.00 3637814.00 3637814.00
Previous year (Total) 1023.63 1023.63 390 390 1023.63 0.00 1822790.99 1822790.99
Aviation
Previous year
Engineering 527.66 527.66 272.00 272.00 527.66 0.00 531695.78 531695.78
Previous year 828.07 828.07 469.00 469.00 828.07 0.00 649205.48 649205.48
Motor Own Damage 5933.98 5933.98 139627.00 139627.00 5933.98 0.00 540793.52 540793.52
Previous year 5997.07 5997.07 118526.00 118526.00 5997.07 0.00 555927.34 555927.34
Motor Third party 2689.73 2689.73 139627.00 139627.00 2689.73 0.00
Previous year 2676.85 2676.85 118526.00 118526.00 2676.85 0.00
Motor (Total) 8623.71 8623.71 139627 139627 8623.71 0.00 540793.52 540793.52
Previous year (Total) 8673.92 8673.92 118526 118526 8673.92 0.00 555927.34 555927.34
Workmen's compensation /
Employer's liability 86.57 86.57 288 288 86.57 0.00 29715 29715
Previous year 92.74 93 263 263 92.74 0.00 26058 26058
Public Liability 2 2 6 6 1.54 0.00
Previous year 4 4.01 12 12.00 4.01 0.00
Product Liability 0.00 0.00 0 0
Previous year 0.00 0.00 0
Other Liability Covers 201 201 68 68 200.64 0.00 69090 69090
Previous year 58 58 43 43 57.92 0.00 67344 67344
Liability (Total) 288.75 288.75 362 362 288.75 0.00 98804.82 98804.82
Previous year (Total) 154.67 154.67 318 318 154.67 0.00 93401.82 93401.82
Personal Accident 610.74 610.74 3135.00 3135.00 610.74 0.00 2476699.34 2476699.34
Previous year 502.78 502.78 1230.00 1230.00 502.78 0.00 6672847.83 6672847.83
Medical Insurance 6232.23 6232.23 1927.00 1927.00 6232.23 0.00 19216.57 19216.57
Previous year 5112.31 5112.31 2071.00 2071.00 5112.31 0.00 18878.04 18878.04
Overseas Medical Insurance
Previous year
Health (Total) 6232.23 6232.23 1927 1927 6232.23 0.00 19216.57 19216.57
Previous year (Total) 5112.31 5112.31 2071 2071 5112.31 0.00 18878.04 18878.04
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 12 12 1 1 12.00 0.00 0 0
Previous year 0 0 0.00 0.00 0
All Other Miscellaneous 225.30 225.30 941.00 941.00 225.30 0.00 3087225.23 3087225.23
Previous year 245.23 245.23 1131.00 1131.00 245.23 0.00 405063.56 405063.56
Grand Total 20738.91 20738.91 147785 147785 20738.91 0.00 18358054.09 18358054.09
Previous year (Total) 19503.53 19503.53 125564 125564 19503.53 0.00 17095918.14 17095918.14
*Wherever applicable
64
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(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
11.55 11.55 399.00 399.00
17.93 17.93 642.00 642.00
8.25 8.25 8.00 8.00
0.12 0.12 2.00 2.00

8.25 8.25 8 8 0.00 0.00 0 0 0 0

0.12 0.12 2 2 0.00 0.00 0 0 0 0

5.27 5.27 20.00 20.00

14.29 14.29 36.00 36.00
285.84 285.84 5294.00 5294.00
469.03 469.03 8300.00 8300.00
150.93 150.93 0.00 0.00
242.93 242.93 0.00 0.00
436.77 436.77 5294 5294 0.00 0.00 0 0 0 0
711.96 711.96 8300 8300 0.00 0.00 0 0 0 0

0.93 0.93 6.00 6.00

5.10 5 9.00 9.00
0.00 0.00 0.00 0.00
0.00

0.00 0.00 0.00 0.00

0.00 0
0.93 0.93 6 6 0.00 0.00 0 0 0 0
5.10 5.10 9 9 0.00 0.00 0 0 0 0
93.58 93.58 41.00 41.00 0.00 0.00 0 0
32.10 32.10 88.00 88.00
8.27 8.27 18.00 18.00
6.23 6.23 22.00 22.00

8.27 8.27 18 18 0.00 0.00 0 0 0 0

6.23 6.23 22 22 0.00 0.00 0 0 0 0
irda journal December 2014

0.00 0.00 0.00 0.00

0 0
10.41 10.41 392.00 392.00
32.37 32.37 541.00 541.00
575.04 575.04 6178 6178 0.00 0.00 0 0 0 0
820.10 820.10 9640 9640 0.00 0.00 0 0 0 0

65
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Name of the Insurer: Cholamandalam Ms General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 1,831.7 1,831.7 15,338.0 15,338 433.3 433.3 7,555,238 7,555,238
Previous year 1,398.4 1,398.4 19,319 19,319 350.0 350.0 2,799,514 2,799,514
Marine Cargo 595.8 595.8 500.0 500 (106.3) (106.3) 9,704,180 9,704,180
Previous year 702.1 702.1 511 511 312.9 312.9 3,411,464 3,411,464
Marine Hull (Including
Onshore & Offshore oil energy) - - - - - - - -
Previous year - - - - - - - -
Marine (Total) 595.8 595.8 500 500 (106.3) (106.3) 9,704,180 9,704,180
Previous year (Total) 702.1 702.1 511 511 312.9 312.9 3,411,464 3,411,464
Aviation - - - - - - - -
Previous year - - - - - - - -
Engineering 207.7 207.7 716.0 716 17.1 17.1 554,995 554,995
Previous year 190.6 190.6 896 896 (65.5) (65.5) 168,734 168,734
Motor Own Damage 4,796.6 4,796.6 66,450.0 66,450 (963.9) (963.9) 370,599 370,599
Previous year 5,760.5 5,760.5 71,882 71,882 968.8 968.8 396,312 396,312
Motor Third party 5,256.5 5,256.5 71,058.0 71,058 531.3 531.3 - -
Previous year 4,725.2 4,725.2 73,048 73,048 1,570.5 1,570.5 - -
Motor (Total) 10,053.1 10,053.1 71,058 71,058 (432.6) (432.6) 370,599 370,599
Previous year (Total) 10,485.7 10,485.7 73,048 73,048 2,539.2 2,539.2 396,312 396,312
Workmen's compensation /
Employer's liability 68.5 68.5 220.0 220 6.8 6.8 16,558 16,558
Previous year 61.7 61.7 210 210 (29.6) (29.6) 12,822 12,822
Public Liability 92.3 92.3 103.0 103 18.4 18.4 22,317 22,317
Previous year 73.9 73.9 71 71 11.0 11.0 17,731 17,731
Product Liability - - - - - - - -
Previous year - - - - - - - -
Other Liability Covers - - - - - - - -
Previous year - - - - - - - -
Liability (Total) 160.8 160.8 323 323 25.2 25.2 38,875 38,875
Previous year (Total) 135.6 135.6 281 281 (18.6) (18.6) 30,553 30,553
Personal Accident 683.5 683.5 3,144.0 3,144 88.5 88.5 4,640,361 4,640,361
Previous year 595.0 595.0 2,530 2,530 212.8 212.8 488,157 488,157
Medical Insurance 1,165.4 1,165.4 8,451.0 8,451 (3,348.3) (3,348.3) 141,276 141,276
Previous year 4,513.7 4,513.7 6,158 6,158 2,742.1 2,742.1 269,985 269,985
Overseas Medical Insurance 58.9 58.9 1,366.0 1,366 (1.1) (1.1) 3,205 3,205
Previous year 60.0 60.0 1,715 1,715 4.5 4.5 3,388 3,388
Health (Total) 1,224.3 1,224.3 9,817 9,817 (3,349.4) (3,349.4) 144,480 144,480
Previous year (Total) 4,573.7 4,573.7 7,873 7,873 2,746.6 2,746.6 273,373 273,373
Crop Insurance 453.4 453.4 4.0 4 453.4 453.4 6,803 6,803
irda journal December 2014

Previous year - - - - (6.5) (6.5) - -

Credit Guarantee - - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 135.3 135.3 3,912.0 3,912 11.3 11.3 769,382 769,382
Previous year 124.0 124.0 4,096 4,096 19.1 19.1 379,033 379,033
Grand Total 15,345.6 15,345.6 104,812 104,812 (2,859.5) (2,859.5) 23,784,914.1 23,784,914.1
Previous year (Total) 18,205.1 18,205.1 108,554 108,554 6,090.0 6,090.0 7,947,140.7 7,947,140.7
*Wherever applicable
66
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
6.9 6.9 37 37 - - - -
0.6 0.6 15 15 - - - -
- - - - - - -
- - - - - - -

- - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
0.2 0.2 3 3 - - - -
1.3 1.3 12 12 - - - -
735.4 735.4 15,230 15,230 - - - -
704.9 704.9 14,290 14,290 - - - -
480.5 480.5 15,316 15,316 - - - -
398.3 398.3 14,317 14,317 - - - -
1,215.9 1,215.9 15,316 15,316 - - - -
1,103.2 1,103.2 14,317 14,317 - - - -

- - - - - - - -
- - - - - - -
- - - - - - - -
- - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - -
- - - - - - - -
2.3 2.3 1 1 - - 18,323 18,323
3,596.8 3,596.8 118 118 - - 2,756,149 2,756,149
- - - - - - - -
- - - - - - - -
2.3 2.3 1 1 - - 18,323 18,323
3,596.8 3,596.8 118 118 - - 2,756,149 2,756,149
453.4 453.4 4 4 - - - -
irda journal December 2014

- - - - - - - -
- - - - - - - -
- - - - - - - -
69.4 69.4 2,034 2,034 - - - -
41.8 41.8 1,440 1,440 - - - -
1,747.8 1,747.8 17,395 17,395 - - 18,323 18,323 - -
4,743.8 4,743.8 15,902 15,902 - - 2,756,149 2,756,149 - -

67
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i
Name of the Insurer: Future Generali India Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 3295.43 3295.43 3485 3485 781.93 781.93 12131233.79 12131233.79
Previous year 2513.51 2513.51 2953 2953 776.98 776.98 2379043.15 2379043.15
Marine Cargo 1117.63 1117.63 1216 1216 265.30 265.30 6934381.06 6934381.06
Previous year 852.32 852.32 1165 1165 -116.18 -116.18 2913352.11 2913352.11
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Marine (Total) 1117.63 1117.63 1216 1216 265.30 265.30 6934381.06 6934381.06
Previous year (Total) 852.32 852.32 1165 1165 -116.18 -116.18 2913352.11 2913352.11
Aviation 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Engineering 549.49 549.49 455 455 44.20 44.20 615608.46 615608.46
Previous year 505.29 505.29 701 701 -79.43 -79.43 291791.31 291791.31
Motor Own Damage 4157.96 4157.96 55605 55605 567.38 567.38 235335.25 235335.25
Previous year 3590.59 3590.59 46354 46354 771.29 771.29 203000.17 203000.17
Motor Third party 1807.50 1807.50 584 584 327.39 327.39
Previous year 1480.10 1480.10 108 108 95.27 95.27
Motor (Total) 5965.46 5965.46 55605 55605 894.77 894.77 235335.25 235335.25
Previous year (Total) 5070.69 5070.69 46354 46354 866.56 866.56 203000.17 203000.17
Workmen's compensation /
Employer's liability 264.02 264.02 967 967 73.26 73.26 71788.56 71788.56
Previous year 190.76 190.76 963 963 66 66 39227.32 39227.32
Public Liability 28.67 28.67 104 104 28.67 28.67 16264.29 16264.29
Previous year 0.00 0.00 0 0 0 0 0.00 0.00
Product Liability 129.88 129.88 116.00 116.00 -12.49 -12.49 25299.20 25299.20
Previous year 142.37 142.37 178 178 41 41 39777.24 39777.24
Other Liability Covers 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Liability (Total) 422.57 422.57 1187 1187 89.44 89.44 113352.05 113352.05
Previous year (Total) 333.13 333.13 1141 1141 106.92 106.92 79004.56 79004.56
Personal Accident 528.25 528.25 8321 8321 -205.36 -205.36 4972825.14 4972825.14
Previous year 733.61 733.61 5877 5877 241.66 241.66 2052380.09 2052380.09
Medical Insurance 1323.76 1323.76 1908 1908 -388.51 -388.51 38716.04 38716.04
Previous year 1712.27 1712.27 1608 1608 278.12 278.12 59307.55 59307.55
Overseas Medical Insurance 135.49 135.49 6491 6491 9.51 9.51 108260.74 108260.74
Previous year 125.98 125.98 6109 6109 0.25 0.25 100290.19 100290.19
Health (Total) 1459.25 1459.25 8399 8399 -379.00 -379.00 146976.78 146976.78
Previous year (Total) 1838.25 1838.25 7717 7717 278.37 278.37 159597.74 159597.74
Crop Insurance 111.29 111.29 128 128 111.29 111.29 2263.17 2263.17
irda journal December 2014

Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00

Credit Guarantee 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
All Other Miscellaneous 892.81 892.81 5754 5754 163.57 163.57 1535575.87 1535575.87
Previous year 729.24 729.24 3983 3983 235.81 235.81 906922.19 906922.19
Grand Total 14342.18 14342.18 84550 84550 1766.14 1766.14 26687551.57 26687551.57
Previous year (Total) 12576.04 12576.04 69891 69891 2310.68 2310.68 8985091.32 8985091.32
*Wherever applicable
68
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
750.09 750.09 256 256
308.96 308.96 230 230
120.51 120.51 77 77
42.67 42.67 83 83

- - - -
- - - -
120.51 120.51 77 77 0.00 0.00 0 0
42.67 42.67 83 83 0.00 0.00 0 0
- - - -
- - - -
41.37 41.37 61 61
40.36 40.36 65 65
341.26 341.26 4895 4895
290.09 290.09 4022 4022
167.94 167.94 - -
139.65 139.65 - -
509.20 509.20 4895 4895 0.00 0.00 0 0
429.74 429.74 4022 4022 0.00 0.00 0 0

6.05 6.05 43 43
9.93 9.93 43 43
- -
- -
11.14 11.14 19 19
10.90 10.90 21 21
- - - -
- - - -
17.19 17.19 62 62 0.00 0.00 0 0
20.83 20.83 64 64 0.00 0.00 0 0
10.82 10.82 767 767 3.84 3.84 8627 8627
4.41 4.41 518 518
6.87 6.87 88 88 46251 46251
8.93 8.93 86 86
7.33 7.33 373 373
5.46 5.46 301 301
14.21 14.21 461 461 0.00 0.00 0 0 46251 46251
14.39 14.39 387 387 0.00 0.00 0 0 0 0
- - - -
irda journal December 2014

- - - -
- - - -
- - - -
61.21 61.21 766 766
52.92 52.92 576 576
1,524.60 1,524.60 7345 7345 3.84 3.84 8627 8627 46251 46251
914.30 914.30 5945 5945 0.00 0.00 0 0 0 0

69
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i
Name of the Insurer: HDFC ERGO General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 10,150.74 10,150.74 4,023 4,023 1,880.05 1,880.05 38,104,769 38,104,769
Previous year 8,270.69 8,270.69 4,153 4,153 (399.26) (399.26) 18,452,543 18,452,543
Marine Cargo 2,972.31 2,972.31 916 916 1,000.74 1,000.74 11,624,317 11,624,317
Previous year 1,971.57 1,971.57 415 415 347.08 347.08 7,980,147 7,980,147
Marine Hull (Including
Onshore & Offshore oil energy) 33.30 33.30 - - (41.40) (41.40) - -
Previous year 74.70 74.70 42 42 (78.72) (78.72) 27,887 27,887
Marine (Total) 3,005.61 3,005.61 916 916 959.34 959.34 11,624,317 11,624,317
Previous year (Total) 2,046.27 2,046.27 457 457 268.36 268.36 8,008,034 8,008,034
Aviation 562.06 562.06 10 10 37.08 37.08 1,659,217 1,659,217
Previous year 524.98 524.98 11 11 (30.19) (30.19) 1,945,859 1,945,859
Engineering 580.79 580.79 253 253 (585.79) (585.79) 241,489 241,489
Previous year 1,166.58 1,166.58 462 462 (103.44) (103.44) 458,060 458,060
Motor Own Damage 4,519.00 4,519.00 64,728 64,728 606.83 606.83 318,266 318,266
Previous year 3,912.16 3,912.16 53,645 53,645 1,052.47 1,052.47 257,522 257,522
Motor Third party 3,138.11 3,138.11 120,556 120,556 1,040.18 1,040.18
Previous year 2,097.92 2,097.92 104,780 104,780 594.98 594.98
Motor (Total) 7,657.10 7,657.10 120,556 120,556 1,647.02 1,647.02 318,266 318,266
Previous year (Total) 6,010.08 6,010.08 104,780 104,780 1,647.45 1,647.45 257,522 257,522
Workmen's compensation /
Employer's liability 123.42 123.42 110 110 27.72 27.72 142,930 142,930
Previous year 95.71 95.71 75 75 (16.24) (16.24) 42,256 42,256
Public Liability 38.62 38.62 35 35 20.09 20.09 33,302 33,302
Previous year 18.53 18.53 15 15 (9.58) (9.58) 11,589 11,589
Product Liability 3.76 3.76 2 2 (2.40) (2.40) 2,000 2,000
Previous year 6.16 6.16 3 3 2.23 2.23 2,500 2,500
Other Liability Covers 2,526.08 2,526.08 157 157 90.94 90.94 602,624 602,624
Previous year 2,435.15 2,435.15 151 151 368.22 368.22 885,023 885,023
Liability (Total) 2,691.90 2,691.90 304 304 136.35 136.35 780,856 780,856
Previous year (Total) 2,555.54 2,555.54 244 244 344.63 344.63 941,367 941,367
Personal Accident 2,960.66 2,960.66 114,515 114,515 515.84 515.84 17,799,198 17,799,198
Previous year 2,444.82 2,444.82 97,857 97,857 230.64 230.64 5,470,781 5,470,781
Medical Insurance 4,118.06 4,118.06 30,041 30,041 (10,519.98) (10,519.98) 160,078 160,078
Previous year 14,638.04 14,638.04 31,161 31,161 9,492.67 9,492.67 430,832 430,832
Overseas Medical Insurance 2,971.55 2,971.55 2,946 2,946 1,670.48 1,670.48 4,330,268 4,330,268
Previous year 1,301.07 1,301.07 1,668 1,668 307.18 307.18 6,165,935 6,165,935
Health (Total) 7,089.61 7,089.61 32,987 32,987 (8,849.50) (8,849.50) 4,490,346 4,490,346
Previous year (Total) 15,939.12 15,939.12 32,829 32,829 9,799.85 9,799.85 6,596,767 6,596,767
Crop Insurance 26.95 26.95 21 21 (166.21) (166.21) 2,364 2,364
irda journal December 2014

Previous year 193.16 193.16 - - 188.61 188.61 8,003 8,003

Credit Guarantee - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 319.18 319.18 196 196 (2,225.09) (2,225.09) 15,826,288 15,826,288
Previous year 2,544.27 2,544.27 245 245 2,413.25 2,413.25 1,399,229 1,399,229
Grand Total 35,044.61 35,044.61 273,781 273,781 (6,650.92) (6,650.92) 90,847,109 90,847,109
Previous year (Total) 41,695.53 41,695.53 241,038 241,038 14,359.90 14,359.90 43,538,165 43,538,165
*Wherever applicable
70
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
289.39 289.39 300 300 - - - -
301.27 301.27 305 305 - - - -
822.99 822.99 106 106 - - - -
438.79 438.79 42 42 - - - -

- - - - - - - -
44.94 44.94 1 1 - - - -
822.99 822.99 106 106 - - - - - -
483.73 483.73 43 43 - - - - - -
- - - - - - - -
- - - - - - - -
51.66 51.66 38 38 - - - -
92.66 92.66 61 61 - - - -
454.04 454.04 7,322 7,322 - - - -
380.33 380.33 5,558 5,558 - - - -
543.38 543.38 19,871 19,871 - - - -
347.68 347.68 18,213 18,213 - - - -
997.42 997.42 19,871 19,871 - - - - - -
728.01 728.01 18,213 18,213 - - - - - -

2.12 2.12 6 6 - - - -
3.61 3.61 2 2 - - - -
(0.01) (0.01) - - - - - -
0.03 0.03 - - - - - -
- - - - - - - -
- - - - - - - -
13.69 13.69 5 5 - - - -
24.45 24.45 7 7 - - - -
15.80 15.80 11 11 - - - - - -
28.09 28.09 9 9 - - - - - -
208.81 208.81 11,978 11,978 - - - -
130.24 130.24 9,570 9,570 - - - -
149.73 149.73 1,956 1,956 - - - - 235,366 235,366
212.56 212.56 1,920 1,920 - - - - 454,197 454,197
4.13 4.13 128 128 - - - - 103,464 103,464
1.35 1.35 35 35 - - - - 117,810 117,810
153.86 153.86 2,084 2,084 - - - - 338,830 338,830
213.91 213.91 1,955 1,955 - - - - 572,007 572,007
10.70 10.70 - - - - - -
irda journal December 2014

118.67 118.67 - - - - - -
- - - - - - - -
- - - - - - - -
(22.19) (22.19) 14 14 - - - -
997.32 997.32 29 29 - - - -
2,528.43 2,528.43 34,402 34,402 - - - - 338,830 338,830
3,093.90 3,093.90 30,185 30,185 - - - - 572,007 572,007

71
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..
i
Name of the Insurer: ICICI Lombard General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 21,460.88 21,460.88 2,965 2,965 1,240.79 1,240.79 31,617,613 31,617,613
Previous year 20,220.09 20,220.09 2,789 2,789 5,542.83 5,542.83 28,702,372 28,702,372
Marine Cargo 6,244.03 6,244.03 1,490 1,490 1,172.02 1,172.02 23,191,554 23,191,554
Previous year 5,072.01 5,072.01 1,711 1,711 1,075.06 1,075.06 18,573,513 18,573,513
Marine Hull (Including
Onshore & Offshore oil energy) 484.95 484.95 21 21 (0.50) (0.50) 288,902 288,902
Previous year 485.45 485.45 27 27 (395.41) (395.41) 167,373 167,373
Marine (Total) 6728.98 6728.98 1511 1511 1171.52 1171.52 23480456.79 23480456.79
Previous year (Total) 5557.46 5557.46 1738 1738 679.65 679.65 18740885.87 18740885.87
Aviation 802.48 802.48 24 24 577.86 577.86 616,362 616,362
Previous year 224.62 224.62 24 24 (1,302.87) (1,302.87) 469,224 469,224
Engineering 1,899.24 1,899.24 821 821 (703.98) (703.98) 2,179,962 2,179,962
Previous year 2,603.22 2,603.22 1,007 1,007 379.05 379.05 1,550,060 1,550,060
Motor Own Damage 16,648.53 16,648.53 801,161 801,161 (696.63) (696.63) 2,404,030 2,404,030
Previous year 17,345.15 17,345.15 675,199 675,199 3,027.59 3,027.59 2,218,165 2,218,165
Motor Third party 9,442.36 9,442.36 808,533 808,533 522.05 522.05
Previous year 8,920.31 8,920.31 683,352 683,352 3,104.77 3,104.77
Motor (Total) 26090.89 26090.89 808533 808533 -174.57 -174.57 2404030.05 2404030.05
Previous year (Total) 26265.46 26265.46 683352 683352 6132.36 6132.36 2218164.91 2218164.91
Workmen's compensation /
Employer's liability 443.49 443.49 1,328 1,328 (74.37) (74.37) 92,312 92,312
Previous year 517.86 517.86 1,085 1,085 102.77 102.77 114,591 114,591
Public Liability 17.29 17.29 40 40 (5.27) (5.27) 54,240 54,240
Previous year 22.56 22.56 50 50 3.82 3.82 24,905 24,905
Product Liability 27.27 27.27 7 7 4.91 4.91 15,570 15,570
Previous year 22.36 22.36 8 8 5.32 5.32 3,405 3,405
Other Liability Covers 3,247.78 3,247.78 283 283 551.41 551.41 707,202 707,202
Previous year 2,696.37 2,696.37 257 257 201.10 201.10 502,190 502,190
Liability (Total) 3735.83 3735.83 1658 1658 476.68 476.68 869323.74 869323.74
Previous year (Total) 3259.15 3259.15 1400 1400 313.01 313.01 645090.02 645090.02
Personal Accident 2,685.26 2,685.26 31,600 31,600 0.45 0.45 5,701,379 5,701,379
Previous year 2,684.81 2,684.81 46,766 46,766 287.53 287.53 6,530,235 6,530,235
Medical Insurance 17,895.62 17,895.62 45,964 45,964 (565.24) (565.24) 472,736 472,736
Previous year 18,460.86 18,460.86 45,255 45,255 1,872.77 1,872.77 571,897 571,897
Overseas Medical Insurance 777.49 777.49 80,748 80,748 71.69 71.69 3,208,098 3,208,098
Previous year 705.80 705.80 67,202 67,202 65.57 65.57 1,370,034.46 1,370,034
Health (Total) 18673.11 18673.11 126712 126712 -493.55 -493.55 3680833.84 3680833.84
Previous year (Total) 19166.66 19166.66 112457 112457 1938.34 1938.34 1941931.49 1941931.49
Crop Insurance 767 767.37 255 255 449 448.73 11,552 11,552
irda journal December 2014

Previous year 318.64 318.64 101 101 54.92 54.92 1,559 1,559
Credit Guarantee 370.09 370.09 9 9 70.69 70.69 5,672 5,672
Previous year 299.39 299.39 8 8 (16.38) (16.38) 5,305 5,305
All Other Miscellaneous 1,413.76 1,413.76 7,879 7,879 225.34 225.34 1,868,866 1,868,866
Previous year 1,188.43 1,188.43 9,882 9,882 128.54 128.54 3,792,693 3,792,693
Grand Total 84627.88 84627.88 981967 981967 2839.96 2839.96 72436050.97 72436050.97
Previous year (Total) 81787.92 81787.92 859524 859524 14136.99 14136.99 64597521.22 64597521.22
*Wherever applicable
72
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -

- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
0.00 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
741.10 741.10 - - - 0.00 - -
838.74 838.74 - - 0.00 0.00 - -
751.25 751.25 36,259 36,259 - 0.00 - -
818.69 818.69 35,747 35,747 0.00 0.00 - -
1492.36 1492.36 36259 36259 0.00 0.00 0 0 0 0
1657.44 1657.44 35747 35747 0.00 0.00 0 0 0 0

0.00 0.00 - - - 0.00 - -

0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
130.29 130.29 118 118 20.04 20.04 15,298 15,298 605,068 605,068
394.58 394.58 179 179 61.16 61.16 19,511 19,511 922,219 922,219
15.62 15.62 228 228 - 0.00 - - 80,748 80,748
0.31 0.31 14 14 0.00 0.00 - - 67,202 67,202
145.91 145.91 346 346 20.04 20.04 15298 15298 685816 685816
394.89 394.89 193 193 61.16 61.16 19511 19511 989421 989421
578 578 255 255 - - - -
irda journal December 2014

216 216 85 85 - - - -
- - - - - - - -
- - - - - - - -
31 31 72 72 - - - -
2 2 37 37 - - - -
2247.36 2247.36 36932 36932 20.04 20.04 15298 15298 685816 685816
2271.19 2271.19 36062 36062 61.16 61.16 19511 19511 989421 989421

73
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i
Name of the Insurer: IFFCO Tokio General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 8415.32 8415.32 4063.00 4063.00 8415.32 8415.32 9834527.18 9834527.18
Previous year 8583.68 8583.68 4259.00 4259.00 8583.68 8583.68 11019584.45 11019584.45
Marine Cargo 1619.58 1619.58 1268.00 1268.00 1619.58 1619.58 4124852.82 4124852.82
Previous year 1278.26 1278.26 729.00 729.00 1278.26 1278.26 4705785.03 4705785.03
Marine Hull (Including
Onshore & Offshore oil energy) 51.40 51.40 47.00 47.00 51.40 51.40 7799.44 7799.44
Previous year 42.60 42.60 29.00 29.00 42.60 42.60 5860.98 5860.98
Marine (Total) 1670.98 1670.98 1315 1315 1670.98 1670.98 4132652.26 4132652.26
Previous year (Total) 1320.87 1320.87 758 758 1320.87 1320.87 4711646.01 4711646.01
Aviation 19.09 19.09 1.00 1.00 19.09 19.09 93000.00 93000.00
Previous year 69.92 69.92 3.00 3.00 69.92 69.92 165157.50 165157.50
Engineering 518.32 518.32 564.00 564.00 518.32 518.32 121366.50 121366.50
Previous year 366.28 366.28 336.00 336.00 366.28 366.28 96365.19 96365.19
Motor Own Damage 9147.29 9147.29 339540.00 339540.00 9147.29 9147.29 590710.66 590710.66
Previous year 8508.07 8508.07 340456.00 340456.00 8508.07 8508.07 766001.73 766001.73
Motor Third party 6223.79 6223.79 8467.00 8467.00 6223.79 6223.79
Previous year 6842.26 6842.26 7511.00 7511.00 6842.26 6842.26
Motor (Total) 15371.08 15371.08 339540 339540 15371.08 15371.08 590710.66 590710.66
Previous year (Total) 15350.34 15350.34 340456 340456 15350.34 15350.34 766001.73 766001.73
Workmen's compensation /
Employer's liability 203.03 203.03 1234.00 1234.00 203.03 203.03 41210.30 41210.30
Previous year 183 183 1026 1026 183 182.79 31311 31311
Public Liability 20.93 20.93 11.00 11.00 20.93 20.93 16050.00 16050.00
Previous year 92 92 66 66 92 92.37 30061 30061
Product Liability 41.55 41.55 6.00 6.00 41.55 41.55 4050.00 4050.00
Previous year 5 5 4 4 5 5.50 1736 1736
Other Liability Covers 108.28 108.28 88.00 88.00 108.28 108.28 42748.08 42748.08
Previous year 72 72 45 45 72 71.59 53102 53102
Liability (Total) 373.79 373.79 1339 1339 373.79 373.79 104058.38 104058.38
Previous year (Total) 352.24 352.24 1141 1141 352.24 352.24 116210.42 116210.42
Personal Accident 356.17 356.17 6433.00 6433.00 356.17 356.17 832357.41 832357.41
Previous year 277.02 277.02 2161 2161 277.02 277.02 1262891.39 1262891.39
Medical Insurance 3286.15 3286.15 6444.00 6444.00 3286.15 3286.15 433450.40 433450.40
Previous year 2807.22 2807.22 1777 1777 2807.22 2807.22 158153.51 158153.51
Overseas Medical Insurance 47.75 47.75 5007.00 5007.00 47.75 47.75 5801.20 5801.20
Previous year 26.29 26.29 2580 2580 26.29 26.29 4384.50 4384.50
Health (Total) 3333.90 3333.90 11451 11451 3333.90 3333.90 439251.60 439251.60
Previous year (Total) 2833.51 2833.51 4357 4357 2833.51 2833.51 162538.01 162538.01
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 559 559 9 9 559 559 77097 77097
Previous year
All Other Miscellaneous 2252.80 2252.80 16888.00 16888.00 2252.80 2252.80 1464620.66 1464620.66
Previous year 2590.26 2590.26 21340 21340 2590.26 2590.26 1726841.07 1726841.07
Grand Total 32870.78 32870.78 381603 381603 32870.78 32870.78 17689641.62 17689641.62
Previous year (Total) 31744.12 31744.12 374811 374811 31744.12 31744.12 20027235.78 20027235.78
*Wherever applicable
74
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
8.98 8.98 193 193.00
12.15 12.15 294 294.00

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.27 0.27 1.00 1.00

0.04 0.04 5.00 5.00
403.87 403.87 26769.00 26769.00
440.99 440.99 21437.00 21437.00
665.33 665.33 0.00 0.00
399.25 399.25 0.00 0.00
1069.20 1069.20 26769 26769 0.00 0.00 0 0
840.24 840.24 21437 21437 0.00 0.00 0 0

2 2 19 19
4 4 80 80
0 0 0 0
0 0 1 1
0 0 0 0
0 0 0 0
0 0 3 3
0 0 7 7
1.68 1.68 22 22 0.00 0.00 0 0
3.78 3.78 88 88 0.00 0.00 0 0
23.99 23.99 240 240 1.28 1.28 25670 25670
30.44 30.44 546 546 1.32 1.32 26479 26479
904.52 904.52 99 99 287.26 287.26 295456 295456
927.53 927.53 73 73 922.95 922.95 280049 280049
0.00 0.00 0 0
0.00 0.00 0 0
904.52 904.52 99 99 287.26 287.26 295456 295456 0 0
927.53 927.53 73 73 922.95 922.95 280049 280049 0 0
irda journal December 2014

1110.84 1110.84 1393 1393.00 4.14 4.14 1640 1640

970.44 970.44 1610 1610.00 849.75 849.75 42290 42290
3119.48 3119.48 28717 28717 292.68 292.68 322766 322766 0 0
2784.63 2784.63 24053 24053 1774.02 1774.02 348818 348818 0 0

75
 Name of the Insurer: L&T General Insurance Company Limited
~

..
i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 483.23 483.23 801 801 (337.02) (337.02) 1,323,412 1,323,412
Previous year 820.25 820.25 298 298 215.92 215.92 1,657,913 1,657,913
Marine Cargo 145.02 145.02 423 423 (6.19) (6.19) 771,401 771,401
Previous year 151.21 151.21 248 248 35.30 35.30 1,073,126 1,073,126
Marine Hull (Including
Onshore & Offshore oil energy) - - - - - - - -
Previous year - - - - - - - -
Marine (Total) 145.02 145.02 423 423 (6.19) (6.19) 771,401 771,401
Previous year (Total) 151.21 151.21 248.00 248.00 35.30 35.30 1,073,125.54 1,073,125.54
Aviation - - - - - - - -
Previous year - - - - - - - -
Engineering 191.34 191.34 212 212 121.09 121.09 214,083 214,083
Previous year 70.25 70.25 161.00 161.00 9.71 9.71 144,894.95 144,894.95
Motor Own Damage 948.09 948.09 19,964 19,964 311.88 311.88 66,200 66,200
Previous year 636.22 636.22 7,902.00 7,902.00 80.51 80.51 41,121.13 41,121.13
Motor Third party 338.45 338.45 677 677 50.07 50.07 - -
Previous year 288.38 288.38 154.00 154.00 (108.13) (108.13) - -
Motor (Total) 1,286.54 1,286.54 19,964 19,964 361.95 361.95 66,200 66,200
Previous year (Total) 924.59 924.59 7,902 7,902 (27.62) (27.62) 41,121.13 41,121.13
Workmen's compensation /
Employer's liability 35.73 35.73 266 266 (18.24) (18.24) 6,109 6,109
Previous year 53.97 53.97 168.00 168.00 (3.51) (3.51) 13,597.31 13,597.31
Public Liability
Previous year
Product Liability - - - - - - - -
Previous year - - - - - - - -
Other Liability Covers 16.12 16.12 33 33 (2.50) (2.50) 5,802 5,802
Previous year 18.62 18.62 24.00 24.00 3.24 3.24 10,930.05 10,930.05
Liability (Total) 51.85 51.85 299 299 (20.74) (20.74) 11,910 11,910
Previous year (Total) 72.59 72.59 192.00 192.00 (0.27) (0.27) 24,527.36 24,527.36
Personal Accident 36.00 36.00 418 418 (148.32) (148.32) 59,984 59,984
Previous year 184.32 184.32 412.00 412.00 (34.35) (34.35) 890,380.17 890,380.17
Medical Insurance 334.00 334.00 3,374 3,374 (111.64) (111.64) 34,455 34,455
Previous year 445.64 445.64 757.00 757.00 188.49 188.49 14,170.31 14,170.31
Overseas Medical Insurance - - - - - - - -
Previous year - - - - - - - -
Health (Total) 334.00 334.00 3,374 3,374 (111.64) (111.64) 34,455 34,455
Previous year (Total) 445.64 445.64 757.00 757.00 188.49 188.49 14,170.31 14,170.31
Crop Insurance - - - - - - - -
irda journal December 2014

Previous year - - - - - - - -
Credit Guarantee - - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 33.63 33.63 463 463 11.82 11.82 238,299 238,299
Previous year 21.81 21.81 173.00 173.00 (64.62) (64.62) 120,606.76 120,606.76
Grand Total 2,561.61 2,561.61 25,954 25,954 (129) (129) 2,719,744 2,719,744
Previous year (Total) 2,690.67 2,690.67 10,143.00 10,143.00 322.56 322.56 3,966,738.79 3,966,738.79
*Wherever applicable
76
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
32.29 32.29 53 53 - - - - - -
16.60 16.60 23 23 - - - - - -
3.92 3.92 45 45 - - - - - -
4.00 4.00 23 23 - - - - - -

- - - - - - - - - -
- - - - - - - - - -
3.92 3.92 45 45 - - - - - -
4.00 4.00 23.00 23.00 - - - - - -
- - - - - - - - - -
- - - - - - - - - -
3.91 3.91 22 22 - - - - - -
2.11 2.11 10.00 10.00 - - - - - -
146.01 146.01 4,794 4,794 - - - - - -
71.31 71.31 954.00 954.00 - - - - - -
67.48 67.48 3 3 - - - - - -
36.24 36.24 - - - - - - - -
213.49 213.49 4,794 4,794 - - - - - -
107.54 107.54 954 954 - - - - - -

2.52 2.52 20 20 - - - - - -
0.09 0.09 2.00 2.00 - - - - - -

0.68 0.68 - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
3.20 3.20 20 20 - - - - - -
0.09 0.09 2.00 2.00 - - - - - -
0.37 0.37 34 34 0.02 0.02 42 42 - -
0.01 0.01 1.00 1.00 0.15 0.15 320.00 320.00 - -
- - - - 1.09 1.09 294 294 24,024 24,024
- - - - 1.58 1.58 336.00 336.00 18,782.00 18,782.00
- - - - - - - - - -
- - - - - - - - - -
- - - - 1.09 1.09 294 294 24,024 24,024
- - - - 1.58 1.58 336.00 336.00 18,782.00 18,782.00
- - - - - - - - - -
irda journal December 2014

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
2.55 2.55 19 19 - - - - - -
0.76 0.76 6.00 6.00 - - - - - -
260 260 4,987 4,987 1.11 1 336 336 24,024 24,024
131.11 131.11 1,019.00 1,019.00 1.74 1.74 656.00 656.00 18,782.00 18,782.00

77
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i
Name of the Insurer: Liberty Videocon General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 336.62 336.62 170.00 170.00 0.00 0.00 684872.30 684872.30
Previous year 70.50 70.50 62.00 62.00 0.00 0.00 165611.10 165611.10
Marine Cargo 67.18 67.18 13.00 13.00 0.00 0.00 113296.44 113296.44
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 67.18 67.18 13 13 0.00 0.00 113296.44 113296.44
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Engineering 42.53 42.53 33.00 33.00 0.00 0.00 46407.33 46407.33
Previous year 14.39 14.39 25.00 25.00 0.00 0.00 20588.22 20588.22
Motor Own Damage 1030.43 1030.43 6783.00 6783.00 0.00 0.00 52753.16 52753.16
Previous year 217.05 217.05 1346.00 1346.00 0.00 0.00 10872.84 10872.84
Motor Third party 216.68 216.68 7006.00 7006.00 0.00 0.00
Previous year 28.66 28.66 1346.00 1346.00 0.00 0.00
Motor (Total) 1247.12 1247.12 7006 7006 0.00 0.00 52753.16 52753.16
Previous year (Total) 245.71 245.71 1346 1346 0.00 0.00 10872.84 10872.84
Workmen's compensation /
Employer's liability 8.76 8.76 37.00 37.00 0.00 0.00 1079.71 1079.71
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Public Liability 0.05 0.05 1.00 1.00 0.00 0.00 300.00 300.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Product Liability 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Liability Covers 3.12 3.12 6.00 6.00 0.00 0.00 1690.00 1690.00
Previous year 0.43 0.43 2.00 2.00 0.00 0.00 225.00 225.00
Liability (Total) 11.93 11.93 44 44 0.00 0.00 3069.71 3069.71
Previous year (Total) 0.43 0.43 2 2 0.00 0.00 225.00 225.00
Personal Accident 163.17 163.17 53.00 53.00 0.00 0.00 383143.03 383143.03
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Medical Insurance 660.81 660.81 37.00 37.00 0.00 0.00 44370.04 44370.04
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 660.81 660.81 37 37 0.00 0.00 44370.04 44370.04
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 43.39 43.39 120.00 120.00 0.00 0.00 75411.32 75411.32
Previous year 15.54 15.54 75.00 75.00 0.00 0.00 30201.97 30201.97
Grand Total 2572.74 2572.74 7476 7476 0.00 0.00 1403323.34 1403323.34
Previous year (Total) 346.58 346.58 1510 1510 0.00 0.00 227499.13 227499.13
*Wherever applicable
78
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..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
9.66 9.66 4.00 4.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.80 0.80 1.00 1.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.80 0.80 1 1 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1.59 1.59 1.00 1.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
34.30 34.30 286.00 286.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8.75 8.75 293.00 293.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
43.05 43.05 293 293 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

4.27 4.27 12.00 12.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4.27 4.27 12 12 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
-0.03 -0.03 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 283557 283557
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0 283557 283557
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
6.17 6.17 3.00 3.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
65.51 65.51 314 314 0.00 0.00 0 0 283557 283557
0.00 0.00 0 0 0.00 0.00 0 0 0 0

79
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i
Name of the Insurer: Magma HDI General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 284.20 284.20 153.00 153.00 203.45 203.45 309570.03 309570.03
Previous year 80.75 80.75 16.00 16.00 80.75 80.75 277893.66 277893.66
Marine Cargo 76.06 76.06 55.00 55.00 67.17 67.17 62486.17 62486.17
Previous year 8.89 8.89 7.00 7.00 8.89 8.89 7112.19 7112.19
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 76.06 76.06 55 55 67.17 67.17 62486.17 62486.17
Previous year (Total) 8.89 8.89 7 7 8.89 8.89 7112.19 7112.19
Aviation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Engineering 49.37 49.37 139.00 139.00 44.58 44.58 56512.83 56512.83
Previous year 4.79 4.79 4.00 4.00 4.79 4.79 4315.40 4315.40
Motor Own Damage 1476.43 1476.43 19502.00 19502.00 556.04 556.04 162473.63 162473.63
Previous year 920.40 920.40 11939.00 11939.00 960.28 960.28 95921.79 95921.79
Motor Third party 1306.44 1306.44 23357.00 23357.00 456.48 456.48
Previous year 849.96 849.96 12015.00 12015.00 868.58 868.58
Motor (Total) 2782.87 2782.87 23357 23357 1012.52 1012.52 162473.63 162473.63
Previous year (Total) 1770.35 1770.35 12015 12015 1828.86 1828.86 95921.79 95921.79
Workmen's compensation /
Employer's liability 9.73 9.73 36.00 36.00 9.73 9.73 859.03 859.03
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Public Liability 53.32 53.32 10.00 10.00 53.32 53.32 14187.69 14187.69
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Product Liability 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Liability Covers 8.15 8.15 7.00 7.00 8.15 7.00 2998.15 2998.15
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Liability (Total) 71.20 71.20 53 53 71.20 70.05 18044.88 18044.88
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident 5.93 5.93 341.00 341.00 5.93 5.93 30148.77 30148.77
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 5.12 5.12 52.00 52.00 3.49 3.49 21690.58 21690.58
Previous year 1.63 1.63 3.00 3.00 1.63 1.63 5378.13 5378.13
Grand Total 3274.76 3274.76 24150 24150 1408.35 1407.19 660926.88 660926.88
Previous year (Total) 1866.42 1866.42 12045 12045 1924.92 1924.92 390621.17 390621.17
*Wherever applicable
80
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
875.26 875.26 11614.00 11614.00 0.00 0.00 0.00 0.00
1114.01 1114.01 7727.00 7727.00 0.00 0.00 0.00 0.00
776.85 776.85 12373.00 12373.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1652.11 1652.11 12373 12373 0.00 0.00 0 0
1114.01 1114.01 7727 7727 0.00 0.00 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1652.11 1652.11 12373 12373 0.00 0.00 0 0 0 0
1114.01 1114.01 7727 7727 0.00 0.00 0 0 0 0

81
 Name of the Insurer: National Insurance Company Limited
~

..
i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 11881.91 11881.91 48343 48343 391.51 391.51 74353654 74353654
Previous year 11490.40 11490.40 49361 49361 2020.93 2020.93 292689482 292689482
Marine Cargo 2516.01 2516.01 12884 12884 -194.09 -194.09 1012359815 1012359815
Previous year 2710.10 2710.10 9842 9842 109.45 109.45 11765134 11765134
Marine Hull (Including
Onshore & Offshore oil energy) 524.21 524.21 206 206 -377.06 -377.06 841187 841187
Previous year 901.27 901.27 194 194 390.04 390.04 411168 411168
Marine (Total) 3040.22 3040.22 13090 13090 -571.15 -571.15 1013201002 1013201002
Previous year (Total) 3611.37 3611.37 10036 10036 499.49 499.49 12176302 12176302
Aviation 872.42 872.42 19 19 -161.20 -161.20 15510615 15510615
Previous year 1033.62 1033.62 24 24 267.05 267.05 3946051 3946051
Engineering 2851.88 2851.88 2944 2944 -77.17 -77.17 -56848140 -56848140
Previous year 2929.05 2929.05 3463 3463 81.75 81.75 2448348 2448348
Motor Own Damage 18115.00 18115.00 510245 510245 515.68 515.68 846142 846142
Previous year 17599.32 17599.32 489838 489838 1737.20 1737.20 767217 767217
Motor Third party 24302.03 24302.03 739159 739159 2445.24 2445.24 845576 845576
Previous year 21856.79 21856.79 729610 729610 3450.65 3450.65 765761 765761
Motor (Total) 42417.03 42417.03 739159 739159 2960.92 2960.92 1691718 1691718
Previous year (Total) 39456.11 39456.11 729610 729610 5187.85 5187.85 1532977 1532977
Workmen's compensation /
Employer's liability 730.87 730.87 5323 5323 -79.78 -79.78 79846 79846
Previous year 810.65 810.65 5507 5507 4.20 4.20 78939 78939
Public Liability 19.34 19.34 139 139 0.59 0.59 10846 10846
Previous year 18.75 18.75 137 137 0.42 0.42 13538 13538
Product Liability 55.28 55.28 21 21 -69.41 -69.41 57804 57804
Previous year 124.69 124.69 25 25 46.25 46.25 73877 73877
Other Liability Covers 310.10 310.10 1026 1026 58.05 58.05 201516 201516
Previous year 252.05 252.05 902 902 -49.89 -49.89 213104 213104
Liability (Total) 1115.59 1115.59 6509 6509 -90.56 -90.56 350012 350012
Previous year (Total) 1206.15 1206.15 6571 6571 2.64 2.64 379458 379458
Personal Accident 1120.59 1120.59 31985 31985 -271.27 -271.27 4310001 4310001
Previous year 1391.87 1391.87 30309 30309 62.74 62.74 6846681 6846681
Medical Insurance 34145.94 34145.94 128052 128052 8659.00 8659.00 1972891 1972891
Previous year 25486.94 25486.94 123767 123767 2473.47 2473.47 1416622 1416622
Overseas Medical Insurance 224.18 224.18 2259 2259 -19.05 -19.05 30948 30948
Previous year 243.23 243.23 2205 2205 -140.13 -140.13 2815 2815
Health (Total) 34370.12 34370.12 130311 130311 8639.95 8639.95 2003839 2003839
Previous year (Total) 25730.17 25730.17 125972 125972 2333.34 2333.34 1419437 1419437
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee -0.01 -0.01 0 0 -0.01 -0.01 0 0
Previous year 0.00 0.00 0 0 0.00 0.00 0 0
All Other Miscellaneous 3658.24 3658.24 61231 61231 -1369.01 -1369.01 21842330 21842330
Previous year 5027.26 5027.26 67186 67186 -423.35 -423.35 43488234 43488234
Grand Total 101328.00 101328.00 1033591 1033591 9452.00 9452.00 1076415031 1076415031
Previous year (Total) 91876.00 91876.00 1022532 1022532 10032.44 10032.44 364926970 364926970
*Wherever applicable
82
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
919.89 919.89 6032 6032 1026.24 1026.24
998.97 998.97 5820 5820 1192.50 1192.50
150.50 150.50 468 468 166.78 166.78
150.37 150.37 520 520 114.78 114.78

117.71 117.71 40 40 13.24 13.24

13.67 13.67 57 57 49.98 49.98
268.21 268.21 508 508 180.02 180.02
164.04 164.04 577 577 164.75 164.75
0.00 0.00 0 0 0.00 0.00
0.00 0.00 0 0 0.00 0.00
188.18 188.18 294 294 338.27 338.27
615.34 615.34 460 460 778.98 778.98
1571.90 1571.90 96305 96305 928.88 928.88
1435.16 1435.16 87342 87342 881.02 881.02
2763.52 2763.52 140174 140174 1478.52 1478.52
2319.73 2319.73 131768 131768 1247.10 1247.10
4335.42 4335.42 140174 140174 2407.40 2407.40
3754.89 3754.89 131768 131768 2128.12 2128.12

79.46 79.46 855 855 71.80 71.80

89.81 89.81 907 907 85.61 85.61
0.14 0.14 3 3 0.31 0.31
0.20 0.20 3 3 0.75 0.75
0.30 0.30 1 1 0.00 0.00
0.00 0.00 1 1 0.00 0.00
4.87 4.87 73 73 7.76 7.76
3.91 3.91 88 88 5.89 5.89
84.76 84.76 932 932 79.86 79.86
93.91 93.91 999 999 92.25 92.25
49.35 49.35 4038 4038 48.17 48.17 7090 7090 79444 79444
38.23 38.23 3734 3734 89.20 89.20 7174 7174 76217 76217
515.49 515.49 8977 8977 1275.76 1275.76 16435 16435 145339 145339
1018.58 1018.58 8831 8831 1741.05 1741.05 37859 37859 319785 319785
1.54 1.54 73 73 7.12 7.12 198 198 2243 2243
2.11 2.11 42 42 7.62 7.62 195 195 2209 2209
517.03 517.03 9050 9050 1282.88 1282.88 16633 16633 147582 147582
1020.69 1020.69 8873 8873 1748.67 1748.67 38054 38054 321994 321994
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
522.53 522.53 12273 12273 278.67 278.67 943 943 15137 15137
469.20 469.20 13662 13662 482.81 482.81 2672 2672 17552 17552
6885.37 6885.37 173301 173301 5641.49 5641.49 24666 24666 242163 242163
7155.27 7155.27 165893 165893 6677.28 6677.28 47900 47900 415763 415763

83
 ~

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i
Name of the Insurer: Raheja QBE General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 3.11 3.11 4.00 4.00 3.11 3.11 6281.86 6281.86
Previous year 3.87 3.87 3.00 3.00 3.87 3.87 4447.95 4447.95
Marine Cargo 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year -0.33 -0.33 0.00 0.00 -0.33 -0.33 0.00 0.00
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) -0.33 -0.33 0 0 -0.33 -0.33 0.00 0.00
Aviation 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Engineering 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 3.14 3.14 1.00 1.00 3.14 3.14 369.13 369.13
Motor Own Damage 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Motor Third party 3.44 3.44 28.00 28.00 3.44 3.44 0.00 0.00
Previous year 1.49 1.49 47.00 47.00 1.49 1.49 0.00 0.00
Motor (Total) 3.44 3.44 28 28 3.44 3.44 0.00 0.00
Previous year (Total) 1.49 1.49 47 47 1.49 1.49 0.00 0.00
Workmen's compensation /
Employer's liability 3.37 3.37 1.00 1.00 3.37 3.37 2545.70 2545.70
Previous year 4.30 4.30 2.00 2.00 4.30 4.30 449.86 449.86
Public Liability 4.13 4.13 8.00 8.00 4.13 4.13 3250.00 3250.00
Previous year 3.26 3.26 7.00 7.00 3.26 3.26 2700.00 2700.00
Product Liability
Previous year
Other Liability Covers 181.06 181.06 57.00 57.00 181.06 181.06 57126.20 57126.20
Previous year 118.74 118.74 35.00 35.00 118.74 118.74 32656.50 32656.50
Liability (Total) 188.56 188.56 66 66 188.56 188.56 62921.90 62921.90
Previous year (Total) 126.30 126.30 44 44 126.30 126.30 35806.36 35806.36
Personal Accident 0.48 0.48 5.00 5.00 0.48 0.48 504.02 504.02
Previous year 0.20 0.20 7.00 7.00 0.20 0.20 1723.00 1723.00
Medical Insurance 0.06 0.06 4.00 4.00 0.06 0.06 70.00 110.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 20.00 20.00
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 0.06 0.06 4 4 0.06 0.06 70.00 110.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 20.00 20.00
Crop Insurance 0.00 0.00 0 0 0.00 0.00 0 0
irda journal December 2014

Previous year 0.00 0.00 0 0 0.00 0.00 0 0

Credit Guarantee 9.61 9.61 0.00 0.00 9.61 9.61 0.00 0.00
Previous year 12.97 12.97 2.00 2.00 12.97 12.97 971.96 971.96
All Other Miscellaneous 0.13 0.13 2.00 2.00 0.13 0.13 270.50 270.50
Previous year 23.75 23.75 2.00 2.00 23.75 23.75 9001.58 9001.58
Grand Total 205.38 205.38 109 109 205.38 205.38 70048.28 70088.28
Previous year (Total) 171.40 171.40 106 106 171.40 171.40 52339.98 52339.98
*Wherever applicable
84
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
2.94 2.94 2.00 2.00 0.00 0.00 0.00 0.00
3.82 3.82 1.00 1.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2.14 2.14 1.00 1.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3.01 3.01 24.00 24.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3.01 3.01 24 24 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0 0 0 0 0 0 0 0
0 0 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
-0.02 -0.02 0 0 0.11 0.11 86.00 86
0.00 0.00 0 0 0.14 0.14 112 112
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0 0 0 0
irda journal December 2014

0 0 0 0 0 0 0 0
0.00 0.00 0 0 0 0 0 0
0.00 0.00 0 0 0 0 0 0
0.12 0.12 1 1 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0.00 0.00
6.05 6.05 27 27 0.11 0.11 86 86
5.96 5.96 2 2 0.14 0.14 112 112

85
 ~

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i
Name of the Insurer: Reliance General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 6351.91 6351.91 4682.00 4682.00 42.94 42.94 16560660.00 16560660.00
Previous year 6308.98 6308.98 3060.00 3060.00 1626.49 1626.49 11965563.32 11965563.32
Marine Cargo 1367.30 1367.30 1705.00 1705.00 276.88 276.88 5492160.66 5492160.66
Previous year 1090.42 1090.42 1819.00 1819.00 266.65 266.65 3820384.89 3820384.89
Marine Hull (Including
Onshore & Offshore oil energy) 0.74 0.74 1.00 1.00 -0.01 -0.01 150.00 150.00
Previous year 0.75 0.75 1.00 1.00 0.75 0.75 150.00 150.00
Marine (Total) 1368.04 1368.04 1706 1706 276.87 276.87 5492310.66 5492310.66
Previous year (Total) 1091.17 1091.17 1820 1820 267.40 267.40 3820534.89 3820534.89
Aviation 0.00 0.00 1.00 1.00 -8.78 -8.78 303497.50 303497.50
Previous year 8.78 8.78 1.00 1.00 -44.64 -44.64 5400.00 5400.00
Engineering 1591.40 1591.40 502.00 502.00 193.23 193.23 656621.96 656621.96
Previous year 1398.17 1398.17 422.00 422.00 -943.78 -943.78 267871.28 267871.28
Motor Own Damage 6093.79 6093.79 172053.00 172053.00 -521.90 -521.90 398234.86 398234.86
Previous year 6615.69 6615.69 190583.00 190583.00 929.72 929.72 405012.65 405012.65
Motor Third party 6968.77 6968.77 253633.00 253633.00 1796.78 1796.78
Previous year 5171.99 5171.99 223599.00 223599.00 956.66 956.66
Motor (Total) 13062.56 13062.56 253633 253633 1274.88 1274.88 398234.86 398234.86
Previous year (Total) 11787.68 11787.68 223599 223599 1886.38 1886.38 405012.65 405012.65
Workmen's compensation /
Employer's liability 99.10 99.10 424.00 424.00 27.76 27.76 23951.47 23951.47
Previous year 71.34 71.34 252.00 252.00 -9.54 -9.54 10444.05 10444.05
Public Liability 27.82 27.82 145.00 145.00 -14.70 -14.70 33159.10 33159.10
Previous year 42.52 42.52 108.00 108.00 -16.60 -16.60 44752.41 44752.41
Product Liability 1.65 1.65 3.00 3.00 -13.96 -13.96 80.00 80.00
Previous year 15.61 15.61 2.00 2.00 15.61 15.61 475.00 475.00
Other Liability Covers 120.76 120.76 685.00 685.00 -8.47 -8.47 56126.40 56126.40
Previous year 129.23 129.23 496.00 496.00 -158.16 -158.16 43262.00 43262.00
Liability (Total) 249.33 249.33 1257 1257 -9.37 -9.37 113316.97 113316.97
Previous year (Total) 258.70 258.70 858 858 -168.69 -168.69 98933.46 98933.46
Personal Accident 425.50 425.50 5987.00 5987.00 77.18 77.18 1215029.62 1215029.62
Previous year 348.33 348.33 1616.00 1616.00 -129.87 -129.87 920650.32 920650.32
Medical Insurance 8640.24 8640.24 8637.00 8637.00 1000.69 1000.69 1176650.36 1176650.36
Previous year 7639.54 7639.54 29511.00 29511.00 3815.14 3815.14 7739457.49 7739457.49
Overseas Medical Insurance 398.95 398.95 80322.00 80322.00 93.84 93.84 2434561.62 2434561.62
Previous year 305.11 305.11 67164.00 67164.00 -13.27 -13.27 2027084.07 2027084.07
Health (Total) 9039.19 9039.19 88959 88959 1094.53 1094.53 3611211.97 3611211.97
Previous year (Total) 7944.66 7944.66 96675 96675 3801.88 3801.88 9766541.56 9766541.56
Crop Insurance 242.49 242.49 308.00 308.00 242.49 242.49 3032.88 3032.88
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 1676.69 1676.69 5091.00 5091.00 1123.94 1123.94 1680208.72 1680208.72
Previous year 552.75 552.75 4314.00 4314.00 68.51 68.51 1400276.64 1400276.64
Grand Total 34007.11 34007.11 362126 362126 4307.91 4307.91 30034125.17 30034125.17
Previous year (Total) 29699.20 29699.20 332365 332365 6363.69 6363.69 28650784.12 28650784.12
*Wherever applicable
86
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
32.91 32.91 31.00 31.00 0.00 0.00 0.00 0.00
5.29 5.29 23.00 23.00 0.00 0.00 0.00 0.00
572.58 572.58 15546.00 15546.00 0.00 0.00 0.00 0.00
660.45 660.45 15328.00 15328.00 0.00 0.00 0.00 0.00
774.16 774.16 9504.00 9504.00 0.00 0.00 0.00 0.00
548.36 548.36 3573.00 3573.00 0.00 0.00 0.00 0.00
1346.74 1346.74 15546 15546 0.00 0.00 0 0 0 0
1208.81 1208.81 15328 15328 0.00 0.00 0 0 0 0

10.64 10.64 32.00 32.00 0.00 0.00 0.00 0.00

14.03 14.03 21.00 21.00 0.00 0.00 0.00 0.00
0.09 0.09 6.00 6.00 0.00 0.00 0.00 0.00
0.21 0.21 2.00 2.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.52 0.52 31.00 31.00 0.00 0.00 0.00 0.00
0.28 0.28 23.00 23.00 0.00 0.00 0.00 0.00
11.25 11.25 69 69 0.00 0.00 0 0 0 0
14.51 14.51 46 46 0.00 0.00 0 0 0 0
8.58 8.58 884.00 884.00 6.85 6.85 0.00 0.00
71.78 71.78 99.00 99.00 0.27 0.27 0.00 0.00
74.92 74.92 175.00 175.00 0.00 0.00 0.00 0.00 2772175 2772175
771.96 771.96 232.00 232.00 0.00 0.00 0.00 0.00 873964 873964
13.17 13.17 4757.00 4757.00 0.00 0.00 0.00 0.00 81620 81620
11.08 11.08 4013.00 4013.00 0.00 0.00 0.00 0.00 4950 4950
88.08 88.08 4932 4932 0.00 0.00 0 0 2853795 2853795
783.04 783.04 4245 4245 0.00 0.00 0 0 878914 878914
242.49 242.49 308.00 308.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
17.18 17.18 537.00 537.00 9.68 9.68 112656.00 112656.00
20.26 20.26 572.00 572.00 19.10 19.10 597.00 597.00
1747.22 1747.22 22307 22307 16.53 16.53 112656 112656 2853795 2853795
2103.70 2103.70 20313 20313 19.37 19.37 597 597 878914 878914

87
 ~

..
i
Name of the Insurer: Royal Sundaram Alliance Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 1637.64 1637.64 2710.00 2710.00 243.42 243.42 1708726.87 1708726.87
Previous year 1394.22 1394.22 3350.00 3350.00 368.47 368.47 1156343.17 1156343.17
Marine Cargo 378.42 378.42 4814.00 4814.00 89.05 89.05 763625.32 763625.32
Previous year 289.38 289.38 4277.00 4277.00 83.32 83.32 1048242.07 1048242.07
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 378.42 378.42 4814 4814 89.05 89.05 763625.32 763625.32
Previous year (Total) 289.38 289.38 4277 4277 83.32 83.32 1048242.07 1048242.07
Aviation 0.00
Previous year 0.00
Engineering 534.47 534.47 136.00 136.00 76.98 76.98 76037.48 76037.48
Previous year 457.49 457.49 136.00 136.00 51.23 51.23 189836.98 189836.98
Motor Own Damage 7402.46 7402.46 89770.00 89770.00 892.80 892.80 328510.16 328510.16
Previous year 6509.66 6509.66 81212.00 81212.00 906.57 906.57 296058.13 296058.13
Motor Third party 2735.29 2735.29 1767.00 1767.00 273.96 273.96
Previous year 2461.34 2461.34 1483.00 1483.00 842.28 842.28
Motor (Total) 10137.76 10137.76 89770 89770 1166.76 1166.76 328510.16 328510.16
Previous year (Total) 8971.00 8971.00 81212 81212 1748.86 1748.86 296058.13 296058.13
Workmen's compensation /
Employer's liability 32.72 32.72 86.00 86.00 -4.61 -4.61 8021.29 8021.29
Previous year 37.33 37.33 105.00 105.00 6.01 6.01 6981.97 6981.97
Public Liability 54.20 54.20 40.00 40.00 -33.61 -33.61 15665.92 15665.92
Previous year 87.81 87.81 49.00 49.00 5.02 5.02 23856.74 23856.74
Product Liability 0.62 0.62 -3.00 -3.00 -9.24 -9.24 -1930.50 -1930.50
Previous year 9.85 9.85 6.00 6.00 7.54 7.54 3577.56 3577.56
Other Liability Covers
Previous year
Liability (Total) 87.54 87.54 123 123 -47.45 -47.45 21756.72 21756.72
Previous year (Total) 134.99 134.99 160 160 18.57 18.57 34416.28 34416.28
Personal Accident 495.19 495.19 11482.00 11482.00 -36.25 -36.25 1777797.96 1777797.96
Previous year 531.45 531.45 12622.00 12622.00 124.96 124.96 3758074.60 3758074.60
Medical Insurance 2655.54 2655.54 27353.00 27353.00 51.42 51.42 426925.68 426925.68
Previous year 2604.12 2604.12 23303.00 23303.00 940.95 940.95 323771.04 323771.04
Overseas Medical Insurance 19.63 19.63 1116.00 1116.00 19.63 19.63 805.50 805.50
Previous year
Health (Total) 2675.16 2675.16 28469 28469 71.05 71.05 427731.18 427731.18
Previous year (Total) 2604.12 2604.12 23303 23303 940.95 940.95 323771.04 323771.04
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous 97.04 97.04 98.00 98.00 -85.90 -85.90 159089.55 159089.55
Previous year 182.94 182.94 1213.00 1213.00 -44.23 -44.23 129470.84 129470.84
Grand Total 16043.23 16043.23 137602 137602 1477.65 1477.65 5263275.24 5263275.24
Previous year (Total) 14565.58 14565.58 126273 126273 3292.12 3292.12 6936213.09 6936213.09
*Wherever applicable
88
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.01 0.01 1.00 1.00 0.00 0.00 0.00 0.00
1.16 1.16 64.00 64.00 0.00 0.00 0.00 0.00

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

85.89 85.89 534.00 534.00 0.00 0.00 0.00 0.00

249.73 249.73 1878.00 1878.00 0.00 0.00 0.00 0.00

85.89 85.89 534 534 0.00 0.00 0 0
249.73 249.73 1878 1878 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.24 0.24 27.00 27.00 0.00 0.00 0.00 0.00
21.57 21.57 3446.00 3446.00 0.01 0.01 43.00 43.00
904.06 904.06 33.00 33.00 882.22 882.22 505327.00 505327.00 80691.00 80691.00
991.99 991.99 3470.00 3470.00 934.96 934.96 298843.00 298843.00 331822.00 331822.00

904.06 904.06 33 33 882.22 882.22 505327 505327 80691 80691

991.99 991.99 3470 3470 934.96 934.96 298843 298843 331822 331822
irda journal December 2014

53.81 53.81 718.00 718.00 0.00 0.00 0.00 0.00

146.87 146.87 2160.00 2160.00 0.00 0.00 0.00 0.00
1044.01 1044.01 1313 1313 882.22 882.22 505327 505327 80691 80691
1411.32 1411.32 11018 11018 934.98 934.98 298886 298886 331822 331822

89
 ~

..
i
Name of the Insurer: SBI General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 4695.45 4695.45 18149.00 18149.00 -129.58 -129.58 8372017.18 8372017.18
Previous year 4825.03 4825.03 20325.00 20325.00 2015.78 2015.78 7433255.09 7433255.09
Marine Cargo 272.85 272.85 421.00 421.00 55.91 55.91 1632107.44 1632107.44
Previous year 216.94 216.94 206.00 206.00 64.24 64.24 976354.11 976354.11
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 272.85 272.85 421 421 55.91 55.91 1632107.44 1632107.44
Previous year (Total) 216.94 216.94 206 206 64.24 64.24 976354.11 976354.11
Aviation 0.00 0.00 0.00 0.00 -43.47 -43.47 0.00 0.00
Previous year 43.47 43.47 7.00 7.00 -529.95 -529.95 51627.64 51627.64
Engineering 306.32 306.32 269.00 269.00 96.98 96.98 240706.27 240706.27
Previous year 209.34 209.34 197.00 197.00 -92.51 -92.51 150655.52 150655.52
Motor Own Damage 1696.71 1696.71 29462.00 29462.00 56.75 56.75 137263.09 137263.09
Previous year 1639.96 1639.96 25440.00 25440.00 1073.66 1073.66 579412.04 579412.04
Motor Third party 1579.74 1579.74 374.00 374.00 269.42 269.42
Previous year 1310.32 1310.32 115.00 115.00 967.83 967.83
Motor (Total) 3276.45 3276.45 29462 29462 326.17 326.17 137263.09 137263.09
Previous year (Total) 2950.28 2950.28 25440 25440 2041.49 2041.49 579412.04 579412.04
Workmen's compensation /
Employer's liability 18.09 18.09 70.00 70.00 -0.30 -0.30 6385.03 6385.03
Previous year 18.40 18.40 38.00 38.00 13.98 13.98 4411.32 4411.32
Public Liability 2.71 2.71 7.00 7.00 2.71 2.71 6603.00 6603.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Product Liability 2.91 2.91 1.00 1.00 2.91 2.91 750.00 750.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Liability Covers 13.50 13.50 26.00 26.00 -13.15 -13.15 13392.25 13392.25
Previous year 26.65 26.65 20.00 20.00 24.30 24.30 6496.05 6496.05
Liability (Total) 37.21 37.21 104 104 -7.83 -7.83 27130.28 27130.28
Previous year (Total) 45.05 45.05 58 58 38.28 38.28 10907.37 10907.37
Personal Accident 1177.40 1177.40 498.00 498.00 155.78 155.78 2588759.39 2588759.39
Previous year 1021.62 1021.62 213.00 213.00 992.42 992.42 4321896.44 4321896.44
Medical Insurance 372.38 372.38 6473 6473 282.35 282.35 19328.53 19328.53
Previous year 90.03 90.03 295.00 295.00 -40.05 -40.05 1411.12 1411.12
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 372.38 372.38 6473 6473 282.35 282.35 19328.53 19328.53
Previous year (Total) 90.03 90.03 295 295 -40.05 -40.05 1411.12 1411.12
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 400.35 400.35 25749.00 25749.00 -198.98 -198.98 2487642.84 2487642.84
Previous year 599.33 599.33 22774.00 22774.00 -7.93 -7.93 13592101.91 13592101.91
Grand Total 10538.41 10538.41 81125 81125 537.32 537.32 15504955.01 15504955.01
Previous year (Total) 10001.09 10001.09 69515 69515 4481.77 4481.77 27117621.24 27117621.24
*Wherever applicable
90
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
1030.59 1030.59 6924.00 6924.00 0.00 0.00 0.00 0.00
910.17 910.17 7687.00 7687.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
41.15 41.15 69.00 69.00 0.00 0.00 0.00 0.00
33.19 33.19 51.00 51.00 0.00 0.00 0.00 0.00
599.16 599.16 10898.00 10898.00 59.71 59.71 2548.00 2548.00
573.35 573.35 9558.00 9558.00 0.00 0.00 0.00 0.00
580.72 580.72 117.00 117.00 64.94 64.94 3.00 3.00
502.68 502.68 34.00 34.00 0.00 0.00 0.00 0.00
1179.88 1179.88 10898 10898 124.65 124.65 2551 2551
1076.03 1076.03 9558 9558 0.00 0.00 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3.73 3.73 9.00 9.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.54 0.54 1.00 1.00 0.00 0.00 0.00 0.00
0.82 0.82 2.00 2.00 0.00 0.00 0.00 0.00
0.54 0.54 1 1 0.00 0.00 0 0
4.55 4.55 11 11 0.00 0.00 0 0
3.83 3.83 36.00 36.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
77.40 77.40 2931.00 2931.00 0.00 0.00 0.00 0.00 27156.00 27156.00
2.67 2.67 155.00 155.00 0.00 0.00 0.00 0.00 3473.00 3473.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
77.40 77.40 2931 2931 0.00 0.00 0 0 27156 27156
2.67 2.67 155 155 0.00 0.00 0 0 3473 3473
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
110.06 110.06 12312.00 12312.00 7.71 7.71 5038.00 5038.00
23.82 23.82 472.00 472.00 0.00 0.00 0.00 0.00
2443.44 2443.44 33171 33171 132.35 132.35 7589 7589 27156 27156
2050.43 2050.43 17934 17934 0.00 0.00 0 0 3473 3473

91
 ~

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i
Name of the Insurer: Shriram General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 86.25 86.25 1293 1293 -16.87 -16.87 93936.60 93936.60
Previous year 103.12 103.12 250 250 58.67 58.67 212216.94 212216.94
Marine Cargo -4.57 -4.57 61 61 -8.59 -8.59 -21846.49 -21846.49
Previous year 4.02 4.02 41 41 -0.08 -0.08 7550.31 7550.31
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Marine (Total) -4.57 -4.57 61 61 -8.59 -8.59 -21846.49 -21846.49
Previous year (Total) 4.02 4.02 41 41 -0.08 -0.08 7550.31 7550.31
Aviation 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Engineering 43.06 43.06 98 98 0.08 0.08 22076.03 22076.03
Previous year 42.98 42.98 65 65 2.48 2.48 9406.50 9406.50
Motor Own Damage 3612.20 3612.20 96807 96807 -130.16 -130.16 327233.98 327233.98
Previous year 3742.36 3742.36 98356 98356 -72.98 -72.98 373640.37 373640.37
Motor Third party 6261.39 6261.39 97075 97075 -937.93 -937.93
Previous year 7199.32 7199.32 98548 98548 1295.96 1295.96 0.00 0.00
Motor (Total) 9873.59 9873.59 97075 97075 -1068.10 -1068.10 327233.98 327233.98
Previous year (Total) 10941.69 10941.69 98548 98548 1222.98 1222.98 373640.37 373640.37
Workmen's compensation /
Employer's liability 9.03 9.03 87 87 2.30 2.30 285.16 285.16
Previous year 6.72 6.72 63 63 4.91 4.91 142.22 142.22
Public Liability 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Product Liability 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Other Liability Covers 13.19 13.19 16 16 -0.07 -0.07 10275.00 10275.00
Previous year 13.26 13.26 19 19 4.53 4.53 10301.00 10301.00
Liability (Total) 22.22 22.22 103 103 2.23 2.23 10560.16 10560.16
Previous year (Total) 19.99 19.99 82 82 9.44 9.44 10443.22 10443.22
Personal Accident 21.16 21.16 6987 6987 10.20 10.20 18045.77 18045.77
Previous year 10.96 10.96 396 396 1.39 1.39 7914.61 7914.61
Medical Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Overseas Medical Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Health (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00

Credit Guarantee 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
All Other Miscellaneous 16.97 16.97 406 406 10.52 10.52 18921.07 18921.07
Previous year 6.45 6.45 201 201 -7.87 -7.87 11212.14 11212.14
Grand Total 10058.69 10058.69 106023 106023 -1070.53 -1070.53 468927.12 468927.12
Previous year (Total) 11129.21 11129.21 99583 99583 1287.01 1287.01 632384.11 632384.11
*Wherever applicable
92
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
304.27 304.27 7261 7261 0.00 0.00 0 0
279.98 279.98 6987 6987 0.00 0.00 0 0
490.13 490.13 7269 7269 0.00 0.00 0 0
498.88 498.88 6987 6987 0.00 0.00 0 0
794.40 794.40 7269 7269 0.00 0.00 0 0
778.86 778.86 6987 6987 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.26 0.26 500 500
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
794.40 794.40 7269 7269 0.26 0.26 500 500 0 0
778.86 778.86 6987 6987 0.00 0.00 0 0 0 0

93
 ~

..
i
Name of the Insurer: TATA AIG General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 10,649 10,649 8,328 8,328 - 11,121,056 11,121,056
Previous year 8,755 8,755 8,319 8,319 - - 16,181,182 16,181,182
Marine Cargo 3,850 3,850 140 140 - 223,199 223,199
Previous year 3,310 3,310 2,059 2,059 - - 556,243 556,243
Marine Hull (Including
Onshore & Offshore oil energy) - - - - - - -
Previous year - - - - - - - -
Marine (Total) 3,850 3,850 140 140 - - 223,199 223,199
Previous year (Total) 3,310 3,310 2,059 2,059 - - 556,243 556,243
Aviation 18 18 - - - 555,000 555,000
Previous year 22 22 - - - - - -
Engineering 2,103 2,103 53 53 - 2,046,837 2,046,837
Previous year 3,122 3,122 52 52 - - 2,489,826 2,489,826
Motor Own Damage 5,710 5,710 100,516 100,516 - 340,190 340,190
Previous year 5,832 5,832 139,751 139,751 - - 365,707 365,707
Motor Third party 3,209 3,209 100,516 100,516 - -
Previous year 3,087 3,087 139,751 139,751 - - - -
Motor (Total) 8,918 8,918 100,516 100,516 - - 340,190 340,190
Previous year (Total) 8,919 8,919 139,751 139,751 - - 365,707 365,707
Workmen's compensation /
Employer's liability 264 264 11 11 - 390,068 390,068
Previous year 215 215 57 57 - - 225,940 225,940
Public Liability 99 99 66 66 - 203,736 203,736
Previous year 569 569 57 57 - - 286,917 286,917
Product Liability 8 8 38 38 - 16,415 16,415
Previous year 49 49 5 5 - - 24,577 24,577
Other Liability Covers 3,656 3,656 888 888 - 1,000,883 1,000,883
Previous year 1,820 1,820 783 783 - - 843,445 843,445
Liability (Total) 4,026 4,026 1,003 1,003 - - 1,611,102 1,611,102
Previous year (Total) 2,653 2,653 902 902 - - 1,380,879 1,380,879
Personal Accident 2,076 2,076 8,590 8,590 - 10,413,657 10,413,657
Previous year 1,421 1,421 9,596 9,596 - - 9,743,738 9,743,738
Medical Insurance 151 151 25,729 25,729 - 418,676 418,676
Previous year 2,112 2,112 20,928 20,928 - - 268,769 268,769
Overseas Medical Insurance 1,091 1,091 19,177 19,177 - 6,611,375 6,611,375
Previous year 982 982 21,175 21,175 - - 7,009,576 7,009,576
Health (Total) 1,242 1,242 44,906 44,906 - - 7,030,051 7,030,051
Previous year (Total) 3,094 3,094 42,103 42,103 - - 7,278,345 7,278,345
Crop Insurance - - - - - - -
irda journal December 2014

Previous year - - - - - - - -
Credit Guarantee - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 523 523 2,868 2,868 - 564,551 564,551
Previous year 184 184 4,064 4,064 - - 589,223 589,223
Grand Total 33,407 33,407 166,404 166,404 - - 33,905,643 33,905,643
Previous year (Total) 31,479 31,479 206,846 206,846 - - 38,585,142 38,585,142
*Wherever applicable
94
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
180 180 982 982 - -
173 173 1,450 1,450 - - - - - -
338 338 215 215 - -
307 307 84 84 - - - - - -

- - - - - -
- - - - - - - - - -
338 338 215 215 - - - - - -
307 307 84 84 - - - - - -
- - - - - -
- - - - - - - - - -
8 8 8 8 - -
3 3 5 5 - - - - - -
1,842 1,842 25,003 25,003 - -
1,793 1,793 37,301 37,301 - - - - - -
- - - - - -
- - - - - - - - - -
1,842 1,842 25,003 25,003 - - - - - -
1,793 1,793 37,301 37,301 - - - - - -

29 29 2 2 - -
23 23 6 6 - - - - - -
204 204 192 192 - -
121 121 101 101 - - - - - -
- - - - - -
- - - - - - - - - -
- - - - - -
- - - - - - - - - -
233 233 194 194 - - - - - -
144 144 107 107 - - - - - -
114 114 3,201 3,201 - - - -
108 108 3,336 3,336 - - - - - -
45 45 2,871 2,871 - -
232 232 2,175 2,175 - - - - - -
64 64 237 237 - -
48 48 489 489 - - - - - -
109 109 3,108 3,108 - - - - - -
280 280 2,664 2,664 - - - - - -
- - - - - -
irda journal December 2014

- - - - - - - - - -
- - - - - -
- - - - - - - - - -
31 31 1,937 1,937 - -
43 43 2,069 2,069 - - - - - -
2,855 2,855 34,648 34,648 - - - - - -
2,851 2,851 47,016 47,016 - - - - - -

95
 ~

Name of the Insurer: The New India Assurance Company Limited

..
i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 26046.00 26046.00 58752.00 58752.00 1912.77 1912.77 801572575.78 801572575.78
Previous year 24133.23 24133.23 65292.00 65292.00 117656592.16 117656592.16
Marine Cargo 5314.03 5314.03 21524.00 21524.00 1240.16 1240.16 245949569.31 245949569.31
Previous year 4073.87 4073.87 24174.00 24174.00 79112561.16 79112561.16
Marine Hull (Including
Onshore & Offshore oil energy) 4038.16 4038.16 684.00 684.00 1492.19 1492.19 128495764.69 128495764.69
Previous year 2545.97 2545.97 465.00 465.00 2993924.92 2993924.92
Marine (Total) 9352.19 9352.19 22208 22208 2732.35 2732.35 374445334.00 374445334.00
Previous year (Total) 6619.84 6619.84 24639 24639 0.00 0.00 82106486.08 82106486.08
Aviation 2202.03 2202.03 78.00 78.00 728.47 728.47 83045574.71 83045574.71
Previous year 1473.56 1473.56 46.00 46.00 19366391.84 19366391.84
Engineering 4348.83 4348.83 4913.00 4913.00 740.27 740.27 73758549.97 73758549.97
Previous year 3608.56 3608.56 6603.00 6603.00 9913060.09 9913060.09
Motor Own Damage 22385.46 22385.46 714788.00 714788.00 4320.56 4320.56 4307888.69 4307888.69
Previous year 18064.90 18064.90 615244.00 615244.00 1862333.28 1862333.28
Motor Third party 21501.40 21501.40 649708.00 649708.00 4648.15 4648.15
Previous year 16853.25 16853.25 654641.00 654641.00
Motor (Total) 43886.86 43886.86 714788 714788 8968.71 8968.71 4307888.69 4307888.69
Previous year (Total) 34918.15 34918.15 654641 654641 0.00 0.00 1862333.28 1862333.28
Workmen's compensation /
Employer's liability 979 979 7038 7038 110.08 110.08 215454 215454
Previous year 869 869 5946 5946 142965 142965
Public Liability 172 172 124 124 161.52 161.52 71983 71983
Previous year 10 10 45 45 1092 1092
Product Liability 41 41 9 9 -0.92 -0.92 3435 3435
Previous year 42 42 12 12 3836 3836
Other Liability Covers 1730 1730 7760 7760 -142.40 -142.40 940480 940480
Previous year 1872 1872 8630 8630 317230 317230
Liability (Total) 2921.15 2921.15 14931 14931 128.28 128.28 1231351.76 1231351.76
Previous year (Total) 2792.87 2792.87 14633 14633 0.00 0.00 465123.31 465123.31
Personal Accident 2038.64 2038.64 42071 42071 -99.67 -99.67 117042856.52 117042856.52
Previous year 2138.31 2138.31 42928 42928 116536941.34 116536941.34
Medical Insurance 55614.41 55614.41 124040 124040 3832.83 3832.83 103580932.14 103580932.14
Previous year 51781.58 51781.58 126798 126798 6365943.65 6365943.65
Overseas Medical Insurance 159.77 159.77 3585 3585 23.99 23.99 47843.33 47843.33
Previous year 135.78 135.78 3910 3910 34660.51 34660.51
Health (Total) 55774.18 55774.18 127625 127625 3856.82 3856.82 103628775.47 103628775.47
Previous year (Total) 51917.36 51917.36 130708 130708 0.00 0.00 6400604.16 6400604.16
Crop Insurance 0 0 0 0 0.00 0.00 0 0
irda journal December 2014

Previous year 0 0 0 0 0 0
Credit Guarantee 0 0 0 0 -14.70 -14.70 0 0
Previous year 15 15 0 0 0 0
All Other Miscellaneous 7873.46 7873.46 80756 80756 -58.56 -58.56 88050098.02 88050098.02
Previous year 7932.02 7932.02 89697 89697 35812404.99 35812404.99
Grand Total 154443.34 154443.34 1066122 1066122 18894.74 18894.74 1647083004.92 1647083004.92
Previous year (Total) 135548.60 135548.60 1029187 1029187 0.00 0.00 390119937.25 390119937.25
*Wherever applicable
96
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
1252.10 1252.10 9326.00 9326.00 315.23 315.23 0.00 0.00
1502.19 1502.19 8222.00 8222.00 432.66 432.66 0.00 0.00
325.26 325.26 2060.00 2060.00 121.33 121.33 0.00 0.00
385.43 385.43 1805.00 1805.00 80.22 80.22 0.00 0.00

7.58 7.58 15.00 15.00 0.64 0.64 0.00 0.00

9.60 9.60 30.00 30.00 2.65 2.65 0.00 0.00
332.84 332.84 2075 2075 121.97 121.97 0 0
395.03 395.03 1835 1835 82.87 82.87 0 0
0.71 0.71 2.00 2.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
290.24 290.24 1125.00 1125.00 78.67 78.67 0.00 0.00
371.42 371.42 1364.00 1364.00 87.97 87.97 0.00 0.00
2336.87 2336.87 66178.00 66178.00 389.06 389.06 32460.00 32460.00
3951.62 3951.62 55706.00 55706.00 710.75 710.75 32357.00 32357.00
3521.72 3521.72 97352.00 97352.00 491.74 491.74 52386.00 52386.00
4773.85 4773.85 65081.00 65081.00 815.18 815.18 47537.00 47537.00
5858.59 5858.59 97352 97352 880.80 880.80 84846 84846
8725.47 8725.47 65081 65081 1525.93 1525.93 79894 79894

107 107 891 891 46 46 5239 5239

149 149 665 665 32 32 1748 1748
2 2 1 1 0 0 0 0
3 3 16 16 0 0 0 0
4 4 3 3 0 0 0 0
1 1 3 3 0 0 0 0
191 191 1673 1673 39 39 784 784
254 254 1798 1798 94 94 581 581
304.00 304.00 2568 2568 85.33 85.33 6023 6023
406.25 406.25 2482 2482 125.73 125.73 2329 2329
158.98 158.98 6405 6405 47.65 47.65 262369 262369
143.42 143.42 5175 5175 1359.68 1359.68 5556942 5556942
4392.94 4392.94 22387 22387 1075.15 1075.15 11359338 11359338 13190062 13190062
4861.75 4861.75 7409 7409 1087.49 1087.49 10315449 10315449 12775868 12775868
5.91 5.81 218 218 4.84 4.84 321 321 2339 2339
9.33 9.33 125 125 6.76 6.76 356 356 2832 2832
4398.85 4398.75 22605 22605 1079.99 1079.99 11359659 11359659 13192401 13192401
4871.08 4871.08 7534 7534 1094.25 1094.25 10315805 10315805 12778700 12778700
0 0 0 0 0 0 0 0
irda journal December 2014

0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0
728.62 728.62 19599 19599 758.34 758.34 3049103 3049103
1083.49 1083.49 26082 26082 363.64 363.64 2942633 2942633
13324.93 13324.83 161057 161057 3367.98 3367.98 14762000 14762000
17498.35 17498.35 117775 117775 5072.73 5072.73 18897603 18897603

97
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..
i
Name of the Insurer: The Oriental Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 14582.86 14582.86 46348 46348 -3525.96 -3525.96 30999431.22 30999431.22
Previous year 18108.82 18108.82 46298 46298
Marine Cargo 3492.94 3492.94 13975 13975 77.18 77.18 11549506.68 11549506.68
Previous year 3415.76 3415.76 14665 14665
Marine Hull (Including
Onshore & Offshore oil energy) 1983.93 1983.93 1383 1383 395.11 395.11 1635567.90 1635567.90
Previous year 1588.82 1588.82 436 436
Marine (Total) 5476.87 5476.87 15358 15358 472.29 472.29 13185074.58 13185074.58
Previous year (Total) 5004.58 5004.58 15101 15101
Aviation 1310.54 1310.54 24 24 182.66 182.66 450255.52 450255.52
Previous year 1127.88 1127.88 21 21
Engineering 3721.25 3721.25 3585 3585 -55.79 -55.79 2917335.02 2917335.02
Previous year 3777.04 3777.04 4452 4452
Motor Own Damage 9760.07 9760.07 497877 497877 346.89 346.89 690918.62 690918.62
Previous year 9413.18 9413.18 469062 469062 -3535.84
Motor Third party 12949.02 12949.02 653773 653773 1408.95 1408.95 0.00 0.00
Previous year 11540.07 11540.07 640945 640945
Motor (Total) 22709.09 22709.09 653773 653773 1755.84 1755.84 690918.62 690918.62
Previous year (Total) 20953.25 20953.25 640945 640945
Workmen's compensation /
Employer's liability 789.55 789.55 6342 6342 -47.40 -47.40 12121.92 12121.92
Previous year 836.95 836.95 6441 6441
Public Liability 27.37 27.37 59 59 7.54 7.54 6483093.86 6483093.86
Previous year 19.83 19.83 50 50
Product Liability 55.94 55.94 8 8 20.15 20.15 74832.17 74832.17
Previous year 35.79 35.79 9 9
Other Liability Covers 322.16 322.16 3182 3182 51.83 51.83 2671334.77 2671334.77
Previous year 270.33 270.33 3006 3006
Liability (Total) 1195.02 1195.02 9591 9591 32.12 32.12 9241382.72 9241382.72
Previous year (Total) 1162.90 1162.90 9506 9506
Personal Accident 1387.46 1387.46 60245 60245 -6.68 -6.68 3524919.07 3524919.07
Previous year 1394.14 1394.14 65966 65966
Medical Insurance 23585.02 23585.02 95261 95261 6963.04 6963.04 918178.09 918178.09
Previous year 16621.98 16621.98 88518 88518
Overseas Medical Insurance 492.02 492.02 2369 2369 396.36 396.36 3588382.70 3588382.70
Previous year 95.66 95.66 2484 2484
Health (Total) 24077.04 24077.04 97630 97630 7359.40 7359.40 4506560.79 4506560.79
Previous year (Total) 16717.64 16717.64 91002 91002
Crop Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0 0

Credit Guarantee 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0
All Other Miscellaneous 7271.91 7271.91 60781 60781 1167.38 1167.38 11055263.24 11055263.24
Previous year 6104.53 6104.53 68106 68106
Grand Total 81732.04 81732.04 947335 947335 7381.26 7381.26 76571140.78 76571140.78
Previous year (Total) 74350.78 74350.78 941397 941397 0.00 0.00
*Wherever applicable
98
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
831.66 831.66 8876 8876 0.00 0.00 0 0 0 0
817.45 817.45 8488 8488 0.00 0.00 0 0 0 0
108.15 108.15 948 948 0.00 0.00 0 0 0 0
105.75 105.75 778 778 0.00 0.00 0 0 0 0

10.39 10.39 91 91 0.00 0.00 0 0 0 0

9.91 9.91 50 50 0.00 0.00 0 0 0 0
118.54 118.54 1039 1039 0.00 0.00 0 0 0 0
115.66 115.66 828 828 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
258.88 258.88 431 431 0.00 0.00 0 0 0 0
179.01 179.01 783 783 0.00 0.00 0 0 0 0
1907.48 1907.48 100889 100889 0.00 0.00 0 0 0 0
1835.11 1835.11 93124 93124 0.00 0.00 0 0 0 0
3005.16 3005.16 140581 140581 0.00 0.00 198 198 567 567
2571.86 2571.86 133145 133145 0.00 0.00 454 454 125136 125136
4912.64 4912.64 140581 140581 0.00 0.00 198 198 567 567
4406.97 4406.97 133145 133145 0.00 0.00 454 454 125136 125136

139.15 139.15 1110 1110 192.28 192.28 0 0 0 0

154.62 154.62 1204 1204 189.44 189.44 0 0 0 0
0.76 0.76 3 3 0.00 0.00 0 0 0 0
0.52 0.52 4 4 0.00 0.00 0 0 0 0
6.45 6.45 2 2 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
41.69 41.69 333 333 0.00 0.00 0 0 0 0
38.47 38.47 320 320 0.00 0.00 0 0 0 0
188.05 188.05 1448 1448 192.28 192.28 0 0 0 0
193.61 193.61 1528 1528 189.44 189.44 0 0 0 0
183.00 183.00 11297 11297 201.53 201.53 87 87 814 814
66.59 66.59 13035 13035 250.76 250.76 138 138 824 824
3414.43 3414.43 6373 6373 3639.27 3639.27 33 33 128 128
332.44 332.44 5660 5660 2100.36 2100.36 33 33 129 129
3.25 3.25 123 123 0.00 0.00
2.76 2.76 72 72 0.00 0.00 0 0 0 0
3417.68 3417.68 6496 6496 3639.27 3639.27 33 33 128 128
335.20 335.20 5732 5732 2100.36 2100.36 33 33 129 129
0.00 0.00 0 0 0.00 0.00 0 0 0 0
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
748.87 748.87 18805 18805 3307.52 3307.52 713 713 1167 1167
1254.60 1254.60 21272 21272 2129.71 2129.71 924 924 1304 1304
10659.32 10659.32 188973 188973 7340.60 7340.60 1031 1031 2676 2676
7369.09 7369.09 184811 184811 4670.27 4670.27 1549 1549 127393 127393

99
 ~

..
i
Name of the Insurer: United India Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 18953.04 18953.04 72471 72471 -131.83 -131.83 20534171 20534171
Previous year 19084.87 19084.87 81064 81064 2259.57 2259.57 20676999 20676999
Marine Cargo 4359.81 4359.81 21023 21023 -538.08 -538.08 9246681 9246681
Previous year 4897.89 4897.89 30115 30115 388.29 388.29 10387890 10387890
Marine Hull (Including
Onshore & Offshore oil energy) 1523.35 1523.35 1008 1008 -367.50 -367.50 547968 547968
Previous year 1890.85 1890.85 1905 1905 252.56 252.56 680162 680162
Marine (Total) 5883.16 5883.16 22031 22031 -905.58 -905.58 9794649 9794649
Previous year (Total) 6788.74 6788.74 32020 32020 640.85 640.85 11068052 11068052
Aviation 163.06 163.06 58 58 -24.65 -24.65 24465 24465
Previous year 187.71 187.71 5 5 43.77 43.77 28164 28164
Engineering 5756.69 5756.69 5695 5695 362.11 362.11 2481332 2481332
Previous year 5394.58 5394.58 11321 11321 907.10 907.10 2325250 2325250
Motor Own Damage 13457.92 13457.92 658550 658550 497.13 497.13 1909607 1909607
Previous year 12960.79 12960.79 491281 491281 55.92 55.92 1839067 1839067
Motor Third party 17206.28 17206.28 991105 991105 2539.93 2539.93
Previous year 14666.35 14666.35 855162 855162 1016.24 1016.24 0 0
Motor (Total) 30664.20 30664.20 991105 991105 3037.06 3037.06 1909607 1909607
Previous year (Total) 27627.14 27627.14 855162 855162 1072.16 1072.16 1839067 1839067
Workmen's compensation /
Employer's liability 1145.63 1145.63 8303 8303 127.10 127.10
Previous year 1018.53 1018.53 7781 7781 56.01 56.01 0 0
Public Liability 237.88 237.88 493 493 54.24 54.24 40319 40319
Previous year 183.64 183.64 406 406 -5.47 -5.47 31125 31125
Product Liability 108.06 108.06 72 72 -88.73 -88.73 21500 21500
Previous year 196.79 196.79 332 332 126.27 126.27 39154 39154
Other Liability Covers 679.68 679.68 2311 2311 214.16 214.16 206785 206785
Previous year 465.52 465.52 2230 2230 211.08 211.08 141629 141629
Liability (Total) 2171.25 2171.25 11179 11179 306.77 306.77 268604 268604
Previous year (Total) 1864.48 1864.48 10749 10749 387.89 387.89 211908 211908
Personal Accident 2157.65 2157.65 56838 56838 -51.30 -51.30 7104544 7104544
Previous year 2208.95 2208.95 39821 39821 139.59 139.59 7273461 7273461
Medical Insurance 36027.24 36027.24 86134 86134 5052.45 5052.45 4976636 4976636
Previous year 30974.79 30974.79 223591 223591 6276.08 6276.08 4278714 4278714
Overseas Medical Insurance 68.55 68.55 2811 2811 -6.94 -6.94 20168 20168
Previous year 75.49 75.49 661 661 -104.85 -104.85 22209 22209
Health (Total) 36095.79 36095.79 88945 88945 5045.51 5045.51 4996804 4996804
Previous year (Total) 31050.28 31050.28 224252 224252 6171.23 6171.23 4300923 4300923
Crop Insurance 14.34 14.34 15 15 11.41 11.41
irda journal December 2014

Previous year 2.93 2.93 2 2 2.93 2.93 0 0

Credit Guarantee 3.44 3.44 2 2 3.44 3.44
Previous year 0.00 0.00 0 0 0.00 0.00 0 0
All Other Miscellaneous 7520.51 7520.51 83311 83311 -443.60 -443.60 1449737 1449737
Previous year 7964.11 7964.11 179295 179295 -641.06 -641.06 1535250 1535250
Grand Total 109383.13 109383.13 1331650 1331650 7209.34 7209.34 48563913 48563913
Previous year (Total) 102173.79 102173.79 1433691 1433691 10984.03 10984.03 49259074 49259074
*Wherever applicable
100
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
1302.83 1302.83 23509 23509 0.00 0.00 0 0
1217.60 1217.60 21768 21768 0.00 0.00 0 0 0 0
133.88 133.88 2564 2564 0.00 0.00 0 0
123.96 123.96 2396 2396 0.00 0.00 0 0 0 0

16.55 16.55 243 243 0.00 0.00 0 0

13.79 13.79 223 223 0.00 0.00 0 0 0 0
150.43 150.43 2807 2807 0.00 0.00 0 0
137.75 137.75 2619 2619 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
222.05 222.05 1809 1809 0.00 0.00 0 0
209.48 209.48 1675 1675 0.00 0.00 0 0 0 0
3789.89 3789.89 108771 108771 0.00 0.00 0 0
3609.42 3609.42 97992 97992 0.00 0.00 0 0 0 0
4329.91 4329.91 331364 331364 0.00 0.00 0 0
4123.72 4123.72 295861 295861 0.00 0.00 0 0 0 0
8119.80 8119.80 331364 331364 0.00 0.00 0 0
7733.14 7733.14 295861 295861 0.00 0.00 0 0

77.51 77.51 1438 1438 26.00 26.00 41 41

70.46 70.46 1261 1261 24.86 24.86 37 37 0 0
10.99 10.99 112 112 0.00 0.00 0 0
9.56 9.56 106 106 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
28.02 28.02 542 542 0.00 0.00 0 0
23.16 23.16 484 484 0.00 0.00 0 0 0 0
116.52 116.52 2092 2092 26.00 26.00 41 41
103.18 103.18 1851 1851 24.86 24.86 37 37
655.52 655.52 16166 16166 317.79 317.79 344196 344196
546.27 546.27 14564 14564 331.03 331.03 559174 559174 0 0
1574.95 1574.95 32860 32860 6028.59 6028.59 4519998 4519998 4859355 4859355
1312.46 1312.46 28574 28574 5853.00 5853.00 4393779 4393779 5442529 5442529
1.80 1.80 48 48 0.00 0.00 0 0 178 178
1.76 1.76 45 45 0.00 0.00 0 0 991 991
1576.75 1576.75 32908 32908 6028.59 6028.59 4519998 4519998 4859533 4859533
1314.22 1314.22 28619 28619 5853.00 5853.00 4393779 4393779 5443520 5443520
14.34 14.34 15 15 0.00 0.00 0 0
irda journal December 2014

2.93 2.93 2 2 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
1238.67 1238.67 43815 43815 484.73 484.73 6916 6916
1190.55 1190.55 40961 40961 436.69 436.69 6120 6120 0 0
13396.91 13396.91 454485 454485 6857.11 6857.11 4871151 4871151 4859533 4859533
12455.12 12455.12 407920 407920 6645.58 6645.58 4959110 4959110 5443520 5443520

101
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i
Name of the Insurer: Universal Sompo General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 2022.21 2022.21 8818.00 8818.00 1161.63 1161.63 4844393.20 4844393.20
Previous year 860.58 860.58 7158.00 7158.00 20.74 20.74 1102818.08 1102818.08
Marine Cargo 368.78 368.78 193.00 193.00 106.99 106.99 2545769.94 2545769.94
Previous year 261.79 261.79 210.00 210.00 21.79 21.79 1983768.11 1983768.11
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 368.78 368.78 193 193 106.99 106.99 2545769.94 2545769.94
Previous year (Total) 261.79 261.79 210 210 21.79 21.79 1983768.11 1983768.11
Aviation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Engineering 217.13 217.13 156.00 156.00 52.32 52.32 87137.45 87137.45
Previous year 164.80 164.80 166.00 166.00 -83.53 -83.53 50910.38 50910.38
Motor Own Damage 800.65 800.65 23062.00 23062.00 13.17 13.17 110428.69 110428.69
Previous year 787.48 787.48 24307.00 24307.00 66.23 66.23 110332.23 110332.23
Motor Third party 457.32 457.32 0.00 0.00 -160.97 -160.97
Previous year 618.29 618.29 0.00 0.00 -2.54 -2.54
Motor (Total) 1257.97 1257.97 23062 23062 -147.80 -147.80 110428.69 110428.69
Previous year (Total) 1405.77 1405.77 24307 24307 63.68 63.68 110332.23 110332.23
Workmen's compensation /
Employer's liability 29 29 123 123 8.92 8.92 11216 11216
Previous year 19.66 19.66 119.00 119.00 -1.29 -1.29 4334.38 4334.38
Public Liability 0.21 0.21 1.00 1.00 -4.76 -4.76 1500 1500
Previous year 4.97 4.97 22.00 22.00 4.68 4.68 4735.00 4735.00
Product Liability 4.53 4.53 3.00 3.00 2.71 2.71 1360.00 1360.00
Previous year 1.82 1.82 3.00 3.00 -0.65 -0.65 980.00 980.00
Other Liability Covers 63 63 22 22 8.92 8.92 4567 4567
Previous year 54 54 11 11 6 6 4982 4982
Liability (Total) 96.69 96.69 149 149 15.80 15.80 18643.08 18643.08
Previous year (Total) 80.90 80.90 155 155 8.50 8.50 15031.38 15031.38
Personal Accident 191.42 191.42 448 448 65.07 65.07 1450849.19 1450849.19
Previous year 126.34 126.34 364.00 364.00 58.11 58.11 800359.14 800359.14
Medical Insurance 2036.42 2036.42 4777 4777 582.76 582.76 128921.80 128921.80
Previous year 1453.66 1453.66 3689 3689 664.47 664.47 79636.38 79636.38
Overseas Medical Insurance 1.68 1.68 150.00 150.00 0.36 0.36 29098.81 29098.81
Previous year 1.32 1.32 65.00 65.00 -0.37 -0.37 16197.14 16197.14
Health (Total) 2038.10 2038.10 4927 4927 583.12 583.12 158020.61 158020.61
Previous year (Total) 1454.98 1454.98 3754 3754 664.10 664.10 95833.52 95833.52
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 1.87 1.87 2.00 2.00 1.87 1.87 0.00 0.00
All Other Miscellaneous 760.57 760.57 8997.00 8997.00 31.55 31.55 419371.02 437371.02
Previous year 729.03 729.03 8419.00 8419.00 63.92 63.92 347909.13 347909.13
Grand Total 6952.87 6952.87 46750 46750 1868.69 1868.69 9634613.17 9652613.17
Previous year (Total) 5086.05 5086.05 44535 44535 819.19 819.19 4506961.98 4506961.98
*Wherever applicable
102
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..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 2.17 2.17 0.00 0.00
0.00 0.00 0.00 0.00 4.09 4.09 0.00 0.00
0.04 0.04 6.00 6.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.05 0.05 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.04 0.04 6 6 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.05 0.05 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
96.57 96.57 2760.00 2760.00 0.00 0.00 0.00 0.00
106.97 106.97 2808.00 2808.00 0 0.00 0 0
96.60 96.60 2766 2766 2.17 2.17 0 0 0 0
106.97 106.97 2808 2808 4.14 4.14 0 0 0 0

103
 ~

..
i
Name of the Insurer: Agriculture Insurance Company of India Ltd.

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total)
Previous year (Total)
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total)
Previous year (Total)
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total)
Previous year (Total)
Personal Accident
Previous year
Medical Insurance
Previous year
Overseas Medical Insurance
Previous year
Health (Total)
Previous year (Total)
Crop Insurance 4726.85 4726.85 17266 17266 -7789.15 -7789.15 157050.66 157050.66
irda journal December 2014

Previous year 12516.00 12516.00 23571 23571 5839.53 5839.53 287618.17 287618.17
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 4726.85 4726.85 17266 17266 -7789.15 -7789.15 157050.66 157050.66
Previous year (Total) 12516.00 12516.00 23571 23571 5839.53 5839.53 287618.17 287618.17
*Wherever applicable
104
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

4726.85 4726.85 17266 17266 NA NA NA NA 250517 250517

irda journal December 2014

12516.00 12516.00 23571 23571 NA NA NA NA 620012 620012

4726.85 4726.85 17266 17266 NA NA NA NA 250517 250517

12516.00 12516.00 23571 23571 NA NA NA NA 620012 620012

105
 ~

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i
Name of the Insurer: Apollo Munich Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident 72.14 72.14 2191 2191.00 72.14 72.14 124016.32 124016.32
Previous year 79.10 79.10 1625 1625.00 79.10 79.10 558515.12 558515.12
Medical Insurance 3987.52 3987.52 26217 26217.00 3987.52 3987.52 177384.01 177384.01
Previous year 3569.40 3569.40 20671 20671.00 3569.40 3569.40 262384.18 262384.18
Overseas Medical Insurance 112.45 112.45 3549 3549.00 112.45 112.45 569679.00 569679.00
Previous year 87.64 87.64 3706 3706.00 87.64 87.64 362877.75 362877.75
Health (Total) 4099.98 4099.98 29766 29766 4099.98 4099.98 747063.01 747063.01
Previous year (Total) 3657.04 3657.04 24377 24377 3657.04 3657.04 625261.93 625261.93
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous 218.41 218.41 0 2 218.41 218.41 127073.00 127073.00
Previous year 135.89 135.89 0 0 135.89 135.89 277590.00 277590.00
Grand Total 4390.53 4390.53 31957 31959 4390.53 4390.53 998152.33 998152.33
Previous year (Total) 3872.03 3872.03 26002 26002 3872.03 3872.03 1461367.05 1461367.05
*Wherever applicable
106
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
1.04 1.04 161 161 0 0.00 0 0
0.53 0.53 35 35 0 0.00 0 0
60.81 60.81 997 997 0 0.00 0 0 0 0
46.16 46.16 1604 1604 26 26.03 5319 5319 105628 105628
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 4450 4450
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 4619 4619
60.81 60.81 997 997 0.00 0.00 0 0 4450 4450
46.16 46.16 1604 1604 26.03 26.03 5319 5319 110247 110247
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
61.85 61.85 1158 1158 0.00 0.00 0 0 4450 4450
46.69 46.69 1639 1639 26.03 26.03 5319 5319 110247 110247

107
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i
Name of the Insurer: CignaTTK Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident
Previous year
Medical Insurance 33.22 33.22 385 385 33.22 33.22 1638.50 1638.50
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Overseas Medical Insurance
Previous year
Health (Total) 33.22 33.22 385 385 33.22 33.22 1638.50 1638.50
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 33.22 33.22 385 385 66.44 66.44 1638.50 1638.50
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
*Wherever applicable
108
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0 768 768

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0 0 0.00 0.00 0 0 768 768

0.00 0.00 0 0 0.00 0.00 0 0 0 0
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0 768 768

0.00 0.00 0 0 0.00 0.00 0 0 0 0

109
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i
Name of the Insurer: Export Credit Guarantee Corporation of India Ltd.,

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident
Previous year
Medical Insurance
Previous year
Overseas Medical Insurance
Previous year
Health (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 8471 8471 558 558 307 307 245218 245218
Previous year 8164 8164 568 568 1166 1166 279019 279019
All Other Miscellaneous
Previous year
Grand Total 8470.82 8470.82 558 558 306.56 306.56 245218.39 245218.39
Previous year (Total) 8164.26 8164.26 568 568 1165.85 1165.85 279018.74 279018.74
*Wherever applicable
110
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
irda journal December 2014

0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

111
 ~

..
i
Name of the Insurer: Max Bupa Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total)
Previous year (Total)
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total)
Previous year (Total)
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total)
Previous year (Total)
Personal Accident 10.20 10.20 26.00 26.00 10.20 10.20 19,015.43 19,015.43
Previous year 6.00 6.00 544.00 544.00 6.00 6.00 4,479.00 4,479.00
Medical Insurance 2,561.31 2,561.31 15,627.00 15,627.00 2,561.31 2,561.31 169,752.49 169,752.49
Previous year 1,854.00 1,854.00 12,379.00 12,379.00 1,854.00 1,854.00 119,085.00 119,085.00
Overseas Medical Insurance
Previous year
Health (Total) 2561.31 2561.31 15627.00 15627.00 2561.31 2561.31 169752.49 169752.49
Previous year (Total) 1854.00 1854.00 12379.00 12379.00 1854.00 1854.00 119085.00 119085.00
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 2,571.51 2,571.51 15,653.00 15,653.00 2,571.51 2,571.51 188,767.92 188,767.92
Previous year (Total) 1,860.00 1,860.00 12,923.00 12,923.00 1,860.00 1,860.00 123,564.00 123,564.00
*Wherever applicable
112
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

- - - - - - - -
- - - - - - - -
9.47 9.47 86.00 86.00 0.54 0.54 3.00 3.00 65,317.00 65,317.00
6.00 6.00 66.00 66.00 - - - - 41,142.00 41,142.00

9.47 9.47 86.00 86.00 0.54 0.54 3.00 3.00 65317.00 65317.00
6.00 6.00 66.00 66.00 0.00 0.00 0.00 0.00 41142.00 41142.00
irda journal December 2014

9.47 9.47 86.00 86.00 0.54 0.54 3.00 3.00 65,317.00 65,317.00
6.00 6.00 66.00 66.00 - - - - 41,142.00 41,142.00

113
 ~

..
i
Name of the Insurer: Religare Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident 44.35 44.35 38.00 38.00 38.25 38.25 72581.33 72581.33
Previous year 6.11 6.11 12.00 12.00 6.11 6.11 11535.70 11535.70
Medical Insurance 2147.02 2147.02 7570.00 7570.00 -35.60 -35.60 111472.69 111472.69
Previous year 2182.62 2182.62 2233.00 2233.00 2182.62 2182.62 224856.60 224856.60
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 2147.02 2147.02 7570.00 7570.00 -35.60 -35.60 111472.69 111472.69
Previous year (Total) 2182.62 2182.62 2233 2233 2182.62 2182.62 224856.60 224856.60
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 2191.37 2191.37 7608 7608 2.65 2.65 184054.03 184054.03
Previous year (Total) 2188.73 2188.73 2245 2245 2188.73 2188.73 236392.31 236392.31
*Wherever applicable
114
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7939.00 7939.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2139.00 2139.00
42.45 42.45 139.00 139.00 36.61 36.61 140020.00 140020.00 243931.00 243931.00
10.10 10.10 149.00 149.00 0.00 0.00 0.00 0.00 117831 117831.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
42.45 42.45 139.00 139.00 36.61 36.61 140020.00 140020.00 243931.00 243931.00
10.10 10.10 149 149 0.00 0.00 0 0 117831 117831
irda journal December 2014

42.45 42.45 139 139 36.61 36.61 140020 140020 251870 251870
10.10 10.10 149 149 0.00 0.00 0 0 117831 117831

115
 ~

..
i
Name of the Insurer: Star Health and Allied Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident 156.66 156.66 9618 9618.00 33.06 33.06 174035.36 174035.36
Previous year 123.60 123.60 9247 9247.00 38.08 38.08 160292.60 160292.60
Medical Insurance 7723.02 7723.02 89381 89381.00 2495.03 2495.03 538491.54 538491.54
Previous year 5227.99 5227.99 84537 84537.00 -3302.45 -3302.45 436616.10 436616.10
Overseas Medical Insurance 145.00 145.00 3477 3477.00 -75.53 -75.53 467022.38 467022.38
Previous year 220.53 220.53 6129 6129.00 84.13 84.13 659454.64 659454.64
Health (Total) 7868.02 7868.02 92858 92858 2419.50 2419.50 1005513.92 1005513.92
Previous year (Total) 5448.52 5448.52 90666 90666 -3218.32 -3218.32 1096070.74 1096070.74
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous 0.00 0.00 0 0.00 0.00 0.00 0 0.00
Previous year 0.00 0.00 0 0.00 0.00 0.00 0 0.00
Grand Total 8024.68 8024.68 102476 102476 2452.56 2452.56 1179549.28 1179549.28
Previous year (Total) 5572.12 5572.12 99913 99913 -3180.24 -3180.24 1256363.34 1256363.34
*Wherever applicable
116
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF APRIL, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
19.81 19.81 1534 1534.00 23.11 23.11 4231 4231.00
17.79 17.79 1960 1960.00 20.07 20.07 4593 4593.00
681.94 681.94 10750 10750.00 1410.97 1410.97 19398 19398.00 95745 95745.00
627.99 627.99 14688 14688.00 1301.52 1301.52 21709 21709.00 94184 94184.00
5.42 5.42 166 166.00 18.05 18.05 577 577.00 3479 3479.00
28.07 28.07 688 688.00 56.09 56.09 1698 1698.00 6129 6129.00
687.36 687.36 10916 10916 1429.02 1429.02 19975 19975 99224 99224
656.06 656.06 15376 15376 1357.61 1357.61 23407 23407 100313 100313
irda journal December 2014

0.00 0.00 0 0
0.00 0.00 0 0
707.17 707.17 12450 12450 1452.13 1452.13 24206 24206 99224 99224
673.85 673.85 17336 17336 1377.68 1377.68 28000 28000 100313 100313

117
 Q
Why insurance?

A
Why raincoat?

• Life, property and wealth are always at risk.
• Risk of accidents, natural calamities,
disasters, theft, riots etc.
• The 'it-can't-happen-to-me' attitude is most
unwise.
• Insurance is the best safeguard to
mitigate risk.
• Insurance alleviates loss (n the event of risk
becoming a reality.
• Insurance is sensible. practical and above all,
the right thing to do.

A public awareness initiative by

• ~ fc:IPt~rqcfi 31'1"{ i'actiitf ~

JI~ INSURANCE REGULATORY AND
mmmD
c:da DEVELOPMENT AUTHORITY
Promoting Insurance. Protecting Insured.
www.irda.gov.in
 (Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

Statistical Supplement
(Monthly - May, 2014)
irda journal December 2014

119
 ~

..
i
Name of the Insurer: Bajaj Allianz General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 3080.58 9395.18 37613.00 65645.00 477.77 1215.72 28957883.00 115642570.00
Previous year 2602.81 8179.47 33096.00 59462.00 -430.42 -270.89 38855769.00 128303059.00
Marine Cargo 848.53 2726.21 12538.00 24578.00 28.28 206.41 2595969.00 16505523.00
Previous year 820.25 2519.79 12339.00 24297.00 66.19 417.39 36701030.00 115133696.00
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 185.44 0.00 4.00 -49.78 96.50 0.00 510.00
Previous year 49.78 88.94 1.00 5.00 49.78 85.27 61301.00 76101.00
Marine (Total) 848.53 2911.65 12538 24582 -21.50 302.91 2595969.00 16506033.00
Previous year (Total) 870.03 2608.74 12340 24302 115.97 502.67 36762331.00 115209797.00
Aviation 7.69 31.89 4.00 16.00 -0.67 -91.20 12357.00 20038.00
Previous year 8.36 123.09 2.00 24.00 -265.85 -159.33 209576.00 3400433.00
Engineering 509.63 1807.25 757.00 1447.00 -1653.71 -1224.29 1654262.00 3215245.00
Previous year 2163.34 3031.53 1257.00 2656.00 1021.31 1076.79 18047892.00 26634399.00
Motor Own Damage 15747.25 30245.69 311746.00 609308.00 1009.49 2355.55 844690.00 1640109.00
Previous year 14737.75 27848.09 294553.00 566470.00 2055.25 4014.61 953628.00 1834340.00
Motor Third party 7509.75 14346.52 323330.00 632444.00 1233.96 2384.29
Previous year 6275.79 11962.23 304657.00 586377.00 1294.81 2821.37
Motor (Total) 23257.00 44592.21 323330 632444 2243.46 4739.84 844690.00 1640109.00
Previous year (Total) 21013.54 39810.32 304657 586377 3350.06 6835.98 953628.00 1834340.00
Workmen's compensation /
Employer's liability 311.88 646.27 1739.00 3388.00 40.50 37.41 55942.00 119873.00
Previous year 271.38 608.86 1582.00 3123.00 -10.14 43.00 55251.00 138630.00
Public Liability 3.17 23.20 15.00 62.00 -0.30 -15.13 21075.00 81198.00
Previous year 3.47 38.32 16.00 65.00 -3.34 16.87 19065.00 90289.00
Product Liability 144.09 569.68 51.00 105.00 21.39 -73.64 46830.00 158120.00
Previous year 122.70 643.32 29.00 79.00 -25.32 102.64 104245.00 929581.00
Other Liability Covers 509.89 1186.51 281.00 651.00 64.32 187.47 316999.00 1067523.00
Previous year 445.57 999.03 238.00 506.00 188.45 147.68 576438.00 1044611.00
Liability (Total) 969.02 2425.66 2086 4206 125.91 136.12 440846.00 1426714.00
Previous year (Total) 843.11 2289.54 1865 3773 149.64 310.19 754999.00 2203111.00
Personal Accident 418.52 1040.02 88983.00 192560.00 70.41 263.21 597729.00 1736663.00
Previous year 348.11 776.82 38849.00 63141.00 -134.65 -98.84 2887274.00 6317197.00
Medical Insurance 3419.26 8718.00 29145.00 53762.00 -1063.90 -2350.39 594941.00 1596120.00
Previous year 4483.17 11068.39 25287.00 48332.00 536.14 3302.02 7417357.00 15298433.00
Overseas Medical Insurance 1133.83 3241.20 60859.00 101560.00 89.58 841.72 65963.00 1081577.00
Previous year 1044.25 2399.48 49807.00 85079.00 48.28 306.77 1730965.00 3684207.00
Health (Total) 4553.09 11959.20 90004 155322 -974.32 -1508.67 660904.00 2677697.00
Previous year (Total) 5527.41 13467.87 75094 133411 584.41 3608.79 9148322.00 18982640.00
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 514.19 571.97 2.00 4.00 468.84 440.34 59000.00 73510.00
Previous year 45.36 131.63 3.00 5.00 -41.05 36.75 282489.00 1193982.00
All Other Miscellaneous 1538.51 3084.58 38287.00 67047.00 -188.40 -51.56 1947521.00 5306202.00
Previous year 1726.91 3178.19 52623.00 98483.00 101.60 201.09 6605258.00 13533902.00
Grand Total 35696.77 77819.60 593604 1143273 547.78 4222.43 37771161.00 148244781.00
Previous year (Total) 35148.99 73597.17 519786 971634 4451.02 12043.19 114507538.00 317612860.00
*Wherever applicable
120
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
353.46 579.07 2812.00 4885.00 0.00 0.00 0.00 0.00
122.59 541.87 2767.00 4815.00 0.00 0.00 0.00 0.00
28.03 111.59 962.00 1780.00 0.00 0.00 0.00 0.00
41.91 110.94 792.00 1518.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
28.03 111.59 962 1780 0.00 0.00 0 0 0 0
41.91 110.94 792 1518 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
35.01 97.46 128.00 225.00 0.00 0.00 0.00 0.00
73.34 146.21 222.00 497.00 0.00 0.00 0.00 0.00
1208.89 2199.22 310.00 639.00 0.00 0.00 0.00 0.00
1181.24 2122.19 501.00 974.00 0.00 0.00 0.00 0.00
696.68 1256.96 37009.00 70485.00 0.00 0.00 0.00 0.00
580.93 1042.54 33411.00 63208.00 0.00 0.00 0.00 0.00
1905.57 3456.18 37009 70485 0.00 0.00 0 0 0 0
1762.17 3164.73 33411 63208 0.00 0.00 0 0 0 0

39.70 81.05 375.00 687.00 0.00 0.00 0.00 0.00

37.13 68.79 316.00 598.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
27.73 43.16 31.00 69.00 0.00 0.00 0.00 0.00
47.17 133.58 28.00 56.00 0.00 0.00 0.00 0.00
67.43 124.22 406 756 0.00 0.00 0 0 0 0
84.30 202.37 344 654 0.00 0.00 0 0 0 0
70.38 131.98 6466.00 15849.00 8.47 16.30 19890.00 38433.00
61.12 89.97 4249.00 6656.00 10.35 20.91 23682.00 49997.00
254.07 565.48 3264.00 6577.00 0.00 0.00 0.00 0.00 102453.00 225273.00
203.67 499.01 2523.00 4878.00 0.00 0.00 0.00 0.00 125960.00 238559.00
112.67 208.12 4676.00 8951.00 0.00 0.00 0.00 0.00 0.00 0.00
86.76 164.63 3169.00 5808.00 0.00 0.00 0.00 0.00 0.00 0.00
366.74 773.59 7940 15528 0.00 0.00 0 0 102453 225273
290.43 663.64 5692 10686 0.00 0.00 0 0 125960 238559
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
130.20 219.19 3664.00 6240.00 0.00 0.00 0.00 0.00
111.94 218.40 4354.00 9767.00 0.00 0.00 0.00 0.00
2956.82 5493.28 59387 115748 8.47 16.30 19890 38433 102453 225273
2547.80 5138.13 51831 97801 10.35 20.91 23682 49997 125960 238559

121
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i
Name of the Insurer: Bharti AXA General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 463.33 3479.19 1160.00 2323.00 463.33 3015.86 2400533.80 10366338.63
Previous year 480.52 3443.45 1081.00 2510.00 480.52 2962.93 2270110.71 9147913.79
Marine Cargo 212.32 1414.99 309.00 666.00 212.32 1202.67 1330375.34 4968189.34
Previous year 114.15 1137.79 329.00 719.00 114.15 1023.63 878658.24 2701449.23
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 212.32 1414.99 309 666 212.32 1202.67 1330375.34 4968189.34
Previous year (Total) 114.15 1137.79 329 719 114.15 1023.63 878658.24 2701449.23
Aviation
Previous year
Engineering 242.90 770.55 342.00 614.00 242.90 527.66 129849.77 661545.55
Previous year 206.01 1034.08 399.00 868.00 206.01 828.07 200725.81 849931.29
Motor Own Damage 6488.16 12422.14 148871.00 288498.00 6488.16 5933.98 583554.94 1124348.46
Previous year 5713.42 11710.48 124263.00 242789.00 5713.42 5997.07 283092.66 839020.00
Motor Third party 2539.52 5229.25 148871.00 288498.00 2539.52 2689.73
Previous year 2609.03 5285.88 124263.00 242789.00 2609.03 2676.85
Motor (Total) 9027.68 17651.40 148871 288498 9027.68 8623.71 583554.94 1124348.46
Previous year (Total) 8322.45 16996.37 124263 242789 8322.45 8673.92 283092.66 839020.00
Workmen's compensation /
Employer's liability 67.12 153.69 265 553 67.12 86.57 9177 38892
Previous year 55.14 148 209 472 55.14 92.74 9821 35879
Public Liability 1 2 3 9 0.66 1.54
Previous year 4.01 12.00 0.00 4.01
Product Liability 0.00 0.00 0 0
Previous year 0.00 0.00 0
Other Liability Covers 83 284 84 152 83.09 200.64 38914 108004
Previous year 38 96 42 85 37.95 57.92 28474 95818
Liability (Total) 150.88 439.62 352 714 150.88 288.75 48090.55 146895.37
Previous year (Total) 93.09 247.77 251 569 93.09 154.67 38294.51 131696.33
Personal Accident 156.52 767.26 7187.00 10322.00 156.52 610.74 1747826.97 4224526.31
Previous year 248.63 751.40 951.00 2181.00 248.63 502.78 1753051.47 8425899.30
Medical Insurance 1764.74 7996.97 1625.00 3552.00 1764.74 6232.23 11534.89 30751.46
Previous year 1047.30 6159.60 1587.00 3658.00 1047.30 5112.31 19736.55 38614.59
Overseas Medical Insurance
Previous year
Health (Total) 1764.74 7996.97 1625 3552 1764.74 6232.23 11534.89 30751.46
Previous year (Total) 1047.30 6159.60 1587 3658 1047.30 5112.31 19736.55 38614.59
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 0 12 0 1 0.00 12.00 0
Previous year 0 0 0.00 0.00 0
All Other Miscellaneous 166.45 391.75 1155.00 2096.00 166.45 225.30 172567.74 3259792.97
Previous year 105.39 350.61 934.00 934.00 105.39 245.23 133749.74 538813.30
Grand Total 12184.82 32923.74 161001 308786 12184.82 20738.91 6424334.00 24782388.09
Previous year (Total) 10617.53 30121.07 129795 254228 10617.53 19503.53 5577419.69 22673337.83
*Wherever applicable
122
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
18.21 29.77 531.00 930.00
21.88 39.81 542.00 1184.00
0.23 8.48 6.00 14.00
0.52 0.64 12.00 14.00

0.23 8.48 6 14 0.00 0.00 0 0 0 0

0.52 0.64 12 14 0.00 0.00 0 0 0 0

18.72 23.99 25.00 45.00

30.86 45.14 58.00 94.00
316.86 602.70 6204.00 11498.00
506.46 975.49 6527.00 14827.00
159.21 310.15 0.00 0.00
327.31 570.24 0.00 0.00
476.07 912.85 6204 11498 0.00 0.00 0 0 0 0
833.77 1545.73 6527 14827 0.00 0.00 0 0 0 0

2.57 3.50 10.00 16.00

2.78 8 8.00 17.00
0.00 0.00 0.00 0.00
0.00

0.00 0.00 1.00 1.00

-0.52 -0.52 0
2.57 3.50 11 17 0.00 0.00 0 0 0 0
2.27 7.36 8 17 0.00 0.00 0 0 0 0
9.32 102.90 32.00 73.00 0.00 0.00 0 0
11.02 43.11 67.00 155.00
276.35 284.63 16.00 34.00
13.86 20.10 16.00 38.00

276.35 284.63 16 34 0.00 0.00 0 0 0 0

13.86 20.10 16 38 0.00 0.00 0 0 0 0
irda journal December 2014

0 0
0 0
23.14 33.55 460.00 852.00
12.06 44.42 473.00 1014.00
824.62 1399.65 7285 13463 0.00 0.00 0 0 0 0
926.22 1746.32 7703 17343 0.00 0.00 0 0 0 0

123
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Name of the Insurer: Cholamandalam Ms General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 967.6 2,799.3 24,993 40,331 (184.7) 248.6 4,657,735 12,212,973
Previous year 1,152.3 2,550.7 17,063 36,382 (18.7) 331.3 3,877,658 6,677,172
Marine Cargo 591.0 1,186.7 475 975 (8.0) (114.3) 8,631,173 18,335,354
Previous year 598.9 1,301.0 543 1,054 338.3 651.2 2,037,870 5,449,334
Marine Hull (Including
Onshore & Offshore oil energy) - - - - (1.0) (1.0) - -
Previous year 1.0 1.0 2 2 0.1 0.1 107 107
Marine (Total) 591.0 1,186.7 475 975 (9.0) (115.3) 8,631,173 18,335,354
Previous year (Total) 599.9 1,302.0 545 1,056 338.4 651.3 2,037,976 5,449,440
Aviation - - - - - - - -
Previous year - - - - - - - -
Engineering 220.5 428.2 743 1,459 11.0 28.2 110,977 665,973
Previous year 209.5 400.1 826 1,722 77.3 11.8 169,042 337,776
Motor Own Damage 4,581.1 9,377.7 63,863 130,313 (659.9) (1,623.8) 343,113 713,712
Previous year 5,241.1 11,001.5 69,034 140,916 853.0 1,821.7 384,268 780,580
Motor Third party 5,105.2 10,361.7 68,218 139,276 303.3 834.6 - -
Previous year 4,801.9 9,527.1 70,083 143,131 1,249.6 2,820.1 - -
Motor (Total) 9,686.3 19,739.4 68,218 139,276 (356.6) (789.2) 343,113 713,712
Previous year (Total) 10,042.9 20,528.6 70,083 143,131 2,102.6 4,641.8 384,268 780,580
Workmen's compensation /
Employer's liability 44.7 113.2 187 407 1.3 8.1 9,482 26,040
Previous year 43.4 105.1 224 434 (14.6) (44.2) 7,045 19,868
Public Liability 46.9 139.2 74 177 (10.2) 8.1 22,416 44,733
Previous year 57.1 131.0 82 153 1.1 12.1 13,895 31,626
Product Liability - - - - - - - -
Previous year - - - - - - - -
Other Liability Covers - - - - - - - -
Previous year - - - - - - - -
Liability (Total) 91.6 252.4 261 584 (8.9) 16.2 31,898 70,773
Previous year (Total) 100.5 236.1 306 587 (13.5) (32.0) 20,940 51,494
Personal Accident 471.9 1,155.4 2,496 5,640 4.0 92.6 1,259,451 5,899,812
Previous year 467.8 1,062.8 2,422 4,952 15.9 228.7 246,172 734,329
Medical Insurance 2,332.5 3,497.9 5,296 13,747 400.2 (2,948.0) 168,374 309,650
Previous year 1,932.3 6,445.9 5,246 11,404 (1,057.5) 1,684.6 80,094 350,079
Overseas Medical Insurance 75.5 134.4 1,851 3,217 (2.7) (3.8) 2,677 5,881
Previous year 78.2 138.2 2,198 3,913 (3.6) 0.9 4,177 7,566
Health (Total) 2,408.0 3,632.2 7,147 16,964 397.5 (2,951.9) 171,051 315,531
Previous year (Total) 2,010.4 6,584.1 7,444 15,317 (1,061.1) 1,685.5 84,271 357,644
Crop Insurance - 453.4 - 4 - 453.4 - 6,803
irda journal December 2014

Previous year - - - - (31.2) (37.7) - -

Credit Guarantee - - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 126.5 261.8 3,362 7,274 26.8 38.1 607,907 1,377,289
Previous year 99.7 223.7 3,869 7,965 (2.2) 16.8 386,235 765,268
Grand Total 14,563.3 29,908.9 107,695 212,507 (119.8) (2,979.3) 15,813,305.3 39,598,219.4
Previous year (Total) 14,683.1 32,888.2 102,558 211,112 1,407.5 7,497.5 7,206,561.3 15,153,702.0
*Wherever applicable
124
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
11.4 18.2 38 75 - - - -
1.4 2.0 16 31 - - - -
- - - - - - -
- - - - - - -

- - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
4.6 4.8 - 3 - - - -
0.5 1.9 3 15 - - - -
711.2 1,446.6 14,240 29,470 - - - -
695.3 1,400.2 14,106 28,396 - - - -
475.3 955.7 14,314 29,630 - - - -
417.1 815.4 14,148 28,465 - - - -
1,186.4 2,402.3 14,314 29,630 - - - -
1,112.4 2,215.6 14,148 28,465 - - - -

- - - - - - - -
- - - - - - -
- - - - - - - -
- - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - -
- - - - - - - -
1,179.4 1,181.7 - 1 - - 900,780 919,103
1,362.6 4,959.3 45 163 - - 647,185 3,403,334
- - - - - - - -
- - - - - - - -
1,179.4 1,181.7 - 1 - - 900,780 919,103
1,362.6 4,959.3 45 163 - - 647,185 3,403,334
- 453.4 - 4 - - - -
irda journal December 2014

- - - - - - - -
- - - - - - - -
- - - - - - - -
46.4 115.7 1,389 3,423 - - - -
86.5 128.4 3,424 4,864 - - - -
2,428.2 4,176.1 15,741 33,136 - - 900,780 919,103 - -
2,563.4 7,307.2 17,636 33,538 - - 647,185 3,403,334 - -

125
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i
Name of the Insurer: Future Generali India Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 915.56 4210.99 4089 7574 -192.10 589.82 3133383.97 15280321.48
Previous year 1107.66 3621.17 3511 6464 97.16 874.14 2921100.18 10376218.42
Marine Cargo 449.99 1567.61 1240 2456 16.53 281.83 1352573.27 8368567.57
Previous year 433.46 1285.79 1045 2210 -215.69 -331.87 891145.52 3896942.01
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Marine (Total) 449.99 1567.61 1240 2456 16.53 281.83 1352573.27 8368567.57
Previous year (Total) 433.46 1285.79 1045 2210 -215.69 -331.87 891145.52 3896942.01
Aviation 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Engineering 281.82 831.31 484 939 25.78 69.99 200921.04 818576.48
Previous year 256.04 761.33 640 1341 19.29 -60.14 118518.82 410398.70
Motor Own Damage 4859.53 9017.50 62764 118369 957.17 1524.55 264243.24 499588.00
Previous year 3902.36 7492.95 51098 97344 474.01 1245.30 216609.99 419624.97
Motor Third party 2034.75 3842.25 198 782 399.31 726.71
Previous year 1635.44 3115.54 61 169 -102.52 -7.25
Motor (Total) 6894.29 12859.75 62764 118369 1356.49 2251.25 264243.24 499588.00
Previous year (Total) 5537.80 10608.49 51098 97344 371.49 1238.04 216609.99 419624.97
Workmen's compensation /
Employer's liability 193.18 457.20 1098 2065 20.16 93.42 24021.41 95822.34
Previous year 173.02 363.78 911 1874 23.68 89.95 14578.93 45332.16
Public Liability 0.00 0.00 0 0 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Product Liability 149.73 308.28 214 434 36.84 53.02 63507.86 105121.35
Previous year 112.89 255.26 156 334 11.61 52.25 52983.29 92810.53
Other Liability Covers 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Liability (Total) 342.91 765.48 1312 2499 57.00 146.44 87529.27 200943.69
Previous year (Total) 285.90 619.04 1067 2208 35.29 142.20 67562.22 138142.68
Personal Accident 280.07 808.32 7991 16312 -43.85 -249.21 344672.26 5323315.78
Previous year 323.92 1057.53 6555 12432 10.88 252.53 271003.51 2348831.48
Medical Insurance 1139.77 2463.53 2059 3967 268.26 -120.25 41151.62 80212.96
Previous year 871.50 2583.77 1930 3538 388.50 666.62 36690.65 96080.60
Overseas Medical Insurance 145.18 280.67 8033 14524 -5.77 3.74 83552.80 191879.91
Previous year 150.95 276.93 7569 13678 2.35 2.60 97888.66 199472.71
Health (Total) 1284.95 2744.20 10092 18491 262.49 -116.51 124704.41 272092.87
Previous year (Total) 1022.46 2860.71 9499 17216 390.85 669.22 134579.31 295553.31
Crop Insurance 171.54 282.83 45 173 171.54 282.83 2144.30 4407.47
irda journal December 2014

Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00

Credit Guarantee 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
All Other Miscellaneous 534.64 1427.45 6476 12230 125.60 289.17 767177.67 2307016.17
Previous year 409.04 1138.28 4683 8666 14.98 250.79 507991.12 1430949.20
Grand Total 11155.77 25497.95 94493 179043 1779.48 3545.62 6277349.42 33074829.50
Previous year (Total) 9376.29 21952.33 78098 147881 724.25 3034.92 5128510.69 19316660.77
*Wherever applicable
126
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
23.71 773.80 360 616
109.26 418.22 252 482
18.19 138.70 118 195
20.76 63.43 65 148

- - -
- - -
18.19 138.70 118 195 0.00 0.00 0 0
20.76 63.43 65 148 0.00 0.00 0 0
- - -
- - -
20.02 61.39 52 113
17.91 58.27 62 127
391.84 733.09 5128 10023
321.04 611.13 4258 8280
195.92 363.87 - -
158.21 297.86 - -
587.76 1,096.96 5128 10023 0.00 0.00 0 0
479.25 908.99 4258 8280 0.00 0.00 0 0

5.04 11.09 44 87
7.23 17.16 37 80
- - - -
- - - -
5.65 16.79 11 30
2.56 13.46 12 33
- - - -
- - - -
10.69 27.88 55 117 0.00 0.00 0 0
9.79 30.62 49 113 0.00 0.00 0 0
33.20 44.02 834 1601 2.01 5.85 4554 13181
6.42 10.83 451 969
11.28 18.15 136 224 15022 61273
5.89 14.82 135 221
9.61 16.95 399 772
8.21 13.67 440 741
20.89 35.10 535 996 0.00 0.00 0 0 15022 61273
14.10 28.50 575 962 0.00 0.00 0 0 0 0
- - - -
irda journal December 2014

- - - -
- - - -
- - - -
78.56 139.77 984 1750
51.21 104.14 645 1221
793.02 2317.62 8066 15411 2.01 5.85 4554 13181 15022 61273
708.70 1623.00 6357 12302 0.00 0.00 0 0 0 0

127
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Name of the Insurer: HDFC ERGO General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 2,061.79 12,212.53 6,153 10,176 308.47 2,188.51 5,412,873.89 43,517,642.54
Previous year 1,753.32 10,024.01 4,908 9,061 442.68 43.42 3,435,725.78 21,888,268.88
Marine Cargo 540.22 3,512.53 809 1,725 253.12 1,253.86 3,032,115.82 14,656,432.67
Previous year 287.10 2,258.67 360 775 (74.97) 272.11 1,288,120.19 9,268,267.65
Marine Hull (Including
Onshore & Offshore oil energy) 61.77 95.07 7 7 (49.14) (90.54) 17,887.58 17,887.58
Previous year 110.90 185.61 10 52 5.22 (73.50) 98,419.41 126,306.42
Marine (Total) 601.99 3,607.60 816 1,732 203.98 1,163.33 3,050,003.40 14,674,320.25
Previous year (Total) 398.00 2,444.28 370 827 (69.74) 198.62 1,386,539.59 9,394,574.07
Aviation 28.58 590.65 7 17 (14.09) 22.99 143,836.60 1,803,053.20
Previous year 42.67 567.66 2 13 (43.74) (73.93) 25,920.00 1,971,779.05
Engineering 356.05 936.84 259 512 (90.42) (676.21) 2,221.16 243,710.61
Previous year 446.47 1,613.05 420 882 (61.01) (164.45) 141,349.04 599,409.04
Motor Own Damage 5,738.86 10,257.85 75,074 139,802 1,103.82 1,710.66 403,988.37 722,254.33
Previous year 4,635.04 8,547.20 61,755 115,400 899.00 1,951.48 304,558.29 562,080.13
Motor Third party 3,848.59 6,986.70 139,084 259,640 1,437.27 2,477.45 -
Previous year 2,411.32 4,509.24 113,693 218,473 485.56 1,080.55
Motor (Total) 9,587.45 17,244.55 139,084 259,640 2,541.09 4,188.11 403,988.37 722,254.33
Previous year (Total) 7,046.36 13,056.44 113,693 218,473 1,384.57 3,032.02 304,558.29 562,080.13
Workmen's compensation /
Employer's liability 94.57 217.99 135 245 10.79 38.50 38,837.87 181,767.54
Previous year 83.79 179.49 106 181 25.49 9.24 28,480.58 70,736.12
Public Liability 4.54 43.17 17 52 (5.80) 14.29 4,384.89 37,686.93
Previous year 10.34 28.88 16 31 4.59 (4.99) 11,462.20 23,050.72
Product Liability 24.55 28.31 2 4 22.04 19.64 10,681.60 12,681.60
Previous year 2.51 8.67 2 5 (5.02) (2.79) 1,510.30 4,010.30
Other Liability Covers 347.88 2,873.97 113 270 82.25 173.19 123,906.77 726,530.69
Previous year 265.63 2,700.78 88 239 (37.25) 330.97 130,053.41 1,015,076.31
Liability (Total) 471.54 3,163.44 267 571 109.28 245.63 177,811.13 958,666.76
Previous year (Total) 362.27 2,917.81 212 456 (12.20) 332.43 171,506.48 1,112,873.46
Personal Accident 2,966.59 5,927.25 135,970 250,485 940.17 1,456.01 5,093,778.57 22,892,976.31
Previous year 2,026.42 4,471.23 113,931 211,788 49.23 279.86 4,406,102.10 9,876,882.78
Medical Insurance 3,315.69 7,433.75 37,085 67,126 (337.84) (10,857.82) 139,981.60 300,059.45
Previous year 3,653.52 18,291.57 34,775 65,936 (274.16) 9,218.51 191,694.91 622,527.05
Overseas Medical Insurance 141.18 3,112.73 4,792 7,738 57.46 1,727.94 972,547.20 5,302,815.55
Previous year 83.72 1,384.80 2,234 3,902 (47.48) 259.70 1,274,179.29 7,440,114.00
Health (Total) 3,456.87 10,546.49 41,877 74,864 (280.37) (9,129.88) 1,112,528.80 5,602,875.00
Previous year (Total) 3,737.25 19,676.36 37,009 69,838 (321.64) 9,478.21 1,465,874.20 8,062,641.05
Crop Insurance 71.13 98.08 - 21 (0.35) (166.57) 6,774.45 9,138.31
irda journal December 2014

Previous year 71.48 264.65 1 1 67.11 255.72 2,758.97 10,762.22

Credit Guarantee - - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 563.26 882.44 251 447 (1,553.03) (3,778.12) 3,175,194.54 19,001,482.34
Previous year 2,116.29 4,660.56 225 470 2,037.66 4,450.91 602,572.72 2,001,801.86
Grand Total 20,165.25 55,209.86 324,684 598,465 2,164.72 (4,486.20) 18,579,010.91 109,426,119.65
Previous year (Total) 18,000.53 59,696.06 270,771 511,809 3,472.93 17,832.83 11,942,907.17 55,481,072.54
*Wherever applicable
128
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
194.09 483.48 638 938 - - - -
149.76 451.02 427 732 - - - -
63.95 886.94 83 189 - - - -
5.85 444.64 33 75 - - - -

- - - - - - - -
- 44.94 - 1 - - - -
63.95 886.94 83 189 - - - - - -
5.85 489.57 33 76 - - - - - -
- - - - - - - -
- - - - - - - -
19.76 71.42 24 62 - - - -
23.30 115.96 61 122 - - - -
671.91 1,125.95 9,632 16,954 - - - -
484.12 864.45 7,292 12,850 - - - -
693.44 1,236.82 24,716 44,587 - - - -
428.29 775.96 20,496 38,709 - - - -
1,365.35 2,362.77 24,716 44,587 - - - - - -
912.40 1,640.41 20,496 38,709 - - - - - -

22.46 24.58 16 22 - - - -
21.75 25.36 10 12 - - - -
4.19 4.18 1 1 - - - -
0.14 0.17 1 1 - - - -
0.02 0.02 1 1 - - - -
- - - - - - - -
20.73 34.42 10 15 - - - -
3.21 27.66 2 9 - - - -
47.40 63.19 28 39 - - - - - -
25.10 53.19 13 22 - - - - - -
268.54 477.35 14,394 26,372 - - - -
151.72 281.97 11,077 20,647 - - - -
200.97 350.70 2,191 4,147 - - - - 103,742 339,108
215.12 427.68 1,914 3,834 - - - - 697,342 1,151,539
5.17 9.30 173 301 - - - - 148,242 251,706
0.72 2.07 314 349 - - - - 123,196 241,006
206.14 360.00 2,364 4,448 - - - - 251,984 590,814
215.84 429.76 2,228 4,183 - - - - 820,538 1,392,545
30.96 41.66 - - - - - -
irda journal December 2014

48.23 166.90 - - - - - -
- - - - - - - -
- - - - - - - -
629.14 606.95 12 26 - - - -
699.94 1,697.25 13 42 - - - -
2,825.33 5,353.76 42,259 76,661 - - - - 251,984 590,814
2,232.14 5,326.04 34,348 64,533 - - - - 820,538 1,392,545

129
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Name of the Insurer: ICICI Lombard General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 2,568.82 24,029.70 2,747 5,712 355.66 1,596.44 4,585,628 36,203,241
Previous year 2,213.16 22,433.26 2,499 5,288 550.71 6,093.54 4,965,309 33,667,681
Marine Cargo 1,262.46 7,506.49 1,243 2,733 (191.99) 980.02 5,662,065 28,853,620
Previous year 1,454.46 6,526.47 1,513 3,224 492.38 1,567.44 4,506,989 23,080,502
Marine Hull (Including
Onshore & Offshore oil energy) 250.00 734.95 4 25 (108.19) (108.69) 4,999 293,902
Previous year 358.19 843.64 19 46 234.07 (161.34) 350,038 517,410
Marine (Total) 1512.46 8241.44 1247 2758 -300.19 871.33 5667064.54 29147521.33
Previous year (Total) 1812.65 7370.11 1532 3270 726.45 1406.10 4857026.93 23597912.80
Aviation 219.18 1,021.65 15 39 36.52 614.38 569,341 1,185,703
Previous year 182.66 407.28 11 35 (129.31) (1,432.17) 230,052 699,277
Engineering 1,128.61 3,027.85 694 1,515 (61.24) (765.22) 858,419 3,038,381
Previous year 1,189.85 3,793.07 816 1,823 112.11 491.16 767,760 2,317,819
Motor Own Damage 16,953.72 33,602.24 843,965 1,645,126 (468.68) (1,165.31) 2,580,690 4,984,720
Previous year 17,422.40 34,767.55 692,255 1,367,454 3,423.98 6,451.58 2,242,774 4,460,939
Motor Third party 9,777.68 19,220.04 851,791 1,660,324 807.52 1,329.57
Previous year 8,970.15 17,890.46 699,970 1,383,322 3,125.28 6,230.05
Motor (Total) 26731.39 52822.28 851791 1660324 338.84 164.27 2580690.25 4984720.30
Previous year (Total) 26392.56 52658.01 699970 1383322 6549.26 12681.62 2242773.74 4460938.64
Workmen's compensation /
Employer's liability 257.26 700.75 1,153 2,481 (27.45) (101.82) 114,839 207,151
Previous year 284.71 802.57 880 1,965 80.57 183.34 93,002 207,592
Public Liability 7.09 24.38 25 65 (0.64) (5.91) 25,642 79,882
Previous year 7.73 30.29 24 74 1.51 5.33 12,228 37,133
Product Liability 2.10 29.37 2 9 (3.39) 1.52 250 15,820
Previous year 5.49 27.85 5 13 (7.67) (2.35) 1,420 4,825
Other Liability Covers 401.43 3,649.21 220 503 105.35 656.76 184,316 891,518
Previous year 296.08 2,992.45 193 450 40.79 241.88 174,151 676,341
Liability (Total) 667.88 4403.71 1400 3058 73.87 550.55 325046.63 1194370.37
Previous year (Total) 594.02 3853.16 1102 2502 115.20 428.21 280800.61 925890.63
Personal Accident 1,558.78 4,244.04 35,643 67,243 303.84 304.29 1,894,889 7,596,267
Previous year 1,254.94 3,939.75 40,200 86,966 219.02 506.55 1,790,116 8,320,351
Medical Insurance 14,323.53 32,219.15 49,560 95,524 4,461.22 3,895.99 651,607 1,124,343
Previous year 9,862.30 28,323.16 51,147 96,402 1,531.14 3,403.91 554,968 1,126,865
Overseas Medical Insurance 1,156.27 1,933.76 107,562 188,310 57.17 128.86 4,355,767 7,563,865
Previous year 1,099.10 1,804.90 101,714 168,916 228.44 294.01 1,454,433.24 2,824,468
Health (Total) 15479.80 34152.91 157122 283834 4518.40 4024.84 5007373.99 8688207.84
Previous year (Total) 10961.40 30128.06 152861 265318 1759.58 3697.91 2009401.23 3951332.72
Crop Insurance 704 1,471.29 274 529 630 1,078.48 9,062 20,614
irda journal December 2014

Previous year 74.17 392.81 24 125 (164.41) (109.49) -661 898

Credit Guarantee 158.02 528.10 8 17 35.46 106.15 7,397 13,069
Previous year 122.56 421.95 9 17 (5.75) (22.13) 4,060 9,366
All Other Miscellaneous 916.65 2,330.42 6,943 14,822 (287.26) (61.92) 32,615,171 34,484,037
Previous year 1,203.91 2,392.34 10,290 20,172 445.16 573.70 4,475,079 8,267,773
Grand Total 51645.52 136273.39 1057884 2039851 5643.63 8483.59 54120082.52 126556133.49
Previous year (Total) 46001.88 127789.80 909314 1768838 10178.03 24315.02 21621717.73 86219238.95
*Wherever applicable
130
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(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -

- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
0.00 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
643.18 1,384.29 - - - 0.00 - -
844.34 1,683.08 - - 0.00 0.00 - -
791.44 1,542.70 36,337 72,596 - 0.00 - -
858.14 1,676.84 37,252 72,999 0.00 0.00 - -
1434.63 2926.99 36337 72596 0.00 0.00 0 0 0 0
1702.49 3359.92 37252 72999 0.00 0.00 0 0 0 0

0.00 0.00 - - - 0.00 - -

0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
4563.04 4,693.33 318 436 (4.57) 15.47 -3,492 11,806 1,109,887 1,714,955
910.46 1,305.05 141 320 32.20 93.36 - 19,511 987,657 1,909,876
6.19 21.81 134 362 - 0.00 - - 107,562 188,310
0.10 0.41 11 25 0.00 0.00 - - 101,714 168,916
4569.23 4715.14 452 798 -4.57 15.47 -3492 11806 1217449 1903265
910.57 1305.46 152 345 32.20 93.36 0 19511 1089371 2078792
528 1,106 274 529 - - - -
irda journal December 2014

63 280 24 109 - - - -
- - - - - - - -
- - - - - - - -
23 53 67 139 - - - -
2 5 35 72 - - - -
6554.19 8801.55 37130 74062 -4.57 15.47 -3492 11806 1217449 1903265
2678.72 4949.91 37463 73525 32.20 93.36 0 19511 1089371 2078792

131
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Name of the Insurer: IFFCO Tokio General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 2146.80 10562.12 4502.00 8565.00 -6268.52 2146.80 4272824.84 14107352.02
Previous year 2328.59 10912.27 5527.00 9786.00 -6255.09 2328.59 4670453.11 15690037.56
Marine Cargo 681.09 2300.67 1400.00 2668.00 -938.48 681.09 1741228.93 5866081.75
Previous year 790.03 2068.29 879.00 1608.00 -488.23 790.03 1421755.09 6127540.12
Marine Hull (Including
Onshore & Offshore oil energy) 42.58 93.98 49.00 96.00 -8.82 42.58 4654.58 12454.02
Previous year 57.88 100.48 56.00 85.00 15.27 57.88 17712.18 23573.16
Marine (Total) 723.68 2394.66 1449 2764 -947.30 723.68 1745883.51 5878535.77
Previous year (Total) 847.91 2168.78 935 1693 -472.96 847.91 1439467.27 6151113.28
Aviation 9.19 28.28 2.00 3.00 -9.90 9.19 40991.04 133991.04
Previous year 35.32 105.24 6.00 9.00 -34.60 35.32 193416.00 358573.50
Engineering 889.04 1407.36 509.00 1073.00 370.73 889.04 881621.07 1002987.57
Previous year 644.27 1010.55 318.00 654.00 277.99 644.27 51690.96 148056.15
Motor Own Damage 8643.68 17790.98 291061.00 630601.00 -503.61 8643.68 516831.94 1107542.60
Previous year 9299.27 17807.35 308865.00 649321.00 791.20 9299.27 566109.47 1332111.20
Motor Third party 5809.72 12033.51 6702.00 15169.00 -414.07 5809.72
Previous year 6046.72 12888.98 5266.00 12777.00 -795.54 6046.72
Motor (Total) 14453.41 29824.49 291061 630601 -917.68 14453.41 516831.94 1107542.60
Previous year (Total) 15346.00 30696.33 308865 649321 -4.34 15346.00 566109.47 1332111.20
Workmen's compensation /
Employer's liability 155.09 358.12 1153.00 2387.00 -47.94 155.09 25475.25 66685.55
Previous year 123 305 964 1990 -60 122.56 14056 45367
Public Liability 15.27 36.20 23.00 34.00 -5.67 15.27 34582.50 50632.50
Previous year 146 239 88 154 54 146.34 47798 77860
Product Liability 12.96 54.51 9.00 15.00 -28.60 12.96 5220.00 9270.00
Previous year 43 49 9 13 38 43.25 5108 6844
Other Liability Covers 192.65 300.92 150.00 238.00 84.37 192.65 80075.06 122823.14
Previous year 58 130 62 107 -13 58.42 63616 116717
Liability (Total) 375.96 749.75 1335 2674 2.17 375.96 145352.81 249411.19
Previous year (Total) 370.56 722.80 1123 2264 18.32 370.56 130576.98 246787.39
Personal Accident 245.69 601.86 17978.00 24411.00 -110.47 245.69 779475.34 1611832.75
Previous year 266.95 543.98 25060 27221 -10.07 266.95 780413.67 2043305.06
Medical Insurance 3682.28 6968.43 6154.00 12598.00 396.13 3682.28 186423.63 619874.03
Previous year 1440.20 4247.43 4965 6742 -1367.02 1440.20 272505.40 430658.91
Overseas Medical Insurance 46.34 94.09 5067.00 10074.00 -1.42 46.34 6908.50 12709.70
Previous year 44.57 70.86 5072 7652 18.28 44.57 7571.40 11955.90
Health (Total) 3728.61 7062.51 11221 22672 394.71 3728.61 193332.13 632583.73
Previous year (Total) 1484.77 4318.28 10037 14394 -1348.74 1484.77 280076.80 442614.81
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 112 672 8 17 -447 112 10168 87265
Previous year
All Other Miscellaneous 792.96 3045.76 21750.00 38638.00 -1459.84 792.96 857953.57 2322574.23
Previous year 889.41 3479.67 15557 36897 -1700.86 889.41 1334108.34 3060949.42
Grand Total 23477.62 56348.40 349815 731418 -9393.16 23477.62 9444434.65 27134076.27
Previous year (Total) 22213.77 53957.89 367428 742239 -9530.34 22213.77 9446312.60 29473548.37
*Wherever applicable
132
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
11.82 20.80 203 396.00
27.34 39.49 675 969.00
0.00 0.00 0 0.00
0.00 0.00 0 0

0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
1.21 1.48 6.00 7.00
5.00 5.04 29.00 34.00
443.84 847.71 26903.00 53672.00
885.23 1326.22 45076.00 66513.00
643.93 1309.26 0.00 0.00
848.38 1247.63 0.00 0.00
1087.77 2156.97 26903 53672 0.00 0.00 0 0
1733.61 2573.85 45076 66513 0.00 0.00 0 0

2 4 25 44
4 7 74 154
0 0 0 0
1 1 1 2
0 0 0 0
0 0 0 0
0 0 7 10
0 0 22 29
2.06 3.74 32 54 0.00 0.00 0 0
4.95 8.73 97 185 0.00 0.00 0 0
59.48 83.47 1121 1361 2.51 3.79 50296 75966
60.19 90.63 4355 4901 2.51 3.83 50265 76744
1345.70 2250.22 119 218 1342.18 1629.44 1002551 1298007
350.89 1278.42 251 324 344.43 1267.38 0 280049
0.00 0.00 0 0
0.00 0.00 0 0
1345.70 2250.22 119 218 1342.18 1629.44 1002551 1298007 0 0
350.89 1278.42 251 324 344.43 1267.38 0 280049 0 0
irda journal December 2014

138.27 1249.11 2137 3530.00 1.59 5.73 450 2090

155.39 1125.83 2984 4594.00 23.06 872.81 8996 51286
2646.31 5765.79 30521 59238 1346.28 1638.96 1053297 1376063 0 0
2337.37 5121.99 53467 77520 370.00 2144.02 59261 408079 0 0

133
 Name of the Insurer: L&T General Insurance Company Limited
~

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i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 273.07 756.30 706 1,507 (0.16) (337.18) 589,776 1,913,189
Previous year 273.23 1,093.48 410 708 77.21 293.14 718,932 2,376,844
Marine Cargo 48.97 193.99 407 830 (21.22) (27.41) 273,986 1,045,387
Previous year 70.19 221.40 358 606 19.62 54.92 344,580 1,417,705
Marine Hull (Including
Onshore & Offshore oil energy) - - - - - - - -
Previous year - - - - - - - -
Marine (Total) 48.97 193.99 407 830 (21.22) (27.41) 273,986 1,045,387
Previous year (Total) 70.19 221.40 358.00 606.00 19.62 54.92 344,579.79 1,417,705.32
Aviation - - - - - - - -
Previous year - - - - - - - -
Engineering 170.01 361.35 226 438 96.53 217.61 111,638 325,721
Previous year 73.49 143.74 166.00 327.00 (3.69) 6.02 74,330.68 219,225.63
Motor Own Damage 935.03 1,883.12 21,177 41,141 208.00 519.88 66,229 132,428
Previous year 727.03 1,363.24 9,022.00 16,924.00 268.18 348.69 50,850.38 91,971.51
Motor Third party 403.06 741.51 420 1,097 113.00 163.07 - -
Previous year 290.06 578.44 41.00 195.00 41.40 (66.73) - -
Motor (Total) 1,338.09 2,624.63 21,177 41,141 321.00 682.95 66,229 132,428
Previous year (Total) 1,017.09 1,941.68 9,022 16,924 309.58 281.96 50,850.38 91,971.51
Workmen's compensation /
Employer's liability 55.53 91.26 267 533 27.27 9.02 14,006 20,115
Previous year 28.26 82.24 193.00 361.00 (9.29) (12.81) 3,536.70 17,134.02
Public Liability
Previous year
Product Liability - - - - - - - -
Previous year - - - - - - - -
Other Liability Covers 7.58 23.70 33 66 (2.08) (4.58) 3,127 8,928
Previous year 9.66 28.28 21.00 45.00 3.42 6.66 25,437.50 -
Liability (Total) 63.11 114.96 300 599 25.19 4.44 17,133 29,043
Previous year (Total) 37.92 110.51 214.00 406.00 (5.87) (6.14) 28,974.20 53,501.56
Personal Accident 9.63 45.63 469 887 6.00 (142.32) 13,514 73,498
Previous year 3.63 187.95 405.00 817.00 (1.91) (36.27) 3,277.79 893,657.96
Medical Insurance 321.09 655.09 2,874 6,248 148.29 36.65 26,775 61,229
Previous year 172.80 618.44 970.00 1,727.00 70.79 259.28 3,607.25 17,777.56
Overseas Medical Insurance - - - - - - - -
Previous year - - - - - - - -
Health (Total) 321.09 655.09 2,874 6,248 148.29 36.65 26,775 61,229
Previous year (Total) 172.80 618.44 970.00 1,727.00 70.79 259.28 3,607.25 17,777.56
Crop Insurance - - - - - - - -
irda journal December 2014

Previous year - - - - - - - -
Credit Guarantee - - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 16.62 50.25 417 880 0.26 12.08 68,154 306,453
Previous year 16.36 38.17 155.00 328.00 (1.18) (65.80) 101,955.78 222,562.54
Grand Total 2,240.60 4,802.20 26,576 52,530 575.89 446.83 1,167,204.87 3,886,949.05
Previous year (Total) 1,664.70 4,355.37 11,700 21,843 464.55 787.10 1,326,507.49 5,293,246.28
*Wherever applicable
134
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(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
14.41 46.70 39 92 - - - - - -
18.47 35.07 37 60 - - - - - -
1.44 5.36 36 81 - - - - - -
2.57 6.57 47 70 - - - - - -

- - - - - - - - - -
- - - - - - - - - -
1.44 5.36 36 81 - - - - - -
2.57 6.57 47.00 70.00 - - - - - -
- - - - - - - - - -
- - - - - - - - - -
8.15 12.06 26 48 - - - - - -
1.07 3.18 18.00 28.00 - - - - - -
142.47 288.48 4,964 9,758 - - - - - -
81.08 152.39 1,050.00 2,004.00 - - - - - -
71.20 138.68 2 5 - - - - - -
39.60 75.84 - - - - - - - -
213.67 427.16 4,964 9,758 - - - - - -
120.68 228.22 1,050 2,004 - - - - - -

1.17 3.69 22 42 - - - - - -
1.67 1.75 13.00 15.00 - - - - - -

0.05 0.73 - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
1.22 4.42 22 42 - - - - - -
1.67 1.75 13.00 15.00 - - - - - -
0.75 1.13 114 148 0.02 0.04 44 86 - -
0.08 0.08 51.00 52.00 0.05 0.20 411.00 731.00 - -
- - - - 0.39 1.48 72 366 3,131 27,155
- - - - 1.26 2.84 105.00 441.00 5,260.00 24,042.00
- - - - - - - - - -
- - - - - - - - - -
- - - - 0.39 1.48 72 366 3,131 27,155
- - - - 1.26 2.84 105.00 441.00 5,260.00 24,042.00
- - - - - - - - - -
irda journal December 2014

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
0.42 2.97 9 28 - - - - - -
0.44 1.20 8.00 14.00 - - - - - -
240.06 499.79 5,210 10,197 0.41 1.52 116 452 3,131 27,155
144.98 276.08 1,224 2,243 1.31 3.04 516 1,172 5,260 24,042

135
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Name of the Insurer: Liberty Videocon General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 185.37 521.99 220.00 390.00 0.00 0.00 473111.58 1157983.87
Previous year 40.70 111.20 65.00 127.00 0.00 0.00 115311.15 280922.25
Marine Cargo 32.41 99.59 28.00 41.00 0.00 0.00 101538.93 214835.37
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 32.41 99.59 28 41 0.00 0.00 101538.93 214835.37
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Engineering 61.62 104.15 66.00 99.00 0.00 0.00 42808.88 89216.21
Previous year 8.37 22.76 18.00 43.00 0.00 0.00 6000.04 26588.26
Motor Own Damage 1204.84 2235.27 8465.00 15248.00 0.00 0.00 60845.36 113598.53
Previous year 296.62 513.68 1962.00 3308.00 0.00 0.00 14247.07 25119.91
Motor Third party 288.63 505.31 8693.00 15699.00 0.00 0.00
Previous year 45.94 74.60 1979.00 3325.00 0.00 0.00
Motor (Total) 1493.47 2740.59 8693 15699 0.00 0.00 60845.36 113598.53
Previous year (Total) 342.57 588.28 1979 3325 0.00 0.00 14247.07 25119.91
Workmen's compensation /
Employer's liability 4.40 13.17 48.00 85.00 0.00 0.00 1469.31 2549.02
Previous year 2.51 2.51 12.00 12.00 0.00 0.00 1000.40 1000.40
Public Liability 0.00 0.05 0.00 1.00 0.00 0.00 0.00 300.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Product Liability 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Liability Covers 3.58 6.70 20.00 26.00 0.00 0.00 680.00 2370.00
Previous year 1.35 1.78 6.00 8.00 0.00 0.00 585.00 810.00
Liability (Total) 7.98 19.91 68 112 0.00 0.00 2149.31 5219.02
Previous year (Total) 3.86 4.29 18 20 0.00 0.00 1585.40 1810.40
Personal Accident 92.34 255.51 53.00 106.00 0.00 0.00 414599.07 797742.10
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Medical Insurance 238.52 899.33 31.00 68.00 0.00 0.00 7699.59 52069.63
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 238.52 899.33 31 68 0.00 0.00 7699.59 52069.63
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 38.94 82.33 205.00 325.00 0.00 0.00 161934.30 237345.63
Previous year 14.52 30.06 71.00 146.00 0.00 0.00 31925.08 62127.05
Grand Total 2150.65 4723.39 9364 16840 0.00 0.00 1264687.03 2668010.36
Previous year (Total) 410.02 756.59 2151 3661 0.00 0.00 169068.74 396567.87
*Wherever applicable
136
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(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
9.46 19.12 10.00 14.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.80 0.00 1.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.80 0 1 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 1.59 0.00 1.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
64.52 98.82 492.00 778.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
16.15 24.90 504.00 797.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
80.67 123.72 504 797 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

0.33 4.60 1.00 13.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.33 4.60 1 13 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
3.81 3.77 1.00 1.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8.72 8.72 1.00 1.00 0.00 0.00 0.00 0.00 12561 296118
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0
8.72 8.72 1 1 0.00 0.00 0 0 12561 296118
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.26 6.43 6.00 9.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
103.25 168.76 523 837 0.00 0.00 0 0 12561 296118
0.00 0.00 0 0 0.00 0.00 0 0 0 0

137
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Name of the Insurer: Magma HDI General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 215.94 500.14 793.00 946.00 206.47 409.93 303666.05 613236.07
Previous year 9.47 90.22 15.00 31.00 10.11 90.85 19095.04 296988.70
Marine Cargo 19.02 95.08 68.00 123.00 -3.55 63.62 63372.31 125858.48
Previous year 22.57 31.46 3.00 10.00 22.57 31.46 40675.31 47787.50
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 19.02 95.08 68 123 -3.55 63.62 63372.31 125858.48
Previous year (Total) 22.57 31.46 3 10 22.57 31.46 40675.31 47787.50
Aviation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Engineering 60.23 109.60 143.00 282.00 55.21 99.79 97937.15 154449.98
Previous year 5.02 9.81 21.00 25.00 5.02 9.81 1272.68 5588.08
Motor Own Damage 1568.76 3045.20 21338.00 40840.00 314.65 870.69 175764.99 338238.62
Previous year 1254.11 2174.51 16047.00 27986.00 1281.98 2242.25 128369.12 224290.91
Motor Third party 1369.21 2675.65 24063.00 47420.00 281.70 738.18
Previous year 1087.51 1937.47 17323.00 29338.00 1105.17 1973.75
Motor (Total) 2937.97 5720.85 24063 47420 596.35 1608.87 175764.99 338238.62
Previous year (Total) 2341.62 4111.98 17323 29338 2387.15 4216.00 128369.12 224290.91
Workmen's compensation /
Employer's liability 11.11 20.83 57.00 93.00 11.11 20.83 1350.90 2209.93
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Public Liability 0.86 54.18 7.00 17.00 0.86 54.18 670.20 14857.89
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Product Liability 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Liability Covers 37.36 45.52 15.00 22.00 37.36 45.52 10370.18 13368.33
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Liability (Total) 49.33 120.53 79 132 49.33 120.53 12391.27 30436.15
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident 7.82 13.75 254.00 595.00 7.82 13.75 10866.18 41014.94
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 33.41 38.53 254.00 306.00 32.64 36.13 85304.95 106995.53
Previous year 0.76 2.40 8.00 11.00 0.76 2.40 1377.74 6755.87
Grand Total 3323.72 6598.48 25654 49804 944.28 2352.62 749302.89 1410229.77
Previous year (Total) 2379.44 4245.86 17370 29415 2425.60 4350.52 190789.89 581411.06
*Wherever applicable
138
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(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
207.15 207.15 437.00 437.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
18.35 18.35 46.00 46.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
18.35 18.35 46 46 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
37.95 37.95 94.00 94.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
946.98 1822.24 12968.00 24582.00 0.00 0.00 0.00 0.00
1472.19 2586.20 10320.00 18047.00 0.00 0.00 0.00 0.00
836.36 1613.21 13885.00 26258.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1783.34 3435.45 13885 26258 0.00 0.00 0 0
1472.19 2586.20 10320 18047 0.00 0.00 0 0

7.12 7.12 38.00 38.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.70 0.70 4.00 4.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
13.64 13.64 13.00 13.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
21.46 21.46 55 55 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
5.09 5.09 188.00 188.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
24.53 24.53 140.00 140.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2097.88 3749.99 14845 27218 0.00 0.00 0 0 0 0
1472.19 2586.20 10320 18047 0.00 0.00 0 0 0 0

139
 Name of the Insurer: National Insurance Company Limited
~

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i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 6275.69 18157.61 53980 102323 -155.89 235.62 38008789 112362443
Previous year 6431.58 17921.99 50208 99569 -809.09 1211.84 20550629 313240111
Marine Cargo 1406.23 3922.24 12651 25535 36.80 -157.29 7297663 1019657477
Previous year 1369.44 4079.53 8889 18731 -146.36 -36.91 6333064 18098198
Marine Hull (Including
Onshore & Offshore oil energy) 397.07 921.28 212 418 -156.06 -533.12 789078 1630265
Previous year 553.13 1454.40 227 421 218.91 608.94 717678 1128846
Marine (Total) 1803.30 4843.53 12863 25953 -119.26 -690.41 8086741 1021287743
Previous year (Total) 1922.57 5533.94 9116 19152 72.55 572.04 7050742 19227044
Aviation 692.44 1564.86 13 32 173.15 11.95 42783 15553397
Previous year 519.30 1552.91 1 25 -124.48 142.57 3352 3949402
Engineering 2302.34 5154.22 2358 5302 -237.13 -314.30 63838738 6990598
Previous year 2539.48 5468.52 2921 6384 218.01 299.76 3460726 5909075
Motor Own Damage 17507.94 35622.94 478986 989231 -790.69 -275.01 803501 1649643
Previous year 18298.63 35897.95 470204 960042 1023.13 2760.33 717994 1485211
Motor Third party 23146.86 47448.89 675808 1414967 990.37 3435.61 802754 1648330
Previous year 22156.49 44013.28 691766 1421376 2624.13 6074.78 716371 1482132
Motor (Total) 40654.80 83071.82 675808 1414967 199.68 3160.60 1606255 3297973
Previous year (Total) 40455.11 79911.22 691766 1421376 3647.25 8835.10 1434366 2967343
Workmen's compensation /
Employer's liability 513.54 1244.41 4593 9916 -38.50 -118.28 40977 120822
Previous year 552.04 1362.69 4581 10088 3.97 8.17 68414 147353
Public Liability 8.01 27.36 97 236 2.27 2.87 5044 15890
Previous year 5.74 24.49 129 266 -0.20 0.22 3523 17061
Product Liability 91.58 146.86 17 38 72.51 3.10 37750 95554
Previous year 19.07 143.76 13 38 -17.26 28.99 9670 83547
Other Liability Covers 142.85 452.95 817 1843 26.11 84.16 109396 310911
Previous year 116.75 368.80 799 1701 -113.74 -163.63 94514 307618
Liability (Total) 755.99 1871.58 5524 12033 62.39 -28.17 193166 543178
Previous year (Total) 693.60 1899.75 5522 12093 -128.89 -126.25 176121 555579
Personal Accident 1150.58 2271.17 36030 68015 10.96 -260.31 7988810 12298811
Previous year 1139.62 2531.48 29085 59394 217.10 279.84 7375371 14222052
Medical Insurance 29174.58 63320.52 117233 245285 11598.35 20257.35 2969626 4942517
Previous year 17576.23 43063.17 116295 240062 1186.63 3660.10 806476 2223099
Overseas Medical Insurance 153.62 377.80 2480 4739 -175.15 -194.20 17251 48198
Previous year 328.77 572.00 2474 4679 1.07 -139.06 1776 4590
Health (Total) 29328.20 63698.32 119713 250024 11423.20 20063.15 2986877 4990716
Previous year (Total) 17905.00 43635.17 118769 244741 1187.70 3521.04 808252 2227689
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 0.00 -0.01 0 0 -4.25 -4.26 0 0
Previous year 4.25 4.25 0 0 4.25 4.25 0 0
All Other Miscellaneous 3815.66 7473.91 68266 129497 28.17 -1340.85 8430138 30272468
Previous year 3787.50 8814.75 69692 136878 309.18 -114.17 8588351 52076585
Grand Total 86779.01 188107.00 974555 2008146 11381.01 20833.01 131182295 1207597326
Previous year (Total) 75398.00 167274.00 977080 1999612 4593.57 14626.01 49447909 414374880
*Wherever applicable
140
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(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
395.55 1315.44 7917 13949 380.02 1406.26
482.70 1481.67 6340 12160 529.95 1722.45
64.94 215.44 436 904 83.46 250.24
21.13 171.50 398 918 93.32 208.10

-60.88 56.83 47 87 8.73 21.97

9.83 23.50 41 98 22.01 71.99
4.05 272.26 483 991 92.21 272.23
30.97 195.01 439 1016 115.33 280.08
0.00 0.00 0 0 116.34 116.34
0.00 0.00 0 0 0.00 0.00
48.37 236.55 221 515 324.58 662.85
73.46 688.80 389 849 357.74 1136.72
1564.94 3136.85 93949 190254 909.80 1838.68
1469.52 2904.68 87240 174582 858.15 1739.18
2699.05 5462.57 130798 270972 1346.07 2824.59
2355.50 4675.23 127182 258950 1197.84 2444.94
4263.99 8599.41 130798 270972 2255.87 4663.26
3825.04 7579.93 127182 258950 2056.00 4184.12

57.90 137.36 685 1540 48.24 120.04

66.14 155.95 735 1642 56.32 141.93
0.07 0.21 3 6 0.56 0.87
0.23 0.43 7 10 0.43 1.18
0.00 0.30 0 1 20.39 20.39
0.17 0.17 1 2 1.56 1.56
1.95 6.82 68 141 5.70 13.47
2.06 5.97 88 176 3.58 9.46
59.92 144.68 756 1688 74.90 154.77
68.59 162.50 831 1830 61.89 154.14
144.64 194.00 4582 8620 157.56 205.73 6566 13656 61443 140887
43.43 81.66 3574 7308 85.54 174.74 5540 12714 132679 208896
495.43 1010.93 7916 16893 27570.66 28846.42 13357 29792 128775 274114
2015.61 3034.19 7836 16667 1871.63 3612.68 51736 89595 529964 849749
2.70 4.23 71 144 8.95 16.07 174 372 2494 4737
2.50 4.61 60 102 8.44 16.06 197 392 2485 4694
498.12 1015.15 7987 17037 27579.61 28862.49 13531 30164 131269 278851
2018.10 3038.79 7896 16769 1880.07 3628.73 51933 89987 532449 854443
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
436.74 959.26 14810 27083 450.56 729.23 944 1887 16915 32052
368.90 838.10 14633 28295 246.86 729.67 1592 4264 18337 35889
5851.38 12736.75 167554 340855 31431.67 37073.16 21041 45707 209627 451790
6911.19 14066.46 161284 327177 5333.38 12010.66 59065 106965 683465 1099228

141
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Name of the Insurer: Raheja QBE General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 0.27 3.37 3.00 7.00 0.27 3.37 187.60 6469.46
Previous year 1.58 5.45 3.00 6.00 1.58 5.45 1285.00 5732.95
Marine Cargo 0.11 0.11 0.00 0.00 0.11 0.11 0.00 0.00
Previous year 0.00 -0.33 0.00 0.00 0.00 -0.33 0.00 0.00
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00
Marine (Total) 0.11 0.11 0 0 0.11 0.11 0.00 0.00
Previous year (Total) 0.00 -0.33 0 0 0.00 -0.33 0.00 0.00
Aviation 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Engineering 3.31 3.31 6.00 6.00 3.31 3.31 242.72 242.72
Previous year 2.95 6.10 0.00 1.00 2.95 6.10 -277.51 91.62
Motor Own Damage 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Motor Third party 0.51 3.95 4.00 32.00 0.51 3.95 0.00 0.00
Previous year 19.38 20.87 436.00 483.00 19.38 20.87 0.00 0.00
Motor (Total) 0.51 3.95 4 32 0.51 3.95 0.00 0.00
Previous year (Total) 19.38 20.87 436 483 19.38 20.87 0.00 0.00
Workmen's compensation /
Employer's liability 2.74 6.11 9.00 10.00 2.74 6.11 1403.41 3949.11
Previous year 4.87 9.17 3.00 5.00 4.87 9.17 2577.49 3027.35
Public Liability 0.25 4.38 2.00 10.00 0.25 4.38 525.00 3775.00
Previous year 3.19 6.44 3.00 10.00 3.19 6.44 1540.00 4240.00
Product Liability 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Liability Covers 165.18 346.24 48.00 105.00 165.18 346.24 67887.77 125013.97
Previous year 226.29 345.03 46.00 81.00 226.29 345.03 46870.73 79527.23
Liability (Total) 168.17 356.72 59 125 168.17 356.72 69816.19 132738.09
Previous year (Total) 234.35 360.65 52 96 234.35 360.65 50988.23 86794.59
Personal Accident 6.60 7.08 4.00 9.00 6.60 7.08 29438.00 29942.02
Previous year 8.95 9.15 4.00 11.00 8.95 9.15 46670.52 48393.52
Medical Insurance 0.10 0.16 2.00 6.00 0.10 0.16 70.00 110.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 0.10 0.16 2 6 0.10 0.16 70.00 110.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance 0.00 0.00 0 0 0.00 0.00 0 0
irda journal December 2014

Previous year 0.00 0.00 0 0 0.00 0.00 0 0

Credit Guarantee 4.05 13.66 1.00 1.00 4.05 13.66 240.00 240.00
Previous year 0.00 12.97 0.00 2.00 0.00 12.97 0.00 971.96
All Other Miscellaneous 4.49 4.62 7.00 9.00 4.49 4.62 4012.05 4282.55
Previous year 15.22 38.97 4.00 6.00 15.22 38.97 7405.07 16406.65
Grand Total 187.60 392.99 86 195 187.60 392.99 104006.57 174024.85
Previous year (Total) 282.44 453.83 499 605 282.44 453.83 106071.31 158391.29
*Wherever applicable
142
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
2.94 2.94 2.00 2.00 0.00 0.00 0.00 0.00
1.30 5.12 1.00 2.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3.04 3.04 0.00 0.00 0.00 0.00 0.00 0.00
2.76 4.90 1.00 2.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3.48 3.48 27.00 27.00 0.00 0.00 0.00 0.00
10.63 10.63 41.00 41.00 0.00 0.00 0.00 0.00
3.48 3.48 27 27 0.00 0.00 0 0
10.63 10.63 41 41 0.00 0.00 0 0

0.00 0.00 0 0 0.06 0.06 45 45

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0 0 0 0 0 0 0 0
0 0 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.06 0.06 45 45
0.00 0.00 0 0 0.00 0.00 0 0
-0.02 0.00 0 0 0.03 0.13 107.00 107
2.25 2.25 9 9 2.34 2.48 14618 14730
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0 0 0 0
irda journal December 2014

0 0 0 0 0 0 0 0
0.00 0.00 0 0 0 0 0 0
0.00 0.00 0 0 0 0 0 0
0.12 0.12 1 1 0.00 0.00 0.00 0.00
0.13 0.13 1 1 0.00 0.00 0.00 0.00
9.56 9.58 30 30 0.09 0.19 152 152
17.07 23.03 53 55 2.34 2.48 14618 14730

143
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Name of the Insurer: Reliance General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 2273.82 8625.73 4208.00 8890.00 884.80 927.74 3946756.81 20507416.81
Previous year 1389.01 7697.99 4173.00 7233.00 352.17 1978.67 3140670.25 15106233.57
Marine Cargo 255.91 1623.21 1580.00 3285.00 -16.98 259.91 737750.43 6229911.09
Previous year 272.89 1363.31 1526.00 3345.00 36.46 303.11 919907.01 4740291.90
Marine Hull (Including
Onshore & Offshore oil energy) 10.66 11.40 0.00 1.00 10.66 10.65 0.00 150.00
Previous year 0.00 0.75 0.00 1.00 -10.91 -10.16 0.00 150.00
Marine (Total) 266.57 1634.61 1580 3286 -6.32 270.56 737750.43 6230061.09
Previous year (Total) 272.89 1364.06 1526 3346 25.55 292.95 919907.01 4740441.90
Aviation 41.66 41.66 8.00 9.00 11.61 2.83 900.00 304397.50
Previous year 30.06 38.83 8.00 9.00 -10.85 -55.49 900.00 6300.00
Engineering 598.53 2189.94 425.00 927.00 60.38 253.61 811822.84 1468444.80
Previous year 538.16 1936.33 345.00 767.00 -148.50 -1092.27 118241.00 386112.27
Motor Own Damage 6684.43 12778.22 196964.00 369017.00 -211.01 -732.91 428766.67 827001.53
Previous year 6895.45 13511.13 169987.00 360570.00 1253.54 2183.27 413244.39 818257.04
Motor Third party 7699.25 14668.02 286438.00 540071.00 2443.81 4240.58
Previous year 5255.44 10427.44 196464.00 420063.00 858.61 1815.26
Motor (Total) 14383.68 27446.24 286438 540071 2232.79 3507.67 428766.67 827001.53
Previous year (Total) 12150.89 23938.57 196464 420063 2112.15 3998.53 413244.39 818257.04
Workmen's compensation /
Employer's liability 60.25 159.34 291.00 715.00 -6.33 21.43 6762.29 30713.76
Previous year 66.58 137.91 260.00 512.00 -2.57 -12.11 6907.12 17351.16
Public Liability 8.82 36.64 57.00 202.00 -3.45 -18.15 5089.88 38248.98
Previous year 12.27 54.79 54.00 162.00 4.56 -12.04 11822.47 56574.88
Product Liability 3.53 5.18 2.00 5.00 1.80 -12.16 510.00 590.00
Previous year 1.73 17.34 1.00 3.00 -0.33 15.28 1000.00 1475.00
Other Liability Covers 24.86 145.62 729.00 1414.00 -2.56 -11.04 12106.00 68232.40
Previous year 27.42 156.65 683.00 1179.00 -99.38 -257.53 14985.00 58247.00
Liability (Total) 97.45 346.78 1079 2336 -10.55 -19.92 24468.17 137785.14
Previous year (Total) 108.00 366.70 998 1856 -97.72 -266.40 34714.59 133648.04
Personal Accident 181.76 607.26 1319.00 7306.00 -129.95 -52.78 274116.07 1489145.69
Previous year 311.71 660.04 2342.00 3958.00 -104.09 -233.96 279761.18 1200411.50
Medical Insurance 3133.76 11782.10 6744.00 15412.00 -1085.34 -76.55 678270.42 1855838.14
Previous year 4219.11 11858.65 29633.00 59144.00 2437.02 6252.17 7834831.76 15574289.25
Overseas Medical Insurance 445.76 844.71 77758.00 158080.00 72.81 166.64 3644904.59 6079466.21
Previous year 372.95 678.07 67578.00 134742.00 -3.14 -16.41 2599608.41 4626692.48
Health (Total) 3579.53 12626.81 84502 173492 -1012.54 90.10 4323175.01 7935304.35
Previous year (Total) 4592.06 12536.72 97211 193886 2433.88 6235.76 10434440.17 20200981.73
Crop Insurance -9.18 233.30 13.00 321.00 -9.18 233.30 -373.07 2659.81
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 622.73 2291.32 4174.00 9234.00 150.11 1265.95 512566.69 2191858.04
Previous year 472.62 1025.37 4588.00 8902.00 -157.47 -88.97 578897.83 1979174.47
Grand Total 22036.55 56043.67 383746 745872 2171.16 6479.07 11059949.60 41094074.77
Previous year (Total) 19865.40 49564.60 307655 640020 4405.13 10768.81 15920776.41 44571560.53
*Wherever applicable
144
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8.33 41.24 27.00 58.00 0.00 0.00 0.00 0.00
13.91 19.20 32.00 55.00 0.00 0.00 0.00 0.00
610.70 1183.28 17869.00 33415.00 0.00 0.00 0.00 0.00
722.86 1383.31 18035.00 33363.00 0.00 0.00 0.00 0.00
861.52 1635.68 10453.00 19957.00 0.00 0.00 0.00 0.00
644.17 1192.53 4288.00 7861.00 0.00 0.00 0.00 0.00
1472.22 2818.96 17869 33415 0.00 0.00 0 0 0 0
1367.03 2575.84 18035 33363 0.00 0.00 0 0 0 0

1.68 12.32 18.00 50.00 0.00 0.00 0.00 0.00

3.69 17.72 14.00 35.00 0.00 0.00 0.00 0.00
0.08 0.17 2.00 8.00 0.00 0.00 0.00 0.00
0.59 0.80 8.00 10.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.54 1.06 42.00 73.00 0.00 0.00 0.00 0.00
6.53 6.81 59.00 82.00 0.00 0.00 0.00 0.00
2.31 13.55 62 131 0.00 0.00 0 0 0 0
10.81 25.32 81 127 0.00 0.00 0 0 0 0
0.36 8.92 133.00 1016.00 0.01 6.87 36.00 112692.00
11.83 83.50 208.00 303.00 0.00 0.00 0.00 0.00
26.10 101.02 133.00 308.00 0.00 0.00 0.00 0.00 1036231 3750304
109.41 881.37 269.00 501.00 0.00 0.00 0.00 0.00 508997 1382961
17.11 30.28 6178.00 10935.00 0.00 0.00 0.00 0.00 80114 161734
14.18 25.26 5206.00 9219.00 0.00 0.00 0.00 0.00 3604 8554
43.21 131.29 6311 11243 0.00 0.00 0 0 1116345 3912038
123.59 906.63 5475 9720 0.00 0.00 0 0 512601 1391515
-9.18 233.30 13.00 321.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10.88 28.07 422.00 960.00 10.55 20.23 0.00 0.00
14.73 35.11 613.00 1189.00 9.98 29.35 586.00 5525.00
1528.12 3275.34 24837 47144 10.57 27.10 36 112692 1116345 3912038
1541.90 3645.60 24444 44757 9.98 29.35 586 5525 512601 1391515

145
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i
Name of the Insurer: Royal Sundaram Alliance Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 907.64 2545.28 2819.00 5529.00 -88.77 154.65 1930916.55 3639643.42
Previous year 996.42 2390.63 3049.00 6399.00 283.47 651.93 2379050.92 3535394.09
Marine Cargo 608.25 986.67 5110.00 9924.00 264.75 353.80 1744300.05 2507925.37
Previous year 343.50 632.87 4047.00 8324.00 -283.68 -200.36 566101.15 1614343.21
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 -1.37 -1.37 0.00 0.00
Previous year 1.37 1.37 1.00 1.00 1.37 1.37 1448.33 1448.33
Marine (Total) 608.25 986.67 5110 9924 263.38 352.43 1744300.05 2507925.37
Previous year (Total) 344.87 634.24 4048 8325 -282.31 -199.00 567549.47 1615791.54
Aviation 0.00
Previous year 0.00
Engineering 236.41 770.88 146.00 282.00 -8.62 68.36 111129.20 187166.68
Previous year 245.03 702.53 111.00 247.00 -12.59 38.64 62215.53 252052.50
Motor Own Damage 6717.02 14119.48 84673.00 174443.00 69.42 962.22 319680.05 648190.21
Previous year 6647.60 13157.26 83777.00 164989.00 144.70 1051.28 315214.36 611272.49
Motor Third party 2586.52 5321.81 2152.00 3919.00 87.67 361.63
Previous year 2498.85 4960.18 1484.00 2967.00 340.26 1182.54
Motor (Total) 9303.54 19441.29 84673 174443 157.09 1323.85 319680.05 648190.21
Previous year (Total) 9146.45 18117.45 83777 164989 484.96 2233.82 315214.36 611272.49
Workmen's compensation /
Employer's liability 39.35 72.07 121.00 207.00 -4.54 -9.15 9838.46 17859.76
Previous year 43.89 81.22 106.00 211.00 17.91 23.92 5071.85 12053.82
Public Liability 33.56 87.77 41.00 81.00 1.95 -31.66 21497.48 37163.41
Previous year 31.61 119.43 48.00 97.00 -24.99 -19.98 23706.37 47563.11
Product Liability 0.00 0.62 0.00 -3.00 -6.68 -15.91 0.00 -1930.50
Previous year 6.68 16.53 1.00 7.00 5.54 13.08 1849.08 5426.65
Other Liability Covers 0.00 0.00 0.00
Previous year
Liability (Total) 72.92 160.46 162 285 -9.27 -56.72 31335.94 53092.66
Previous year (Total) 82.18 217.18 155 315 -1.54 17.03 30627.30 65043.58
Personal Accident 222.56 717.75 7120.00 18602.00 -78.47 -114.73 1814916.53 3592714.49
Previous year 301.03 832.48 9612.00 22234.00 -25.64 99.32 2033337.99 5791412.59
Medical Insurance 1556.52 4212.05 27795.00 55148.00 -481.68 -430.26 1003449.49 1430375.16
Previous year 2038.19 4642.31 19455.00 42758.00 780.56 1721.51 291514.07 615285.10
Overseas Medical Insurance 26.68 46.31 290.00 1406.00 26.68 46.31 228.75 1034.25
Previous year
Health (Total) 1583.20 4258.36 28085 56554 -454.99 -383.95 1003678.24 1431409.41
Previous year (Total) 2038.19 4642.31 19455 42758 780.56 1721.51 291514.07 615285.10
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous 66.90 163.94 132.00 230.00 -81.30 -167.20 395527.22 554616.77
Previous year 148.20 331.14 2210.00 3423.00 -59.04 -103.27 365133.99 494604.82
Grand Total 13001.41 29044.64 128247 265849 -300.96 1176.69 7351483.77 12614759.01
Previous year (Total) 13302.37 27867.95 122417 248690 1167.87 4459.99 6044643.63 12980856.71
*Wherever applicable
146
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.11 0.12 8.00 9.00 0.00 0.00 0.00 0.00
4.93 6.10 126.00 190.00 0.00 0.00 0.00 0.00

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

453.14 539.03 2006.00 2540.00 0.00 0.00 0.00 0.00

224.38 474.11 1890.00 3768.00 0.00 0.00 0.00 0.00

453.14 539.03 2006 2540 0.00 0.00 0 0
224.38 474.11 1890 3768 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.44 0.69 119.00 146.00 0.00 0.00 0.00 0.00
13.95 35.51 2341.00 5787.00 0.27 0.29 311.00 354.00
14.14 918.20 133.00 166.00 0.00 882.22 0.00 505327.00 53132.00 133823.00
822.44 1814.43 2841.00 6311.00 759.20 1694.16 506761.00 805604.00 45330.00 104906.00

14.14 918.20 133 166 0.00 882.22 0 505327 53132 133823

822.44 1814.43 2841 6311 759.20 1694.16 506761 805604 45330 104906
irda journal December 2014

98.25 152.06 1161.00 1879.00 0.00 0.00 0.00 0.00

392.01 538.87 5218.00 7378.00 0.00 0.00 0.00 0.00
566.08 1610.09 3427 4740 0.00 882.22 0 505327 53132 133823
1457.71 2869.02 12416 23434 759.47 1694.45 507072 805958 45330 104906

147
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Name of the Insurer: SBI General Insurance Company Limited
i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 4028.02 8723.47 24148.00 42297.00 719.33 589.75 3763610.96 12135628.14
Previous year 3308.69 8133.72 26199.00 46524.00 1519.87 3535.65 2580581.33 10013836.42
Marine Cargo 95.32 368.17 385.00 806.00 20.22 76.13 404505.66 2036613.10
Previous year 75.10 292.04 191.00 397.00 48.01 112.25 249069.43 1225423.54
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 95.32 368.17 385 806 20.22 76.13 404505.66 2036613.10
Previous year (Total) 75.10 292.04 191 397 48.01 112.25 249069.43 1225423.54
Aviation 59.72 59.72 24.00 24.00 59.72 16.25 0.00 0.00
Previous year 0.00 43.47 0.00 7.00 -40.85 -570.80 0.00 51627.64
Engineering 135.87 442.19 356.00 625.00 -1.09 95.89 181201.03 421907.31
Previous year 136.96 346.30 305.00 502.00 -8.05 -100.56 47395.93 198051.44
Motor Own Damage 1878.04 3574.75 32971.00 62433.00 -50.74 6.01 146107.89 283370.98
Previous year 1928.78 3568.74 29927.00 55367.00 1194.55 2268.21 309112.57 888524.61
Motor Third party 1702.55 3282.29 399.00 773.00 192.47 461.89
Previous year 1510.08 2820.40 128.00 243.00 1060.14 2027.97
Motor (Total) 3580.59 6857.04 32971 62433 192.47 461.89 146107.89 283370.98
Previous year (Total) 3438.86 6389.14 29927 55367 1194.55 2268.21 309112.57 888524.61
Workmen's compensation /
Employer's liability 10.39 28.48 66.00 136.00 -3.97 -4.27 1465.85 7850.88
Previous year 14.36 32.76 61.00 99.00 7.06 21.04 1479.01 5890.33
Public Liability 0.63 3.34 6.00 13.00 -0.96 1.75 3345.00 9948.00
Previous year 1.59 1.59 4.00 4.00 1.46 1.46 3326.18 3326.18
Product Liability 0.00 2.91 0.00 1.00 0.00 2.91 0.00 750.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Liability Covers 5.14 18.64 12.00 38.00 -2.42 -15.57 3647.50 17039.75
Previous year 7.56 34.21 12.00 32.00 6.08 30.38 3537.33 10033.38
Liability (Total) 16.16 53.38 84 188 -7.35 -15.18 8458.35 35588.63
Previous year (Total) 23.51 68.56 77 135 14.60 52.88 8342.52 19249.89
Personal Accident 1601.75 2779.15 507.00 1005.00 449.59 605.37 3615299.03 6204058.41
Previous year 1152.16 2173.78 236.00 449.00 1089.96 2082.38 5396592.67 9718489.11
Medical Insurance 493.90 866.27 6760 13233 448.00 730.34 21406.90 40735.43
Previous year 45.90 135.93 410.00 705.00 8.60 -31.45 9585.89 10997.01
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 493.90 866.27 6760 13233 448.00 730.34 21406.90 40735.43
Previous year (Total) 45.90 135.93 410 705 8.60 -31.45 9585.89 10997.01
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 209.47 609.82 31746.00 57495.00 -107.93 -306.91 823464.85 3311107.69
Previous year 317.40 916.73 27120.00 49894.00 172.39 164.46 2676762.96 16268864.87
Grand Total 10220.79 20759.20 96981 178106 1772.95 2253.52 8964054.67 24469009.69
Previous year (Total) 8498.58 18499.67 84465 153980 3999.08 7513.02 11277443.30 38395064.53
*Wherever applicable
148
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
956.36 1986.95 10328.00 17252.00 0.00 0.00 0.00 0.00
870.82 1780.99 12012.00 19699.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
30.70 71.85 95.00 164.00 0.00 0.00 0.00 0.00
28.70 61.89 126.00 177.00 0.00 0.00 0.00 0.00
731.05 1330.21 13393.00 24291.00 86.50 146.21 3681.00 6229.00
767.47 1340.82 12934.00 22492.00 0.00 0.00 0.00 0.00
697.63 1278.35 134.00 251.00 95.20 160.14 6.00 9.00
670.79 1173.47 43.00 77.00 0.00 0.00 0.00 0.00
1428.68 2608.56 13393.00 24291.00 181.70 306.35 3687 6238
1438.26 2514.29 12934.00 22492.00 0.00 0.00 0 0

2.28 2.28 9.00 9.00 0.00 0.00 0.00 0.00

0.86 4.59 7.00 16.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.59 0.59 2.00 2.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2.53 3.07 4.00 5.00 0.00 0.00 0.00 0.00
0.04 0.86 1.00 3.00 0.00 0.00 0.00 0.00
4.81 5.35 13 14 0.00 0.00 0 0
1.49 6.04 10 21 0.00 0.00 0 0
4.03 7.86 13.00 49.00 0.00 0.00 0.00 0.00
1.94 1.94 1.00 1.00 0.00 0.00 0.00 0.00
89.67 167.07 3156.00 6087.00 0.00 0.00 0.00 0.00 17579.00 44735.00
4.37 7.04 160.00 315.00 0.00 0.00 0.00 0.00 1283.00 4756.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
89.67 167.07 3156 6087 0.00 0.00 0 0 17579 44735
4.37 7.04 160 315 0.00 0.00 0 0 1283 4756
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
147.71 257.77 16343.00 28655.00 3.88 11.59 4332.00 9370.00
26.53 50.35 768.00 1240.00 0.00 0.00 0.00 0.00
2661.96 5105.40 43341 76512 185.58 317.93 8019 15608 17579 44735
2372.11 4422.54 26011 43945 0.00 0.00 0 0 1283 4756

149
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i
Name of the Insurer: Shriram General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 111.32 197.57 2130 3423 78.01 61.14 124771.07 218707.67
Previous year 33.31 136.43 385 635 -36.67 22.00 31560.38 243777.33
Marine Cargo 5.19 0.62 78 139 -17.41 -26.00 11407.61 -10438.88
Previous year 22.60 26.62 64 105 14.81 14.73 34743.46 42293.78
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Marine (Total) 5.19 0.62 78 139 -17.41 -26.00 11407.61 -10438.88
Previous year (Total) 22.60 26.62 64 105 14.81 14.73 34743.46 42293.78
Aviation 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Engineering 50.27 93.33 98 196 8.17 8.25 32103.51 54179.54
Previous year 42.10 85.08 118 183 23.19 25.67 29783.55 39190.06
Motor Own Damage 4300.45 7912.65 117059 213866 171.08 40.92 398712.58 725946.57
Previous year 4129.36 7871.73 112564 210920 -396.07 -469.05 401596.66 775237.03
Motor Third party 7518.12 13779.51 120993 218068 -487.15 -1425.09
Previous year 8005.28 15204.60 115450 213998 943.10 2239.06
Motor (Total) 11818.57 21692.16 120993 218068 -316.07 -1384.17 398712.58 725946.57
Previous year (Total) 12134.64 23076.33 115450 213998 547.03 1770.01 401596.66 775237.03
Workmen's compensation /
Employer's liability 8.02 17.04 106 193 -1.34 0.96 252.66 537.82
Previous year 9.36 16.08 80 143 7.31 12.21 222.15 364.37
Public Liability 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Product Liability 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Other Liability Covers 1.18 14.37 29 45 0.80 0.73 590.02 10865.02
Previous year 0.38 13.65 15 34 0.11 4.64 240.00 10541.00
Liability (Total) 9.19 31.42 135 238 -0.55 1.69 842.68 11402.84
Previous year (Total) 9.74 29.73 95 177 7.41 16.85 462.15 10905.37
Personal Accident 22.63 43.79 7587 14574 -13.31 -3.12 23771.17 41816.94
Previous year 35.94 46.91 754 1150 27.24 28.64 41572.48 49487.09
Medical Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Overseas Medical Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Health (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00

Credit Guarantee 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
All Other Miscellaneous 19.07 36.04 452 858 -99.77 -89.25 36025.16 54946.23
Previous year 118.84 125.29 496 697 112.17 104.30 18147.54 29359.68
Grand Total 12036.23 22094.92 131473 237496 -360.93 -1431.46 627633.79 1096560.91
Previous year (Total) 12397.17 23526.38 117362 216945 695.19 1982.20 557866.23 1190250.34
*Wherever applicable
150
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
368.50 672.77 9782 17043 0.00 0.00 0 0
281.41 561.39 7679 14666 0.00 0.00 0 0
616.78 1106.91 10001 17270 0.00 0.00 0 0
475.22 974.10 7804 14791 0.00 0.00 0 0
985.28 1779.69 10001 17270 0.00 0.00 0 0
756.63 1535.49 7804 14791 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
985.28 1779.69 10001 17270 0.00 0.00 0 0 0 0
756.63 1535.49 7804 14791 0.00 0.00 0 0 0 0

151
 ~

..
i
Name of the Insurer: TATA AIG General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 2,027 12,676 8,328 16,656 - 11,121,056 22,242,112
Previous year 3,010 11,765 11,388 19,707 - - 35,953,897 52,135,078
Marine Cargo 1,912 5,762 140 280 - 223,199 446,397
Previous year 1,737 5,047 3,978 6,037 - - 715,947 1,272,189
Marine Hull (Including
Onshore & Offshore oil energy) - - - - - - -
Previous year - - - - - - - -
Marine (Total) 1,912 5,762 140 280 - - 223,199 446,397
Previous year (Total) 1,737 5,047 3,978 6,037 - - 715,947 1,272,189
Aviation 36 54 2 2 - 47,167 602,167
Previous year - 22 - - - - - -
Engineering 420 2,523 53 106 - 2,046,837 4,093,673
Previous year (158) 2,964 114 166 - - 2,156,625 4,646,450
Motor Own Damage 5,742 11,452 100,516 201,032 - 340,190 680,380
Previous year 5,919 11,751 118,679 258,430 - - 386,383 752,090
Motor Third party 3,209 6,418 100,516 201,032 - -
Previous year 3,162 6,250 118,679 258,430 - - - -
Motor (Total) 8,951 17,869 100,516 201,032 - - 340,190 680,380
Previous year (Total) 9,082 18,000 118,679 258,430 - - 386,383 752,090
Workmen's compensation /
Employer's liability 180 444 11 22 - 390,068 780,136
Previous year 214 429 54 111 - - 51,026 276,966
Public Liability 4 103 65 131 - 188,975 392,711
Previous year 131 700 60 117 - - 417,250 704,166
Product Liability 9 17 39 77 - 31,175 47,590
Previous year 50 98 8 13 - - 58,610 83,187
Other Liability Covers 1,162 4,818 888 1,776 - 1,000,883 2,001,766
Previous year 857 2,677 883 1,666 - - 567,446 1,410,891
Liability (Total) 1,355 5,381 1,003 2,006 - - 1,611,102 3,222,204
Previous year (Total) 1,252 3,905 1,005 1,907 - - 1,094,331 2,475,210
Personal Accident 492 2,569 12,409 20,999 - 11,455,121 21,868,778
Previous year 1,052 2,472 10,484 20,080 - - 11,522,143 21,265,881
Medical Insurance 852 1,003 44,880 70,609 - 486,029 904,705
Previous year 1,652 3,764 37,357 58,285 - - 290,611 559,380
Overseas Medical Insurance 1,585 2,676 24,138 43,315 - 7,419,099 14,030,474
Previous year 1,521 2,503 27,069 48,244 - - 8,753,966 15,763,542
Health (Total) 2,437 3,679 69,018 113,924 - - 7,905,128 14,935,179
Previous year (Total) 3,173 6,267 64,426 106,529 - - 9,044,577 16,322,922
Crop Insurance - - - - - - -
irda journal December 2014

Previous year - - - - - - - -
Credit Guarantee - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 696 1,220 2,868 5,736 - 564,551 1,129,102
Previous year 296 480 3,426 7,490 - - 76,346 665,570
Grand Total 18,327 51,734 194,337 360,741 - - 35,314,350 69,219,993
Previous year (Total) 19,443 50,922 213,500 420,346 - - 60,950,249 99,535,391
*Wherever applicable
152
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
180 361 982 1,964 - -
231 404 1,383 2,833 - - - - - -
338 677 215 430 - -
402 709 122 206 - - - - - -

- - - - - -
- - - - - - - - - -
338 677 215 430 - - - - - -
402 709 122 206 - - - - - -
- - - - - -
- - - - - - - - - -
8 16 8 16 - -
13 16 20 25 - - - - - -
1,842 3,684 25,003 50,006 - -
1,745 3,538 27,052 64,353 - - - - - -
- - - - - -
- - - - - - - - - -
1,842 3,684 25,003 50,006 - - - - - -
1,745 3,538 27,052 64,353 - - - - - -

29 58 2 4 - -
6 29 10 16 - - - - - -
204 408 192 384 - -
82 203 94 195 - - - - - -
- - - - - -
- - - - - - - - - -
- - - - - -
- - - - - - - - - -
233 466 194 388 - - - - - -
88 232 104 211 - - - - - -
124 238 4,237 7,438 - - - -
86 194 3,136 6,472 3,438 3,438 1,784,769 1,784,769 - -
1,243 1,288 4,272 7,143 - -
2,396 2,627 3,066 5,241 - - - - - -
88 152 251 488 - -
81 129 620 1,109 - - - - - -
1,331 1,441 4,523 7,631 - - - - - -
2,477 2,757 3,686 6,350 - - - - - -
- - - - - -
irda journal December 2014

- - - - - - - - - -
- - - - - -
- - - - - - - - - -
31 62 1,937 3,874 - -
47 89 2,159 4,228 - - - - - -
4,088 6,944 37,099 71,747 - - - - - -
5,088 7,939 37,662 84,678 3,438 3,438 1,784,769 1,784,769 - -

153
 ~

..
Name of the Insurer: The New India Assurance Company Limited
i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 10877.09 36923.09 61802.00 125372.00 115.97 2028.74 68923167.56 247000995.68
Previous year 10761.12 34894.35 61724.00 127016.00 88766347.60 206422939.76
Marine Cargo 2389.61 7703.64 24142.00 46634.00 -18.27 1221.89 25461835.81 92263179.18
Previous year 2407.88 6481.75 22830.00 47004.00 42353545.68 121466106.84
Marine Hull (Including
Onshore & Offshore oil energy) 1533.86 5572.02 1296.00 1999.00 -355.91 1136.28 7134868.14 12134912.81
Previous year 1889.77 4435.74 434.00 899.00 4642394.65 7636319.57
Marine (Total) 3923.47 13275.66 25438.00 48633.00 -374.18 2358.17 32596703.95 104398091.99
Previous year (Total) 4297.65 10917.49 23264.00 47903.00 0.00 0.00 46995940.33 129102426.41
Aviation -92.73 2109.30 81.00 159.00 572.94 1301.41 9868949.63 31049298.02
Previous year -665.67 807.89 70.00 116.00 4026835.73 23393227.57
Engineering 2593.18 6942.01 4878.00 10239.00 -612.25 128.02 10932038.32 21241040.82
Previous year 3205.43 6813.99 5539.00 12142.00 8515174.90 18428234.99
Motor Own Damage 21693.05 44078.51 500732.00 1260208.00 3255.60 7576.16 2371280.50 6513895.46
Previous year 18437.45 36502.35 521192.00 1136436.00 1595182.74 3457516.02
Motor Third party 21530.07 43031.47 673626.00 1404333.00 3998.26 8646.41
Previous year 17531.81 34385.06 623761.00 1278402.00
Motor (Total) 43223.12 87109.98 673626.00 1404333.00 7253.86 16222.57 2371280.50 6513895.46
Previous year (Total) 35969.26 70887.41 623761 1278402 0.00 0.00 1595182.74 3457516.02
Workmen's compensation /
Employer's liability 813.86 1793 6316.00 13964 322.33 432.41 64853.50 304294
Previous year 491.53 1360 5111.00 11057 127002.24 269967
Public Liability 39.03 211 101.00 240 24.05 185.57 12051.71 84035
Previous year 14.98 25 79.00 124 2904.41 3996
Product Liability 24.30 65 13.00 27 0.11 -0.81 798.95 4234
Previous year 24.19 66 61.00 73 753.49 4590
Other Liability Covers 1816.21 3546 7294.00 15319 -38.12 -180.52 781880.60 1175046
Previous year 1854.33 3727 7586.00 16216 369869.61 687100
Liability (Total) 2693.40 5614.55 13724 29550 308.37 436.65 859584.76 1567608.23
Previous year (Total) 2385.03 5177.90 12837 27470 0.00 0.00 500529.75 965653.06
Personal Accident 1525.18 3563.82 37628.00 81137 232.91 133.24 10566692.95 22067503.66
Previous year 1292.27 3430.58 40713.00 83641 119765785.92 236302727.26
Medical Insurance 19751.84 75366.25 105284.00 231901 1789.77 5622.60 11996749.93 26873844.29
Previous year 17962.07 69743.65 108389.00 235187 2748306.63 9114250.28
Overseas Medical Insurance 154.70 314.47 4057.00 7786 47.64 71.63 31854.41 90090.47
Previous year 107.06 242.84 3478.00 7388 19505.45 54165.96
Health (Total) 19906.54 75680.72 109341 239687 1837.41 5694.23 12028604.34 26963934.76
Previous year (Total) 18069.13 69986.49 111867 242575 0.00 0.00 2767812.08 9168416.24
Crop Insurance 696.00 737 7100.00 7642 696.00 736.86 112100.45 112919
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0

Credit Guarantee 0.00 17.40 0.00 1 14.70 17.40 0.00 3500
Previous year -14.70 0.00 0.00 0.00 0.00 0
All Other Miscellaneous 3260.93 11076.13 308686.00 393535.00 698.05 581.23 21989700.12 50701066.44
Previous year 2562.88 10494.90 112296.00 201993.00 11883235.32 47695640.31
Grand Total 88606.18 243049.52 1242304 2340288 10743.78 29638.52 170248822.58 511619853.86
Previous year (Total) 77862.40 213411.00 992071 2021258 0.00 0.00 284816844.37 674936781.62
*Wherever applicable
154
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
1016.73 2345.08 4314.00 14159.00 263.91 604.54 0.00 0.00
1213.00 2715.19 4477.00 12699.00 917.14 1349.80 0.00 0.00
238.48 593.06 1831.00 4123.00 52.52 177.82 0.00 0.00
230.23 615.66 1628.00 3433.00 76.94 157.16 0.00 0.00

23.99 32.07 58.00 77.00 1.98 3.96 0.00 0.00

25.76 35.36 41.00 71.00 5.19 7.84 0.00 0.00
262.47 625.13 1889.00 4200.00 54.50 181.78 0.00 0.00
255.99 651.02 1669.00 3504.00 82.13 165.00 0.00 0.00
10.13 10.84 45.00 47.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
249.77 574.28 1506.00 2689.00 71.13 168.61 0.00 0.00
248.25 619.67 543.00 1907.00 80.39 168.36 0.00 0.00
2887.80 5424.90 41320.00 112026.00 379.84 806.36 46446.00 78906.00
3946.12 7897.74 41873.00 97579.00 650.32 1361.07 37636.00 69993.00
3750.43 8524.28 104293.00 169374.00 410.59 1225.77 75515.00 123052.00
5657.51 9494.16 55059.00 109875.00 897.98 1604.30 96797.00 102448.00
6638.23 13949.18 104293.00 169374.00 790.43 2032.13 121961.00 201958.00
9603.63 17391.90 55059 109875 1548.30 2965.37 134433 172441

56.15 209 451.00 1525 -7.59 41 3129.00 8425

146.00 295 416.00 1081 28.44 61 1310.00 3058
-1.41 1 33.00 36 0.82 1 -57.00 0
-2.39 0 -13.00 3 0.44 0 0.00 0
-1.34 3 0.00 4 1.28 1 0.00 0
4.91 6 6.00 9 0.00 0 0.00 0
161.20 353 1064.00 2770 71.12 111 866.00 1650
173.07 427 1660.00 3458 85.66 179 1971.00 2552
214.60 565.72 1548 4335 65.63 153.55 3938 10075
321.59 727.84 2069 4551 114.54 240.27 3281 5610
92.25 270.44 1742.00 8445 35.69 89.42 40232.00 302689
105.21 248.63 3769.00 8944 141.30 1500.98 47531.00 5604473
1416.50 5898.12 -5315.00 17345 -95.60 981.37 665627.00 12025128 1338298.00 14529595
812.79 5674.54 7318.00 14727 1604.71 2692.20 447450.00 10762899 876413.00 13652281
8.48 15.58 222.00 473 -4.02 1.67 430.00 844 2560.00 5280
1.64 10.97 62.00 187 -1.78 4.98 320.00 676 3013.00 5845
1424.98 5913.70 -5093 17818 -99.62 983.04 666057 12025972 1340858 14534875
814.43 5685.51 7380 14914 1602.93 2697.18 447770 10763575 879426 13658126
21.40 62 233.00 233 4.42 4 54.00 54
irda journal December 2014

0.00 0 0.00 0 0.00 0 0.00 0

0.00 0 0.00 0 0.00 0 0.00 0
0.00 0 0.00 0 0.00 0 0.00 0
681.55 1423.85 11968.00 32881 -344.89 441.41 188403.00 3241832
898.85 1982.34 12162.00 38244 235.43 599.07 62376.00 3005009
10612.11 25740.48 122445 254181 841.20 4658.90 1020645 15782580
13460.95 30022.10 87128 194638 4722.16 9686.03 695391 19551108

155
 ~

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i
Name of the Insurer: The Oriental Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 8645.98 23228.84 51180 97528 448.44 -3077.52 23623168.56 54622599.78
Previous year 8197.54 26306.36 51506 97804
Marine Cargo 2156.58 5649.52 14602 28577 -240.53 -163.35 8106290.95 19655797.63
Previous year 2397.11 5812.87 15237 29902
Marine Hull (Including
Onshore & Offshore oil energy) 2172.75 4156.68 938 2321 -439.85 -44.74 6888975.70 8524543.60
Previous year 2612.60 4201.42 312 748
Marine (Total) 4329.33 9806.20 15540 30898 -680.38 -208.09 14995266.65 28180341.23
Previous year (Total) 5009.71 10014.29 15549 30650
Aviation 840.69 2151.23 21 45 -327.48 -144.82 77116.10 527371.62
Previous year 1168.17 2296.05 39 60
Engineering 3808.56 7529.81 2558 6143 533.56 554.76 3107060.89 6024395.91
Previous year 3275.00 6975.05 3715 8167
Motor Own Damage 9527.79 19287.86 492055 989932 -176.54 170.35 683743.80 1374662.42
Previous year 9704.33 19117.51 469034 938096
Motor Third party 12791.05 25740.07 633948 1287721 887.26 2296.21 0.00 0.00
Previous year 11903.79 23443.86 629619 1270564
Motor (Total) 22318.84 45027.93 633948 1287721 710.72 2466.56 683743.80 1374662.42
Previous year (Total) 21608.12 42561.37 629619 1270564
Workmen's compensation /
Employer's liability 630.91 1420.46 5253 11595 -109.97 -157.37 9355.96 21477.88
Previous year 740.88 1577.83 5437 11878
Public Liability 10.48 37.85 45 104 0.73 8.27 1121515.71 7604609.57
Previous year 9.75 29.58 52 102
Product Liability 51.82 107.76 11 19 -16.30 3.85 439597.00 514429.17
Previous year 68.12 103.91 11 20
Other Liability Covers 283.95 606.11 2890 6072 54.25 106.08 3100663.58 5771998.35
Previous year 229.70 500.03 3008 6014
Liability (Total) 977.16 2172.18 8199 17790 -71.29 -39.17 4671132.25 13912514.97
Previous year (Total) 1048.45 2211.35 8508 18014
Personal Accident 843.45 2230.91 58962 119207 -159.61 -166.29 1304763.12 4829682.19
Previous year 1003.06 2397.20 64003 129969
Medical Insurance 14296.86 37881.88 87160 182421 281.84 7244.88 569524.44 1487702.53
Previous year 14015.02 30637.00 83813 172331
Overseas Medical Insurance 82.60 191.35 2119 4488 -6.59 6.50 3335434.66 6923817.36
Previous year 89.19 184.85 2651 5135
Health (Total) 14379.46 38073.23 89279 186909 275.25 7251.38 3904959.10 8411519.89
Previous year (Total) 14104.21 30821.85 86464 177466
Crop Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0 0

Credit Guarantee 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0
All Other Miscellaneous 4639.92 12295.10 68178 128959 -753.64 797.01 9207938.22 20263201.46
Previous year 5393.56 11498.09 73009 141115
Grand Total 60783.39 142515.43 927865 1875200 -24.43 7433.82 61575148.69 138146289.47
Previous year (Total) 60807.82 135081.61 932412 1873809 0.00 0.00
*Wherever applicable
156
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
818.83 1650.49 10852 19728 0.00 0.00 0 0 0 0
772.14 1589.59 10196 18684 0.00 0.00 0 0 0 0
110.52 218.67 878 1826 0.00 0.00 0 0 0 0
110.94 216.69 693 1471 0.00 0.00 0 0 0 0

13.15 23.54 382 473 0.00 0.00 0 0 0 0

12.10 22.01 123 173 0.00 0.00 0 0 0 0
123.67 242.21 1260 2299 0.00 0.00 0 0 0 0
123.04 238.70 816 1644 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
90.37 349.25 280 711 0.00 0.00 0 0 0 0
75.84 254.85 614 1397 0.00 0.00 0 0 0 0
1936.12 3843.60 102397 203286 0.00 0.00 0 0 0 0
1913.86 3748.97 95653 188777 0.00 0.00 0 0 0 0
3104.00 6109.16 139516 280097 0.00 0.00 42254 42452 64777 65344
2725.83 5297.69 133691 266836 0.00 0.00 26207 26661 30629 155765
5040.12 9952.76 139516 280097 0.00 0.00 26207 26405 64777 65344
4639.69 9046.66 133691 266836 0.00 0.00 26207 26661 30629 155765

98.69 237.84 991 2101 170.30 362.58 0 0 0 0

120.37 274.99 946 2150 219.10 408.54 0 0 0 0
0.28 1.04 6 9 0.00 0.00 0 0 0 0
0.02 0.54 1 5 0.00 0.00 0 0 0 0
0.00 6.45 0 2 0.00 0.00 0 0 0 0
1.56 1.56 1 1 0.00 0.00 0 0 0 0
27.95 69.64 255 588 0.00 0.00 0 0 0 0
27.89 66.36 303 623 0.00 0.00 0 0 0 0
126.92 314.97 1252 2700 170.30 362.58 0 0 0 0
149.84 343.45 1251 2779 219.10 408.54 0 0 0 0
58.23 241.23 11600 22897 173.01 374.54 87 174 1650 2464
63.31 129.90 11067 24102 298.40 549.16 148 286 359 1183
403.08 3817.51 5822 12195 1963.34 5602.61 29 62 117 245
323.22 655.66 5268 10928 2709.00 4809.36 30 63 118 247
2.71 5.96 78 201 0.00 0.00 0 0 0 0
3.40 6.16 86 158 0.00 0.00 0 0 0 0
405.79 3823.47 5900 12396 1963.34 5602.61 29 62 117 245
326.62 661.82 5354 11086 2709.00 4809.36 30 63 118 247
0.00 0.00 0 0 0.00 0.00 0 0 0 0
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
1343.07 2091.94 22219 41024 1934.44 5241.96 92 805 213 1380
1041.88 2296.48 23934 45206 1887.08 4016.79 1097 2021 1293 2597
8007.00 18666.32 192879 381852 4241.09 11581.69 26415 27446 66757 69433
7192.36 14561.45 186923 371734 5113.58 9783.85 27482 29031 32399 159792

157
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i
Name of the Insurer: United India Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 10593.50 29546.54 101525 173996 439.98 308.15 11477248 32011419
Previous year 10153.52 29238.39 92818 173882 1419.39 3678.96 11000563 31677562
Marine Cargo 2426.26 6786.07 25893 46916 143.73 -394.35 5145832 14392513
Previous year 2282.53 7180.42 24109 54224 26.53 414.82 4840997 15228887
Marine Hull (Including
Onshore & Offshore oil energy) 6422.54 7945.89 969 1977 -2153.29 -2520.79 2310266 2858234
Previous year 8575.83 10466.68 1372 3277 2720.99 2973.55 3084831 3764993
Marine (Total) 8848.80 14731.96 26862 48893 -2009.56 -2915.14 7456099 17250747
Previous year (Total) 10858.36 17647.10 25481 57501 2747.52 3388.37 7925828 18993879
Aviation 122.10 285.16 46 104 18.55 -6.10 18320 42785
Previous year 103.55 291.26 81 86 -34.45 9.32 15536 43700
Engineering 4393.48 10150.17 18140 23835 784.94 1147.05 1893741 4375073
Previous year 3608.54 9003.12 9804 21125 -61.89 845.21 1555405 3880655
Motor Own Damage 14424.36 27882.28 594169 1252719 706.51 1203.64 2046740 3956348
Previous year 13717.85 26678.64 572789 1064070 -72.31 -16.39 1946490 3785557
Motor Third party 18004.15 35210.43 1007868 1998973 2830.85 5370.78 0
Previous year 15173.30 29839.65 1128400 1983562 1435.79 2452.03 0 0
Motor (Total) 32428.51 63092.71 1007868 1998973 3537.36 6574.42 2046740 3956348
Previous year (Total) 28891.15 56518.29 1128400 1983562 1363.48 2435.64 1946490 3785557
Workmen's compensation /
Employer's liability 743.90 1889.53 9895 18198 14.65 141.75 0
Previous year 729.25 1747.78 7596 15377 21.18 77.19 0 0
Public Liability 96.98 334.86 351 844 24.34 78.58 16437 56756
Previous year 72.64 256.28 301 707 -14.32 -19.79 12312 43437
Product Liability 51.85 159.91 75 147 -11.44 -100.17 10316 31817
Previous year 63.29 260.08 86 418 -74.49 51.78 12593 51747
Other Liability Covers 484.59 1164.27 6044 8355 233.69 447.85 147431 354215
Previous year 250.90 716.42 5641 7871 58.39 269.47 76333 217962
Liability (Total) 1377.32 3548.57 16365 27544 261.24 568.01 174184 442788
Previous year (Total) 1116.08 2980.56 13624 24373 -9.24 378.65 101238 313146
Personal Accident 1674.13 3831.78 45650 102488 715.61 664.31 5512446 12616990
Previous year 958.52 3167.47 39185 79006 22.76 162.35 3156141 10429602
Medical Insurance 22057.42 58084.66 465299 551433 -773.05 4279.40 3046910 8023547
Previous year 22830.47 53805.26 317958 541549 1250.11 7526.19 3153696 7432410
Overseas Medical Insurance 68.51 137.06 343 3154 -0.14 -7.08 20156 40324
Previous year 68.65 144.14 351 1012 -39.43 -144.28 20197 42407
Health (Total) 22125.93 58221.72 465642 554587 -773.19 4272.32 3067066 8063870
Previous year (Total) 22899.12 53949.40 318309 542561 1210.68 7381.91 3173893 7474817
Crop Insurance 0.00 14.34 0 15 0.00 11.41 0
irda journal December 2014

Previous year 0.00 2.93 0 2 0.00 2.93 92 92

Credit Guarantee 0.65 4.09 1 3 0.65 4.09 0
Previous year 0.00 0.00 0 0 0.00 0.00 0 0
All Other Miscellaneous 5485.91 13006.42 328673 411984 94.87 -348.73 1057525 2507262
Previous year 5391.04 13355.15 220626 399921 -15.38 -656.44 1039237 2574487
Grand Total 87050.33 196433.46 2010772 3342422 3070.45 10279.79 32703369 81267282
Previous year (Total) 83979.88 186153.67 1848328 3282018 6642.87 17626.90 29914423 79173498
*Wherever applicable
158
 ~

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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
668.73 1971.56 16036 39545 0.00 0.00 0 0
660.08 1877.68 14848 36616 0.00 0.00 0 0 0 0
139.62 273.50 2387 4951 0.00 0.00 0 0
129.28 253.24 2231 4627 0.00 0.00 0 0 0 0

7.82 24.37 82 325 0.00 0.00 0 0

6.52 20.31 75 298 0.00 0.00 0 0 0 0
147.44 297.87 2469 5276 0.00 0.00 0 0
135.80 273.55 2306 4925 0.00 0.00 0 0
0.00 0.00 0 0 0.10 0.10 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
144.39 366.44 1811 3620 0.00 0.00 0 0
149.67 359.15 1677 3352 0.00 0.00 0 0 0 0
2838.30 6628.19 127829 236600 0.00 0.00 0 0
2703.14 6312.56 115161 213153 0.00 0.00 0 0 0 0
2400.78 6730.69 34193 365557 0.00 0.00 0 0
2475.00 6598.72 30529 326390 0.00 0.00 0 0 0 0
5239.08 13358.88 127829 365557 0.00 0.00 0 0
5178.14 12911.28 115161 326390 0.00 0.00 0 0

89.60 167.11 2779 4217 38.93 64.93 168 209

88.69 159.15 2438 3699 35.48 60.34 154 191 0 0
10.12 21.11 251 363 0.00 0.00 0 0
8.79 18.35 237 343 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
37.86 65.88 595 1137 0.00 0.00 0 0
31.29 54.45 531 1015 0.00 0.00 0 0 0 0
137.58 254.10 3625 5717 38.93 64.93 168 209
128.77 231.95 3206 5057 35.48 60.34 154 191
243.55 899.07 145 16311 84.03 401.82 378616 722812
172.98 719.25 131 14695 67.88 398.91 210457 769631 0 0
2602.98 4177.93 46085 78945 4491.36 10519.95 3258891 7778889 3397350 8256705
2169.15 3481.61 40074 68648 4360.54 10213.54 3375903 7769682 3495903 8938432
0.50 2.30 350 398 0.00 0.00 0 0 18 196
25.62 27.38 330 375 0.00 0.00 0 0 21 1012
2603.48 4180.23 46435 79343 4491.36 10519.95 3258891 7778889 3397368 8256901
2194.77 3508.99 40404 69023 4360.54 10213.54 3375903 7769682 3495924 8939444
0.00 14.34 0 15 0.00 0.00 0 0
irda journal December 2014

0.00 2.93 0 2 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
5215.64 6454.31 49904 93719 2844.78 3329.51 13271 20187
4421.89 5612.44 42247 83208 2562.87 2999.56 11745 17865 0 0
14399.89 27796.80 248254 609103 7459.20 14316.31 3650946 8522097 3397368 8256901
13042.10 25497.22 219980 543269 7026.77 13672.35 3598259 8557369 3495924 8939444

159
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i
Name of the Insurer: Universal Sompo General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 996.01 3018.22 13903.00 22721.00 -379.26 782.37 1535655.85 6380049.05
Previous year 1375.27 2235.85 11299.00 18457.00 631.06 651.80 2888184.63 3991002.71
Marine Cargo 109.84 478.63 193.00 386.00 -34.87 72.12 587622.04 3133391.98
Previous year 144.71 406.50 264.00 474.00 20.65 42.44 1711360.71 3695128.81
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 109.84 478.63 193 386 -34.87 72.12 587622.04 3133391.98
Previous year (Total) 144.71 406.50 264 474 20.65 42.44 1711360.71 3695128.81
Aviation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Engineering 132.37 349.49 138.00 294.00 -23.09 29.23 60345.38 147482.83
Previous year 155.46 320.26 160.00 326.00 82.36 -1.16 95141.81 146052.19
Motor Own Damage 1105.22 1905.87 33026.00 56088.00 26.86 40.03 152865.12 263293.80
Previous year 1078.36 1865.84 35044.00 59351.00 130.39 196.62 39964.13 150296.36
Motor Third party 672.22 1129.54 0.00 0.00 -371.84 -532.81
Previous year 1044.06 1662.35 0.00 0.00 -15.91 -18.45
Motor (Total) 1777.44 3035.41 33026 56088 -344.98 -492.78 152865.12 263293.80
Previous year (Total) 2122.42 3528.19 35044 59351 114.49 178.17 39964.13 150296.36
Workmen's compensation /
Employer's liability 21 50 138 261 1.64 10.56 3432 14648
Previous year 19.74 39.39 133.00 252.00 -2.65 -3.94 2520.07 6854.46
Public Liability 0.83 1.04 10.00 10.00 -4.46 -9.22 2800 4300
Previous year 5.29 10.26 19.00 41.00 4.12 8.81 7193.00 11928.00
Product Liability 4.20 8.73 5.00 5.00 3.58 6.29 448.00 1808.00
Previous year 0.62 2.44 1.00 4.00 -1.58 -2.23 240.00 1220.00
Other Liability Covers 9 72 10 36 -5.25 3.67 4520 9087
Previous year 14 68 4 15 11 17 3060 8042
Liability (Total) 35.01 131.70 163 312 -4.50 11.30 11199.79 29842.87
Previous year (Total) 39.51 120.40 157 312 10.97 19.47 13013.07 28044.46
Personal Accident 31.21 222.63 727 1175 -1.55 63.53 92642.79 1543491.98
Previous year 32.76 159.10 687.00 1051.00 19.07 77.17 6395026.70 7195385.84
Medical Insurance 984.07 3020.49 8167 12944 272.87 855.63 56165.66 185087.46
Previous year 711.20 2164.86 4867 8556 204.23 868.70 32980.01 112616.39
Overseas Medical Insurance 4.41 6.09 193.00 343.00 2.60 2.97 56281.11 85379.91
Previous year 1.80 3.12 74.00 139.00 0.45 0.07 21826.26 38023.40
Health (Total) 988.48 3026.58 8360 13287 275.47 858.59 112446.76 270467.37
Previous year (Total) 713.00 2167.98 4941 8695 204.68 868.78 54806.27 150639.79
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 9.15 9.15 0.00 3.00 9.15 7.28 20000.00 20000.00
Previous year 0.00 1.87 0.00 2.00 0.00 1.87 0.00 0.00
All Other Miscellaneous 541.74 1302.31 17147.00 26141.00 70.21 101.76 349290.45 768661.47
Previous year 471.53 1200.56 14768.00 23187.00 10.16 74.09 462004.42 809913.55
Grand Total 4621.25 11574.11 73657 120407 -433.41 1433.40 2922068.18 12556681.35
Previous year (Total) 5054.66 10140.71 67320 111855 1093.44 1912.63 11659501.73 16166463.71
*Wherever applicable
160
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 6.14 8.32 0.00 0.00
0.00 0.00 0.00 0.00 6.15 10.23 0.00 0.00
0.08 0.11 20.00 26.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.59 0.65 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.08 0.11 20 26 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.59 0.65 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
193.89 290.46 4992.00 7752.00 0.00 0.00 0.00 0.00
170.76 277.73 5545.00 8353.00 0 0.00 0 0
193.97 290.57 5012 7778 6.14 8.32 0 0 0 0
170.76 277.73 5545 8353 6.74 10.88 0 0 0 0

161
 ~

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i
Name of the Insurer: Agriculture Insurance Company of India Ltd.

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total)
Previous year (Total)
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total)
Previous year (Total)
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total)
Previous year (Total)
Personal Accident
Previous year
Medical Insurance
Previous year
Overseas Medical Insurance
Previous year
Health (Total)
Previous year (Total)
Crop Insurance 3957.76 8684.61 18091 35357 -982.07 -8771.22 157648.34 314699.32
irda journal December 2014

Previous year 4939.83 17455.83 22934 46505 -70.66 5768.72 245510.44 533128.61
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 3957.76 8684.61 18091 35357 -982.07 -8771.22 157648.34 314699.32
Previous year (Total) 4939.83 17455.83 22934 46505 -70.66 5768.72 245510.44 533128.61
*Wherever applicable
162
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

3957.76 8684.61 18091 35357 NA NA NA NA 210596 461113

irda journal December 2014

4939.83 17455.83 22934 46505 NA NA NA NA 656745 1276757

3957.76 8684.61 18091 35357 NA NA NA NA 210596 461113

4939.83 17455.83 22934 46505 NA NA NA NA 656745 1276757

163
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Name of the Insurer: Apollo Munich Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident 169.93 242.07 3445 5636.00 169.93 242.07 340619.14 464635.46
Previous year 103.55 182.65 2605 4230.00 103.55 182.65 192856.70 751371.82
Medical Insurance 3994.05 7981.58 29345 55562.00 3994.05 7981.58 175569.98 352953.99
Previous year 3156.85 6726.25 23739 44410.00 3156.85 6726.25 139605.85 401990.03
Overseas Medical Insurance 104.13 216.58 5027 8576.00 104.13 216.58 525881.00 1095560.00
Previous year 87.49 175.13 3887 7593.00 87.49 175.13 457926.00 820803.75
Health (Total) 4098.18 8198.16 34372 64138 4098.18 8198.16 701450.98 1448513.99
Previous year (Total) 3244.34 6901.38 27626 52003 3244.34 6901.38 597531.85 1222793.78
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous 100.36 318.77 0 2 100.36 318.77 75474.00 202547.00
Previous year 68.50 204.38 0 0 68.50 204.38 299915.00 577505.00
Grand Total 4368.48 8759.01 37817 69776 4368.48 8759.01 1117544.12 2115696.45
Previous year (Total) 3416.38 7288.41 30231 56233 3416.38 7288.41 1090303.55 2551670.60
*Wherever applicable
164
 ~

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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
2.48 3.52 625 786 0 0.00 0 0
0.92 1.46 47 82 0 0.00 0 0
168.45 229.26 5353 6350 0 0.00 0 0 246510 246510
203.52 249.68 20280 21884 78 104.32 16075 21394 100328 205956
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 6039 10489
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 5681 10300
168.45 229.26 5353 6350 0.00 0.00 0 0 252549 256999
203.52 249.68 20280 21884 78.29 104.32 16075 21394 106009 216256
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
170.92 232.77 5978 7136 0.00 0.00 0 0 252549 256999
204.44 251.13 20327 21966 78.29 104.32 16075 21394 106009 216256

165
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i
Name of the Insurer: CignaTTK Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident
Previous year
Medical Insurance 41.88 74.10 425 810 41.88 74.10 2032.50 3671.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Overseas Medical Insurance
Previous year
Health (Total) 41.88 74.10 425 810 41.88 74.10 2032.50 3671.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 41.88 74.10 425 810 83.76 148.20 2032.50 3671.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
*Wherever applicable
166
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0 886 1654

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0 0 0.00 0.00 0 0 886 1654

0.00 0.00 0 0 0.00 0.00 0 0 0 0
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0 886 1654

0.00 0.00 0 0 0.00 0.00 0 0 0 0

167
 ~

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i
Name of the Insurer: Export Credit Guarantee Corporation of India Ltd.,

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident
Previous year
Medical Insurance
Previous year
Overseas Medical Insurance
Previous year
Health (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 10241 18712 707 1265 -138 169 285827 531045
Previous year 10379 18543 826 1394 1938 3104 400786 679804
All Other Miscellaneous
Previous year
Grand Total 10241.33 18712.15 707 1265 -137.53 169.03 285826.72 531045.11
Previous year (Total) 10378.86 18543.12 826 1394 1937.88 3103.73 400785.63 679804.37
*Wherever applicable
168
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
irda journal December 2014

0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

169
 ~

..
i
Name of the Insurer: Max Bupa Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total)
Previous year (Total)
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total)
Previous year (Total)
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total)
Previous year (Total)
Personal Accident 3.19 13.39 5.00 31.00 3.19 13.39 1,905.00 20,920.43
Previous year 8.01 14.48 396.00 940.00 8.01 14.48 7,013.56 11,492.56
Medical Insurance 2,345.64 4,906.95 17,282.00 32,909.00 2,345.64 4,906.95 182,132.65 351,885.14
Previous year 1,976.88 3,830.00 13,250.00 25,629.00 1,976.88 3,830.00 132,449.85 251,534.85
Overseas Medical Insurance
Previous year
Health (Total) 2345.64 4906.95 17282.00 32909.00 2345.64 4906.95 182132.65 351885.14
Previous year (Total) 1976.88 3830.00 13250.00 25629.00 1976.88 3830.00 132449.85 251534.85
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 2,348.83 4,920.34 17,287.00 32,940.00 2,348.83 4,920.34 184,037.65 372,805.57
Previous year (Total) 1,984.89 3,844.48 13,646.00 26,569.00 1,984.89 3,844.48 139,463.41 263,027.41
*Wherever applicable
170
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

- - - - - - - -
- - - - - - - -
9.37 18.84 81.00 167.00 0.27 0.81 9.00 12.00 54,225.00 119,542.00
8.20 14.20 82.00 148.00 - - - - 42,321.00 83,463.00

9.37 18.84 81.00 167.00 0.27 0.81 9.00 12.00 54225.00 119542.00
8.20 14.20 82.00 148.00 0.00 0.00 0.00 0.00 42321.00 83463.00
irda journal December 2014

9.37 18.84 81.00 167.00 0.27 0.81 9.00 12.00 54,225.00 119,542.00
8.20 14.20 82.00 148.00 - - - - 42,321.00 83,463.00

171
 ~

..
i
Name of the Insurer: Religare Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident 40.88 85.23 55.00 93.00 1.68 39.92 71956.24 144537.57
Previous year 39.20 45.31 15.00 27.00 39.20 45.31 62636.42 74172.12
Medical Insurance 1435.46 3582.48 8497.00 16067.00 -480.92 -516.52 81265.40 192738.10
Previous year 1916.38 4099.00 2194.00 4427.00 1916.38 4099.00 73624.60 298481.20
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 1435.46 3582.48 8497.00 16067.00 -480.92 -516.52 81265.40 192738.10
Previous year (Total) 1916.38 4099.00 2194 4427 1916.38 4099.00 73624.60 298481.20
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 1476.34 3667.72 8552 16160 -479.24 -476.59 153221.64 337275.67
Previous year (Total) 1955.58 4144.31 2209 4454 1955.58 4144.31 136261.02 372653.32
*Wherever applicable
172
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16970.00 24909.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8563.00 10702.00
6.17 48.62 78.00 217.00 0.00 36.61 0.00 140020.00 60416.00 304347.00
8.84 18.94 126.00 275.00 0.00 0.00 0.00 0.00 73601 191432.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
6.17 48.62 78.00 217.00 0.00 36.61 0.00 140020.00 60416.00 304347.00
8.84 18.94 126 275 0.00 0.00 0 0 73601 191432
irda journal December 2014

6.17 48.62 78 217 0.00 36.61 0 140020 77386 329256

8.84 18.94 126 275 0.00 0.00 0 0 73601 191432

173
 ~

..
i
Name of the Insurer: Star Health and Allied Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident 184.68 341.34 11302 20920.00 47.09 80.15 342120.15 516155.51
Previous year 137.59 261.19 10424 19671.00 39.51 77.59 145294.32 305586.92
Medical Insurance 8074.77 15797.79 101361 190742.00 2265.26 4760.29 607317.59 1145809.13
Previous year 5809.51 11037.50 91928 176465.00 1684.27 -1618.18 558849.25 995465.35
Overseas Medical Insurance 136.99 281.99 4272 7749.00 -60.69 -136.22 589167.27 1056189.65
Previous year 197.68 418.21 6458 12587.00 18.38 102.51 75463.60 734918.24
Health (Total) 8211.76 16079.78 105633 198491 2204.57 4624.07 1196484.86 2201998.78
Previous year (Total) 6007.19 11455.71 98386 189052 1702.65 -1515.67 634312.85 1730383.59
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous 0.00 0.00 0 0.00 0.00 0.00 0 0.00
Previous year 0.00 0.00 0 0.00 0.00 0.00 0 0.00
Grand Total 8396.44 16421.12 116935 219411 2251.66 4704.22 1538605.01 2718154.29
Previous year (Total) 6144.78 11716.90 108810 208723 1742.16 -1438.08 779607.17 2035970.51
*Wherever applicable
174
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF MAY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
24.91 44.72 1734 3268.00 28.91 52.02 4657 8888.00
21.14 38.93 1845 3805.00 25.08 45.15 5708 10301.00
861.24 1543.18 13020 23770.00 1623.20 3034.17 23086 42484.00 108950 204695.00
624.30 1252.29 12248 26936.00 1444.02 2745.54 25511 47220.00 91928 186112.00
9.86 15.28 258 424.00 22.57 40.62 743 1320.00 4272 7751.00
12.13 40.20 405 1093.00 47.38 103.47 1453 3151.00 6458 12587.00
871.10 1558.46 13278 24194 1645.77 3074.79 23829 43804 113222 212446
636.43 1292.49 12653 28029 1491.40 2849.01 26964 50371 98386 198699
irda journal December 2014

0.00 0.00 0 0
0.00 0.00 0 0
896.01 1603.18 15012 27462 1674.68 3126.81 28486 52692 113222 212446
657.57 1331.42 14498 31834 1516.48 2894.16 32672 60672 98386 198699

175
 Is your insurance company
listening to you?

If not, you can now register your complaint with

Insurance Regulatory and Development Authority (IRDA)
online through its
Integrated Grievance Management System (IGMS)

Access IGMS* at

* IGMS is also linked to IRDA Grievance Call Centre, 155255

A public awareness lnlttattve by

A :::.~~;;:~~;;R; :~••r
iala DEVELOPMENT AUTHORITY
1

Promatlnr, Insurance. Prot«tinr, insurwd.

www.irda.gov.in
 (Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

Statistical Supplement
(Monthly - June, 2014)
irda journal December 2014

177
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..
i
Name of the Insurer: Bajaj Allianz General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 2373.44 11768.62 38058.00 103703.00 156.06 1371.78 7357641.00 123000211.00
Previous year 2217.37 10396.84 32572.00 92034.00 -40.05 -310.93 30055369.00 158358428.00
Marine Cargo 868.87 3595.08 12459.00 37037.00 119.73 326.14 3155838.00 19661361.00
Previous year 749.15 3268.94 12146.00 36443.00 45.08 462.48 42512604.00 157646300.00
Marine Hull (Including
Onshore & Offshore oil energy) 63.31 248.75 5.00 9.00 62.01 158.51 138723.00 139233.00
Previous year 1.30 90.25 3.00 8.00 -0.30 84.97 139.00 76240.00
Marine (Total) 932.19 3843.83 12464 37046 181.73 484.64 3294561.00 19800594.00
Previous year (Total) 750.45 3359.19 12149 36451 44.79 547.45 42512743.00 157722540.00
Aviation 29.35 61.24 4.00 20.00 -71.91 -163.12 26554.00 46592.00
Previous year 101.27 224.35 8.00 32.00 15.63 -143.70 1278602.00 4679035.00
Engineering 859.50 2666.75 556.00 2003.00 122.78 -1101.51 642462.00 3857707.00
Previous year 736.73 3768.26 1054.00 3710.00 -1197.74 -120.94 16930646.00 43565045.00
Motor Own Damage 15329.45 45575.14 301363.00 910671.00 849.04 3204.59 826715.00 2466824.00
Previous year 14480.41 42328.50 292992.00 859462.00 933.28 4947.89 972187.00 2806527.00
Motor Third party 7940.84 22287.36 314345.00 946789.00 1217.19 3601.48
Previous year 6723.65 18685.88 304231.00 890608.00 1029.00 3850.36
Motor (Total) 23270.29 67862.51 314345 946789 2066.23 6806.07 826715.00 2466824.00
Previous year (Total) 21204.06 61014.38 304231 890608 1962.28 8798.25 972187.00 2806527.00
Workmen's compensation /
Employer's liability 350.94 997.21 1685.00 5073.00 63.77 101.19 70876.00 190749.00
Previous year 287.17 896.02 1533.00 4656.00 14.88 57.88 58056.00 196686.00
Public Liability 2.29 25.49 10.00 72.00 -2.72 -17.84 10084.00 91282.00
Previous year 5.00 43.33 11.00 76.00 -2.05 14.82 20054.00 110343.00
Product Liability 94.13 663.82 39.00 144.00 -4.33 -77.97 45680.00 203800.00
Previous year 98.46 741.79 43.00 122.00 21.98 124.62 326772.00 1256353.00
Other Liability Covers 1711.00 2897.51 332.00 983.00 591.29 778.76 620738.00 1688261.00
Previous year 1119.71 2118.74 266.00 772.00 73.43 221.11 649195.00 1693806.00
Liability (Total) 2158.36 4584.02 2066 6272 648.02 784.13 747378.00 2174092.00
Previous year (Total) 1510.34 3799.88 1853 5626 108.24 418.43 1054077.00 3257188.00
Personal Accident 432.46 1472.49 74685.00 267245.00 9.15 272.36 303803.00 2040466.00
Previous year 423.31 1200.13 32203.00 95344.00 -127.11 -225.95 4453844.00 10771041.00
Medical Insurance 5595.94 14313.94 31194.00 84956.00 -251.79 -2602.18 570820.00 2166940.00
Previous year 5847.74 16916.13 31975.00 80307.00 2846.55 6148.56 7880298.00 23178731.00
Overseas Medical Insurance 931.02 4172.22 44886.00 146446.00 97.33 939.05 91070.00 1172647.00
Previous year 833.70 3233.17 41062.00 126141.00 104.21 410.99 234285.00 3918492.00
Health (Total) 6526.97 18486.16 76080 231402 -154.47 -1663.14 661890.00 3339587.00
Previous year (Total) 6681.43 20149.30 73037 206448 2950.76 6559.55 8114583.00 27097223.00
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 10.48 582.45 0.00 4.00 -24.17 416.17 0.00 73510.00
Previous year 34.65 166.28 2.00 7.00 54.80 91.55 126907.00 1320889.00
All Other Miscellaneous 1372.75 4457.33 53002.00 120049.00 1.18 -50.38 1282260.00 6588462.00
Previous year 1371.56 4549.75 42872.00 141355.00 -130.81 70.29 3715846.00 17249748.00
Grand Total 37965.80 115785.40 571260 1714533 2934.60 7157.03 15143264.00 163388045.00
Previous year (Total) 35031.20 108628.37 499981 1471615 3640.79 15683.99 109214804.00 426827664.00
*Wherever applicable
178
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(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
255.36 834.43 2786.00 7671.00 0.00 0.00 0.00 0.00
168.39 710.26 2650.00 7465.00 0.00 0.00 0.00 0.00
33.23 144.82 755.00 2535.00 0.00 0.00 0.00 0.00
25.13 136.07 873.00 2391.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
33.23 144.82 755 2535 0.00 0.00 0 0 0 0
25.13 136.07 873 2391 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
33.47 130.93 76.00 301.00 0.00 0.00 0.00 0.00
75.54 221.75 160.00 657.00 0.00 0.00 0.00 0.00
1048.43 3247.65 357.00 996.00 0.00 0.00 0.00 0.00
1119.26 3241.45 501.00 1475.00 0.00 0.00 0.00 0.00
667.85 1924.81 32265.00 102750.00 0.00 0.00 0.00 0.00
649.18 1691.72 33687.00 96895.00 0.00 0.00 0.00 0.00
1716.28 5172.46 32265 102750 0.00 0.00 0 0 0 0
1768.44 4933.17 33687 96895 0.00 0.00 0 0 0 0

56.34 137.39 272.00 959.00 0.00 0.00 0.00 0.00

48.36 117.15 266.00 864.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
37.56 80.73 31.00 100.00 0.00 0.00 0.00 0.00
34.63 168.21 36.00 92.00 0.00 0.00 0.00 0.00
93.90 218.12 303 1059 0.00 0.00 0 0 0 0
82.99 285.37 302 956 0.00 0.00 0 0 0 0
32.00 163.99 6212.00 22061.00 7.17 23.47 16339.00 54772.00
36.43 126.40 4334.00 10990.00 0.00 20.91 18343.00 68340.00
219.86 785.34 3023.00 9600.00 0.00 0.00 0.00 0.00 112226.00 337499.00
241.02 740.04 3212.00 8090.00 0.00 0.00 0.00 0.00 112189.00 350748.00
73.29 281.40 3148.00 12099.00 0.00 0.00 0.00 0.00 0.00 0.00
70.77 235.40 2444.00 8252.00 0.00 0.00 0.00 0.00 0.00 0.00
293.15 1066.74 6171 21699 0.00 0.00 0 0 112226 337499
311.80 975.44 5656 16342 0.00 0.00 0 0 112189 350748
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
97.85 317.03 3201.00 9441.00 0.00 0.00 0.00 0.00
99.82 318.22 2639.00 12406.00 0.00 0.00 0.00 0.00
2555.23 8048.52 51769 167517 7.17 23.47 16339 54772 112226 337499
2568.54 7706.67 50301 148102 0.00 20.91 18343 68340 112189 350748

179
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Name of the Insurer: Bharti AXA General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 456.18 3935.37 1143.00 3466.00 456.18 3479.19 1348741.67 11715080.30
Previous year 270.44 3713.89 999.00 3509.00 270.44 3443.45 751240.55 9899154.34
Marine Cargo 127.17 1542.17 272.00 938.00 127.17 1414.99 368397.85 5336587.19
Previous year 162.69 1300.47 332.00 1051.00 162.69 1137.79 269598.79 2971048.02
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 127.17 1542.17 272 938 127.17 1414.99 368397.85 5336587.19
Previous year (Total) 162.69 1300.47 332 1051 162.69 1137.79 269598.79 2971048.02
Aviation
Previous year
Engineering 182.70 953.25 237.00 851.00 182.70 770.55 451692.53 1113238.08
Previous year 259.32 1293.40 432.00 1300.00 259.32 1034.08 260668.79 1110600.08
Motor Own Damage 6209.25 18631.39 152721.00 441219.00 6209.25 12422.14 563253.68 1687602.14
Previous year 5350.22 17060.70 123053.00 365842.00 5350.22 11710.48 525976.54 1648090.40
Motor Third party 2643.76 7873.02 152721.00 441219.00 2643.76 5229.25
Previous year 2613.74 7899.63 123053.00 365842.00 2613.74 5285.88
Motor (Total) 8853.01 26504.41 152721 441219 8853.01 17651.40 563253.68 1687602.14
Previous year (Total) 7963.96 24960.33 123053 365842 7963.96 16996.37 525976.54 1648090.40
Workmen's compensation /
Employer's liability 88.96 242.65 334 887 88.96 153.69 28341 67233
Previous year 49.84 198 240 712 49.84 147.88 7371 43249
Public Liability 2 4 7 16 1.98 2.20
Previous year 1 4.77 4 16.00 0.76 4.01
Product Liability 0.00 0.00 0 0
Previous year 0.00 0.00 0 0
Other Liability Covers 138 422 45 197 138.36 283.73 44018 152021
Previous year 106 201 52 137 105.60 95.88 24035 119853
Liability (Total) 229.30 668.93 386 1100 229.30 439.62 72358.60 219253.97
Previous year (Total) 156.20 403.97 296 865 156.20 247.77 31406.27 163102.60
Personal Accident 149.21 916.47 12056.00 22378.00 149.21 767.26 2408331.80 6632858.11
Previous year 179.36 930.76 1157.00 3338.00 179.36 751.40 1349825.73 9775725.03
Medical Insurance 1037.92 9034.89 1498.00 5050.00 1037.92 7996.97 10899.99 41651.45
Previous year 942.85 7102.45 1457.00 5115.00 942.85 6159.60 14038.16 52652.75
Overseas Medical Insurance
Previous year
Health (Total) 1037.92 9034.89 1498 5050 1037.92 7996.97 10899.99 41651.45
Previous year (Total) 942.85 7102.45 1457 5115 942.85 6159.60 14038.16 52652.75
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 36 48 0 1 36.05 12.00 0
Previous year 24 24 0 24.05 0.00 0 0
All Other Miscellaneous 122.68 514.43 995.00 3091.00 122.68 391.75 2563230.50 5823023.47
Previous year 108.15 458.76 1107.00 3172.00 108.15 350.61 114139.64 652952.94
Grand Total 11194.22 44117.96 169308 478094 11194.22 32923.74 7786906.62 32569294.71
Previous year (Total) 10067.02 40188.09 128833 384192 10067.02 30121.07 3316894.47 26273326.16
*Wherever applicable
180
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
16.95 46.71 514.00 1444.00
22.64 62.45 474.00 1658.00
0.87 9.35 3.00 17.00
0.53 1.17 6.00 20.00

0.87 9.35 3 17 0.00 0.00 0 0 0 0

0.53 1.17 6 20 0.00 0.00 0 0 0 0

2.75 26.74 12.00 57.00

3.53 48.67 25.00 119.00
309.28 911.98 6078.00 17576.00
309.30 1105.64 6660.00 21487.00
162.27 472.42 0.00 0.00
174.90 596.98 0.00
471.55 1384.40 6078 17576 0.00 0.00 0 0 0 0
484.20 1702.62 6660 21487 0.00 0.00 0 0 0 0

1.44 4.94 8.00 24.00

4.49 12 10.00 27.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00

0.00
1.05 1.05 2.00 3.00
1.75 1.24 2.00 2
2.50 6.00 10 27 0.00 0.00 0 0 0 0
6.24 13.61 12 29 0.00 0.00 0 0 0 0
22.21 125.11 55.00 128.00 0.00 0.00 0 0
24.38 67.50 68.00 223.00
20.25 304.88 17.00 51.00
1.80 21.90 16.00 54.00

20.25 304.88 17 51 0.00 0.00 0 0 0 0

1.80 21.90 16 54 0.00 0.00 0 0 0 0
irda journal December 2014

0 0
0 0 0.00 0
12.04 45.59 498.00 1350.00
20.49 64.91 637.00 1651.00
549.13 1948.78 7187 20650 0.00 0.00 0 0 0 0
563.81 1982.82 7898 25241 0.00 0.00 0 0 0 0

181
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Name of the Insurer: Cholamandalam Ms General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 1,039.1 3,838.4 19,780 56,986 33.5 282.1 3,719,923 12,606,811
Previous year 1,005.6 3,556.3 13,271 49,653 23.8 355.1 3,162,846 9,840,018
Marine Cargo 429.6 1,616.3 530 1,525 (21.3) (135.6) 2,431,942 10,712,088
Previous year 450.9 1,751.9 433 1,487 110.1 761.3 1,685,848 7,135,182
Marine Hull (Including
Onshore & Offshore oil energy) 0.1 0.1 1 1 0.1 (1.0) 13 13
Previous year - 1.0 - 2 - 0.1 - 107
Marine (Total) 429.6 1,616.4 531 1,526 (21.3) (136.6) 2,431,955 10,712,101
Previous year (Total) 450.9 1,753.0 433 1,489 110.1 761.3 1,685,848 7,135,288
Aviation - - - - - - - -
Previous year - - - - - - - -
Engineering 225.3 653.5 925 2,394 35.9 64.1 280,877 611,022
Previous year 189.4 589.4 1,051 2,773 (74.1) (62.3) 89,920 427,696
Motor Own Damage 4,597.6 13,975.3 65,158 190,742 (607.1) (2,230.9) 1,044,586 3,136,284
Previous year 5,204.7 16,206.2 69,950 210,866 311.2 2,133.0 366,141 1,146,720
Motor Third party 5,255.9 15,617.6 69,375 203,922 382.5 1,217.1 - -
Previous year 4,873.4 14,400.5 71,118 214,249 1,116.2 3,936.3 - -
Motor (Total) 9,853.5 29,592.9 69,375 203,922 (224.6) (1,013.8) 1,044,586 3,136,284
Previous year (Total) 10,078.1 30,606.7 71,118 214,249 1,427.4 6,069.2 366,141 1,146,720
Workmen's compensation /
Employer's liability 39.0 152.2 225 635 3.2 11.4 14,902 63,518
Previous year 35.7 140.8 184 618 (26.9) (71.1) 4,808 24,676
Public Liability 59.0 198.2 69 236 19.1 27.3 75,235 193,216
Previous year 39.9 171.0 53 206 (11.4) 0.7 10,626 42,251
Product Liability - - - - - - - -
Previous year - - - - - - - -
Other Liability Covers - - - - - - - -
Previous year - - - - - - - -
Liability (Total) 98.0 350.4 294 871 22.4 38.6 90,136 256,734
Previous year (Total) 75.6 311.8 237 824 (38.3) (70.4) 15,434 66,927
Personal Accident 445.9 1,601.3 2,912 8,579 1.4 93.9 329,657 1,067,302
Previous year 444.5 1,507.4 2,276 7,228 64.0 292.7 227,962 962,290
Medical Insurance 2,106.0 5,603.9 6,584 20,565 (609.0) (3,557.0) 143,744 395,379
Previous year 2,715.0 9,160.9 6,448 17,852 (1,046.5) 638.1 75,860 425,939
Overseas Medical Insurance 66.5 200.9 1,895 6,071 (4.5) (8.3) 5,471 20,136
Previous year 71.0 209.2 1,680 5,593 9.7 10.7 2,516 10,081
Health (Total) 2,172.5 5,804.8 8,479 26,636 (613.4) (3,565.3) 149,215 415,515
Previous year (Total) 2,785.9 9,370.1 8,128 23,445 (1,036.8) 648.7 78,376 436,020
Crop Insurance 282.2 735.5 24 26 282.2 735.5 7,072 20,432
irda journal December 2014

Previous year - - - - 37.7 - - -

Credit Guarantee - - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 105.3 367.2 3,307 10,739 8.6 46.8 702,875 2,609,164
Previous year 96.7 320.4 3,700 11,665 (17.4) (0.6) 332,716 1,097,984
Grand Total 14,651.5 44,560.4 105,627 311,679 (475.3) (3,454.6) 8,756,296.3 31,435,366.2
Previous year (Total) 15,126.8 48,014.9 100,214 311,326 496.3 7,993.8 5,959,242.4 21,112,944.4
*Wherever applicable
182
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
6.0 24.2 34 109 - - - -
1.0 3.0 5 36 - - - -
- - - - - - -
- - - - - - -

- - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
1.2 6.0 4 7 - - - -
(1.3) 0.6 (10) 5 - - - -
798.6 2,245.2 16,577 46,047 - - - -
728.0 2,128.2 15,202 43,598 - - - -
539.6 1,495.4 16,664 46,294 - - - -
428.7 1,244.1 15,232 43,697 - - - -
1,338.2 3,740.5 16,664 46,294 - - - -
1,156.7 3,372.3 15,232 43,697 - - - -

- - - - - - - -
- - - - - - -
- - - - - - - -
- - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - -
- - - - - - - -
1,134.1 2,315.8 - 1 - - 555,775 1,474,878
1,033.8 5,993.2 18 181 - - 402,798 3,806,131
- - - - - - - -
- - - - - - - -
1,134.1 2,315.8 - 1 - - 555,775 1,474,878
1,033.8 5,993.2 18 181 - - 402,798 3,806,131
282.2 735.5 24 26 - - - -
irda journal December 2014

- - - - - - - -
- - - - - - - -
- - - - - - - -
51.7 167.5 1,441 4,864 - - - -
0.9 129.2 (276) 4,588 - - - -
2,813.4 6,989.5 18,167 51,301 - - 555,775 1,474,878 - -
2,191.1 9,498.3 14,969 48,507 - - 402,798 3,806,131 - -

183
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i
Name of the Insurer: Future Generali India Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 1045.49 5256.48 3786 11360 176.06 765.88 2354603.44 17664889.98
Previous year 869.43 4490.60 3283 9747 11.21 885.36 2022612.09 12420495.16
Marine Cargo 545.80 2113.41 1161 3617 83.36 365.19 884197.10 9525370.54
Previous year 462.44 1748.22 1030 3240 162.73 -169.14 792486.48 5318753.99
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Marine (Total) 545.80 2113.41 1161 3617 83.36 365.19 884197.10 9525370.54
Previous year (Total) 462.44 1748.22 1030 3240 162.73 -169.14 792486.48 5318753.99
Aviation 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Engineering 392.61 1223.92 533 1472 87.60 157.59 490177.50 1310776.01
Previous year 305.00 1066.33 749 2090 66.70 6.56 280842.20 692678.27
Motor Own Damage 4583.09 13600.59 58727 177096 1063.86 2588.41 253863.44 753457.16
Previous year 3519.23 11012.18 46653 143997 162.20 1407.49 195444.48 615038.78
Motor Third party 2010.84 5853.09 205 987 455.61 1182.32
Previous year 1555.23 4670.77 130 299 -209.78 -217.03
Motor (Total) 6593.93 19453.68 58727 177096 1519.48 3770.73 253863.44 753457.16
Previous year (Total) 5074.46 15682.95 46653 143997 -47.58 1190.46 195444.48 615038.78
Workmen's compensation /
Employer's liability 197.09 654.29 1211 3276 31.95 125.38 49535.10 144842.07
Previous year 165.13 528.91 962 2836 20 110.33 36537.86 100604.07
Public Liability 6.55 22.11 17 67 6.55 22.11 2350.50 7792.17
Previous year 0.00 0.00 0 0 0 0 0.00 0.00
Product Liability 194.23 486.95 171 555 84.21 121.67 60107.66 159787.34
Previous year 110.02 365.28 172 506 -25 27 32892.81 130203.34
Other Liability Covers 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00
Liability (Total) 397.87 1163.35 1399 3898 122.72 269.16 111993.26 312421.58
Previous year (Total) 275.16 894.19 1134 3342 -4.65 137.57 69430.67 230807.41
Personal Accident 321.12 1129.44 9321 25633 -25.87 -275.08 387043.01 5717460.84
Previous year 346.98 1404.51 6269 18701 9.98 262.52 685494.17 3037915.00
Medical Insurance 927.79 3391.31 2415 6382 153.27 33.02 49077.44 130772.34
Previous year 774.52 3358.29 1986 5524 -160.88 505.74 59836.39 156284.29
Overseas Medical Insurance 123.72 404.39 5812 20336 21.60 25.33 67928.94 259826.93
Previous year 102.13 379.06 5127 18805 -0.15 2.45 45750.93 245366.30
Health (Total) 1051.51 3795.71 8227 26718 174.86 58.35 117006.38 390599.27
Previous year (Total) 876.65 3737.35 7113 24329 -161.02 508.20 105587.32 401650.59
Crop Insurance 13.92 296.75 8 181 13.92 296.75 230.56 4638.03
irda journal December 2014

Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00

Credit Guarantee 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
All Other Miscellaneous 536.12 1963.57 6980 19210 56.90 346.07 582025.95 2908059.39
Previous year 479.23 1617.50 5222 13888 -46.69 204.10 501206.07 1937385.56
Grand Total 10898.37 36396.31 90142 269185 2209.03 5754.65 5181140.65 38587672.80
Previous year (Total) 8689.33 30641.66 71453 219334 -9.31 3025.62 4653103.47 24654724.74
*Wherever applicable
184
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
112.41 886.21 372 988
25.94 444.16 231 713
60.12 198.81 91 286
36.49 99.92 85 233

- - - -
- - - -
60.12 198.81 91 286 0.00 0.00 0 0
36.49 99.92 85 233 0.00 0.00 0 0
- - - -
- - - -
16.42 77.82 66 179
12.87 71.15 61 188
354.06 1,087.16 4730 14753
275.75 886.88 3836 12116
179.48 543.35
146.71 444.57 - -
533.55 1,630.51 4730 14753 0.00 0.00 0 0
422.46 1,331.45 3836 12116 0.00 0.00 0 0

8.80 19.89 57 144

4.14 21.30 39 119
- -
- - - -
3.39 20.18 7 37
10.68 24.14 12 45
- - - -
- - - -
12.19 40.07 64 181 0.00 0.00 0 0
14.82 45.44 51 164 0.00 0.00 0 0
22.70 66.72 993 2594 1.45 7.30 3250 16431
9.04 19.86 371 1340
57.81 75.97 146 370 31185 92458
52.27 67.10 107 328
7.65 24.59 367 1139
6.14 19.81 324 1065
65.46 100.56 513 1509 0.00 0.00 0 0 31185 92458
58.41 86.91 431 1393 0.00 0.00 0 0 0 0
- - - -
irda journal December 2014

- - - -
- - - -
- - - -
57.83 197.60 993 2743
41.62 145.76 635 1856
880.67 3198.29 7822 23233 1.45 7.30 3250 16431 31185 92458
621.65 2244.64 5701 18003 0.00 0.00 0 0 0 0

185
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Name of the Insurer: HDFC ERGO General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 1,998.43 14,210.96 6,455 16,631 467.25 2,655.76 6,390,906.37 49,908,548.91
Previous year 1,531.18 11,555.19 5,149 14,210 51.91 95.34 3,986,103.68 25,874,372.56
Marine Cargo 568.62 4,081.15 729 2,454 (25.61) 1,228.25 2,178,704.48 16,835,137.15
Previous year 594.23 2,852.90 292 1,067 (28.01) 244.10 1,374,696.35 10,642,964.01
Marine Hull (Including
Onshore & Offshore oil energy) 205.60 300.67 4 11 (49.76) (140.30) 193,114.23 211,001.80
Previous year 255.36 440.97 15 67 22.82 (50.68) 20,647.35 146,953.77
Marine (Total) 774.22 4,381.82 733 2,465 (75.37) 1,087.95 2,371,818.71 17,046,138.96
Previous year (Total) 849.59 3,293.87 307 1,134 (5.19) 193.43 1,395,343.70 10,789,917.77
Aviation 101.74 692.38 8 25 36.61 59.60 118,380.00 1,921,433.20
Previous year 65.13 632.79 12 25 52.01 (21.92) 160,517.57 2,132,296.62
Engineering 438.35 1,375.19 366 878 (11.32) (687.53) 45,855.59 289,566.19
Previous year 449.67 2,062.72 426 1,308 (77.66) (242.11) 25,114.45 624,523.49
Motor Own Damage 5,476.61 15,734.46 74,191 213,993 695.56 2,406.22 389,928.17 1,112,182.50
Previous year 4,781.05 13,328.24 63,386 178,786 925.69 2,877.17 318,875.17 880,955.30
Motor Third party 3,871.82 10,858.52 140,511 400,151 1,176.10 3,653.55 -
Previous year 2,695.72 7,204.96 117,164 335,637 665.20 1,745.74
Motor (Total) 9,348.43 26,592.98 140,511 400,151 1,871.66 6,059.77 389,928.17 1,112,182.50
Previous year (Total) 7,476.77 20,533.21 117,164 335,637 1,590.89 4,622.91 318,875.17 880,955.30
Workmen's compensation /
Employer's liability 62.13 280.12 128 373 (26.36) 12.14 41,504.52 223,272.06
Previous year 88.48 267.98 112 293 59.36 68.60 19,552.42 90,288.55
Public Liability 6.33 49.50 22 74 (9.69) 4.60 8,943.15 46,630.08
Previous year 16.02 44.90 19 50 5.00 0.01 15,019.55 38,070.27
Product Liability (0.46) 27.85 1 5 (1.82) 17.82 (232.97) 12,448.63
Previous year 1.36 10.03 1 6 (1.99) (4.78) 880.00 4,890.30
Other Liability Covers 697.95 3,571.91 132 402 83.81 257.00 153,012.62 879,543.30
Previous year 614.14 3,314.91 134 373 189.01 519.98 172,374.33 1,187,450.64
Liability (Total) 765.94 3,929.39 283 854 45.94 291.57 203,227.32 1,161,894.08
Previous year (Total) 720.00 3,637.82 266 722 251.39 583.82 207,826.30 1,320,699.76
Personal Accident 3,035.09 8,962.33 145,761 396,246 909.46 2,365.47 1,708,778.78 24,601,755.09
Previous year 2,125.63 6,596.86 120,937 332,725 459.73 739.59 1,572,026.04 11,448,908.82
Medical Insurance 3,855.52 11,289.27 39,849 106,975 (195.61) (11,053.42) 176,987.80 477,047.25
Previous year 4,051.13 22,342.70 35,737 101,673 (78.55) 9,139.96 174,837.74 797,364.79
Overseas Medical Insurance 112.55 3,225.28 4,675 12,413 42.29 1,770.23 298,975.02 5,601,790.58
Previous year 70.26 1,455.05 1,975 5,877 11.90 271.60 418,324.99 7,858,438.99
Health (Total) 3,968.07 14,514.56 44,524 119,388 (153.31) (9,283.19) 475,962.82 6,078,837.82
Previous year (Total) 4,121.38 23,797.75 37,712 107,550 (66.65) 9,411.56 593,162.73 8,655,803.78
Crop Insurance 113.25 211.33 - 21 113.25 (53.32) 5,825.80 14,964.11
irda journal December 2014

Previous year - 264.65 6 7 (1.48) 254.24 - 10,762.22

Credit Guarantee - - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 320.28 1,202.73 286 733 205.22 (3,572.91) 3,812,049.18 22,813,531.52
Previous year 115.07 4,775.63 262 732 55.03 4,505.94 374,758.30 2,376,560.17
Grand Total 20,863.80 76,073.66 338,927 937,392 3,409.37 (1,076.83) 15,522,732.72 124,948,852.38
Previous year (Total) 17,454.43 77,150.49 282,241 794,050 2,309.97 20,142.80 8,633,727.95 64,114,800.49
*Wherever applicable
186
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
96.87 580.35 590 1,528 - - - -
53.53 504.56 398 1,130 - - - -
4.43 891.37 73 262 - - - -
8.84 453.48 25 100 - - - -

- - - - - - - -
- 44.94 - 1 - - - -
4.43 891.37 73 262 - - - - - -
8.84 498.42 25 101 - - - - - -
- - - - - - - -
- - - - - - - -
18.35 89.77 49 111 - - - -
20.01 135.97 56 178 - - - -
633.82 1,759.77 9,899 26,853 - - - -
513.84 1,378.29 7,556 20,406 - - - -
720.55 1,957.37 25,599 70,186 - - - -
474.43 1,250.39 20,570 59,279 - - - -
1,354.37 3,717.14 25,599 70,186 - - - - - -
988.27 2,628.68 20,570 59,279 - - - - - -

9.38 33.96 11 33 - - - -
6.67 32.04 8 20 - - - -
1.00 5.18 1 2 - - - -
- 0.17 - 1 - - - -
- 0.02 - 1 - - - -
- - - - - - - -
15.49 49.91 4 19 - - - -
18.07 45.73 7 16 - - - -
25.87 89.06 16 55 - - - - - -
24.74 77.93 15 37 - - - - - -
293.04 770.39 16,252 42,624 - - - -
168.40 450.37 11,751 32,398 - - - -
164.26 514.96 2,358 6,505 - - - - 303,689 642,797
204.14 631.82 2,452 6,286 - - - - 151,838 1,303,377
3.03 12.34 194 495 - - - - 143,689 395,395
1.04 3.11 (230) 119 - - - - 122,620 363,626
167.29 527.29 2,552 7,000 - - - - 447,378 1,038,192
205.18 634.94 2,222 6,405 - - - - 274,458 1,667,003
0.44 42.10 - - - - - -
irda journal December 2014

- 166.90 - - - - - -
- - - - - - - -
- - - - - - - -
16.18 623.13 8 34 - - - -
2.82 1,700.07 12 54 - - - -
1,976.85 7,330.61 45,139 121,800 - - - - 447,378 1,038,192
1,471.79 6,797.83 35,049 99,582 - - - - 274,458 1,667,003

187
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Name of the Insurer: ICICI Lombard General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 1,733.05 25,762.75 2,286 7,998 (28.51) 1,567.94 4,328,017 40,531,258
Previous year 1,761.56 24,194.81 2,029 7,317 79.17 6,172.71 3,621,181 37,288,862
Marine Cargo 1,154.77 8,661.26 1,172 3,905 (277.64) 702.39 4,318,648 33,172,268
Previous year 1,432.40 7,958.87 1,490 4,714 358.27 1,925.71 5,419,167 28,499,669
Marine Hull (Including
Onshore & Offshore oil energy) 654.58 1,389.53 4 29 (115.80) (224.49) 9,866 303,768
Previous year 770.38 1,614.02 7 53 527.55 366.21 27,500 544,910
Marine (Total) 1809.35 10050.79 1176 3934 -393.43 477.90 4328514.54 33476035.87
Previous year (Total) 2202.79 9572.89 1497 4767 885.83 2291.93 5446666.96 29044579.76
Aviation 391.50 1,413.15 6 45 (206.01) 408.36 220,554 1,406,258
Previous year 597.51 1,004.79 17 52 (177.12) (1,609.29) 710,907 1,410,184
Engineering 1,580.83 4,608.68 604 2,119 388.44 (376.78) 494,488 3,532,869
Previous year 1,192.39 4,985.46 725 2,548 (126.66) 364.51 569,225 2,887,044
Motor Own Damage 16,100.30 49,702.55 788,738 2,433,864 (132.59) (1,297.90) 2,455,536 7,440,256
Previous year 16,232.90 51,000.45 660,063 2,027,517 1,957.99 8,409.57 2,116,711 6,577,649
Motor Third party 9,913.46 29,133.49 798,420 2,458,744 820.68 2,150.26
Previous year 9,092.78 26,983.24 667,995 2,051,317 2,784.09 9,014.14
Motor (Total) 26013.76 78836.04 798420 2458744 688.09 852.36 2455535.64 7440255.95
Previous year (Total) 25325.67 77983.69 667995 2051317 4742.08 17423.71 2116710.66 6577649.30
Workmen's compensation /
Employer's liability 286.52 987.27 1,110 3,591 34.48 (67.34) 61,137 268,288
Previous year 252.04 1,054.61 897 2,862 2.28 185.62 33,003 240,595
Public Liability 1.73 26.10 5 70 (1.03) (6.94) 7,500 87,382
Previous year 2.75 33.04 9 83 (3.20) 2.13 3,475 40,608
Product Liability 10.78 40.15 3 12 1.51 3.03 4,432 20,252
Previous year 9.27 37.12 4 17 (6.53) (8.87) 3,467 8,292
Other Liability Covers 455.78 4,104.99 227 730 44.84 701.61 181,078 1,072,596
Previous year 410.93 3,403.38 181 631 18.65 260.53 180,797 857,138
Liability (Total) 754.80 5158.52 1345 4403 79.81 630.36 254147.15 1448517.52
Previous year (Total) 674.99 4528.16 1091 3593 11.21 439.41 220742.34 1146632.97
Personal Accident 1,596.76 5,840.80 39,998 107,241 400.51 704.80 1,671,680 9,267,948
Previous year 1,196.24 5,135.99 40,559 127,525 114.36 620.91 1,141,968 9,462,319
Medical Insurance 6,052.66 38,271.81 45,722 141,246 (3,451.15) 444.84 401,653 1,525,996
Previous year 9,503.81 37,826.97 46,751 143,153 1,844.43 5,248.33 641,706 1,768,571
Overseas Medical Insurance 939.18 2,872.94 170,939 359,249 (23.52) 105.34 3,977,532 11,541,397
Previous year 962.70 2,767.60 79,679 248,595 154.72 448.73 1,526,175.03 4,350,643
Health (Total) 6991.84 41144.75 216661 500495 -3474.67 550.18 4379184.79 13067392.62
Previous year (Total) 10466.51 40594.57 126430 391748 1999.15 5697.06 2167880.53 6119213.25
Crop Insurance 244 1,714.84 311 840 -5,093 (4,014.03) -80,801 -60,187
irda journal December 2014

Previous year 5,336.07 5,728.87 18 143 5,333.99 5,224.50 175,440 176,338

Credit Guarantee 146.34 674.45 11 28 55.29 161.44 22,758 35,827
Previous year 91.06 513.01 4 21 18.68 (3.45) 3,061 12,427
All Other Miscellaneous 1,015.35 3,345.77 7,098 21,920 38.39 (23.53) 1,329,647 35,813,684
Previous year 976.96 3,369.30 8,563 28,735 240.11 813.81 1,054,134 9,321,907
Grand Total 42277.15 178550.54 1067916 3107767 -7544.60 938.99 19403725.87 145959859.36
Previous year (Total) 49821.75 177611.55 848928 2617766 13120.79 37435.80 17227916.76 103447155.71
*Wherever applicable
188
 ~

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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -

- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
0.00 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
727.03 2,111.32 - - - 0.00 - -
795.40 2,478.49 - - 0.00 0.00 - -
781.65 2,324.34 36,499 109,095 - 0.00 - -
831.88 2,508.71 34,937 107,936 0.00 0.00 - -
1508.68 4435.66 36499 109095 0.00 0.00 0 0 0 0
1627.28 4987.20 34937 107936 0.00 0.00 0 0 0 0

0.00 0.00 - - - 0.00 - -

0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
(948.55) 3,744.78 273 709 0.00 15.47 - 11,806 877,455 2,592,410
1,220.05 2,525.10 123 443 0.00 93.36 - 19,511 1,137,438 3,047,314
4.26 26.06 84 446 - 0.00 - - 170,939 359,249
0.33 0.74 15 40 0.00 0.00 - - 79,679 248,595
-944.29 3770.84 357 1155 0.00 15.47 0 11806 1048394 2951659
1220.38 2525.84 138 483 0.00 93.36 0 19511 1217117 3295909
226 1,332 311 840 - - - -
irda journal December 2014

2,188 2,468 13 122 - - - -

- - - - - - - -
- - - - - - - -
35 88 134 273 - - - -
2 7 32 104 - - - -
825.42 9626.97 37301 111363 0.00 15.47 0 11806 1048394 2951659
5037.29 9987.20 35120 108645 0.00 93.36 0 19511 1217117 3295909

189
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i
Name of the Insurer: IFFCO Tokio General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 982.75 11544.87 5119.00 13684.00 -1164.05 982.75 2428240.32 16535592.34
Previous year 1033.30 11945.56 6487.00 16262.00 -1295.29 1033.30 2533102.88 18223140.44
Marine Cargo 902.05 3202.72 1511.00 4179.00 220.96 902.05 2542624.14 8408705.88
Previous year 1055.59 3123.88 909.00 2519.00 265.56 1055.59 2420169.60 8547709.72
Marine Hull (Including
Onshore & Offshore oil energy) 671.21 765.20 14.00 110.00 628.63 671.21 537987.40 550441.42
Previous year 424.63 525.12 49.00 134.00 366.76 424.63 444432.76 468005.92
Marine (Total) 1573.26 3967.92 1525 4289 849.59 1573.26 3080611.53 8959147.31
Previous year (Total) 1480.23 3649.00 958 2653 632.32 1480.23 2864602.36 9015715.64
Aviation 3.45 31.73 4.00 7.00 -5.74 3.45 26897.50 160888.54
Previous year 80.84 186.08 4.00 13.00 45.52 80.84 36557.82 359342.46
Engineering 428.34 1835.70 523.00 1596.00 -460.71 428.34 187691.73 1190679.30
Previous year 1799.44 2809.98 653.00 1159.00 1155.17 1799.44 501729.04 649785.20
Motor Own Damage 10807.12 28598.10 328220.00 958821.00 2163.44 10807.12 619229.88 1726772.48
Previous year 8401.71 26209.05 316411.00 965048.00 -897.57 8401.71 539573.86 1332111.20
Motor Third party 7049.70 19083.21 18869.00 34038.00 1239.98 7049.70
Previous year 6058.16 18947.14 5645.00 18422.00 11.43 6058.16
Motor (Total) 17856.82 47681.31 328220 958821 3403.42 17856.82 619229.88 1726772.48
Previous year (Total) 14459.86 45156.19 316411 965048 -886.13 14459.86 539573.86 1332111.20
Workmen's compensation /
Employer's liability 176.12 534.23 1339.00 3726.00 21.03 176.12 40848.34 107533.89
Previous year 133 439 900 2890 11 133.48 21288 62911
Public Liability 6.74 42.94 16.00 50.00 -8.53 6.74 17998.50 68631.00
Previous year 79 318 76 230 -67 78.87 218513 104943
Product Liability 16.77 71.28 10.00 25.00 3.81 16.77 -3280.80 5989.20
Previous year 23 72 7 20 -20 23.13 52150 19494
Other Liability Covers 1191.18 1492.10 164.00 402.00 998.54 1191.18 413645.31 536468.44
Previous year 937 1067 75 182 878 936.78 1122102 443789
Liability (Total) 1390.81 2140.56 1529 4203 1014.85 1390.81 469211.34 718622.53
Previous year (Total) 1172.26 1895.06 1058 3322 801.70 1172.26 1414053.15 631135.50
Personal Accident 367.72 969.58 14581.00 38992.00 122.03 367.72 916995.09 2528827.84
Previous year 360.45 904.42 14576 41542 93.49 360.45 149024.43 2784410.77
Medical Insurance 2215.01 9183.43 8805.00 21403.00 -1467.27 2215.01 149481.46 769355.49
Previous year 2006.05 6253.48 6323 13065 565.85 2006.05 455097.12 815691.93
Overseas Medical Insurance 39.80 133.89 4451.00 14525.00 -6.53 39.80 6362.70 19072.40
Previous year 30.17 101.03 4054 11706 -14.40 30.17 5588.90 17028.60
Health (Total) 2254.81 9317.33 13256 35928 -1473.80 2254.81 155844.16 788427.89
Previous year (Total) 2036.22 6354.50 10377 24771 551.45 2036.22 460686.02 832720.53
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 147 818 8 25 34 147 6090 93356
Previous year
All Other Miscellaneous 958.70 4004.46 72927.00 111565.00 165.73 958.70 1167086.78 3489661.00
Previous year 962.13 4441.80 34960 72959 72.73 962.13 641422.77 3702372.18
Grand Total 25963.20 82311.61 437692 1169110 2485.58 25963.20 9057898.70 36191974.98
Previous year (Total) 23384.73 77342.62 385484 1127729 1170.95 23384.73 9140752.33 37530733.91
*Wherever applicable
190
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
19.66 40.46 409 805.00
19.07 58.56 540 1509.00
0.00 0.00 0 0.00
0.00 0.00 0 0

0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.89 2.37 7.00 14.00
0.09 5.13 2.00 36.00
958.97 1806.68 38291.00 91963.00
752.76 2078.98 43985.00 110498.00
1044.34 2353.60 0.00 0.00
800.69 2048.32 0.00 0.00
2003.31 4160.28 38291 91963 0.00 0.00 0 0
1553.45 4127.30 43985 110498 0.00 0.00 0 0

2 6 20 64
2 9 33 187
0 0 0 0
0 1 0 2
0 0 0 0
0 0 0 0
1 1 30 40
0 1 17 46
2.47 6.21 50 104 0.00 0.00 0 0
1.81 10.54 50 235 0.00 0.00 0 0
100.53 184.00 1278 2639 4.39 8.18 87824 163790
78.76 169.39 1615 6516 3.05 6.88 61002 137746
292.16 2542.38 272 490 285.57 1915.01 227237 1525244
882.17 2160.59 114 438 862.49 2129.87 26701 306750
0.00 0.00 0 0
0.00 0.00 0 0
292.16 2542.38 272 490 285.57 1915.01 227237 1525244 0 0
882.17 2160.59 114 438 862.49 2129.87 26701 306750 0 0
irda journal December 2014

164.26 1413.37 2850 6380.00 0.20 5.93 348 2438

124.07 1249.90 3511 8105.00 0.13 872.94 124 51410
2583.28 8349.07 43157 102395 290.16 1929.12 315409 1691472 0 0
2659.42 7781.41 49817 127337 865.67 3009.69 87827 495906 0 0

191
 Name of the Insurer: L&T General Insurance Company Limited
~

..
i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 567.20 1,323.51 785 2,292 339.37 2.19 1,463,558 3,376,746
Previous year 227.84 1,321.32 342 1,050 73.94 367.08 339,035 2,715,879
Marine Cargo 81.32 275.31 472 1,302 (12.82) (40.23) 226,936 1,272,324
Previous year 94.14 315.54 401 1,007 52.58 107.50 254,333 1,672,038
Marine Hull (Including
Onshore & Offshore oil energy) - - - - - - - -
Previous year - - - - - - - -
Marine (Total) 81.32 275.31 472 1,302 (12.82) (40.23) 226,936 1,272,324
Previous year (Total) 94.14 315.54 401.00 1,007.00 52.58 107.50 254,332.74 1,672,038.07
Aviation - - - - - - - -
Previous year - - - - - - - -
Engineering 167.11 528.46 248 686 (99.11) 118.50 151,039 476,761
Previous year 266.22 409.96 252.00 579.00 96.54 102.56 102,452.75 321,678.38
Motor Own Damage 1,081.94 2,965.06 19,249 60,390 295.64 815.52 66,276 198,705
Previous year 786.30 2,149.54 9,542.00 26,466.00 284.16 632.85 54,031.37 146,002.89
Motor Third party 387.68 1,129.18 166 1,263 58.32 221.39 - -
Previous year 329.35 907.79 - 195.00 63.05 (3.68) - -
Motor (Total) 1,469.61 4,094.25 19,249 60,390 353.96 1,036.91 66,276 198,705
Previous year (Total) 1,115.65 3,057.33 9,542 26,466 347.20 629.16 54,031.37 146,002.89
Workmen's compensation /
Employer's liability 58.71 149.97 306 839 15.98 25.00 23,205 43,320
Previous year 42.73 124.97 215.00 576.00 22.73 9.92 6,789.07 23,923.09
Public Liability
Previous year
Product Liability - - - - - - - -
Previous year - - - - - - - -
Other Liability Covers 3.00 26.69 28 94 (1.59) (6.17) 6,352 15,280
Previous year 4.58 32.86 13.00 58.00 (1.18) 5.48 1,784.28 1,784.28
Liability (Total) 61.70 176.66 334 933 14.39 18.83 29,557 58,601
Previous year (Total) 47.32 157.83 228.00 634.00 21.55 15.40 8,573.35 62,074.92
Personal Accident 19.99 65.62 356 1,243 12.18 (130.14) 57,613 131,111
Previous year 7.82 195.76 333.00 1,150.00 3.94 (32.33) 10,524.61 904,182.58
Medical Insurance 270.78 925.87 3,767 10,015 (109.07) (72.42) 23,655 84,884
Previous year 379.85 998.29 952.00 2,679.00 345.33 604.61 111,417.50 129,195.06
Overseas Medical Insurance - - - - - - - -
Previous year - - - - - - - -
Health (Total) 270.78 925.87 3,767 10,015 (109.07) (72.42) 23,655 84,884
Previous year (Total) 379.85 998.29 952.00 2,679.00 345.33 604.61 111,417.50 129,195.06
Crop Insurance - - - - - - - -
irda journal December 2014

Previous year - - - - - - - -
Credit Guarantee - - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 19.64 69.89 375 1,255 (23.70) (11.62) 77,019 383,472
Previous year 43.34 81.51 155.00 483.00 26.47 (39.33) 68,688.68 291,251.22
Grand Total 2,657.36 7,459.57 25,586 78,116 475.19 922.02 2,095,654.17 5,982,603.22
Previous year (Total) 2,182.17 6,537.55 12,205 34,048 967.55 1,754.66 949,055.81 6,242,302.09
*Wherever applicable
192
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
59.95 106.65 51 143 - - - - - -
4.26 39.33 22 82 - - - - - -
1.31 6.67 46 127 - - - - - -
3.99 10.56 36 106 - - - - - -

- - - - - - - - - -
- - - - - - - - - -
1.31 6.67 46 127 - - - - - -
3.99 10.56 36.00 106.00 - - - - - -
- - - - - - - - - -
- - - - - - - - - -
7.32 19.38 34 82 - - - - - -
7.26 10.44 34.00 62.00 - - - - - -
139.48 427.96 5,023 14,781 - - - - - -
89.91 242.29 1,225.00 3,229.00 - - - - - -
68.69 207.37 3 8 - - - - - -
43.46 119.30 - - - - - - - -
208.17 635.33 5,023 14,781 - - - - - -
133.37 361.60 1,225 3,229 - - - - - -

2.75 6.44 27 69 - - - - - -
1.70 3.46 15.00 30.00 - - - - - -

0.87 1.60 - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
3.62 8.04 27 69 - - - - - -
1.70 3.46 15.00 30.00 - - - - - -
0.17 1.30 27 175 0.01 0.05 16 102 - -
0.14 0.22 33.00 85.00 0.02 0.22 245.00 976.00 - -
- - - - 1.44 2.92 586 952 4,072 31,227
- - - - 0.93 3.77 54.00 495.00 765,734.00 789,776.00
- - - - - - - - - -
- - - - - - - - - -
- - - - 1.44 2.92 586 952 4,072 31,227
- - - - 0.93 3.77 54.00 495.00 765,734.00 789,776.00
- - - - - - - - - -
irda journal December 2014

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
1.70 4.67 22 50 - - - - - -
0.30 1.50 8.00 22.00 - - - - - -
282.24 782.03 5,230 15,427 1.44 2.97 602 1,054 4,072 31,227
151.03 427.11 1,373 3,616 0.95 3.99 299 1,471 765,734 789,776

193
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i
Name of the Insurer: Liberty Videocon General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 121.85 643.83 294.00 684.00 0.00 0.00 428298.02 1586281.89
Previous year 46.04 157.24 76.00 203.00 0.00 0.00 198057.60 478979.85
Marine Cargo 10.93 110.52 14.00 55.00 0.00 0.00 33551.81 248387.18
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 10.93 110.52 14 55 0.00 0.00 33551.81 248387.18
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Engineering 54.84 158.99 57.00 156.00 0.00 0.00 56823.08 146039.29
Previous year 8.88 31.64 18.00 61.00 0.00 0.00 29251.75 55840.02
Motor Own Damage 1078.09 3313.36 8066.00 23314.00 0.00 0.00 54807.65 168406.17
Previous year 430.00 943.68 2538.00 5846.00 0.00 0.00 20666.21 45786.11
Motor Third party 266.56 771.88 8291.00 23990.00 0.00 0.00
Previous year 66.04 140.64 2583.00 5908.00 0.00 0.00
Motor (Total) 1344.65 4085.24 8291 23990 0.00 0.00 54807.65 168406.17
Previous year (Total) 496.04 1084.32 2583 5908 0.00 0.00 20666.21 45786.11
Workmen's compensation /
Employer's liability 23.97 37.13 49.00 134.00 0.00 0.00 8442.50 10991.52
Previous year 6.74 9.26 16.00 28.00 0.00 0.00 1036.44 2036.84
Public Liability 0.00 0.05 0.00 1.00 0.00 0.00 0.00 300.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Product Liability 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Liability Covers 7.47 14.17 16.00 42.00 0.00 0.00 3341.00 5711.00
Previous year 0.09 1.87 2.00 10.00 0.00 0.00 51.00 861.00
Liability (Total) 31.44 51.35 65 177 0.00 0.00 11783.50 17002.52
Previous year (Total) 6.83 11.13 18 38 0.00 0.00 1087.44 2897.84
Personal Accident 37.73 293.23 45.00 151.00 0.00 0.00 111959.16 909701.26
Previous year 71.63 71.63 20.00 20.00 0.00 0.00 241844.89 241844.89
Medical Insurance 387.73 1287.06 64.00 132.00 0.00 0.00 15653.91 67723.54
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 387.73 1287.06 64 132 0.00 0.00 15653.91 67723.54
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 16.87 99.20 204.00 529.00 0.00 0.00 104661.70 342007.33
Previous year 11.77 41.83 54.00 200.00 0.00 0.00 163173.46 225300.50
Grand Total 2006.04 6729.42 9034 25874 0.00 0.00 817538.83 3485549.19
Previous year (Total) 641.19 1397.78 2769 6430 0.00 0.00 654081.34 1050649.21
*Wherever applicable
194
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.33 19.45 1.00 15.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.55 1.35 1.00 2.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.55 1.35 1 2 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 1.59 0.00 1.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
52.45 151.27 463.00 1241.00 0.00 0.00 0.00 0.00
0.46 0.46 4.00 4.00 0.00 0.00 0.00 0.00
18.74 43.64 481.00 1278.00 0.00 0.00 0.00 0.00
0.10 0.10 4.00 4.00 0.00 0.00 0.00 0.00
71.19 194.91 481 1278 0.00 0.00 0 0
0.56 0.56 4 4 0.00 0.00 0 0

2.32 6.92 4.00 17.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2.32 6.92 4 17 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 3.77 0.00 1.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 8.72 0.00 1.00 0.00 0.00 0.00 0.00 64615 360733
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0
0.00 8.72 0 1 0.00 0.00 0 0 64615 360733
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.05 6.48 3.00 12.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
74.44 243.20 490 1327 0.00 0.00 0 0 64615 360733
0.56 0.56 4 4 0.00 0.00 0 0 0 0

195
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i
Name of the Insurer: Magma HDI General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 710.67 1210.81 933.00 1879.00 697.67 1107.59 391096.60 1004332.68
Previous year 13.01 103.22 88.00 119.00 13.12 103.98 15945.59 312934.29
Marine Cargo 57.52 152.61 77.00 200.00 55.04 118.66 99586.85 225445.33
Previous year 2.49 33.95 12.00 22.00 2.49 33.94 3159.62 50947.11
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 57.52 152.61 77 200 55.04 118.66 99586.85 225445.33
Previous year (Total) 2.49 33.95 12 22 2.49 33.94 3159.62 50947.11
Aviation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Engineering 41.93 151.53 142.00 424.00 33.79 133.58 17276.20 171726.18
Previous year 8.14 17.95 23.00 48.00 7.77 17.58 1983.96 7572.04
Motor Own Damage 1596.25 4641.44 21790.00 62630.00 111.79 982.48 181203.78 519442.40
Previous year 1484.45 3658.96 18679.00 46665.00 1506.65 3748.90 155068.33 379359.24
Motor Third party 1400.37 4076.02 27569.00 74989.00 47.12 785.30
Previous year 1353.25 3290.72 21492.00 50830.00 1371.46 3345.21
Motor (Total) 2996.62 8717.46 27569 74989 158.91 1767.78 181203.78 519442.40
Previous year (Total) 2837.70 6949.68 21492 50830 2878.10 7094.11 155068.33 379359.24
Workmen's compensation /
Employer's liability 4.87 25.70 54.00 147.00 4.87 25.70 390.02 2599.95
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Public Liability 6.80 60.98 8.00 25.00 6.80 60.98 2247.76 17105.65
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Product Liability 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Liability Covers 24.27 69.79 11.00 33.00 24.27 69.79 10240.07 23608.39
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Liability (Total) 35.93 156.46 73 205 35.93 156.46 12877.84 43314.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident 11.61 25.36 481.00 1076.00 11.61 25.36 16718.30 57733.24
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 28.63 67.16 187.00 493.00 27.07 63.20 62164.59 169160.12
Previous year 1.56 3.96 81.00 92.00 1.56 3.96 5679.37 12435.25
Grand Total 3882.91 10481.39 29462 79266 1020.02 3372.64 780924.17 2191153.95
Previous year (Total) 2862.89 7108.75 21696 51111 2903.04 7253.56 181836.87 763247.93
*Wherever applicable
196
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..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
238.44 342.33 643.00 1079.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
45.06 63.42 50.00 96.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
45.06 63.42 50 96 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
23.33 61.28 91.00 185.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
963.46 2785.70 13184.00 37766.00 0.00 0.00 0.00 0.00
1764.97 4351.17 12010.00 30057.00 0.00 0.00 0.00 0.00
842.33 2455.54 14110.00 40368.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1805.78 5241.24 14110 40368 0.00 0.00 0 0
1764.97 4351.17 12010 30057 0.00 0.00 0 0

3.59 10.71 40.00 78.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
6.78 7.48 7.00 11.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
17.70 31.34 8.00 21.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
28.07 49.53 55 110 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
1.96 7.05 326.00 514.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
12.42 36.95 138.00 278.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2155.06 5801.79 15413 42630 0.00 0.00 0 0 0 0
1764.97 4351.17 12010 30057 0.00 0.00 0 0 0 0

197
 Name of the Insurer: National Insurance Company Limited
~

..
i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 7687.66 25845.27 50686 153009 -2173.08 -1937.46 56507595 168870039
Previous year 9856.64 27778.63 45137 144706 1671.72 2883.56 100966536 414206647
Marine Cargo 1556.12 5478.36 12450 37985 -239.13 -396.42 7623719 1027281196
Previous year 1789.65 5869.18 8109 26840 239.80 202.89 10292315 28390512
Marine Hull (Including
Onshore & Offshore oil energy) 3033.02 3954.30 205 623 -982.71 -1515.83 6562783 8193048
Previous year 4007.93 5462.33 172 593 -278.27 330.67 24265337 25394183
Marine (Total) 4589.13 9432.66 12655 38608 -1221.84 -1912.25 14186502 1035474244
Previous year (Total) 5797.57 11331.51 8281 27433 -38.48 533.56 34557651 53784695
Aviation 492.04 2056.90 5 37 -398.71 -386.76 19437 15572834
Previous year 890.75 2443.66 4 29 207.95 350.52 445375 4394777
Engineering 2357.57 7511.79 2041 7343 173.75 -140.55 63919516 70910114
Previous year 2185.86 7654.39 2624 9008 -146.54 153.22 14846281 20755356
Motor Own Damage 17899.69 53522.63 478451 1467682 1130.81 855.79 771085 2420728
Previous year 16768.89 52666.84 419853 1379895 -314.24 2446.09 927775 2412986
Motor Third party 24041.17 71490.06 691878 2106845 3809.17 7244.78 770474 2418804
Previous year 20232.00 64245.28 621410 2042786 671.44 6746.22 925944 2408076
Motor (Total) 41940.87 125012.69 691878 2106845 4939.98 8100.58 1541559 4839532
Previous year (Total) 37000.89 116912.11 621410 2042786 357.20 9192.31 1853719 4821062
Workmen's compensation /
Employer's liability 582.76 1827.17 4590 14506 13.98 -104.30 52871 173694
Previous year 566.37 1929.05 4363 14451 -37.34 -29.17 54515 201868
Public Liability 4.76 32.12 95 331 -0.19 2.67 4807 20697
Previous year 4.92 29.41 75 341 -0.69 -0.47 171 17232
Product Liability 71.03 217.89 12 50 -30.50 -27.40 38770 134324
Previous year 101.53 245.29 12 50 88.86 117.85 15575 99122
Other Liability Covers 259.50 712.45 902 2745 8.15 92.31 238797 549709
Previous year 251.53 620.32 753 2454 4.90 -158.73 189668 497287
Liability (Total) 918.05 2789.63 5599 17632 -8.57 -36.73 335246 878423
Previous year (Total) 924.34 2824.08 5203 17296 55.73 -70.52 259929 815508
Personal Accident 1294.40 3565.57 82498 150513 415.16 154.84 4527732 16826542
Previous year 875.63 3407.12 28989 88383 -116.76 163.08 2464964 16687015
Medical Insurance 26521.31 89841.83 125808 371093 11564.47 31821.82 3191134 8133651
Previous year 14956.84 58020.01 112144 352206 -4999.24 -1339.14 10946680 13169779
Overseas Medical Insurance 486.98 864.78 1910 6649 246.18 51.98 10484 58683
Previous year 240.81 812.81 1965 6644 34.53 -104.53 2545 7135
Health (Total) 27008.29 90706.61 127718 377742 11810.65 31873.79 3201618 8192334
Previous year (Total) 15197.65 58832.83 114109 358850 -4964.71 -1443.67 10949224 13176913
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 17.67 17.66 0 0 17.67 13.41 0 0
Previous year 0.00 4.25 0 0 0.00 4.25 0 0
All Other Miscellaneous 3233.31 10707.22 70312 199809 -3417.78 -4758.63 9688630 39961097
Previous year 6637.67 15452.43 65772 202650 2928.16 2813.99 13522593 65599178
Grand Total 89539.00 277646.00 1043392 3051538 10137.24 30970.25 153927834 1361525160
Previous year (Total) 79367.01 246641.00 891529 2891141 -45.72 14580.30 179866271 594241151
*Wherever applicable
198
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
467.75 1783.19 7253 21202 333.32 1739.58
376.11 1857.78 6357 18517 458.40 2180.85
81.86 297.30 470 1374 127.57 377.81
99.82 271.32 376 1294 118.84 326.93

11.12 67.95 61 148 16.87 38.84

10.71 34.21 53 151 36.73 108.71
92.98 365.25 531 1522 144.44 416.65
110.53 305.53 429 1445 155.56 435.65
0.00 0.00 0 0 20.09 136.43
0.00 0.00 0 0 0.00 0.00
38.99 275.54 221 736 110.45 773.30
44.64 733.44 347 1196 174.47 1311.19
1473.55 4610.39 96174 286428 878.13 2716.81
1361.83 4266.52 81088 255670 827.22 2566.39
2849.99 8312.55 135812 406784 1498.21 4322.80
2276.29 6951.52 118116 377066 1194.48 3639.42
4323.53 12922.95 135812 406784 2376.34 7039.61
3638.12 11218.04 118116 377066 2021.70 6205.81

81.85 219.21 764 2304 46.21 166.25

68.65 224.60 731 2373 53.95 195.89
0.16 0.37 4 10 0.11 0.98
0.01 0.44 2 12 0.22 1.40
11.64 11.94 2 3 0.07 20.46
11.64 11.81 2 4 1.32 2.88
3.60 10.42 38 179 8.38 21.85
1.52 7.49 44 220 37.14 46.60
97.25 241.94 808 2496 54.78 209.54
81.82 244.34 779 2609 92.63 246.77
117.57 311.57 11601 20221 110.91 316.65 12287 25943 120595 261482
40.21 121.87 4287 11595 53.50 228.23 28379 41093 84380 293276
608.03 1618.96 8807 25700 2507.99 31354.41 16674 46466 148954 423068
771.32 3805.51 8446 25113 1476.52 5089.20 32568 122163 309114 1158863
2.72 6.95 48 192 5.58 21.65 131 503 1916 6653
0.61 5.22 16 118 6.40 22.46 111 503 1979 6673
610.75 1625.91 8855 25892 2513.57 31376.06 16805 46969 150870 429721
771.93 3810.73 8462 25231 1482.92 5111.66 32679 122666 311093 1165536
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
388.45 1347.71 15594 42677 209.39 938.62 905 2792 22249 54301
371.57 1209.67 15194 43489 245.66 975.33 1122 5386 20341 56230
6137.29 18874.07 180675 521530 5873.30 42946.44 29997 75704 293714 745504
5434.93 19501.40 153971 481148 4684.85 16695.50 62180 169145 415814 1515042

199
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i
Name of the Insurer: Raheja QBE General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 0.19 3.56 2 9 0.19 0.19 171.50 6640.96
Previous year 1.93 7.37 5 11 1.93 1.93 2699.53 8432.48
Marine Cargo 0.00 0.11 0 0 0.00 0.00 0.00 0.00
Previous year 0.40 0.07 0 0 0.40 0.40 70.31 70.31
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00
Marine (Total) 0.00 0.11 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.40 0.07 0 0 0.40 0.40 70.31 70.31
Aviation 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Engineering 2.03 5.35 5 11 2.03 2.03 471.99 714.72
Previous year 6.23 12.32 0 1 6.23 6.23 -87.08 4.54
Motor Own Damage 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Motor Third party 2.19 6.14 13 45 2.19 2.19 0.00 0.00
Previous year 3.61 24.48 63 546 3.61 3.61 0.00 0.00
Motor (Total) 2.19 6.14 13 45 2.19 2.19 0.00 0.00
Previous year (Total) 3.61 24.48 63 546 3.61 3.61 0.00 0.00
Workmen's compensation /
Employer's liability 0.73 6.84 5 15 0.73 0.73 785.14 4734.25
Previous year 0.01 9.19 0 5 0.01 0.01 -1701.25 1326.11
Public Liability 1.57 5.95 2 12 1.57 1.57 1250.00 5025.00
Previous year 3.05 9.50 3 13 3.05 3.05 2829.95 7069.95
Product Liability 0.00 18.00 0 1 0.00 0.00 0.00 1200.00
Previous year 1.27 18.86 1 3 1.27 1.27 250.00 1270.00
Other Liability Covers 177.80 506.04 48 152 177.80 177.80 54209.00 178022.98
Previous year 149.25 476.70 44 123 149.25 149.25 46926.22 125433.45
Liability (Total) 180.10 536.83 55 180 180.10 180.10 56244.14 188982.23
Previous year (Total) 153.59 514.24 48 144 153.59 153.59 48304.92 135099.50
Personal Accident 0.60 7.68 5 14 0.60 0.60 915.25 30857.27
Previous year 1.29 10.44 3 14 1.29 1.29 4041.00 52434.52
Medical Insurance 0.19 0.35 3 9 0.19 0.19 31.00 53.00
Previous year 0.27 0.27 4 4 0.27 0.27 40.50 40.50
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 0.19 0.35 3 9 0.19 0.19 31.00 53.00
Previous year (Total) 0.27 0.27 4 4 0.27 0.27 40.50 40.50
Crop Insurance 0.00 0.00 0 0 0.00 0.00 0 0
irda journal December 2014

Previous year 0.00 0.00 0 0 0.00 0.00 0 0

Credit Guarantee 14.23 27.89 2 3 14.23 14.23 639.64 879.64
Previous year 0.00 12.97 0 2 0.00 0.00 0.00 971.96
All Other Miscellaneous 1.39 6.01 4 13 1.39 1.39 1054.54 5337.09
Previous year 0.72 39.69 7 13 0.72 0.72 827.33 17233.97
Grand Total 200.94 593.92 89 284 200.94 200.94 59528.06 233464.91
Previous year (Total) 168.03 621.87 130 735 168.03 168.03 55896.50 214287.80
*Wherever applicable
200
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 2.94 0.00 2 0.00 0.00 0.00 0
1.74 6.86 2 4 0.00 0.00 0.00 0
0.00 0.00 0 0 0.00 0.00 0.00 0
0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.41 3.45 2 2 0.00 0.00 0 0
4.55 9.46 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
2.19 5.67 13 40 0.00 0.00 0 0
0.52 11.15 4 45 0.00 0.00 0 0
2.19 5.67 13 40 0.00 0.00 0 0
0.52 11.15 4 45 0.00 0.00 0 0

0.02 0.02 2 2 0.04 0.10 30 75

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0 0 0 0 0 0 0 0
0 0 0 0 0.00 0.00 0 0
5.25 5.25 2 2 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0
5.27 5.27 4 4 0.04 0.10 30 75
0.00 0.00 0 0 0.00 0.00 0 0
-0.06 -0.06 0 0 0.05 0.18 40 147
0.12 2.37 0 0 0.29 2.77 1219 15949
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0 0 0 0
irda journal December 2014

0 0 0 0 0 0 0 0
0.00 0.00 0 0 0 0 0 0
0.00 0.00 0 0 0 0 0 0
0.00 0.12 0 1 0.00 0.00 0 0
0.40 0.52 2 3 0.00 0.00 0 0
7.81 17.39 19 49 0.08 0.28 70 222
7.32 30.35 8 52 0.29 2.77 1219 15949

201
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i
Name of the Insurer: Reliance General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 1100.26 9725.99 3567.00 12457.00 75.92 1003.66 3217008.79 23724425.60
Previous year 1024.35 8722.34 3278.00 10511.00 -381.63 1597.04 1567093.44 16673327.00
Marine Cargo 303.02 1926.23 1543.00 4828.00 162.50 422.41 1123697.52 7353608.61
Previous year 140.52 1503.82 1257.00 4602.00 -76.42 226.68 525984.37 5266276.27
Marine Hull (Including
Onshore & Offshore oil energy) 34.05 45.45 0.00 1.00 34.05 44.70 12500.00 12650.00
Previous year 0.00 0.75 0.00 1.00 -20.79 -30.95 0.00 150.00
Marine (Total) 337.07 1971.69 1543 4829 196.56 467.11 1136197.52 7366258.61
Previous year (Total) 140.52 1504.57 1257 4603 -97.22 195.73 525984.37 5266426.27
Aviation 40.57 82.23 0.00 9.00 1.86 4.70 0.00 304397.50
Previous year 38.70 77.53 0.00 9.00 -3.34 -58.82 0.00 6300.00
Engineering 423.05 2612.99 471.00 1398.00 -144.27 109.34 53186.28 1521631.09
Previous year 567.32 2503.64 316.00 1083.00 37.60 -1054.67 345377.16 731489.43
Motor Own Damage 5803.78 18582.00 177112.00 546129.00 -513.74 -1246.65 388882.93 1215884.47
Previous year 6317.52 19828.65 147866.00 508436.00 238.93 2422.20 393888.47 1212145.50
Motor Third party 7082.58 21750.60 260426.00 800497.00 1705.64 5946.22
Previous year 5376.94 15804.38 170329.00 590392.00 510.80 2326.06
Motor (Total) 12886.36 40332.60 260426 800497 1191.90 4699.56 388882.93 1215884.47
Previous year (Total) 11694.46 35633.03 170329 590392 749.73 4748.26 393888.47 1212145.50
Workmen's compensation /
Employer's liability 60.45 219.79 303.00 1018.00 3.69 25.12 12147.69 42861.45
Previous year 56.76 194.67 267.00 779.00 -2.57 -14.68 9751.91 27103.08
Public Liability 9.59 46.24 63.00 265.00 -0.39 -18.54 8633.06 46882.05
Previous year 9.98 64.77 49.00 211.00 4.57 -7.47 12112.75 68687.63
Product Liability 4.00 9.18 1.00 6.00 -0.54 -12.70 2500.00 3090.00
Previous year 4.54 21.88 1.00 4.00 2.68 17.96 2500.00 3975.00
Other Liability Covers 1639.27 1784.89 800.00 2214.00 351.63 340.59 576591.00 644823.40
Previous year 1287.64 1444.29 721.00 1900.00 -317.84 -575.37 484183.00 542430.00
Liability (Total) 1713.31 2060.09 1167 3503 354.39 334.47 599871.76 737656.90
Previous year (Total) 1358.92 1725.61 1038 2894 -313.15 -579.55 508547.66 642195.70
Personal Accident 82.87 690.14 8495.00 15792.00 -10.67 -63.96 184971.47 1674117.16
Previous year 93.55 754.10 4054.00 8028.00 -10.98 -244.42 196344.95 1397040.45
Medical Insurance 4647.51 16429.61 6457.00 21814.00 603.52 518.47 191892.40 2047730.55
Previous year 4043.98 15911.14 31634.00 90811.00 2668.40 8929.07 8585492.23 24160219.12
Overseas Medical Insurance 397.34 1242.05 67340.00 225420.00 47.74 214.38 3288406.31 9367872.52
Previous year 349.60 1027.67 66099.00 200841.00 -18.74 -35.15 2371001.95 6997694.43
Health (Total) 5044.84 17671.66 73797 247234 651.26 732.85 3480298.72 11415603.06
Previous year (Total) 4393.58 16938.81 97733 291652 2649.66 8893.93 10956494.18 31157913.55
Crop Insurance 16.89 250.19 23.00 344.00 16.89 250.19 366.55 3026.36
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 1.82 1.82 0.00 0.00
Credit Guarantee 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 531.50 2822.82 3554.00 12788.00 -483.51 791.46 584554.48 2776412.52
Previous year 1015.01 2031.37 4011.00 12864.00 484.59 386.61 349122.96 2327575.79
Grand Total 22176.73 78220.40 353043 1098851 1850.32 8329.39 9645338.51 50739413.28
Previous year (Total) 20326.40 69891.00 282016 922036 3117.11 13885.92 14842853.17 59414413.70
*Wherever applicable
202
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
38.59 71.50 51.00 82.00 0.00 0.00 0.00 0.00
53.14 72.33 34.00 89.00 0.00 0.00 0.00 0.00
554.17 1126.75 16159.00 31705.00 0.00 0.00 0.00 0.00
662.13 2045.44 16412.00 49775.00 0.00 0.00 0.00 0.00
799.86 1574.01 10138.00 19642.00 0.00 0.00 0.00 0.00
637.66 1830.19 3951.00 11812.00 0.00 0.00 0.00 0.00
1354.02 2700.76 16159 31705 0.00 0.00 0 0 0 0
1299.79 3875.63 16412 49775 0.00 0.00 0 0 0 0

4.66 15.29 22.00 54.00 0.00 0.00 0.00 0.00

4.28 22.00 29.00 64.00 0.00 0.00 0.00 0.00
1.48 1.58 2.00 8.00 0.00 0.00 0.00 0.00
0.80 1.59 3.00 13.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.46 0.98 34.00 65.00 0.00 0.00 0.00 0.00
0.84 7.65 40.00 122.00 0.00 0.00 0.00 0.00
6.61 17.85 58 127 0.00 0.00 0 0 0 0
5.91 31.24 72 199 0.00 0.00 0 0 0 0
9.05 24.50 1723.00 2613.00 0.04 6.92 0.00 112692.00
6.86 90.88 729.00 1048.00 0.26 0.77 1249.00 6774.00
33.56 108.47 162.00 337.00 0.00 0.00 0.00 0.00 1720532 5470835
179.58 1060.95 272.00 773.00 0.00 0.00 0.00 0.00 583504 1966465
13.98 27.15 5045.00 9802.00 0.00 0.00 0.00 0.00 69240 230974
14.34 39.60 5188.00 14407.00 0.00 0.00 0.00 0.00 5078 13632
47.54 135.63 5207 10139 0.00 0.00 0 0 1789772 5701809
193.92 1100.55 5460 15180 0.00 0.00 0 0 588582 1980097
16.89 259.37 23.00 331.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
11.39 21.71 355.00 886.00 10.67 20.33 0.00 0.00
22.23 56.83 653.00 1826.00 19.88 48.72 0.00 0.00
1484.10 3231.32 23576 45883 10.71 27.24 0 112692 1789772 5701809
1581.86 5227.46 23360 68117 20.14 49.49 1249 6774 588582 1980097

203
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i
Name of the Insurer: Royal Sundaram Alliance Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 506.22 3051.49 2960.00 8489.00 214.87 369.51 2024243.21 5663886.63
Previous year 291.35 2681.98 3190.00 9589.00 -2745.27 -2093.34 1245203.83 4780597.92
Marine Cargo 383.59 1370.26 4619.00 14543.00 101.71 455.50 515837.41 3023762.78
Previous year 281.88 914.75 3933.00 12257.00 156.02 -44.34 752053.02 2366396.24
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 -46.82 -48.19 0.00 0.00
Previous year 46.82 48.19 0.00 1.00 46.82 48.19 14757.77 16206.09
Marine (Total) 383.59 1370.26 4619 14543 54.89 407.32 515837.41 3023762.78
Previous year (Total) 328.70 962.94 3933 12258 202.84 3.84 766810.79 2382602.33
Aviation 0.00
Previous year 0.00
Engineering 214.50 985.38 96.00 378.00 -77.50 -9.14 38971.02 226137.69
Previous year 292.00 994.52 105.00 352.00 175.74 214.38 246945.24 498997.74
Motor Own Damage 6196.96 20316.44 79786.00 254229.00 379.80 1342.02 294461.85 942652.06
Previous year 5817.16 18974.42 76393.00 241382.00 -181.47 821.03 283739.53 895012.02
Motor Third party 2668.03 7989.84 2514.00 6433.00 81.34 442.97
Previous year 2586.69 7546.87 1474.00 4441.00 462.38 1629.70
Motor (Total) 8864.98 28306.28 79786 254229 461.14 1784.98 294461.85 942652.06
Previous year (Total) 8403.85 26521.29 76393 241382 280.92 2450.73 283739.53 895012.02
Workmen's compensation /
Employer's liability 49.85 121.93 92.00 299.00 10.10 0.95 13210.71 31070.47
Previous year 39.76 120.98 99.00 310.00 18.92 42.84 9077.61 21131.43
Public Liability 39.71 127.48 31.00 112.00 11.36 -20.30 14421.78 51585.18
Previous year 28.35 147.78 32.00 129.00 -18.36 -38.34 46233.54 93796.65
Product Liability 0.00 0.62 0.00 -3.00 -6.75 -22.66 0.00 -1930.50
Previous year 6.75 23.28 4.00 11.00 4.04 17.12 1837.70 7264.35
Other Liability Covers 0.00 0.00 0.00
Previous year
Liability (Total) 89.57 250.03 123 408 14.71 -42.01 27632.49 80725.15
Previous year (Total) 74.86 292.04 135 450 4.60 21.62 57148.85 122192.42
Personal Accident 263.16 980.91 11393.00 29995.00 -101.51 -216.23 1943618.83 5536333.32
Previous year 364.66 1197.15 12070.00 34304.00 -421.61 -322.29 363831.96 6155244.54
Medical Insurance 1347.09 5559.14 22924.00 78072.00 -536.01 -966.27 253531.55 1683906.71
Previous year 1883.10 6525.41 19657.00 62415.00 -1820.12 46.98 264662.12 879947.22
Overseas Medical Insurance 20.04 66.35 2981.00 4387.00 20.04 66.35 2080.50 3114.75
Previous year
Health (Total) 1367.13 5625.49 25905 82459 -515.97 -899.92 255612.05 1687021.46
Previous year (Total) 1883.10 6525.41 19657 62415 -1820.12 46.98 264662.12 879947.22
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous 79.31 243.25 76.00 306.00 -32.60 -199.80 188407.97 743024.74
Previous year 111.92 443.05 1540.00 4963.00 -10.86 -114.12 106406.35 601011.17
Grand Total 11768.45 40813.09 124958 390807 18.02 1194.71 5288784.82 17903543.83
Previous year (Total) 11750.43 39618.38 117023 365713 -4333.76 207.82 3334748.67 16315605.38
*Wherever applicable
204
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..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.32 0.44 19.00 28.00 0.00 0.00 0.00 0.00
14.16 20.26 515.00 705.00 0.00 0.00 0.00 0.00

0.00
0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

1595.43 2134.46 9813.00 12353.00 0.00 0.00 0.00 0.00

1445.22 1919.33 11102.00 14870.00 0.00 0.00 0.00 0.00

1595.43 2134.46 9813 12353 0.00 0.00 0 0

1445.22 1919.33 11102 14870 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
3.35 4.04 317.00 463.00 0.24 0.24 487.00 487.00
23.65 59.17 3003.00 8790.00 0.02 0.30 53.00 407.00
18.50 936.69 197.00 363.00 0.03 882.25 27.00 505354.00 53274.00 145903.00
681.20 2495.62 3799.00 10110.00 531.92 2226.08 140893.00 946497.00 56480.00 161386.00

18.50 936.69 197 363 0.03 882.25 27 505354 53274 145903

681.20 2495.62 3799 10110 531.92 2226.08 140893 946497 56480 161386
irda journal December 2014

445.68 597.74 5470.00 7349.00 0.00 0.00 0.00 0.00

394.31 933.18 5442.00 12820.00 0.00 0.00 0.00 0.00
2063.28 3673.37 15816 20556 0.27 882.48 514 505841 53274 145903
2558.54 5427.56 23861 47295 531.94 2226.39 140946 946904 56480 161386

205
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Name of the Insurer: SBI General Insurance Company Limited
i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 3462.40 12185.87 25323.00 67620.00 244.10 833.85 2514595.06 14650223.19
Previous year 3218.30 11352.02 26404.00 72928.00 1409.83 4945.48 2239370.18 12253206.60
Marine Cargo 112.92 481.09 322.00 1128.00 67.35 143.48 570003.02 2606616.12
Previous year 45.57 337.61 173.00 570.00 61.25 173.50 183731.40 1409154.95
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 112.92 481.09 322 1128 67.35 143.48 570003.02 2606616.12
Previous year (Total) 45.57 337.61 173 570 61.25 173.50 183731.40 1409154.95
Aviation -1.79 57.93 3.00 27.00 -20.03 -3.78 0.00 0.00
Previous year 18.24 61.71 1.00 8.00 18.24 -552.56 0.00 51627.64
Engineering 162.48 604.67 307.00 932.00 -30.68 65.21 413276.66 835183.96
Previous year 193.16 539.46 277.00 779.00 51.06 -49.50 148698.62 346750.06
Motor Own Damage 1923.60 5498.35 33537.00 95970.00 28.51 34.52 149690.16 433061.13
Previous year 1895.09 5463.84 32151.00 87518.00 1053.30 3321.55 416464.02 1304988.64
Motor Third party 1742.37 5024.66 489.00 1262.00 209.84 671.73
Previous year 1532.54 4352.93 235.00 478.00 1038.79 3066.72
Motor (Total) 3665.97 10523.01 33537 95970 238.34 706.24 149690.16 433061.13
Previous year (Total) 3427.63 9816.77 32151 87518 2092.09 6388.27 416464.02 1304988.64
Workmen's compensation /
Employer's liability 19.37 48.09 45.00 181.00 -8.90 -12.94 4946.69 12797.57
Previous year 28.27 61.03 36.00 135.00 20.16 42.84 4535.34 10425.67
Public Liability 0.05 3.40 1.00 14.00 0.05 1.81 450.00 10398.00
Previous year 0.00 1.59 0.00 4.00 0.00 1.46 0.00 3326.18
Product Liability 1.50 4.41 1.00 2.00 0.00 0.00 300.00 1050.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Liability Covers 4.48 23.12 11.00 49.00 2.35 -13.22 2390.00 19429.75
Previous year 2.13 36.34 22.00 54.00 0.92 29.66 611.78 10645.16
Liability (Total) 25.41 79.02 58 246 -6.49 -24.35 8086.69 43675.32
Previous year (Total) 30.40 98.96 58 193 21.08 73.96 5147.12 24397.01
Personal Accident 1885.00 4664.15 1036.00 2041.00 545.86 1151.23 4160890.29 10364948.70
Previous year 1339.14 3512.92 201.00 650.00 1107.15 3189.53 5479996.56 15198485.67
Medical Insurance 377.99 1244.27 10847 24080 272.94 1003.29 27509.06 68244.48
Previous year 105.05 240.98 410.00 1115.00 73.33 41.88 3073.38 14070.39
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 377.99 1244.27 10847 24080 272.94 1003.29 27509.06 68244.48
Previous year (Total) 105.05 240.98 410 1115 73.33 41.88 3073.38 14070.39
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 4.00 4.00 1.00 1.00 4.00 4.00 125.00 125.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 239.39 848.97 30612.00 88107.00 27.05 -280.10 755090.77 4066198.45
Previous year 212.34 1129.07 25427.00 75321.00 89.32 253.78 1132237.38 17401102.25
Grand Total 9933.77 30692.97 102046 280152 1342.44 3599.06 8599266.68 33068276.37
Previous year (Total) 8589.83 27089.50 85102 239082 4923.35 14464.34 9608718.66 48003783.20
*Wherever applicable
206
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
847.76 2834.71 11695.00 28947.00 0.00 0.00 0.00 0.00
904.17 2685.16 11034.00 30733.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
73.02 144.87 106.00 270.00 0.00 0.00 0.00 0.00
61.92 123.81 102.00 279.00 0.00 0.00 0.00 0.00
363.50 1693.71 5435.00 29726.00 2.97 149.18 184.00 6413.00
709.42 2050.24 13429.00 35921.00 0.00 0.00 0.00 0.00
156.04 1434.39 90.00 341.00 4.32 164.46 0.00 9.00
624.93 1798.40 40.00 117.00 0.00 0.00 0.00 0.00
519.54 3128.10 5435 29726 7.29 313.64 184 6422
1334.35 3848.64 13429 35921 0.00 0.00 0 0

13.26 15.54 3.00 12.00 0.00 0.00 0.00 0.00

2.14 6.73 8.00 24.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.59 0.00 2.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.24 3.31 1.00 6.00 0.00 0.00 0.00 0.00
0.66 1.52 4.00 7.00 0.00 0.00 0.00 0.00
13.49 18.84 4 18 0.00 0.00 0 0
2.80 8.84 12 33 0.00 0.00 0 0
7.33 15.19 79.00 128.00 0.00 0.00 0.00 0.00
0.00 1.94 0.00 1.00 0.00 0.00 0.00 0.00
128.17 295.23 5179.00 11266.00 0.00 0.00 0.00 0.00 26203.00 70938.00
5.16 12.20 8.00 323.00 0.00 0.00 0.00 0.00 4005.00 8761.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
128.17 295.23 5179 11266 0.00 0.00 0 0 26203 70938
5.16 12.20 8 323 0.00 0.00 0 0 4005 8761
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
134.31 392.08 15402.00 44057.00 7.06 18.64 3570.00 12940.00
25.90 76.25 902.00 2142.00 0.00 0.00 0.00 0.00
1723.61 6829.02 37900 114412 14.35 332.28 3754 19362 26203 70938
2334.30 6756.84 25487 69432 0.00 0.00 0 0 4005 8761

207
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..
i
Name of the Insurer: Shriram General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 143.40 340.97 1756 5179 50.58 111.72 163540.51 382248.18
Previous year 92.82 229.25 587 1222 47.12 69.13 89683.37 333460.70
Marine Cargo 7.04 7.65 131 270 5.96 -20.04 24117.60 13678.72
Previous year 1.07 27.69 53 158 -22.32 -7.59 1364.61 43658.39
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Marine (Total) 7.04 7.65 131 270 5.96 -20.04 24117.60 13678.72
Previous year (Total) 1.07 27.69 53 158 -22.32 -7.59 1364.61 43658.39
Aviation 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Engineering 51.64 144.97 115 311 -4.87 3.37 21876.13 76055.68
Previous year 56.52 141.59 162 345 28.77 54.44 64525.84 103715.89
Motor Own Damage 4178.91 12091.56 119124 332990 -244.39 -203.47 401609.69 1127556.26
Previous year 4423.30 12295.03 116759 327769 98.96 -370.09 415309.85 1222511.28
Motor Third party 7596.12 21375.63 122298 340366 -667.19 -2092.27
Previous year 8263.30 23467.91 123478 337476 1451.05 3690.11
Motor (Total) 11775.03 33467.19 122298 340366 -911.58 -2295.74 401609.69 1127556.26
Previous year (Total) 12686.61 35762.94 123478 337476 1550.00 3320.01 415309.85 1222511.28
Workmen's compensation /
Employer's liability 19.60 36.64 114 307 7.48 8.44 493.39 1031.21
Previous year 12.12 28.20 71 214 5.21 17.43 168.79 533.16
Public Liability 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Product Liability 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Other Liability Covers 0.23 14.60 4 49 -0.12 0.60 55.00 10920.02
Previous year 0.35 14.00 6 40 0.34 4.98 110.00 10651.00
Liability (Total) 19.82 51.24 118 356 7.35 9.04 548.39 11951.23
Previous year (Total) 12.47 42.20 77 254 5.55 22.40 278.79 11184.16
Personal Accident 25.97 69.76 6196 20770 14.00 10.88 20947.94 62764.88
Previous year 11.97 58.88 1094 2244 4.96 33.59 8873.46 58360.55
Medical Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Overseas Medical Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Health (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00

Credit Guarantee 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
All Other Miscellaneous 18.43 54.47 482 1340 4.68 -84.57 29698.61 84644.84
Previous year 13.76 139.05 407 1104 10.59 114.88 19365.66 48725.34
Grand Total 12041.34 34136.26 131096 368592 -833.88 -2265.34 662338.87 1758899.78
Previous year (Total) 12875.22 36401.60 125858 342803 1624.67 3606.87 599401.56 1821616.31
*Wherever applicable
208
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
267.13 939.90 7498 24541 0.00 0.00 0 0
291.28 852.67 7967 22633 0.00 0.00 0 0
431.25 1538.16 7642 24912 0.00 0.00 0 0
483.05 1457.16 8248 23039 0.00 0.00 0 0
698.38 2478.07 7642 24912 0.00 0.00 0 0
774.34 2309.83 8248 23039 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.45 0.45 3208 3208
0.00 0.00 0 0 0.70 0.70 5022 5022
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
698.38 2478.07 7642 24912 0.45 0.45 3208 3208 0 0
774.34 2309.83 8248 23039 0.70 0.70 5022 5022 0 0

209
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..
i
Name of the Insurer: TATA AIG General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 1,530 14,206 10,302 28,065 - 10,545,132 28,583,733
Previous year 1,981 13,747 10,717 30,424 - - 20,964,532 73,099,611
Marine Cargo 1,689 7,451 35 256 - 912,772 1,403,806
Previous year 1,499 6,545 2,256 8,293 - - 522,077 1,794,266
Marine Hull (Including
Onshore & Offshore oil energy) - - - - - - -
Previous year - - - - - - - -
Marine (Total) 1,689 7,451 35 256 - - 912,772 1,403,806
Previous year (Total) 1,499 6,545 2,256 8,293 - - 522,077 1,794,266
Aviation - 54 - 2 - 1,150 603,317
Previous year - 22 - - - - - -
Engineering 305 2,828 16 91 - 2,448,762 6,727,493
Previous year 272 3,236 110 276 - - 4,917,585 9,564,036
Motor Own Damage 5,718 17,271 89,461 291,490 - 321,424 1,010,543
Previous year 5,884 17,635 110,675 369,105 - - 367,192 1,119,282
Motor Third party 3,023 9,339 89,461 291,490 - -
Previous year 2,966 9,216 110,675 369,105 - - - -
Motor (Total) 8,741 26,610 89,461 291,490 - - 321,424 1,010,543
Previous year (Total) 8,851 26,851 110,675 369,105 - - 367,192 1,119,282
Workmen's compensation /
Employer's liability 146 589 - 12 - 12,243 470,333
Previous year 139 569 53 164 - - 118,633 395,600
Public Liability (27) 76 52 186 - (511,432) (234,449)
Previous year 178 878 57 174 - - 137,097 841,264
Product Liability (4) 13 39 151 - (90,512) (62,014)
Previous year 107 205 13 26 - - 31,982 115,169
Other Liability Covers 1,095 5,913 872 2,567 - 401,103 1,993,124
Previous year 852 3,529 744 2,410 - - 442,118 1,853,009
Liability (Total) 1,210 6,591 963 2,916 - - (188,598) 2,166,994
Previous year (Total) 1,276 5,181 867 2,774 - - 729,831 3,205,042
Personal Accident 1,142 3,710 18,295 39,312 - 10,441,824 32,310,601
Previous year 1,096 3,569 16,518 36,598 - - 10,768,621 32,034,501
Medical Insurance 2,086 3,089 43,285 113,894 - 717,629 1,622,334
Previous year 1,091 4,855 31,239 89,524 - - 357,894 917,274
Overseas Medical Insurance 1,495 4,171 22,475 65,790 - 6,902,030 20,932,504
Previous year 1,239 3,742 24,857 73,101 - - 8,232,402 23,995,945
Health (Total) 3,581 7,260 65,760 179,684 - - 7,619,659 22,554,838
Previous year (Total) 2,330 8,597 56,096 162,625 - - 8,590,296 24,913,219
Crop Insurance - - - - - - -
irda journal December 2014

Previous year - - - - - - - -
Credit Guarantee - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 468 1,688 1,936 6,441 - 6,460 582,054
Previous year 284 764 2,333 9,823 - - 53,691 719,260
Grand Total 18,665 70,398 186,768 548,257 - - 32,108,585 95,943,380
Previous year (Total) 17,589 68,511 199,572 619,918 - - 46,913,826 146,449,217
*Wherever applicable
210
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
281 650 1,368 3,576 - -
884 1,289 1,627 4,460 - - - - - -
151 957 173 574 - -
303 1,013 163 369 - - - - - -

- - - - - -
- - - - - - - - - -
151 957 173 574 - - - - - -
303 1,013 163 369 - - - - - -
- - - - - -
- - - - - - - - - -
9 25 7 28 - -
29 45 15 40 - - - - - -
1,673 5,316 20,008 68,552 - -
1,616 5,154 25,131 89,484 - - - - - -
- - - - - -
- - - - - - - - - -
1,673 5,316 20,008 68,552 - - - - - -
1,616 5,154 25,131 89,484 - - - - - -

1 31 - 3 - -
2 31 6 22 - - - - - -
106 373 146 466 - -
120 323 100 295 - - - - - -
- - - - - -
- - - - - - - - - -
- - - - - -
- - - - - - - - - -
107 404 146 469 - - - - - -
122 354 106 317 - - - - - -
148 386 6,888 14,326 1,618 1,618 - -
123 317 5,417 11,889 789 4,227 308,173 2,092,942 - -
86 1,374 5,030 12,173 - -
1,696 4,323 2,996 8,237 - - - - - -
90 242 22 510 - -
62 191 401 1,510 - - - - - -
176 1,616 5,052 12,683 - - - - - -
1,757 4,514 3,397 9,747 - - - - - -
- - - - - -
irda journal December 2014

- - - - - - - - - -
- - - - - -
- - - - - - - - - -
19 117 965 3,883 - -
36 126 1,735 5,963 - - - - - -
2,564 9,471 34,607 104,091 1,618 1,618 - - - -
4,872 12,811 37,591 122,269 789 4,227 308,173 2,092,942 - -

211
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..
Name of the Insurer: The New India Assurance Company Limited
i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 11595.65 48518.74 60233.00 185605.00 474.95 2503.69 75842822.01 322843817.69
Previous year 11120.70 46015.05 66860.00 193876.00 83086778.11 289509717.87
Marine Cargo 2630.03 10333.67 23881.00 70515.00 -368.02 853.87 45209547.60 137472726.78
Previous year 2998.05 9479.80 21955.00 68959.00 30863348.98 152329455.82
Marine Hull (Including
Onshore & Offshore oil energy) 1953.92 7525.94 310.00 2309.00 -5164.87 -4028.59 2023349.98 14158262.79
Previous year 7118.79 11554.53 395.00 1294.00 6564354.18 14200673.75
Marine (Total) 4583.95 17859.61 24191.00 72824.00 -5532.89 -3174.72 47232897.58 151630989.57
Previous year (Total) 10116.84 21034.33 22350.00 70253.00 0.00 0.00 37427703.16 166530129.57
Aviation 71.77 2181.07 142.00 301.00 -1037.84 263.57 146237.11 31195535.13
Previous year 1109.61 1917.50 83.00 199.00 337901.70 23731129.27
Engineering 4000.07 10942.08 4245.00 14484.00 757.42 885.44 13395641.87 34636682.69
Previous year 3242.65 10056.64 4570.00 16712.00 6790350.11 25218585.10
Motor Own Damage 20295.80 64374.31 799040.00 2059248.00 2464.05 10040.21 1968249.21 8482144.67
Previous year 17831.75 54334.10 623380.00 1759816.00 863648.28 4321164.30
Motor Third party 21794.63 64826.10 789905.00 2194238.00 4846.78 13493.19
Previous year 16947.85 51332.91 556204.00 1834606.00
Motor (Total) 42090.43 129200.41 799040.00 2194238.00 7310.83 23533.40 1968249.21 8482144.67
Previous year (Total) 34779.60 105667.01 623380.00 1834606.00 0.00 0.00 863648.28 4321164.30
Workmen's compensation /
Employer's liability 927.29 2720 7643.00 21607 70.41 502.82 113311.45 417605
Previous year 856.88 2217 4682.00 15739 132160.77 402128
Public Liability 18.08 229 134.00 374 2.61 188.18 2404111.38 2488146
Previous year 15.47 41 3.00 127 483.56 4480
Product Liability 201.51 267 -2.00 25 121.66 120.85 1891.53 6126
Previous year 79.85 146 13.00 86 46.59 4636
Other Liability Covers 1209.31 4755 23535.00 38854 -51.99 -232.51 789217.05 1964263
Previous year 1261.30 4988 7771.00 23987 264853.72 951954
Liability (Total) 2356.19 7970.74 31310 60860 142.69 579.34 3308531.41 4876139.64
Previous year (Total) 2213.50 7391.40 12469 39939 0.00 0.00 397544.64 1363197.70
Personal Accident 1496.59 5060.41 45115.00 126252 -51.72 81.52 135683873.05 157751376.71
Previous year 1548.31 4978.89 49176.00 132817 97812863.41 334115590.67
Medical Insurance 32765.44 108131.69 136857.00 368758 9166.80 14789.40 11527656.42 38401500.71
Previous year 23598.64 93342.29 119754.00 354941 3480820.07 12595070.35
Overseas Medical Insurance 89.93 404.40 2865.00 10651 -43.91 27.72 16016.03 106106.50
Previous year 133.84 376.68 5514.00 12902 10783.72 64949.68
Health (Total) 32855.37 108536.09 139722 379409 9122.89 14817.12 11543672.45 38507607.21
Previous year (Total) 23732.48 93718.97 125268 367843 0.00 0.00 3491603.79 12660020.03
Crop Insurance -736.86 0.00 -7642.00 0 -736.86 0.00 -112918.80 0
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0

Credit Guarantee 14.15 31.55 2.00 3 14.15 31.55 16200.00 19700
Previous year 0.00 0.00 0.00 0.00 0.00 0
All Other Miscellaneous 5968.15 17044.28 -120288.00 273247.00 1649.89 2231.12 15828015.91 66529082.35
Previous year 4318.26 14813.16 83225.00 285218.00 12330188.64 60025828.95
Grand Total 104295.46 347344.98 976070 3307223 12113.51 41752.03 304853221.80 816473075.66
Previous year (Total) 92181.95 305592.95 987381 2941463 0.00 0.00 242538581.84 917475363.46
*Wherever applicable
212
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(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
742.78 3087.86 6422.00 20581.00 247.62 852.16 0.00 0.00
1175.88 3891.07 5279.00 17978.00 -308.40 1041.40 0.00 0.00
179.57 772.63 1967.00 6090.00 83.40 261.22 0.00 0.00
205.92 821.58 775.00 4208.00 60.23 217.39 0.00 0.00

3.41 35.48 21.00 98.00 0.86 4.82 0.00 0.00

61.84 97.20 8.00 79.00 4.35 12.19 0.00 0.00
182.98 808.11 1988.00 6188.00 84.26 266.04 0.00 0.00
267.76 918.78 783.00 4287.00 64.58 229.58 0.00 0.00
-10.84 0.00 -47.00 0.00 0.00 0.00 0.00 0.00
18.19 18.19 0.00 0.00 0.00 0.00 0.00 0.00
139.60 713.88 493.00 3182.00 95.68 264.29 0.00 0.00
242.99 862.66 523.00 2430.00 139.00 307.36 0.00 0.00
1615.12 7040.02 67765.00 179791.00 345.05 1151.41 40308.00 119214.00
3697.62 11595.36 54268.00 151847.00 618.40 1979.47 40619.00 110612.00
3837.09 12361.37 139195.00 308569.00 599.87 1825.64 53857.00 176909.00
4657.22 14151.38 47418.00 157293.00 689.77 2294.07 45343.00 147791.00
5452.21 19401.39 139195.00 308569.00 944.92 2977.05 94165.00 296123.00
8354.84 25746.74 54268.00 157293.00 1308.17 4273.54 85962 258403

103.27 312 468.00 1993 68.74 110 3877.00 12302

38.09 333 362.00 1443 12.42 73 290.00 3348
0.26 1 -25.00 11 0.58 1 0.00 0
-0.14 0 -3.00 0 0.15 1 0.00 0
1.98 5 1.00 5 2.53 4 0.00 0
-0.19 6 2.00 11 0.00 0 0.00 0
189.09 542 1820.00 4590 52.70 163 816.00 2466
271.87 699 1592.00 5050 58.92 238 253.00 2805
294.60 860.32 2264 6599 124.55 278.10 4693 14768
309.63 1037.47 1953 6504 71.49 311.76 543 6153
84.11 354.55 5441.00 13886 30.34 119.76 72133.00 374822
75.45 324.08 4157.00 13101 -1230.62 270.36 -5391133.00 213340
2416.78 8314.90 8068.00 25413 1252.44 2233.81 2580914.00 14606042 3416389.00 17945984
438.51 6113.05 6654.00 21381 -335.44 2356.76 764391.00 11527290 967463.00 14619744
7.62 23.20 302.00 775 1.18 2.85 267.00 1111 2712.00 7992
3.10 14.07 36.00 223 0.91 5.89 86.00 762 3780.00 9625
2424.40 8338.10 8370 26188 1253.62 2236.66 2581181 14607153 3419101 17953976
441.61 6127.12 6690 21604 -334.53 2362.65 764477 11528052 971243 14629369
-62.26 0 -233.00 0 -4.42 0 -54.00 0
irda journal December 2014

0.00 0 0.00 0 0.00 0 0.00 0

0.00 0 0.00 0 0.00 0 0.00 0
0.00 0 0.00 0 0.00 0 0.00 0
943.21 2367.06 2291.00 35172 358.25 799.66 184823.00 3426655
832.31 2814.65 15920.00 54164 172.36 771.43 65814.00 3070823
10190.79 35931.27 166184 420365 3134.82 7793.72 2936941 18719521
11718.66 41740.76 89573 277361 -117.95 9568.08 -4474337 15076771

213
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Name of the Insurer: The Oriental Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 7425.62 30654.46 48276 145804 -2991.81 -6070.19 -3372885.79 51249713.99
Previous year 10417.43 36724.65 43387 141191
Marine Cargo 2015.56 7665.08 13457 42034 -185.83 -349.18 4886900.20 24542697.83
Previous year 2201.39 8014.26 13804 43706
Marine Hull (Including
Onshore & Offshore oil energy) 2728.90 6885.58 354 2675 -1619.83 -1664.57 1765337.76 10289881.36
Previous year 4348.73 8550.15 507 1255
Marine (Total) 4744.46 14550.66 13811 44709 -1805.66 -2013.75 6652237.96 34832579.19
Previous year (Total) 6550.12 16564.41 14311 44961
Aviation 103.95 2255.18 32 77 -74.78 -219.60 54964.06 582335.68
Previous year 178.73 2474.78 29 89
Engineering 3276.89 10806.70 2489 8632 494.49 1049.25 1898079.97 7922475.88
Previous year 2782.40 9757.45 3414 11581
Motor Own Damage 9816.50 29104.36 495888 1485820 1137.98 1308.33 700169.89 2074832.31
Previous year 8678.52 27796.03 433478 1371574
Motor Third party 13482.15 39222.22 643378 1931099 2237.42 4533.63 0.00 0.00
Previous year 11244.73 34688.59 581913 1852477
Motor (Total) 23298.65 68326.58 643378 1931099 3375.40 5841.96 700169.89 2074832.31
Previous year (Total) 19923.25 62484.62 581913 1852477
Workmen's compensation /
Employer's liability 621.28 2041.74 5392 16987 -35.07 -192.44 13366.79 34844.67
Previous year 656.35 2234.18 5226 17104
Public Liability 3.47 41.32 27 131 -1.08 7.19 127862.03 7732471.60
Previous year 4.55 34.13 27 129
Product Liability 13.20 120.96 16 35 -1.84 2.01 57784.80 572213.97
Previous year 15.04 118.95 11 31
Other Liability Covers 305.99 912.10 3260 9332 22.22 128.30 1935243.45 7707241.80
Previous year 283.77 783.80 3019 9033
Liability (Total) 943.94 3116.12 8695 26485 -15.77 -54.94 2134257.07 16046772.04
Previous year (Total) 959.71 3171.06 8283 26297
Personal Accident 1053.39 3284.30 63869 183076 -22.34 -188.63 1809383.60 6639065.79
Previous year 1075.73 3472.93 62880 192849
Medical Insurance 16878.07 54759.95 92866 275287 3378.49 10623.37 517930.86 2005633.39
Previous year 13499.58 44136.58 84411 256742
Overseas Medical Insurance 76.60 267.95 1819 6307 9.82 16.32 3578703.47 10502520.83
Previous year 66.78 251.63 1777 6912
Health (Total) 16954.67 55027.90 94685 281594 3388.31 10639.69 4096634.33 12508154.22
Previous year (Total) 13566.36 44388.21 86188 263654
Crop Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0 0

Credit Guarantee 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0
All Other Miscellaneous 3976.34 16271.44 65440 194399 -1358.67 -561.66 5336798.11 25599999.57
Previous year 5335.01 16833.10 65777 206892
Grand Total 61777.91 204293.34 940675 2815875 989.17 8422.13 19309639.20 157455928.67
Previous year (Total) 60788.74 195871.21 866182 2739991 0.00 0.00
*Wherever applicable
214
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
605.71 2256.20 9846 29574 0.00 0.00 0 0 0 0
907.52 2497.11 8751 27435 0.00 0.00 0 0 0 0
82.95 301.62 683 2509 0.00 0.00 0 0 0 0
72.68 289.37 709 2180 0.00 0.00 0 0 0 0

8.12 31.66 59 532 0.00 0.00 0 0 0 0

17.77 39.78 357 530 0.00 0.00 0 0 0 0
91.07 333.28 742 3041 0.00 0.00 0 0 0 0
90.45 329.15 1066 2710 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
179.57 528.82 298 1009 0.00 0.00 0 0 0 0
95.18 350.03 547 1944 0.00 0.00 0 0 0 0
1873.43 5717.03 102442 305728 0.00 0.00 0 0 0 0
1697.91 5446.88 88176 276953 0.00 0.00 0 0 0 0
3142.60 9251.76 140914 421011 0.00 0.00 79 42531 22944 88288
2595.25 7892.94 123321 390157 0.00 0.00 78 26739 4675 160440
5016.03 14968.79 140914 421011 0.00 0.00 79 42531 22944 88288
4293.16 13339.82 123321 390157 0.00 0.00 78 26739 4675 160440

84.42 322.26 975 3076 153.43 516.01 0 0 0 0

80.80 355.79 949 3099 157.62 566.16 0 0 0 0
0.07 1.11 1 10 0.00 0.00 0 0 0 0
0.00 0.54 0 5 0.00 0.00 0 0 0 0
0.00 6.45 0 2 0.00 0.00 0 0 0 0
0.00 1.56 0 1 0.00 0.00 0 0 0 0
23.39 93.03 255 843 0.00 0.00 0 0 0 0
24.17 90.53 257 880 0.00 0.00 0 0 0 0
107.88 422.85 1231 3931 153.43 516.01 0 0 0 0
104.97 448.42 1206 3985 157.62 566.16 0 0 0 0
107.81 349.04 13167 36064 332.34 706.88 185 359 4864 7328
64.86 194.76 10723 34825 265.47 814.63 156 442 4357 5540
492.93 4310.44 6559 18754 2108.42 7711.03 31 93 124 369
352.88 1008.54 5535 16463 2103.53 6912.89 32 95 123 370
2.06 8.02 78 279 0.00 0.00 0 0 0 0
3.21 9.37 65 223 0.00 0.00 0 0 0 0
494.99 4318.46 6637 19033 2108.42 7711.03 31 93 124 369
356.09 1017.91 5600 16686 2103.53 6912.89 32 95 123 370
0.00 0.00 0 0 0.00 0.00 0 0 0 0
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
841.98 2933.92 21711 62735 704.61 5946.57 762 1567 968 2348
1187.04 3483.52 21326 66532 2024.57 6041.36 185 2206 442 3039
7445.04 26111.36 194546 576398 3298.80 14880.49 1057 44550 28900 98333
7099.27 21660.72 172540 544274 4551.19 14335.04 451 29482 9597 169389

215
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Name of the Insurer: United India Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 11402.39 40948.93 75748 249744 1411.92 1720.07 12353619 44365038
Previous year 9990.47 39228.86 64217 238099 575.37 4254.33 10823911 42501473
Marine Cargo 2647.32 9433.39 21458 68374 425.97 31.62 5614677 20007190
Previous year 2221.35 9401.77 18073 72297 -232.11 182.71 4711241 19940128
Marine Hull (Including
Onshore & Offshore oil energy) 1460.67 9406.56 3441 5418 717.52 -1803.27 525421 3383655
Previous year 743.15 11209.83 1715 4992 -1110.45 1863.10 267320 4032313
Marine (Total) 4107.99 18839.95 24899 73792 1143.49 -1771.65 6140097 23390844
Previous year (Total) 2964.50 20611.60 19788 77289 -1342.56 2045.81 4978561 23972441
Aviation 141.22 426.38 62 166 -917.97 -924.07 21188 63973
Previous year 1059.19 1350.45 58 144 948.29 957.61 158918 202618
Engineering 4370.12 14520.29 7018 30853 62.01 1209.06 1883672 6258746
Previous year 4308.11 13311.23 6860 27985 -379.94 465.27 1856944 5737599
Motor Own Damage 14910.82 42793.10 642472 1895191 1520.09 2723.73 2115766 6072114
Previous year 13390.73 40069.37 509921 1573991 -315.87 -332.26 1900074 5685631
Motor Third party 19012.76 54223.19 989346 2988319 3753.85 9124.63 0
Previous year 15258.91 45098.56 580886 2564448 1766.70 4218.73 0 0
Motor (Total) 33923.58 97016.29 989346 2988319 5273.94 11848.36 2115766 6072114
Previous year (Total) 28649.64 85167.93 580886 2564448 1450.83 3886.47 1900074 5685631
Workmen's compensation /
Employer's liability 758.51 2648.04 8452 26650 117.56 259.31 0
Previous year 640.95 2388.73 5731 21108 -59.53 17.66 0 0
Public Liability 105.59 440.45 386 1230 -8.11 70.47 17897 74653
Previous year 113.70 369.98 467 1174 25.50 5.71 19271 62708
Product Liability 85.46 245.37 234 381 -25.66 -125.83 17004 48820
Previous year 111.12 371.20 691 1109 -98.71 -46.93 22109 73856
Other Liability Covers 326.25 1490.52 3504 11859 -110.54 337.31 99258 453473
Previous year 436.79 1153.21 3410 11281 204.55 474.02 132888 350850
Liability (Total) 1275.81 4824.38 12576 40120 -26.75 541.26 134158 576946
Previous year (Total) 1302.56 4283.12 10299 34672 71.81 450.46 174268 487414
Personal Accident 1173.23 5005.01 41112 143600 216.19 880.50 3863122 16480112
Previous year 957.04 4124.51 39511 118517 10.89 173.24 3151268 13580870
Medical Insurance 22118.89 80203.55 248943 800376 -2043.64 2235.76 3055401 11078948
Previous year 24162.53 77967.79 226064 767613 3065.01 10591.20 3337700 10770110
Overseas Medical Insurance 45.97 183.03 1721 4875 -5.74 -12.82 13525 53848
Previous year 51.71 195.85 1880 2892 56.98 -87.30 15213 57620
Health (Total) 22164.86 80386.58 250664 805251 -2049.38 2222.94 3068926 11132796
Previous year (Total) 24214.24 78163.64 227944 770505 3121.99 10503.90 3352914 10827731
Crop Insurance 0.19 14.53 1 16 0.19 11.60 0
irda journal December 2014

Previous year 0.00 2.93 30089 30091 0.00 2.93 0 92

Credit Guarantee 4.46 8.55 3 6 3.38 7.47 0
Previous year 1.08 1.08 2 2 1.08 1.08 0 0
All Other Miscellaneous 6075.33 19081.75 136464 548448 -92.17 -440.90 1171148 3678410
Previous year 6167.50 19522.65 109234 509155 1350.34 693.90 1188916 3763403
Grand Total 84639.18 281072.64 1537893 4880315 5024.85 15304.64 30751696 112018978
Previous year (Total) 79614.33 265768.00 1088889 4370908 5808.10 23435.00 27585773 106759271
*Wherever applicable
216
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
639.15 2610.71 13366 52911 0.00 0.00 0 0
681.84 2559.52 15257 51873 0.00 0.00 0 0 0 0
75.29 348.79 916 5867 0.00 0.00 0 0
75.80 329.04 857 5484 0.00 0.00 0 0 0 0

11.20 35.57 193 518 0.00 0.00 0 0

9.33 29.64 177 475 0.00 0.00 0 0 0 0
86.49 384.36 1109 6385 0.00 0.00 0 0
85.13 358.68 1034 5959 0.00 0.00 0 0
0.00 0.00 0 0 -0.10 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
159.34 525.78 1488 5108 0.00 0.00 8 8
156.32 515.47 1377 4729 0.00 0.00 0 0 0 0
2438.92 9067.11 62617 299217 0.00 0.00 0 0
2322.78 8635.34 61358 274511 0.00 0.00 0 0 0 0
4134.44 10865.13 79664 445221 0.00 0.00 0 0
4053.37 10652.09 110102 436492 0.00 0.00 0 0 0 0
6573.36 19932.24 79664 445221 0.00 0.00 0 0
6376.15 19287.43 110102 436492 0.00 0.00 0 0

89.53 256.64 1274 5491 49.46 114.39 10 219

85.27 244.42 1118 4817 50.71 111.05 22 213 0 0
5.62 26.73 92 455 0.00 0.00 0 0
4.89 23.24 86 429 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
2.01 67.89 59 1196 0.00 0.00 0 0
1.85 56.30 53 1068 0.00 0.00 0 0 0 0
97.16 351.26 1425 7142 49.46 114.39 10 219
92.01 323.96 1257 6314 50.71 111.05 22 213
839.01 1738.08 2142 18453 541.53 943.35 206627 929439
905.12 1624.37 1930 16625 516.96 915.87 112268 881899 0 0
264.11 4442.04 14150 93095 1732.99 12252.94 5802594 13581483 8294773 16551478
916.45 4398.06 12304 80952 1682.52 11896.06 5122614 12892296 5729811 14668243
58.60 60.90 14 412 0.00 0.00 0 0 1924 2120
89.73 117.11 14 389 0.00 0.00 0 0 105 1117
322.71 4502.94 14164 93507 1732.99 12252.94 5802594 13581483 8296697 16553598
1006.18 4515.17 12318 81341 1682.52 11896.06 5122614 12892296 5729916 14669360
0.00 14.34 0 15 0.00 0.00 0 0
irda journal December 2014

0.00 2.93 0 2 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
636.96 7091.27 60036 153755 1552.41 4881.92 7604 27791
1408.62 7021.06 60488 143696 1740.17 4739.73 8108 25973 0 0
9354.18 37150.98 173394 782497 3876.29 18192.60 6016843 14538940 8296697 16553598
10711.37 36208.59 203763 747031 3990.36 17662.71 5243012 13800381 5729916 14669360

217
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Name of the Insurer: Universal Sompo General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 992.79 4011.02 14025.00 36746.00 -342.79 439.58 1467978.57 7848027.61
Previous year 1335.59 3571.44 11945.00 30402.00 3.32 655.12 2276002.18 6267004.88
Marine Cargo 57.53 536.15 159.00 545.00 -358.43 -286.31 331108.02 3464500.00
Previous year 415.96 822.47 226.00 700.00 342.45 384.89 1725971.28 5421100.09
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 57.53 536.15 159 545 -358.43 -286.31 331108.02 3464500.00
Previous year (Total) 415.96 822.47 226 700 342.45 384.89 1725971.28 5421100.09
Aviation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 1.16 18.36 2.00 3.00 1.16 18.36 13100.00 19100.00
Engineering 211.24 560.73 126.00 420.00 125.75 154.98 120085.97 267568.80
Previous year 85.49 405.75 187.00 513.00 26.11 24.95 88410.73 234462.92
Motor Own Damage 1240.28 3146.15 34301.00 90389.00 253.43 293.47 169872.91 433166.71
Previous year 986.84 2852.68 34079.00 93430.00 -232.54 -35.92 269718.55 420014.91
Motor Third party 759.72 1889.26 0.00 0.00 -204.40 -737.21
Previous year 964.12 2626.47 0.00 0.00 -13.76 -32.21
Motor (Total) 2000.00 5035.41 34301 90389 49.04 -443.74 169872.91 433166.71
Previous year (Total) 1950.96 5479.15 34079 93430 -246.30 -68.13 269718.55 420014.91
Workmen's compensation /
Employer's liability 18 68 136 397 -3.49 7.07 2091 16739
Previous year 21.26 60.65 128.00 380.00 -4.84 -8.78 9401.04 16255.50
Public Liability 0.00 1.04 0.00 10.00 8.28 -0.94 0 4300
Previous year -8.28 1.98 19.00 60.00 -8.56 0.25 -5213.00 6715.00
Product Liability 0.00 8.73 0.00 5.00 -1.57 4.72 0.00 1808.00
Previous year 1.57 4.01 1.00 5.00 1.44 -0.79 679.50 1899.50
Other Liability Covers 33 105 13 49 20.22 23.89 8466 17553
Previous year 13 81 5 21 1 17 8691 16733
Liability (Total) 51.09 182.79 149 461 23.44 34.73 10557.61 40400.48
Previous year (Total) 27.66 148.06 153 466 -11.30 8.17 13558.72 41603.18
Personal Accident 63.90 286.53 1002 2177 -5.15 58.38 189888.24 1733380.23
Previous year 69.05 228.15 652.00 1703.00 -46.45 30.72 190770.12 7386155.96
Medical Insurance 1330.77 4351.26 14244 27188 463.22 1318.85 72388.22 257475.68
Previous year 867.55 3032.41 4738 13295 410.72 1279.42 36982.05 149598.44
Overseas Medical Insurance 5.16 11.25 386.00 729.00 3.80 6.77 83960.17 169340.08
Previous year 1.36 4.48 79.00 218.00 0.50 0.57 28475.59 66498.99
Health (Total) 1335.93 4362.51 14630 27917 467.02 1325.62 156348.39 426815.76
Previous year (Total) 868.91 3036.89 4817 13513 411.22 1279.99 65457.64 216097.42
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 3.04 12.19 1.00 4.00 -4.05 3.23 7600.00 27600.00
Previous year 7.09 8.96 2.00 4.00 7.09 8.96 13400.00 13400.00
All Other Miscellaneous 540.45 1842.77 17395.00 43536.00 -16.32 102.63 554674.37 1323335.84
Previous year 556.78 1740.13 16936.00 40121.00 25.78 82.66 358434.97 1168348.52
Grand Total 5255.97 16830.08 81788 202195 -61.51 1389.10 3008114.08 15564795.44
Previous year (Total) 5318.64 15459.35 68999 180855 513.08 2425.70 5014824.17 21187287.88
*Wherever applicable
218
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 7.19 15.50 0.00 0.00
0.00 0.00 0.00 0.00 9.04 19.27 333.00 770.00
0.16 0.28 45.00 71.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 13.54 14.19 287.00 402.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.16 0.28 45 71 0.00 0.00 0 0 0 0
0.00 0.00 0 0 13.54 14.19 287 402 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
184.90 475.36 6079.00 13831.00 0.00 0.00 0.00 0.00
224.22 501.95 6570.00 14923.00 0 0.00 0 0
185.06 475.64 6124 13902 7.19 15.50 0 0 0 0
224.22 501.95 6570 14923 22.58 33.46 620 1172 0 0

219
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i
Name of the Insurer: Agriculture Insurance Company of India Ltd.

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total)
Previous year (Total)
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total)
Previous year (Total)
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total)
Previous year (Total)
Personal Accident
Previous year
Medical Insurance
Previous year
Overseas Medical Insurance
Previous year
Health (Total)
Previous year (Total)
Crop Insurance 5174.13 13858.74 23536 58893 -12808.26 -21579.48 228598.02 543297.34
irda journal December 2014

Previous year 17982.39 35438.22 24492 70997 12635.87 18404.74 489120.54 1022249.15
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 5174.13 13858.74 23536 58893 -12808.26 -21579.48 228598.02 543297.34
Previous year (Total) 17982.39 35438.22 24492 70997 12635.87 18404.74 489120.54 1022249.15
*Wherever applicable
220
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

5174.13 13858.74 23536 58893 NA NA NA NA 234816 695929

irda journal December 2014

17982.39 35438.22 24492 70997 NA NA NA NA 786002 2062759

5174.13 13858.74 23536 58893 NA NA NA NA 234816 695929

17982.39 35438.22 24492 70997 NA NA NA NA 786002 2062759

221
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Name of the Insurer: Apollo Munich Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident 174.50 416.58 4487 10123.00 174.50 416.58 234909.74 699545.20
Previous year 107.89 290.54 2751 6981.00 107.89 290.54 171504.79 922876.61
Medical Insurance 4679.77 12661.34 28908 84470.00 4679.77 12661.34 188536.19 541490.18
Previous year 3484.69 10210.93 24933 69343.00 3484.69 10210.93 131129.39 533119.42
Overseas Medical Insurance 90.88 307.46 3738 12314.00 90.88 307.46 474183.50 1569743.50
Previous year 72.83 247.96 2796 10389.00 72.83 247.96 411858.00 1232661.75
Health (Total) 4770.64 12968.80 32646 96784 4770.64 12968.80 662719.69 2111233.68
Previous year (Total) 3557.52 10458.89 27729 79732 3557.52 10458.89 542987.39 1765781.17
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous 113.92 432.70 0 2 113.92 432.70 86680.00 289227.00
Previous year 80.80 285.18 0 0 80.80 285.18 352135.00 929640.00
Grand Total 5059.07 13818.08 37133 106909 5059.07 13818.08 984309.43 3100005.88
Previous year (Total) 3746.21 11034.62 30480 86713 3746.21 11034.62 1066627.18 3618297.78
*Wherever applicable
222
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
2.48 6.00 625 786 0 0.00 0 0
0.30 1.75 15 97 0 0.00 0 0
161.32 390.57 5353 6350 0 0.00 0 0 124783 371293
144.41 394.08 12376 34260 61 164.87 12408 33802 105214 311170
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 4598 15087
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 5123 15423
161.32 390.57 5353 6350 0.00 0.00 0 0 129381 386380
144.41 394.08 12376 34260 60.56 164.87 12408 33802 110337 326593
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
163.80 396.57 5978 7136 0.00 0.00 0 0 129381 386380
144.71 395.84 12391 34357 60.56 164.87 12408 33802 110337 326593

223
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i
Name of the Insurer: CignaTTK Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident
Previous year
Medical Insurance 37.74 111.84 388 1198 37.74 111.84 1944.50 5615.50
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Overseas Medical Insurance
Previous year
Health (Total) 37.74 111.84 388 1198 38 112 1944.50 5615.50
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 37.74 111.84 388 1198 75.48 223.68 1944.50 5615.50
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
*Wherever applicable
224
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0 819 2473

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0 0 0.00 0.00 0 0 819 2473

0.00 0.00 0 0 0.00 0.00 0 0 0 0
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0 819 2473

0.00 0.00 0 0 0.00 0.00 0 0 0 0

225
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i
Name of the Insurer: Export Credit Guarantee Corporation of India Ltd.,

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident
Previous year
Medical Insurance
Previous year
Overseas Medical Insurance
Previous year
Health (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 12448 31160 883 2148 1994 2163 462178 993223
Previous year 10454 28997 782 2176 783 3887 334360 1014164
All Other Miscellaneous
Previous year
Grand Total 12447.69 31159.84 883 2148 1993.76 2162.79 462178.23 993223.34
Previous year (Total) 10453.93 28997.05 782 2176 783.25 3886.98 334360.10 1014164.47
*Wherever applicable
226
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
irda journal December 2014

0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

227
 ~

..
i
Name of the Insurer: Max Bupa Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total)
Previous year (Total)
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total)
Previous year (Total)
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total)
Previous year (Total)
Personal Accident 7.23 20.62 4.00 35.00 7.23 20.62 2,016.84 22,937.27
Previous year 17.25 31.73 549.00 1,489.00 17.25 31.73 18,050.13 29,542.69
Medical Insurance 2,359.61 7,266.60 16,303.00 49,212.00 2,359.61 7,266.60 160,344.67 512,229.81
Previous year 2,114.60 5,944.64 14,910.00 40,539.00 2,114.60 5,944.64 131,218.75 382,753.60
Overseas Medical Insurance
Previous year
Health (Total) 2359.61 7266.60 16303.00 49212.00 2359.61 7266.60 160344.67 512229.81
Previous year (Total) 2114.60 5944.64 14910.00 40539.00 2114.60 5944.64 131218.75 382753.60
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 2,366.84 7,287.22 16,307.00 49,247.00 2,366.84 7,287.22 162,361.51 535,167.08
Previous year (Total) 2,131.85 5,976.37 15,459.00 42,028.00 2,131.85 5,976.37 149,268.88 412,296.29
*Wherever applicable
228
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..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

- - - - - - - -
- - - - - - - -
60.61 79.45 525.00 692.00 0.43 1.24 11.00 23.00 27,732.00 147,274.00
9.47 23.67 104.00 252.00 - - - - 49,313.00 132,776.00

60.61 79.45 525.00 692.00 0.43 1.24 11.00 23.00 27732.00 147274.00
9.47 23.67 104.00 252.00 0.00 0.00 0.00 0.00 49313.00 132776.00
irda journal December 2014

60.61 79.45 525.00 692.00 0.43 1.24 11.00 23.00 27,732.00 147,274.00
9.47 23.67 104.00 252.00 - - - - 49,313.00 132,776.00

229
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i
Name of the Insurer: Religare Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident 38.26 123.49 56.00 149.00 35.35 75.27 62140.66 206678.23
Previous year 2.91 48.22 13.00 40.00 2.91 48.22 4175.54 78347.66
Medical Insurance 1627.86 5210.34 8753.00 24820.00 638.92 122.41 80932.86 273670.96
Previous year 988.94 5087.94 2838.00 7265.00 988.94 5087.94 171769.29 470250.50
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 1627.86 5210.34 8753.00 24820.00 638.92 122.41 80932.86 273670.96
Previous year (Total) 988.94 5087.94 2838 7265 988.94 5087.94 171769.29 470250.50
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 1666.12 5333.83 8809 24969 674.27 197.68 143073.52 480349.19
Previous year (Total) 991.85 5136.16 2851 7305 991.85 5136.16 175944.83 548598.16
*Wherever applicable
230
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7627.00 32536.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 817.00 11519.00
7.44 56.06 74.00 291.00 0.00 36.61 0.00 140020.00 33880.00 338227.00
4.64 23.58 67.00 342.00 0.00 0.00 0.00 0.00 151319 342751.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
7.44 56.06 74.00 291.00 0.00 36.61 0.00 140020.00 33880.00 338227.00
4.64 23.58 67 342 0.00 0.00 0 0 151319 342751
irda journal December 2014

7.44 56.06 74 291 0.00 36.61 0 140020 41507 370763

4.64 23.58 67 342 0.00 0.00 0 0 151319 342751

231
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Name of the Insurer: Star Health and Allied Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident 234.11 575.45 14246 35166.00 81.83 161.98 223261.27 739416.78
Previous year 152.28 413.47 11978 31649.00 42.51 120.10 183180.80 488767.72
Medical Insurance 11459.58 27257.37 115351 306093.00 4595.20 9355.49 861953.11 2007762.24
Previous year 6864.38 17901.88 101970 278435.00 2296.74 678.56 620090.33 1615555.68
Overseas Medical Insurance 114.39 396.38 3448 11197.00 2.40 -133.82 487012.10 1543201.75
Previous year 111.99 530.20 4250 16837.00 -38.91 63.60 510839.41 1245757.65
Health (Total) 11573.97 27653.75 118799 317290 4597.60 9221.67 1348965.21 3550963.99
Previous year (Total) 6976.37 18432.08 106220 295272 2257.83 742.16 1130929.74 2861313.33
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous 0.00 0.00 0 0.00 0.00 0.00 0 0.00
Previous year 0.00 0.00 0 0.00 0.00 0.00 0 0.00
Grand Total 11808.08 28229.20 133045 352456 4679.43 9383.65 1572226.48 4290380.77
Previous year (Total) 7128.65 18845.55 118198 326921 2300.34 862.26 1314110.54 3350081.05
*Wherever applicable
232
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(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JUNE, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
32.72 77.44 2314 5582.00 49.97 101.99 4702 13590.00
14.15 53.08 1952 5757.00 39.37 84.52 7145 17446.00
1023.57 2566.75 15079 38849.00 1903.50 4937.67 2669735 2712219.00 2773549 2978244.00
898.54 2150.83 13586 40522.00 1678.22 4423.76 28538 75758.00 109172 295284.00
7.49 22.77 298 722.00 2404.10 2444.72 783 2103.00 3448 11199.00
6.97 47.17 244 1337.00 28.68 132.15 1084 4235.00 4250 16837.00
1031.06 2589.52 15377 39571 4307.60 7382.39 2670518 2714322 2776997 2989443
905.51 2198.00 13830 41859 1706.90 4555.91 29622 79993 113422 312121
irda journal December 2014

0.00 0.00 0 0
0.00 0.00 0 0
1063.78 2666.96 17691 45153 4357.57 7484.38 2675220 2727912 2776997 2989443
919.66 2251.08 15782 47616 1746.27 4640.43 36767 97439 113422 312121

233
 Children's education

Buying a house

Retirement

A winner 1s one who plans

for the future with insurance.
• Life, property and wealth are always at risk.
• Risk of accidents, natural calamities, disasters, theft, riots etc.
• The 'it-can't-happen-to-me' attitude is most unwise.
• Insurance is the best safeguard to mitigate risk.
• Insurance alleviates loss in the event of risk becoming a reality.

Insurance is sensible, practical and above all, the right thing to do.
A public awareness Initiative by

• ~ fc:1Pt~1q&i ~ i'a&iitt ~
ii~ INSURANCE REGULATORY AND
Fimliii'JFlil
mla DEVELOPMENT AUTHORITY
Promoting Insurance. Protecting Insured.
www.irda.gov.in
 (Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

Statistical Supplement
(Monthly - July, 2014)
irda journal December 2014

235
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Name of the Insurer: Bajaj Allianz General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 3094.19 14862.81 37885.00 141588.00 -263.95 1107.84 37527887.00 160528098.00
Previous year 3358.14 13754.98 34813.00 126847.00 793.51 482.57 25946819.00 184305247.00
Marine Cargo 807.49 4402.57 13490.00 50527.00 -154.46 171.67 6473350.00 26134711.00
Previous year 961.95 4230.90 12511.00 48954.00 278.23 740.71 2596746.00 160243046.00
Marine Hull (Including
Onshore & Offshore oil energy) 132.93 381.68 1.00 10.00 -128.44 30.06 1132136.00 1271369.00
Previous year 261.38 351.62 2.00 10.00 261.38 346.35 3923547.00 3999787.00
Marine (Total) 940.42 4784.26 13491 50537 -282.91 201.73 7605486.00 27406080.00
Previous year (Total) 1223.33 4582.52 12513 48964 539.61 1087.06 6520293.00 164242833.00
Aviation 26.14 87.38 1.00 21.00 -3.03 -166.14 8584.00 55176.00
Previous year 29.17 253.52 1.00 33.00 11.11 -132.60 200.00 4679235.00
Engineering 139.42 2806.17 721.00 2724.00 -527.32 -1628.83 364055.00 4221762.00
Previous year 666.74 4435.00 945.00 4655.00 12.54 -120.94 692551.00 43565045.00
Motor Own Damage 15774.33 61349.47 311256.00 1221927.00 826.28 4030.87 859858.00 3326682.00
Previous year 14948.05 57276.55 298231.00 1157693.00 1944.22 6892.11 815992.00 3622519.00
Motor Third party 7968.36 30255.73 325210.00 1271999.00 1274.93 4876.42
Previous year 6693.43 25379.31 309738.00 1200346.00 991.79 4842.15
Motor (Total) 23742.69 91605.20 325210 1271999 2101.21 8907.28 859858.00 3326682.00
Previous year (Total) 21641.48 82655.86 309738 1200346 2936.01 11734.26 815992.00 3622519.00
Workmen's compensation /
Employer's liability 357.28 1354.49 1935.00 7008.00 29.18 130.37 60560.00 251309.00
Previous year 328.10 1224.12 1750.00 6406.00 44.72 102.59 47251.00 243937.00
Public Liability 3.20 28.68 13.00 85.00 -1.29 -19.13 12258.00 103540.00
Previous year 4.49 47.82 13.00 89.00 2.84 17.66 14906.00 125249.00
Product Liability 322.03 985.85 81.00 225.00 43.43 -34.55 165447.00 369247.00
Previous year 278.60 1020.39 77.00 199.00 64.69 189.30 117275.00 1373628.00
Other Liability Covers 3342.01 6239.52 408.00 1391.00 -412.25 366.52 884273.00 2572534.00
Previous year 3754.26 5873.00 331.00 1103.00 695.54 916.65 530133.00 2223939.00
Liability (Total) 4024.52 8608.54 2437 8709 -340.92 443.21 1122538.00 3296630.00
Previous year (Total) 4365.45 8165.33 2171 7797 807.78 1226.21 709565.00 3966753.00
Personal Accident 650.52 2123.01 135953.00 403198.00 111.08 383.44 5026802.00 7067268.00
Previous year 539.45 1739.57 43874.00 139218.00 -321.62 -547.57 1566233.00 12337274.00
Medical Insurance 7279.31 21593.26 33916.00 118872.00 -635.99 -3238.17 361749.00 2528689.00
Previous year 7915.31 24831.43 32951.00 113258.00 3201.43 9350.00 492214.00 23670945.00
Overseas Medical Insurance 760.91 4933.13 32693.00 179139.00 164.76 1103.81 3252.00 1175899.00
Previous year 596.15 3829.33 30147.00 156288.00 -13.21 397.78 50192.00 3968684.00
Health (Total) 8040.23 26526.39 66609 298011 -471.23 -2134.37 365001.00 3704588.00
Previous year (Total) 8511.46 28660.76 63098 269546 3188.23 9747.77 542406.00 27639629.00
Crop Insurance 3179.02 3179.03 288.00 288.00 3179.02 3179.02 33156.00 33156.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 142.43 724.88 1.00 5.00 -35.22 380.95 7020.00 80530.00
Previous year 177.65 343.93 5.00 12.00 151.59 243.14 136826.00 1457715.00
All Other Miscellaneous 1407.16 5864.48 44842.00 164890.00 -87.79 -138.17 1015679.00 7604141.00
Previous year 1494.95 6044.71 45368.00 186723.00 -68.28 2.01 1077985.00 18327733.00
Grand Total 45386.75 161172.15 627438 2341970 3378.94 10535.97 53936066.00 217324111.00
Previous year (Total) 42007.81 150636.18 512526 1984141 8050.47 23721.91 38008870.00 464143983.00
*Wherever applicable
236
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(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
621.70 1456.13 2709.00 10380.00 0.00 0.00 0.00 0.00
255.66 965.92 2732.00 10197.00 0.00 0.00 0.00 0.00
27.25 172.07 674.00 3209.00 0.00 0.00 0.00 0.00
27.90 163.96 850.00 3241.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
27.25 172.07 674 3209 0.00 0.00 0 0 0 0
27.90 163.96 850 3241 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
55.81 186.74 76.00 377.00 0.00 0.00 0.00 0.00
75.54 221.75 160.00 657.00 0.00 0.00 0.00 0.00
1006.60 4254.25 364.00 1360.00 0.00 0.00 0.00 0.00
1172.00 4413.45 538.00 2013.00 0.00 0.00 0.00 0.00
621.11 2545.92 30535.00 133285.00 0.00 0.00 0.00 0.00
618.16 2309.88 34641.00 131536.00 0.00 0.00 0.00 0.00
1627.71 6800.17 30535 133285 0.00 0.00 0 0 0 0
1790.16 6723.33 34641 131536 0.00 0.00 0 0 0 0

24.46 161.85 251.00 1210.00 0.00 0.00 0.00 0.00

39.95 157.10 298.00 1162.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
76.29 157.02 29.00 129.00 0.00 0.00 0.00 0.00
94.42 262.64 26.00 118.00 0.00 0.00 0.00 0.00
100.75 318.88 280 1339 0.00 0.00 0 0 0 0
134.37 419.74 324 1280 0.00 0.00 0 0 0 0
30.10 194.09 5919.00 27980.00 7.66 31.13 18532.00 73304.00
31.10 157.50 4286.00 15276.00 12.81 33.72 29831.00 98171.00
333.58 1118.92 2918.00 12518.00 0.00 0.00 0.00 0.00 159998.00 497497.00
260.02 1000.05 3442.00 11532.00 0.00 0.00 0.00 0.00 144033.00 494781.00
58.75 340.15 2339.00 14438.00 0.00 0.00 0.00 0.00 0.00 0.00
77.37 312.77 2683.00 10935.00 0.00 0.00 0.00 0.00 0.00 0.00
392.32 1459.07 5257 26956 0.00 0.00 0 0 159998 497497
337.39 1312.83 6125 22467 0.00 0.00 0 0 144033 494781
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
102.71 419.75 3302.00 12743.00 0.00 0.00 0.00 0.00
95.65 413.87 3282.00 15688.00 0.00 0.00 0.00 0.00
2958.36 11006.88 48752 216269 7.66 31.13 18532 73304 159998 497497
2747.77 10378.90 52400 200342 12.81 33.72 29831 98171 144033 494781

237
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Name of the Insurer: Bharti AXA General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 541.31 4430.44 1449.00 4845.00 541.31 3889.13 6015909.02 17730989.32
Previous year 490.15 4204.04 1005.00 4514.00 490.15 3713.89 3536408.82 13435563.16
Marine Cargo 156.94 1693.86 281.00 1215.00 156.94 1536.92 839987.01 6176574.20
Previous year 221.49 1521.96 270.00 1321.00 221.49 1300.47 687440.51 3658488.53
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 156.94 1693.86 281 1215 156.94 1536.92 839987.01 6176574.20
Previous year (Total) 221.49 1521.96 270 1321 221.49 1300.47 687440.51 3658488.53
Aviation
Previous year
Engineering 269.00 1215.08 227.00 1075.00 269.00 946.08 425290.40 1538528.48
Previous year 232.35 1525.74 340.00 1640.00 232.35 1293.40 103749.10 1214349.18
Motor Own Damage 6472.24 24777.53 151122.00 587225.00 6472.24 18305.29 549861.50 2237463.64
Previous year 5222.98 22283.69 124055.00 489897.00 5222.98 17060.70 511679.60 2159770.00
Motor Third party 2729.17 10470.60 151122.00 587225.00 2729.17 7741.43
Previous year 2574.00 10473.63 124055.00 489897.00 2574.00 7899.63
Motor (Total) 9201.41 35248.13 151122 587225 9201.41 26046.72 549861.50 2237463.64
Previous year (Total) 7796.98 32757.31 124055 489897 7796.98 24960.33 511679.60 2159770.00
Workmen's compensation /
Employer's liability 66.45 307.50 276 1148 66.45 241.05 26065 93298
Previous year 62.91 261 225 937 62.91 197.72 12622 55871
Public Liability -1 4 0 16 -0.60 4.18 0
Previous year 0 5.27 2 18.00 0.50 4.77
Product Liability 0.00 0.00 0 0
Previous year 0.00 0.00 0 0
Other Liability Covers 195 574 73 265 194.74 378.92 65143 217164
Previous year 86 287 49 186 85.99 201.48 34928 154781
Liability (Total) 260.59 884.74 349 1429 260.59 624.15 91208.22 310462.19
Previous year (Total) 149.40 553.37 276 1141 149.40 403.97 47549.83 210652.43
Personal Accident 180.65 1087.48 12755.00 34995.00 180.65 906.83 3068520.16 9701378.27
Previous year 160.90 1091.67 1216.00 4554.00 160.90 930.76 1655154.92 11430879.95
Medical Insurance 863.14 9900.94 1709.00 6650.00 863.14 9037.80 12150.96 53001.63
Previous year 957.39 8059.84 1585.00 6700.00 957.39 7102.45 9670.47 62323.22
Overseas Medical Insurance
Previous year
Health (Total) 863.14 9900.94 1709 6650 863.14 9037.80 12150.96 53001.63
Previous year (Total) 957.39 8059.84 1585 6700 957.39 7102.45 9670.47 62323.22
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 0 48 0 1 0.00 48.05 0 0
Previous year 0 24 0 0.00 24.05 0 0
All Other Miscellaneous 124.59 634.04 940.00 4001.00 124.59 509.45 2642273.97 8465297.44
Previous year 116.93 575.69 916.00 4088.00 116.93 458.76 132851.00 785803.94
Grand Total 11597.64 55142.76 168832 641436 11597.64 43545.12 13645201.24 46213695.17
Previous year (Total) 10125.59 50313.68 129663 513855 10125.59 40188.09 6684504.25 32957830.41
*Wherever applicable
238
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(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
3.63 49.93 85.00 1497.00
14.61 77.06 469.00 2127.00
1.28 10.63 3.00 20.00
66.73 67.90 3.00 23.00

1.28 10.63 3 20 0.00 0.00 0 0 0 0

66.73 67.90 3 23 0.00 0.00 0 0 0 0

2.84 29.40 9.00 65.00

9.16 57.83 46.00 165.00
279.52 1181.37 7977.00 25361.00
297.31 1402.95 6205.00 27692.00
141.44 608.23 0.00 0.00
173.95 770.93 0.00
420.96 1789.61 7977 25361 0.00 0.00 0 0 0 0
471.26 2173.88 6205 27692 0.00 0.00 0 0 0 0

0.63 5.57 9.00 33.00

4.69 17 15.00 42.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00

0.00
6.70 7.75 5.00 8.00
0.00 1.24 0.00 2
7.32 13.32 14 41 0.00 0.00 0 0 0 0
4.69 18.29 15 44 0.00 0.00 0 0 0 0
3.44 128.55 541.00 669.00 0.00 0.00 0 0
19.54 87.04 59.00 282.00
0.15 304.88 4.00 51.00
7.71 29.61 27.00 81.00

0.15 304.88 4 51 0.00 0.00 0 0 0 0

7.71 29.61 27 81 0.00 0.00 0 0 0 0
irda journal December 2014

0 0 0.00 0
0 0 0.00 0
2.90 46.35 33.00 1373.00
9.50 74.41 452.00 2103.00
442.52 2372.66 8666 29077 0.00 0.00 0 0 0 0
603.21 2586.03 7276 32517 0.00 0.00 0 0 0 0

239
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Name of the Insurer: Cholamandalam Ms General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 968.9 4,807.3 21,138 78,124 (149.0) 133.1 2,374,092 14,980,903
Previous year 1,117.9 4,674.2 20,442 70,095 378.1 733.3 2,661,020 12,501,038
Marine Cargo 821.2 2,437.5 481 2,006 78.5 (57.2) 2,261,169 12,973,257
Previous year 742.7 2,494.7 473 1,960 (5.1) 756.2 2,534,511 9,669,693
Marine Hull (Including
Onshore & Offshore oil energy) - 0.1 - 1 - (1.0) - 13
Previous year - 1.0 - 2 - 0.1 - 107
Marine (Total) 821.2 2,437.6 481 2,007 78.5 (58.1) 2,261,169 12,973,270
Previous year (Total) 742.7 2,495.7 473 1,962 (5.1) 756.2 2,534,511 9,669,799
Aviation - - - - - - - -
Previous year - - - - - - - -
Engineering 230.4 884.0 916 3,310 (7.7) 56.4 344,612 955,634
Previous year 238.1 827.5 965 3,738 (53.1) (115.4) 321,209 748,904
Motor Own Damage 5,134.6 19,109.9 76,879 267,621 (330.8) (2,561.7) 1,150,682 4,286,967
Previous year 5,465.4 21,671.6 73,339 284,205 794.6 2,927.6 381,954 1,528,674
Motor Third party 5,858.0 21,475.6 76,879 280,801 659.7 1,876.8 - -
Previous year 5,198.3 19,598.8 75,007 289,256 933.6 4,869.9 - -
Motor (Total) 10,992.6 40,585.5 76,879 280,801 328.9 (684.9) 1,150,682 4,286,967
Previous year (Total) 10,663.7 41,270.4 75,007 289,256 1,728.2 7,797.4 381,954 1,528,674
Workmen's compensation /
Employer's liability 31.5 183.6 170 805 (9.2) 2.2 10,495 74,013
Previous year 40.6 181.4 186 804 (12.2) (83.3) 9,488 34,163
Public Liability 61.9 260.1 60 296 (4.7) 22.5 51,100 244,316
Previous year 66.6 237.5 82 288 (40.6) (39.9) 27,417 69,668
Product Liability - - - - - - - -
Previous year - - - - - - - -
Other Liability Covers - - - - - - - -
Previous year - - - - - - - -
Liability (Total) 93.4 443.7 230 1,101 (13.9) 24.7 61,595 318,329
Previous year (Total) 107.2 419.0 268 1,092 (52.8) (123.2) 36,904 103,831
Personal Accident 506.3 2,107.7 3,128 11,707 31.6 125.5 344,698 1,412,000
Previous year 474.8 1,982.2 2,191 9,419 15.5 308.2 290,167 1,252,457
Medical Insurance 1,785.0 7,388.9 8,618 29,183 505.7 (3,051.3) 121,145 516,524
Previous year 1,279.3 10,440.2 6,474 24,326 (648.8) (10.7) 54,475 480,414
Overseas Medical Insurance 55.4 256.3 1,376 7,447 (6.5) (14.7) 3,865 24,001
Previous year 61.8 271.0 1,450 7,043 8.8 19.5 2,569 12,650
Health (Total) 1,840.4 7,645.2 9,994 36,630 499.2 (3,066.0) 125,011 540,526
Previous year (Total) 1,341.1 10,711.2 7,924 31,369 (640.0) 8.8 57,044 493,064
Crop Insurance 3,397.9 4,133.4 14 40 3,397.9 4,133.4 68,647 89,080
irda journal December 2014

Previous year - - - - - - - -
Credit Guarantee - - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 109.5 476.6 3,510 14,249 (3.0) 43.8 463,846 3,073,010
Previous year 112.4 432.9 3,618 15,283 21.9 21.3 371,154 1,469,138
Grand Total 18,960.6 63,521.0 116,290 427,969 4,162.5 708.0 7,194,351.3 38,629,717.5
Previous year (Total) 14,798.0 62,813.0 110,888 422,214 1,392.8 9,386.6 6,653,962.1 27,766,906.5
*Wherever applicable
240
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
1.4 25.7 10 119 - - - -
0.3 3.3 9 45 - - - -
3.0 3.0 0 0 - - -
- - - - - - -

- - - - - - -
- - - - - - - -
3.0 3.0 0 0 - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
0.6 6.6 5 12 - - - -
4.5 5.1 4 9 - - - -
801.8 3,047.0 16,442 62,489 - - - -
686.1 2,814.3 14,492 58,090 - - - -
522.5 2,017.9 16,543 62,837 - - - -
426.6 1,670.7 14,545 58,242 - - - -
1,324.3 5,064.8 16,543 62,837 - - - -
1,112.7 4,485.0 14,545 58,242 - - - -

- - - - - - - -
- - - - - - -
- - - - - - - -
- - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
0.7 0.7 29 29 - - -
- - - - - - - -
677.7 2,993.5 97 98 - - 270,281 1,745,159
251.9 6,245.1 5 186 - - 98,840 3,904,971
- - - - - - - -
- - - - - - - -
677.7 2,993.5 97 98 - - 270,281 1,745,159
251.9 6,245.1 5 186 - - 98,840 3,904,971
3,397.9 4,133.4 14 40 - - - -
irda journal December 2014

- - - - - - - -
- - - - - - - -
- - - - - - - -
58.2 225.7 1,556 6,420 - - - -
37.8 167.0 1,346 5,934 - - - -
5,463.8 12,453.4 18,254 69,555 - - 270,281 1,745,159 - -
1,407.2 10,905.5 15,909 64,416 - - 98,840 3,904,971 - -

241
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Name of the Insurer: Future Generali India Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 1136.14 6392.62 4166 15526 76.45 842.33 3284258.93 20970686.20
Previous year 1059.70 5550.29 3306 13053 166.54 1051.90 2200064.28 14652352.91
Marine Cargo 327.52 2440.94 1286 4903 17.32 382.51 668777.73 10576283.16
Previous year 310.20 2058.42 1086 4326 -66.20 -235.34 727201.46 6236709.65
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Marine (Total) 327.52 2440.94 1286 4903 17.32 382.51 668777.73 10576283.16
Previous year (Total) 310.20 2058.42 1086 4326 -66.20 -235.34 727201.46 6236709.65
Aviation 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Engineering 220.94 1444.86 448 1920 -188.18 -30.60 329476.90 1642924.24
Previous year 409.13 1475.46 660 2750 141.52 148.08 345040.82 1039023.77
Motor Own Damage 4476.37 18076.96 58398 235494 592.25 3180.66 247163.88 1000581.88
Previous year 3884.12 14896.30 50918 194488 516.83 1924.32 215774.44 830243.58
Motor Third party 1990.44 7843.53 169 1156 288.03 1470.35
Previous year 1702.41 6373.18 128 427 -20.87 -237.90
Motor (Total) 6466.81 25920.49 58398 235494 880.28 4651.01 247163.88 1000581.88
Previous year (Total) 5586.53 21269.48 50918 194488 495.96 1686.42 215774.44 830243.58
Workmen's compensation /
Employer's liability 187.98 842.27 1035 4311 -38.88 86.49 37154.68 182598.48
Previous year 226.86 755.78 1043 3879 92.65 202.97 30567.86 131194.84
Public Liability 0.99 10.81 7 66 0.99 10.81 1920.00 17520.64
Previous year 0.00 0.00 0 0 0 0 0.00
Product Liability 207.93 707.18 178 741 25.36 159.33 54522.09 206529.09
Previous year 182.57 547.85 153 659 56 84 45132.63 175335.97
Other Liability Covers 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00
Liability (Total) 396.90 1560.26 1220 5118 -12.53 256.63 93596.77 406648.21
Previous year (Total) 409.43 1303.62 1196 4538 149.12 286.68 75700.49 306530.81
Personal Accident 327.39 1456.83 10237 35870 116.90 -158.17 422775.30 6154546.83
Previous year 210.49 1615.00 9846 28547 -83.46 179.06 354945.53 3419900.91
Medical Insurance 630.74 4022.06 2403 8785 -65.48 -32.46 24701.53 153312.77
Previous year 696.23 4054.52 2137 7661 -445.94 59.80 27595.93 172548.25
Overseas Medical Insurance 111.95 516.35 4686 25022 7.00 32.33 68207.86 328587.32
Previous year 104.96 484.02 4265 23070 20.70 23.15 241905.18 487421.48
Health (Total) 742.70 4538.41 7089 33807 -58.49 -0.13 92909.39 481900.09
Previous year (Total) 801.19 4538.54 6402 30731 -425.24 82.95 269501.11 659969.73
Crop Insurance 1101.84 1398.59 1 182 1101.84 1398.59 698.43 5336.46
irda journal December 2014

Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00

Credit Guarantee 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
All Other Miscellaneous 554.87 2518.44 6092 25302 -43.24 302.83 814933.49 3727638.67
Previous year 598.11 2215.61 5314 19202 130.87 334.96 674402.68 2637531.08
Grand Total 11275.13 47671.44 88937 358122 1890.36 7645.01 5954590.80 44966545.75
Previous year (Total) 9384.77 40026.44 78728 297635 509.09 3534.71 4862630.82 29782262.44
*Wherever applicable
242
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
105.96 992.17 466.00 1454
79.63 523.79 286.00 999
- 6.99 191.82 105.00 391
49.71 149.63 64 297

- 6.99 191.82 105 391

49.71 149.63 64 297 0.00 0.00 0 0

10.92 88.73 44.00 223

7.96 79.10 27.00 215
344.49 1,431.64 4,568.00 19321
295.92 1,182.80 3,975.00 16091
175.89 719.24
156.49 601.06 -
520.38 2,150.89 4568 19321 0.00 0.00 0 0
452.41 1,783.86 3975 16091 0.00 0.00 0 0

7.17 27.06 48.00 192

22.89 44.19 54.00 173

0.06 20.24 6.00 43

2.17 26.31 9 54

-
7.23 47.30 54 235 0.00 0.00 0 0
25.06 70.50 63 227 0.00 0.00 0 0
22.37 89.09 927.00 3521 2.58 9.87 2797 19228
17.18 37.04 587.00 1927
8.25 84.22 118.00 488 27675 120133
5.81 72.91 102.00 430
7.20 31.79 274.00 1413
4.97 24.79 235 1300
15.45 116.01 392 1901 0.00 0.00 0 0 27675 120133
10.79 97.69 337 1730 0.00 0.00 0 0 0 0
irda journal December 2014

46.20 243.79 883.00 3626

53.41 199.16 638 2494
721.50 3919.80 7439 30672 2.58 9.87 2797 19228 27675 120133
696.14 2,940.78 5977 23980 0.00 0.00 0 0 0 0

243
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Name of the Insurer: HDFC ERGO General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 2,853.22 17,064.18 6,637 23,268 729.95 3,385.71 6,847,511.52 56,756,060.43
Previous year 2,123.27 13,678.47 6,155 20,365 391.34 486.68 5,440,945.76 31,315,318.32
Marine Cargo 724.62 4,805.77 803 3,257 201.91 1,430.16 2,742,188.06 19,577,325.21
Previous year 522.70 3,375.61 434 1,501 238.54 482.64 2,086,967.66 12,729,931.67
Marine Hull (Including
Onshore & Offshore oil energy) 71.93 372.60 4 15 (1.52) (141.82) 2,700.00 213,701.80
Previous year 73.45 514.41 47 114 (84.72) (135.39) 34,758.86 181,712.63
Marine (Total) 796.54 5,178.36 807 3,272 200.39 1,288.34 2,744,888.06 19,791,027.01
Previous year (Total) 596.15 3,890.02 481 1,615 153.82 347.25 2,121,726.52 12,911,644.29
Aviation 163.12 855.50 7 32 (324.28) (264.68) 67,159.54 1,988,592.74
Previous year 487.39 1,120.18 10 35 (49.76) (71.67) 107,842.03 2,240,138.65
Engineering 1,100.39 2,475.58 333 1,211 372.85 (314.68) 1,161,850.33 1,451,416.52
Previous year 727.54 2,790.26 391 1,699 52.72 (189.38) 331,418.60 955,942.09
Motor Own Damage 5,428.18 21,162.64 73,662 287,655 617.21 3,023.43 385,363.58 1,497,546.08
Previous year 4,810.96 18,139.21 63,672 242,458 778.70 3,655.87 326,110.60 1,207,065.90
Motor Third party 3,764.79 14,623.31 140,172 540,323 985.57 4,639.12 -
Previous year 2,779.22 9,984.18 121,356 456,993 686.68 2,432.42
Motor (Total) 9,192.97 35,785.95 140,172 540,323 1,602.78 7,662.56 385,363.58 1,497,546.08
Previous year (Total) 7,590.18 28,123.39 121,356 456,993 1,465.38 6,088.29 326,110.60 1,207,065.90
Workmen's compensation /
Employer's liability 82.21 362.33 163 536 14.73 26.87 57,431.76 280,703.83
Previous year 67.48 335.45 102 395 2.19 70.80 32,745.40 123,033.95
Public Liability 12.03 61.53 17 91 (1.02) 3.58 14,243.45 60,873.53
Previous year 13.04 57.95 26 76 (4.99) (4.98) 14,645.68 52,715.95
Product Liability 16.41 44.26 8 13 (1.12) 16.70 7,100.00 19,548.63
Previous year 17.53 27.56 3 9 (2.67) (7.45) 1,850.00 6,740.30
Other Liability Covers 1,373.95 4,945.86 157 559 94.97 351.97 355,964.38 1,235,507.68
Previous year 1,278.97 4,593.88 177 550 (39.99) 479.99 329,378.43 1,516,829.07
Liability (Total) 1,484.59 5,413.97 345 1,199 107.56 399.13 434,739.60 1,596,633.67
Previous year (Total) 1,377.02 5,014.84 308 1,030 (45.46) 538.35 378,619.51 1,699,319.27
Personal Accident 3,601.36 12,563.69 169,182 565,428 1,626.79 3,992.26 13,722,821.18 38,324,576.27
Previous year 1,974.57 8,571.43 118,135 450,860 49.09 788.69 2,323,787.13 13,772,695.95
Medical Insurance 4,693.91 15,983.18 40,623 147,598 582.31 (10,471.12) 235,687.50 712,734.75
Previous year 4,111.60 26,454.30 32,357 134,030 267.77 9,407.74 140,936.32 938,301.10
Overseas Medical Insurance 114.94 3,340.23 4,422 16,835 (77.83) 1,692.40 3,094,277.02 8,696,067.59
Previous year 192.77 1,647.82 1,539 7,416 20.04 291.64 2,532,439.09 10,390,878.09
Health (Total) 4,808.85 19,323.41 45,045 164,433 504.48 (8,778.71) 3,329,964.52 9,408,802.34
Previous year (Total) 4,304.37 28,102.12 33,896 141,446 287.81 9,699.38 2,673,375.41 11,329,179.19
Crop Insurance 3.80 215.12 10 31 3.80 (49.53) 302.83 15,266.94
irda journal December 2014

Previous year - 264.65 5 12 - 254.24 - 10,762.22

Credit Guarantee - - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 926.35 2,129.08 361 1,094 697.00 (2,875.91) 2,580,132.57 25,393,664.09
Previous year 229.35 5,004.98 354 1,086 142.61 4,648.54 249,809.35 2,626,369.52
Grand Total 24,931.18 101,004.84 362,899 1,300,291 5,521.33 4,444.50 31,274,733.73 156,223,586.11
Previous year (Total) 19,409.85 96,560.34 281,091 1,075,141 2,447.56 22,590.36 13,953,634.91 78,068,435.41
*Wherever applicable
244
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(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
432.41 1,012.76 507 2,035 - - - -
342.73 847.28 498 1,628 - - - -
18.59 909.96 72 334 - - - -
14.81 468.29 28 128 - - - -

- - - - - - - -
0.88 45.81 1 2 - - - -
18.59 909.96 72 334 - - - - - -
15.69 514.11 29 130 - - - - - -
- - - - - - - -
16.00 16.00 6 6 - - - -
20.92 110.70 44 155 - - - -
18.21 154.18 61 239 - - - -
641.51 2,401.28 9,675 36,528 - - - -
534.74 1,913.02 8,208 28,614 - - - -
679.60 2,636.97 25,880 96,066 - - - -
495.92 1,746.31 22,144 81,423 - - - -
1,321.12 5,038.26 25,880 96,066 - - - - - -
1,030.65 3,659.33 22,144 81,423 - - - - - -

2.69 36.65 12 45 - - - -
5.98 38.02 9 29 - - - -
0.42 5.60 1 3 - - - -
- 0.17 - 1 - - - -
- 0.02 - 1 - - - -
- - - - - - - -
11.34 61.25 7 26 - - - -
9.98 55.71 4 20 - - - -
14.45 103.51 20 75 - - - - - -
15.96 93.90 13 50 - - - - - -
354.14 1,124.53 19,466 62,090 0.08 0.08 89 89
153.52 603.89 10,796 43,194 11.88 11.88 13,352 13,352
230.34 745.30 2,322 8,827 - - - - 589,817 1,232,614
269.79 901.61 1,904 8,190 - - - - 137,218 1,440,595
3.81 16.14 222 717 - - - - 139,993 535,388
1.52 4.64 57 176 - - - - 123,084 486,710
234.15 761.44 2,544 9,544 - - - - 729,810 1,768,002
271.31 906.25 1,961 8,366 - - - - 260,302 1,927,305
- 42.10 - - - - - -
irda journal December 2014

- 166.90 - - - - - -
- - - - - - - -
- - - - - - - -
141.76 764.89 17 51 - - - -
77.73 1,777.80 18 72 - - - -
2,537.54 9,868.15 48,550 170,350 0.08 0.08 89 89 729,810 1,768,002
1,941.82 8,739.65 35,526 135,108 11.88 11.88 13,352 13,352 260,302 1,927,305

245
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i
Name of the Insurer: ICICI Lombard General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 3,854.13 29,616.88 2,898 10,896 1,088.37 2,656.30 7,329,247 47,860,506
Previous year 2,765.77 26,960.58 2,216 9,533 167.88 6,340.59 30,187,577 67,476,438
Marine Cargo 1,366.62 10,027.88 1,261 5,166 (290.39) 412.00 1,459,878 34,632,146
Previous year 1,657.01 9,615.88 1,634 6,348 898.77 2,824.48 6,965,700 35,465,370
Marine Hull (Including
Onshore & Offshore oil energy) 202.95 1,592.49 8 37 74.54 (149.95) 84,068 387,835
Previous year 128.41 1,742.43 7 60 (697.86) (331.65) 69,478 614,388
Marine (Total) 1569.58 11620.37 1269 5203 -215.85 262.05 1543945.51 35019981.38
Previous year (Total) 1785.42 11358.31 1641 6408 200.91 2492.83 7035177.95 36079757.71
Aviation 405.01 1,818.17 11 56 5.15 413.51 291,443 1,697,700
Previous year 399.86 1,404.65 9 61 (1,343.15) (2,952.44) 509,855 1,920,038
Engineering 1,346.77 5,955.45 550 2,669 (268.85) (645.63) 587,198 4,120,067
Previous year 1,615.63 6,601.09 732 3,280 (807.43) (442.92) 1,022,244 3,909,288
Motor Own Damage 16,166.46 65,869.01 780,439 3,214,303 (28.72) (1,326.62) 2,452,347 9,892,603
Previous year 16,195.18 67,195.63 651,847 2,679,364 2,558.23 10,967.79 2,139,894 8,717,543
Motor Third party 10,260.20 39,393.70 794,642 3,253,386 969.22 3,119.47
Previous year 9,290.99 36,274.22 661,968 2,713,285 2,954.94 11,969.07
Motor (Total) 26426.67 105262.71 794642 3253386 940.50 1792.85 2452347.43 9892603.38
Previous year (Total) 25486.17 103469.86 661968 2713285 5513.16 22936.87 2139893.80 8717543.10
Workmen's compensation /
Employer's liability 394.05 1,381.32 1,387 4,978 (19.88) (87.23) 133,850 402,139
Previous year 413.93 1,468.54 1,102 3,964 85.36 270.98 113,552 354,147
Public Liability 3.86 29.96 12 82 1.02 (5.92) 17,550 104,932
Previous year 2.84 35.88 10 93 (2.05) 0.08 4,597 45,204
Product Liability 14.72 54.87 4 16 2.17 5.20 6,600 26,852
Previous year 12.55 49.67 3 20 (7.59) (16.46) 2,567 10,859
Other Liability Covers 1,186.89 5,291.88 257 987 (72.49) 629.11 361,351 1,433,947
Previous year 1,259.38 4,662.77 230 861 434.10 694.64 367,582 1,224,720
Liability (Total) 1599.52 6758.03 1660 6063 -89.19 541.17 519351.38 1967868.89
Previous year (Total) 1688.70 6216.86 1345 4938 509.82 949.24 488297.76 1634930.73
Personal Accident 2,023.95 7,864.75 54,790 162,031 31.77 736.57 2,474,861 11,742,809
Previous year 1,992.18 7,128.18 44,417 171,942 527.76 1,148.67 3,872,751 13,335,070
Medical Insurance 9,710.68 47,982.49 56,354 197,600 (2,368.39) (1,923.55) 361,217 1,887,212
Previous year 12,079.08 49,906.05 52,205 195,358 1,905.53 7,153.86 627,574 2,396,145
Overseas Medical Insurance 948.81 3,821.76 147,500 506,749 93.98 199.32 3,281,781 14,823,177
Previous year 854.84 3,622.44 75,695 324,290 142.54 591.27 1,440,451.22 5,791,094
Health (Total) 10659.50 51804.25 203854 704349 -2274.41 -1724.23 3642997.18 16710389.80
Previous year (Total) 12933.91 53528.48 127900 519648 2048.07 7745.13 2068025.21 8187238.46
Crop Insurance 4,452 6,166.81 41 881 -3,987 (8,000.99) 46,749 -13,438
irda journal December 2014

Previous year 8,438.93 14,167.80 15 158 2,083.78 7,308.28 92,153 268,490

Credit Guarantee 334.80 1,009.25 3 31 (315.80) (154.37) 2,348 38,175
Previous year 650.60 1,163.61 8 29 336.93 333.48 16,943 29,370
All Other Miscellaneous 1,411.58 4,757.35 7,661 29,581 336.36 312.82 35,946,305 71,759,989
Previous year 1,075.22 4,444.52 8,734 37,469 211.74 1,025.55 2,093,072 11,414,979
Grand Total 54083.46 232634.01 1067379 4175146 -4748.93 -3809.94 54836792.42 200796651.78
Previous year (Total) 58832.40 236443.94 848985 3466751 9449.47 46885.27 49525987.83 152973143.54
*Wherever applicable
246
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -

- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
0.00 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
670.05 2,781.37 - - - 0.00 - -
780.32 3,258.81 - - 0.00 0.00 - -
832.16 3,156.50 33,250 142,345 - 0.00 - -
921.19 3,429.91 31,165 139,101 0.00 0.00 - -
1502.21 5937.87 33250 142345 0.00 0.00 0 0 0 0
1701.52 6688.71 31165 139101 0.00 0.00 0 0 0 0

0.00 0.00 - - - 0.00 - -

0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
118.92 3,863.70 522 1,231 0.00 15.47 - 11,806 319,080 2,911,490
599.25 3,124.35 126 569 107.30 200.66 43,627 63,138 526,848 3,574,162
4.55 30.61 69 515 - 0.00 - - 147,500 506,749
0.94 1.68 11 51 0.00 0.00 - - 75,695 324,290
123.46 3894.31 591 1746 0.00 15.47 0 11806 466580 3418239
600.19 3126.03 137 620 107.30 200.66 43627 63138 602543 3898452
3,398 4,731 41 881 - - - -
irda journal December 2014

6,238 8,706 10 132 - - - -

- - - - - - - -
- - - - - - - -
10 98 30 303 - - - -
1 8 29 133 - - - -
5033.54 14660.51 33912 145275 0.00 15.47 0 11806 466580 3418239
8540.94 18528.14 31341 139986 107.30 200.66 43627 63138 602543 3898452

247
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i
Name of the Insurer: IFFCO Tokio General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 911.70 12456.57 5533.00 19217.00 -71.05 911.70 1805678.90 18341271.24
Previous year 1176.04 13121.60 6135.00 22397.00 142.74 1176.04 2727264.20 20950404.64
Marine Cargo 1469.25 4671.97 1431.00 5610.00 567.20 1469.25 4927802.67 13336508.56
Previous year 1293.25 4417.13 883.00 3402.00 237.65 1293.25 3247741.07 11795450.79
Marine Hull (Including
Onshore & Offshore oil energy) 83.81 849.01 28.00 138.00 -587.40 83.81 29470.22 579911.64
Previous year 61.29 586.41 29.00 163.00 -363.34 61.29 23283.15 491289.07
Marine (Total) 1553.07 5520.98 1459 5748 -20.20 1553.07 4957272.89 13916420.19
Previous year (Total) 1354.54 5003.54 912 3565 -125.69 1354.54 3271024.22 12286739.86
Aviation 2.43 34.16 0.00 7.00 -1.02 2.43 0.00 160888.54
Previous year 4.05 190.13 0.00 13.00 -76.79 4.05 0.00 359342.46
Engineering 399.27 2234.97 481.00 2077.00 -29.07 399.27 153656.41 1344335.71
Previous year 1960.45 4770.43 480.00 1639.00 161.01 1960.45 2917249.41 3567034.61
Motor Own Damage 9445.41 38043.51 321052.00 1279873.00 -1361.71 9445.41 557674.61 2284447.09
Previous year 7796.85 34005.90 267447.00 1232495.00 -604.86 7796.85 462144.74 1794255.94
Motor Third party 6979.54 26062.75 26920.00 60958.00 -70.16 6979.54
Previous year 5214.09 24161.23 5096.00 23518.00 -844.06 5214.09
Motor (Total) 16424.95 64106.26 321052 1279873 -1431.87 16424.95 557674.61 2284447.09
Previous year (Total) 13010.94 58167.13 267447 1232495 -1448.92 13010.94 462144.74 1794255.94
Workmen's compensation /
Employer's liability 203.90 738.13 1566.00 5292.00 27.78 203.90 49999.46 157533.35
Previous year 123 562 874 3764 -11 122.80 11099 74010
Public Liability 5.94 48.87 15.00 65.00 -0.80 5.94 2974.58 71605.58
Previous year 94 412 41 271 15 94.07 20357 125300
Product Liability 17.95 89.23 4.00 29.00 1.18 17.95 4229.00 10218.20
Previous year 33 105 9 29 10 33.41 27730 47224
Other Liability Covers 183.27 1675.37 116.00 518.00 -1007.92 183.27 94847.66 631316.10
Previous year 47 1114 42 224 -889 47.45 33930 477719
Liability (Total) 411.04 2551.60 1701 5904 -979.76 411.04 152050.70 870673.23
Previous year (Total) 297.74 2192.80 966 4288 -874.52 297.74 93116.68 724252.18
Personal Accident 229.31 1198.89 10496.00 49488.00 -138.41 229.31 693644.07 3222471.91
Previous year 209.72 1114.14 11897 53439 -150.73 209.72 471768.45 3256179.21
Medical Insurance 3410.39 12593.82 9527.00 30930.00 1195.38 3410.39 115054.02 884409.50
Previous year 1636.38 7889.85 5858 18923 -369.67 1636.38 430241.38 1245933.30
Overseas Medical Insurance 33.95 167.84 3835.00 18360.00 -5.86 33.95 5419.60 24492.00
Previous year 26.19 127.21 2332 14038 -3.98 26.19 1607.50 18636.10
Health (Total) 3444.33 12761.66 13362 49290 1189.52 3444.33 120473.62 908901.50
Previous year (Total) 1662.56 8017.07 8190 32961 -373.66 1662.56 431848.88 1264569.40
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 2959 3777 9 34 2812 2959 287594 380949
Previous year
All Other Miscellaneous 783.74 4788.20 36343.00 147908.00 -174.96 783.74 1897005.11 5386666.11
Previous year 1910.96 6352.77 21003 93962 948.83 1910.96 1273976.51 4976348.69
Grand Total 27118.47 109430.07 390436 1559546 1155.27 27118.47 10625050.04 46817025.02
Previous year (Total) 21587.00 98929.62 317030 1444759 -1797.73 21587.00 11648393.08 49179126.99
*Wherever applicable
248
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
21.33 61.79 404 1209.00
28.17 86.73 557 2066.00

0.00 0.00 0 0

0.00 0.00 0.00 0.00

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0.00 0.00

0.44 2.81 3.00 17.00
0.76 5.89 15.00 51.00
795.14 2601.82 28596.00 120559.00
655.24 2734.22 24512.00 135010.00
1016.25 3369.85 0.00 0.00
703.10 2751.42 0.00 0.00
1811.39 5971.67 28596 120559 0.00 0.00 0 0
1358.34 5485.64 24512 135010 0.00 0.00 0 0

5 11 21 85
2 11 22 209
0 0 0 0
0 1 0 2
0 0 0 0
0 0 0 0
1 2 38 78
1 1 28 74
6.04 12.25 59 163 0.00 0.00 0 0
2.77 13.31 50 285 0.00 0.00 0 0
102.46 286.46 905 3544 5.48 13.66 109653 273443
97.62 267.01 1317 7833 5.49 12.37 109684 247430
177.30 2719.68 245 735 170.67 2085.68 150480 1675724
604.89 2765.48 164 602 599.59 2729.46 0 306750

177.30 2719.68 245 735 170.67 2085.68 150480 1675724 0 0

604.89 2765.48 164 602 599.59 2729.46 0 306750 0 0
irda journal December 2014

158.28 1571.65 2881 9261.00 0.13 6.06 132 2570

81.01 1330.91 3041 11146.00 0.53 873.47 1140 52550
2277.24 10626.31 33093 135488 176.28 2105.40 260265 1951737 0 0
2173.56 9954.97 29656 156993 605.61 3615.30 110824 606730 0 0

249
 Name of the Insurer: L&T General Insurance Company Limited
~

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i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 228.56 1,552.06 886 3,178 9.37 11.56 736,486 4,113,232
Previous year 219.18 1,540.50 371 1,421 97.57 464.65 844,036 3,559,915
Marine Cargo 58.27 333.58 507 1,809 40.34 0.11 456,644 1,728,968
Previous year 17.93 333.47 372 1,379 (23.29) 84.21 158,833 1,830,871
Marine Hull (Including
Onshore & Offshore oil energy) - - - - - - - -
Previous year - - - - - - - -
Marine (Total) 58.27 333.58 507 1,809 40.34 0.11 456,644 1,728,968
Previous year (Total) 17.93 333.47 372.00 1,379.00 (23.29) 84.21 158,832.85 1,830,870.92
Aviation - - - - - - - -
Previous year - - - - - - - -
Engineering 137.87 666.33 167 853 109.79 228.29 373,240 850,001
Previous year 28.08 438.04 299.00 879.00 (80.98) 21.58 259,496.38 581,174.76
Motor Own Damage 825.07 3,790.13 21,376 81,766 63.58 879.10 68,690 267,395
Previous year 761.48 2,911.02 10,300.00 36,766.00 322.43 955.28 57,436.80 203,439.69
Motor Third party 400.06 1,529.25 167 1,430 68.88 290.27 - -
Previous year 331.18 1,238.97 22.00 216.00 75.59 71.91 20,263.24 20,263.24
Motor (Total) 1,225.13 5,319.37 21,376 81,766 132.46 1,169.38 68,690 267,395
Previous year (Total) 1,092.67 4,150.00 10,300 36,766 398.03 1,027.19 77,700.04 223,702.93
Workmen's compensation /
Employer's liability 29.90 179.87 256 1,095 (6.46) 18.54 6,713 50,033
Previous year 36.36 161.33 210.00 786.00 2.71 12.64 9,292.53 33,215.62
Public Liability
Previous year
Product Liability - - - - - - - -
Previous year - - - - - - - -
Other Liability Covers 7.19 33.88 25 119 (3.09) (9.26) 5,561 20,841
Previous year 10.28 43.14 18.00 76.00 (0.13) 5.35 59,384.49 61,168.77
Liability (Total) 37.09 213.75 281 1,214 (9.55) 9.28 12,274 70,875
Previous year (Total) 46.64 204.47 228.00 862.00 2.59 17.99 68,677.02 130,751.93
Personal Accident 18.58 84.21 624 1,867 13.29 (116.85) 30,961 162,072
Previous year 5.29 201.06 572.00 1,722.00 (2.33) (34.66) 10,908.12 915,090.69
Medical Insurance 408.73 1,334.59 4,215 14,230 278.38 205.96 26,557 111,442
Previous year 130.35 1,128.64 1,620.00 4,299.00 102.28 706.89 4,518.05 133,713.11
Overseas Medical Insurance - - - - - - - -
Previous year - - - - - - - -
Health (Total) 408.73 1,334.59 4,215 14,230 278.38 205.96 26,557 111,442
Previous year (Total) 130.35 1,128.64 1,620.00 4,299.00 102.28 706.89 4,518.05 133,713.11
Crop Insurance - - - - - - - -
irda journal December 2014

Previous year - - - - - - - -
Credit Guarantee - - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 20.83 90.72 386 1,641 24.17 12.55 111,771 495,243
Previous year (3.34) 78.17 152.00 635.00 (13.47) (52.80) 31,321.30 322,572.52
Grand Total 2,135.06 9,594.63 28,442 106,558 598.25 1,520.27 1,816,623.38 7,799,226.60
Previous year (Total) 1,536.81 8,074.35 13,914 47,963 480.39 2,235.04 1,455,489.57 7,697,791.67
*Wherever applicable
250
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
7.51 114.16 56 199 - - - - - -
2.12 41.45 20 102 - - - - - -
2.79 9.46 27 154 - - - - - -
3.36 13.91 37 143 - - - - - -

- - - - - - - - - -
- - - - - - - - - -
2.79 9.46 27 154 - - - - - -
3.36 13.91 37.00 143.00 - - - - - -
- - - - - - - - - -
- - - - - - - - - -
4.78 24.16 18 100 - - - - - -
10.70 21.14 46.00 108.00 - - - - - -
138.42 566.38 4,768 19,549 - - - - - -
85.05 327.34 1,156.00 4,385.00 - - - - - -
67.87 275.24 - 8 - - - - - -
44.29 163.59 - - - - - - - -
206.29 841.62 4,768 19,549 - - - - - -
129.34 490.93 1,156 4,385 - - - - - -

4.80 11.24 33 102 - - - - - -

6.20 9.66 27.00 57.00 - - - - - -

- 1.60 - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
4.80 12.84 33 102 - - - - - -
6.20 9.66 27.00 57.00 - - - - - -
0.14 1.43 25 200 0.00 0.05 8 110 - -
0.11 0.33 41.00 126.00 0.06 0.28 132.00 1,108.00 - -
- - - - 0.83 3.75 356 1,308 4,562 35,789
- - - - 1.64 5.41 363.00 858.00 4,354.00 794,130.00
- - - - - - - - - -
- - - - - - - - - -
- - - - 0.83 3.75 356 1,308 4,562 35,789
- - - - 1.64 5.41 363.00 858.00 4,354.00 794,130.00
- - - - - - - - - -
irda journal December 2014

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
0.62 5.29 12 62 - - - - - -
0.46 1.97 7.00 29.00 - - - - - -
226.91 1,008.94 4,939 20,366 0.84 3.80 364 1,418 4,562 35,789
152.28 579.40 1,334 4,950 1.70 5.70 495 1,966 4,354 794,130

251
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i
Name of the Insurer: Liberty Videocon General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 154.00 797.84 155.00 839.00 0.00 0.00 422217.65 2008499.55
Previous year 84.22 241.45 119.00 322.00 0.00 0.00 163894.23 642874.08
Marine Cargo 20.64 131.16 8.00 63.00 0.00 0.00 41558.24 289945.41
Previous year 8.64 8.64 5.00 5.00 0.00 0.00 121616.00 121616.00
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 20.64 131.16 8 63 0.00 0.00 41558.24 289945.41
Previous year (Total) 8.64 8.64 5 5 0.00 0.00 121616.00 121616.00
Aviation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Engineering 70.05 229.04 39.00 195.00 0.00 0.00 101358.15 247397.44
Previous year 16.94 48.58 16.00 77.00 0.00 0.00 54051.36 109891.37
Motor Own Damage 1271.90 4585.26 9436.00 32750.00 0.00 0.00 65405.76 233811.93
Previous year 586.45 1530.13 3255.00 9101.00 0.00 0.00 28670.19 74456.30
Motor Third party 315.68 1087.56 9856.00 33846.00 0.00 0.00
Previous year 87.62 228.26 3334.00 9242.00 0.00 0.00
Motor (Total) 1587.58 5672.82 9856 33846 0.00 0.00 65405.76 233811.93
Previous year (Total) 674.07 1758.39 3334 9242 0.00 0.00 28670.19 74456.30
Workmen's compensation /
Employer's liability 39.01 76.14 36.00 170.00 0.00 0.00 6283.46 17274.99
Previous year 5.76 15.02 22.00 50.00 0.00 0.00 731.83 2768.67
Public Liability 0.00 0.05 0.00 1.00 0.00 0.00 0.00 300.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Product Liability 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Liability Covers 36.67 50.84 26.00 68.00 0.00 0.00 12211.00 17922.00
Previous year 0.15 2.02 2.00 12.00 0.00 0.00 75.00 936.00
Liability (Total) 75.68 127.03 62 239 0.00 0.00 18494.46 35496.99
Previous year (Total) 5.91 17.04 24 62 0.00 0.00 806.83 3704.67
Personal Accident 65.32 358.56 73.00 224.00 0.00 0.00 271886.31 1181587.57
Previous year 21.97 93.61 21.00 41.00 0.00 0.00 44694.50 286539.39
Medical Insurance 28.70 1315.76 34.00 166.00 0.00 0.00 -19686.80 48036.74
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 28.70 1315.76 34 166 0.00 0.00 -19686.80 48036.74
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 40.64 139.84 117.00 646.00 0.00 0.00 198594.27 540601.60
Previous year 10.57 52.40 85.00 285.00 0.00 0.00 45583.92 270884.42
Grand Total 2042.61 8772.04 10344 36218 0.00 0.00 1099828.04 4585377.24
Previous year (Total) 822.32 2220.11 3604 10034 0.00 0.00 459317.02 1509966.23
*Wherever applicable
252
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
1.75 21.20 1.00 16.00 0.00 0.00 0.00 0.00
0.99 0.99 11.00 11.00 0.00 0.00 0.00 0.00
0.00 1.35 0.00 2.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 1.35 0 2 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 1.59 0.00 1.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
65.38 216.65 564.00 1805.00 0.00 0.00 0.00 0.00
0.00 0.46 0.00 4.00 0.00 0.00 0.00 0.00
24.32 67.96 583.00 1861.00 0.00 0.00 0.00 0.00
0.00 0.10 0.00 4.00 0.00 0.00 0.00 0.00
89.70 284.62 583 1861 0.00 0.00 0 0
0.00 0.56 0 4 0.00 0.00 0 0

0.00 6.92 0.00 17.00 0.00 0.00 0.00 0.00

0.04 0.04 1.00 1.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.31 0.31 1.00 1.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.31 7.23 1 18 0.00 0.00 0 0
0.04 0.04 1 1 0.00 0.00 0 0
0.54 4.31 2.00 3.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 8.72 0.00 1.00 0.00 0.00 0.00 0.00 -87316 273417
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0
0.00 8.72 0 1 0.00 0.00 0 0 -87316 273417
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 6.48 0.00 12.00 0.00 0.00 0.00 0.00
0.30 0.30 6.00 6.00 0.00 0.00 0.00 0.00
92.30 335.50 587 1914 0.00 0.00 0 0 -87316 273417
1.32 1.88 18 22 0.00 0.00 0 0 0 0

253
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i
Name of the Insurer: Magma HDI General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire -295.00 915.82 460.00 2339.00 -360.03 747.56 401905.33 1406238.00
Previous year 65.03 168.25 80.00 199.00 61.37 165.35 284459.84 597394.13
Marine Cargo 207.13 359.74 144.00 344.00 162.20 280.86 438971.59 664416.92
Previous year 44.93 78.87 22.00 44.00 44.93 78.87 392068.08 443015.19
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 207.13 359.74 144 344 162.20 280.86 438971.59 664416.92
Previous year (Total) 44.93 78.87 22 44 44.93 78.87 392068.08 443015.19
Aviation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Engineering 66.05 217.58 220.00 644.00 43.77 177.35 111751.15 283477.33
Previous year 22.28 40.23 31.00 79.00 22.28 39.86 9469.12 17041.16
Motor Own Damage 1745.10 6386.54 25869.00 88499.00 126.17 1108.65 189723.57 709165.97
Previous year 1618.93 5277.89 20000.00 66665.00 1628.94 5377.84 162878.00 542237.24
Motor Third party 1486.54 5562.56 27573.00 102562.00 14.26 799.56
Previous year 1472.28 4763.00 22388.00 73218.00 1477.25 4822.45
Motor (Total) 3231.64 11949.10 27573 102562 140.43 1908.21 189723.57 709165.97
Previous year (Total) 3091.21 10040.89 22388 73218 3106.19 10200.30 162878.00 542237.24
Workmen's compensation /
Employer's liability 8.85 34.55 81.00 228.00 8.85 34.55 1613.83 4213.78
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Public Liability 0.10 61.07 3.00 28.00 -6.74 54.23 8.00 17113.65
Previous year 6.84 6.84 2.00 2.00 6.84 6.84 4644.50 4644.50
Product Liability 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Liability Covers 68.88 138.67 15.00 48.00 68.88 138.67 20815.01 44423.40
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Liability (Total) 77.83 234.29 99 304 70.99 227.45 22436.84 65750.83
Previous year (Total) 6.84 6.84 2 2 6.84 6.84 4644.50 4644.50
Personal Accident 2.91 28.27 611.00 1687.00 2.91 28.27 3798.01 61531.25
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 35.89 103.05 169.00 662.00 35.37 98.57 37226.52 206386.65
Previous year 0.52 4.48 23.00 115.00 0.52 4.48 5197.00 17632.25
Grand Total 3326.46 13807.85 29276 108542 95.65 3468.29 1205813.01 3396966.96
Previous year (Total) 3230.81 10339.56 22546 73657 3242.12 10495.69 858716.54 1621964.47
*Wherever applicable
254
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(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
53.91 396.24 321.00 1400.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
51.23 114.65 95.00 191.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
51.23 114.65 95 191 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
41.27 102.56 130.00 315.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1009.58 3795.28 14386.00 52152.00 0.00 0.00 0.00 0.00
982.91 3272.68 12161.00 41840.00 0.00 0.00 0.00 0.00
896.04 3351.58 15331.00 55699.00 0.00 0.00 0.00 0.00
879.24 2930.57 12307.00 42323.00 0.00 0.00 0.00 0.00
1905.62 7146.86 15331 55699 0.00 0.00 0 0
1862.15 6203.25 12307 42323 0.00 0.00 0 0

6.67 17.38 59.00 137.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.09 7.56 2.00 13.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
65.20 96.54 10.00 31.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
71.95 121.48 71 181 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
1.37 8.42 436.00 950.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
38.21 75.16 135.00 413.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2163.57 7965.37 16519 59149 0.00 0.00 0 0 0 0
1862.15 6203.25 12307 42323 0.00 0.00 0 0 0 0

255
 Name of the Insurer: National Insurance Company Limited
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i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 7195.96 33041.23 48153 201162 -48.47 -1981.83 56362760 225232798
Previous year 7244.43 35023.06 46974 191680 1032.22 3915.78 49882512 464089159
Marine Cargo 1611.20 7089.56 11841 49826 348.78 -42.04 5325127 1032606323
Previous year 1262.42 7131.60 9068 35908 -374.89 -172.00 2925811 31316324
Marine Hull (Including
Onshore & Offshore oil energy) 705.96 4660.26 298 921 53.40 -1454.63 11382921 19575969
Previous year 652.55 6114.88 358 951 -135.42 195.25 221135 25615318
Marine (Total) 2317.16 11749.82 12139 50747 402.18 -1496.67 16708048 1052182292
Previous year (Total) 1914.97 13246.48 9426 36859 -510.31 23.25 3146947 56931642
Aviation 1509.63 3566.53 19 56 -612.93 -999.69 704119 16276954
Previous year 2122.56 4566.22 8 37 2040.90 2391.42 277826 4672603
Engineering 2712.50 10224.29 2104 9447 524.84 382.24 5481483 76391597
Previous year 2187.66 9842.05 2752 11760 -532.30 -379.08 1202442109 1223197464
Motor Own Damage 19182.86 72705.49 452415 1920097 5966.11 6821.91 716099 3136827
Previous year 13216.75 65883.58 440084 1819979 120.22 2566.31 632055 3045042
Motor Third party 25246.13 96736.19 654367 2761212 7945.40 15190.18 715482 3134286
Previous year 17300.73 81546.01 653058 2695844 1303.62 8049.84 631038 3039113
Motor (Total) 44428.99 169441.68 654367 2761212 13911.51 22012.09 1431580 6271113
Previous year (Total) 30517.48 147429.59 653058 2695844 1423.84 10616.15 1263093 6084155
Workmen's compensation /
Employer's liability 549.28 2376.45 4760 19266 -60.34 -162.23 60644 234338
Previous year 609.63 2538.68 4642 19093 -9.10 -38.27 104874 306742
Public Liability 5.73 37.85 79 410 -0.64 2.08 3132 23829
Previous year 6.37 35.78 80 421 2.59 2.12 2010 19242
Product Liability 85.00 302.89 14 64 74.70 47.30 89194 223518
Previous year 10.30 255.59 4 54 -0.30 117.55 779 99901
Other Liability Covers 111.17 823.62 887 3632 -35.59 56.54 84757 634466
Previous year 146.76 767.09 783 3237 17.02 -141.71 94589 591875
Liability (Total) 751.19 3540.82 5740 23372 -21.87 -56.32 237727 1116151
Previous year (Total) 773.06 3597.14 5509 22805 10.21 -60.31 202252 1017760
Personal Accident 1564.41 5129.98 47044 197557 -262.06 -103.61 4955362 21781904
Previous year 1826.47 5233.59 30919 119302 335.53 498.61 7275299 23962314
Medical Insurance 31040.98 120882.81 138630 509723 7281.34 39103.15 9786826 17920477
Previous year 23759.64 81779.65 136131 488337 4499.31 3160.17 9675999 22845778
Overseas Medical Insurance 173.83 1038.61 1514 8163 8.55 60.51 9402 68084
Previous year 165.28 978.09 1372 8016 15.29 -89.24 586 7720
Health (Total) 31214.80 121921.41 140144 517886 7289.88 39163.67 9796228 17988561
Previous year (Total) 23924.92 82757.75 137503 496353 4514.60 3070.93 9676585 22853498
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee -1.21 16.45 0 0 -0.63 12.78 0 0
Previous year -0.58 3.67 0 0 -0.58 3.67 0 0
All Other Miscellaneous 4967.56 15674.78 65497 265306 -2135.45 -6880.66 7095917 47057014
Previous year 7103.01 22555.44 68814 271464 1709.90 4523.89 165658468 231257646
Grand Total 96661.00 374307.00 975207 4026745 19047.00 50052.00 102773224 1464298384
Previous year (Total) 77614.00 324255.00 954963 3846104 10024.01 24604.31 1439825090 2034066241
*Wherever applicable
256
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
414.75 2197.94 6068 27270 322.15 2061.72
386.35 2244.13 5907 24424 336.18 2517.04
46.91 344.21 452 1826 79.93 457.74
21.48 292.80 381 1675 120.58 447.52

9.26 77.21 71 219 12.19 51.03

15.27 49.48 70 221 14.18 122.90
56.16 421.41 523 2045 92.16 508.81
36.76 342.29 451 1896 134.76 570.40
0.00 0.00 0 0 -28.82 107.61
0.00 0.00 0 0 0.00 0.00
1.45 276.99 182 918 168.02 941.32
14.00 747.44 309 1505 188.45 1499.64
1313.76 5924.15 88754 375182 795.29 3512.09
1346.04 5612.56 82745 338415 816.37 3382.77
2611.50 10924.05 126798 533582 1383.54 5706.34
2301.15 9252.67 122289 499355 1235.30 4874.71
3925.26 16848.20 126798 533582 2178.83 9218.44
3647.19 14865.23 122289 499355 2051.67 8257.48

51.34 270.55 820 3124 43.78 210.04

53.15 277.75 748 3121 49.35 245.24
1.09 1.46 5 15 1.22 2.20
1.47 1.91 4 16 1.09 2.49
0.00 11.94 0 3 0.00 20.46
0.00 11.81 0 4 0.00 2.88
3.39 13.82 61 240 8.94 30.79
1.54 9.03 72 292 9.82 56.42
55.80 297.74 886 3382 53.94 263.49
56.14 300.48 824 3433 60.27 307.04
91.73 403.30 6548 26769 117.19 433.84 11940.00 37883.00 86211 347693
37.93 159.80 3871 15466 57.24 285.47 7070.00 48163.00 72804 366080
788.24 2407.20 8969 34669 6058.83 37413.24 15495.00 61961.00 164710 587778
496.22 4301.74 9595 34708 877.95 5967.15 35305.00 157468.00 363246 1522109
2.78 9.74 54 246 6.75 28.40 105.00 608.00 1516 8169
0.92 6.14 44 162 4.31 26.78 81.00 584.00 1366 8039
791.03 2416.94 9023 34915 6065.58 37441.64 15600.00 62569.00 166226 595947
497.14 4307.88 9639 34870 882.26 5993.93 35386.00 158052.00 364612 1530148
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0.00 0.00 0 0
475.55 1823.26 14423 57100 244.59 1183.21 1156.00 3948.00 22744 77045
409.99 1619.66 15987 59476 237.95 1213.28 1440.00 6826.00 21530 77760
5811.72 24685.79 164451 685981 9213.64 52160.08 28696 104400 275181 1020685
5085.50 24586.90 159277 640425 3948.78 20644.28 43896 213041 458946 1973988

257
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Name of the Insurer: Raheja QBE General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 0.06 3.63 3.00 12.00 0.06 3.63 129.25 6770.21
Previous year 11.77 19.14 23.00 34.00 11.77 19.14 10910.87 19343.35
Marine Cargo 0.00 0.11 0.00 0.00 0.00 0.11 0.00 0.00
Previous year 0.22 0.29 2.00 2.00 0.22 0.29 400.00 470.31
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00
Marine (Total) 0.00 0.11 0 0 0.00 0.11 0.00 0.00
Previous year (Total) 0.22 0.29 2 2 0.22 0.29 400.00 470.31
Aviation 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Engineering 1.01 6.35 0.00 11.00 1.01 6.35 43.32 758.04
Previous year 1.10 13.42 6.00 7.00 1.10 13.42 1195.91 1200.46
Motor Own Damage 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Motor Third party 4.15 10.30 18.00 63.00 4.15 10.30 0.00 0.00
Previous year 8.63 33.11 83.00 629.00 8.63 33.11 0.00 0.00
Motor (Total) 4.15 10.30 18 63 4.15 10.30 0.00 0.00
Previous year (Total) 8.63 33.11 83 629 8.63 33.11 0.00 0.00
Workmen's compensation /
Employer's liability 0.37 7.21 1.00 16.00 0.37 7.21 189.00 4923.25
Previous year 0.61 9.80 4.00 9.00 0.61 9.80 132.65 1458.75
Public Liability 1.45 7.40 2.00 14.00 1.45 7.40 1100.00 6125.00
Previous year 2.55 12.05 5.00 18.00 2.55 12.05 1553.00 8622.95
Product Liability 2.85 20.85 1.00 2.00 2.85 20.85 900.00 2100.00
Previous year 2.00 20.86 1.00 4.00 2.00 20.86 900.00 2170.00
Other Liability Covers 148.20 654.24 50.00 202.00 148.20 654.24 56117.84 234140.82
Previous year 209.04 685.75 44.00 167.00 209.04 685.75 43406.47 168839.92
Liability (Total) 152.87 689.69 54 234 152.87 689.69 58306.84 247289.07
Previous year (Total) 214.21 728.45 54 198 214.21 728.45 45992.12 181091.63
Personal Accident 0.16 7.84 3.00 17.00 0.16 7.84 222.00 31079.27
Previous year 0.15 10.60 2.00 16.00 0.15 10.60 98.00 52532.52
Medical Insurance 0.03 0.38 1.00 10.00 0.03 0.38 0.00 53.00
Previous year 0.00 0.27 0.00 4.00 0.00 0.27 0.00 40.50
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 0.03 0.38 1 10 0.03 0.38 0.00 53.00
Previous year (Total) 0.00 0.27 0 4 0.00 0.27 0.00 40.50
Crop Insurance 0.00 0.00 0 0 0.00 0.00 0 0
irda journal December 2014

Previous year 0.00 0.00 0 0 0.00 0.00 0 0

Credit Guarantee 13.14 41.03 1.00 4.00 13.14 41.03 -110.40 769.24
Previous year 3.11 16.08 1.00 3.00 3.11 16.08 171.32 1143.28
All Other Miscellaneous 0.07 6.08 2.00 15.00 0.07 6.08 22.32 5359.42
Previous year 1.36 41.05 7.00 20.00 1.36 41.05 979.00 18212.98
Grand Total 171.49 765.41 82 366 171.49 765.41 58613.34 292078.24
Previous year (Total) 240.55 862.42 178 913 240.55 862.42 59747.23 274035.03
*Wherever applicable
258
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 2.94 1.00 3.00 0.00 0.00 0.00 0.00
10.88 17.74 4.00 8.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 3.45 0.00 2.00 0.00 0.00 0.00 0.00
1.05 10.51 5.00 5.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2.53 8.20 11.00 51.00 0.00 0.00 0.00 0.00
3.25 14.39 14.00 59.00 0.00 0.00 0.00 0.00
2.53 8.20 11 51 0.00 0.00 0 0
3.25 14.39 14 59 0.00 0.00 0 0

0.00 0.02 0 2 0.00 0.10 0 75

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0 0 0 0 0 0 0 0
0 0 0 0 0.00 0.00 0 0
32.61 37.86 2.00 4.00 0 0 0 0
30.17 30.17 3.00 3.00 0.00 0.00 0.00 0.00
32.61 37.88 2 6 0.00 0.10 0 75
30.17 30.17 3 3 0.00 0.00 0 0
0.03 -0.03 0 0 0.13 0.31 107.00 254
0.09 2.46 0 0 0.02 2.79 20 15969
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0 0 0 0
irda journal December 2014

0 0 0 0 0 0 0 0
0.00 0.00 0 0 0 0 0 0
0.00 0.00 0 0 0 0 0 0
0.00 0.12 1 2 0.00 0.00 0.00 0.00
0.11 0.64 3 6 0.00 0.00 0.00 0.00
35.17 52.57 15 64 0.13 0.41 107 329
45.55 75.90 29 81 0.02 2.79 20 15969

259
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Name of the Insurer: Reliance General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 1806.43 11532.42 3783.00 16240.00 760.55 30.97 3414644.27 27139069.88
Previous year 1733.24 10455.58 3727.00 14238.00 -74.95 1522.09 2424339.70 19097666.70
Marine Cargo 311.22 2237.46 1555.00 6383.00 156.01 273.98 769288.11 8122896.73
Previous year 304.45 1808.27 1337.00 5939.00 109.39 336.07 1101814.30 6368090.57
Marine Hull (Including
Onshore & Offshore oil energy) 215.96 261.41 3.00 4.00 112.75 145.53 107659.85 120309.85
Previous year 11.92 12.67 2.00 3.00 11.52 -19.43 409.93 559.93
Marine (Total) 527.18 2498.87 1558 6387 268.76 419.50 876947.96 8243206.57
Previous year (Total) 316.37 1820.94 1339 5942 120.90 316.63 1102224.23 6368650.50
Aviation 0.00 82.23 -1.00 8.00 -29.68 -48.59 0.00 304397.50
Previous year 23.61 101.14 4.00 13.00 6.97 -51.86 64831.20 71131.20
Engineering 685.70 3298.69 421.00 1819.00 202.89 -294.17 498467.14 2020098.22
Previous year 606.40 3110.04 348.00 1431.00 -80.67 -1135.35 386040.38 1117529.81
Motor Own Damage 5641.18 24223.18 189132.00 735261.00 -309.46 -7432.80 377263.78 1593148.24
Previous year 5876.68 25705.34 146621.00 655057.00 -55.01 2367.19 370998.21 1583143.71
Motor Third party 7274.09 29024.69 287433.00 1087930.00 2128.91 2836.69
Previous year 5238.44 21042.82 173259.00 763651.00 361.35 2687.42
Motor (Total) 12915.26 53247.86 287433 1087930 1819.45 -4596.11 377263.78 1593148.24
Previous year (Total) 11115.12 46748.16 173259 763651 306.34 5054.61 370998.21 1583143.71
Workmen's compensation /
Employer's liability 62.25 282.04 302.00 1320.00 16.21 -55.03 9486.30 52347.75
Previous year 96.36 291.03 272.00 1051.00 14.14 -0.54 15788.83 42891.90
Public Liability 12.54 58.78 47.00 312.00 4.24 -31.52 18352.00 65234.05
Previous year 17.23 82.00 48.00 259.00 3.03 -4.44 22076.35 90763.97
Product Liability 4.50 13.68 1.00 7.00 4.50 -8.20 200.00 3290.00
Previous year 0.00 21.88 0.00 4.00 0.00 17.96 0.00 3975.00
Other Liability Covers 30.70 1815.59 950.00 3164.00 -259.86 -382.08 20105.50 664928.90
Previous year 462.81 1907.10 868.00 2768.00 270.36 -305.01 84611.98 627041.98
Liability (Total) 109.99 2170.08 1300 4803 -234.91 -476.83 48143.80 785800.70
Previous year (Total) 576.39 2302.00 1188 4082 287.52 -292.03 122477.15 764672.85
Personal Accident 145.05 828.27 12067.00 27859.00 32.36 -142.35 389850.35 2021632.01
Previous year 104.61 857.93 5233.00 13239.00 7.73 -237.46 267250.26 1663861.96
Medical Insurance 5049.89 21457.92 4596.00 26410.00 1246.76 -3175.08 168916.34 2214806.18
Previous year 4933.35 20829.88 23033.00 113786.00 3131.43 12045.89 6413644.66 30572970.84
Overseas Medical Insurance 364.84 1606.89 63453.00 288873.00 101.49 6.57 2860214.62 12228087.14
Previous year 309.29 1336.96 62113.00 262954.00 -11.27 -46.42 1914513.04 8912207.47
Health (Total) 5414.73 23064.82 68049 315283 1348.25 -3168.51 3029130.97 14442893.32
Previous year (Total) 5242.64 22166.84 85146 376740 3120.16 11999.48 8328157.70 39485178.31
Crop Insurance -9.94 240.26 9.00 353.00 -331.37 -81.18 -208.48 2817.89
irda journal December 2014

Previous year 0.00 0.00 1.00 1.00 -5.60 -3.78 0.00 0.00
Credit Guarantee 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 153.05 3004.37 4258.00 17110.00 -552.47 -389.02 453283.30 3273872.03
Previous year 641.12 2687.87 4478.00 17422.00 203.81 605.80 624501.81 2953399.30
Grand Total 21747.46 99967.86 378877 1477792 3283.82 -8746.29 9087523.07 59826936.35
Previous year (Total) 20359.51 90250.51 274723 1196759 3892.22 17778.14 13690820.64 73105234.34
*Wherever applicable
260
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
14.26 85.76 46.00 128.00 0.00 0.00 0.00 0.00
1.14 73.47 33.00 122.00 0.00 0.00 0.00 0.00
529.72 1656.47 18991.00 50696.00 0.00 0.00 0.00 0.00
542.19 2587.63 13952.00 63727.00 0.00 0.00 0.00 0.00
858.01 2432.02 13450.00 33092.00 0.00 0.00 0.00 0.00
583.51 2413.71 4157.00 15969.00 0.00 0.00 0.00 0.00
1387.72 4088.49 18991 50696 0.00 0.00 0 0 0 0
1125.71 5001.34 13952 63727 0.00 0.00 0 0 0 0

4.81 20.11 20.00 74.00 0.00 0.00 0.00 0.00

4.61 26.61 13.00 77.00 0.00 0.00 0.00 0.00
3.39 4.97 2.00 10.00 0.00 0.00 0.00 0.00
-0.32 1.28 1.00 14.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.53 1.50 45.00 110.00 0.00 0.00 0.00 0.00
0.99 8.63 36.00 158.00 0.00 0.00 0.00 0.00
8.73 26.58 67 194 0.00 0.00 0 0 0 0
5.28 36.52 50 249 0.00 0.00 0 0 0 0
11.59 29.17 3112.00 5716.00 0.15 0.15 93.00 112785.00
15.60 105.70 956.00 1982.00 0.00 0.00 0.00 0.00
10.58 119.05 143.00 480.00 0.00 0.00 0.00 0.00 1560072 4495977
473.69 1534.64 174.00 947.00 0.00 0.00 0.00 0.00 444219 2410684
20.20 47.35 7299.00 17101.00 0.00 0.00 0.00 0.00 64218 295192
18.30 57.91 6594.00 21001.00 0.00 0.00 0.00 0.00 3132 16764
30.78 166.40 7442 17581 0.00 0.00 0 0 1624290 4791169
491.99 1592.55 6768 21948 0.00 0.00 0 0 447351 2427448
-9.94 249.44 9.00 340.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 1.00 1.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
15.97 44.59 570.00 1465.00 13.59 40.83 0.00 0.00
19.33 76.93 697.00 2545.00 18.38 67.87 6739.00 13513.00
1459.12 4690.43 30237 76120 13.73 40.98 93 112785 1624290 4791169
1659.05 6886.51 22457 90574 18.38 67.87 6739 13513 447351 2427448

261
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Name of the Insurer: Royal Sundaram Alliance Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 1020.28 4071.77 3292.00 11781.00 214.62 584.13 2092495.78 7756382.41
Previous year 805.66 3487.65 2513.00 12102.00 -241.75 -2335.09 1631026.05 6411623.97
Marine Cargo 213.20 1583.45 5434.00 19977.00 3.90 459.40 589170.64 3612933.42
Previous year 209.30 1124.05 5822.00 18079.00 3.18 -41.16 3116033.95 5482430.19
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 -73.41 -121.60 0.00 0.00
Previous year 73.41 121.60 2.00 3.00 73.41 121.60 2617.48 18823.57
Marine (Total) 213.20 1583.45 5434 19977 -69.51 337.81 589170.64 3612933.42
Previous year (Total) 282.71 1245.65 5824 18082 76.59 80.44 3118651.43 5501253.76
Aviation 0.00
Previous year 0.00
Engineering 210.19 1195.58 140.00 518.00 -138.15 -147.29 197922.04 424059.74
Previous year 348.34 1342.86 139.00 491.00 51.55 265.93 36635.47 535633.21
Motor Own Damage 5813.23 26129.75 76986.00 331215.00 319.77 1661.87 293152.32 1235804.38
Previous year 5493.46 24467.88 75856.00 317238.00 -1017.90 -196.87 287077.60 1182089.62
Motor Third party 2547.08 10536.95 2936.00 9369.00 362.11 805.11
Previous year 2184.97 9731.84 1799.00 6240.00 -173.46 1456.24
Motor (Total) 8360.31 36666.69 76986 331215 681.88 2466.98 293152.32 1235804.38
Previous year (Total) 7678.42 34199.72 75856 317238 -1191.36 1259.38 287077.60 1182089.62
Workmen's compensation /
Employer's liability 40.77 162.70 156.00 455.00 8.28 9.22 11988.29 43058.75
Previous year 32.49 153.48 113.00 423.00 -1.25 41.59 6129.37 27260.80
Public Liability 114.08 241.56 32.00 144.00 -60.42 -80.71 15454.93 67040.12
Previous year 174.50 322.28 42.00 171.00 -27.20 -65.54 -5220.00 88576.65
Product Liability 11.43 12.05 2.00 -1.00 -20.56 -43.22 910.00 -1020.50
Previous year 32.00 55.27 9.00 20.00 5.47 22.59 9186.30 16450.64
Other Liability Covers 0.00 0.00 0.00
Previous year
Liability (Total) 166.28 416.31 190 598 -72.70 -114.71 28353.22 109078.37
Previous year (Total) 238.98 531.02 164 614 -22.98 -1.36 10095.67 132288.09
Personal Accident 409.56 1390.47 13465.00 43460.00 39.85 -176.38 1887833.83 7424167.15
Previous year 369.71 1566.85 15664.00 49968.00 -51.20 -373.49 3563619.33 9718863.87
Medical Insurance 1668.23 7227.37 26593.00 104665.00 -124.08 -1090.35 269038.92 1952945.63
Previous year 1792.30 8317.71 22062.00 84477.00 -151.88 -104.90 282417.89 1162365.11
Overseas Medical Insurance 19.26 85.62 1107.00 5494.00 19.26 85.62 780.50 3895.25
Previous year
Health (Total) 1687.49 7312.98 27700 110159 -104.81 -1004.73 269819.42 1956840.88
Previous year (Total) 1792.30 8317.71 22062 84477 -151.88 -104.90 282417.89 1162365.11
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous 38.05 281.31 85.00 391.00 -46.66 -246.46 309743.25 1052767.99
Previous year 84.71 527.76 1191.00 6154.00 -106.64 -220.76 238078.42 839089.60
Grand Total 12105.36 52918.57 127292 518099 504.52 1699.34 5668490.50 23572034.33
Previous year (Total) 11600.84 51219.22 123413 489126 -1637.67 -1429.85 9167601.86 25483207.24
*Wherever applicable
262
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.60 1.04 17.00 45.00 0.00 0.00 0.00 0.00
4.73 24.99 179.00 884.00 0.00 0.00 0.00 0.00

0.00
0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

1002.60 3137.06 4843.00 17196.00 0.00 0.00 0.00 0.00

1604.52 3523.85 13167.00 28037.00 0.00 0.00 0.00 0.00

1002.60 3137.06 4843 17196 0.00 0.00 0 0

1604.52 3523.85 13167 28037 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
5.48 9.52 565.00 1028.00 0.00 0.24 0.00 487.00
18.80 77.97 2166.00 10956.00 1.35 1.65 1665.00 2072.00
26.83 963.52 348.00 711.00 0.00 882.25 0.00 505354.00 70071.00 232216.00
315.11 2810.73 2217.00 12327.00 246.26 2472.34 178959.00 1125456.00 150029.00 311415.00

26.83 963.52 348 711 0.00 882.25 0 505354 70071 232216

315.11 2810.73 2217 12327 246.26 2472.34 178959 1125456 150029 311415
irda journal December 2014

84.93 682.67 836.00 8185.00 0.00 0.00 0.00 0.00

266.20 1199.38 3389.00 16209.00 0.00 0.00 0.00 0.00
1120.44 4793.81 6609 27165 0.00 882.48 0 505841 70071 232216
2209.35 7636.92 21118 68413 247.61 2474.00 180624 1127528 150029 311415

263
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Name of the Insurer: SBI General Insurance Company Limited
i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 3450.49 15636.36 22525.00 90145.00 -338.36 495.49 3289843.24 17940066.43
Previous year 3788.85 15140.87 52229.00 125157.00 1798.33 6743.81 3267790.22 15520996.82
Marine Cargo 61.28 542.37 242.00 1370.00 3.09 146.57 320298.14 2926914.26
Previous year 58.19 395.80 201.00 771.00 -22.53 150.97 183731.40 1592886.35
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 61.28 542.37 242 1370 3.09 146.57 320298.14 2926914.26
Previous year (Total) 58.19 395.80 201 771 -22.53 150.97 183731.40 1592886.35
Aviation 0.00 57.93 0.00 27.00 -154.91 -158.69 0.00 0.00
Previous year 154.91 216.62 11.00 19.00 -406.46 -959.02 0.00 51627.64
Engineering 301.48 906.15 218.00 1150.00 188.43 253.64 237359.57 1072543.53
Previous year 113.04 652.50 299.00 1078.00 -115.57 -165.07 136524.42 483274.48
Motor Own Damage 1891.41 7389.76 29418.00 125388.00 -73.68 -39.16 155422.53 588483.67
Previous year 1965.08 7428.92 34285.00 121803.00 1001.32 4322.87 305084.48 1610073.12
Motor Third party 1731.49 6756.15 607.00 1869.00 109.85 781.57
Previous year 1621.65 5974.58 239.00 717.00 1057.14 4123.86
Motor (Total) 3622.90 14145.91 29418 125388 36.17 742.41 155422.53 588483.67
Previous year (Total) 3586.73 13403.50 34285 121803 2058.46 8446.73 305084.48 1610073.12
Workmen's compensation /
Employer's liability 7.22 55.30 27.00 208.00 -1.79 -14.73 1033.83 13831.40
Previous year 9.01 70.03 32.00 167.00 -4.66 38.18 911.98 11337.65
Public Liability 0.09 3.49 1.00 15.00 0.09 1.90 33.00 10431.00
Previous year 0.00 1.59 0.00 4.00 -0.16 1.30 0.00 3326.18
Product Liability 4.63 9.04 2.00 4.00 4.63 9.04 1680.00 2730.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Liability Covers 4.25 27.37 11.00 60.00 2.12 -8.97 2475.00 21904.75
Previous year 2.13 36.34 22.00 54.00 1.99 29.52 611.78 10645.16
Liability (Total) 16.19 95.20 41 287 5.05 -12.76 5221.83 48897.15
Previous year (Total) 11.14 107.96 54 225 -2.83 69.00 1523.76 25308.99
Personal Accident 2416.23 7080.37 5391.00 7432.00 745.49 1896.71 5740399.31 16105348.01
Previous year 1670.74 5183.66 231.00 881.00 259.38 3448.91 6418470.53 21616956.20
Medical Insurance 562.27 1806.54 18960 43040 454.26 1457.54 38866.76 107111.24
Previous year 108.02 349.00 386.00 1501.00 58.72 100.60 4797.63 18868.01
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 562.27 1806.54 18960 43040 454.26 1457.54 38866.76 107111.24
Previous year (Total) 108.02 349.00 386 1501 58.72 100.60 4797.63 18868.01
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 11.08 15.08 2.00 3.00 11.08 15.08 2616.30 2741.30
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 390.87 1239.84 23252.00 111359.00 133.68 -146.42 972765.16 5038963.62
Previous year 257.19 1386.26 26179.00 101500.00 98.68 352.46 808321.93 18209424.18
Grand Total 10832.79 41525.75 100049 380201 1083.98 4689.58 10762792.85 43831069.21
Previous year (Total) 9748.81 36836.18 113875 352935 3726.18 18188.39 11126244.37 59129415.78
*Wherever applicable
264
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
1487.64 4322.35 10251.00 39142.00 0.00 0.00 0.00 0.00
1336.58 4021.74 26964.00 57697.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
79.05 223.93 53.00 323.00 0.00 0.00 0.00 0.00
39.87 163.68 105.00 384.00 0.00 0.00 0.00 0.00
15.76 1709.47 289.00 30015.00 0.00 149.18 0.00 6413.00
791.09 2841.33 15656.00 51577.00 0.00 0.00 0.00 0.00
6.41 1440.79 4.00 345.00 0.00 164.46 0.00 9.00
722.14 2520.54 44.00 161.00 0.00 0.00 0.00 0.00
22.17 3150.26 289 30015 0.00 313.64 0 6422
1513.23 5361.87 15656 51577 0.00 0.00 0 0

2.58 18.11 9.00 21.00 0.00 0.00 0.00 0.00

0.00 6.73 0.00 24.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.59 0.00 2.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1.53 4.84 1.00 7.00 0.00 0.00 0.00 0.00
0.66 1.52 4.00 7.00 0.00 0.00 0.00 0.00
4.11 22.95 10 28 0.00 0.00 0 0
0.66 8.84 4 33 0.00 0.00 0 0
30.89 46.08 1951.00 2079.00 0.00 0.00 0.00 0.00
0.00 1.94 0.00 1.00 0.00 0.00 0.00 0.00
252.40 547.63 10954.00 22220.00 0.00 0.00 0.00 0.00 19372.00 90310.00
15.97 28.17 165.00 488.00 0.00 0.00 0.00 0.00 4005.00 8761.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
252.40 547.63 10954 22220 0.00 0.00 0 0 19372 90310
15.97 28.17 165 488 0.00 0.00 0 0 4005 8761
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
126.41 518.49 15752.00 59809.00 8.54 27.77 3858.00 17486.00
90.42 166.67 12559.00 14701.00 0.00 0.00 0.00 0.00
2002.68 8831.69 39260 153616 8.54 341.40 3858 23908 19372 90310
2996.73 9752.91 55453 124881 0.00 0.00 0 0 4005 8761

265
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i
Name of the Insurer: Shriram General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 127.90 468.87 2144 7323 -32.78 78.94 134718.05 516966.23
Previous year 160.68 389.93 615 1837 11.21 80.34 247276.17 580736.87
Marine Cargo 28.67 36.33 127 397 16.37 -3.66 107615.29 121294.01
Previous year 12.30 39.99 71 229 -66.62 -74.21 30057.90 73716.29
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Marine (Total) 28.67 36.33 127 397 16.37 -3.66 107615.29 121294.01
Previous year (Total) 12.30 39.99 71 229 -66.62 -74.21 30057.90 73716.29
Aviation 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Engineering 41.19 186.16 123 434 -11.25 -7.88 12053.14 88108.82
Previous year 52.45 194.04 137 482 37.13 91.57 13947.05 117662.95
Motor Own Damage 4540.72 16632.28 128124 461114 100.60 -102.87 423078.35 1550634.61
Previous year 4440.12 16735.15 122778 450547 60.42 -309.67 432612.75 1655124.04
Motor Third party 8177.76 29553.39 132081 472447 -215.24 -2307.51
Previous year 8393.00 31860.90 128101 465577 1291.87 4981.98
Motor (Total) 12718.48 46185.68 132081 472447 -114.63 -2410.38 423078.35 1550634.61
Previous year (Total) 12833.11 48596.05 128101 465577 1352.30 4672.31 432612.75 1655124.04
Workmen's compensation /
Employer's liability 13.27 49.91 125 432 1.18 9.62 340.64 1371.85
Previous year 12.09 40.29 81 295 8.91 26.34 168.65 701.81
Public Liability 0.00 0.00 0 0 0 0 0 0
Previous year 0.00 0.00 0 0 0 0 0 0
Product Liability 0.00 0.00 0 0 0 0 0 0
Previous year 0.00 0.00 0 0 0 0 0 0
Other Liability Covers 0.68 15.28 23 72 -0.14 0.46 395.00 11315.02
Previous year 0.82 14.82 8 48 0.38 5.35 271.00 10922.00
Liability (Total) 13.95 65.19 148 504 1.04 10.08 735.64 12686.87
Previous year (Total) 12.91 55.11 89 343 9.29 31.70 439.65 11623.81
Personal Accident 30.32 100.08 7262 28032 15.53 26.41 24096.45 86861.33
Previous year 14.79 73.67 797 3041 7.31 40.63 13486.74 71847.29
Medical Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Overseas Medical Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Health (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00

Credit Guarantee 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
All Other Miscellaneous 16.19 70.67 577 1917 6.10 -78.47 15589.97 100234.81
Previous year 10.09 149.14 486 1590 5.55 120.70 10177.40 58902.73
Grand Total 12976.71 47112.97 142462 511054 -119.62 -2384.96 717886.90 2476786.68
Previous year (Total) 13096.33 49497.93 130296 473099 1356.17 4963.04 747997.65 2569613.96
*Wherever applicable
266
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
295.81 1235.71 7529 32070 0.00 0.00
277.00 1129.67 7470 30103 0.00 0.00 0 0
482.09 2020.26 7730 32642 0.00 0.00
466.30 1923.46 7727 30766 0.00 0.00 0 0
777.90 3255.97 7730 32642 0.00 0.00 0 0
743.30 3053.12 7727 30766 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.45 0 3208
0.00 0.00 0 0 0.36 1.06 2566 7588
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
777.90 3255.97 7730 32642 0.00 0.45 0 3208 0 0
743.30 3053.12 7727 30766 0.36 1.06 2566 7588 0 0

267
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i
Name of the Insurer: TATA AIG General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 3,315 17,521 9,810 37,875 - 2,516,720 31,100,454
Previous year 3,765 17,512 10,899 41,323 - - 21,773,822 94,873,432
Marine Cargo 2,809 10,259 21 277 - 176,446 1,580,252
Previous year 2,268 8,813 3,542 11,835 - - 491,246 2,285,512
Marine Hull (Including
Onshore & Offshore oil energy) - - - - - - -
Previous year - - - - - - - -
Marine (Total) 2,809 10,259 21 277 - - 176,446 1,580,252
Previous year (Total) 2,268 8,813 3,542 11,835 - - 491,246 2,285,512
Aviation - 54 - 2 - - 603,317
Previous year - 22 - - - - - -
Engineering 867 3,695 20 111 - 1,702,789 8,430,282
Previous year 808 4,043 122 398 - - 2,884,352 12,448,388
Motor Own Damage 5,673 22,944 106,945 398,435 - 363,351 1,373,894
Previous year 5,699 23,334 114,213 483,318 - - 361,155 1,480,437
Motor Third party 3,470 12,809 106,945 398,435 - -
Previous year 3,002 12,218 114,213 483,318 - - - -
Motor (Total) 9,143 35,753 106,945 398,435 - - 363,351 1,373,894
Previous year (Total) 8,701 35,552 114,213 483,318 - - 361,155 1,480,437
Workmen's compensation /
Employer's liability 224 814 - 12 - 29,666 499,999
Previous year 202 771 69 233 - - 77,316 472,916
Public Liability 26 102 57 243 - 26,917 (207,532)
Previous year 286 1,164 53 227 - - 245,483 1,086,747
Product Liability 10 23 55 206 - 6,078 (55,936)
Previous year 46 251 11 37 - - 52,890 168,059
Other Liability Covers 1,658 7,571 948 3,515 - 537,798 2,530,923
Previous year 1,015 4,543 872 3,282 - - 617,938 2,470,947
Liability (Total) 1,919 8,510 1,060 3,976 - - 600,459 2,767,453
Previous year (Total) 1,549 6,730 1,005 3,779 - - 993,627 4,198,669
Personal Accident 1,977 5,687 17,635 56,947 - 9,379,300 41,689,901
Previous year 1,745 5,314 16,604 53,202 - - 8,438,133 40,472,635
Medical Insurance 486 3,575 39,909 153,803 - 766,935 2,389,269
Previous year 468 5,324 27,310 116,834 - - 396,518 1,313,792
Overseas Medical Insurance 1,488 5,660 18,642 84,432 - 6,569,537 27,502,041
Previous year 1,191 4,932 17,915 91,016 - - 7,287,603 31,283,547
Health (Total) 1,975 9,235 58,551 238,235 - - 7,336,472 29,891,310
Previous year (Total) 1,659 10,256 45,225 207,850 - - 7,684,121 32,597,339
Crop Insurance - - - - - - -
irda journal December 2014

Previous year - - - - - - - -
Credit Guarantee - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 617 2,305 1,923 8,364 - 9,973 592,027
Previous year 366 1,130 3,001 12,824 - - 75,685 794,946
Grand Total 22,621 93,019 195,965 744,222 - - 22,085,510 118,028,890
Previous year (Total) 20,861 89,372 194,611 814,529 - - 42,702,141 189,151,358
*Wherever applicable
268
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
131 780 1,208 4,784 - -
173 1,461 1,380 5,840 - - - - - -
223 1,180 113 687 - -
115 1,128 139 508 - - - - - -

- - - - - -
- - - - - - - - - -
223 1,180 113 687 - - - - - -
115 1,128 139 508 - - - - - -
- - - - - -
- - - - - - - - - -
8 33 10 38 - -
10 55 15 55 - - - - - -
1,872 7,188 24,315 92,867 - -
1,657 6,811 26,657 116,141 - - - - - -
- - - - - -
- - - - - - - - - -
1,872 7,188 24,315 92,867 - - - - - -
1,657 6,811 26,657 116,141 - - - - - -

- 31 - 3 - -
13 45 5 27 - - - - - -
172 545 210 676 - -
139 461 136 431 - - - - - -
- - - - - -
- - - - - - - - - -
- - - - - -
- - - - - - - - - -
172 576 210 679 - - - - - -
152 506 141 458 - - - - - -
193 580 6,677 21,003 - 1,618 - -
170 487 5,848 17,737 193 4,420 128,898 2,221,840 - -
520 1,894 5,063 17,236 - -
233 4,556 2,954 11,191 - - - - - -
97 339 956 1,466 - -
62 253 479 1,989 - - - - - -
617 2,233 6,019 18,702 - - - - - -
295 4,810 3,433 13,180 - - - - - -
- - - - - -
irda journal December 2014

- - - - - - - - - -
- - - - - -
- - - - - - - - - -
199 316 1,204 5,087 - -
55 181 940 6,903 - - - - - -
3,415 12,886 39,756 143,847 - 1,618 - - - -
2,627 15,438 38,553 160,822 193 4,420 128,898 2,221,840 - -

269
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Name of the Insurer: The New India Assurance Company Limited
i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 12960.41 61479.15 59217.00 244822.00 961.60 3465.29 99947045.66 422790863.35
Previous year 11998.81 58013.86 66577.00 260453.00 168517302.48 458027020.35
Marine Cargo 2348.61 12682.28 25196.00 95711.00 437.88 1291.75 30333603.34 167806330.12
Previous year 1910.73 11390.53 27451.00 96410.00 26248501.62 178577957.44
Marine Hull (Including
Onshore & Offshore oil energy) 5010.36 12536.30 529.00 2838.00 1161.38 -2867.21 6365502.50 20523765.29
Previous year 3848.98 15403.51 1162.00 2456.00 17808291.53 32008965.28
Marine (Total) 7358.97 25218.58 25725.00 98549.00 1599.26 -1575.46 36699105.84 188330095.41
Previous year (Total) 5759.71 26794.04 28613.00 98866.00 0.00 0.00 44056793.15 210586922.72
Aviation 1812.25 3993.32 -22.00 279.00 309.48 573.05 7284447.68 38479982.81
Previous year 1502.77 3420.27 86.00 285.00 12858309.65 36589438.92
Engineering 3380.37 14322.45 3925.00 18409.00 -222.58 662.86 10681193.85 45317876.54
Previous year 3602.95 13659.59 6266.00 22978.00 16379061.21 41597646.31
Motor Own Damage 19989.50 84363.81 883757.00 2943005.00 1955.08 11995.29 1440163.23 9922307.90
Previous year 18034.42 72368.52 608555.00 2368371.00 1651950.73 5973115.03
Motor Third party 22442.35 87268.45 609057.00 2803295.00 3025.55 16518.74
Previous year 19416.80 70749.71 672182.00 2506788.00
Motor (Total) 42431.85 171632.26 883757.00 2943005.00 4980.63 28514.03 1440163.23 9922307.90
Previous year (Total) 37451.22 143118.23 672182.00 2506788.00 0.00 0.00 1651950.73 5973115.03
Workmen's compensation /
Employer's liability 780.39 3500 7277.00 28884 -69.43 433.39 139356.05 556961
Previous year 849.82 3067 7180.00 22919 105894.20 508022
Public Liability -160.04 69 39.00 413 -170.67 17.51 263519.60 2751666
Previous year 10.63 51 62.00 189 197.83 4678
Product Liability -102.40 164 4.00 29 -254.66 -133.81 5921.11 12047
Previous year 152.26 298 15.00 101 389.34 5026
Other Liability Covers 1861.19 6617 -9014.00 29840 39.32 -193.19 623263.34 2587526
Previous year 1821.87 6810 9784.00 33771 144786.01 1096740
Liability (Total) 2379.14 10349.88 -1694 59166 -455.44 123.90 1032060.10 5908199.74
Previous year (Total) 2834.58 10225.98 17041 56980 0.00 0.00 251267.38 1614465.08
Personal Accident 1431.73 6492.14 48725.00 174977 462.77 544.29 -1260314.50 156491062.21
Previous year 968.96 5947.85 52440.00 185257 20206902.58 354322493.25
Medical Insurance 33672.99 141804.68 156206.00 524964 5407.28 20196.68 5834265.36 44235766.07
Previous year 28265.71 121608.00 147598.00 502539 6922712.79 19517783.14
Overseas Medical Insurance 119.56 523.96 2447.00 13098 36.47 64.19 173309.07 279415.57
Previous year 83.09 459.77 1948.00 14850 24599.88 89549.56
Health (Total) 33792.55 142328.64 158653 538062 5443.75 20260.87 6007574.43 44515181.64
Previous year (Total) 28348.80 122067.77 149546 517389 0.00 0.00 6947312.67 19607332.70
Crop Insurance 0.00 0.00 0.00 0 0.00 0.00 0.00 0
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0

Credit Guarantee 26.04 57.59 1.00 4 26.04 57.59 0.00 19700
Previous year 0.00 0.00 0.00 0.00 0.00 0
All Other Miscellaneous 6096.82 23141.10 57044.00 330291.00 1062.93 3294.05 30842884.27 97371966.62
Previous year 5033.89 19847.05 100627.00 385845.00 18949829.13 78975658.08
Grand Total 111670.13 459015.11 1235331 4407564 14168.44 55920.47 192674160.56 1009147236.22
Previous year (Total) 97501.69 403094.64 1093378 4034841 0.00 0.00 289818728.98 1207294092.44
*Wherever applicable
270
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
737.45 3825.31 11493.00 32074.00 190.99 1043.15 0.00 0.00
934.04 4825.11 6330.00 24308.00 100.68 1142.08 0.00 0.00
225.80 998.43 6208.00 12298.00 78.85 340.07 0.00 0.00
245.63 1067.21 1556.00 5764.00 71.39 288.78 0.00 0.00

91.02 126.50 32.00 130.00 2.00 6.82 0.00 0.00

25.00 122.20 40.00 119.00 1.26 13.45 0.00 0.00
316.82 1124.93 6240.00 12428.00 80.85 346.89 0.00 0.00
270.63 1189.41 1596.00 5883.00 72.65 302.23 0.00 0.00
12.65 12.65 4.00 4.00 0.00 0.00 0.00 0.00
-17.08 1.11 0.00 0.00 0.00 0.00 0.00 0.00
279.98 993.86 681.00 3863.00 57.85 322.14 0.00 0.00
317.69 1180.35 552.00 2982.00 93.66 401.02 0.00 0.00
2136.74 9176.76 88862.00 268653.00 269.38 1420.79 43173.00 162387.00
5068.08 16663.44 65276.00 217123.00 620.18 2599.65 39386.00 149998.00
4385.35 16746.72 118038.00 426607.00 674.06 2499.70 58478.00 235387.00
6742.73 20894.11 92420.00 249713.00 831.25 3125.32 55631.00 203422.00
6522.09 25923.48 118038.00 426607.00 943.44 3920.49 101651.00 397774.00
11810.81 37557.55 92420.00 249713.00 1451.43 5724.97 95017 353420

101.55 414 666.00 2659 53.27 163 4660.00 16962

222.58 556 418.00 1861 136.15 209 4751.00 8099
0.05 1 5.00 16 0.51 2 0.00 0
0.95 1 1.00 1 -0.59 0 0.00 0
0.56 5 1.00 6 0.54 4 0.00 0
-4.28 2 0.00 11 0.00 0 0.00 0
129.68 672 1506.00 6096 72.08 235 746.00 3212
228.06 927 1623.00 6673 9.04 247 -1622.00 1183
231.84 1092.16 2178 8777 126.40 404.50 5406 20174
447.31 1484.78 2042 8546 144.60 456.36 3129 9282
93.52 448.07 4527.00 18413 35.36 155.12 40340.00 415162
176.26 500.34 5375.00 18476 60.16 330.52 34379.00 247719
6727.37 15042.27 8496.00 33909 366.40 2600.21 980364.00 15586406 1755188.00 19701172
4937.37 11050.42 7051.00 28432 2666.60 5023.36 2218627.00 13745917 2438445.00 17058189
8.38 31.58 145.00 920 7.94 10.79 241.00 1352 2033.00 10025
9.69 23.76 27.00 250 12.96 18.85 359.00 1121 2831.00 12456
6735.75 15073.85 8641 34829 374.34 2611.00 980605 15587758 1757221 19711197
4947.06 11074.18 7078 28682 2679.56 5042.21 2218986 13747038 2441276 17070645
0.00 0 0.00 0 0.00 0 0.00 0
irda journal December 2014

0.00 0 0.00 0 0.00 0 0.00 0

0.00 0 0.00 0 0.00 0 0.00 0
0.00 0 0.00 0 0.00 0 0.00 0
344.42 2711.48 9857.00 45029 -32.00 767.66 242855.00 3669510
1707.54 4522.19 17713.00 71877 286.37 1057.80 253727.00 3324550
15274.52 51205.79 161659 582024 1777.23 9570.95 1370857 20090378
20594.26 62335.02 133106 410467 4889.11 14457.19 2605238 17682009

271
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..
i
Name of the Insurer: The Oriental Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 7684.01 38338.47 45503 191307 463.18 -5606.15 16017030.12 67266744.11
Previous year 7220.83 43944.62 44574 185765
Marine Cargo 1541.24 9206.32 13973 56007 -583.76 -932.94 4282308.77 28825006.60
Previous year 2125.00 10139.26 15852 59558
Marine Hull (Including
Onshore & Offshore oil energy) 1566.60 8452.18 788 3463 27.78 -1636.79 1612224.83 11902106.19
Previous year 1538.82 10088.97 642 1897
Marine (Total) 3107.84 17658.50 14761 59470 -555.98 -2569.73 5894533.60 40727112.79
Previous year (Total) 3663.82 20228.23 16494 61455
Aviation 1277.35 3532.53 28 105 -595.54 -815.14 1996091.33 2578427.01
Previous year 1872.89 4347.67 17 106
Engineering 2162.99 12969.69 2479 11111 -746.99 302.26 1467415.83 9389891.71
Previous year 2909.98 12667.43 3815 15396
Motor Own Damage 9732.45 38836.81 517256 2003076 431.23 1739.56 712556.27 2787388.58
Previous year 9301.22 37097.25 486676 1858250
Motor Third party 13879.63 53101.85 672640 2603739 1410.49 5944.12 0.00 0.00
Previous year 12469.14 47157.73 656980 2509457
Motor (Total) 23612.08 91938.66 672640 2603739 1841.72 7683.68 712556.27 2787388.58
Previous year (Total) 21770.36 84254.98 656980 2509457
Workmen's compensation /
Employer's liability 660.07 2701.81 5666 22653 -78.65 -271.09 14250.65 49095.32
Previous year 738.72 2972.90 5984 23088
Public Liability 3.22 44.54 36 167 -0.98 6.21 304445.24 8036916.84
Previous year 4.20 38.33 25 154
Product Liability 340.71 461.67 12 47 17.79 19.80 583118.93 1155332.90
Previous year 322.92 441.87 12 43
Other Liability Covers 386.71 1298.81 3330 12662 70.10 198.40 2480716.20 10187958.00
Previous year 316.61 1100.41 3150 12183
Liability (Total) 1390.71 4506.83 9044 35529 8.26 -46.68 3382531.02 19429303.06
Previous year (Total) 1382.45 4553.51 9171 35468
Personal Accident 1565.45 4849.75 72009 255085 221.72 33.09 5332679.48 11971745.27
Previous year 1343.73 4816.66 77115 269964
Medical Insurance 17239.58 71999.53 113404 388691 576.94 11200.31 747010.48 2752643.87
Previous year 16662.64 60799.22 106644 363386
Overseas Medical Insurance 58.07 326.02 1555 7862 -3.73 12.59 2394748.32 12897269.15
Previous year 61.80 313.43 1644 8556
Health (Total) 17297.65 72325.55 114959 396553 573.21 11212.90 3141758.80 15649913.02
Previous year (Total) 16724.44 61112.65 108288 371942
Crop Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0 0

Credit Guarantee 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0
All Other Miscellaneous 3580.60 19852.04 66057 260456 -1043.08 -1604.74 4901998.03 30501997.60
Previous year 4623.68 21456.78 72429 279321
Grand Total 61678.68 265972.02 997480 3813355 166.50 8589.49 42846594.48 200302523.15
Previous year (Total) 61512.18 257382.53 988883 3728874
*Wherever applicable
272
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
491.72 2747.92 9375 38949 0.00 0.00 0 0 0 0
488.96 2986.07 8953 36388 0.00 0.00 0 0 0 0
88.84 390.46 722 3231 0.00 0.00 0 0 0 0
86.52 375.89 902 3082 0.00 0.00 0 0 0 0

35.69 67.35 84 616 0.00 0.00 0 0 0 0

10.12 49.90 98 628 0.00 0.00 0 0 0 0
124.53 457.81 806 3847 0.00 0.00 0 0 0 0
96.64 425.79 1000 3710 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
139.29 668.11 296 1305 0.00 0.00 0 0 0 0
148.03 498.06 472 2416 0.00 0.00 0 0 0 0
1919.85 7636.88 104929 410657 0.00 0.00 0 0 0 0
1860.80 7307.68 97498 374451 0.00 0.00 0 0 0 0
3312.29 12564.05 145909 566920 0.00 0.00 85 42616 1050 89338
2924.09 10817.03 138279 528436 0.00 0.00 87 26826 749 161189
5232.14 20200.93 145909 566920 0.00 0.00 85 42616 1050 89338
4784.89 18124.71 138279 528436 0.00 0.00 87 26826 749 161189

112.46 434.72 1070 4146 161.25 677.26 0 0 0 0

118.37 474.16 1124 4223 206.28 772.44 0 0 0 0
0.50 1.61 6 16 0.00 0.00 0 0 0 0
0.42 0.96 4 9 0.00 0.00 0 0 0 0
0.00 6.45 0 2 0.00 0.00 0 0 0 0
0.00 1.56 0 1 0.00 0.00 0 0 0 0
23.97 117.00 276 1119 0.00 0.00 0 0 0 0
23.04 113.57 255 1135 0.00 0.00 0 0 0 0
136.93 559.78 1352 5283 161.25 677.26 0 0 0 0
141.83 590.25 1383 5368 206.28 772.44 0 0 0 0
81.89 430.93 13416 49480 436.10 1142.98 447 806 4505 11833
113.41 308.17 14395 49220 594.05 1408.68 774 1216 2135 7675
557.12 4867.56 9006 27760 2626.97 10338.00 41 134 157 526
508.27 1516.81 8114 24577 2248.51 9161.40 42 137 159 529
4.06 12.08 80 359 0.00 0.00 0 0 0 0
3.21 12.58 101 324 0.00 0.00 0 0 0 0
561.18 4879.64 9086 28119 2626.97 10338.00 41 134 157 526
511.48 1529.39 8215 24901 2248.51 9161.40 42 137 159 529
0.00 0.00 0 0 0.00 0.00 0 0 0 0
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
781.48 3715.40 20900 83635 969.75 6916.32 114 1681 243 2591
1186.95 4670.47 23767 90299 1403.03 7444.39 149 2355 466 3505
7549.16 33660.52 201140 777538 4194.07 19074.56 687 45237 5955 104288
7472.19 29132.91 196464 740738 4451.87 18786.91 1052 30534 3509 172898

273
 Name of the Insurer: United India Insurance Company Limited
~

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i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 11246.96 52195.89 85148 334892 1865.51 3585.58 12185222 56550260
Previous year 9381.45 48610.31 77287 315386 -294.34 3959.99 10164085 52665558
Marine Cargo 2243.09 11676.48 20459 88833 -403.10 -371.48 4757349 24764539
Previous year 2646.19 12047.96 21227 93525 -420.87 -238.16 5612280 25552408
Marine Hull (Including
Onshore & Offshore oil energy) 1193.05 10599.61 2136 7554 -1181.50 -2984.77 429155 3812809
Previous year 2374.55 13584.38 1553 6544 -576.02 1287.08 854155 4886468
Marine (Total) 3436.14 22276.09 22595 96387 -1584.60 -3356.25 5186504 28577348
Previous year (Total) 5020.74 25632.34 22780 100069 -996.89 1048.92 6466435 30438875
Aviation 1186.14 1612.52 69.00 235.00 972.86 48.79 177965.49 241938.48
Previous year 213.28 1563.73 64.50 208.50 50.42 1008.03 32000.00 234618.23
Engineering 3977.01 18497.30 8700.00 39553.00 -1547.08 -338.02 1714228.45 7972974.14
Previous year 5524.09 18835.32 12971.00 40956.22 221.95 687.22 2381073.28 8118672.24
Motor Own Damage 13830.07 56623.17 490130.00 2385321.00 -789.97 1933.76 1962413.52 8034527.24
Previous year 14620.04 54689.41 589076.00 2163066.98 2051.20 1718.94 2074506.06 7760136.57
Motor Third party 19181.20 73404.39 840608.00 3828927.00 1863.22 10987.85 0.00
Previous year 17317.98 62416.54 1106319.47 3670767.31 2451.98 6670.71 0.00 0.00
Motor (Total) 33011.27 130027.56 840608 3828927 1073.25 12921.61 1962413.52 8034527.24
Previous year (Total) 31938.02 117105.95 1106319 3670767 4503.18 8389.65 2074506.06 7760136.57
Workmen's compensation /
Employer's liability 842.71 3490.75 12747 39397 97.60 356.91 0
Previous year 745.11 3133.84 11380 32489 -31.77 -14.11 0 0
Public Liability 82.49 522.94 504 1734 -8.82 61.65 13981 88634
Previous year 91.31 461.29 418 1592 -4.66 1.05 15476 78184
Product Liability 178.28 423.65 239 620 59.35 -66.48 35472 84292
Previous year 118.93 490.13 192 1301 14.76 -32.17 23663 97519
Other Liability Covers 715.75 2206.27 1908 13767 259.12 596.43 217758 671231
Previous year 456.63 1609.84 1876 13157 281 755 138924 489774
Liability (Total) 1819.23 6643.61 15398 55518 407.25 948.51 267211.28 844156.83
Previous year (Total) 1411.98 5695.10 13867 48538 259.00 709.46 178063.44 665477.79
Personal Accident 1551.91 6556.92 41912 185512 37.98 918.48 5110009.88 21590121.83
Previous year 1513.93 5638.44 41222 159740 340.59 513.83 4984952.26 18565821.95
Medical Insurance 41185.13 121388.68 178680 979056 7146.38 9382.14 5689123.57 16768071.39
Previous year 34038.75 112006.54 164620 932233 2356.01 12947.21 4701955.65 15472065.90
Overseas Medical Insurance 53.23 236.26 1555 6430 2.58 -10.24 15660.49 69508.68
Previous year 50.65 246.50 1605 4497 9.85 -77.45 14901.44 72521.74
Health (Total) 41238.36 121624.94 180235 985486 7148.96 9371.90 5704784.05 16837580.07
Previous year (Total) 34089.40 112253.04 166225 936731 2365.86 12869.76 4716857.09 15544587.64
Crop Insurance 121 135 17984 18000 119 130 0
irda journal December 2014

Previous year 2 5 2 30093 2 5 0 92

Credit Guarantee 0 9 1 7 -5 3 0
Previous year 5 6 0 2 5 6 0 0
All Other Miscellaneous 4654.86 23736.61 205976 754424 93.30 -347.60 897322.41 4575732.05
Previous year 4561.56 24084.21 184357 693512 -305.14 388.76 879336.87 4642739.53
Grand Total 102242.88 383315.52 1418626 6298941 8581.33 23885.97 33205660.74 145224638.72
Previous year (Total) 93661.55 359429.55 1625095 5996002 6151.73 29586.73 31877308.14 138636579.12
*Wherever applicable
274
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(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
2002.49 4613.20 40750 93661 0.00 0.00 0 0
2008.00 4567.52 40861 92734 0.00 0.00 0 0 0 0
88.82 437.61 2130 7997 0.00 0.00 0 0
99.99 429.03 2434 7918 0.00 0.00 0 0 0 0

5.42 40.99 310 828 0.00 0.00 0 0

10.55 40.19 321 796 0.00 0.00 0.00 0.00 0.00 0.00
94.24 478.60 2440 8825 0.00 0.00 0 0
110.54 469.22 2755 8714 0.00 0.00 0 0
0.00 0.00 0.00 0.08 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
281.08 806.86 363.00 5471.00 0.00 0.00 -8.00 0.00
283.41 798.88 635.00 5364.00 0.00 0.00 0.00 0.00 0.00 0.00
4648.95 13716.06 96999.00 396216.00 0.00 0.00 0.00 0.00
4811.78 13447.12 113936.00 388447.00 0.00 0.00 0.00 0.00 0.00 0.00
3501.06 14366.19 261881.00 707102.00 0.00 0.00 0.00 0.00
3571.86 14223.95 263609.00 700101.00 0.00 0.00 0.00 0.00 0.00 0.00
8150.01 28082.25 261881 707102 0.00 0.00 0 0
8383.64 27671.07 263609 700101 0.00 0.00 0 0

54.33 310.97 426 5917 24.14 138.53 103 322

57.49 301.91 1042 5859 23.44 134.49 103 316 0.00 0.00
2.55 29.28 25 480 0.00 0.00 0 0
2.22 25.46 41 470 0.00 0.00 0 0 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0.00 0.00
6.12 74.01 32 1228 0.00 0.00 0 0
5.07 61.37 90 1158 0.00 0.00 0 0 0.00 0.00
63.00 414.26 483 7625 24.14 138.53 103 322
64.78 388.74 1173 7487 23.44 134.49 103 316
554.73 2292.81 3428 21881 354.77 1298.12 6572 936011
518.44 2142.81 3825 20450 344.44 1260.31 74845 956744 0.00 0.00
4972.80 9414.84 74730 167825 18780.30 31033.24 961200 14542683 1727505 18278983
4923.56 9321.62 83582 164534 18233.30 30129.36 1389631 14281927 1411278 16079521
5.53 66.43 171 583 0.00 0.00 0 0 307 2427
10.64 127.75 1886 2275 0.00 0.00 0 0 289 1406
4978.33 9481.27 74901 168408 18780.30 31033.24 961200 14542683 1727812 18281410
4934.20 9449.37 85468 166809 18233.30 30129.36 1389631 14281927 1411567 16080927
121 135 17985 18000 0 0 0 0
irda journal December 2014

0 3 2 4 0 0 0 0 0 0
0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
920.34 8011.61 41953 195708 701.28 5583.20 17315 45106
911.23 7932.29 50074 193770 680.85 5420.58 16182 42155 0 0
17165.37 54316.35 444184 1226681 19860.49 38053.09 985182 15524122 1727812 18281410
17214.36 53422.95 448402 1195433 19282.03 36944.74 1480761 15281142 1411567 16080927

275
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i
Name of the Insurer: Universal Sompo General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 1067.08 5078.09 13710.00 50456.00 304.85 744.43 2045114.72 9893142.34
Previous year 762.22 4333.66 11790.00 42192.00 -30.88 624.24 1046376.75 7313381.63
Marine Cargo 181.80 717.96 208.00 753.00 53.40 -232.92 1498759.71 4963259.71
Previous year 128.41 950.87 210.00 910.00 27.53 412.42 1729179.46 7150279.55
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 181.80 717.96 208 753 53.40 -232.92 1498759.71 4963259.71
Previous year (Total) 128.41 950.87 210 910 27.53 412.42 1729179.46 7150279.55
Aviation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 18.36 0.00 3.00 0.00 18.36 0.00 19100.00
Engineering 84.40 645.13 106.00 526.00 24.10 179.09 23976.46 291545.26
Previous year 60.30 466.05 164.00 677.00 -41.39 -16.44 48332.68 282795.60
Motor Own Damage 1088.45 4234.59 32236.00 122625.00 140.45 433.91 154406.96 587573.67
Previous year 948.00 3800.68 32157.00 125587.00 14.99 -20.93 142544.63 562559.54
Motor Third party 759.72 2648.98 0.00 0.00 -148.78 -885.99
Previous year 908.51 3534.97 0.00 0.00 -69.38 -101.59
Motor (Total) 1848.17 6883.58 32236 122625 -8.34 -452.08 154406.96 587573.67
Previous year (Total) 1856.50 7335.65 32157 125587 -54.39 -122.52 142544.63 562559.54
Workmen's compensation /
Employer's liability 18 85 115 512 -2.59 4.48 4687 21426
Previous year 20.14 80.80 156.00 536.00 -4.28 -13.06 4233.21 20488.71
Public Liability 0.04 1.09 0.00 11.00 0.00 -0.94 150 4450
Previous year 0.04 2.03 19.00 79.00 -0.49 -0.24 150.00 6865.00
Product Liability 2.25 10.98 0.00 8.00 0.42 5.14 1350.00 3158.00
Previous year 1.83 5.84 1.00 6.00 -10.39 -11.18 1000.00 2899.50
Other Liability Covers 9 114 27 72 -3.49 20.40 3858 21411
Previous year 12 94 10 31 6 23 6438 23171
Liability (Total) 28.82 211.62 142 603 -5.66 29.07 10045.40 50445.88
Previous year (Total) 34.48 182.54 186 652 -9.58 -1.41 11820.92 53424.10
Personal Accident 67.48 354.01 837 3014 33.19 91.57 573605.39 2306985.62
Previous year 34.29 262.44 718.00 2421.00 0.28 31.00 174336.89 7560492.85
Medical Insurance 795.18 5146.44 17890 45078 308.87 1627.72 59614.03 317089.70
Previous year 486.30 3518.71 8293 21588 311.86 1591.28 33666.87 183265.31
Overseas Medical Insurance 4.68 15.93 429.00 1158.00 2.19 8.96 127340.68 296680.76
Previous year 2.49 6.97 171.00 389.00 1.71 2.28 54637.07 121136.06
Health (Total) 799.86 5162.37 18319 46236 311.07 1636.68 186954.71 613770.47
Previous year (Total) 488.80 3525.68 8464 21977 313.57 1593.56 88303.94 304401.36
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 1.84 14.03 1.00 5.00 0.00 3.23 0.00 27600.00
Previous year 1.84 10.80 1.00 5.00 1.84 10.80 13400.00 13400.00
All Other Miscellaneous 544.06 2386.83 18395.00 61931.00 22.76 125.39 308037.54 1631373.38
Previous year 521.30 2261.43 18251.00 58372.00 54.00 136.67 301463.86 1483212.38
Grand Total 4623.52 21453.60 83954 286149 735.38 2124.48 4800900.88 20365696.32
Previous year (Total) 3888.14 19347.49 71941 252796 260.98 2686.69 3555759.14 24743047.01
*Wherever applicable
276
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 7.05 22.55 0.00 0.00
0.00 0.00 0.00 0.00 11.52 30.79 0.00 0.00
0.00 0.00 0.00 0.00 0.04 0.32 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 2.38 3.41 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.04 0.32 0 0 0 0
0.00 0.00 0 0 2.38 3.41 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
213.60 688.97 6713.00 20544.00 0.00 0.00 0.00 0.00
243.83 745.78 7584.00 22507.00 0 0.00 0 0
213.60 688.97 6713 20544 7.09 22.86 0 0 0 0
243.83 745.78 7584 22507 13.90 34.20 0 0 0 0

277
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Name of the Insurer: Agriculture Insurance Company of India Ltd.

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total)
Previous year (Total)
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total)
Previous year (Total)
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total)
Previous year (Total)
Personal Accident
Previous year
Medical Insurance
Previous year
Overseas Medical Insurance
Previous year
Health (Total)
Previous year (Total)
Crop Insurance 11700.72 25559.47 13768 72661 -6841.13 -28420.60 189803.05 733100.39
irda journal December 2014

Previous year 18541.85 53980.07 118283 189280 6271.54 24702.60 427180.99 1449430.14
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 11700.72 25559.47 13768 72661 -6841.13 -28420.60 189803.05 733100.39
Previous year (Total) 18541.85 53980.07 118283 189280 6271.54 24702.60 427180.99 1449430.14
*Wherever applicable
278
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

11700.72 25559.47 13768 72661 NA NA NA NA 531137 1227066

irda journal December 2014

18541.85 53980.07 118283 189280 NA NA NA NA 1176058 3238817

11700.72 25559.47 13768 72661 NA NA NA NA 531137 1227066

18541.85 53980.07 118283 189280 NA NA NA NA 1176058 3238817

279
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i
Name of the Insurer: Apollo Munich Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident 203.43 620.01 6499 16622.00 203.43 620.01 214063.97 913609.16
Previous year 114.42 404.96 3341 10322.00 114.42 404.96 189510.64 1112387.26
Medical Insurance 4185.62 16846.96 36070 120540.00 4185.62 16846.96 180336.09 721826.27
Previous year 3643.06 13853.99 29789 99132.00 3643.06 13853.99 155051.76 688171.18
Overseas Medical Insurance 74.15 381.61 4996 17310.00 74.15 381.61 368989.00 1938732.50
Previous year 58.65 306.61 2299 12688.00 58.65 306.61 389775.00 1622436.75
Health (Total) 4259.77 17228.57 41066 137850 4259.77 17228.57 549325.09 2660558.77
Previous year (Total) 3701.70 14160.59 32088 111820 3701.70 14160.59 544826.76 2310607.93
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous 133.21 565.91 0 2 133.21 565.91 309996.50 599223.50
Previous year 124.22 409.40 0 0 124.22 409.40 545150.00 1474790.00
Grand Total 4596.41 18414.48 47565 154474 4596.41 18414.48 1073385.56 4173391.43
Previous year (Total) 3940.34 14974.96 35429 122142 3940.34 14974.96 1279487.41 4897785.19
*Wherever applicable
280
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
4.38 10.38 1270 2056 0 0.00 0 0
2.60 4.36 86 183 0 0.00 0 0
167.06 557.64 11639 17989 0 0.00 0 0 55686 426979
162.04 556.13 8624 42884 25 190.00 5154 38956 107934 419104
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 6877 21964
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 4399 19822
167.06 557.64 11639 17989 0.00 0.00 0 0 62563 448943
162.04 556.13 8624 42884 25.13 190.00 5154 38956 112333 438926
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
171.45 568.01 12909 20045 0.00 0.00 0 0 62563 448943
164.65 560.49 8710 43067 25.13 190.00 5154 38956 112333 438926

281
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Name of the Insurer: CignaTTK Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident
Previous year
Medical Insurance 58.39 170.23 548 1,730 58.39 170.23 2,671.00 7,999.50
Previous year
Overseas Medical Insurance
Previous year
Health (Total) 58.39 170.23 548 1730 58.39 170.23 2671.00 7999.50
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 58.39 170.23 548 1730 58.39 170.23 2671.00 7999.50
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
*Wherever applicable
282
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

1,206 3,679

0.00 0.00 0 0 0.00 0.00 0 0 1206 3679

0.00 0.00 0 0 0.00 0.00 0 0 0 0
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0 1206 3679

0.00 0.00 0 0 0.00 0.00 0 0 0 0

283
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i
Name of the Insurer: Export Credit Guarantee Corporation of India Ltd.,

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident
Previous year
Medical Insurance
Previous year
Overseas Medical Insurance
Previous year
Health (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 11001 42161 779 2927 501 2664 294795 1288018
Previous year 10501 39498 794 2970 771 4658 297068 1311232
All Other Miscellaneous
Previous year
Grand Total 11001.40 42161.28 779 2927 500.82 2663.61 294795.02 1288018.00
Previous year (Total) 10500.62 39497.67 794 2970 770.74 4657.72 297067.74 1311232.21
*Wherever applicable
284
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
irda journal December 2014

0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

285
 ~

..
i
Name of the Insurer: Max Bupa Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total)
Previous year (Total)
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total)
Previous year (Total)
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total)
Previous year (Total)
Personal Accident 13.01 33.63 1.00 36.00 13.01 33.63 595.00 23,532.27
Previous year 29.24 60.97 1,250.00 2,739.00 29.24 60.97 32,984.00 62,526.69
Medical Insurance 2,839.95 10,106.55 18,266.00 67,478.00 2,839.95 10,106.55 193,785.30 706,015.11
Previous year 2,366.05 8,310.62 16,007.00 56,546.00 2,366.05 8,310.62 140,739.96 523,493.56
Overseas Medical Insurance
Previous year
Health (Total) 2839.95 10106.55 18266.00 67478.00 2839.95 10106.55 193785.30 706015.11
Previous year (Total) 2366.05 8310.62 16007.00 56546.00 2366.05 8310.62 140739.96 523493.56
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 2,852.96 10,140.18 18,267.00 67,514.00 2,852.96 10,140.18 194,380.30 729,547.38
Previous year (Total) 2,395.29 8,371.59 17,257.00 59,285.00 2,395.29 8,371.59 173,723.96 586,020.25
*Wherever applicable
286
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

- - - - - - - -
- - - - - - - -
15.10 94.55 140.00 832.00 0.64 1.88 17.00 40.00 70,698.00 217,972.00
13.88 37.55 156.00 408.00 0.94 0.94 42.00 42.00 61,576.00 194,352.00

15.10 94.55 140.00 832.00 0.64 1.88 17.00 40.00 70698.00 217972.00
13.88 37.55 156.00 408.00 0.94 0.94 42.00 42.00 61576.00 194352.00
irda journal December 2014

15.10 94.55 140.00 832.00 0.64 1.88 17.00 40.00 70,698.00 217,972.00
13.88 37.55 156.00 408.00 0.94 0.94 42.00 42.00 61,576.00 194,352.00

287
 ~

..
i
Name of the Insurer: Religare Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident 31.18 154.67 374.00 523.00 16.20 91.47 50617.12 257295.35
Previous year 14.98 63.20 19.00 59.00 14.98 63.20 24601.28 102948.94
Medical Insurance 1694.56 6904.71 9379.00 34192.00 660.88 783.09 81473.18 355133.13
Previous year 1033.69 6121.62 3213.00 10478.00 297.56 5385.49 84647.43 554897.92
Overseas Medical Insurance 9.77 9.96 152.00 159.00 9.77 9.96 194.00 205.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 1704.33 6914.68 9531.00 34351.00 670.65 793.06 81667.18 355338.13
Previous year (Total) 1033.69 6121.62 3213 10478 297.56 5385.49 84647.43 554897.92
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 1735.51 7069.35 9905 34874 686.85 884.52 132284.30 612633.48
Previous year (Total) 1048.67 6184.82 3232 10537 312.54 5448.69 109248.71 657846.87
*Wherever applicable
288
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.31 0.31 16.00 16.00 0.00 0.00 0.00 0.00 6878.00 39414.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2490.00 14009.00
7.73 63.79 80.00 371.00 0.00 36.61 -7710.00 132310.00 29948.00 368166.00
4.52 28.10 59.00 401.00 0.00 0.00 0.00 0.00 33322.00 376073.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 210.00 219.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
7.73 63.79 80.00 371.00 0.00 36.61 -7710.00 132310.00 30158.00 368385.00
4.52 28.10 59 401 0.00 0.00 0 0 33322 376073
irda journal December 2014

8.04 64.10 96 387 0.00 36.61 -7710 132310 37036 407799

4.52 28.10 59 401 0.00 0.00 0 0 35812 390082

289
 ~

..
i
Name of the Insurer: Star Health and Allied Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident 259.37 834.82 15997 51163.00 70.42 232.40 348599.38 1088016.16
Previous year 188.95 602.42 13166 44815.00 56.62 176.72 202335.03 691102.75
Medical Insurance 10660.26 37917.63 130509 436602.00 1333.49 10688.98 682953.52 2690715.76
Previous year 9326.77 27228.65 106991 385426.00 2967.94 3646.50 763665.81 2379221.49
Overseas Medical Insurance 99.17 495.55 3026 14223.00 -10.60 -144.42 424380.34 1967582.09
Previous year 109.77 639.97 3385 20222.00 -22.27 41.33 398362.28 1644119.93
Health (Total) 10759.43 38413.18 133535 450825 1322.89 10544.56 1107333.86 4658297.85
Previous year (Total) 9436.54 27868.62 110376 405648 2945.67 3687.83 1162028.09 4023341.42
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous 0.00 0.00 0 0.00 0.00 0.00 0 0.00
Previous year 0.00 0.00 0 0.00 0.00 0.00 0 0.00
Grand Total 11018.80 39248.00 149532 501988 1393.31 10776.96 1455933.24 5746314.01
Previous year (Total) 9625.49 28471.04 123542 450463 3002.29 3864.55 1364363.12 4714444.17
*Wherever applicable
290
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF JULY, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
35.94 113.38 2584 8166.00 36.12 138.11 5804 19394.00
33.27 86.35 2196 7953.00 41.56 126.08 6558 24004.00
1146.74 3713.49 17043 55892.00 2089.55 7027.22 30149 2742368.00 140868 3119112.00
846.39 2997.22 14964 55486.00 3484.47 7908.23 2114646 2190404.00 2210733 2506017.00
6.39 29.16 238 960.00 14.34 2459.06 578 2681.00 3026 14225.00
10.00 57.17 260 1597.00 21.66 153.81 741 4976.00 3385 20222.00
1153.13 3742.65 17281 56852 2103.89 9486.28 30727 2745049 143894 3133337
856.39 3054.39 15224 57083 3506.13 8062.04 2115387 2195380 2214118 2526239
irda journal December 2014

0.00 0.00 0 0
0.00 0.00 0 0
1189.07 3856.03 19865 65018 2140.01 9624.39 36531 2764443 143894 3133337
889.66 3140.74 17420 65036 3547.69 8188.12 2121945 2219384 2214118 2526239

291
 ~Ima,
Gfi~;Afsaat

GET READY
FOR A MARATHON!
A Unit Linked Insurance Policy (ULIP) is a long term
instrument for Risk Protection with a lock-in period of 5 years.
• Do you know that if you do not pay your premiums on time, your policy stands
discontinued? You must keep your policy alive by paying premium on time.
• Do you know that if your policy is discontinued you have an option of reviving it or
completely withdrawing from it? If you don't exercise the option within 30 days, it
would be deemed that you are withdrawing from the policy.
• Do you know what you wi 11 getw hen you discontinue your pol icy? If you discontinue
your policy, the proceeds of the discontinued policy will be given to you on
completion of five policy years and you earn an interest rate of 3.50% p.a on the
fund from the date of discontinuance.
• Have you ascertained the charges levied for discontinuance of your policy? Ask for
details of the Discontinuance Charges.

Remember that if you don't pay premium every year for 5 years, there will be a Discontinuance
Cha.rge. Discontinuance Charge will not apply to Single Premium policies.

A public awareness initiative by

a:trrfc(q;m ~
~
~il afti:n ~Pltc,'lcti
INSURANCE REGULATORY AND
DEVELOPMENT AUTHORITY
Promoting Insurance. Protecting lnaurtHL

You may contact IRDA CaU CeoIre at 155255 if your grievance bas oot beeo attended to by the insurance company or
You may approach the Insurance Ombudsman, if appUcable. For further information, vlslt www.gblc.co.in or wwwJrda.gov.ln
 (Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

Statistical Supplement
(Monthly - August, 2014)
irda journal December 2014

293
 ~

..
i
Name of the Insurer: Bajaj Allianz General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 2906.77 17550.61 34608.00 168621.00 723.13 1830.97 27122709.00 187650807.00
Previous year 2183.64 15938.62 32988.00 159835.00 -182.68 299.89 22995423.00 142227373.00
Marine Cargo 858.65 5261.22 12875.00 63402.00 279.90 451.57 2500587.00 28635298.00
Previous year 578.76 4809.65 11802.00 60756.00 -78.79 661.92 1984126.00 22598591.00
Marine Hull (Including
Onshore & Offshore oil energy) 8.20 389.89 5.00 15.00 -75.38 -45.32 216700.00 1488069.00
Previous year 83.59 435.21 4.00 14.00 83.11 429.46 1436577.00 5413365.00
Marine (Total) 866.85 5651.11 12880 63417 204.51 406.25 2717287.00 30123367.00
Previous year (Total) 662.34 5244.86 11806 60770 4.31 1091.38 3420703.00 28011956.00
Aviation -41.71 45.68 4.00 25.00 -141.78 -307.92 210012.00 265188.00
Previous year 100.07 353.59 0.00 33.00 19.48 -113.12 50000.00 2971332.00
Engineering 587.10 3393.27 537.00 3261.00 -112.22 -1741.05 308952.00 4530714.00
Previous year 699.32 5134.32 757.00 5412.00 -752.42 -860.82 413919.00 4140343.00
Motor Own Damage 15805.23 77154.70 303141.00 1525068.00 645.38 4676.25 841074.00 4167756.00
Previous year 15159.85 72436.40 298775.00 1456468.00 2068.05 8960.16 804200.00 3973166.00
Motor Third party 7386.69 37642.42 315145.00 1587144.00 916.77 5793.19
Previous year 6469.92 31849.23 308373.00 1508719.00 985.44 5827.59
Motor (Total) 23191.92 114797.11 315145 1587144 1562.15 10469.44 841074.00 4167756.00
Previous year (Total) 21629.77 104285.63 308373 1508719 3053.49 14787.75 804200.00 3973166.00
Workmen's compensation /
Employer's liability 280.64 1635.13 1551.00 8559.00 -0.85 129.52 62208.00 313517.00
Previous year 281.49 1505.60 1437.00 7843.00 18.04 120.63 60520.00 214424.00
Public Liability 3.04 31.72 11.00 96.00 1.13 -19.13 13665.00 103540.00
Previous year 1.90 49.72 8.00 97.00 0.86 18.52 9009.00 114797.00
Product Liability 190.47 1176.32 45.00 270.00 -14.22 -48.77 88182.00 457429.00
Previous year 204.70 1225.09 33.00 232.00 -100.34 88.96 51547.00 767545.00
Other Liability Covers 403.30 6642.82 285.00 1676.00 127.82 494.33 373992.00 2946526.00
Previous year 275.48 6148.49 240.00 1343.00 -46.13 870.52 127584.00 1636082.00
Liability (Total) 877.45 9485.99 1892 10601 113.88 555.96 538047.00 3821012.00
Previous year (Total) 763.57 8928.90 1718 9515 -127.57 1098.63 248660.00 2732848.00
Personal Accident 449.79 2572.80 81170.00 484368.00 38.28 421.72 589796.00 7657064.00
Previous year 411.51 2151.09 54190.00 193408.00 -140.49 -688.06 378280.00 3171876.00
Medical Insurance 4034.00 25631.86 34837.00 158454.00 -3381.07 -6619.25 292925.00 2821614.00
Previous year 7415.07 32246.50 34949.00 152775.00 2027.19 11377.19 365128.00 2207170.00
Overseas Medical Insurance 736.25 5669.39 33997.00 213136.00 97.19 1201.00 32420.00 1208319.00
Previous year 639.06 4468.39 30777.00 187065.00 79.16 476.94 322923.00 2601477.00
Health (Total) 4770.25 31301.25 68834 371590 -3283.88 -5418.25 325345.00 4029933.00
Previous year (Total) 8054.13 36714.89 65726 339840 2106.35 11854.12 688051.00 4808647.00
Crop Insurance 15197.56 18376.58 1173.00 1461.00 15197.56 18376.58 135034.00 168190.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 31.17 756.05 0.00 5.00 -0.34 380.61 0.00 80530.00
Previous year 31.51 375.44 1.00 13.00 -30.37 212.77 82500.00 411886.00
All Other Miscellaneous 1481.14 7559.98 47498.00 215218.00 -39.44 -177.61 2069319.00 9673460.00
Previous year 1520.58 7565.29 59009.00 241164.00 -137.55 -135.54 1098596.00 10664625.00
Grand Total 50318.29 211490.44 563741 2905711 14261.86 24796.69 34857575.00 252168021.00
Previous year (Total) 36056.44 186692.62 534568 2518709 3812.55 27547.01 30180332.00 203114052.00
*Wherever applicable
294
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
151.33 1607.46 2615.00 12995.00 0.00 0.00 0.00 0.00
255.61 1221.53 2517.00 12714.00 0.00 0.00 0.00 0.00
13.52 185.59 621.00 3830.00 0.00 0.00 0.00 0.00
23.46 187.43 816.00 4057.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
13.52 185.59 621 3830 0.00 0.00 0 0 0 0
23.46 187.43 816 4057 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
34.60 221.34 62.00 439.00 0.00 0.00 0.00 0.00
52.49 329.85 112.00 922.00 0.00 0.00 0.00 0.00
886.40 5140.65 386.00 1746.00 0.00 0.00 0.00 0.00
1121.16 5534.61 523.00 2536.00 0.00 0.00 0.00 0.00
512.71 3058.63 26910.00 160195.00 0.00 0.00 0.00 0.00
587.61 2897.49 33089.00 164625.00 0.00 0.00 0.00 0.00
1399.11 8199.28 27296 161941 0.00 0.00 0 0 0 0
1708.77 8432.10 33612 167161 0.00 0.00 0 0 0 0

25.73 187.58 177.00 1387.00 0.00 0.00 0.00 0.00

34.57 191.67 258.00 1420.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
43.20 200.22 43.00 172.00 0.00 0.00 0.00 0.00
80.08 342.72 35.00 153.00 0.00 0.00 0.00 0.00
68.93 387.80 220 1559 0.00 0.00 0 0 0 0
114.66 534.40 293 1573 0.00 0.00 0 0 0 0
27.15 221.24 4789.00 32769.00 12.73 43.86 27858.00 101162.00
25.12 182.62 4191.00 19467.00 13.12 55.12 30330.00 128501.00
1691.50 2810.41 2996.00 15514.00 0.00 0.00 0.00 0.00 126337.00 623834.00
1408.01 2408.06 3414.00 14946.00 0.00 0.00 0.00 0.00 127690.00 622471.00
57.55 397.70 2171.00 16609.00 0.00 0.00 0.00 0.00 0.00 0.00
61.04 373.81 2570.00 13505.00 0.00 0.00 0.00 0.00 0.00 0.00
1749.05 3208.11 5167 32123 0.00 0.00 0 0 126337 623834
1469.05 2781.87 5984 28451 0.00 0.00 0 0 127690 622471
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
385.58 805.33 4007.00 16750.00 0.00 0.00 0.00 0.00
76.24 490.11 2439.00 18127.00 0.00 0.00 0.00 0.00
3829.27 14836.16 44777 262406 12.73 43.86 27858 101162 126337 623834
3725.40 14159.90 49964 252472 13.12 55.12 30330 128501 127690 622471

295
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Name of the Insurer: Bharti AXA General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 441.40 4871.84 1333.00 6178.00 441.40 4430.44 2680825.89 20411815.21
Previous year 672.61 4876.65 1318.00 5832.00 672.61 4204.04 4032380.63 17467943.79
Marine Cargo 98.65 1792.51 223.00 1438.00 98.65 1693.86 825213.76 7001787.96
Previous year 151.51 1673.47 253.00 1574.00 151.51 1521.96 880777.29 4539265.82
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 98.65 1792.51 223 1438 98.65 1693.86 825213.76 7001787.96
Previous year (Total) 151.51 1673.47 253 1574 151.51 1521.96 880777.29 4539265.82
Aviation
Previous year
Engineering 218.24 1433.31 223.00 1298.00 218.24 1215.08 226761.65 1765290.13
Previous year 238.89 1764.63 305.00 1945.00 238.89 1525.74 494375.61 1708724.79
Motor Own Damage 5657.73 30435.26 135868.00 723093.00 5657.73 24777.53 547474.02 2784937.66
Previous year 5537.47 27821.15 129104.00 619001.00 5537.47 22283.69 534652.60 2694422.60
Motor Third party 2391.82 12862.42 135868.00 723093.00 2391.82 10470.60
Previous year 2508.90 12982.52 129104.00 619001.00 2508.90 10473.63
Motor (Total) 8049.55 43297.68 135868 723093 8049.55 35248.13 547474.02 2784937.66
Previous year (Total) 8046.37 40803.68 129104 619001 8046.37 32757.31 534652.60 2694422.60
Workmen's compensation /
Employer's liability 72.14 379.64 290 1438 72.14 307.50 25444 118742
Previous year 61.85 322 224 1161 61.85 260.63 10080 65951
Public Liability 0 4 1 17 0.36 3.58 0 0
Previous year 0 5.41 1 19.00 0.14 5.27
Product Liability 0.00 0.00 0 0
Previous year 0.00 0.00 0 0
Other Liability Covers 71 644 47 312 70.68 573.66 36029 253193
Previous year 46 333 42 228 45.62 287.47 23870 178651
Liability (Total) 143.18 1027.92 338 1767 143.18 884.74 61473.13 371935.32
Previous year (Total) 107.61 660.98 267 1408 107.61 553.37 33950.15 244602.58
Personal Accident 151.54 1239.03 11394.00 46389.00 151.54 1087.48 4442455.86 14143834.13
Previous year 185.31 1276.98 1000.00 5554.00 185.31 1091.67 3030850.03 14461729.98
Medical Insurance 706.06 10607.00 1423.00 8073.00 706.06 9900.94 9950.14 62951.77
Previous year 797.82 8857.67 1490.00 8190.00 797.82 8059.84 9526.01 71849.23
Overseas Medical Insurance
Previous year
Health (Total) 706.06 10607.00 1423 8073 706.06 9900.94 9950.14 62951.77
Previous year (Total) 797.82 8857.67 1490 8190 797.82 8059.84 9526.01 71849.23
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 20 68 4 5 19.95 48.05 0 0
Previous year 4 28 0 3.68 24.05 0 0
All Other Miscellaneous 194.63 828.68 741.00 4742.00 194.63 634.04 3080523.73 11545821.17
Previous year 155.91 731.60 991.00 5079.00 155.91 575.69 536657.06 1322461.00
Grand Total 10023.22 65165.97 151547 792983 10023.22 55142.76 11874678.18 58088373.35
Previous year (Total) 10359.70 60673.38 134728 648583 10359.70 50313.68 9553169.38 42510999.79
*Wherever applicable
296
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
16.78 66.70 856.00 2353.00
22.57 99.62 818.00 2945.00
0.75 11.38 3.00 23.00
6.07 73.98 3.00 26.00

0.75 11.38 3 23 0.00 0.00 0 0 0 0

6.07 73.98 3 26 0.00 0.00 0 0 0 0

6.29 35.69 28.00 93.00

8.71 66.54 41.00 206.00
247.16 1428.53 4695.00 30056.00
282.31 1685.26 5671.00 33363.00
121.71 729.94 0.00 0.00
161.34 932.27 0.00
368.87 2158.47 4695 30056 0.00 0.00 0 0 0 0
443.65 2617.53 5671 33363 0.00 0.00 0 0 0 0

1.07 6.64 15.00 48.00

3.12 20 13.00 55.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00

0.00
0.71 8.46 1.00 9.00
0.00 1.24 0.00 2
1.78 15.10 16 57 0.00 0.00 0 0 0 0
3.12 21.42 13 57 0.00 0.00 0 0 0 0
12.23 140.78 13.00 682.00 0.00 0.00 0 0
15.86 102.90 54.00 336.00
2.24 307.12 11.00 62.00
9.94 39.55 24.00 105.00

2.24 307.12 11 62 0.00 0.00 0 0 0 0

9.94 39.55 24 105 0.00 0.00 0 0 0 0
irda journal December 2014

0 0 0.00 0
0 0 0.00 0
8.83 55.18 306.00 1679.00
10.91 85.32 465.00 2568.00
417.76 2790.42 5928 35005 0.00 0.00 0 0 0 0
520.83 3106.85 7089 39606 0.00 0.00 0 0 0 0

297
 ~

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i
Name of the Insurer: Cholamandalam Ms General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 727.2 5,534.5 16,024 94,148 58.1 191.3 3,479,094 18,459,996
Previous year 669.0 5,343.2 13,106 83,201 99.7 832.9 1,609,835 14,110,873
Marine Cargo 454.9 2,892.5 489 2,495 (16.0) (73.1) 1,908,202 14,881,458
Previous year 470.9 2,965.6 448 2,408 198.0 954.2 2,161,503 11,831,195
Marine Hull (Including
Onshore & Offshore oil energy) - 0.1 - 1 - (1.0) - 13
Previous year - 1.0 - 2 (0.1) - - 107
Marine (Total) 454.9 2,892.5 489 2,496 (16.0) (74.1) 1,908,202 14,881,471
Previous year (Total) 470.9 2,966.6 448 2,410 198.0 954.2 2,161,503 11,831,302
Aviation - - - - - - - -
Previous year - - - - - - - -
Engineering 211.6 1,095.6 764 4,074 (33.1) 23.3 221,749 1,177,383
Previous year 244.7 1,072.2 883 4,621 29.3 (86.0) 468,148 1,217,052
Motor Own Damage 4,436.1 23,546.0 57,440 325,061 (519.7) (3,081.4) 990,591 5,277,558
Previous year 4,955.8 26,627.4 64,829 349,034 355.1 3,282.6 341,205 1,869,879
Motor Third party 5,062.4 26,537.9 65,236 346,037 394.4 2,271.2 - -
Previous year 4,668.0 24,266.8 66,481 355,737 964.6 5,834.4 - -
Motor (Total) 9,498.5 50,084.0 65,236 346,037 (125.3) (810.2) 990,591 5,277,558
Previous year (Total) 9,623.8 50,894.2 66,481 355,737 1,319.6 9,117.1 341,205 1,869,879
Workmen's compensation /
Employer's liability 39.7 223.3 149 954 (1.0) 1.2 10,361 84,375
Previous year 40.7 222.1 168 972 (21.1) (104.3) 8,169 42,333
Public Liability 77.6 337.7 54 350 11.5 34.1 61,893 306,209
Previous year 66.1 303.6 46 334 10.3 (29.6) 16,769 86,437
Product Liability - - - - - - - -
Previous year - - - - - - - -
Other Liability Covers - - - - - - - -
Previous year - - - - - - - -
Liability (Total) 117.3 561.0 203 1,304 10.5 35.3 72,254 390,584
Previous year (Total) 106.8 525.7 214 1,306 (10.8) (133.9) 24,938 128,770
Personal Accident 419.8 2,527.4 3,103 14,810 (52.6) 72.9 290,339 1,702,339
Previous year 472.3 2,454.5 2,502 11,921 31.7 339.9 264,172 1,516,629
Medical Insurance 1,207.8 8,596.7 10,275 39,458 129.5 (2,921.9) 45,972 562,496
Previous year 1,078.4 11,518.6 8,089 32,415 (1,616.8) (1,627.5) 38,033 518,447
Overseas Medical Insurance 39.7 296.0 1,442 8,889 (8.4) (23.1) 4,018 28,020
Previous year 48.1 319.1 1,215 8,258 2.6 22.1 1,950 14,600
Health (Total) 1,247.5 8,892.7 11,717 48,347 121.1 (2,945.0) 49,990 590,516
Previous year (Total) 1,126.5 11,837.7 9,304 40,673 (1,614.2) (1,605.4) 39,983 533,047
Crop Insurance 4,479.3 8,612.7 24 64 3,780.1 7,913.5 82,790 171,869
irda journal December 2014

Previous year 699.2 699.2 12 12 699.2 699.2 9,904 9,904

Credit Guarantee - - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 109.3 585.9 3,381 17,630 26.8 70.6 649,892 3,722,901
Previous year 82.5 515.4 3,263 18,546 (15.7) 5.5 195,541 1,664,679
Grand Total 17,265.4 80,786.3 100,941 528,910 3,769.6 4,477.6 7,744,899.9 46,374,617.4
Previous year (Total) 13,495.7 76,308.7 96,213 518,427 736.8 10,123.5 5,115,228.9 32,882,135.4
*Wherever applicable
298
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
1.1 26.8 59 178 - - - -
0.9 4.2 8 53 - - - -
0.1 0.1 5 5 - - -
- - - - - - -

- - - - - - -
- - - - - - - -
0.1 0.1 5 5 - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
0.4 6.9 2 14 - - - -
- 5.1 - 9 - - - -
524.7 3,571.7 11,026 73,515 - - - -
535.9 3,350.2 10,954 69,044 - - - -
381.5 2,399.3 11,119 73,956 - - - -
335.5 2,006.2 11,003 69,245 - - - -
906.2 5,971.0 11,119 73,956 - - - -
871.4 5,356.4 11,003 69,245 - - - -

- - - - - - - -
- - - - - - -
- - - - - - - -
- - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
0.1 0.8 6 35 - - -
- - - - - - - -
73.3 3,066.8 10 108 - - 16,180 1,761,339
281.2 6,526.3 4 190 - - 55,475 3,960,446
- - - - - - - -
- - - - - - - -
73.3 3,066.8 10 108 - - 16,180 1,761,339
281.2 6,526.3 4 190 - - 55,475 3,960,446
4,479.3 8,612.7 24 64 - - - -
irda journal December 2014

699.2 699.2 12 12 - - - -
- - - - - - - -
- - - - - - - -
62.3 288.0 1,921 8,341 - - - -
36.1 203.1 1,371 7,305 - - - -
5,522.9 17,973.2 13,146 82,701 - - 16,180 1,761,339 - -
1,888.8 12,794.3 12,398 76,814 - - 55,475 3,960,446 - -

299
 ~

..
i
Name of the Insurer: Future Generali India Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 532.72 6925.35 4049 19575 -12.45 829.88 2408614.88 23365044.31
Previous year 545.18 6095.47 3064 16117 3.09 1054.99 1499573.15 16196431.37
Marine Cargo 333.29 2774.23 1277 6180 -163.12 219.39 749264.89 11554690.03
Previous year 496.42 2554.84 894 5220 222.32 -13.03 433342.42 7846395.09
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Marine (Total) 333.29 2774.23 1277 6180 -163.12 219.39 749264.89 11554690.03
Previous year (Total) 496.42 2554.84 894 5220 222.32 -13.03 433342.42 7846395.09
Aviation 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Engineering 269.46 1714.32 426 2346 -62.63 -93.22 156386.34 1800342.47
Previous year 332.09 1807.55 584 3334 81.65 229.72 151313.35 1191171.97
Motor Own Damage 4485.89 22562.85 57437 292931 767.31 3947.97 245521.98 1246100.89
Previous year 3718.59 18614.89 48680 243595 218.32 2142.64 204242.44 1034447.32
Motor Third party 1869.18 9712.71 154 1310 329.72 1800.07
Previous year 1539.46 7912.64 118 545 -92.51 -330.41
Motor (Total) 6355.07 32275.56 57591 294241 1097.02 5748.03 245521.98 1246100.89
Previous year (Total) 5258.05 26527.53 48680 243595 125.82 1812.24 204242.44 1034447.32
Workmen's compensation /
Employer's liability 179.18 1021.45 967 5278 -20.30 66.20 32660.91 215194.94
Previous year 199.48 955.26 964 4843 70.64 273.62 33211.82 164594.32
Public Liability 1.64 12.45 15 81 1.64 12.45 2713.30 20233.94
Previous year 0.00 0.00 0 0 0 0 0.00
Product Liability 195.66 902.84 186 927 73.68 233.01 33445.87 239973.45
Previous year 121.98 669.83 175 834 9.28 92.99 59731.48 235067.45
Other Liability Covers 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00
Liability (Total) 376.49 1936.75 1168 6286 55.03 311.66 68820.08 475402.33
Previous year (Total) 321.46 1625.09 1139 5677 79.92 366.61 92943.30 399661.76
Personal Accident 339.08 1795.91 9650 45520 -254.61 -412.79 493764.33 6699374.77
Previous year 593.69 2208.69 8976 37523 -1617.32 -1438.27 9065890.41 12520706.65
Medical Insurance 694.50 4716.56 2743 11528 96.05 63.59 18293.13 173164.35
Previous year 598.46 4652.98 2237 9898 -234.61 -174.81 15421.04 202751.72
Overseas Medical Insurance 105.28 621.63 4506 29528 8.73 41.06 81545.85 410133.17
Previous year 96.55 580.57 4426 27496 15.26 38.41 49435.87 537854.84
Health (Total) 799.79 5338.20 7249 41056 104.78 104.65 99838.98 583297.52
Previous year (Total) 695.01 5233.55 6663 37394 -219.35 -136.40 64856.90 740606.57
Crop Insurance 1307.34 2705.93 127 309 -971.25 404.37 62088.81 67425.27
irda journal December 2014

Previous year 2278.59 2301.57 265 272 2278.59 2301.57 0.00 0.00
Credit Guarantee 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
All Other Miscellaneous 429.45 2947.89 5382 30684 -101.92 223.90 730287.72 4461124.67
Previous year 531.36 2723.99 4588 23783 57.07 369.06 884235.16 3540590.25
Grand Total 10742.69 58414.13 86919 446197 -309.15 7335.85 5014588.00 50252802.27
Previous year (Total) 11051.84 51078.28 74853 372915 1011.78 4546.49 12396397.12 43470010.98
*Wherever applicable
300
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
43.28 1,035.45 436 1890
41.56 565.35 218 1217
42.13 233.96 80 471
16.27 165.90 54 351

42.13 233.96 80 471 0.00 0.00 0 0

16.27 165.90 54 351 0.00 0.00 0 0

30.99 119.73 68 291

16.11 95.21 76 291
333.54 1,765.19 4485 23806
290.52 1,473.32 3780 19871
167.31 886.55
147.87 748.93 -
500.85 2,651.74 4485 23806 0.00 0.00 0 0
438.39 2,222.26 3780 19871 0.00 0.00 0 0

8.70 35.75 41 233

9.51 53.70 41 214

3.45 23.69 14 57
3.38 29.69 17 71

12.14 59.44 55 290 0.00 0.00 0 0

12.89 83.39 58 285 0.00 0.00 0 0
17.03 106.12 882 4403 0.71 10.58 1257 20485
8.79 45.83 466 2393
50.46 134.68 137 625 19881 140014
39.66 112.57 104 534
5.70 37.49 257 1670
6.57 31.35 258 1558
56.16 172.17 394 2295 0.00 0.00 0 0 19881 140014
46.23 143.92 362 2092 0.00 0.00 0 0 0 0
irda journal December 2014

371.81 615.60 688 4314

258.32 457.48 662 3156
1074.41 4994.21 7088 37760 0.71 10.58 1257 20485 19881 140014
838.56 3779.34 5676 29656 0.00 0.00 0 0 0 0

301
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i
Name of the Insurer: HDFC ERGO General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 1,706.02 18,770.19 6,195 29,463 224.36 3,610.07 3,291,013.23 60,047,073.66
Previous year 1,481.65 15,160.12 5,384 25,749 55.05 541.72 2,776,091.17 34,091,409.50
Marine Cargo 594.18 5,399.94 817 4,074 158.25 1,588.41 1,743,749.83 21,321,075.04
Previous year 435.92 3,811.53 362 1,863 157.02 639.66 1,223,546.42 13,953,478.09
Marine Hull (Including
Onshore & Offshore oil energy) 218.11 590.71 3 18 18.87 (122.94) 190,920.00 404,621.80
Previous year 199.24 713.65 2 116 145.41 10.01 105,806.64 287,519.26
Marine (Total) 812.29 5,990.65 820 4,092 177.13 1,465.47 1,934,669.83 21,725,696.84
Previous year (Total) 635.16 4,525.18 364 1,979 302.42 649.67 1,329,353.05 14,240,997.35
Aviation 415.97 1,271.47 13 45 520.80 256.12 (1,065,284.62) 923,308.12
Previous year (104.83) 1,015.35 4 39 (116.07) (187.74) 34,000.00 2,274,138.65
Engineering 487.55 2,963.13 280 1,491 121.52 (193.17) 152,030.05 1,603,446.58
Previous year 366.04 3,156.30 307 2,006 (13.91) (203.30) 116,955.28 1,072,897.37
Motor Own Damage 5,361.62 26,524.26 69,984 357,639 653.03 3,676.46 377,708.24 1,875,254.32
Previous year 4,708.59 22,847.80 59,848 302,306 649.27 4,305.14 318,581.88 1,525,647.78
Motor Third party 3,402.06 18,025.37 133,042 673,365 731.09 5,370.21 -
Previous year 2,670.97 12,655.16 113,986 570,979 740.02 3,172.44
Motor (Total) 8,763.69 44,549.64 133,042 673,365 1,384.12 9,046.68 377,708.24 1,875,254.32
Previous year (Total) 7,379.57 35,502.96 113,986 570,979 1,389.29 7,477.58 318,581.88 1,525,647.78
Workmen's compensation /
Employer's liability 65.11 427.44 157 693 (8.10) 18.77 22,488.02 303,191.84
Previous year 73.21 408.67 109 504 13.15 83.94 20,031.61 143,065.56
Public Liability 14.03 75.56 24 115 6.08 9.66 22,130.15 83,003.68
Previous year 7.95 65.89 9 85 (71.61) (76.59) 8,768.67 61,484.62
Product Liability 17.44 61.69 2 15 12.56 29.26 67,899.10 87,447.73
Previous year 4.88 32.43 4 13 3.57 (3.88) 2,400.00 9,140.30
Other Liability Covers 385.49 5,331.35 107 666 56.88 408.85 125,425.70 1,360,933.39
Previous year 328.62 4,922.50 80 630 14.54 494.53 109,850.40 1,626,679.47
Liability (Total) 482.06 5,896.04 290 1,489 67.41 466.54 237,942.97 1,834,576.64
Previous year (Total) 414.65 5,429.49 202 1,232 (40.35) 498.01 141,050.68 1,840,369.95
Personal Accident 3,190.79 15,754.48 146,964 712,392 898.18 4,890.45 1,584,784.92 39,909,361.19
Previous year 2,292.61 10,864.03 112,775 563,635 82.96 871.64 1,774,376.66 15,547,072.62
Medical Insurance 3,769.76 19,752.94 33,763 181,361 1,107.13 (9,363.99) 139,205.31 851,940.06
Previous year 2,662.63 29,116.92 28,572 162,602 (578.88) 8,828.86 113,036.17 1,051,337.27
Overseas Medical Insurance 366.83 3,707.06 4,872 21,707 310.13 2,002.53 530,867.40 9,226,934.99
Previous year 56.70 1,704.53 1,653 9,069 (3.94) 287.70 852,869.29 11,243,747.37
Health (Total) 4,136.59 23,460.00 38,635 203,068 1,417.26 (7,361.45) 670,072.71 10,078,875.06
Previous year (Total) 2,719.33 30,821.45 30,225 171,671 (582.82) 9,116.55 965,905.46 12,295,084.65
Crop Insurance 1,046.64 1,261.77 34 65 1,024.88 975.36 8,561.31 23,828.25
irda journal December 2014

Previous year 21.76 286.41 3 15 21.76 276.00 505.31 11,267.53

Credit Guarantee - - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 7,038.49 9,167.57 411 1,505 729.12 (2,146.78) 3,126,255.39 28,519,919.49
Previous year 6,309.36 11,314.35 311 1,397 (1,314.36) 3,334.18 544,567.48 3,170,937.00
Grand Total 28,080.09 129,084.93 326,684 1,626,975 6,564.79 11,009.29 10,317,754.04 166,541,340.14
Previous year (Total) 21,515.30 118,075.64 263,561 1,338,702 (216.03) 22,374.33 8,001,386.98 86,069,822.39
*Wherever applicable
302
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
56.88 1,069.63 466 2,501 - - - -
48.19 895.47 415 2,043 - - - -
20.34 930.31 75 409 - - - -
2.08 470.37 26 154 - - - -

- - - - - - - -
- 45.81 - 2 - - - -
20.34 930.31 75 409 - - - - - -
2.08 516.19 26 156 - - - - - -
- - - - - - - -
- 16.00 - 6 - - - -
20.67 131.36 33 188 - - - -
12.12 166.30 40 279 - - - -
565.68 2,966.96 8,542 45,070 - - - -
493.84 2,406.86 7,065 35,679 - - - -
576.90 3,213.87 23,452 119,518 - - - -
437.62 2,183.93 19,607 101,030 - - - -
1,142.58 6,180.84 23,452 119,518 - - - - - -
931.46 4,590.79 19,607 101,030 - - - - - -

5.99 42.64 13 58 - - - -
12.16 50.18 8 37 - - - -
0.92 6.51 3 6 - - - -
0.05 0.22 - 1 - - - -
- 0.02 - 1 - - - -
1.75 1.75 1 1 - - - -
11.52 72.77 5 31 - - - -
6.86 62.58 2 22 - - - -
18.43 121.94 21 96 - - - - - -
20.82 114.72 11 61 - - - - - -
318.85 1,443.38 16,958 79,048 - 0.08 - 89
158.69 762.57 10,825 54,019 - 11.88 - 13,352
204.05 949.35 1,989 10,816 - - - - 72,536 1,305,150
129.73 1,031.35 1,744 9,934 - - - - 145,509 1,586,104
3.62 19.76 252 969 - - - - 155,226 690,614
1.67 6.30 63 239 - - - - 123,631 610,341
207.67 969.11 2,241 11,785 - - - - 227,762 1,995,764
131.40 1,037.65 1,807 10,173 - - - - 269,140 2,196,445
538.57 580.66 - - - - - -
irda journal December 2014

0.06 166.96 - - - - - -
- - - - - - - -
- - - - - - - -
1,139.87 1,904.77 15 66 - - - -
3,556.73 5,334.54 22 94 - - - -
3,463.86 13,332.00 43,261 213,611 - 0.08 - 89 227,762 1,995,764
4,861.55 13,601.20 32,753 167,861 - 11.88 - 13,352 269,140 2,196,445

303
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Name of the Insurer: ICICI Lombard General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 5,496.01 35,112.89 2,550 13,446 534.88 3,191.18 7,622,157 55,482,663
Previous year 4,961.13 31,921.71 2,406 11,939 745.25 7,085.84 -18,092,737 49,383,702
Marine Cargo 1,095.75 11,123.64 1,308 6,474 294.91 706.92 3,889,784 38,521,930
Previous year 800.84 10,416.72 1,377 7,725 (134.03) 2,690.45 3,595,403 39,060,772
Marine Hull (Including
Onshore & Offshore oil energy) 272.15 1,864.63 5 42 17.79 (132.16) 140,937 528,772
Previous year 254.36 1,996.79 9 69 (160.17) (491.82) 130,583 744,971
Marine (Total) 1367.90 12988.27 1313 6516 312.70 574.76 4030720.26 39050701.65
Previous year (Total) 1055.20 12413.51 1386 7794 -294.21 2198.62 3725985.47 39805743.19
Aviation 172.36 1,990.53 7 63 (60.97) 352.54 139,075 1,836,775
Previous year 233.34 1,637.99 17 78 55.11 (2,897.33) 374,749 2,294,787
Engineering 1,203.98 7,159.44 497 3,166 (87.22) (732.85) 341,872 4,461,939
Previous year 1,291.20 7,892.29 573 3,853 166.88 (276.05) 860,446 4,769,734
Motor Own Damage 16,213.39 82,082.40 790,428 4,004,731 1,274.40 (52.22) 2,488,055 12,380,659
Previous year 14,938.99 82,134.62 624,086 3,303,450 1,196.51 12,164.31 2,023,358 10,740,901
Motor Third party 9,915.09 49,308.79 803,176 4,056,562 1,553.28 4,672.75
Previous year 8,361.81 44,636.04 633,925 3,347,210 2,257.24 14,226.31
Motor (Total) 26128.48 131391.19 803176 4056562 2827.68 4620.53 2488055.35 12380658.73
Previous year (Total) 23300.80 126770.66 633925 3347210 3453.75 26390.62 2023358.36 10740901.47
Workmen's compensation /
Employer's liability 263.89 1,645.21 1,087 6,065 (46.41) (133.64) 69,188 471,327
Previous year 310.31 1,778.85 883 4,847 52.43 323.41 66,453 420,600
Public Liability 1.17 31.13 5 87 0.50 (5.42) 6,120 111,052
Previous year 0.67 36.55 3 96 (0.35) (0.27) 2,004 47,208
Product Liability 87.68 142.55 6 22 (8.35) (3.15) 21,600 48,452
Previous year 96.03 145.70 9 29 33.78 17.32 23,795 34,654
Other Liability Covers 458.65 5,750.53 274 1,261 (76.08) 553.04 287,151 1,721,098
Previous year 534.73 5,197.50 237 1,098 179.37 874.01 254,711 1,479,431
Liability (Total) 811.39 7569.43 1372 7435 -130.34 410.83 384058.65 2351927.55
Previous year (Total) 941.73 7158.59 1132 6070 265.23 1214.47 346963.01 1981893.74
Personal Accident 1,812.62 9,677.37 48,507 210,538 235.04 971.61 1,505,722 13,248,531
Previous year 1,577.59 8,705.76 42,596 214,538 228.55 1,377.22 2,411,260 15,746,330
Medical Insurance 9,116.07 57,098.56 53,550 251,150 (803.63) (2,727.19) 364,008 2,251,221
Previous year 9,919.70 59,825.75 48,794 244,152 1,079.35 8,233.21 469,694 2,865,839
Overseas Medical Insurance 901.17 4,722.92 162,939 669,688 (19.34) 179.98 3,499,404 18,322,581
Previous year 920.51 4,542.95 97,281 421,571 187.46 778.73 1,750,683.65 7,541,778
Health (Total) 10017.24 61821.49 216489 920838 -822.98 -2547.21 3863412.11 20573801.91
Previous year (Total) 10840.21 64368.70 146075 665723 1266.80 9011.93 2220378.04 10407616.50
Crop Insurance 3,160 9,326.68 17 898 -3,904 (11,905.07) 32,565 19,127
irda journal December 2014

Previous year 7,063.95 21,231.75 26 184 948.92 8,257.20 78,469 346,959

Credit Guarantee 168.67 1,177.91 10 41 33.19 (121.17) 5,094 43,269
Previous year 135.47 1,299.09 6 35 95.95 429.43 3,354 32,724
All Other Miscellaneous 1,322.23 6,079.57 7,865 37,446 (101.81) 211.01 1,951,647 73,711,636
Previous year 1,424.04 5,868.56 11,865 49,334 414.18 1,439.73 2,252,188 13,667,167
Grand Total 51660.76 284294.76 1081803 5256949 -1163.91 -4973.84 22364378.46 223161030.24
Previous year (Total) 52824.66 289268.61 840007 4306758 7346.41 54231.68 -3795585.61 149177557.93
*Wherever applicable
304
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -

- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
0.00 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
715.58 3,496.95 - - - 0.00 - -
760.31 4,019.12 - - 0.00 0.00 - -
857.46 4,013.96 33,317 175,662 - 0.00 - -
1,075.02 4,504.92 32,034 171,135 0.00 0.00 - -
1573.04 7510.91 33317 175662 0.00 0.00 0 0 0 0
1835.33 8524.04 32034 171135 0.00 0.00 0 0 0 0

0.00 0.00 - - - 0.00 - -

0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
(116.94) 3,746.76 371 1,602 0.00 15.47 - 11,806 53,474 2,964,964
946.61 4,070.96 131 700 0.00 200.66 - 63,138 687,651 4,261,813
4.72 35.33 67 582 - 0.00 - - 162,939 669,688
1.22 2.90 21 72 0.00 0.00 - - 97,281 421,571
-112.22 3782.09 438 2184 0.00 15.47 0 11806 216413 3634652
947.83 4073.86 152 772 0.00 200.66 0 63138 784932 4683384
2,428 7,158 17 898 - - - -
irda journal December 2014

3,333 12,038 9 141 - - - -

- - - - - - - -
- - - - - - - -
42 139 61 364 - - - -
2 10 38 171 - - - -
3930.30 18590.81 33833 179108 0.00 15.47 0 11806 216413 3634652
6117.58 24645.72 32233 172219 0.00 200.66 0 63138 784932 4683384

305
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i
Name of the Insurer: IFFCO Tokio General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 863.57 13320.15 3918.00 23135.00 -48.13 863.57 1284188.03 19625459.26
Previous year 956.81 14078.42 6292.00 28689.00 -219.23 956.81 1745045.20 22695449.84
Marine Cargo 534.27 5206.25 1428.00 7038.00 -934.98 534.27 1840722.02 15177230.58
Previous year 571.84 4988.97 925.00 4327.00 -721.40 571.84 1425741.03 13221191.81
Marine Hull (Including
Onshore & Offshore oil energy) 27.74 876.75 21.00 159.00 -56.07 27.74 4554.00 584465.64
Previous year 201.53 787.95 36.00 199.00 140.24 201.53 77580.30 568869.37
Marine (Total) 562.02 6083.00 1449 7197 -991.05 562.02 1845276.02 15761696.21
Previous year (Total) 773.38 5776.92 961 4526 -581.17 773.38 1503321.32 13790061.18
Aviation 15.95 50.11 1.00 8.00 13.51 15.95 33425.60 194314.14
Previous year 47.80 237.94 3.00 16.00 43.75 47.80 159594.00 518936.46
Engineering 337.66 2572.63 453.00 2530.00 -61.61 337.66 105539.68 1449875.39
Previous year 305.23 5075.66 447.00 2086.00 -1655.22 305.23 186814.78 3753849.39
Motor Own Damage 9156.74 47200.26 302141.00 1582014.00 -288.67 9156.74 524715.00 2809162.09
Previous year 7623.83 41629.73 277105.00 1509600.00 -173.02 7623.83 450362.09 2244618.02
Motor Third party 6465.26 32528.01 25780.00 86738.00 -514.28 6465.26
Previous year 4935.96 29097.19 5045.00 28563.00 -278.13 4935.96
Motor (Total) 15622.00 79728.26 302141 1582014 -802.95 15622.00 524715.00 2809162.09
Previous year (Total) 12559.79 70726.92 277105 1509600 -451.15 12559.79 450362.09 2244618.02
Workmen's compensation /
Employer's liability 135.38 873.51 1329.00 6621.00 -68.52 135.38 20238.77 177772.12
Previous year 113 674 748 4512 -10 112.67 16195 90205
Public Liability 5.20 54.07 7.00 72.00 -0.74 5.20 8350.00 79955.58
Previous year 69 481 42 313 -25 69.35 8312 133611
Product Liability 22.40 111.63 10.00 39.00 4.46 22.40 7670.00 17888.20
Previous year 13 118 7 36 -20 12.99 14117 61340
Other Liability Covers 156.96 1832.33 109.00 627.00 -26.30 156.96 65831.99 697148.10
Previous year 60 1175 47 271 13 60.43 50514 528233
Liability (Total) 319.95 2871.55 1455 7359 -91.10 319.95 102090.77 972764.00
Previous year (Total) 255.44 2448.24 844 5132 -42.29 255.44 89137.67 813389.84
Personal Accident 229.91 1428.79 9046.00 58534.00 0.60 229.91 592883.18 3815355.09
Previous year 222.19 1336.33 11009 64448 12.47 222.19 586331.31 3842510.52
Medical Insurance 2095.74 14689.57 7516.00 38446.00 -1314.64 2095.74 75277.06 959686.56
Previous year 2868.96 10758.81 6061 24984 1232.58 2868.96 414018.04 1659951.34
Overseas Medical Insurance 17.60 185.43 1380.00 19740.00 -16.35 17.60 2570.50 27062.50
Previous year 20.82 148.04 2118 16156 -5.36 20.82 3623.40 22259.50
Health (Total) 2113.34 14875.00 8896 58186 -1330.99 2113.34 77847.56 986749.06
Previous year (Total) 2889.78 10906.84 8179 41140 1227.22 2889.78 417641.44 1682210.84
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 98 3875 3 37 -2861 98 2970 383919
Previous year
All Other Miscellaneous 492.87 5281.07 32412.00 180320.00 -290.88 492.87 992241.47 6378907.58
Previous year 2672.60 9025.36 21611 115573 761.63 2672.60 1781731.62 6758080.31
Grand Total 20655.15 130085.22 359774 1919320 -6463.32 20655.15 5561177.31 52378202.33
Previous year (Total) 20683.02 119612.64 326451 1771210 -903.98 20683.02 6919979.42 56099106.41
*Wherever applicable
306
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
15.47 77.26 286 1495.00
22.66 109.39 456 2522.00

0.00 0.00 0 0

0.00 0.00 0.00 0.00

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

0.31 3.12 3.00 20.00

0.83 6.72 7.00 58.00
795.52 3397.34 31199.00 151758.00
919.86 3654.08 29418.00 164428.00
1171.74 4541.59 0.00 0.00
1040.88 3792.30 0.00 0.00
1967.26 7938.93 31199 151758 0.00 0.00 0 0
1960.74 7446.38 29418 164428 0.00 0.00 0 0

0 11 9 94
1 12 27 236
0 0 0 0
0 1 1 3
0 0 0 0
0 0 0 0
0 2 17 95
0 2 24 98
0.70 12.95 26 189 0.00 0.00 0 0
1.39 14.70 52 337 0.00 0.00 0 0
93.68 380.14 435 3979 3.69 17.35 73692 347135
91.82 358.83 1911 9744 4.84 17.21 96742 344172
7.13 2726.81 212 947 0.00 2085.68 0 1675724
1406.19 4171.67 213 815 1400.45 4129.91 1461225 1767975

0.00 0.00 0 0
7.13 2726.81 212 947 0.00 2085.68 0 1675724 0 0
1406.19 4171.67 213 815 1400.45 4129.91 1461225 1767975 0 0
irda journal December 2014

103.85 1675.50 2221 11482.00 0.82 6.88 440 3010

2035.89 3366.80 2266 13412.00 1595.19 2468.66 468419 520969
2188.40 12814.71 34382 169870 4.51 2109.91 74132 2025869 0 0
5519.52 15474.49 34323 191316 3000.48 6615.78 2026386 2633116 0 0

307
 Name of the Insurer: L&T General Insurance Company Limited
~

..
i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 315.64 1,867.70 1,042 4,220 168.55 180.11 1,152,058 5,265,290
Previous year 147.08 1,687.59 262 1,683 (11.98) 452.66 377,487 3,937,402
Marine Cargo 90.40 423.98 489 2,298 34.89 34.99 411,742 2,140,709
Previous year 55.51 388.99 366 1,745 (8.37) 75.84 278,769 2,109,640
Marine Hull (Including
Onshore & Offshore oil energy) - - - - - - - -
Previous year - - - - - - - -
Marine (Total) 90.40 423.98 489 2,298 34.89 34.99 411,742 2,140,709
Previous year (Total) 55.51 388.99 366.00 1,745.00 (8.37) 75.84 278,768.78 2,109,639.70
Aviation - - - - - - - -
Previous year - - - - - - - -
Engineering 122.80 789.14 155 1,008 (52.14) 176.15 50,865 900,866
Previous year 174.95 612.99 215.00 1,095.00 40.75 62.33 86,549.95 667,724.72
Motor Own Damage 906.65 4,696.78 19,352 101,118 196.35 1,075.46 65,055 332,450
Previous year 710.30 3,621.32 9,182.00 45,948.00 307.95 1,263.22 50,277.00 253,716.69
Motor Third party 342.16 1,871.41 102 1,532 66.05 356.33 - -
Previous year 276.11 1,515.08 (2.00) 213.00 38.08 109.99 4,386.56 24,649.80
Motor (Total) 1,248.81 6,568.18 19,352 101,118 262.41 1,431.78 65,055 332,450
Previous year (Total) 986.40 5,136.40 9,182 45,948 346.02 1,373.21 54,663.56 278,366.49
Workmen's compensation /
Employer's liability 42.70 222.57 241 1,336 7.94 26.48 7,276 57,309
Previous year 34.76 196.08 356.00 1,142.00 13.72 26.36 4,888.57 38,104.18
Public Liability
Previous year
Product Liability - - - - - - - -
Previous year - - - - - - - -
Other Liability Covers 5.17 39.06 22 141 2.76 (6.50) 3,067 23,908
Previous year 2.41 45.56 15.00 91.00 (0.10) 5.26 1,370.03 62,538.80
Liability (Total) 47.87 261.62 263 1,477 10.70 19.98 10,343 81,218
Previous year (Total) 37.17 241.64 371.00 1,233.00 13.63 31.62 6,258.60 137,010.53
Personal Accident 10.45 94.65 611 2,478 (6.27) (123.12) 16,777 178,849
Previous year 16.72 217.77 536.00 2,258.00 (1.20) (35.86) 35,378.37 950,469.06
Medical Insurance 281.59 1,616.18 3,659 17,889 (368.21) (162.25) 24,896 136,338
Previous year 649.80 1,778.43 1,508.00 5,807.00 618.78 1,325.67 66,827.94 200,541.04
Overseas Medical Insurance - - - - - - - -
Previous year - - - - - - - -
Health (Total) 281.59 1,616.18 3,659 17,889 (368.21) (162.25) 24,896 136,338
Previous year (Total) 649.80 1,778.43 1,508.00 5,807.00 618.78 1,325.67 66,827.94 200,541.04
Crop Insurance - - - - - - - -
irda journal December 2014

Previous year - - - - - - - -
Credit Guarantee - - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 83.38 174.11 388 2,029 66.70 79.25 99,314 594,557
Previous year 16.69 94.86 108.00 743.00 0.17 (52.63) 28,314.85 350,887.37
Grand Total 2,200.94 11,795.56 25,959 132,517 116.62 1,636.89 1,831,050.41 9,630,277.01
Previous year (Total) 2,084.32 10,158.67 12,548 60,512 997.81 3,232.85 934,249.04 8,632,040.71
*Wherever applicable
308
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
85.87 200.02 619 818 - - - - - -
1.94 43.39 21 123 - - - - - -
0.87 10.33 36 190 - - - - - -
3.39 17.31 33 176 - - - - - -

- - - - - - - - - -
- - - - - - - - - -
0.87 10.33 36 190 - - - - - -
3.39 17.31 33.00 176.00 - - - - - -
- - - - - - - - - -
- - - - - - - - - -
3.49 27.64 20 120 - - - - - -
8.02 29.17 31.00 139.00 - - - - - -
127.99 694.37 4,293 23,842 - - - - - -
75.96 403.31 1,032.00 5,417.00 - - - - - -
57.08 332.32 - 8 - - - - - -
38.29 201.88 4.00 4.00 - - - - - -
185.07 1,026.69 4,293 23,842 - - - - - -
114.26 605.19 1,032 5,417 - - - - - -

3.37 14.61 23 125 - - - - - -

2.36 12.02 61.00 118.00 - - - - - -

- 1.60 - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
3.37 16.21 23 125 - - - - - -
2.36 12.02 61.00 118.00 - - - - - -
0.33 1.77 61 261 - 0.05 - 110 - -
0.09 0.42 77.00 203.00 0.04 0.32 90.00 1,198.00 - -
- - - - 0.22 3.98 25 1,333 8,905 44,694
- - - - 1.21 6.62 385.00 1,243.00 608,114.00 1,402,244.00
- - - - - - - - - -
- - - - - - - - - -
- - - - 0.22 3.98 25 1,333 8,905 44,694
- - - - 1.21 6.62 385.00 1,243.00 608,114.00 1,402,244.00
- - - - - - - - - -
irda journal December 2014

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
2.90 8.18 29 91 - - - - - -
0.13 2.09 4.00 33.00 - - - - - -
281.91 1,290.85 5,081 25,447 0.22 4.02 25 1,443 8,905 44,694
130.19 709.59 1,259 6,209 1.25 6.95 475 2,441 608,114 1,402,244

309
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i
Name of the Insurer: Liberty Videocon General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 35.00 832.84 118.00 957.00 0.00 0.00 238629.43 2247128.98
Previous year 52.96 294.41 103.00 425.00 0.00 0.00 180866.29 823740.37
Marine Cargo 13.30 144.46 14.00 77.00 0.00 0.00 21748.35 311693.76
Previous year 1.55 10.19 6.00 11.00 0.00 0.00 3945.20 125561.20
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 13.30 144.46 14 77 0.00 0.00 21748.35 311693.76
Previous year (Total) 1.55 10.19 6 11 0.00 0.00 3945.20 125561.20
Aviation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Engineering 87.51 316.55 46.00 241.00 0.00 0.00 47253.63 294651.07
Previous year 103.74 152.32 27.00 104.00 0.00 0.00 26535.76 136427.14
Motor Own Damage 1208.38 5793.63 9636.00 42386.00 0.00 0.00 62778.48 296590.42
Previous year 604.43 2134.56 3227.00 12328.00 0.00 0.00 29289.27 103745.57
Motor Third party 279.86 1367.43 9908.00 43754.00 0.00 0.00
Previous year 97.62 325.88 3340.00 12582.00 0.00 0.00
Motor (Total) 1488.24 7161.06 9908 43754 0.00 0.00 62778.48 296590.42
Previous year (Total) 702.05 2460.45 3340 12582 0.00 0.00 29289.27 103745.57
Workmen's compensation /
Employer's liability 25.18 101.31 55.00 225.00 0.00 0.00 3233.49 20508.48
Previous year 17.34 32.36 33.00 83.00 0.00 0.00 3961.99 6730.66
Public Liability 0.00 0.05 0.00 1.00 0.00 0.00 0.00 300.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Product Liability 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Liability Covers 9.71 60.55 10.00 78.00 0.00 0.00 4390.00 22312.00
Previous year 0.18 2.20 2.00 14.00 0.00 0.00 33.75 969.75
Liability (Total) 34.88 161.91 65 304 0.00 0.00 7623.49 43120.48
Previous year (Total) 17.53 34.56 35 97 0.00 0.00 3995.74 7700.41
Personal Accident 37.00 395.56 45.00 269.00 0.00 0.00 102434.24 1284021.81
Previous year 16.16 109.76 11.00 52.00 0.00 0.00 34992.12 321531.50
Medical Insurance 104.36 1420.12 33.00 199.00 0.00 0.00 5943.93 53980.67
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 104.36 1420.12 33 199 0.00 0.00 5943.93 53980.67
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 13.08 152.92 87.00 733.00 0.00 0.00 32732.42 573334.02
Previous year 19.47 71.86 83.00 368.00 0.00 0.00 59338.10 330222.52
Grand Total 1813.37 10585.41 10316 46534 0.00 0.00 519143.96 5104521.20
Previous year (Total) 913.44 3133.55 3605 13639 0.00 0.00 338962.47 1848928.70
*Wherever applicable
310
 ~

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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.37 21.57 1.00 17.00 0.00 0.00 0.00 0.00
6.23 7.22 9.00 20.00 0.00 0.00 0.00 0.00
0.00 1.35 0.00 2.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 1.35 0 2 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1.24 2.83 1.00 2.00 0.00 0.00 0.00 0.00
0.02 0.02 2.00 2.00 0.00 0.00 0.00 0.00
64.55 281.20 600.00 2405.00 0.00 0.00 0.00 0.00
17.47 17.93 106.00 110.00 0.00 0.00 0.00 0.00
17.74 85.70 612.00 2473.00 0.00 0.00 0.00 0.00
4.87 4.97 116.00 120.00 0.00 0.00 0.00 0.00
82.29 366.91 612 2473 0.00 0.00 0 0
22.34 22.90 116 120 0.00 0.00 0 0

3.84 10.76 9.00 26.00 0.00 0.00 0.00 0.00

0.00 0.04 0.00 1.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.31 0.00 1.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3.84 11.07 9 27 0.00 0.00 0 0
0.00 0.04 0 1 0.00 0.00 0 0
0.85 5.16 1.00 4.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5.07 13.79 1.00 2.00 0.00 0.00 0.00 0.00 75033 348450
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0
5.07 13.79 1 2 0.00 0.00 0 0 75033 348450
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.11 6.60 4.00 16.00 0.00 0.00 0.00 0.00
0.14 0.44 4.00 10.00 0.00 0.00 0.00 0.00
93.78 429.28 629 2543 0.00 0.00 0 0 75033 348450
28.73 30.62 131 153 0.00 0.00 0 0 0 0

311
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Name of the Insurer: Magma HDI General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 112.71 1028.53 314.00 2653.00 96.10 843.66 101623.65 1507861.65
Previous year 16.61 184.87 23.00 222.00 11.44 176.79 30702.98 628097.11
Marine Cargo 29.33 389.07 109.00 453.00 28.55 309.42 58042.55 722459.47
Previous year 0.78 79.66 5.00 49.00 0.33 79.20 711.07 443726.26
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 29.33 389.07 109 453 28.55 309.42 58042.55 722459.47
Previous year (Total) 0.78 79.66 5 49 0.33 79.20 711.07 443726.26
Aviation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Engineering 37.63 255.21 185.00 829.00 23.18 200.53 -2095.86 281381.47
Previous year 14.45 54.68 48.00 127.00 15.86 55.72 4344.38 21385.54
Motor Own Damage 1653.29 8039.83 21554.00 110053.00 159.08 1267.73 172381.61 881547.58
Previous year 1494.21 6772.10 17211.00 83876.00 1515.15 6892.99 150998.43 693235.66
Motor Third party 1346.57 6909.13 23317.00 125879.00 -33.31 766.25
Previous year 1379.87 6142.88 19242.00 92460.00 1403.30 6225.75
Motor (Total) 2999.86 14948.96 23317 125879 125.78 2033.99 172381.61 881547.58
Previous year (Total) 2874.08 12914.97 19242 92460 2918.45 13118.75 150998.43 693235.66
Workmen's compensation /
Employer's liability 11.58 46.13 85.00 313.00 11.58 46.13 1351.69 5565.47
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Public Liability 4.71 65.78 7.00 35.00 2.92 57.16 4667.00 21780.65
Previous year 1.79 8.63 2.00 4.00 1.79 8.63 1642.03 6286.54
Product Liability 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Liability Covers 20.06 158.73 9.00 57.00 20.06 158.73 81283.59 125706.99
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Liability (Total) 36.35 270.64 101 405 34.56 262.01 87302.28 153053.11
Previous year (Total) 1.79 8.63 2 4 1.79 8.63 1642.03 6286.54
Personal Accident 10.18 38.46 548.00 2235.00 10.18 38.46 30033.27 91564.52
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 82.24 185.29 213.00 875.00 82.00 180.57 64410.66 270797.30
Previous year 0.24 4.72 7.00 122.00 0.24 4.72 1885.00 19517.25
Grand Total 3308.31 17116.16 24787 133329 400.36 3868.64 511698.15 3908665.11
Previous year (Total) 2907.96 13247.52 19327 92984 2948.11 13443.80 190283.89 1812248.36
*Wherever applicable
312
 ~

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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
62.33 458.56 271.00 1671.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10.39 125.04 60.00 251.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10.39 125.04 60 251 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
16.88 119.43 102.00 417.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
968.37 4763.64 12690.00 64842.00 0.00 0.00 0.00 0.00
895.66 4168.34 10884.00 52724.00 0.00 0.00 0.00 0.00
835.07 4186.65 13488.00 69187.00 0.00 0.00 0.00 0.00
831.20 3761.77 11035.00 53358.00 0.00 0.00 0.00 0.00
1803.44 8950.29 13488 69187 0.00 0.00 0 0
1726.86 7930.11 11035 53358 0.00 0.00 0 0

9.71 27.08 70.00 207.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4.43 11.99 5.00 18.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8.20 104.74 5.00 36.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
22.34 143.82 80 261 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
5.61 14.03 377.00 1327.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
57.36 132.52 172.00 585.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1978.33 9943.69 14550 73699 0.00 0.00 0 0 0 0
1726.86 7930.11 11035 53358 0.00 0.00 0 0 0 0

313
 Name of the Insurer: National Insurance Company Limited
~

..
i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 4494.40 37535.63 42972 244134 -512.11 -2493.94 84185234 309418032
Previous year 5493.13 40516.20 39831 231511 -1596.36 2319.42 39439040 503528198
Marine Cargo 1350.46 8440.03 11071 60897 87.02 44.99 6424739 1039031062
Previous year 1461.56 8593.16 7458 43366 -440.45 -612.45 3296122 34612446
Marine Hull (Including
Onshore & Offshore oil energy) 117.03 4777.28 254 1175 -130.69 -1585.32 132460 19708429
Previous year 327.27 6442.16 350 1301 -149.83 45.42 156562 25771880
Marine (Total) 1467.49 13217.31 11325 62072 -43.66 -1540.33 6557199 1058739491
Previous year (Total) 1788.83 15035.32 7808 44667 -590.28 -567.03 3452684 60384326
Aviation -55.10 3511.43 5 61 -147.50 -1147.20 3355100 19632054
Previous year 92.40 4658.62 12 49 -256.61 2134.81 852229 5524832
Engineering 1630.81 11855.11 1811 11258 -94.01 288.23 1565227 77956824
Previous year 1849.95 11692.01 2031 13791 -299.89 -678.97 2625684 1225823149
Motor Own Damage 17673.02 90378.51 434473 2354570 3444.48 10266.38 674698 3811524
Previous year 14228.54 80112.12 414823 2234802 406.78 2973.09 581076 3626118
Motor Third party 23034.52 119770.71 626027 3387239 5353.31 20543.49 673966 3808252
Previous year 17681.21 99227.22 606223 3302067 1968.00 10017.84 579523 3618636
Motor (Total) 40707.53 210149.22 626027 3387239 8797.79 30809.88 1348664 7619776
Previous year (Total) 31909.74 179339.34 606223 3302067 2374.78 12990.93 1160599 7244754
Workmen's compensation /
Employer's liability 426.73 2803.18 4045 23311 60.11 -102.12 87632 321970
Previous year 505.00 3043.69 4055 23148 68.33 30.06 37108 343849
Public Liability 7.28 45.14 89 499 -1.86 0.22 548 24377
Previous year 9.34 45.12 88 509 -2.33 -0.21 500 19742
Product Liability 85.92 388.81 14 78 11.96 59.26 43831 267348
Previous year 76.69 332.28 10 64 -2.28 115.27 23851 123752
Other Liability Covers 144.15 967.77 852 4484 45.53 102.07 79844 714310
Previous year 103.56 870.65 710 3947 -33.83 -175.54 89441 681316
Liability (Total) 664.08 4204.90 5000 28372 115.75 59.43 211854 1328005
Previous year (Total) 694.60 4291.74 4863 27668 29.89 -30.42 150899 1168658
Personal Accident 1001.87 6131.85 49175 246732 296.19 192.58 1782113 23564017
Previous year 799.09 6032.68 30388 149690 -462.28 36.33 957331 24919645
Medical Insurance 27571.80 148454.61 134370 644093 7649.45 46752.60 23796015 41716492
Previous year 19922.36 101702.01 126889 615226 4603.69 7763.86 3253214 26098992
Overseas Medical Insurance 101.76 1140.37 1081 9244 -62.50 -1.98 12503 80587
Previous year 164.26 1142.35 1199 9215 43.75 -45.49 1028 8748
Health (Total) 27673.56 149594.98 135451 653337 7586.95 46750.62 23808518 41797079
Previous year (Total) 20086.61 102844.36 128088 624441 4647.44 7718.37 3254243 26107741
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 0.00 16.45 0 0 -5.00 7.78 0 0
Previous year 5.00 8.67 1 1 5.00 8.67 1852 1852
All Other Miscellaneous 3078.35 18753.13 60702 326008 -4028.44 -10909.10 5356344 52413358
Previous year 7561.63 30117.07 62656 334120 966.96 5490.85 5846859 237104505
Grand Total 80663.00 454970.00 932468 4959213 11965.95 62017.95 128170252 1592468636
Previous year (Total) 70281.00 394536.00 881901 4728005 4818.65 29422.96 57741420 2091807660
*Wherever applicable
314
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
-143.30 2054.64 5527 32797 -33.89 2027.84
430.16 2674.29 4938 29362 441.81 2958.84
57.46 401.67 334 2160 85.38 543.13
63.79 356.59 335 2010 68.73 516.25

14.46 91.67 61 280 6.79 57.82

15.87 65.35 70 291 12.64 135.54
71.92 493.34 395 2440 92.17 600.95
79.66 421.94 405 2301 81.37 651.78
0.00 0.00 0 0 0.00 107.61
0.00 0.00 0 0 0.00 0.00
47.93 324.92 149 1067 86.07 1027.40
1.67 749.11 232 1737 152.75 1652.40
1295.62 7219.78 88920 464102 717.67 4229.76
1289.98 6902.54 82191 420606 738.58 4121.35
2445.25 13369.30 124938 658520 1209.08 6915.42
2108.31 11360.98 118186 617541 1068.25 5942.97
3740.88 20589.08 124938 658520 1926.74 11145.18
3398.28 18263.51 118186 617541 1806.84 10064.32

48.79 319.33 596 3720 36.84 246.87

49.58 327.33 663 3784 45.15 290.39
0.42 1.88 7 22 0.45 2.65
0.45 2.36 8 24 0.45 2.94
0.00 11.94 0 3 0.00 20.46
0.00 11.81 0 4 1.15 4.03
5.35 19.16 42 282 4.67 35.46
4.53 13.56 50 342 3.68 60.10
54.55 352.32 645 4027 41.96 305.44
54.57 355.06 721 4154 50.43 357.46
50.95 454.25 6954 33723 78.24 512.08 8355 46238 91313 439006
34.44 194.24 3910 19376 59.95 345.42 7465 55628 70915 436995
1636.20 4043.41 9819 44488 2473.22 39886.46 13997 75958 150838 738616
468.70 4770.44 9627 44335 908.36 6875.51 30898 188366 342519 1864628
0.92 10.66 13 259 6.16 34.56 88 696 1085 9254
0.72 6.86 44 206 4.32 31.10 88 672 1205 9244
1637.12 4054.06 9832 44747 2479.39 39921.03 14085 76654 151923 747870
469.42 4777.30 9671 44541 912.68 6906.61 30986 189038 343724 1873872
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
595.16 2418.42 13803 70903 203.06 1386.27 1479 5427 20146 97191
463.08 2082.74 15058 74534 867.66 2080.94 1675 8501 23423 101183
6055.21 30741.03 162243 848224 4873.74 57033.79 23919 128319 263382 1284067
4931.28 29518.20 153121 793546 4373.49 25017.77 40126 253167 438062 2412050

315
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Name of the Insurer: Raheja QBE General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 12.38 16.01 2.00 14.00 12.38 16.01 5292.27 12062.47
Previous year 0.19 19.33 6.00 40.00 0.19 19.33 1775.96 21119.31
Marine Cargo 0.17 0.27 2.00 2.00 0.17 0.27 299.78 299.78
Previous year 0.40 0.69 1.00 3.00 0.40 0.69 200.00 670.31
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00
Marine (Total) 0.17 0.27 2 2 0.17 0.27 299.78 299.78
Previous year (Total) 0.40 0.69 1 3 0.40 0.69 200.00 670.31
Aviation 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Engineering 0.00 6.35 0.00 11.00 0.00 6.35 0.00 758.04
Previous year 5.40 18.82 2.00 9.00 5.40 18.82 -117.46 1083.00
Motor Own Damage 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Motor Third party 5.79 16.09 103.00 166.00 5.79 16.09 0.00 0.00
Previous year 4.87 37.98 122.00 751.00 4.87 37.98 0.00 0.00
Motor (Total) 5.79 16.09 103 166 5.79 16.09 0.00 0.00
Previous year (Total) 4.87 37.98 122 751 4.87 37.98 0.00 0.00
Workmen's compensation /
Employer's liability 1.27 8.48 3.00 19.00 1.27 8.48 181.23 5104.48
Previous year 1.17 10.97 5.00 14.00 1.17 10.97 322.76 1781.51
Public Liability 0.00 7.40 0.00 14.00 0.00 7.40 0.00 6125.00
Previous year 0.55 12.60 2.00 20.00 0.55 12.60 150.00 8772.95
Product Liability 0.00 20.85 0.00 2.00 0.00 20.85 0.00 2100.00
Previous year 11.73 32.59 2.00 6.00 11.73 32.59 6500.00 8670.00
Other Liability Covers 126.45 780.69 42.00 244.00 126.45 780.69 83397.50 317538.32
Previous year 162.33 848.08 37.00 204.00 162.33 848.08 56125.90 224965.83
Liability (Total) 127.72 817.42 45 279 127.72 817.42 83578.73 330867.80
Previous year (Total) 175.78 904.23 46 244 175.78 904.23 63098.66 244190.29
Personal Accident 0.34 8.18 1.00 18.00 0.34 8.18 251.00 31330.27
Previous year -0.31 10.29 0.00 16.00 -0.31 10.29 548.52 53081.04
Medical Insurance 0.03 0.41 2.00 12.00 0.03 0.41 20.00 73.00
Previous year 0.00 0.27 0.00 4.00 0.00 0.27 0.00 40.50
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 0.03 0.41 2 12 0.03 0.41 20.00 73.00
Previous year (Total) 0.00 0.27 0 4 0.00 0.27 0.00 40.50
Crop Insurance 0.00 0.00 0 0 0.00 0.00 0 0
irda journal December 2014

Previous year 0.00 0.00 0 0 0.00 0.00 0 0

Credit Guarantee 5.21 46.24 1.00 5.00 5.21 46.24 448.32 1217.56
Previous year 17.10 33.19 3.00 6.00 17.10 33.19 1071.05 2214.33
All Other Miscellaneous 0.68 6.77 2.00 17.00 0.68 6.77 288.60 5648.02
Previous year 0.84 41.89 7.00 27.00 0.84 41.89 320.65 18533.63
Grand Total 152.32 917.73 158 524 152.32 917.73 90178.70 382256.94
Previous year (Total) 204.27 1066.69 187 1100 204.27 1066.69 66897.38 340932.41
*Wherever applicable
316
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..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
12.37 15.31 1.00 4.00 0.00 0.00 0.00 0.00
0.00 17.74 0.00 8.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 3.45 0.00 2.00 0.00 0.00 0.00 0.00
5.32 15.83 0.00 5.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2.62 10.82 90.00 141.00 0.00 0.00 0.00 0.00
2.98 17.37 14.00 73.00 0.00 0.00 0.00 0.00
2.62 10.82 90 141 0.00 0.00 0 0
2.98 17.37 14 73 0.00 0.00 0 0

0.00 0.02 0 2 0.71 0.80 0 75

0.86 0.86 1 1 0.86 0.86 15 15
0.00 0.00 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0 0 0 0 0 0 0 0
0 0 0 0 0.00 0.00 0 0
0.00 37.86 0.00 4.00 0 0 0 0
0.00 30.17 0.00 3.00 0.00 0.00 0.00 0.00
0.00 37.88 0 6 0.71 0.80 0 75
0.86 31.03 1 4 0.86 0.86 15 15
0.07 0.04 0 0 0.03 0.34 22.00 276
-0.03 2.42 0 0 0.00 2.79 0 15969
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0 0 0 0
irda journal December 2014

0 0 0 0 0 0 0 0
0.00 0.00 0 0 0 0 0 0
0.00 0.00 0 0 0 0 0 0
0.00 0.12 0 2 0.00 0.00 0.00 0.00
0.18 0.82 2 8 0.00 0.00 0.00 0.00
15.06 67.63 91 155 0.73 1.14 22 351
9.31 85.21 17 98 0.86 3.65 15 15984

317
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i
Name of the Insurer: Reliance General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 944.09 12476.51 3582.00 19822.00 -101.79 975.05 2869457.37 30008527.25
Previous year 1045.88 11501.45 3259.00 17497.00 358.05 1880.14 2171439.26 21269105.96
Marine Cargo 190.12 2427.58 1910.00 8293.00 34.91 464.10 534510.30 8657407.03
Previous year 155.21 1963.48 1438.00 7377.00 -55.45 280.62 465336.77 6833427.35
Marine Hull (Including
Onshore & Offshore oil energy) 86.41 347.82 3.00 7.00 -16.80 231.93 138275.58 258585.43
Previous year 103.21 115.88 2.00 5.00 92.57 73.13 77612.50 78172.43
Marine (Total) 276.53 2775.39 1913 8300 18.11 696.03 672785.89 8915992.46
Previous year (Total) 258.42 2079.36 1440 7382 37.12 353.75 542949.27 6911599.77
Aviation 49.60 131.83 1.00 9.00 19.92 1.01 4800.00 309197.50
Previous year 29.68 130.82 0.00 13.00 -3.17 -55.03 0.00 71131.20
Engineering 417.66 3716.34 1084.00 2903.00 -65.16 123.49 145956.96 2166055.19
Previous year 482.81 3592.86 461.00 1892.00 110.09 -1025.25 134921.05 1252450.85
Motor Own Damage 10721.13 56356.57 187574.00 922835.00 4770.48 24700.59 373604.44 1966752.68
Previous year 5950.64 31655.98 144140.00 799197.00 -357.47 2009.72 380261.04 1963404.75
Motor Third party 1708.68 9321.10 258665.00 1346595.00 -3436.49 -16866.90
Previous year 5145.18 26187.99 170273.00 933924.00 313.68 3001.09
Motor (Total) 12429.81 65677.67 258665 1346595 1333.99 7833.70 373604.44 1966752.68
Previous year (Total) 11095.82 57843.97 170273 933924 -43.79 5010.81 380261.04 1963404.75
Workmen's compensation /
Employer's liability 58.53 340.56 278.00 1598.00 12.49 3.50 8942.64 61290.40
Previous year 46.04 337.07 259.00 1310.00 -12.99 -13.53 7214.09 50106.00
Public Liability 8.17 66.95 55.00 367.00 -0.13 -23.35 17250.29 82484.33
Previous year 8.30 90.30 41.00 300.00 5.30 0.85 9824.14 100588.12
Product Liability 0.00 13.68 0.00 7.00 0.00 -8.20 0.00 3290.00
Previous year 0.00 21.88 0.00 4.00 0.00 17.96 0.00 3975.00
Other Liability Covers 310.06 2125.65 840.00 4004.00 19.50 -72.01 45263.10 710192.00
Previous year 290.57 2197.66 823.00 3591.00 172.20 -132.81 39205.60 666247.58
Liability (Total) 376.76 2546.84 1173 5976 31.86 -100.07 71456.03 857256.73
Previous year (Total) 344.90 2646.91 1123 5205 164.50 -127.53 56243.84 820916.69
Personal Accident 100.03 935.22 4779.00 32647.00 -12.66 -35.40 336157.15 2400124.66
Previous year 112.69 970.62 4198.00 17437.00 -139.42 -376.89 336139.15 2000001.12
Medical Insurance 4374.25 25853.75 4974.00 31439.00 571.12 1220.74 174054.73 2390701.62
Previous year 3803.13 24633.01 10868.00 124654.00 2286.24 14332.13 1768691.04 32341661.88
Overseas Medical Insurance 291.22 1898.11 43128.00 332001.00 27.86 297.79 2525232.51 14753319.65
Previous year 263.35 1600.32 52181.00 315135.00 27.44 -18.98 4356647.81 13268855.29
Health (Total) 4665.47 27751.86 48102 363440 598.98 1518.54 2699287.24 17144021.27
Previous year (Total) 4066.49 26233.32 63049 439789 2313.68 14313.15 6125338.85 45610517.17
Crop Insurance 1028.25 1268.51 50.00 403.00 706.81 947.07 29490.67 32308.56
irda journal December 2014

Previous year 321.44 321.44 147.00 148.00 318.77 314.99 12857.65 12857.65
Credit Guarantee 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 215.97 3191.84 3288.00 20334.00 -489.54 -201.55 434039.10 3663734.92
Previous year 705.52 3393.39 4001.00 21423.00 -443.51 162.29 209900.97 3163300.26
Grand Total 20504.15 120472.01 322637 1800429 2040.52 11757.86 7637034.86 67463971.21
Previous year (Total) 18463.64 108714.15 247951 1444710 2672.31 20450.44 9970051.08 83075285.42
*Wherever applicable
318
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
16.51 110.60 168.00 323.00 0.00 0.00 0.00 0.00
8.26 81.73 45.00 167.00 0.00 0.00 0.00 0.00
517.72 2784.89 19247.00 87812.00 0.00 0.00 0.00 0.00
520.34 3107.97 12041.00 75768.00 0.00 0.00 0.00 0.00
852.50 4146.04 9987.00 53532.00 0.00 0.00 0.00 0.00
562.69 2976.40 3688.00 19657.00 0.00 0.00 0.00 0.00
1370.22 6930.93 19247 87812 0.00 0.00 0 0 0 0
1083.04 6084.37 12041 75768 0.00 0.00 0 0 0 0

4.95 26.75 20.00 112.00 0.00 0.00 0.00 0.00

2.93 29.54 12.00 89.00 0.00 0.00 0.00 0.00
0.02 5.07 4.00 16.00 0.00 0.00 0.00 0.00
0.13 1.41 2.00 16.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.73 2.78 47.00 199.00 0.00 0.00 0.00 0.00
2.98 11.61 9.00 167.00 0.00 0.00 0.00 0.00
5.70 34.59 71 327 0.00 0.00 0 0 0 0
6.04 42.56 23 272 0.00 0.00 0 0 0 0
3.35 32.94 1184.00 7037.00 7.40 14.47 52279.00 165064.00
3.10 108.81 638.00 2620.00 0.00 0.00 0.00 0.00
58.17 203.32 192.00 805.00 0.00 0.00 0.00 0.00 3755279 8249881
-183.68 1350.96 215.00 1162.00 0.00 0.00 0.00 0.00 346015 2756699
15.10 79.55 5419.00 28698.00 0.00 0.00 0.00 0.00 43891 339083
12.18 70.08 4389.00 25390.00 0.00 0.00 0.00 0.00 2429 19193
73.27 282.88 5611 29503 0.00 0.00 0 0 3799170 8588964
-171.50 1421.05 4604 26552 0.00 0.00 0 0 348444 2775892
1028.25 1268.51 50.00 403.00 0.00 0.00 0.00 0.00
irda journal December 2014

321.44 321.44 147.00 148.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
11.34 66.75 447.00 2330.00 11.91 56.38 0.00 0.00
73.93 150.86 561.00 3106.00 19.18 87.05 51941.00 65454.00
2508.64 8727.20 26778 127735 19.31 70.85 52279 165064 3799170 8588964
1324.30 8210.81 18059 108633 19.18 87.05 51941 65454 348444 2775892

319
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i
Name of the Insurer: Royal Sundaram Alliance Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 558.97 4630.75 2281.00 14062.00 14.09 598.22 658624.64 8415007.05
Previous year 544.88 4032.53 2788.00 14890.00 94.75 -2240.33 770305.35 7181929.32
Marine Cargo 289.87 1873.33 3612.00 23589.00 58.46 517.87 650991.72 4263925.14
Previous year 231.41 1355.46 3968.00 22047.00 42.09 0.93 538564.98 6020995.17
Marine Hull (Including
Onshore & Offshore oil energy) 53.27 53.27 1.00 1.00 53.27 -68.32 1176.79 1176.79
Previous year 0.00 121.60 0.00 3.00 0.00 121.60 0.00 18823.57
Marine (Total) 343.14 1926.60 3613 23590 111.74 449.54 652168.51 4265101.93
Previous year (Total) 231.41 1477.06 3968 22050 42.09 122.53 538564.98 6039818.74
Aviation 0.00
Previous year 0.00
Engineering 259.08 1454.65 93.00 611.00 -9.83 -157.12 119658.57 543718.31
Previous year 268.91 1611.77 75.00 566.00 -2.34 263.59 82681.28 618314.50
Motor Own Damage 6354.58 32484.33 77377.00 408592.00 1299.95 2961.82 284480.52 1520284.90
Previous year 5054.63 29522.51 72487.00 389725.00 -1259.81 -1456.67 264465.00 1446554.63
Motor Third party 2472.75 13009.70 2551.00 11920.00 -252.69 552.42
Previous year 2725.44 12457.28 1487.00 7727.00 601.59 2057.83
Motor (Total) 8827.33 45494.03 77377 408592 1047.26 3514.24 284480.52 1520284.90
Previous year (Total) 7780.07 41979.79 72487 389725 -658.22 601.16 264465.00 1446554.63
Workmen's compensation /
Employer's liability 15.48 178.18 87.00 542.00 -7.33 1.89 2244.82 45303.57
Previous year 22.81 176.29 93.00 516.00 7.37 48.96 5101.18 32361.98
Public Liability 1.09 242.66 19.00 163.00 -35.51 -116.23 8639.80 75679.92
Previous year 36.61 358.88 31.00 202.00 21.08 -44.46 13761.72 102338.37
Product Liability 0.00 12.05 1.00 0.00 -10.25 -53.46 0.00 -1020.50
Previous year 10.25 65.52 4.00 24.00 -11.44 11.15 3496.84 19947.49
Other Liability Covers 0.00 0.00 0.00
Previous year
Liability (Total) 16.57 432.88 107 705 -53.09 -167.80 10884.62 119962.98
Previous year (Total) 69.66 600.68 128 742 17.01 15.65 22359.74 154647.83
Personal Accident 263.62 1654.09 9541.00 53001.00 -47.91 -224.29 1667460.41 9091627.56
Previous year 311.53 1878.38 11171.00 61139.00 -48.37 -421.85 1935470.02 11654333.89
Medical Insurance 1507.44 8734.81 22120.00 126785.00 79.66 -1010.69 259153.59 2212099.22
Previous year 1427.78 9745.49 20782.00 105259.00 -150.17 -255.07 224707.92 1387073.03
Overseas Medical Insurance 14.04 99.66 902.00 6396.00 14.04 99.66 598.75 4494.00
Previous year
Health (Total) 1521.48 8834.46 23022 133181 93.70 -911.03 259752.34 2216593.22
Previous year (Total) 1427.78 9745.49 20782 105259 -150.17 -255.07 224707.92 1387073.03
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous 52.31 333.62 51.00 442.00 -120.97 -367.43 180804.94 1233572.93
Previous year 173.28 701.05 1098.00 7252.00 23.66 -197.11 118018.73 957108.33
Grand Total 11842.51 64761.08 116085 634184 1034.98 2734.33 3833834.54 27405868.87
Previous year (Total) 10807.53 62026.75 112497 601623 -681.57 -2111.43 3956573.03 29439780.27
*Wherever applicable
320
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.67 1.72 46.00 91.00 0.00 0.00 0.00 0.00
3.23 28.22 174.00 1058.00 0.00 0.00 0.00 0.00

0.00
0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

758.10 3895.16 3391.00 20587.00 0.00 0.00 0.00 0.00

1596.64 5120.48 12999.00 41036.00 0.00 0.00 0.00 0.00

758.10 3895.16 3391 20587 0.00 0.00 0 0

1596.64 5120.48 12999 41036 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
4.90 14.42 600.00 1628.00 0.72 0.96 2869.00 3356.00
18.14 96.10 2722.00 13678.00 0.94 2.59 2153.00 4225.00
25.97 989.50 502.00 1213.00 0.02 882.27 18.00 505372.00 80945.00 313161.00
211.88 3022.61 3177.00 15504.00 127.70 2600.04 0.00 1125456.00 118682.00 430097.00

25.97 989.50 502 1213 0.02 882.27 18 505372 80945 313161

211.88 3022.61 3177 15504 127.70 2600.04 0 1125456 118682 430097
irda journal December 2014

322.09 1004.76 3734.00 11919.00 0.00 0.00 0.00 0.00

145.83 1345.21 1836.00 18045.00 0.00 0.00 0.00 0.00
1111.74 5905.55 8273 35438 0.75 883.23 2887 508728 80945 313161
1975.72 9612.63 20908 89321 128.64 2602.63 2153 1129681 118682 430097

321
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Name of the Insurer: SBI General Insurance Company Limited
i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 3529.96 19166.32 28684.00 118829.00 268.33 764.17 3033051.32 20973117.76
Previous year 3261.63 18402.15 25472.00 126309.00 900.04 7643.50 2769630.35 17672002.70
Marine Cargo 103.63 646.00 277.00 1647.00 24.32 170.89 436842.91 3363757.17
Previous year 79.31 475.11 234.00 1005.00 43.84 194.81 184863.35 1716070.16
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 103.63 646.00 277 1647 24.32 170.89 436842.91 3363757.17
Previous year (Total) 79.31 475.11 234 1005 43.84 194.81 184863.35 1716070.16
Aviation 0.00 57.93 0.00 27.00 -33.29 -191.98 0.00 0.00
Previous year 33.29 249.91 5.00 24.00 33.29 -925.73 68754.38 120382.01
Engineering 150.32 1056.47 218.00 1368.00 -44.59 208.97 114753.37 1187296.90
Previous year 194.91 847.50 292.00 1370.00 13.18 -151.80 182618.05 665892.53
Motor Own Damage 1931.33 9321.10 29424.00 154812.00 48.59 9.43 231627.73 820111.40
Previous year 1882.74 9311.66 32650.00 120168.00 828.00 5150.87 16398.42 1626471.53
Motor Third party 1668.44 8424.59 896.00 2765.00 145.59 927.16
Previous year 1522.84 7497.42 193.00 910.00 918.98 5042.84
Motor (Total) 3599.77 17745.68 29424 154812 194.19 936.60 231627.73 820111.40
Previous year (Total) 3405.58 16809.08 32650 120168 1746.98 10193.71 16398.42 1626471.53
Workmen's compensation /
Employer's liability 16.56 71.87 63.00 271.00 1.67 -13.08 2839.14 16670.54
Previous year 14.89 84.95 52.00 219.00 5.67 43.87 1894.92 13232.57
Public Liability 0.41 3.91 3.00 18.00 0.41 2.32 900.00 11331.00
Previous year 0.00 1.59 0.00 4.00 -0.18 1.12 0.00 3326.18
Product Liability 0.00 9.04 0.00 4.00 0.00 9.04 0.00 2730.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Liability Covers 25.01 52.38 30.00 90.00 7.22 1.97 11557.70 33462.45
Previous year 17.79 50.41 22.00 92.00 9.26 35.06 10530.25 23693.41
Liability (Total) 41.99 137.19 96 383 9.30 0.24 15296.84 64193.99
Previous year (Total) 32.69 136.95 74 315 14.75 80.05 12425.17 40252.16
Personal Accident 2054.67 9135.04 2539.00 9971.00 919.18 2815.89 4617783.35 20723131.37
Previous year 1135.49 6319.15 234.00 1115.00 462.17 3911.08 1899664.51 23516620.71
Medical Insurance 866.51 2673.05 33039 76079 831.06 2288.61 61296.32 168407.55
Previous year 35.44 384.44 369.00 1870.00 2.78 103.38 1893.20 20761.21
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 866.51 2673.05 33039 76079 831.06 2288.61 61296.32 168407.55
Previous year (Total) 35.44 384.44 369 1870 2.78 103.38 1893.20 20761.21
Crop Insurance 1443.46 1443.46 3.00 3.00 0.00 0.00 14434.59 14434.59
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 28.25 43.33 5.00 8.00 28.25 43.33 3315.10 6056.40
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 230.22 1470.06 22667.00 134026.00 -32.79 -180.90 871806.28 5910769.90
Previous year 263.01 1650.96 24603.00 126103.00 56.34 410.49 512885.13 18722309.31
Grand Total 12048.77 53574.53 116952 497153 2163.96 6855.81 9400207.81 53231277.02
Previous year (Total) 8441.35 45275.26 83933 378279 3273.39 21459.50 5649132.56 64100762.34
*Wherever applicable
322
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..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
1784.12 6106.47 13230.00 52372.00 0.00 0.00 0.00 0.00
1627.00 5648.74 10899.00 68596.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
29.22 29.22 89.00 89.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
29.22 29.22 89 89 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
44.97 268.90 84.00 407.00 0.00 0.00 0.00 0.00
33.05 196.73 126.00 510.00 0.00 0.00 0.00 0.00
738.49 2447.96 13059.00 43074.00 0.00 149.18 0.00 6413.00
772.99 3614.32 14881.00 66458.00 0.00 0.00 0.00 0.00
709.32 2150.12 433.00 778.00 0.00 164.46 0.00 9.00
683.69 3204.23 65.00 226.00 0.00 0.00 0.00 0.00
1447.81 4598.07 13059 43074 0.00 313.64 0 6422
1456.68 6818.55 14881 66458 0.00 0.00 0 0

2.71 20.82 18.00 39.00 0.00 0.00 0.00 0.00

5.32 12.05 17.00 41.00 0.00 0.00 0.00 0.00
0.30 0.30 2.00 2.00 0.00 0.00 0.00 0.00
0.00 0.59 0.00 2.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2.57 7.41 6.00 13.00 0.00 0.00 0.00 0.00
1.10 2.62 8.00 15.00 0.00 0.00 0.00 0.00
5.58 28.54 26 54 0.00 0.00 0 0
6.42 15.26 25 58 0.00 0.00 0 0
6.62 52.70 803.00 2882.00 3.35 3.35 7449.00 7449.00
10.67 12.61 4.00 5.00 0.00 0.00 0.00 0.00
420.25 967.89 19084.00 41304.00 0.00 0.00 0.00 0.00 43070.00 133380.00
11.99 40.16 152.00 640.00 0.00 0.00 0.00 0.00 1591.00 19969.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
420.25 967.89 19084 41304 0.00 0.00 0 0 43070 133380
11.99 40.16 152 640 0.00 0.00 0 0 1591 19969
1443.46 1443.46 3.00 3.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
116.14 634.63 15085.00 74894.00 0.51 28.27 3841.00 21327.00
92.53 259.20 14159.00 28860.00 0.00 0.00 0.00 0.00
5268.95 14100.65 61374 214990 3.86 345.26 11290 35198 43070 133380
3267.54 13020.45 40335 165216 0.00 0.00 0 0 1591 19969

323
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i
Name of the Insurer: Shriram General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 162.80 631.67 1875 9198 114.01 192.95 201830.64 718796.86
Previous year 48.79 438.72 552 2389 5.82 86.16 83678.37 664415.23
Marine Cargo 3.73 40.06 130 527 -5.53 -9.20 -20710.38 100583.63
Previous year 9.26 49.26 46 275 6.93 -67.29 -5485.76 68230.53
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Marine (Total) 3.73 40.06 130 527 -5.53 -9.20 -20710.38 100583.63
Previous year (Total) 9.26 49.26 46 275 6.93 -67.29 -5485.76 68230.53
Aviation 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Engineering 85.18 271.34 140 574 41.66 33.78 56106.45 144215.27
Previous year 43.52 237.56 109 591 -19.77 71.80 24162.03 141824.98
Motor Own Damage 4162.68 20794.96 119238 580352 107.25 4.38 391630.63 1942265.25
Previous year 4055.43 20790.58 115880 566427 -352.11 -661.78 383929.99 2039054.02
Motor Third party 7449.04 37002.44 123477 595924 -345.50 -2653.01 -345.50 -2653.01
Previous year 7794.54 39655.44 121786 587363 245.19 5227.16
Motor (Total) 11611.72 57797.39 123477 595924 -238.25 -2648.63 391285.13 1939612.24
Previous year (Total) 11849.97 60446.02 121786 587363 -106.92 4565.38 383929.99 2039054.02
Workmen's compensation /
Employer's liability 13.81 63.72 398 830 4.46 14.08 684.78 2056.63
Previous year 9.35 49.65 80 375 8.36 34.71 252.40 954.21
Public Liability 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Product Liability 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Other Liability Covers 0.53 15.81 28 100 0.40 0.86 432.00 11747.02
Previous year 0.13 14.95 7 55 0.09 5.45 84.00 11006.00
Liability (Total) 14.34 79.53 426 930 4.85 14.94 1116.78 13803.65
Previous year (Total) 9.49 64.60 87 430 8.46 40.15 336.40 11960.21
Personal Accident 27.38 127.46 6518 34550 13.89 40.30 26378.83 113240.16
Previous year 13.49 87.16 592 3633 7.96 48.59 10546.19 82393.48
Medical Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Overseas Medical Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Health (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00

Credit Guarantee 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
All Other Miscellaneous 29.40 100.07 614 2531 18.67 -59.81 252997.37 353232.18
Previous year 10.73 159.87 377 1967 5.94 126.65 8338.99 67241.72
Grand Total 11934.55 59047.52 133180 644234 -50.71 -2435.66 909004.81 3383483.99
Previous year (Total) 11985.26 61483.19 123549 596648 -91.58 4871.46 505506.21 3075120.17
*Wherever applicable
324
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
291.38 1527.09 7527 39597 0.00 0.00 0 0
245.55 1375.22 6828 36931 0.00 0.00 0 0
486.93 2507.19 7749 40391 0.00 0.00 0 0
419.89 2343.34 7077 37843 0.00 0.00 0 0
778.31 4034.28 7749 40391 0.00 0.00 0 0
665.44 3718.56 7077 37843 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.85 1.56 6143 9851
0.00 0.00 0 0 0.07 1.13 41 7629
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
778.31 4034.28 7749 40391 0.85 1.56 6143 9851 0 0
665.44 3718.56 7077 37843 0.07 1.13 41 7629 0 0

325
 ~

..
i
Name of the Insurer: TATA AIG General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 2,001 19,522 8,511 46,386 - 5,908,470 37,008,923
Previous year 1,801 19,313 10,191 51,514 - - 22,340,127 117,213,559
Marine Cargo 1,700 11,960 74 351 - 156,321 1,736,574
Previous year 1,430 10,243 3,122 14,957 - - 451,997 2,737,509
Marine Hull (Including
Onshore & Offshore oil energy) - - - - - - -
Previous year - - - - - - - -
Marine (Total) 1,700 11,960 74 351 - - 156,321 1,736,574
Previous year (Total) 1,430 10,243 3,122 14,957 - - 451,997 2,737,509
Aviation - 54 - 2 - 1,150 604,467
Previous year 80 102 - - - - - -
Engineering 623 4,317 12 123 - 648,723 9,079,004
Previous year 243 4,286 107 505 - - 4,908,136 17,356,524
Motor Own Damage 5,359 28,303 96,442 494,877 - 360,346 1,734,240
Previous year 4,824 28,158 115,763 599,081 - - 335,278 1,815,715
Motor Third party 3,286 16,095 96,442 494,877 - -
Previous year 2,825 15,043 115,763 599,081 - - - -
Motor (Total) 8,646 44,399 96,442 494,877 - - 360,346 1,734,240
Previous year (Total) 7,649 43,201 115,763 599,081 - - 335,278 1,815,715
Workmen's compensation /
Employer's liability 154 968 - 12 - 65,658 565,657
Previous year 126 897 53 286 - - 36,629 509,545
Public Liability 7 110 43 286 - 59,908 (147,625)
Previous year 227 1,392 52 279 - - 242,454 1,329,201
Product Liability 6 29 53 259 - 15,956 (39,980)
Previous year 70 321 12 49 - - 55,919 223,979
Other Liability Covers 1,283 8,854 833 4,348 - 877,612 3,408,535
Previous year 662 5,205 872 4,154 - - 617,938 3,088,885
Liability (Total) 1,450 9,961 929 4,905 - - 1,019,133 3,786,586
Previous year (Total) 1,085 7,815 989 4,768 - - 952,940 5,151,610
Personal Accident 920 6,607 15,809 72,756 - 12,355,758 54,045,659
Previous year 953 6,266 17,084 70,286 - - 9,741,196 50,213,831
Medical Insurance 462 4,037 36,523 190,326 - 680,804 3,070,073
Previous year 238 5,561 28,036 144,870 - - 457,944 1,771,736
Overseas Medical Insurance 1,351 7,010 28,147 112,579 - 8,702,792 36,204,833
Previous year 1,195 6,127 20,261 111,277 - - 7,254,790 38,538,337
Health (Total) 1,813 11,048 64,670 302,905 - - 9,383,596 39,274,906
Previous year (Total) 1,432 11,688 48,297 256,147 - - 7,712,734 40,310,073
Crop Insurance - - - - - - -
irda journal December 2014

Previous year - - - - - - - -
Credit Guarantee - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 1,626 3,931 2,115 10,479 - 9,864 601,891
Previous year 882 2,012 3,614 16,438 - - 586,179 1,381,125
Grand Total 18,779 111,798 188,562 932,784 - - 29,843,360 147,872,250
Previous year (Total) 15,555 104,927 199,167 1,013,696 - - 47,028,589 236,179,946
*Wherever applicable
326
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
177 957 1,122 5,906 - -
147 1,609 1,246 7,086 - - - - - -
137 1,317 131 818 - -
181 1,309 152 660 - - - - - -

- - - - - -
- - - - - - - - - -
137 1,317 131 818 - - - - - -
181 1,309 152 660 - - - - - -
- - - - - -
- - - - - - - - - -
4 37 6 44 - -
3 58 5 60 - - - - - -
1,849 9,037 22,082 114,949 - -
1,593 8,404 28,685 144,826 - - - - - -
- - - - - -
- - - - - - - - - -
1,849 9,037 22,082 114,949 - - - - - -
1,593 8,404 28,685 144,826 - - - - - -

1 32 - 3 - -
6 51 9 36 - - - - - -
130 674 132 808 - -
38 499 108 539 - - - - - -
- - - - - -
- - - - - - - - - -
- - - - - -
- - - - - - - - - -
130 707 132 811 - - - - - -
44 550 117 575 - - - - - -
204 783 5,960 26,963 - 1,618 - -
146 632 6,127 23,864 - 4,420 - 2,221,840 - -
89 1,983 4,664 21,900 - -
50 4,606 3,210 14,401 - - - - - -
80 419 476 1,942 - -
62 315 429 2,418 - - - - - -
169 2,402 5,140 23,842 - - - - - -
112 4,921 3,639 16,819 - - - - - -
- - - - - -
irda journal December 2014

- - - - - - - - - -
- - - - - -
- - - - - - - - - -
372 688 1,418 6,505 - -
562 743 2,285 9,188 - - - - - -
3,042 15,928 35,991 179,838 - 1,618 - - - -
2,787 18,225 42,256 203,078 - 4,420 - 2,221,840 - -

327
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..
Name of the Insurer: The New India Assurance Company Limited
i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 11425.16 72904.31 51664.00 296486.00 -188.19 3277.10 75618753.40 498409616.75
Previous year 11613.35 69627.21 34406.00 294859.00 71752958.18 529779978.53
Marine Cargo 2372.06 15054.34 21709.00 117420.00 55.79 1347.54 22868487.82 190674817.94
Previous year 2316.27 13706.80 19987.00 116397.00 36784675.18 215362632.62
Marine Hull (Including
Onshore & Offshore oil energy) 701.59 13237.89 1692.00 4530.00 -144.45 -3011.66 5983421.60 26507186.89
Previous year 846.04 16249.55 1482.00 3938.00 4946091.14 36955056.42
Marine (Total) 3073.65 28292.23 23401.00 121950.00 -88.66 -1664.12 28851909.42 217182004.83
Previous year (Total) 3162.31 29956.35 21469.00 120335.00 0.00 0.00 41730766.32 252317689.04
Aviation 272.82 4266.14 62.00 341.00 -1328.09 -755.04 16336854.10 54816836.91
Previous year 1600.91 5021.18 38.00 323.00 271490.32 36860929.24
Engineering 2267.56 16590.01 4017.00 22426.00 -406.82 256.04 7553604.45 52871480.99
Previous year 2674.38 16333.97 2833.00 25811.00 44513675.82 86111322.13
Motor Own Damage 18891.35 103255.16 586557.00 3529562.00 1812.93 13808.22 704083.90 10626391.80
Previous year 17078.42 89446.94 662778.00 3031149.00 1061482.03 7034597.06
Motor Third party 20136.72 107405.17 767551.00 3570846.00 2712.97 19231.71
Previous year 17423.75 88173.46 656573.00 3163361.00
Motor (Total) 39028.07 210660.33 767551.00 3570846.00 4525.90 33039.93 704083.90 10626391.80
Previous year (Total) 34502.17 177620.40 656573 3163361 0.00 0.00 1061482.03 7034597.06
Workmen's compensation /
Employer's liability 910.96 4411 6680.00 35564 210.09 643.48 129295.06 686256
Previous year 700.87 3768 5916.00 28835 98966.99 606989
Public Liability 9.38 78 61.00 474 2.61 20.12 4008434.50 6760100
Previous year 6.77 58 64.00 253 746105.73 750784
Product Liability 33.60 198 9.00 38 149.80 15.99 6640.94 18688
Previous year -116.20 182 -43.00 58 1503.18 6529
Other Liability Covers 1126.57 7743 6710.00 36550 -45.83 -239.02 -618784.16 1968742
Previous year 1172.40 7982 3726.00 37497 183836.71 1280576
Liability (Total) 2080.51 12430.39 13460 72626 316.67 440.57 3525586.34 9433786.08
Previous year (Total) 1763.84 11989.82 9663 66643 0.00 0.00 1030412.61 2644877.69
Personal Accident 1510.45 8002.59 45974.00 220951 314.33 858.62 54890356.04 211381418.25
Previous year 1196.12 7143.97 38503.00 223760 25546901.97 379869395.22
Medical Insurance 25862.39 167667.07 127117.00 652081 3757.22 23953.90 25392970.24 69628736.31
Previous year 22105.17 143713.17 134531.00 637070 5189024.97 24706808.11
Overseas Medical Insurance 47.77 571.73 3104.00 16202 -48.34 15.85 396237.16 675652.73
Previous year 96.11 555.88 280.00 15130 60733.70 150283.26
Health (Total) 25910.16 168238.80 130221 668283 3708.88 23969.75 25789207.40 70304389.04
Previous year (Total) 22201.28 144269.05 134811 652200 0.00 0.00 5249758.67 24857091.37
Crop Insurance 0.00 0.00 0.00 0 0.00 0.00 0.00 0
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0

Credit Guarantee 0.00 57.59 0.00 4 -93.63 -36.04 0.00 19700
Previous year 93.63 93.63 11.00 11.00 191000.00 191000
All Other Miscellaneous 4168.38 27309.48 84962.00 415253.00 570.94 3864.99 17916379.74 115288346.36
Previous year 3597.44 23444.49 89582.00 475427.00 16523703.19 95499361.27
Grand Total 89736.76 548751.87 1121312 5389166 7331.33 63251.80 231186734.79 1240333971.01
Previous year (Total) 82405.43 485500.07 987889 5022730 0.00 0.00 207872149.11 1415166241.55
*Wherever applicable
328
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..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
547.91 4373.22 4928.00 37002.00 19.55 1062.70 0.00 0.00
817.93 5643.04 4401.00 28709.00 507.51 1649.59 0.00 0.00
237.32 1235.75 3109.00 15407.00 20.99 361.06 0.00 0.00
234.71 1301.92 1702.00 7466.00 94.45 383.23 0.00 0.00

49.02 175.52 1435.00 1565.00 28.73 35.55 0.00 0.00

98.83 221.03 95.00 214.00 16.63 30.08 0.00 0.00
286.34 1411.27 4544.00 16972.00 49.72 396.61 0.00 0.00
333.54 1522.95 1797.00 7680.00 111.08 413.31 0.00 0.00
1.65 14.30 2.00 6.00 0.00 0.00 0.00 0.00
0.00 1.11 0.00 0.00 0.00 0.00 0.00 0.00
212.71 1206.57 24.00 3887.00 48.05 370.19 0.00 0.00
234.03 1414.38 661.00 3643.00 74.81 475.83 0.00 0.00
2025.66 11202.42 112545.00 381198.00 277.27 1698.06 33502.00 195889.00
4839.25 21502.69 104724.00 321847.00 611.52 3211.17 30661.00 180659.00
3936.15 20682.87 176297.00 602904.00 706.55 3206.25 28645.00 264032.00
5549.76 26443.87 124912.00 374625.00 876.22 4001.54 52780.00 256202.00
5961.81 31885.29 176297.00 602904.00 983.82 4904.31 62147.00 459921.00
10389.01 47946.56 124912 374625 1487.74 7212.71 83441 436861

48.00 462 6196.00 8855 -32.51 130 2545.00 19507

465.15 1021 443.00 2304 32.23 241 2325.00 10424
0.10 1 1.00 17 0.33 2 0.00 0
4.35 5 4.00 5 0.03 0 0.00 0
0.86 6 1.00 7 0.29 5 0.00 0
1.22 3 -1.00 10 0.38 0 0.00 0
147.82 820 1168.00 7264 35.56 271 730.00 3942
76.98 1004 2365.00 9038 31.06 278 79.00 1262
196.78 1288.94 7366 16143 3.67 408.17 3275 23449
547.70 2032.48 2811 11357 63.70 520.06 2404 11686
237.53 685.60 4485.00 22898 48.51 203.63 26653.00 441815
158.15 658.49 7106.00 25582 103.75 434.27 17943.00 265662
1398.21 16440.48 4729.00 38638 2705.36 5305.57 507297.00 16093703 1139784.00 20840956
1610.84 12661.26 8634.00 37066 3432.68 8456.04 985399.00 14731316 1690555.00 18748744
49.53 81.11 2104.00 3024 2.27 13.06 -377.00 975 218725.00 228750
16.40 40.16 266.00 516 19.75 38.60 171.00 1292 4803.00 17259
1447.74 16521.59 6833 41662 2707.63 5318.63 506920 16094678 1358509 21069706
1627.24 12701.42 8900 37582 3452.43 8494.64 985570 14732608 1695358 18766003
0.00 0 0.00 0 0.00 0 0.00 0
irda journal December 2014

0.00 0 0.00 0 0.00 0 0.00 0

0.00 0 0.00 0 0.00 0 0.00 0
15.96 16 1.00 1 0.00 0 0.00 0
491.60 3203.08 19629.00 64658 178.24 945.90 29900.00 3699410
1838.46 6360.65 39656.00 111533 173.72 1231.52 93924.00 3418474
9384.07 60589.86 224108 806132 4039.19 13610.14 628895 20719273
15962.02 78297.04 190245 600712 5974.74 20431.93 1183282 18865291

329
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..
i
Name of the Insurer: The Oriental Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 9005.95 47344.42 38823 230130 1567.71 -4038.44 33745453.35 101012197.46
Previous year 7438.24 51382.86 38306 224071
Marine Cargo 1748.11 10954.43 12533 68540 -261.21 -1194.15 4623358.97 33448365.57
Previous year 2009.32 12148.58 13406 72964
Marine Hull (Including
Onshore & Offshore oil energy) 775.94 9228.12 752 4215 92.80 -1543.99 720922.58 12623028.77
Previous year 683.14 10772.11 813 2710
Marine (Total) 2524.05 20182.55 13285 72755 -168.41 -2738.14 5344281.55 46071394.34
Previous year (Total) 2692.46 22920.69 14219 75674
Aviation 1018.24 4550.77 30 135 765.08 -50.06 73512.71 2651939.72
Previous year 253.16 4600.83 39 145
Engineering 2720.57 15690.26 2234 13345 54.44 356.70 1473397.90 10863289.61
Previous year 2666.13 15333.56 2645 18041
Motor Own Damage 8823.42 47660.23 475258 2478334 59.24 1798.80 640759.35 3428147.93
Previous year 8764.18 45861.43 454512 2312762
Motor Third party 12102.82 65204.67 614383 3218122 1042.88 6987.00 0.00 0.00
Previous year 11059.94 58217.67 602946 3112403
Motor (Total) 20926.24 112864.90 614383 3218122 1102.12 8785.80 640759.35 3428147.93
Previous year (Total) 19824.12 104079.10 602946 3112403
Workmen's compensation /
Employer's liability 578.85 3280.66 4868 27521 -37.92 -309.01 10503.71 59599.03
Previous year 616.77 3589.67 5041 28129
Public Liability 3.90 48.44 20 187 2.02 8.23 1459907.39 9496824.23
Previous year 1.88 40.21 20 174
Product Liability 53.38 515.05 12 59 -34.50 -14.70 923731.92 2079064.82
Previous year 87.88 529.75 11 54
Other Liability Covers 309.89 1608.70 2974 15636 0.81 199.21 1013307.61 11201265.61
Previous year 309.08 1409.49 2837 15020
Liability (Total) 946.02 5452.85 7874 43403 -69.59 -116.27 3407450.63 22836753.69
Previous year (Total) 1015.61 5569.12 7909 43377
Personal Accident 787.57 5637.32 67125 322210 -138.74 -105.65 2921332.02 14893077.29
Previous year 926.31 5742.97 69189 339153
Medical Insurance 11374.10 83373.63 103481 492172 -682.04 10518.27 618248.81 3370892.68
Previous year 12056.14 72855.36 98807 462193
Overseas Medical Insurance 49.90 375.92 1400 9262 -0.43 12.16 344671.83 13241940.98
Previous year 50.33 363.76 1927 10483
Health (Total) 11424.00 83749.55 104881 501434 -682.47 10530.43 962920.64 16612833.66
Previous year (Total) 12106.47 73219.12 100734 472676
Crop Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0 0

Credit Guarantee 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0
All Other Miscellaneous 3711.89 23563.93 60280 320736 69.51 -1535.23 4774928.74 35276926.34
Previous year 3642.38 25099.16 59649 338970
Grand Total 53064.53 319036.55 908915 4722270 2499.65 11089.14 53344036.89 253646560.04
Previous year (Total) 50564.88 307947.41 895636 4624510
*Wherever applicable
330
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
452.11 3200.03 8009 46958 0.00 0.00 0 0 0 0
399.14 3385.21 7605 43993 0.00 0.00 0 0 0 0
82.13 472.59 645 3876 0.00 0.00 0 0 0 0
102.73 478.62 829 3911 0.00 0.00 0 0 0 0

10.97 78.32 32 648 0.00 0.00 0 0 0 0

8.45 58.35 61 689 0.00 0.00 0 0 0 0
93.10 550.91 677 4524 0.00 0.00 0 0 0 0
111.18 536.97 890 4600 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
101.96 770.07 216 1521 0.00 0.00 0 0 0 0
130.11 628.17 370 2786 0.00 0.00 0 0 0 0
1691.32 9328.20 96066 506723 0.00 0.00 0 0 0 0
1635.64 8943.32 88804 463255 0.00 0.00 0 0 0 0
2847.66 15411.71 132865 699785 0.00 0.00 71 42687 26931 116269
2483.84 13300.87 123138 651574 0.00 0.00 76 26902 330562 491751
4538.98 24739.91 132865 699785 0.00 0.00 71 42687 26931 116269
4119.48 22244.19 123138 651574 0.00 0.00 76 26902 330562 491751

85.27 519.99 784 4930 122.15 799.41 0 0 0 0

92.68 566.84 903 5126 168.49 940.93 0 0 0 0
0.03 1.64 2 18 0.00 0.00 0 0 0 0
0.03 0.99 1 10 0.00 0.00 0 0 0 0
0.12 6.57 1 3 0.00 0.00 0 0 0 0
0.00 1.56 0 1 0.00 0.00 0 0 0 0
39.62 156.62 286 1405 0.00 0.00 0 0 0 0
25.50 139.07 251 1386 0.00 0.00 0 0 0 0
125.04 684.82 1073 6356 122.15 799.41 0 0 0 0
118.21 708.46 1155 6523 168.49 940.93 0 0 0 0
72.02 502.95 11776 61256 194.53 1337.51 104 910 719 12552
90.36 398.53 12129 61349 195.18 1603.86 128 1344 964 8639
579.31 5446.87 7165 34925 2306.27 12644.27 36 170 145 671
696.56 2213.37 6550 31127 2018.35 11179.75 38 175 150 679
1.88 13.96 59 418 0.00 0.00 0 0 0 0
2.10 14.68 86 410 0.00 0.00 0 0 0 0
581.19 5460.83 7224 35343 2306.27 12644.27 36 170 145 671
698.66 2228.05 6636 31537 2018.35 11179.75 38 175 150 679
0.00 0.00 0 0 0.00 0.00 0 0 0 0
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
704.04 4419.44 20473 104108 978.71 7895.03 103 1784 311 2902
627.53 5298.00 19257 109556 966.08 8410.47 760 3115 551 4056
6668.44 40328.96 182313 959851 3601.66 22676.22 314 45551 28106 132394
6294.67 35427.58 171180 911918 3348.10 22135.01 1002 31536 332227 505125

331
 ~

Name of the Insurer: United India Insurance Company Limited

..
i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 7938.71 60134.60 71946.00 406838.00 -1266.88 2318.70 8600986 65151246
Previous year 9205.59 57815.90 74311.40 389697.00 1053.58 5013.57 9973554 62639111
Marine Cargo 2093.80 13770.28 19658.00 108491.00 -138.81 -510.29 4440721 29205260
Previous year 2232.61 14280.57 19985.77 113510.69 -85.25 -323.41 4735122 30287530
Marine Hull (Including
Onshore & Offshore oil energy) 755.17 11354.78 1749.00 9303.00 -23.58 -3008.35 271644 4084453
Previous year 778.75 14363.13 1955.00 8499.34 -137.74 1149.34 280126 5166594
Marine (Total) 2848.97 25125.06 21407 117794 -162.39 -3518.64 4712365 33289713
Previous year (Total) 3011.36 28643.70 21941 122010 -222.99 825.93 5015248 35454123
Aviation 89.83 1702.35 209.00 444.00 -74.85 -26.06 13478 255416
Previous year 164.68 1728.41 169.00 377.50 -1149.93 -141.90 24708 259326
Engineering 4551.30 23048.60 6716.00 46269.00 -610.22 -948.24 1961767 9934741
Previous year 5161.52 23996.84 6357.56 47313.78 669.82 1357.04 2224793 10343465
Motor Own Damage 12951.52 69574.69 729596.00 3114917.00 -1212.42 721.34 1837752 9872279
Previous year 14163.94 68853.35 787025.00 2950091.98 820.74 2539.68 2009788 9769924
Motor Third party 17318.64 90723.03 1093634.00 4922561.00 2238.75 13226.60 0
Previous year 15079.89 77496.43 1084669.00 4755436.31 1942.36 8613.07 0 0
Motor (Total) 30270.16 160297.72 1093634 4922561 1026.33 13947.94 1837752 9872279
Previous year (Total) 29243.83 146349.78 1084669 4755436 2763.10 11152.75 2009788 9769924
Workmen's compensation /
Employer's liability 701 4192 12093 51490 -34 322 0
Previous year 735 3869 12910 45399 66 52 0 0
Public Liability 73 596 1532 3266 14 75 12420 101054
Previous year 60 521 1427 3019 -137 -136 10124 88308
Product Liability 57.04 480.69 310 930 -15 -81 11349 95641
Previous year 71.83 561.96 27 1328 -32 -65 14292 111811
Other Liability Covers 306.28 2512.55 2057 15824 23 619 93182 764413
Previous year 283.24 1893.08 2141 15298 56 811 86172 575947
Liability (Total) 1137.63 7781.24 15992 71510 -12.63 935.88 116951 961108
Previous year (Total) 1150.26 6845.36 16505 65043 -47.12 662.34 110588 776066
Personal Accident 1099.24 7656.16 41055 226567 77.19 995.67 3619493 25209615
Previous year 1022.05 6660.49 40931 200671 -4.75 509.08 3365328 21931150
Medical Insurance 28215.07 149603.75 168490 1147546 7015.23 16397.37 3897499 20665571
Previous year 21199.84 133206.38 149131 1081364 -315.21 12632.00 2928448 18400514
Overseas Medical Insurance 31.16 267.42 1367 7797 -16.54 -26.78 9167 78676
Previous year 47.70 294.20 1718 6215 -101.74 -179.19 14034 86555
Health (Total) 28246.23 149871.17 169857 1155343 6998.69 16370.59 3906667 20744247
Previous year (Total) 21247.54 133500.58 150848 1087579 -416.95 12452.81 2942481 18487069
Crop Insurance 482.85 618.34 667 18667 450 581 0
irda journal December 2014

Previous year 32.45 37.53 6 30099 32 38 0 92

Credit Guarantee 0.02 8.61 1 8 0 3 0
Previous year 0.00 6.03 0 2 0 6 0 0
All Other Miscellaneous 4800.17 28536.78 111146 865570 -258.36 -605.96 925334 5501066
Previous year 5058.53 29142.74 117292 810804 231.01 619.77 975138 5617878
Grand Total 81465.11 464780.63 1532630 7831571 6167.30 30053.27 25694793.00 170919430.88
Previous year (Total) 75297.81 434727.36 1513030 7509033 2908.22 32494.95 26641625.87 165278204.99
*Wherever applicable
332
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
762.48 5375.68 7193.00 100854.00 0.00 0.00 0.00 0.00
702.75 5270.27 6142.00 98876.00 0.00 0.00 0.00 0.00
113.00 550.61 689.00 8686.00 0.00 0.00 0.00 0.00
182.76 611.79 1734.00 9652.00 0.00 0.00 0.00 0.00

35.00 75.99 261.00 1089.00 0.00 0.00 0.00 0.00

44.24 84.43 414.00 1210.00 0.00 0.00 0.00 0.00
148.00 626.60 950 9775 0.00 0.00 0 0
227.00 696.22 2148 10862 0.00 0.00 0 0
0.00 0.00 0.07 0.07 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
203.22 1010.08 1571.00 7042.00 0.00 0.00 0.00 0.00
201.20 1000.08 1608.00 6972.00 0.00 0.00 0.00 0.00
3963.52 17679.58 127267.00 523483.00 0.00 0.00 0.00 0.00
3885.80 17332.92 124771.00 513218.00 0.00 0.00 0.00 0.00
3848.68 18214.87 216694.00 923796.00 0.00 0.00 0.00 0.00
3810.57 18034.52 214548.00 914649.00 0.00 0.00 0.00 0.00
7812.20 35894.45 216694 923796 0.00 0.00 0 0
7696.37 35367.44 214548 914649 0.00 0.00 0 0

158 469 1641 7558 20 158 53 375

154 455 1479 7338 19 154 48 364
7 36 114 594 0 0 0 0
9 35 96 566 0 0 0 0
0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0
41 115 508 1736 0 0 0 0
53 114 561 1719 0 0 0 0
206.30 620.56 2263 9888 19.68 158.21 53 375
215.28 604.02 2136 9623 19.11 153.60 48 364
360.20 2653.01 12408 34289 326.90 1625.02 6441 942452
269.02 2411.83 10722 31172 397.87 1658.18 35983 992727
667.29 10082.13 6705 174530 2061.68 33094.92 1749534 16292217 717350 18996333
660.69 9982.31 8268 172802 2001.63 32130.99 1848981 16130908 538871 16618392
11.18 77.61 612 1195 0.00 0.00 0 0 102 2529
65.74 193.49 1301 3576 0.00 0.00 0 0 189 1595
678.47 10159.74 7317 175725 2061.68 33094.92 1749534 16292217 717452 18998862
726.43 10175.80 9569 176378 2001.63 32130.99 1848981 16130908 539060 16619987
483 618 667 18667 0 0 0 0
irda journal December 2014

32 36 10 14 0 0 0 0
0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0
1624.13 9635.74 48785 244493 547.50 6130.70 327 45433
1422.80 9355.09 43602 237372 531.56 5952.14 1955 44110
12277.85 66594.20 297848 1524529 2955.76 41008.85 1756355 17280477 717452 18998862
11493.30 64916.25 290485 1485918 2950.17 39894.91 1886967 17168109 539060 16619987

333
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i
Name of the Insurer: Universal Sompo General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 711.35 5789.44 11447.00 61903.00 8.03 752.46 1046233.34 10939375.67
Previous year 703.33 5036.99 10250.00 52442.00 109.22 733.46 746172.80 8059554.44
Marine Cargo 194.84 912.80 229.00 982.00 103.49 -129.43 4251043.40 9214303.11
Previous year 91.35 1042.22 188.00 1098.00 -19.76 392.65 560589.97 7710869.53
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 194.84 912.80 229 982 103.49 -129.43 4251043.40 9214303.11
Previous year (Total) 91.35 1042.22 188 1098 -19.76 392.65 560589.97 7710869.53
Aviation 0.00 0.00 0.00 0.00 0.00 -18.36 0.00 0.00
Previous year 0.00 18.36 0.00 3.00 0.00 18.36 0.00 19100.00
Engineering 53.30 698.43 124.00 650.00 -617.71 -438.62 214050.91 505596.17
Previous year 671.01 1137.05 150.00 827.00 623.64 607.20 154383.08 437178.68
Motor Own Damage 1156.91 5391.50 30530.00 153155.00 215.92 649.83 158730.30 746303.97
Previous year 940.99 4741.67 30390.00 155977.00 -196.83 -217.75 135092.08 697651.62
Motor Third party 736.09 3385.07 0.00 0.00 -43.16 -929.15
Previous year 779.25 4314.22 0.00 0.00 -293.03 -394.62
Motor (Total) 1893.00 8776.58 30530 153155 172.76 -279.32 158730.30 746303.97
Previous year (Total) 1720.24 9055.90 30390 155977 -489.85 -612.37 135092.08 697651.62
Workmen's compensation /
Employer's liability 17 102 106 618 -7.06 -2.58 2280 23706
Previous year 24.13 104.92 134.00 670.00 3.27 -9.79 5571.77 26060.48
Public Liability 0.00 1.09 0.00 11.00 0.00 -0.94 0 4450
Previous year 0.00 2.03 -70.00 9.00 0.00 -0.24 0.00 6865.00
Product Liability 0.00 10.98 0.00 8.00 -9.86 -4.72 0.00 3158.00
Previous year 9.86 15.70 5.00 11.00 9.86 -1.32 -500.00 2399.50
Other Liability Covers 7 121 10 82 1.11 21.51 11368 32779
Previous year 5 99 78 109 0 23 1304 24475
Liability (Total) 23.62 235.23 116 719 -15.81 13.27 13647.18 64093.06
Previous year (Total) 39.43 221.97 147 799 13.53 12.12 6375.87 59799.97
Personal Accident 38.34 392.35 804 3818 -16.82 74.75 998057.20 3305042.81
Previous year 55.16 317.59 835.00 3256.00 -10.69 20.32 6764389.24 14324882.08
Medical Insurance 983.50 6129.94 10487 55565 492.63 2120.35 71908.52 388998.22
Previous year 490.87 4009.58 7661 29249 233.48 1824.77 36247.44 219512.75
Overseas Medical Insurance 4.35 20.28 214.00 1372.00 2.55 11.51 42893.00 339573.77
Previous year 1.80 8.77 71.00 460.00 -1.21 1.07 19515.33 140651.39
Health (Total) 987.85 6150.21 10701 56937 495.18 2131.86 114801.52 728571.99
Previous year (Total) 492.67 4018.35 7732 29709 232.27 1825.84 55762.77 360164.14
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 0.00 14.03 0.00 5.00 0.00 3.23 0.00 27600.00
Previous year 0.00 10.80 0.00 5.00 0.00 10.80 0.00 13400.00
All Other Miscellaneous 434.21 2821.03 14508.00 76439.00 -49.20 76.19 341193.81 1972567.20
Previous year 483.41 2744.84 15725.00 74097.00 75.25 211.91 373010.64 1856223.02
Grand Total 4336.50 25790.11 68459 354608 79.92 2186.03 7137757.65 27503453.97
Previous year (Total) 4256.59 23604.08 65417 318213 533.61 3220.30 8795776.47 33538823.48
*Wherever applicable
334
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 8.46 31.01
0.00 0.00 0.00 0.00 12.77 43.56 0.00 0.00
0.00 0.00 0.00 0.00 0.04 0.36 0.00 0.00
0.00 0.00 0.00 0.00 1.76 5.17 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.04 0.36 0 0 0 0
0.00 0.00 0 0 1.76 5.17 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
161.77 850.73 5277.00 25821.00 0.00 0.00 0.00 0.00
199.67 945.46 6481.00 28988.00 0.00 0.00 0.00 0.00
161.77 850.73 5277 25821 8.50 31.37 0 0 0 0
199.67 945.46 6481 28988 14.53 48.73 0 0 0 0

335
 ~

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i
Name of the Insurer: Agriculture Insurance Company of India Ltd.

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total)
Previous year (Total)
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total)
Previous year (Total)
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total)
Previous year (Total)
Personal Accident
Previous year
Medical Insurance
Previous year
Overseas Medical Insurance
Previous year
Health (Total)
Previous year (Total)
Crop Insurance 52939.92 78499.39 75235 147896 -44101.29 -72521.89 720756.66 1453857.05
irda journal December 2014

Previous year 97041.21 151021.28 621486 810781 12695.61 41139.56 1671825.97 3135032.24
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 52939.92 78499.39 75235 147896 -44101.29 -72521.89 720756.66 1453857.05
Previous year (Total) 97041.21 151021.28 621486 810781 12695.61 41139.56 1671825.97 3135032.24
*Wherever applicable
336
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

52939.92 78499.39 75235 147896 NA NA NA NA 3630614 4857680

irda journal December 2014

97041.21 151021.28 621486 810781 NA NA NA NA 4737459 7976306

52939.92 78499.39 75235 147896 NA NA NA NA 3630614 4857680

97041.21 151021.28 621486 810781 NA NA NA NA 4737459 7976306

337
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i
Name of the Insurer: Apollo Munich Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident 234.32 854.33 6775 23397.00 234.32 854.33 157684.34 1071293.50
Previous year 119.84 524.81 3655 13977.00 119.84 524.81 158276.85 1270664.11
Medical Insurance 4303.05 21150.01 36063 156601.00 4303.05 21150.01 177669.47 899495.74
Previous year 3737.19 17591.18 32532 131664.00 3737.19 17591.18 164301.08 852472.25
Overseas Medical Insurance 64.91 446.52 3014 20324.00 64.91 446.52 404323.25 2343055.75
Previous year 49.73 356.34 1815 14503.00 49.73 356.34 382947.50 2005384.25
Health (Total) 4367.96 21596.53 39077 176925 4367.96 21596.53 581992.72 3242551.49
Previous year (Total) 3786.93 17947.52 34347 146167 3786.93 17947.52 547248.58 2857856.50
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous 190.85 756.76 0 2 190.85 756.76 948365.50 1547589.00
Previous year 117.64 527.05 0 0 117.64 527.05 510600.00 1985390.00
Grand Total 4793.13 23207.61 45852 200324 4793.13 23207.61 1688042.56 5861433.99
Previous year (Total) 4024.42 18999.38 38002 160144 4024.42 18999.38 1216125.42 6113910.61
*Wherever applicable
338
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
4.43 14.80 743 2799 0 0.00 0 0
5.82 10.18 102 285 0 0.00 0 0
139.87 697.51 3688 21677 0 0.00 0 0 123293 550272
157.19 713.32 8346 51230 26 215.70 5276 44232 114309 533413
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 4686 26650
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 3962 23784
139.87 697.51 3688 21677 0.00 0.00 0 0 127979 576922
157.19 713.32 8346 51230 25.69 215.70 5276 44232 118271 557197
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
144.29 712.31 4431 24476 0.00 0.00 0 0 127979 576922
163.01 723.50 8448 51515 25.69 215.70 5276 44232 118271 557197

339
 ~

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i
Name of the Insurer: CignaTTK Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident
Previous year
Medical Insurance 88.16 258.39 775 2,503 88.16 258.39 3,637 11,608.50
Previous year
Overseas Medical Insurance
Previous year
Health (Total) 88.16 258.39 775 2503 88.16 258.39 3637.00 11608.50
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 88.16 258.39 775 2503 88.16 258.39 3637.00 11608.50
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
*Wherever applicable
340
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 - - 0.00 0.00 - - 1,769 5,436

0.00 0.00 0 0 0.00 0.00 0 0 1769 5436

0.00 0.00 0 0 0.00 0.00 0 0 0 0
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0 1769 5436

0.00 0.00 0 0 0.00 0.00 0 0 0 0

341
 ~

..
i
Name of the Insurer: Export Credit Guarantee Corporation of India Ltd.,

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident
Previous year
Medical Insurance
Previous year
Overseas Medical Insurance
Previous year
Health (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 5569 47730 813 3740 -3429 3892 306367 1594385
Previous year 8894 48391 661 3631 -105 4553 287631 1598863
All Other Miscellaneous
Previous year
Grand Total 5569.00 47730.28 813 3740 -3429.20 3892.17 306366.91 1594385.27
Previous year (Total) 8893.55 48391.22 661 3631 -104.61 4553.11 287631.26 1598863.47
*Wherever applicable
342
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
irda journal December 2014

0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

343
 ~

..
i
Name of the Insurer: Max Bupa Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total)
Previous year (Total)
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total)
Previous year (Total)
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total)
Previous year (Total)
Personal Accident 13.84 47.47 1.00 37.00 13.84 47.47 321.00 23,853.27
Previous year 25.73 86.71 1,009.00 3,748.00 25.73 86.71 25,618.28 88,144.97
Medical Insurance 2,718.28 12,824.83 17,470.00 84,948.00 2,718.28 12,824.83 189,778.00 895,793.11
Previous year 2,179.88 10,490.50 15,585.00 72,131.00 2,179.88 10,490.50 142,267.75 665,761.31
Overseas Medical Insurance
Previous year
Health (Total) 2718.28 12824.83 17470.00 84948.00 2718.28 12824.83 189778.00 895793.11
Previous year (Total) 2179.88 10490.50 15585.00 72131.00 2179.88 10490.50 142267.75 665761.31
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 2,732.12 12,872.30 17,471.00 84,985.00 2,732.12 12,872.30 190,099.00 919,646.38
Previous year (Total) 2,205.61 10,577.21 16,594.00 75,879.00 2,205.61 10,577.21 167,886.03 753,906.28
*Wherever applicable
344
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

- - - - - - - -
- - - - - - - -
64.80 159.35 1,546.00 2,378.00 0.14 2.02 3.00 43.00 53,835.00 271,807.00
12.71 50.27 176.00 584.00 0.43 1.37 23.00 65.00 54,927.00 249,279.00

64.80 159.35 1546.00 2378.00 0.14 2.02 3.00 43.00 53835.00 271807.00
12.71 50.27 176.00 584.00 0.43 1.37 23.00 65.00 54927.00 249279.00
irda journal December 2014

64.80 159.35 1,546.00 2,378.00 0.14 2.02 3.00 43.00 53,835.00 271,807.00
12.71 50.27 176.00 584.00 0.43 1.37 23.00 65.00 54,927.00 249,279.00

345
 ~

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i
Name of the Insurer: Religare Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident 42.84 197.51 636.00 1159.00 22.32 113.79 33031.81 290327.16
Previous year 20.52 83.72 24.00 83.00 20.52 83.72 56241.31 159190.26
Medical Insurance 1936.71 8841.42 9837.00 44029.00 1136.78 1919.87 132054.41 487187.55
Previous year 799.93 6921.55 3620.00 14098.00 625.41 6010.90 30237.61 585135.54
Overseas Medical Insurance 7.71 17.68 129.00 288.00 7.71 17.68 130.15 335.15
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 1944.42 8859.10 9966.00 44317.00 1144.49 1937.55 132184.56 487522.70
Previous year (Total) 799.93 6921.55 3620 14098 625.41 6010.90 30237.61 585135.54
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 1987.26 9056.61 10602 45476 1166.81 2051.34 165216.37 777849.86
Previous year (Total) 820.45 7005.28 3644 14181 645.93 6094.63 86478.93 744325.79
*Wherever applicable
346
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
1.78 2.09 9.00 25.00 0.00 0.00 0.00 0.00 8514.00 47928.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 30825.00 44834.00
10.30 74.09 115.00 486.00 0.00 36.61 0.00 132310.00 52164.00 420330.00
4.95 33.05 75.00 476.00 0.00 0.00 0.00 0.00 24192.00 400265.00
0.10 0.10 1.00 1.00 0.00 0.00 0.00 0.00 182.00 401.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10.41 74.19 116.00 487.00 0.00 36.61 0.00 132310.00 52346.00 420731.00
4.95 33.05 75 476 0.00 0.00 0 0 24192 400265
irda journal December 2014

12.18 76.28 125 512 0.00 36.61 0 132310 60860 468659

4.95 33.05 75 476 0.00 0.00 0 0 55017 445099

347
 ~

..
i
Name of the Insurer: Star Health and Allied Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident 256.35 1091.17 15930 67093.00 52.52 284.92 365914.78 1453930.94
Previous year 203.83 806.25 13427 58242.00 49.03 225.78 225403.47 916506.22
Medical Insurance 10577.38 48495.01 129379 565981.00 2550.97 13239.95 737616.24 3428332.00
Previous year 8026.41 35255.06 115831 501257.00 1812.01 5458.51 699838.74 3079060.23
Overseas Medical Insurance 84.46 580.01 2612 16835.00 -0.76 -145.18 392724.77 2360306.86
Previous year 85.22 725.19 3343 23565.00 -23.20 18.13 367191.86 2011311.79
Health (Total) 10661.84 49075.02 131991 582816 2550.21 13094.77 1130341.01 5788638.86
Previous year (Total) 8111.63 35980.25 119174 524822 1788.81 5476.64 1067030.60 5090372.02
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous 0.00 0.00 0 0.00 0.00 0.00 0 0.00
Previous year 0.00 0.00 0 0.00 0.00 0.00 0 0.00
Grand Total 10918.19 50166.19 147921 649909 2602.73 13379.69 1496255.79 7242569.80
Previous year (Total) 8315.46 36786.50 132601 583064 1837.84 5702.42 1292434.07 6006878.24
*Wherever applicable
348
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF AUGUST, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
39.05 152.43 2503 10669.00 50.43 188.54 5153 24547.00
40.46 126.81 2096 10049.00 41.27 167.35 5377 29381.00
1181.59 4895.08 17112 73004.00 2154.26 9181.48 29705 2772073.00 140549 3259661.00
872.71 3869.93 14847 70333.00 1841.85 9750.08 28886 2219290.00 128296 2634313.00
7.38 36.54 202 1162.00 11.29 2470.35 399 3080.00 2620 16845.00
7.08 64.25 259 1856.00 15.95 169.76 555 5531.00 3343 23565.00
1188.97 4931.62 17314 74166 2165.55 11651.83 30104 2775153 143169 3276506
879.79 3934.18 15106 72189 1857.80 9919.84 29441 2224821 131639 2657878
irda journal December 2014

0.00 0.00 0 0
0.00 0.00 0 0
1228.02 5084.05 19817 84835 2215.98 11840.37 35257 2799700 143169 3276506
920.25 4060.99 17202 82238 1899.07 10087.19 34818 2254202 131639 2657878

349
 CONSUMER EDUCATION WEBSITE
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Our Mission,
Your Protection.

Welcome to
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Jn J

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Visit
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IRDA's Consumer Education Website

created exclusively for

educating policyholders and

the general public about insurance

A pubnc awareness initiative by

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DEVELOPMENT AUTHORITY
Promoting tn,uranc•. Prol«:tlng tn,u,wd,

www.lrda.gov.In
 (Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

Statistical Supplement
(Monthly - September, 2014)
irda journal December 2014

351
 ~

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i
Name of the Insurer: Bajaj Allianz General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 2232.95 19783.56 29199.00 197820.00 87.78 1918.74 13715873.00 201366680.00
Previous year 2145.17 18083.79 32492.00 192327.00 421.67 721.56 24658922.00 166886295.00
Marine Cargo 793.16 6054.38 13630.00 77032.00 123.16 574.73 1297291.00 29932589.00
Previous year 670.00 5479.65 11452.00 72208.00 85.70 747.62 1382478.00 23981069.00
Marine Hull (Including
Onshore & Offshore oil energy) 0.60 390.49 5.00 20.00 -0.09 -45.41 50.00 1488119.00
Previous year 0.69 435.90 6.00 20.00 -8.68 420.77 61.00 5413426.00
Marine (Total) 793.76 6444.87 13635 77052 123.08 529.32 1297341.00 31420708.00
Previous year (Total) 670.69 5915.55 11458 72228 77.02 1168.39 1382539.00 29394495.00
Aviation 20.43 66.10 5.00 30.00 -6.73 -314.64 5941.00 271129.00
Previous year 27.15 380.74 8.00 41.00 5.96 -107.15 54646.00 3025978.00
Engineering 636.18 4029.46 627.00 3888.00 -329.77 -2070.82 337935.00 4868649.00
Previous year 965.95 6100.28 801.00 6213.00 56.12 -804.70 1491759.00 5632102.00
Motor Own Damage 15810.04 92964.73 305987.00 1831055.00 1305.35 5981.60 839842.00 5007598.00
Previous year 14504.69 86941.09 293647.00 1750115.00 506.75 9466.91 789508.00 4762674.00
Motor Third party 7399.90 45042.32 318164.00 1905308.00 628.97 6422.16
Previous year 6770.93 38620.16 304083.00 1812802.00 1001.05 6828.65
Motor (Total) 23209.94 138007.05 318164 1905308 1934.32 12403.75 839842.00 5007598.00
Previous year (Total) 21275.62 125561.25 304083 1812802 1507.81 16295.55 789508.00 4762674.00
Workmen's compensation /
Employer's liability 303.26 1938.39 1672.00 10231.00 42.88 172.40 57214.00 370731.00
Previous year 260.38 1765.99 1509.00 9352.00 14.98 135.61 35045.00 249469.00
Public Liability 5.96 37.68 16.00 112.00 0.03 -19.10 23688.00 127228.00
Previous year 5.93 55.65 11.00 108.00 0.37 18.90 14634.00 129431.00
Product Liability 86.03 1262.35 35.00 305.00 -3.83 -52.60 27578.00 485007.00
Previous year 89.86 1314.95 32.00 264.00 -36.31 52.65 61047.00 828592.00
Other Liability Covers 391.22 7034.04 277.00 1953.00 11.24 505.57 375746.00 3322272.00
Previous year 379.98 6528.47 223.00 1566.00 51.16 921.68 331152.00 1967234.00
Liability (Total) 786.46 10272.45 2000 12601 50.32 606.28 484226.00 4305238.00
Previous year (Total) 736.15 9665.05 1775 11290 30.20 1128.83 441878.00 3174726.00
Personal Accident 553.39 3126.20 124821.00 609189.00 156.96 578.68 998679.00 8655743.00
Previous year 396.44 2547.52 53214.00 246622.00 26.39 -661.67 429538.00 3601414.00
Medical Insurance 8812.53 34444.39 35361.00 193815.00 3009.06 -3610.18 486412.00 3308026.00
Previous year 5803.47 38049.97 34594.00 187369.00 2880.49 14257.68 369123.00 2576293.00
Overseas Medical Insurance 797.62 6467.01 41117.00 254253.00 96.82 1297.82 28327.00 1236646.00
Previous year 700.80 5169.19 35850.00 222915.00 79.04 555.98 245356.00 2846833.00
Health (Total) 9610.15 40911.40 76478 448068 3105.88 -2312.37 514739.00 4544672.00
Previous year (Total) 6504.27 43219.16 70444 410284 2959.53 14813.65 614479.00 5423126.00
Crop Insurance 10662.84 29039.42 10476.00 11937.00 10662.84 29039.41 6766.00 174956.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 113.04 869.09 5.00 10.00 134.62 515.23 282073.00 362603.00
Previous year -21.58 353.86 0.00 13.00 -69.30 143.47 0.00 411886.00
All Other Miscellaneous 1498.62 9058.60 42434.00 257652.00 -29.11 -206.72 1180899.00 10854359.00
Previous year 1527.73 9093.01 44071.00 285235.00 1.86 -133.68 2223775.00 12888400.00
Grand Total 50117.76 261608.21 617844 3523555 15890.18 40686.87 19664314.00 271832335.00
Previous year (Total) 34227.59 220920.20 518346 3037055 5017.24 32564.25 32087044.00 235201096.00
*Wherever applicable
352
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
126.99 1734.46 2900.00 15895.00 0.00 0.00 0.00 0.00
402.65 1624.18 2305.00 15019.00 0.00 0.00 0.00 0.00
12.45 198.03 586.00 4416.00 0.00 0.00 0.00 0.00
29.61 217.04 780.00 4837.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
12.45 198.03 586 4416 0.00 0.00 0 0 0 0
29.61 217.04 780 4837 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
29.72 251.06 51.00 490.00 0.00 0.00 0.00 0.00
84.96 414.81 125.00 1047.00 0.00 0.00 0.00 0.00
931.36 6072.01 423.00 2169.00 0.00 0.00 0.00 0.00
1066.84 6601.45 545.00 3081.00 0.00 0.00 0.00 0.00
532.07 3590.70 27830.00 188025.00 0.00 0.00 0.00 0.00
566.61 3464.10 31807.00 196432.00 0.00 0.00 0.00 0.00
1463.43 9662.71 27830 188025 0.00 0.00 0 0 0 0
1633.45 10065.55 31807 196432 0.00 0.00 0 0 0 0

25.47 213.05 216.00 1603.00 0.00 0.00 0.00 0.00

48.72 240.40 290.00 1710.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
28.51 228.73 29.00 201.00 0.00 0.00 0.00 0.00
21.25 363.98 19.00 172.00 0.00 0.00 0.00 0.00
53.98 441.78 245 1804 0.00 0.00 0 0 0 0
69.98 604.38 309 1882 0.00 0.00 0 0 0 0
42.12 263.36 7088.00 39857.00 10.69 54.55 24410.00 125572.00
41.46 224.08 4464.00 23931.00 19.82 74.94 44517.00 173018.00
254.07 3064.48 3283.00 18797.00 0.00 0.00 0.00 0.00 216817.00 840651.00
248.64 2656.70 3370.00 18316.00 0.00 0.00 0.00 0.00 96709.00 719180.00
112.67 510.37 2296.00 18905.00 0.00 0.00 0.00 0.00 0.00 0.00
52.78 426.59 2721.00 16226.00 0.00 0.00 0.00 0.00 0.00 0.00
366.74 3574.85 5579 37702 0.00 0.00 0 0 216817 840651
301.42 3083.30 6091 34542 0.00 0.00 0 0 96709 719180
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
136.66 941.99 4493.00 21243.00 0.00 0.00 0.00 0.00
97.36 587.48 3629.00 21756.00 0.00 0.00 0.00 0.00
2232.09 17068.25 48772 309432 10.69 54.55 24410 125572 216817 840651
2660.90 16820.80 49510 299446 19.82 74.94 44517 173018 96709 719180

353
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i
Name of the Insurer: Bharti AXA General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 236.92 5108.77 1324.00 7502.00 236.92 4871.84 3767694.83 24179510.04
Previous year 311.88 5188.53 1416.00 7248.00 311.88 4876.65 1542954.08 19010897.87
Marine Cargo 150.66 1943.17 220.00 1658.00 150.66 1792.51 661002.37 7662790.33
Previous year 149.74 1823.21 275.00 1849.00 149.74 1673.47 717805.31 5257071.13
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 150.66 1943.17 220 1658 150.66 1792.51 661002.37 7662790.33
Previous year (Total) 149.74 1823.21 275 1849 149.74 1673.47 717805.31 5257071.13
Aviation
Previous year
Engineering 183.41 1616.72 278.00 1576.00 183.41 1433.31 780765.41 2546055.54
Previous year 86.11 1850.74 328.00 2273.00 86.11 1764.63 212849.76 1921574.55
Motor Own Damage 5790.88 36226.14 139600.00 862693.00 5790.88 30435.26 537458.06 3322395.72
Previous year 5394.27 33215.42 129108.00 748109.00 5394.27 27821.15 520931.00 3215353.60
Motor Third party 2777.01 15639.43 139600.00 862693.00 2777.01 12862.42
Previous year 2562.51 15545.04 129108.00 748109.00 2562.51 12982.52
Motor (Total) 8567.89 51865.57 139600 862693 8567.89 43297.68 537458.06 3322395.72
Previous year (Total) 7956.78 48760.46 129108 748109 7956.78 40803.68 520931.00 3215353.60
Workmen's compensation /
Employer's liability 50.06 429.70 302 1740 50.06 379.64 33510 152252
Previous year 38.49 361 174 1335 38.49 322.48 12276 78227
Public Liability 1 4 2 19 0.54 3.94 0 0
Previous year 1 5.95 1 20.00 0.54 5.41
Product Liability 0.00 0.00 0 0
Previous year 0.00 0.00 0 0
Other Liability Covers 93 738 39 351 93.39 644.34 36401 289594
Previous year 98 431 24 252 97.98 333.09 32004 210655
Liability (Total) 143.99 1171.91 343 2110 143.99 1027.92 69910.54 441845.86
Previous year (Total) 137.00 797.98 199 1607 137.00 660.98 44279.69 288882.27
Personal Accident 151.32 1390.35 12491.00 58880.00 151.32 1239.03 4363492.81 18507326.94
Previous year 124.31 1401.29 853.00 6407.00 124.31 1276.98 3344225.32 17805955.30
Medical Insurance 710.33 11317.33 1386.00 9459.00 710.33 10607.00 8733.62 71685.39
Previous year 605.59 9463.26 1243.00 9433.00 605.59 8857.67 7989.60 79838.83
Overseas Medical Insurance
Previous year
Health (Total) 710.33 11317.33 1386 9459 710.33 10607.00 8733.62 71685.39
Previous year (Total) 605.59 9463.26 1243 9433 605.59 8857.67 7989.60 79838.83
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 46 114 1 6 45.74 68.00 0 0
Previous year 25 52 1 1 24.60 27.73 0 0
All Other Miscellaneous 160.58 989.25 686.00 5428.00 160.58 828.68 2659596.36 14205417.53
Previous year 78.24 809.84 828.00 5907.00 78.24 731.60 137994.90 1460455.90
Grand Total 10350.84 75516.82 156329 949312 10350.84 65165.97 12848654.00 70937027.35
Previous year (Total) 9474.25 70147.63 134251 782834 9474.25 60673.38 6529029.66 49040029.45
*Wherever applicable
354
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..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
17.14 83.85 824.00 3177.00
15.59 115.21 914.00 3859.00
0.18 11.56 4.00 27.00
45.58 119.56 6.00 32.00

0.18 11.56 4 27 0.00 0.00 0 0 0 0

45.58 119.56 6 32 0.00 0.00 0 0 0 0

3.74 39.43 13.00 106.00

-52.92 13.62 42.00 248.00
237.49 1666.02 4491.00 34547.00
263.81 1949.08 5815.00 39178.00
134.93 864.87 0.00 0.00
149.38 1081.65 0.00
372.42 2530.89 4491 34547 0.00 0.00 0 0 0 0
413.19 3030.72 5815 39178 0.00 0.00 0 0 0 0

2.42 9.06 13.00 61.00

4.60 25 5.00 60.00
0.00 0.00 0.00 0.00
0.53 0.53 1.00 1.00

0.00
0.00 8.46 0.00 9.00
0.58 1.82 1.00 3
2.42 17.52 13 70 0.00 0.00 0 0 0 0
5.71 27.13 7 64 0.00 0.00 0 0 0 0
3.44 144.22 34.00 716.00 0.00 0.00 0 0
9.04 111.94 39.00 375.00
3.77 310.89 15.00 77.00
2.90 42.45 11.00 116.00

3.77 310.89 15 77 0.00 0.00 0 0 0 0

2.90 42.45 11 116 0.00 0.00 0 0 0 0
irda journal December 2014

0 0 0.00 0
0 0 0.00 0
7.21 62.39 279.00 1958.00
9.79 95.11 494.00 3062.00
410.32 3200.74 5673 40678 0.00 0.00 0 0 0 0
448.88 3555.74 7328 46934 0.00 0.00 0 0 0 0

355
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i
Name of the Insurer: Cholamandalam Ms General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 787.5 6,322.0 17,223 111,371 32.8 224.0 2,811,152 21,271,149
Previous year 754.8 6,098.0 12,418 95,619 136.5 969.4 1,900,771 16,011,644
Marine Cargo 399.8 3,292.3 468 2,963 (116.0) (189.1) 1,592,082 16,473,540
Previous year 515.8 3,481.4 405 2,813 36.5 990.7 1,230,097 13,061,293
Marine Hull (Including
Onshore & Offshore oil energy) - 0.1 - 1 - (1.0) - 13
Previous year - 1.0 - 2 - - - 107
Marine (Total) 399.8 3,292.3 468 2,964 (116.0) (190.1) 1,592,082 16,473,553
Previous year (Total) 515.8 3,482.4 405 2,815 36.5 990.7 1,230,097 13,061,399
Aviation - - - - - - - -
Previous year - - - - - - - -
Engineering 182.9 1,278.4 897 4,971 (23.0) 0.3 210,235 1,387,618
Previous year 205.9 1,278.1 687 5,308 (8.7) (94.7) 160,186 1,377,239
Motor Own Damage 4,525.7 28,071.7 65,095 390,156 (540.5) (3,621.9) 1,045,273 6,322,831
Previous year 5,066.2 31,693.6 67,178 416,212 461.0 3,743.7 356,561 2,226,440
Motor Third party 5,371.8 31,909.8 69,085 415,122 490.9 2,762.1 - -
Previous year 4,880.9 29,147.7 69,109 424,846 1,130.2 6,964.6 - -
Motor (Total) 9,897.5 59,981.5 69,085 415,122 (49.5) (859.7) 1,045,273 6,322,831
Previous year (Total) 9,947.0 60,841.2 69,109 424,846 1,591.3 10,708.3 356,561 2,226,440
Workmen's compensation /
Employer's liability 39.9 263.3 184 1,138 1.2 2.3 23,287 107,661
Previous year 38.8 260.9 175 1,147 (18.9) (123.2) 6,484 48,817
Public Liability 51.2 388.9 76 426 5.4 39.5 51,896 358,105
Previous year 45.8 349.4 58 392 (40.8) (70.4) 11,292 97,730
Product Liability - - - - - - - -
Previous year - - - - - - - -
Other Liability Covers - - - - - - - -
Previous year - - - - - - - -
Liability (Total) 91.2 652.1 260 1,564 6.5 41.8 75,183 465,766
Previous year (Total) 84.6 610.3 233 1,539 (59.7) (193.6) 17,777 146,546
Personal Accident 508.9 3,036.3 3,680 18,490 29.6 102.5 357,164 2,059,503
Previous year 479.3 2,933.8 2,578 14,499 103.9 443.8 281,015 1,797,644
Medical Insurance 1,304.0 9,900.7 7,082 46,540 672.2 (2,249.7) 82,716 645,212
Previous year 631.8 12,150.4 8,882 41,297 (676.5) (2,303.9) 36,800 555,247
Overseas Medical Insurance 51.1 347.1 1,684 10,573 (6.7) (29.9) 4,722 32,741
Previous year 57.9 376.9 1,389 9,647 12.2 34.3 2,260 16,860
Health (Total) 1,355.1 10,247.8 8,766 57,113 665.4 (2,279.5) 87,438 677,954
Previous year (Total) 689.7 12,527.4 10,271 50,944 (664.2) (2,269.6) 39,060 572,107
Crop Insurance 3,115.4 11,728.2 32 96 1,564.1 9,477.5 45,407 217,276
irda journal December 2014

Previous year 1,551.4 2,250.6 6 18 672.3 1,371.5 18,056 27,960

Credit Guarantee - - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 113.5 699.4 3,345 20,975 5.1 75.7 647,373 4,370,275
Previous year 108.4 623.7 3,650 22,196 39.4 45.0 187,725 1,852,404
Grand Total 16,451.8 97,238.2 103,756 632,666 2,115.0 6,592.6 6,871,307.3 53,245,924.7
Previous year (Total) 14,336.8 90,645.5 99,357 617,784 1,847.3 11,970.8 4,191,247.4 37,073,382.8
*Wherever applicable
356
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.5 27.3 9 187 - - - -
1.8 6.0 24 77 - - - -
- 0.1 - 5 - - -
- - - - - - -

- - - - - - -
- - - - - - - -
- 0.1 - 5 - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
0.3 7.2 1 15 - - - -
4.4 9.5 - 9 - - - -
558.6 4,130.3 12,240 85,755 - - - -
619.8 3,970.0 12,770 81,814 - - - -
419.3 2,818.6 12,349 86,305 - - - -
387.5 2,393.7 12,827 82,072 - - - -
977.9 6,949.0 12,349 86,305 - - - -
1,007.3 6,363.6 12,827 82,072 - - - -

- - - - - - - -
- - - - - - -
- - - - - - - -
- - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
0.0 0.8 2 37 - - -
- - - - - - - -
0.7 3,067.5 15 123 - - - 1,761,339
- 6,526.3 - 190 - - - 3,960,446
- - - - - - - -
- - - - - - - -
0.7 3,067.5 15 123 - - - 1,761,339
- 6,526.3 - 190 - - - 3,960,446
3,115.4 11,728.2 32 96 - - - -
irda journal December 2014

1,551.4 2,250.6 6 18 - - - -
- - - - - - - -
- - - - - - - -
17.3 305.3 472 8,813 - - - -
57.1 260.3 1,896 9,201 - - - -
4,112.1 22,085.3 12,880 95,581 - - - 1,761,339 - -
2,622.0 15,416.3 14,753 91,567 - - - 3,960,446 - -

357
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i
Name of the Insurer: Future Generali India Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 763.00 7688.35 3772 23347 65.29 895.16 2426862.95 25814655.60
Previous year 697.71 6793.18 2959 19076 -108.77 946.22 2291426.45 18503894.43
Marine Cargo 448.89 3223.12 1238 7418 27.75 247.14 607369.52 12642005.55
Previous year 421.14 2975.98 926 6146 97.98 84.96 621358.13 8980554.89
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Marine (Total) 448.89 3223.12 1238 7418 27.75 247.14 607369.52 12642005.55
Previous year (Total) 421.14 2975.98 926 6146 97.98 84.96 621358.13 8980554.89
Aviation 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Engineering 249.71 1964.04 424 2770 19.84 -73.38 141659.97 1946360.10
Previous year 229.87 2037.42 477 3811 -32.05 197.67 92007.73 1284658.71
Motor Own Damage 4466.90 27029.75 57564 350495 537.23 4485.20 247973.34 1493912.50
Previous year 3929.67 22544.56 51770 295365 578.42 2721.07 221539.92 1255320.75
Motor Third party 1896.50 11609.21 170 1480 289.32 2089.38
Previous year 1607.19 9519.83 99 644 106.41 -223.99
Motor (Total) 6363.41 38638.97 57564 350495 826.55 6574.58 247973.34 1493912.50
Previous year (Total) 5536.86 32064.39 51770 295365 684.83 2497.07 221539.92 1255320.75
Workmen's compensation /
Employer's liability 166.40 1187.86 994 6272 -1.78 64.42 33641.08 249148.33
Previous year 168.18 1123.43 951 5794 42.88 316.50 27914.85 192706.04
Public Liability 1.48 13.93 19 100 -1.60 -0.45 2160.00 22393.94
Previous year 3.08 14.39 8 78 3.08 14.39 3788.64 20430.64
Product Liability 97.18 1000.02 179 1106 -18.35 225.96 53095.53 293068.97
Previous year 115.53 774.06 163 927 -13.66 68.03 55845.67 274271.12
Other Liability Covers 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Liability (Total) 265.06 2201.81 1192 7478 -21.73 289.93 88896.61 564611.24
Previous year (Total) 286.79 1911.88 1122 6799 32.31 398.91 87549.17 487407.80
Personal Accident 331.70 2127.60 9386 54906 -190.40 -603.19 857813.25 7570345.59
Previous year 522.09 2730.79 11306 48829 215.04 -1223.22 9046210.80 21584376.18
Medical Insurance 1294.77 6011.33 2701 14229 645.99 709.58 40814.02 217797.47
Previous year 648.77 5301.75 2347 12245 -519.05 -693.86 24177.09 228961.51
Overseas Medical Insurance 103.71 725.34 5435 34963 11.77 52.83 88692.52 498825.68
Previous year 91.94 672.51 4243 31739 8.11 46.52 48288.43 596338.27
Health (Total) 1398.48 6736.67 8136 49192 657.76 762.41 129506.54 716623.16
Previous year (Total) 740.72 5974.27 6590 43984 -510.94 -647.34 72465.51 825299.78
Crop Insurance 2295.75 5001.69 91 400 1209.03 1613.40 5859.90 73285.17
irda journal December 2014

Previous year 1086.72 3388.29 521 793 1086.72 3388.29 10781.69 33959.50
Credit Guarantee 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
All Other Miscellaneous 744.63 3692.52 5457 36141 30.87 254.77 843684.79 5319892.05
Previous year 713.76 3437.76 5111 28894 89.77 458.83 800826.46 4355508.78
Grand Total 12860.63 71274.76 87260 532147 2624.95 9960.81 5349626.87 56141690.95
Previous year (Total) 10235.67 61313.95 80782 453697 1554.90 6101.39 13244165.86 57310980.82
*Wherever applicable
358
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
77.14 1,112.59 525 2,415
50.37 615.72 221 1,438
59.21 293.16 98 569
49.13 215.03 59 410

- - - -
- - - -
59.21 293.16 98 569 0.00 0.00 0 0
49.13 215.03 59 410 0.00 0.00 0 0
- - - -
- - - -
27.51 147.23 41 332
15.95 111.16 45 336
325.99 2,091.17 4,608 28,414
296.31 1,769.63 4,027 23,898
166.99 1,053.54
142.97 891.91 -
492.97 3,144.71 4,608 28,414 0.00 0.00 0 0
439.29 2,661.54 4,027 23,898 0.00 0.00 0 0

5.93 41.68 47 280

6.22 59.92 38 252
- - - -

0.66 24.35 5 62
7.71 37.40 7 78
- - - -
- - - -
6.59 66.03 52 342 0.00 0.00 0 0
13.93 97.32 45 330 0.00 0.00 0 0
15.91 122.03 918 5,321 8.77 19.36 6063 26548
13.86 59.68 914 3,307
16.04 150.72 149 774 31800 171814
6.86 119.43 132 666
5.42 42.92 295 1,965
4.90 36.25 211 1,769
21.47 193.64 444 2,739 0.00 0.00 0 0 31800 171814
11.76 155.69 343 2,435 0.00 0.00 0 0 0 0
- -
irda journal December 2014

- -
- -
- -
118.70 734.30 781 5,095
81.04 538.52 713 3,869
819.49 5,813.70 7,467 45,227 8.77 19.36 6063 26548 31800 171814
675.32 4,454.67 6,367 36,023 0.00 0.00 0 0 0 0

359
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i
Name of the Insurer: HDFC ERGO General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 1,249.24 20,019.44 6,924 36,387 121.24 3,731.31 2,219,685.47 62,266,759.13
Previous year 1,128.00 16,288.12 6,848 32,597 (37.90) 503.83 1,467,989.18 35,559,398.67
Marine Cargo 495.14 5,895.09 917 4,991 98.42 1,686.84 2,269,595.64 23,590,670.67
Previous year 396.72 4,208.25 330 2,193 (27.84) 611.82 2,251,952.26 16,205,430.35
Marine Hull (Including
Onshore & Offshore oil energy) 80.94 671.65 - 18 (164.59) (287.54) - 404,621.80
Previous year 245.54 959.19 2 118 85.67 95.68 51,579.70 339,098.96
Marine (Total) 576.09 6,566.74 917 5,009 (66.17) 1,399.30 2,269,595.64 23,995,292.47
Previous year (Total) 642.26 5,167.44 332 2,311 57.83 707.50 2,303,531.96 16,544,529.31
Aviation 85.55 1,357.02 9 54 11.57 267.70 420,934.81 1,344,242.93
Previous year 73.98 1,089.33 4 43 40.35 (147.40) 239,390.61 2,513,529.26
Engineering 646.69 3,609.82 308 1,799 53.73 (139.43) 38,981.02 1,642,427.60
Previous year 592.96 3,749.25 312 2,318 (270.46) (473.75) 301,005.81 1,373,903.18
Motor Own Damage 5,405.44 31,929.71 73,731 431,370 624.43 4,300.89 369,703.94 2,244,958.26
Previous year 4,781.01 27,628.81 62,292 364,598 459.08 4,764.22 332,159.01 1,857,806.79
Motor Third party 3,539.43 21,564.80 144,861 818,226 686.43 6,056.64 -
Previous year 2,853.00 15,508.16 119,406 690,385 745.99 3,918.43
Motor (Total) 8,944.87 53,494.51 144,861 818,226 1,310.85 10,357.53 369,703.94 2,244,958.26
Previous year (Total) 7,634.02 43,136.98 119,406 690,385 1,205.07 8,682.65 332,159.01 1,857,806.79
Workmen's compensation /
Employer's liability 47.87 475.30 141 834 (4.19) 14.58 17,263.93 320,455.78
Previous year 52.05 460.72 118 622 (2.69) 81.26 14,864.78 157,930.34
Public Liability 8.96 84.52 17 132 (97.07) (87.41) 12,205.07 95,208.75
Previous year 106.04 171.93 12 97 98.27 21.68 16,267.81 77,752.44
Product Liability - 61.69 - 15 - 29.26 - 87,447.73
Previous year - 32.43 - 13 - (3.88) - 9,140.30
Other Liability Covers 896.37 6,227.73 118 784 114.52 523.37 218,890.66 1,579,824.05
Previous year 781.85 5,704.35 111 741 12.46 506.99 241,217.41 1,867,896.89
Liability (Total) 953.20 6,849.24 276 1,765 13.26 479.80 248,359.67 2,082,936.31
Previous year (Total) 939.94 6,369.44 241 1,473 108.04 606.05 272,350.01 2,112,719.96
Personal Accident 3,433.25 19,187.73 150,163 862,555 1,163.41 6,053.86 51,490,232.08 91,399,593.27
Previous year 2,269.84 13,133.87 122,773 686,408 223.04 1,094.68 898,542.30 16,445,614.92
Medical Insurance 4,135.19 23,888.13 36,597 217,958 (1,223.36) (10,587.35) 164,141.95 1,016,082.01
Previous year 5,358.55 34,475.48 32,569 195,171 425.99 9,254.85 261,534.02 1,312,871.29
Overseas Medical Insurance 138.99 3,846.05 4,947 26,654 45.98 2,048.52 1,501,969.05 10,728,904.04
Previous year 93.01 1,797.53 2,015 11,084 (42.34) 245.35 2,047,076.36 13,290,823.73
Health (Total) 4,274.18 27,734.18 41,544 244,612 (1,177.38) (8,538.83) 1,666,111.00 11,744,986.05
Previous year (Total) 5,451.56 36,273.01 34,584 206,255 383.65 9,500.21 2,308,610.38 14,603,695.03
Crop Insurance 2,650.72 3,912.49 2 67 1,154.06 2,129.42 46,659.31 70,487.56
irda journal December 2014

Previous year 1,496.66 1,783.07 - 15 970.01 1,246.02 41,146.22 52,413.74

Credit Guarantee - - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 11,316.98 20,484.54 838 2,343 2,416.28 269.50 3,586,196.36 32,106,115.85
Previous year 8,900.69 20,215.04 293 1,690 (2,311.46) 1,022.72 340,575.37 3,511,512.37
Grand Total 34,130.78 163,215.71 345,842 1,972,817 5,000.86 16,010.16 62,356,459.30 228,897,799.44
Previous year (Total) 29,129.91 147,205.55 284,793 1,623,495 368.18 22,742.50 8,505,300.84 94,575,123.23
*Wherever applicable
360
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
32.64 1,102.28 500 3,001 - - - -
40.53 936.01 534 2,577 - - - -
18.13 948.44 55 464 - - - -
4.52 474.90 22 176 - - - -

- - - - - - - -
- 45.81 - 2 - - - -
18.13 948.44 55 464 - - - - - -
4.52 520.71 22 178 - - - - - -
- - - - - - - -
- 16.00 - 6 - - - -
6.31 137.67 23 211 - - - -
16.20 182.50 44 323 - - - -
416.17 3,383.14 6,911 51,981 - - - -
509.44 2,916.30 7,199 42,878 - - - -
466.52 3,680.39 21,054 140,572 - - - -
482.22 2,666.15 20,658 121,688 - - - -
882.69 7,063.53 21,054 140,572 - - - - - -
991.66 5,582.45 20,658 121,688 - - - - - -

2.47 45.12 15 73 - - - -
3.85 54.03 7 44 - - - -
0.25 6.76 1 7 - - - -
0.52 0.73 2 3 - - - -
- 0.02 - 1 - - - -
- 1.75 - 1 - - - -
- 72.77 1 32 - - - -
35.96 98.54 6 28 - - - -
2.72 124.67 17 113 - - - - - -
40.32 155.04 15 76 - - - - - -
251.90 1,695.28 13,106 92,154 - 0.08 - 89
197.30 959.87 12,278 66,297 - 11.88 - 13,352
141.11 1,090.46 1,673 12,489 - - - - 95,341 1,400,491
171.99 1,203.33 1,870 11,804 - - - - 159,612 1,745,716
1.94 21.70 230 1,199 - - - - 152,644 843,258
1.61 7.91 67 306 - - - - 118,672 729,013
143.05 1,112.16 1,903 13,688 - - - - 247,985 2,243,749
173.59 1,211.24 1,937 12,110 - - - - 278,284 2,474,729
0.02 580.68 - - - - - -
irda journal December 2014

167.59 334.55 - - - - - -
- - - - - - - -
- - - - - - - -
1,086.24 2,991.01 45 111 - - - -
3,057.31 8,391.85 23 117 - - - -
2,423.71 15,755.71 36,703 250,314 - 0.08 - 89 247,985 2,243,749
4,689.03 18,290.23 35,511 203,372 - 11.88 - 13,352 278,284 2,474,729

361
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..
i
Name of the Insurer: ICICI Lombard General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 1,050.52 36,163.42 2,878 16,324 (271.44) 2,919.74 2,449,175 57,931,838
Previous year 1,321.97 33,243.68 2,192 14,131 495.63 7,581.47 3,005,175 52,388,877
Marine Cargo 1,196.20 12,319.83 1,350 7,824 (193.19) 513.73 3,160,288 41,682,218
Previous year 1,389.38 11,806.10 1,506 9,231 228.37 2,918.82 5,038,309 44,099,082
Marine Hull (Including
Onshore & Offshore oil energy) 470.01 2,334.64 1 43 (537.04) (669.20) -1,616 527,156
Previous year 1,007.05 3,003.84 7 76 442.64 (49.19) 50,057 795,028
Marine (Total) 1666.20 14654.47 1351 7867 -730.23 -155.47 3158672.15 42209373.79
Previous year (Total) 2396.43 14809.94 1513 9307 671.01 2869.63 5088365.89 44894109.08
Aviation 547.70 2,538.23 13 76 (81.22) 271.32 907,849 2,744,624
Previous year 628.92 2,266.91 10 88 121.57 (2,775.77) 732,699 3,027,486
Engineering 938.80 8,098.23 574 3,740 (429.13) (1,161.98) 807,807 5,269,746
Previous year 1,367.92 9,260.22 670 4,523 (100.04) (376.09) 593,459 5,363,193
Motor Own Damage 16,098.08 98,180.48 839,132 4,843,863 21.82 (30.40) 2,513,340 14,893,999
Previous year 16,076.25 98,210.88 658,839 3,962,289 3,065.12 15,229.42 2,157,739 12,898,640
Motor Third party 10,422.03 59,730.81 853,290 4,909,852 1,064.43 5,737.18
Previous year 9,357.59 53,993.63 669,720 4,016,930 2,899.92 17,126.24
Motor (Total) 26520.11 157911.29 853290 4909852 1086.26 5706.79 2513340.10 14893998.83
Previous year (Total) 25433.85 152204.51 669720 4016930 5965.04 32355.66 2157738.55 12898640.01
Workmen's compensation /
Employer's liability 300.81 1,946.02 1,177 7,242 36.37 (97.27) 44,947 516,273
Previous year 264.44 2,043.29 976 5,823 26.82 350.23 45,688 466,288
Public Liability 3.12 34.25 14 101 (1.85) (7.27) 18,920 129,971
Previous year 4.97 41.52 17 113 2.07 1.81 6,650 53,858
Product Liability 6.60 149.16 3 25 (5.59) (8.74) 4,350 52,802
Previous year 12.19 157.90 6 35 8.16 25.48 3,700 38,354
Other Liability Covers 1,233.86 6,984.40 250 1,511 113.17 666.21 513,538 2,234,636
Previous year 1,120.69 6,318.19 191 1,289 (576.60) 297.41 330,215 1,809,646
Liability (Total) 1544.39 9113.82 1444 8879 142.09 552.93 581754.50 2933682.05
Previous year (Total) 1402.30 8560.89 1190 7260 -539.54 674.93 386253.67 2368147.41
Personal Accident 1,890.24 11,567.61 39,761 250,299 424.82 1,396.43 2,013,760 15,262,291
Previous year 1,465.43 10,171.19 40,696 255,234 126.35 1,503.57 2,275,861 18,022,191
Medical Insurance 8,249.71 65,348.27 56,181 307,331 (721.37) (3,448.56) 357,972 2,609,193
Previous year 8,971.08 68,796.83 50,862 295,014 (3,837.91) 4,395.29 425,743 3,291,582
Overseas Medical Insurance 742.50 5,465.42 137,492 807,180 (4.98) 175.00 3,289,299 21,611,880
Previous year 747.48 5,290.43 71,714 493,285 117.90 896.63 1,681,686.63 9,223,464
Health (Total) 8992.20 70813.69 193673 1114511 -726.36 -3273.57 3647271.04 24221072.95
Previous year (Total) 9718.56 74087.25 122576 788299 -3720.01 5291.92 2107429.95 12515046.45
Crop Insurance 7,985 17,312.06 44 942 1,578 (10,327.08) 102,988 122,116
irda journal December 2014

Previous year 6,407.39 27,639.13 227 411 (2,825.03) 5,432.17 -58,228 288,731
Credit Guarantee 122.56 1,300.48 7 48 50.76 (70.41) 5,173 48,442
Previous year 71.80 1,370.89 6 41 (33.07) 396.36 3,338 36,062
All Other Miscellaneous 1,008.21 7,087.78 6,102 43,548 59.27 270.29 1,858,574 75,570,210
Previous year 948.93 6,817.49 9,022 58,356 1.41 1,441.14 1,135,662 14,802,829
Grand Total 52266.32 336561.08 1099137 6356086 1102.82 -3871.03 18046363.67 241207393.92
Previous year (Total) 51163.50 340432.11 847822 5154580 163.32 54395.00 17427753.67 166605311.60
*Wherever applicable
362
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -

- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
0.00 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
710.34 4,207.29 - - - 0.00 - -
820.37 4,839.49 - - 0.00 0.00 - -
916.59 4,930.55 31,267 206,929 - 0.00 - -
1,146.71 5,651.63 32,087 203,222 0.00 0.00 - -
1626.93 9137.84 31267 206929 0.00 0.00 0 0 0 0
1967.08 10491.12 32087 203222 0.00 0.00 0 0 0 0

0.00 0.00 - - - 0.00 - -

0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
- 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 - - - 0.00 - -
0.00 0.00 - - 0.00 0.00 - -
135.89 3,882.65 605 2,207 0.00 15.47 - 11,806 183,084 3,148,048
731.83 4,802.79 119 819 59.51 260.17 18,251 81,389 1,145,071 5,406,884
0.10 35.43 5 587 - 0.00 - - 138,616 808,304
4.17 7.07 81 153 0.00 0.00 - - 71,714 493,285
135.99 3918.08 610 2794 0.00 15.47 0 11806 321700 3956352
736.00 4809.86 200 972 59.51 260.17 18251 81389 1216785 5900169
5,672 12,831 44 942 - - - -
irda journal December 2014

4,107 16,146 146 287 - - - -

- - - - - - - -
- - - - - - - -
25 164 91 455 - - - -
1 11 28 199 - - - -
7459.58 26050.38 32012 211120 0.00 15.47 0 11806 321700 3956352
6811.53 31457.25 32461 204680 59.51 260.17 18251 81389 1216785 5900169

363
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i
Name of the Insurer: IFFCO Tokio General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 556.32 13876.47 5296.00 28431.00 -307.25 556.32 725505.10 20350964.36
Previous year 676.32 14754.74 6199.00 34888.00 -280.49 676.32 2060085.08 24755534.92
Marine Cargo 653.98 5860.23 1586.00 8624.00 119.71 653.98 2846727.33 18023957.91
Previous year 756.30 5745.27 1014.00 5341.00 184.46 756.30 3905128.80 17126320.62
Marine Hull (Including
Onshore & Offshore oil energy) 30.67 907.42 23.00 182.00 2.92 30.67 4776.00 589241.64
Previous year 183.92 971.87 18.00 217.00 -17.61 183.92 5074.15 573943.52
Marine (Total) 684.65 6767.65 1609 8806 122.63 684.65 2851503.33 18613199.54
Previous year (Total) 940.22 6717.14 1032 5558 166.85 940.22 3910202.95 17700264.13
Aviation 10.35 60.45 2.00 10.00 -5.60 10.35 112500.00 306814.14
Previous year 3.07 241.00 0.00 16.00 -44.74 3.07 2905.00 521841.46
Engineering 864.29 3436.91 718.00 3248.00 526.62 864.29 503101.26 1952976.65
Previous year 632.34 5708.01 490.00 2576.00 327.12 632.34 540969.48 4294818.87
Motor Own Damage 9980.23 57180.49 339048.00 1921062.00 823.49 9980.23 628385.20 3437547.29
Previous year 7511.53 49141.26 282778.00 1792378.00 -112.30 7511.53 485370.52 2729988.54
Motor Third party 7627.91 40155.92 32314.00 119052.00 1162.65 7627.91
Previous year 5281.28 34378.47 4910.00 33473.00 345.31 5281.28
Motor (Total) 17608.14 97336.41 339048 1921062 1986.14 17608.14 628385.20 3437547.29
Previous year (Total) 12792.81 83519.73 282778 1792378 233.02 12792.81 485370.52 2729988.54
Workmen's compensation /
Employer's liability 249.53 1123.04 1708.00 8329.00 114.15 249.53 40180.46 217952.58
Previous year 133 807 848 5360 20 133.11 25946 116151
Public Liability 6.80 60.87 17.00 89.00 1.60 6.80 14402.48 94358.06
Previous year 54 535 82 395 -16 53.79 24567 158179
Product Liability 60.83 172.46 19.00 58.00 38.43 60.83 32883.75 50771.95
Previous year 68 186 14 50 55 67.53 16563 77903
Other Liability Covers 234.20 2066.53 166.00 793.00 77.24 234.20 89642.42 786790.51
Previous year 95 1270 81 352 35 95.25 72232 600465
Liability (Total) 551.36 3422.91 1910 9269 231.42 551.36 177109.11 1149873.10
Previous year (Total) 349.68 2797.92 1025 6157 94.23 349.68 139307.59 952697.43
Personal Accident 472.34 1901.13 9889.00 68423.00 242.43 472.34 1788096.81 5603451.90
Previous year 270.92 1607.25 9996 74444 48.73 270.92 812595.71 4655106.23
Medical Insurance 2313.90 17003.46 11245.00 49691.00 218.15 2313.90 164261.45 1123948.01
Previous year 1819.95 12578.76 8316 33300 -1049.00 1819.95 251219.09 1911170.43
Overseas Medical Insurance 40.51 225.95 6138.00 25878.00 22.92 40.51 8205.80 35268.30
Previous year 19.76 167.80 2171 18327 -1.06 19.76 3363.60 25623.10
Health (Total) 2354.41 17229.41 17383 75569 241.07 2354.41 172467.25 1159216.31
Previous year (Total) 1839.71 12746.55 10487 51627 -1050.07 1839.71 254582.69 1936793.53
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 141 4015 5 42 43 141 2978 386897
Previous year 2194 2194 40 40 2194 2194 358570 358570
All Other Miscellaneous 9292.55 14573.62 35468.00 215788.00 8799.69 9292.55 2145739.40 8524646.98
Previous year 7737.31 16905.41 28852 144425 5064.71 7880.05 6621199.18 13020709.56
Grand Total 32535.18 162620.41 411328 2330648 11880.03 32535.18 9107384.97 61485587.30
Previous year (Total) 27436.87 147192.25 340899 2112109 6753.85 27579.61 15185788.12 70926324.61
*Wherever applicable
364
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
15.35 92.61 299 1794.00
20.43 129.82 540 3062.00

0.00 0.00 0 0

0.00 0.00 0.00 0.00

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0.00 0.00

0.67 3.79 7.00 27.00
0.06 6.78 7.00 65.00
778.47 4175.81 37994.00 189752.00
433.51 4087.59 27511.00 191939.00
1253.90 5795.49 0.00 0.00
821.03 4613.33 0.00 0.00
2032.37 9971.30 37994 189752 0.00 0.00 0 0
1254.53 8700.92 27511 191939 0.00 0.00 0 0

3 15 27 121
1 13 25 261
0 0 0 0
0 1 1 4
0 0 0 0
0 0 0 0
1 2 30 125
1 2 46 144
3.99 16.94 57 246 0.00 0.00 0 0
1.31 16.01 72 409 0.00 0.00 0 0
157.73 537.87 1632 5611 9.03 26.38 180683 527818
132.20 491.03 1408 11152 7.30 24.51 146026 490198
424.55 3151.36 277 1224 415.93 2501.61 0 1675724
634.39 4806.06 238 1053 627.35 4757.26 0 1767975
0.00 0.00
0.00 0.00 0 0
424.55 3151.36 277 1224 415.93 2501.61 0 1675724 0 0
634.39 4806.06 238 1053 627.35 4757.26 0 1767975 0 0
irda journal December 2014

8203.93 9879.43 3778 15260.00 2339.48 2346.36 175834 178844

8728.65 12095.45 2779 16191.00 7446.07 9914.73 506625 1027594
10838.59 23653.30 44044 213914 2764.44 4874.35 356517 2382386 0 0
10771.57 26246.07 32555 223871 8080.72 14696.50 652651 3285767 0 0

365
 Name of the Insurer: L&T General Insurance Company Limited
~

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i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 191.66 2,059.36 946 5,166 71.83 251.95 2 5,265,292
Previous year 119.83 1,807.41 495 2,178 37.33 502.35 266,063 4,203,464
Marine Cargo 91.35 515.33 383 2,681 41.54 76.53 3 2,140,713
Previous year 49.81 438.80 439 2,184 (18.52) 60.79 240,022 2,349,662
Marine Hull (Including
Onshore & Offshore oil energy) - - - - - - - -
Previous year - - - - - - - -
Marine (Total) 91.35 515.33 383 2,681 41.54 76.53 3 2,140,713
Previous year (Total) 49.81 438.80 439.00 2,184.00 (18.52) 60.79 240,021.95 2,349,661.65
Aviation - - - - - - - -
Previous year - - - - - - - -
Engineering 184.59 973.73 195 1,203 59.72 235.87 1 900,867
Previous year 124.87 737.86 308.00 1,404.00 0.80 64.61 112,699.89 780,424.60
Motor Own Damage 981.60 5,678.38 20,385 121,503 128.20 1,203.65 0 332,450
Previous year 853.40 4,474.72 10,200.00 56,148.00 427.80 1,691.03 50,109.86 303,826.54
Motor Third party 364.64 2,236.05 195 1,727 77.92 434.25 - -
Previous year 286.72 1,801.80 (11.00) 201.00 47.70 157.69 2,476.37 27,126.17
Motor (Total) 1,346.24 7,914.42 20,385 121,503 206.12 1,637.90 0 332,450
Previous year (Total) 1,140.12 6,276.52 10,200 56,148 475.51 1,848.72 52,586.23 330,952.71
Workmen's compensation /
Employer's liability 33.10 255.67 244 1,580 8.05 34.54 0 57,309
Previous year 25.05 221.13 214.00 1,356.00 0.05 26.41 3,817.85 41,922.03
Public Liability
Previous year
Product Liability - - - - - - - -
Previous year - - - - - - - -
Other Liability Covers 9.73 48.78 43 184 5.23 (1.28) 0 23,909
Previous year 4.50 50.06 19.00 110.00 (1.52) 3.81 564.28 63,103.08
Liability (Total) 42.83 304.45 287 1,764 13.28 33.26 0 81,218
Previous year (Total) 29.55 271.19 233.00 1,466.00 (1.47) 30.23 4,382.12 141,392.66
Personal Accident 17.66 112.32 699 3,177 7.26 (115.86) 1 178,850
Previous year 10.40 228.18 359.00 2,617.00 6.04 (29.82) 26,800.02 977,269.08
Medical Insurance 260.18 1,876.36 3,875 21,764 (135.30) (297.56) 0 136,338
Previous year 395.48 2,173.92 2,016.00 7,823.00 355.95 1,681.62 41,120.50 241,661.54
Overseas Medical Insurance - - - - - - - -
Previous year - - - - - - - -
Health (Total) 260.18 1,876.36 3,875 21,764 (135.30) (297.56) 0 136,338
Previous year (Total) 395.48 2,173.92 2,016.00 7,823.00 355.95 1,681.62 41,120.50 241,661.54
Crop Insurance - - - - - - - -
irda journal December 2014

Previous year - - - - - - - -
Credit Guarantee - - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 80.30 254.41 399 2,428 65.24 144.49 0 594,557
Previous year 15.06 109.92 314.00 1,057.00 15.06 109.92 25,909.64 376,797.01
Grand Total 2,214.81 14,010.38 27,169 159,686 329.68 1,966.58 7.87 9,630,284.88
Previous year (Total) 1,885.13 12,043.80 14,364 74,877 870.71 4,268.43 769,582.90 9,401,623.61
*Wherever applicable
366
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
85.87 285.89 619 1,437 - - - - - -
7.16 50.55 34 157 - - - - - -
0.87 11.21 36 226 - - - - - -
0.09 17.40 47 223 - - - - - -

- - - - - - - - - -
- - - - - - - - - -
0.87 11.21 36 226 - - - - - -
0.09 17.40 47.00 223.00 - - - - - -
- - - - - - - - - -
- - - - - - - - - -
3.49 31.13 20 140 - - - - - -
10.96 40.13 45.00 184.00 - - - - - -
127.99 822.36 4,293 28,135 - - - - - -
3.71 407.01 1,065.00 6,482.00 - - - - - -
57.08 389.41 - 8 - - - - - -
76.35 278.23 12.00 16.00 - - - - - -
185.07 1,211.77 4,293 28,135 - - - - - -
80.06 685.25 1,065 6,482 - - - - - -

3.37 17.98 23 148 - - - - - -

0.96 12.98 15.00 133.00 - - - - - -

- 1.60 - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
3.37 19.58 23 148 - - - - - -
0.96 12.98 15.00 133.00 - - - - - -
0.33 2.10 61 322 0.02 0.07 42 152 - -
0.07 0.49 12.00 215.00 0.10 0.42 247.00 1,445.00 - -
- - - - 0.89 4.87 217 1,550 8,792 53,486
- - - - 1.77 8.40 437.00 1,680.00 388,072.00 1,790,316.00
- - - - - - - - - -
- - - - - - - - - -
- - - - 0.89 4.87 217 1,550 8,792 53,486
- - - - 1.77 8.40 437.00 1,680.00 388,072.00 1,790,316.00
- - - - - - - - - -
irda journal December 2014

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
2.90 11.08 29 120 - - - - - -
0.72 2.81 22.00 55.00 - - - - - -
281.91 1,572.76 5,081 30,528 0.91 4.93 259 1,702 8,792 53,486
100.02 809.61 1,240 7,449 1.87 8.82 684 3,125 388,072 1,790,316

367
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i
Name of the Insurer: Liberty Videocon General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 141.70 974.54 215.00 1172.00 0.00 0.00 658372.96 2905501.94
Previous year 48.21 342.62 82.00 507.00 0.00 0.00 220555.05 1044295.42
Marine Cargo 24.98 169.44 26.00 103.00 0.00 0.00 43550.66 355244.42
Previous year 11.48 21.67 14.00 25.00 0.00 0.00 24299.83 149861.03
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 24.98 169.44 26 103 0.00 0.00 43550.66 355244.42
Previous year (Total) 11.48 21.67 14 25 0.00 0.00 24299.83 149861.03
Aviation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Engineering 44.95 361.50 74.00 315.00 0.00 0.00 -3428.40 291222.67
Previous year 67.62 219.93 29.00 133.00 0.00 0.00 79162.03 215589.17
Motor Own Damage 1090.85 6884.48 9265.00 51651.00 0.00 0.00 56907.93 353498.34
Previous year 508.24 2642.80 2895.00 15223.00 0.00 0.00 24392.33 128137.90
Motor Third party 271.39 1638.82 9571.00 53325.00 0.00 0.00
Previous year 92.42 418.30 3011.00 15593.00 0.00 0.00
Motor (Total) 1362.24 8523.30 9571 53325 0.00 0.00 56907.93 353498.34
Previous year (Total) 600.66 3061.10 3011 15593 0.00 0.00 24392.33 128137.90
Workmen's compensation /
Employer's liability 19.08 120.39 59.00 284.00 0.00 0.00 7616.82 28125.30
Previous year 4.31 36.67 12.00 95.00 0.00 0.00 469.43 7200.09
Public Liability 0.00 0.05 0.00 1.00 0.00 0.00 0.00 300.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Product Liability 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Liability Covers 5.65 66.20 16.00 94.00 0.00 0.00 5161.00 27473.00
Previous year 0.09 2.29 1.00 15.00 0.00 0.00 50.00 1019.75
Liability (Total) 24.73 186.64 75 379 0.00 0.00 12777.82 55898.30
Previous year (Total) 4.39 38.95 13 110 0.00 0.00 519.43 8219.84
Personal Accident 31.90 427.46 42.00 311.00 0.00 0.00 65202.18 1349223.99
Previous year 54.29 164.05 26.00 78.00 0.00 0.00 171846.24 493377.74
Medical Insurance 155.85 1575.96 29.00 228.00 0.00 0.00 -17098.09 36882.58
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 155.85 1575.96 29 228 0.00 0.00 -17098.09 36882.58
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 13.38 166.30 204.00 937.00 0.00 0.00 -18645.12 554688.90
Previous year 5.14 77.00 56.00 424.00 0.00 0.00 130344.77 460567.29
Grand Total 1799.73 12385.14 10236 56770 0.00 0.00 797639.94 5902161.13
Previous year (Total) 791.79 3925.34 3231 16870 0.00 0.00 651119.69 2500048.38
*Wherever applicable
368
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..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
1.93 23.50 8.00 25.00 0.00 0.00 0.00 0.00
2.72 9.94 2.00 22.00 0.00 0.00 0.00 0.00
0.11 1.46 1.00 3.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.11 1.46 1 3 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 2.83 0.00 2.00 0.00 0.00 0.00 0.00
0.00 0.02 0.00 2.00 0.00 0.00 0.00 0.00
49.04 330.24 470.00 2875.00 0.00 0.00 0.00 0.00
15.57 33.50 112.00 222.00 0.00 0.00 0.00 0.00
17.20 102.91 491.00 2964.00 0.00 0.00 0.00 0.00
5.08 10.05 129.00 249.00 0.00 0.00 0.00 0.00
66.24 433.15 491 2964 0.00 0.00 0 0
20.65 43.55 129 249 0.00 0.00 0 0

0.00 10.76 0.00 26.00 0.00 0.00 0.00 0.00

0.00 0.04 0.00 1.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.31 0.00 1.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 11.07 0 27 0.00 0.00 0 0
0.00 0.04 0 1 0.00 0.00 0 0
0.51 5.67 2.00 6.00 0.00 0.00 0.00 0.00
0.05 0.05 1.00 1.00 0.00 0.00 0.00 0.00
-0.18 13.61 0.00 2.00 0.00 0.00 0.00 0.00 13106 361556
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0
-0.18 13.61 0 2 0.00 0.00 0 0 13106 361556
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.02 6.61 1.00 17.00 0.00 0.00 0.00 0.00
0.11 0.55 0.00 10.00 0.00 0.00 0.00 0.00
68.63 497.90 503 3046 0.00 0.00 0 0 13106 361556
23.53 54.15 132 285 0.00 0.00 0 0 0 0

369
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..
i
Name of the Insurer: Magma HDI General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 100.29 1128.82 654.00 3307.00 50.21 893.87 99828.46 1607690.11
Previous year 50.08 234.95 64.00 286.00 46.60 223.39 93295.38 721392.49
Marine Cargo 94.68 483.75 99.00 552.00 74.54 383.95 444559.80 1167019.27
Previous year 20.14 99.80 5.00 54.00 0.14 79.35 383.54 444109.81
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 94.68 483.75 99 552 74.54 383.95 444559.80 1167019.27
Previous year (Total) 20.14 99.80 5 54 0.14 79.35 383.54 444109.81
Aviation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Engineering 137.59 392.80 187.00 1016.00 120.88 321.41 208028.05 489409.52
Previous year 16.71 71.39 61.00 188.00 16.62 72.34 6316.38 27701.92
Motor Own Damage 1861.92 9901.75 23032.00 133085.00 215.37 1483.11 194719.08 1076266.66
Previous year 1646.54 8418.64 19191.00 103067.00 1671.18 8564.17 167608.49 860844.15
Motor Third party 1576.59 8485.72 25275.00 151154.00 -14.53 751.72
Previous year 1591.12 7734.00 22259.00 114719.00 1618.98 7844.73
Motor (Total) 3438.51 18387.47 25275 151154 200.84 2234.83 194719.08 1076266.66
Previous year (Total) 3237.67 16152.64 22259 114719 3290.16 16408.90 167608.49 860844.15
Workmen's compensation /
Employer's liability 5.48 51.61 59.00 372.00 5.48 51.61 545.82 6111.29
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Public Liability 0.00 0.54 0.00 2.00 -1.75 -9.83 0.00 1510.00
Previous year 1.75 10.37 1.00 5.00 1.75 10.37 698.66 6985.20
Product Liability -0.44 73.91 0.00 12.00 -0.44 73.91 -1953.18 21999.44
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Liability Covers 21.93 171.55 9.00 87.00 21.93 171.55 8050.46 130075.48
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Liability (Total) 26.97 297.61 68 473 25.23 287.24 6643.10 159696.21
Previous year (Total) 1.75 10.37 1 5 1.75 10.37 698.66 6985.20
Personal Accident 7.68 46.14 451.00 2686.00 7.68 46.14 23408.29 114972.81
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 30.45 215.74 125.00 1000.00 30.08 210.66 30760.14 301557.44
Previous year 0.36 5.08 26.00 148.00 0.34 5.06 649.76 20167.00
Grand Total 3836.17 20952.33 26859 160188 509.45 4378.09 1007946.90 4916612.01
Previous year (Total) 3326.71 16574.23 22416 115400 3355.60 16799.41 268952.21 2081200.57
*Wherever applicable
370
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(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
50.34 508.90 402.00 2073.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
11.53 136.57 57.00 308.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
11.53 136.57 57 308 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
31.93 151.36 114.00 531.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1091.46 5855.11 14220.00 79062.00 0.00 0.00 0.00 0.00
1211.94 5380.28 16210.00 68934.00 0.00 0.00 0.00 0.00
996.68 5183.34 15107.00 84294.00 0.00 0.00 0.00 0.00
1138.69 4900.45 16499.00 69857.00 0.00 0.00 0.00 0.00
2088.15 11038.44 15107 84294 0.00 0.00 0 0
2350.63 10280.74 16499 69857 0.00 0.00 0 0

3.54 30.62 45.00 252.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.54 0.00 2.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
-0.44 65.50 0.00 8.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4.51 54.76 3.00 47.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
7.61 151.42 48 309 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
4.08 18.11 307.00 1634.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
17.79 150.31 91.00 676.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2211.42 12155.12 16126 89825 0.00 0.00 0 0 0 0
2350.63 10280.74 16499 69857 0.00 0.00 0 0 0 0

371
 Name of the Insurer: National Insurance Company Limited
~

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i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 6848.77 44384.40 44983 289117 -1395.44 -4376.01 92541697 401959729
Previous year 8244.21 48760.41 40279 271790 336.27 2655.69 95493108 599021307
Marine Cargo 1707.65 10147.67 11860 72757 284.74 131.61 6300712 1045331774
Previous year 1422.91 10016.07 6891 50257 -372.36 -984.81 13914989 48527435
Marine Hull (Including
Onshore & Offshore oil energy) 331.11 5108.39 496 1671 -1525.18 -3190.06 530196 20238625
Previous year 1856.29 8298.45 264 1565 616.22 661.64 4114798 29886679
Marine (Total) 2038.76 15256.06 12356 74428 -1240.44 -3058.45 6830908 1065570399
Previous year (Total) 3279.20 18314.52 7155 51822 243.86 -323.17 18029787 78414114
Aviation 141.69 3653.12 21 82 -544.71 -1691.91 1131368970 1151001023
Previous year 686.40 5345.02 12 61 -5.44 2129.37 111968 5636800
Engineering 2755.22 14610.32 1966 13224 137.20 300.31 4490710 82447534
Previous year 2618.01 14310.02 1957 15748 64.96 -614.01 2710275 1228533424
Motor Own Damage 20095.43 110473.94 482057 2836627 -585.89 9680.49 780797 4592322
Previous year 20681.32 100793.45 428200 2663002 -1056.33 1916.76 623917 4250035
Motor Third party 26122.66 145893.37 699206 4086445 1887.12 22430.61 780112 4588364
Previous year 24235.54 123462.76 636704 3938771 222.48 10240.32 622663 4241300
Motor (Total) 46218.09 256367.31 699206 4086445 1301.22 32111.10 1560909 9180685
Previous year (Total) 44916.87 224256.21 636704 3938771 -833.85 12157.08 1246581 8491335
Workmen's compensation /
Employer's liability 500.52 3303.71 4364 27675 -18.79 -259.29 114456 436426
Previous year 519.31 3563.00 4063 27211 -139.95 -109.89 50210 394060
Public Liability 15.91 61.04 259 758 12.43 12.45 6088 30464
Previous year 3.48 48.60 96 605 1.21 1.00 18595 38337
Product Liability 23.40 412.21 9 87 12.80 69.33 18910 286258
Previous year 10.60 342.88 5 69 -42.15 73.12 7785 131537
Other Liability Covers 125.52 1093.30 892 5376 -105.25 -8.13 765138 1479448
Previous year 230.77 1101.42 739 4686 119.34 -56.20 175067 856383
Liability (Total) 665.35 4870.26 5524 33896 -98.81 -185.64 904592 2232596
Previous year (Total) 764.16 5055.90 4903 32571 -61.55 -91.97 251657 1420316
Personal Accident 1007.93 7139.78 51727 298459 100.24 199.41 2409549 25973566
Previous year 907.69 6940.36 29275 178965 -151.89 -115.56 3812282 28731927
Medical Insurance 23954.09 172408.70 129582 773675 5696.74 52449.34 2772510 44489002
Previous year 18257.35 119959.36 118739 733965 -259.27 7504.59 101137792 127236785
Overseas Medical Insurance 150.90 1291.27 1223 10467 4.10 2.12 12431 93018
Previous year 146.80 1289.15 1188 10403 4.40 -41.09 2473 11222
Health (Total) 24104.99 173699.97 130805 784142 5700.85 52451.46 2784941 44582020
Previous year (Total) 18404.15 121248.51 119927 744368 -254.87 7463.50 101140266 127248006
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 0.00 16.45 0 0 0.00 7.78 0 0
Previous year 0.00 8.67 0 1 0.00 8.67 0 1852
All Other Miscellaneous 4283.21 23036.34 68101 394109 752.89 -10611.05 6666557 59079915
Previous year 3530.32 33647.38 66542 400662 -1228.98 4261.87 5545065 242649570
Grand Total 88064.00 543034.00 1014689 5973902 4713.00 65147.00 1249558832 2842027469
Previous year (Total) 83351.00 477887.00 906754 5634759 -1891.49 27531.47 228340990 2320148650
*Wherever applicable
372
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
295.14 2349.78 6125 38922 322.90 2350.74
306.68 2980.97 5433 34795 309.87 3268.71
60.81 462.48 492 2652 149.42 692.54
47.86 404.45 253 2263 108.07 624.32

12.43 104.10 44 324 7.92 65.74

13.79 79.14 30 321 18.07 153.61
73.24 566.58 536 2976 157.34 758.29
61.65 483.59 283 2584 126.14 777.92
0.00 0.00 0 0 -53.27 54.34
0.00 0.00 0 0 0.00 0.00
48.52 373.44 196 1263 390.66 1418.06
108.80 857.91 244 1981 181.36 1833.76
1457.10 8676.88 98674 562776 820.60 5050.36
1355.04 8257.58 85651 506257 781.70 4903.05
2801.87 16171.17 140236 798756 1393.69 8309.11
2258.17 13619.15 125663 743204 1112.53 7055.50
4258.97 24848.04 140236 798756 2214.29 13359.47
3613.22 21876.73 125663 743204 1894.23 11958.55

49.63 368.96 658 4378 49.62 296.50

64.36 391.70 642 4426 35.91 326.29
0.51 2.39 24 46 0.53 3.18
0.05 2.41 3 27 -0.34 2.60
0.00 11.94 0 3 3.15 23.61
0.00 11.81 0 4 2.38 6.41
4.34 23.51 73 355 4.64 40.10
3.13 16.69 56 398 17.79 77.89
54.48 406.80 755 4782 57.94 363.38
67.54 422.60 701 4855 55.74 413.19
63.93 518.18 7565 41288 51.77 563.85 9440 55678 101664 540670
76.84 271.07 4091 23467 71.95 417.37 8350 63978 94366 531361
609.79 4653.19 9828 54316 2551.02 42437.48 16203 92161 155894 894510
700.57 5471.01 9285 53620 2049.02 8924.53 14733 203099 142562 2007190
2.20 12.86 38 297 4.72 39.28 121 817 1202 10456
0.82 7.68 25 231 3.65 34.75 90 762 1182 10426
611.99 4666.05 9866 54613 2555.74 42476.77 16324 92978 157096 904966
701.39 5478.69 9310 53851 2052.68 8959.28 14823 203861 143744 2017616
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
665.40 3083.83 16717 87620 211.33 1597.60 1228 6655 20944 118135
442.06 2524.80 15780 90314 204.61 2285.55 1366 9867 23279 124462
6071.66 36812.69 181996 1030220 5908.70 62942.49 26992 155311 279704 1563771
5378.17 34896.37 161505 955051 4896.56 29914.33 24539 277706 261389 2673439

373
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Name of the Insurer: Raheja QBE General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 2.76 18.76 7.00 21.00 2.76 18.76 3995.06 16057.53
Previous year 2.85 22.18 5.00 45.00 2.85 22.18 3949.95 25069.26
Marine Cargo 0.00 0.27 0.00 2.00 0.00 0.27 0.00 299.78
Previous year 0.00 0.69 0.00 3.00 0.00 0.69 0.00 670.31
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00
Marine (Total) 0.00 0.27 0 2 0.00 0.27 0.00 299.78
Previous year (Total) 0.00 0.69 0 3 0.00 0.69 0.00 670.31
Aviation 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Engineering 8.17 14.53 2.00 13.00 8.17 14.53 -232.96 525.08
Previous year 3.72 22.53 2.00 11.00 3.72 22.53 -56.78 1026.22
Motor Own Damage 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Motor Third party 4.70 20.79 24.00 190.00 4.70 20.79 0.00 0.00
Previous year 5.71 43.69 35.00 786.00 5.71 43.69 0.00 0.00
Motor (Total) 4.70 20.79 24 190 4.70 20.79 0.00 0.00
Previous year (Total) 5.71 43.69 35 786 5.71 43.69 0.00 0.00
Workmen's compensation /
Employer's liability 1.76 10.24 5.00 24.00 1.76 10.24 942.84 6047.32
Previous year 0.90 11.86 4.00 18.00 0.90 11.86 712.18 2493.70
Public Liability 1.42 8.82 2.00 16.00 1.42 8.82 400.00 6525.00
Previous year 0.63 13.22 1.00 21.00 0.63 13.22 100.00 8872.95
Product Liability 8.33 29.18 4.00 6.00 8.33 29.18 6200.00 8300.00
Previous year 13.33 45.91 4.00 10.00 13.33 45.91 4400.00 13070.00
Other Liability Covers 166.74 947.42 70.00 314.00 166.74 947.42 68675.24 386213.56
Previous year 163.67 1011.75 50.00 254.00 163.67 1011.75 67757.82 292723.64
Liability (Total) 178.25 995.66 81 360 178.25 995.66 76218.08 407085.88
Previous year (Total) 178.52 1082.75 59 303 178.52 1082.75 72970.00 317160.29
Personal Accident 0.21 8.38 5.00 23.00 0.21 8.38 338.00 31668.27
Previous year 0.83 11.12 0.00 16.00 0.83 11.12 5793.00 58874.04
Medical Insurance 0.04 0.44 3.00 15.00 0.04 0.44 30.00 103.00
Previous year 0.12 0.39 7.00 11.00 0.12 0.39 70.00 110.50
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 0.04 0.44 3 15 0.04 0.44 30.00 103.00
Previous year (Total) 0.12 0.39 7 11 0.12 0.39 70.00 110.50
Crop Insurance 0.00 0.00 0 0 0.00 0.00 0 0
irda journal December 2014

Previous year 0.00 0.00 0 0 0.00 0.00 0 0

Credit Guarantee 6.98 53.21 0.00 5.00 6.98 53.21 0.00 1217.56
Previous year 0.00 33.19 0.00 6.00 0.00 33.19 480.00 2694.33
All Other Miscellaneous 0.05 6.82 1.00 18.00 0.05 6.82 30.30 5678.31
Previous year 0.04 41.93 1.00 28.00 0.04 41.93 27.58 18561.21
Grand Total 201.15 1118.88 123 647 201.15 1118.88 80378.48 462635.42
Previous year (Total) 191.78 1258.47 109 1209 191.78 1258.47 83233.75 424166.16
*Wherever applicable
374
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i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 15.31 0.00 4.00 0.00 0.00 0.00 0.00
0.00 17.73 4.00 8.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
6.80 10.25 0.00 2.00 0.00 0.00 0.00 0.00
3.53 19.35 0.00 5.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 10.82 0.00 141.00 0.00 0.00 0.00 0.00
2.66 20.03 11.00 84.00 0.00 0.00 0.00 0.00
0.00 10.82 0 141 0.00 0.00 0 0
2.66 20.03 11 84 0.00 0.00 0 0

0.86 0.89 1 3 0.86 1.66 15 90

0.26 1.12 1 2 0.26 1.13 45 62
0.00 0.00 0.00 0.00 0 0 0 0
0.00 6.65 0.00 2.00 0.00 0.00 0.00 0.00
0 0 0 0 0 0 0 0
0 0 0 0 0.00 0.00 0 0
0.00 37.86 0.00 4.00 0 0 0 0
0.00 23.52 0.00 1.00 0.00 0.00 0.00 0.00
0.86 38.75 1 7 0.86 1.66 15 90
0.26 31.29 1 5 0.26 1.13 45 62
0.00 0.04 0 0 0.04 0.38 34.00 310
0.95 0.92 0 0 0.95 3.74 0 21299
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0 0 0 0
irda journal December 2014

0 0 0 0 0 0 0 0
0.00 0.00 0 0 0 0 0 0
0.00 0.00 0 0 0 0 0 0
0.00 0.12 0 2 0.00 0.00 0.00 0.00
0.00 0.82 0 8 0.00 0.00 0.00 0.00
7.66 75.29 1 156 0.90 2.04 49 400
7.40 90.14 16 110 1.21 4.87 45 21361

375
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i
Name of the Insurer: Reliance General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 979.15 13455.65 3574.00 23396.00 36.46 1011.52 -623784.27 29384742.98
Previous year 942.68 12444.14 3317.00 20814.00 2.20 1882.34 1688229.56 22957335.52
Marine Cargo 299.90 2727.48 1384.00 9677.00 60.06 524.16 1121074.53 9778481.56
Previous year 239.84 2203.32 1396.00 8773.00 103.69 384.31 476931.03 7310358.37
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 347.82 0.00 7.00 -12.55 219.39 0.00 258585.43
Previous year 12.55 128.43 0.00 5.00 11.93 85.06 558.30 78730.73
Marine (Total) 299.90 3075.29 1384 9684 47.51 743.54 1121074.53 10037066.99
Previous year (Total) 252.39 2331.75 1396 8778 115.62 469.37 477489.33 7389089.10
Aviation 0.00 131.83 0.00 9.00 -8.78 -7.77 0.00 309197.50
Previous year 8.78 139.60 0.00 13.00 -29.93 -84.96 0.00 71131.20
Engineering 524.45 4240.80 655.00 3558.00 -446.93 -323.44 38169.78 2204224.97
Previous year 971.38 4564.24 402.00 2294.00 173.69 -851.57 861584.21 2114035.06
Motor Own Damage 5812.71 35587.51 199682.00 1122517.00 -181.13 -2062.31 387705.78 2354458.46
Previous year 5993.84 37649.82 145790.00 944987.00 -537.07 1472.65 385289.67 2348694.42
Motor Third party 7186.69 43089.56 273440.00 1620035.00 1810.06 11524.93
Previous year 5376.63 31564.63 175150.00 1109074.00 542.22 3543.32
Motor (Total) 12999.40 78677.07 273440 1620035 1628.92 9462.62 387705.78 2354458.46
Previous year (Total) 11370.47 69214.45 175150 1109074 5.16 5015.97 385289.67 2348694.42
Workmen's compensation /
Employer's liability 64.94 405.50 251.00 1849.00 -22.48 -18.99 15363.79 76654.19
Previous year 87.42 424.49 334.00 1644.00 9.17 -4.36 13394.19 63500.19
Public Liability 5.16 72.10 48.00 415.00 -1.52 -24.87 13662.11 96146.44
Previous year 6.68 96.98 35.00 335.00 2.94 3.79 10670.31 111258.42
Product Liability 0.00 13.68 0.00 7.00 -5.42 -13.62 0.00 3290.00
Previous year 5.42 27.29 2.00 6.00 5.08 23.04 704.73 4679.73
Other Liability Covers 51.83 2177.48 835.00 4839.00 20.83 -51.19 32352.86 742544.86
Previous year 31.00 2228.67 763.00 4354.00 -6.21 -139.03 15467.02 681714.60
Liability (Total) 121.93 2668.76 1134 7110 -8.60 -108.66 61378.77 918635.50
Previous year (Total) 130.52 2777.43 1134 6339 10.98 -116.55 40236.24 861152.93
Personal Accident 268.65 1203.87 10415.00 43062.00 149.68 114.28 1114718.49 3514843.15
Previous year 118.97 1089.59 5093.00 22530.00 35.78 -341.11 280824.46 2280825.58
Medical Insurance 1350.53 27204.28 7161.00 38600.00 -2219.41 -998.67 168334.88 2559036.50
Previous year 3569.94 28202.95 48223.00 172877.00 2279.85 16611.98 14668693.92 47010355.80
Overseas Medical Insurance 338.93 2237.04 57689.00 389690.00 41.37 339.16 2830548.31 17583867.96
Previous year 297.57 1897.88 60130.00 375265.00 22.53 3.56 2724073.98 15992929.26
Health (Total) 1689.46 29441.32 64850 428290 -2178.05 -659.51 2998883.19 20142904.46
Previous year (Total) 3867.51 30100.83 108353 548142 2302.39 16615.54 17392767.90 63003285.07
Crop Insurance 3996.98 5265.48 2850.00 3253.00 3728.18 4675.25 152015.65 184324.21
irda journal December 2014

Previous year 268.80 590.24 37.00 185.00 263.08 578.07 4393.29 17250.94
Credit Guarantee 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 304.16 3496.00 3394.00 23728.00 -466.41 -667.95 553646.46 4217381.38
Previous year 770.56 4163.95 4474.00 25897.00 -57.88 104.41 658010.23 3821310.50
Grand Total 21184.07 141656.08 361696 2162125 2482.01 14239.87 5803808.39 73267779.60
Previous year (Total) 18702.06 127416.21 299356 1744066 2821.08 23271.52 21788824.89 104864110.32
*Wherever applicable
376
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..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
20.88 131.47 73.00 396.00 0.00 0.00 0.00 0.00
56.36 138.09 33.00 200.00 0.00 0.00 0.00 0.00
481.67 3266.56 17106.00 104918.00 0.00 0.00 0.00 0.00
537.45 3645.42 13191.00 88959.00 0.00 0.00 0.00 0.00
740.66 4886.70 6796.00 60328.00 0.00 0.00 0.00 0.00
598.95 3575.35 3939.00 23596.00 0.00 0.00 0.00 0.00
1222.34 8153.26 17106 104918 0.00 0.00 0 0 0 0
1136.40 7220.78 13191 88959 0.00 0.00 0 0 0 0

2.48 29.23 19.00 131.00 0.00 0.00 0.00 0.00

3.32 32.85 15.00 104.00 0.00 0.00 0.00 0.00
0.01 5.08 4.00 20.00 0.00 0.00 0.00 0.00
0.01 1.42 0.00 16.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.75 3.53 51.00 250.00 0.00 0.00 0.00 0.00
0.90 12.51 60.00 227.00 0.00 0.00 0.00 0.00
3.25 37.84 74 401 0.00 0.00 0 0 0 0
4.23 46.79 75 347 0.00 0.00 0 0 0 0
7.66 40.60 1692.00 8729.00 50.53 65.00 1110.00 166174.00
6.10 114.90 931.00 3551.00 0.00 0.00 0.00 0.00
38.36 241.68 172.00 977.00 0.00 0.00 0.00 0.00 172579 8422460
106.40 1457.36 192.00 1354.00 0.00 0.00 0.00 0.00 817798 3574497
17.58 97.13 6359.00 35057.00 0.00 0.00 0.00 0.00 58793 397876
15.23 85.31 5488.00 30878.00 0.00 0.00 0.00 0.00 38794 57987
55.94 338.82 6531 36034 0.00 0.00 0 0 231372 8820336
121.63 1542.68 5680 32232 0.00 0.00 0 0 856592 3632484
3996.98 5265.48 2850.00 3253.00 0.00 0.00 0.00 0.00
irda journal December 2014

268.80 590.24 37.00 185.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8.47 75.23 280.00 2610.00 15.11 71.50 -247.00 0.00
16.71 167.57 671.00 3777.00 67.15 154.19 165813.00 231267.00
5315.51 14042.70 28606 156341 65.65 136.50 863 166174 231372 8820336
1610.23 9821.04 20618 129251 67.15 154.19 165813 231267 856592 3632484

377
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..
i
Name of the Insurer: Royal Sundaram Alliance Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 523.61 5154.36 2462.00 16524.00 95.92 694.14 1124998.64 9540005.68
Previous year 427.69 4460.22 2682.00 17572.00 108.17 -2132.17 502697.27 7684626.60
Marine Cargo 133.76 2007.09 5502.00 29091.00 49.64 567.51 315515.45 4579440.60
Previous year 84.12 1439.58 4246.00 26293.00 -58.68 -57.75 -2410320.46 3610674.71
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 53.27 0.00 1.00 0.00 -68.32 0.00 1176.79
Previous year 0.00 121.60 0.00 3.00 0.29 121.89 0.00 18823.57
Marine (Total) 133.76 2060.36 5502 29092 49.64 499.18 315515.45 4580617.38
Previous year (Total) 84.12 1561.18 4246 26296 -58.39 64.14 -2410320.46 3629498.28
Aviation 0.00
Previous year 0.00
Engineering 243.84 1698.49 134.00 745.00 128.06 -29.06 273739.49 817457.80
Previous year 115.78 1727.55 99.00 665.00 -273.78 -10.19 29673.14 647987.64
Motor Own Damage 6152.48 38636.80 79034.00 487626.00 906.77 3868.58 283915.85 1804200.75
Previous year 5245.71 34768.22 72176.00 461901.00 -824.43 -2281.10 264236.06 1710790.69
Motor Third party 2777.39 15787.09 2675.00 14595.00 376.12 928.54
Previous year 2401.27 14858.55 1595.00 9322.00 186.45 2244.28
Motor (Total) 8929.87 54423.89 79034 487626 1282.88 4797.12 283915.85 1804200.75
Previous year (Total) 7646.98 49626.77 72176 461901 -637.98 -36.82 264236.06 1710790.69
Workmen's compensation /
Employer's liability 25.64 203.82 112.00 654.00 -3.92 -2.03 4305.96 49609.53
Previous year 29.56 205.85 106.00 622.00 5.61 54.58 5212.94 37574.93
Public Liability 35.77 278.43 32.00 195.00 0.77 -115.46 12943.33 88623.25
Previous year 35.00 393.88 35.00 237.00 13.31 -31.15 15261.53 117599.89
Product Liability 0.49 12.54 1.00 1.00 -1.82 -55.28 0.00 -1020.50
Previous year 2.31 67.83 2.00 26.00 2.31 13.46 943.50 20890.99
Other Liability Covers 0.00 0.00 0.00
Previous year
Liability (Total) 61.90 494.79 145 850 -4.97 -172.77 17249.29 137212.27
Previous year (Total) 66.87 667.56 143 885 21.23 36.88 21417.97 176065.80
Personal Accident 340.39 1994.48 22566.00 75567.00 -32.93 -257.22 1722410.12 10814037.68
Previous year 373.32 2251.71 23051.00 84190.00 -128.33 -550.18 1959154.10 13613487.99
Medical Insurance 2108.31 10843.12 27762.00 154547.00 91.82 -918.87 255667.93 2467767.15
Previous year 2016.50 11761.99 21281.00 126540.00 831.51 576.44 235864.59 1622937.62
Overseas Medical Insurance 15.56 115.21 1341.00 7737.00 15.56 115.21 965.25 5459.25
Previous year
Health (Total) 2123.87 10958.33 29103 162284 107.38 -803.66 256633.18 2473226.40
Previous year (Total) 2016.50 11761.99 21281 126540 831.51 576.44 235864.59 1622937.62
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous 44.03 377.64 75.00 517.00 -56.20 -423.63 50523.14 1284096.07
Previous year 100.22 801.27 1051.00 8303.00 -17.00 -214.10 217071.75 1174180.08
Grand Total 12401.27 77162.35 139021 773205 1569.78 4304.11 4044985.17 31450854.04
Previous year (Total) 10831.49 72858.24 124729 726352 -154.57 -2266.00 819794.42 30259574.69
*Wherever applicable
378
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.27 1.99 7.00 98.00 0.00 0.00 0.00 0.00
0.89 29.11 41.00 1099.00 0.00 0.00 0.00 0.00

0.00
0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

1019.42 4914.58 5236.00 25823.00 0.00 0.00 0.00 0.00

155.86 5276.35 1461.00 42497.00 0.00 0.00 0.00 0.00

1019.42 4914.58 5236 25823 0.00 0.00 0 0

155.86 5276.35 1461 42497 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
2.30 16.72 317.00 1945.00 0.01 0.97 36.00 3392.00
6.12 102.23 763.00 14441.00 0.67 3.26 1100.00 5325.00
730.22 1719.71 595.00 1808.00 705.79 1588.06 11.00 505383.00 122954.00 436115.00
297.80 3320.42 862.00 16366.00 280.92 2880.96 134100.00 1259556.00 87345.50 450083.00

730.22 1719.71 595 1808 705.79 1588.06 11 505383 122954 436115

297.80 3320.42 862 16366 280.92 2880.96 134100 1259556 87346 450083
irda journal December 2014

145.65 1150.41 1851.00 13770.00 0.00 0.00 0.00 0.00

86.76 1431.98 999.00 19044.00 0.00 0.00 0.00 0.00
1897.85 7803.40 8006 43444 705.80 1589.03 47 508775 122954 436115
547.44 10160.07 4126 93447 281.59 2884.22 135200 1264881 87346 450083

379
 ~

..
Name of the Insurer: SBI General Insurance Company Limited
i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 3112.93 22279.25 27080.00 145909.00 46.83 811.00 2710441.98 23683559.74
Previous year 3066.10 21468.25 26421.00 152730.00 654.15 8297.65 2444391.11 20116393.81
Marine Cargo 148.45 794.44 270.00 1917.00 72.23 243.12 702734.33 4066491.50
Previous year 76.22 551.32 316.00 1321.00 -25.91 168.90 185076.79 1901146.96
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 148.45 794.44 270 1917 72.23 243.12 702734.33 4066491.50
Previous year (Total) 76.22 551.32 316 1321 -25.91 168.90 185076.79 1901146.96
Aviation 0.00 57.93 0.00 27.00 0.00 -191.98 0.00 0.00
Previous year 0.00 249.91 8.00 32.00 0.00 -925.73 0.00 120382.01
Engineering 217.69 1274.16 209.00 1577.00 -59.60 149.37 227845.39 1415142.29
Previous year 277.29 1124.79 281.00 1651.00 79.45 -72.35 161797.71 827690.25
Motor Own Damage 1973.36 11294.29 30820.00 185632.00 -55.10 -45.83 158563.93 978675.33
Previous year 2028.46 11340.12 34500.00 188953.00 713.31 5864.18 341911.55 1968383.08
Motor Third party 1858.51 10283.26 1658.00 4423.00 156.91 1084.24
Previous year 1701.59 9199.02 239.00 1149.00 931.71 5974.56
Motor (Total) 3831.86 21577.55 30820 185632 101.81 1038.41 158563.93 978675.33
Previous year (Total) 3730.05 20539.14 34500 188953 1645.02 11838.74 341911.55 1968383.08
Workmen's compensation /
Employer's liability 18.91 90.77 56.00 327.00 -0.21 -13.29 2883.44 19553.98
Previous year 19.11 104.06 42.00 261.00 11.11 54.99 2776.62 16009.19
Public Liability 0.85 4.76 2.00 20.00 0.38 2.69 3600.00 14931.00
Previous year 0.48 2.07 1.00 5.00 -0.01 1.11 500.00 3826.18
Product Liability 2.21 11.24 1.00 5.00 2.21 11.24 100.00 2830.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Liability Covers 21.26 73.64 21.00 111.00 1.47 3.44 9796.00 43258.45
Previous year 19.79 70.21 23.00 115.00 -0.19 34.87 9643.00 33336.41
Liability (Total) 43.23 180.42 80 463 3.84 4.08 16379.44 80573.43
Previous year (Total) 39.38 176.34 66 381 10.91 90.97 12919.62 53171.78
Personal Accident 2244.94 11379.98 2244.00 12215.00 989.36 3805.26 5093057.97 25816189.34
Previous year 1255.57 7574.72 233.00 1348.00 642.20 4553.29 2821292.82 26337913.52
Medical Insurance 895.04 3568.09 33510 109589 705.42 2994.03 61901.68 230309.23
Previous year 189.62 574.06 2315.00 4185.00 62.04 165.42 7520.10 28281.31
Overseas Medical Insurance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Health (Total) 895.04 3568.09 33510 109589 705.42 2994.03 61901.68 230309.23
Previous year (Total) 189.62 574.06 2315 4185 62.04 165.42 7520.10 28281.31
Crop Insurance 1932.05 3375.51 3.00 6.00 1932.05 3375.51 13898.30 28332.89
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 18.23 61.57 2.00 10.00 18.23 61.57 3919.10 9975.50
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
All Other Miscellaneous 242.91 1712.97 21569.00 155595.00 59.45 -121.45 708077.54 6618847.43
Previous year 183.46 1834.42 23591.00 149694.00 -20.14 390.35 641948.22 19364257.54
Grand Total 12687.34 66261.87 115787 612940 3869.64 12168.91 9696819.66 62928096.68
Previous year (Total) 8817.70 54092.95 87731 500295 3047.73 24507.23 6616857.92 70717620.26
*Wherever applicable
380
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
1403.35 7509.82 12412.00 64784.00 2.78 2.78 0.00 0.00
465.41 6114.15 647.00 69243.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
11.96 41.17 49.00 138.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
11.96 41.17 49 138 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
40.30 309.20 79.00 486.00 0.00 0.00 0.00 0.00
98.87 295.59 120.00 630.00 0.00 0.00 0.00 0.00
796.65 3244.61 14390.00 57464.00 0.00 149.18 0.00 6413.00
117.36 3731.68 2806.00 69264.00 0.00 0.00 0.00 0.00
828.15 2978.27 946.00 1724.00 0.00 164.46 0.00 9.00
110.50 3314.73 6.00 232.00 0.00 0.00 0.00 0.00
1624.81 6222.88 14390 57464 0.00 313.64 0 6422
227.87 7046.41 2806 69264 0.00 0.00 0 0

1.62 22.44 9.00 48.00 0.00 0.00 0.00 0.00

1.49 13.54 3.00 44.00 0.00 0.00 0.00 0.00
0.00 0.30 0.00 2.00 0.00 0.00 0.00 0.00
0.00 0.59 0.00 2.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.40 7.81 2.00 15.00 0.00 0.00 0.00 0.00
0.09 2.70 1.00 16.00 0.00 0.00 0.00 0.00
2.01 30.55 11 65 0.00 0.00 0 0
1.57 16.83 4 62 0.00 0.00 0 0
5.64 58.34 551.00 3433.00 4.53 7.88 8118.00 15567.00
4.85 17.45 5.00 10.00 0.00 0.00 0.00 0.00
806.96 1774.85 33356.00 74660.00 10.56 10.56 0.00 0.00 44357.00 177737.00
64.78 104.94 2085.00 2725.00 0.00 0.00 0.00 0.00 7056.00 27025.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
806.96 1774.85 33356 74660 10.56 10.56 0 0 44357 177737
64.78 104.94 2085 2725 0.00 0.00 0 0 7056 27025
287.18 1730.64 0.00 3.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
120.85 755.48 14381.00 89275.00 0.35 28.63 1798.00 23125.00
85.35 344.55 14011.00 42871.00 0.00 0.00 0.00 0.00
4291.11 18391.75 75180 290170 18.22 363.48 9916 45114 44357 177737
960.66 13981.11 19727 184943 0.00 0.00 0 0 7056 27025

381
 ~

..
i
Name of the Insurer: Shriram General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 132.83 764.50 2182 11380 69.18 262.13 190801.02 909597.88
Previous year 63.65 502.37 486 2875 33.19 119.35 83885.34 748300.57
Marine Cargo 5.10 45.16 138 665 -3.43 -12.63 13316.47 113900.11
Previous year 8.52 57.78 63 338 -12.54 -79.83 4274.82 72505.35
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Marine (Total) 5.10 45.16 138 665 -3.43 -12.63 13316.47 113900.11
Previous year (Total) 8.52 57.78 63 338 -12.54 -79.83 4274.82 72505.35
Aviation 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Engineering 62.58 333.93 184 758 23.15 56.93 41768.09 185983.35
Previous year 39.43 276.99 106 697 -1.58 70.23 12890.76 154715.73
Motor Own Damage 3976.22 24771.17 120500 700852 -427.12 -422.74 384773.32 2327038.57
Previous year 4403.34 25193.92 118859 685286 -496.36 -1158.14 416884.48 2455938.50
Motor Third party 7753.30 44755.74 124129 720053 -376.69 -3029.69 -376.69 -3029.69
Previous year 8129.99 47785.44 124138 711501 482.27 5709.44
Motor (Total) 11729.52 69526.92 124129 720053 -803.81 -3452.44 384396.64 2324008.87
Previous year (Total) 12533.33 72979.35 124138 711501 -14.09 4551.30 416884.48 2455938.50
Workmen's compensation /
Employer's liability 15.79 79.52 526 1356 10.55 24.63 793.35 2849.98
Previous year 5.24 54.89 63 438 4.47 39.18 112.24 1066.45
Public Liability 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Product Liability 0.04 0.04 1 1 0.04 0.04 110.00 110.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Other Liability Covers 4.55 20.36 20 120 -3.02 -2.15 6939.50 18686.52
Previous year 7.56 22.51 18 73 -0.04 5.47 13592.50 24598.50
Liability (Total) 20.38 99.92 547 1477 7.58 22.52 7842.85 21646.50
Previous year (Total) 12.80 77.40 81 511 4.43 44.64 13704.74 25664.95
Personal Accident 32.88 160.33 6591 41141 22.00 62.30 29451.52 142691.68
Previous year 10.88 98.03 754 4387 2.97 51.56 10500.58 92894.06
Medical Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Overseas Medical Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Health (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00

Credit Guarantee 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
All Other Miscellaneous 19.38 119.45 600 3131 3.48 -56.33 21073.07 374305.24
Previous year 15.91 175.78 330 2297 -7.25 119.34 22284.96 89526.68
Grand Total 12002.68 71050.20 134371 778605 -681.84 -3117.50 688649.65 4072133.64
Previous year (Total) 12684.52 74167.70 125958 722606 5.14 4876.60 564425.67 3639545.84
*Wherever applicable
382
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
275.79 1802.88 7674 47271 0.00 0.00 0 0
265.07 1640.29 7039 43970 0.00 0.00 0 0
513.24 3020.43 7860 48251 0.00 0.00 0 0
434.67 2778.02 7256 45099 0.00 0.00 0 0
789.03 4823.31 7860 48251 0.00 0.00 0 0
699.74 4418.30 7256 45099 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.46 1.76 3154 13005
0.00 0.00 0 0 0.78 1.92 4917 12546
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
789.03 4823.31 7860 48251 0.46 1.76 3154 13005 0 0
699.74 4418.30 7256 45099 0.78 1.92 4917 12546 0 0

383
 ~

..
i
Name of the Insurer: TATA AIG General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 2,023 21,545 9,299 55,685 - 2,917,608 39,926,531
Previous year 1,871 21,184 8,500 60,014 - - 15,368,141 132,581,701
Marine Cargo 1,726 13,685 (1) 350 - 131,696 1,868,269
Previous year 1,627 11,870 2,735 17,692 - - 542,351 3,279,860
Marine Hull (Including
Onshore & Offshore oil energy) - - - - - - -
Previous year - - - - - - - -
Marine (Total) 1,726 13,685 (1) 350 - - 131,696 1,868,269
Previous year (Total) 1,627 11,870 2,735 17,692 - - 542,351 3,279,860
Aviation 47 100 2 4 - 748,850 1,353,317
Previous year 43 145 4 4 - - 560,930 560,930
Engineering 343 4,660 30 153 - 4,174,166 13,253,171
Previous year 269 4,555 113 618 - - 4,564,009 21,920,533
Motor Own Damage 5,337 33,641 93,103 587,980 - 347,215 2,081,455
Previous year 5,175 33,333 97,890 696,971 - - 310,489 2,126,204
Motor Third party 3,356 19,451 93,103 587,980 - -
Previous year 2,581 17,624 97,890 696,971 - - - -
Motor (Total) 8,694 53,092 93,103 587,980 - - 347,215 2,081,455
Previous year (Total) 7,756 50,957 97,890 696,971 - - 310,489 2,126,204
Workmen's compensation /
Employer's liability 184 1,152 - 12 - 3,413 569,069
Previous year 183 1,080 54 340 - - 69,967 579,512
Public Liability 3 113 62 348 - 351,498 203,874
Previous year 250 1,642 50 329 - - 205,027 1,534,228
Product Liability 2 31 59 318 - 139,383 99,403
Previous year 76 397 12 61 - - 49,613 273,592
Other Liability Covers 2,378 11,232 801 5,149 - 714,135 4,122,670
Previous year 2,034 7,239 812 4,966 - - 538,236 3,627,121
Liability (Total) 2,568 12,528 922 5,827 - - 1,208,429 4,995,015
Previous year (Total) 2,543 10,358 928 5,696 - - 862,843 6,014,453
Personal Accident 957 7,564 15,130 87,886 - 12,312,631 66,358,290
Previous year 1,000 7,267 15,176 85,462 - - 8,965,258 59,179,088
Medical Insurance 473 4,510 39,102 229,428 - 852,997 3,923,069
Previous year 246 5,807 25,088 169,958 - - 449,263 2,221,000
Overseas Medical Insurance 1,246 8,256 25,780 138,359 - 8,362,883 44,567,716
Previous year 1,063 7,190 20,062 131,339 - - 7,022,112 45,560,449
Health (Total) 1,718 12,766 64,882 367,787 - - 9,215,879 48,490,785
Previous year (Total) 1,309 12,998 45,150 301,297 - - 7,471,375 47,781,448
Crop Insurance - - - - - - -
irda journal December 2014

Previous year - - - - - - - -
Credit Guarantee - - - - - - -
Previous year - - - - - - - -
All Other Miscellaneous 3,044 6,975 2,169 12,648 - 67,426 669,317
Previous year 1,182 3,194 2,985 19,423 - - 39,372 1,420,496
Grand Total 21,118 132,916 185,536 1,118,320 - - 31,123,900 178,996,150
Previous year (Total) 17,601 122,528 173,481 1,187,177 - - 38,684,767 274,864,713
*Wherever applicable
384
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
169 1,126 1,319 7,225 - -
121 1,729 1,186 8,272 - - - - - -
169 1,486 165 983 - -
126 1,435 195 855 - - - - - -

- - - - - -
- - - - - - - - - -
169 1,486 165 983 - - - - - -
126 1,435 195 855 - - - - - -
- - - - - -
- - - - - - - - - -
7 45 13 57 - -
14 72 20 80 - - - - - -
1,820 10,857 20,422 135,371 - -
1,462 9,866 22,776 167,602 - - - - - -
- - - - - -
- - - - - - - - - -
1,820 10,857 20,422 135,371 - - - - - -
1,462 9,866 22,776 167,602 - - - - - -

- 32 - 3 - -
7 58 9 45 - - - - - -
108 782 130 938 - -
67 566 100 639 - - - - - -
- - - - - -
- - - - - - - - - -
- - - - - -
- - - - - - - - - -
108 814 130 941 - - - - - -
75 624 109 684 - - - - - -
185 968 5,538 32,501 - 1,618 - -
135 767 5,453 29,317 - 4,420 - 2,221,840 - -
108 2,091 5,199 27,099 - -
42 4,648 2,903 17,304 - - - - - -
63 482 422 2,364 - -
52 368 364 2,782 - - - - - -
171 2,573 5,621 29,463 - - - - - -
95 5,016 3,267 20,086 - - - - - -
- - - - - -
irda journal December 2014

- - - - - - - - - -
- - - - - -
- - - - - - - - - -
1,771 2,459 1,479 7,984 - -
657 1,400 1,642 10,830 - - - - - -
4,400 20,328 34,687 214,525 - 1,618 - - - -
2,685 20,910 34,648 237,726 - 4,420 - 2,221,840 - -

385
 ~

..
i
Name of the Insurer: The New India Assurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 8720.55 81624.86 52892.00 349378.00 2059.59 5336.69 150437431.51 648847048.26
Previous year 6660.96 76288.17 50083.00 344942.00 81316583.47 611096562.00
Marine Cargo 3105.85 18160.19 24440.00 141860.00 902.13 2249.67 140954270.26 331629088.20
Previous year 2203.72 15910.52 21174.00 137571.00 40632969.03 255995601.65
Marine Hull (Including
Onshore & Offshore oil energy) 2736.14 15974.03 838.00 5368.00 -744.42 -3756.08 527833.35 27035020.24
Previous year 3480.56 19730.11 711.00 4649.00 13171999.45 50127055.87
Marine (Total) 5841.99 34134.22 25278.00 147228.00 157.71 -1506.41 141482103.61 358664108.44
Previous year (Total) 5684.28 35640.63 21885.00 142220.00 0.00 0.00 53804968.48 306122657.52
Aviation 36.97 4303.11 125.00 466.00 -55.19 -810.23 24793280.93 79610117.84
Previous year 92.16 5113.34 41.00 364.00 342842.14 37203771.38
Engineering 3816.77 20406.78 4259.00 26685.00 35.86 291.90 15071969.51 67943450.50
Previous year 3780.91 20114.88 4384.00 30195.00 22623664.57 108734986.70
Motor Own Damage 21045.38 124300.54 698780.00 4228342.00 3633.37 17441.59 2386958.00 13013349.80
Previous year 17412.01 106858.95 542173.00 3573322.00 3025453.50 10060050.56
Motor Third party 22842.10 130247.27 751876.00 4322722.00 4686.42 23918.13
Previous year 18155.68 106329.14 661604.00 3824965.00
Motor (Total) 43887.48 254547.81 751876.00 4322722.00 8319.79 41359.72 2386958.00 13013349.80
Previous year (Total) 35567.69 213188.09 661604 3824965 0.00 0.00 3025453.50 10060050.56
Workmen's compensation /
Employer's liability 888.15 5299 7064.00 42628 133.25 776.73 157539.38 843795
Previous year 754.90 4522.60 5846.00 34681 172054.78 779043.80
Public Liability 8.35 86.58 140.00 614 -0.12 20.00 -6728329.03 31771.05
Previous year 8.47 66.58 14.00 267 -745720.74 5062.77
Product Liability 273.28 471.01 21.00 59 1.52 17.51 1483.85 20171.69
Previous year 271.76 453.50 11.00 69 243.00 6771.79
Other Liability Covers 1110.88 8854.13 7568.00 44118 133.44 -105.58 323139.47 2291881.54
Previous year 977.44 8959.71 7953.00 45450 368655.05 1649231.42
Liability (Total) 2280.66 14711.05 14793 87419 268.09 708.66 -6246166.33 3187619.75
Previous year (Total) 2012.57 14002.39 13824 80467 0.00 0.00 -204767.91 2440109.78
Personal Accident 2098.01 10100.60 47781.00 268732 -258.27 600.35 7345129.89 218726548.14
Previous year 2356.28 9500.25 43598.00 267358 24233324.12 404102719.34
Medical Insurance 35096.31 202763.38 130751.00 782832 8044.83 31998.73 11335567.86 80964304.17
Previous year 27051.48 170764.65 119607.00 756677 65760253.90 90467062.01
Overseas Medical Insurance 117.84 689.57 1521.00 17723 60.87 76.72 174185.93 849838.66
Previous year 56.97 612.85 4042.00 19172 -17660.76 132622.50
Health (Total) 35214.15 203452.95 132272 800555 8105.70 32075.45 11509753.79 81814142.83
Previous year (Total) 27108.45 171377.50 123649 775849 0.00 0.00 65742593.14 90599684.51
Crop Insurance 0.00 0.00 0.00 0 0.00 0.00 0.00 0
irda journal December 2014

Previous year 0.00 0.00 0.00 0 0.00 0.00 0.00 0

Credit Guarantee 3.96 61.55 1.00 5 15.00 -21.04 0.00 19700
Previous year -11.04 82.59 0.00 11 0.00 0.00 0.00 191000
All Other Miscellaneous 6044.94 33354.42 69123.00 484376 1893.18 5758.17 26506632.50 141794978.86
Previous year 4151.76 27596.25 96923.00 572350 0.00 0.00 34497055.87 129996417.14
Grand Total 107945.48 656697.35 1098400 6487566 20541.46 83793.26 373287093.41 1613621064.42
Previous year (Total) 87404.02 572904.09 1015991 6038721 0.00 0.00 285381717.38 1700547958.93
*Wherever applicable
386
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
738.44 5111.66 4257.00 41259.00 280.30 1343.00 0.00 0.00
855.67 6498.71 7622.00 36331.00 182.40 1831.99 0.00 0.00
222.77 1458.52 1387.00 16794.00 96.51 457.57 0.00 0.00
228.13 1530.05 1073.00 8539.00 86.81 470.04 0.00 0.00

14.48 190.00 111.00 1676.00 1.12 36.67 0.00 0.00

14.61 235.64 39.00 253.00 1.35 31.43 0.00 0.00
237.25 1648.52 1498.00 18470.00 97.63 494.24 0.00 0.00
242.74 1765.69 1112.00 8792.00 88.16 501.47 0.00 0.00
0.11 14.41 4.00 10.00 0.00 0.00 0.00 0.00
0.00 1.11 0.00 0.00 0.00 0.00 0.00 0.00
146.59 1353.16 429.00 4316.00 84.62 454.81 0.00 0.00
198.78 1613.16 353.00 3996.00 70.31 546.14 0.00 0.00
2901.03 14103.45 43457.00 424655.00 439.72 2137.78 43038.00 238927.00
3429.59 24932.28 87055.00 408902.00 555.63 3766.80 36729.00 217388.00
4922.94 25605.81 77204.00 680108.00 820.49 4026.74 58729.00 322761.00
8314.17 34758.04 88160.00 462785.00 780.38 4781.92 55846.00 312048.00
7823.97 39709.26 77204.00 680108.00 1260.21 6164.52 101767.00 561688.00
11743.76 59690.32 88160 462785 1336.01 8548.72 92575 529436

94.15 556 764.00 9619 34.15 165 3323.00 22830

-248.57 772 436.00 2740 43.57 285 1897.00 12321
0.22 1 6.00 23 0.25 2 0.00 0
-4.28 1 11.00 16 -0.03 0 0.00 0
0.55 7 3.00 10 0.06 5 0.00 0
1.13 4 5.00 15 0.00 0 0.00 0
173.21 993 1814.00 9078 44.16 315 507.00 4449
242.69 1246 2060.00 11098 49.63 328 4369.00 5631
268.13 1557.07 2587 18730 78.62 486.79 3830 27279
-9.03 2023.45 2512 13869 93.17 613.23 6266 17952
131.79 817.39 3244.00 26142 65.06 268.69 14065.00 455880
174.43 832.92 -2627.00 22955 71.68 505.95 17894.00 283556
3248.84 19689.32 9405.00 48043 1726.25 7031.82 567452.00 16661155 1289894.00 22130850
4310.91 16972.17 7231.00 44297 -1553.60 6902.44 1733986.00 16465302 2411523.00 21160267
0.42 81.53 586.00 3610 3.93 16.99 895.00 1870 -216675.00 12075
565.02 605.18 95.00 611 -14.06 24.54 507.00 1799 -351.00 16908
3249.26 19770.85 9991 51653 1730.18 7048.81 568347 16663025 1073219 22142925
4875.93 17577.35 7326 44908 -1567.66 6926.98 1734493 16467101 2411172 21177175
0.00 0 0.00 0 0.00 0 0.00 0
irda journal December 2014

0.00 0 0.00 0 0.00 0 0.00 0

0.00 0 0.00 0 0.00 0 0.00 0
-15.96 0 -1.00 0 0.00 0 0.00 0
749.22 3952.30 7786.00 72444 159.04 1104.94 245800.00 3945210
847.96 7208.61 15271.00 126804 130.12 1361.64 100691.00 3519165
13344.76 73934.62 107000 913132 3755.66 17365.80 933809 21653082
18914.28 97211.32 119728 720440 404.19 20836.12 1951919 20817210

387
 ~

..
i
Name of the Insurer: The Oriental Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 7917.43 55261.85 44764 274894 -1714.34 -5752.78 16347592.60 117359790.06
Previous year 9631.77 61014.63 41232 265303
Marine Cargo 1883.85 12838.28 14365 82905 -21.12 -1215.27 6177377.60 39625743.17
Previous year 1904.97 14053.55 13898 86862
Marine Hull (Including
Onshore & Offshore oil energy) 1048.94 10277.06 311 4526 -1003.94 -2547.93 892572.14 13515600.91
Previous year 2052.88 12824.99 450 3160
Marine (Total) 2932.79 23115.34 14676 87431 -1025.06 -3763.20 7069949.74 53141344.08
Previous year (Total) 3957.85 26878.54 14348 90022
Aviation 270.19 4820.96 55 190 -974.34 -1024.40 760006.61 3411946.33
Previous year 1244.53 5845.36 46 191
Engineering 2493.31 18183.57 2395 15740 -254.63 102.07 1616970.96 12480260.57
Previous year 2747.94 18081.50 2772 20813
Motor Own Damage 9855.70 57515.93 524524 3002858 959.87 2758.67 727114.00 4155261.93
Previous year 8895.83 54757.26 461522 2774284
Motor Third party 13687.26 78891.93 680142 3898264 2097.04 9084.04 0.00 0.00
Previous year 11590.22 69807.89 621421 3733824
Motor (Total) 23542.96 136407.86 680142 3898264 3056.91 11842.71 727114.00 4155261.93
Previous year (Total) 20486.05 124565.15 621421 3733824
Workmen's compensation /
Employer's liability 640.66 3921.32 5539 33060 -14.48 -323.49 11443.86 71042.89
Previous year 655.14 4244.81 5307 33436
Public Liability 5.08 53.52 63 250 0.42 8.65 163905.22 9660729.45
Previous year 4.66 44.87 29 203
Product Liability 18.91 533.96 9 68 -8.23 -22.93 65725.00 2144789.82
Previous year 27.14 556.89 13 67
Other Liability Covers 307.31 1916.01 3718 19354 83.14 282.35 976667.23 12177932.84
Previous year 224.17 1633.66 2969 17989
Liability (Total) 971.96 6424.81 9329 52732 60.85 -55.42 1217741.31 24054495.00
Previous year (Total) 911.11 6480.23 8318 51695
Personal Accident 1080.05 6717.37 71209 393419 55.09 -50.56 1550278.17 16443355.46
Previous year 1024.96 6767.93 70190 409343
Medical Insurance 18188.93 101562.56 112971 605143 1426.59 11944.86 521392.04 3892284.72
Previous year 16762.34 89617.70 98927 561120
Overseas Medical Insurance 69.85 445.77 1755 11017 2.00 14.16 373170.17 13615111.15
Previous year 67.85 431.61 1397 11880
Health (Total) 18258.78 102008.33 114726 616160 1428.59 11959.02 894562.21 17507395.87
Previous year (Total) 16830.19 90049.31 100324 573000
Crop Insurance 0.00 0.00 0 0 0.00 0.00 0.00 0.00
irda journal December 2014

Previous year 0.00 0.00 0 0

Credit Guarantee 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0 0
All Other Miscellaneous 3844.25 27408.18 66919 387655 -48.65 -1583.88 5277289.14 40554215.48
Previous year 3892.90 28992.06 68163 407133
Grand Total 61311.72 380348.27 1004215 5726485 584.42 11673.56 35461504.74 289108064.78
Previous year (Total) 60727.30 368674.71 926814 5551324 0.00 0.00
*Wherever applicable
388
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
997.47 4197.50 9735 56693 0.00 0.00 0 0 0 0
671.08 4056.29 8264 52257 0.00 0.00 0 0 0 0
96.23 568.82 746 4622 0.00 0.00 0 0 0 0
113.41 592.03 822 4733 0.00 0.00 0 0 0 0

22.73 101.05 36 684 0.00 0.00 0 0 0 0

15.60 73.95 69 758 0.00 0.00 0 0 0 0
118.96 669.87 782 5306 0.00 0.00 0 0 0 0
129.01 665.98 891 5491 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
159.72 929.79 268 1789 0.00 0.00 0 0 0 0
101.03 729.20 327 3113 0.00 0.00 0 0 0 0
1927.48 11255.68 106638 613361 0.00 0.00 0 0 0 0
1743.09 10686.41 93457 556712 0.00 0.00 0 0 0 0
3262.12 18673.83 147994 847779 0.00 0.00 23182 65869 84162 200431
2636.78 15937.65 130153 781727 0.00 0.00 86 26988 102871 594622
5189.60 29929.51 147994 847779 0.00 0.00 23182 65869 84162 200431
4379.87 26624.06 130153 781727 0.00 0.00 86 26988 102871 594622

103.51 623.50 912 5842 135.99 935.40 0 0 0 0

102.63 669.47 998 6124 166.05 1106.98 0 0 0 0
0.13 1.77 3 21 0.00 0.00 0 0 0 0
0.01 1.00 1 11 0.00 0.00 0 0 0 0
0.27 6.84 1 4 0.00 0.00 0 0 0 0
0.27 1.83 1 2 0.00 0.00 0 0 0 0
22.72 179.34 396 1801 0.00 0.00 0 0 0 0
17.68 156.75 255 1641 0.00 0.00 0 0 0 0
126.63 811.45 1312 7668 135.99 935.40 0 0 0 0
120.59 829.05 1255 7778 166.05 1106.98 0 0 0 0
87.36 590.31 12788 74044 359.91 1697.42 110 1020 662 13214
82.87 481.40 13474 74823 154.38 1758.24 145 1489 1407 10046
640.66 6087.53 7582 42507 2117.57 14761.84 38 208 152 823
499.84 2713.21 6415 37542 2215.45 13395.20 37 212 145 824
3.61 17.57 109 527 0.00 0.00 0 0 0 0
1.56 16.24 44 454 0.00 0.00 0 0 0 0
644.27 6105.10 7691 43034 2117.57 14761.84 38 208 152 823
501.40 2729.45 6459 37996 2215.45 13395.20 37 212 145 824
0.00 0.00 0 0 0.00 0.00 0 0 0 0
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
1310.15 5729.59 23897 128005 711.59 8606.62 137 1921 304 3206
1264.42 6562.42 23925 133481 876.76 9287.23 975 4090 975 5031
8634.16 48963.12 204467 1164318 3325.06 26001.28 23467 69018 85280 217674
7250.27 42677.85 184748 1096666 3412.64 25547.65 1243 32779 105398 610523

389
 ~

Name of the Insurer: United India Insurance Company Limited

..
i
BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 10859.94 70994.54 64629.00 471467.00 989.17 3307.87 11765915.49 76917161.41
Previous year 9870.77 67686.67 54664.00 444361.00 1460.13 6473.70 10694225.00 73333337.00
Marine Cargo 2270.23 16040.51 20638.00 129129.00 -169.76 -680.05 4814909.86 34020169.97
Previous year 2439.99 16720.56 18519.00 132029.00 2.78 -320.63 5174952.00 35462482.00
Marine Hull (Including
Onshore & Offshore oil energy) 878.29 12233.07 2616.00 11919.00 193.57 -2814.78 315931.65 4400384.54
Previous year 684.72 15047.85 1973.00 10472.00 -404.73 744.61 246302.00 5412896.00
Marine (Total) 3148.52 28273.58 23254 141048 23.81 -3494.83 5130842 38420555
Previous year (Total) 3124.71 31768.41 20492 142501 -401.95 423.98 5421254 40875378
Aviation 1361.74 3064.09 1075.00 1519.00 29.77 3.71 204312 459728
Previous year 1331.97 3060.38 185.00 562.00 460.28 318.38 199845 459172
Engineering 3480.19 26528.79 7105.00 53374.00 -1311.96 -2260.20 1500082 11434823
Previous year 4792.15 28788.99 8041.00 55354.00 543.89 1900.93 2065582 12409047
Motor Own Damage 14125.28 83699.97 607509.00 3722426.00 1064.03 1785.37 2004302 11876581
Previous year 13061.25 81914.60 569735.00 3519827.00 -1210.59 1329.09 1853322 11623247
Motor Third party 18830.75 109553.78 961068.00 5883629.00 3073.15 16299.75 0
Previous year 15757.60 93254.03 964687.00 5720123.00 2691.59 11304.66 0 0
Motor (Total) 32956.03 193253.75 961068 5883629 4137.18 18085.12 2004302 11876581
Previous year (Total) 28818.85 175168.63 964687 5720123 1481.00 12633.75 1853322 11623247
Workmen's compensation /
Employer's liability 791 4983 14430 65920 79 401 0
Previous year 713 4582 16126 61525 1 53 0 0
Public Liability 44 641 747 4013 -19 57 7537 108592
Previous year 63 584 414 3433 3 -132 10683 98991
Product Liability 41 522 27 957 -66 -147 8213 103854
Previous year 107 669 49 1377 -36 -101 21355 133166
Other Liability Covers 279 2791 3022 18846 42 661 84794 849207
Previous year 237 2130 2783 18081 18 828 72059 648006
Liability (Total) 1155.52 8936.76 18226 89736 35.81 971.69 100545 1061653
Previous year (Total) 1119.71 7965.07 19372 84416 -14.28 648.06 104097 880163
Personal Accident 1091.64 8747.80 29292 255859 196.81 1192.48 3594468 28804083
Previous year 894.83 7555.32 41056 241727 -0.41 508.67 2946427 24877577
Medical Insurance 20740.65 170344.40 85052 1232598 212.83 16610.20 2865018 23530588
Previous year 20527.82 153734.20 247243 1328607 -2074.58 10557.42 2835618 21236132
Overseas Medical Insurance 43.65 311.07 992 8789 -2.66 -29.44 12842 91518
Previous year 46.31 340.51 1065 7280 -158.78 -337.97 13625 100180
Health (Total) 20784.30 170655.47 86044 1241387 210.17 16580.76 2877860 23622106
Previous year (Total) 20574.13 154074.71 248308 1335887 -2233.36 10219.45 2849243 21336312
Crop Insurance 181.28 799.62 31333 50000 92.46 673.27 0
irda journal December 2014

Previous year 88.82 126.35 20 30119 88.82 126.35 0 92

Credit Guarantee 0.00 8.61 0 8 -0.13 2.45 0
Previous year 0.13 6.16 49 51 0.13 6.16 0 0
All Other Miscellaneous 5321.42 33858.20 121390 986960 649.69 43.73 1025816 6526882
Previous year 4671.73 33814.47 143006 953810 -195.45 424.32 900574 6518452
Grand Total 80340.58 545121.21 1343416 9174987 5052.78 35106.05 28204142 199123573
Previous year (Total) 75287.80 510015.16 1499880 9008911 1188.80 33683.75 27034569 192312777
*Wherever applicable
390
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
521.18 5896.86 6033.00 106887.00 0.00 0.00 0.00 0.00
345.79 5616.06 5915.00 104791.00 0.00 0.00 0.00 0.00 0.00 0.00
162.66 713.27 7300.00 15986.00 0.00 0.00 0.00 0.00
87.49 699.28 6021.00 15673.00 0.00 0.00 0.00 0.00 0.00 0.00

21.42 97.41 285.00 1374.00 0.00 0.00 0.00 0.00

11.07 95.50 137.00 1347.00 0.00 0.00 0.00 0.00 0.00 0.00
184.08 810.68 7585 17360 0.00 0.00 0 0
98.56 794.78 6158 17020 0.00 0.00 0 0
0.12 0.00 0.00 0.07 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
328.92 1339.00 3388.00 10430.00 0.00 0.00 0.00 0.00
325.66 1325.74 3355.00 10327.00 0.00 0.00 0.00 0.00 0.00 0.00
1054.41 18733.99 33246.00 556729.00 0.00 0.00 0.00 0.00
680.53 18013.45 32595.00 545813.00 0.00 0.00 0.00 0.00 0.00 0.00
677.45 18892.32 62988.00 986784.00 0.00 0.00 0.00 0.00
487.36 18521.88 62365.00 977014.00 0.00 0.00 0.00 0.00 0.00 0.00
1731.86 37626.31 62988 986784 0.00 0.00 0 0
1167.89 36535.33 62365 977014 0.00 0.00 0 0

78 547 1050 8608 35 193 46 421

75 531 1019 8357 34 187 45 409 0.00 0.00
6 43 168 762 0 0 0 0
6 41 160 726 0 0 0 0 0.00 0.00
0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0.00 0.00
27 142 336 2072 0 0 0 0
27 141 333 2052 0 0 0 0 0.00 0.00
111.17 731.73 1554 11442 34.61 192.82 46 421
108.34 712.36 1512 11135 33.61 187.21 45 409
113.68 2766.69 8502 42791 562.79 2187.81 17183 959635
103.34 2515.17 7729 38901 644.78 2302.96 288753 1281480 0.00 0.00
726.25 10808.38 12805 187335 380.26 33475.18 3138944 19431161 1749188 20745521
511.26 10493.57 10860 183662 369.18 32500.17 2841890 18972798 2711929 19330321
19.09 96.70 321 1516 0.00 0.00 0 0 504 3033
17.05 210.54 315 3891 0.00 0.00 0 0 5796 7391
745.34 10905.08 13126 188851 380.26 33475.18 3138944 19431161 1749692 20748554
528.31 10704.11 11175 187553 369.18 32500.17 2841890 18972798 2717725 19337712
181.28 799.62 31333 50000 0.00 0.00 0 0
irda journal December 2014

90.85 126.35 30105 30119 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0 0 0
327.63 9963.37 24183 268676 1712.73 7843.43 158876 204309
318.09 9673.18 23478 260850 1662.84 7614.98 150470 194580 0 0
4245.26 70839.34 158692 1683221 2690.39 43699.24 3315049 20595526 1749692 20748554
3086.83 68003.08 151792 1637710 2710.41 42605.32 3281158 20449267 2717725 19337712

391
 ~

..
i
Name of the Insurer: Universal Sompo General Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire 884.84 6674.29 12919.00 74822.00 71.65 824.11 1072637.89 12012013.56
Previous year 813.19 5850.18 10542.00 62984.00 157.52 890.98 906594.94 8966149.38
Marine Cargo 65.59 978.38 212.00 1194.00 -57.71 -187.14 244049.49 9458352.60
Previous year 123.30 1165.52 210.00 1308.00 -4.90 387.75 645716.64 8356586.16
Marine Hull (Including
Onshore & Offshore oil energy) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Marine (Total) 65.59 978.38 212 1194 -57.71 -187.14 244049.49 9458352.60
Previous year (Total) 123.30 1165.52 210 1308 -4.90 387.75 645716.64 8356586.16
Aviation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Previous year 8.04 26.41 2.00 5.00 8.04 26.41 15500.00 34600.00
Engineering 123.90 822.33 93.00 743.00 23.09 -415.53 11053.64 516649.81
Previous year 100.81 1237.86 135.00 962.00 4.31 611.51 36701.44 473880.12
Motor Own Damage 1164.85 6556.35 34509.00 187664.00 94.57 744.40 174091.36 920395.33
Previous year 1070.29 5811.96 33141.00 189118.00 -253.81 -471.56 150163.12 847814.74
Motor Third party 815.02 4200.10 0.00 0.00 -18.89 -948.04
Previous year 833.92 5148.14 0.00 0.00 -390.41 -785.03
Motor (Total) 1979.88 10756.45 34509 187664 75.68 -203.64 174091.36 920395.33
Previous year (Total) 1904.20 10960.10 33141 189118 -644.22 -1256.59 150163.12 847814.74
Workmen's compensation /
Employer's liability 13 115 129 747 -11.59 -14.17 3021 26727
Previous year 24.37 129.29 137.00 807.00 7.47 -2.32 5109.93 31170.41
Public Liability 0.24 1.33 0.00 12.00 0.24 -0.70 1500 5950
Previous year 0.00 2.03 0.00 9.00 0.00 -0.24 0.00 6865.00
Product Liability 0.00 10.98 0.00 8.00 -1.00 -5.72 0.00 3158.00
Previous year 1.00 16.70 1.00 12.00 -0.90 -2.22 0.00 2399.50
Other Liability Covers 56 177 16 97 47.90 69.42 3185 35964
Previous year 8 108 22 131 6 30 1227 25702
Liability (Total) 69.29 304.52 145 864 35.56 48.82 7705.50 71798.56
Previous year (Total) 33.73 255.70 160 959 13.01 25.13 6336.93 66136.91
Personal Accident 58.50 450.84 790 4608 -22.61 52.14 228736.73 3533779.55
Previous year 81.11 398.70 599.00 3855.00 51.36 71.68 285569.83 14610451.91
Medical Insurance 768.13 6898.07 13836 69401 342.87 2463.22 70920.78 459919.00
Previous year 425.26 4434.85 9362 38611 78.80 1903.56 31997.62 251510.37
Overseas Medical Insurance 9.83 30.11 763.00 2135.00 7.61 19.12 225773.55 565347.32
Previous year 2.22 10.99 119.00 579.00 1.72 2.79 23877.09 164528.49
Health (Total) 777.96 6928.18 14599 71536 350.48 2482.34 296694.33 1025266.32
Previous year (Total) 427.48 4445.84 9481 39190 80.52 1906.36 55874.71 416038.85
Crop Insurance 1186.00 1186.00 14.00 14.00 1186.00 1186.00 14103.31 14103.31
irda journal December 2014

Previous year 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Credit Guarantee 3.04 17.07 1.00 6.00 3.04 6.27 0.00 27600.00
Previous year 0.00 10.80 0.00 5.00 0.00 10.80 0.00 13400.00
All Other Miscellaneous 477.50 3298.53 16244.00 92683.00 -0.18 76.01 331818.20 2304385.40
Previous year 477.68 3222.52 15071.00 89168.00 -22.73 189.19 294789.96 2151012.98
Grand Total 5626.50 31416.61 79526 434134 1664.99 3869.38 2380890.45 29884344.42
Previous year (Total) 3969.56 27573.63 69341 387554 -357.09 2863.21 2397247.57 35936071.05
*Wherever applicable
392
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0 0 0.00 0.00 0 0
0.00 0.00 0.00 0.00 8.28 39.29 0.00 0.00
0.00 0.00 0.00 0.00 19.25 62.81 0.00 0.00
0.00 0.00 0.00 0.00 0.05 0.41 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.90 6.07 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0 0 0.05 0.41 0 0 0 0
0.00 0.00 0 0 0.90 6.07 0 0 0 0
1186.00 1186.00 14.00 14.00 0.00 0.00 0.00 0.00
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
211.64 1062.37 5798.00 31619.00 0.00 0.00 0.00 0.00
208.97 1154.42 6211.00 35199.00 0.00 0.00 0.00 0.00
1397.64 2248.37 5812 31633 8.33 39.70 0 0 0 0
208.97 1154.42 6211 35199 20.15 68.87 0 0 0 0

393
 ~

..
i
Name of the Insurer: Agriculture Insurance Company of India Ltd.

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total)
Previous year (Total)
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total)
Previous year (Total)
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total)
Previous year (Total)
Personal Accident
Previous year
Medical Insurance
Previous year
Overseas Medical Insurance
Previous year
Health (Total)
Previous year (Total)
Crop Insurance 65761.76 144261.16 99929 247825 16189.91 -56331.97 1134614.78 2588471.83
irda journal December 2014

Previous year 49571.85 200593.13 213648 1024438 -20480.59 18058.58 901639.63 4036666.97
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 65761.76 144261.16 99929 247825 16189.91 -56331.97 1134614.78 2588471.83
Previous year (Total) 49571.85 200593.13 213648 1024438 -20480.59 18058.58 901639.63 4036666.97
*Wherever applicable
394
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

65761.76 144261.16 99929 247825 NA NA NA NA 3263589 8121269

irda journal December 2014

49571.85 200593.13 213648 1024438 NA NA NA NA 3618645 11455249

65761.76 144261.16 99929 247825 NA NA NA NA 3263589 8121269

49571.85 200593.13 213648 1024438 NA NA NA NA 3618645 11455249

395
 ~

..
i
Name of the Insurer: Apollo Munich Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident 231.26 1085.59 6807 30204.00 231.26 1085.59 351490.05 1422783.55
Previous year 140.20 665.01 3622 17599.00 140.20 665.01 322561.33 1593225.43
Medical Insurance 4708.01 25858.02 38819 195420.00 4708.01 25858.02 229127.01 1128622.75
Previous year 4194.80 21785.99 33990 165654.00 4194.80 21785.99 178143.04 1030615.29
Overseas Medical Insurance 43.16 489.68 3246 23570.00 43.16 489.68 323269.50 2666325.25
Previous year 38.59 394.92 1896 16399.00 38.59 394.92 316572.00 2321956.25
Health (Total) 4751.17 26347.70 42065 218990 4751.17 26347.70 552396.51 3794948.00
Previous year (Total) 4233.39 22180.91 35886 182053 4233.39 22180.91 494715.04 3352571.54
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous -18.24 738.52 0 2 -18.24 738.52 32032.50 1579621.50
Previous year -7.76 519.29 0 0 -7.76 519.29 -36360.00 1949030.00
Grand Total 4964.19 28171.80 48872 249196 4964.19 28171.80 935919.06 6797353.05
Previous year (Total) 4365.83 23365.21 39508 199652 4365.83 23365.21 780916.37 6894826.98
*Wherever applicable
396
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
5.00 19.80 555 3354 0 0.00 0 0
1.44 11.62 66 351 0 0.00 0 0
154.34 851.84 4351 26028 0 0.00 0 0 125662 675934
246.51 959.83 20739 71969 70 285.49 14922 59154 133729 667142
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 4939 31589
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 4334 28118
154.34 851.84 4351 26028 0.00 0.00 0 0 130601 707523
246.51 959.83 20739 71969 69.79 285.49 14922 59154 138063 695260
irda journal December 2014

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
159.33 871.64 4906 29382 0.00 0.00 0 0 130601 707523
247.95 971.45 20805 72320 69.79 285.49 14922 59154 138063 695260

397
 ~

..
i
Name of the Insurer: CignaTTK Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident
Previous year
Medical Insurance 108.72 367.11 1,270 3,773 108.72 367.11 5,520.50 17,129.00
Previous year
Overseas Medical Insurance
Previous year
Health (Total) 108.72 367.11 1270 3773 108.72 367.11 5520.50 17129.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 108.72 367.11 1270 3773 108.72 367.11 5520.50 17129.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
*Wherever applicable
398
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 - - 0.00 0.00 - - 2,508 7,944

0.00 0.00 0 0 0.00 0.00 0 0 2508 7944

0.00 0.00 0 0 0.00 0.00 0 0 0 0
irda journal December 2014

0.00 0.00 0 0 0.00 0.00 0 0 2508 7944

0.00 0.00 0 0 0.00 0.00 0 0 0 0

399
 ~

..
i
Name of the Insurer: Export Credit Guarantee Corporation of India Ltd.,

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident
Previous year
Medical Insurance
Previous year
Overseas Medical Insurance
Previous year
Health (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee 13311 61041 939 4679 1643 982 395398 1989783
Previous year 11667 60059 797 4428 1383 5936 461661 2060525
All Other Miscellaneous
Previous year
Grand Total 13310.66 61040.94 939 4679 1643.23 982.29 395397.52 1989782.79
Previous year (Total) 11667.43 60058.65 797 4428 1383.09 5936.20 461661.36 2060524.83
*Wherever applicable
400
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0
irda journal December 2014

0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

401
 ~

..
i
Name of the Insurer: Max Bupa Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total)
Previous year (Total)
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total)
Previous year (Total)
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total)
Previous year (Total)
Personal Accident 3.69 51.16 1.00 38.00 3.69 51.16 230.00 24,083.27
Previous year 10.38 49.75 36.00 111.00 10.38 49.75 10,322.12 65,903.59
Medical Insurance 3,046.96 15,871.79 18,643.00 103,591.00 3,046.96 15,871.79 215,286.66 1,111,079.77
Previous year 2,459.19 12,997.02 16,979.00 92,783.00 2,459.19 12,997.02 168,499.00 866,823.81
Overseas Medical Insurance
Previous year
Health (Total) 3046.96 15871.79 18643.00 103591.00 3046.96 15871.79 215286.66 1111079.77
Previous year (Total) 2459.19 12997.02 16979.00 92783.00 2459.19 12997.02 168499.00 866823.81
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 3,050.65 15,922.95 18,644.00 103,629.00 3,050.65 15,922.95 215,516.66 1,135,163.04
Previous year (Total) 2,469.57 13,046.77 17,015.00 92,894.00 2,469.57 13,046.77 178,821.12 932,727.40
*Wherever applicable
402
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

- - - - - - - -
- - - - - - - -
30.15 189.50 172.00 2,550.00 0.05 2.07 2.00 45.00 61,011.00 332,818.00
17.65 68.09 206.00 806.00 0.02 1.40 2.00 67.00 59,344.00 308,623.00

30.15 189.50 172.00 2550.00 0.05 2.07 2.00 45.00 61011.00 332818.00
17.65 68.09 206.00 806.00 0.02 1.40 2.00 67.00 59344.00 308623.00
irda journal December 2014

30.15 189.50 172.00 2,550.00 0.05 2.07 2.00 45.00 61,011.00 332,818.00
17.65 68.09 206.00 806.00 0.02 1.40 2.00 67.00 59,344.00 308,623.00

403
 ~

..
i
Name of the Insurer: Religare Health Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident 52.42 249.93 1006 2165.00 39.42 153.21 72428.10 362755.26
Previous year 13.00 96.72 32 115 13.00 96.72 24354.97 183545.23
Medical Insurance 1416.47 10257.89 10238 54267.00 616.10 2535.97 93628.77 580816.31
Previous year 800.37 7721.92 4639 18737 783.02 7686.89 31273.00 616408.54
Overseas Medical Insurance 17.35 35.03 429 717.00 17.35 35.03 361.75 696.90
Previous year 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Health (Total) 1433.82 10292.92 10667 54984 633.45 2571.00 93990.52 581513.21
Previous year (Total) 800.37 7721.92 4639 18737 783.02 7686.89 31273.00 616408.54
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous
Previous year
Grand Total 1486.24 10542.85 11673 57149 672.87 2724.21 166418.61 944268.47
Previous year (Total) 813.37 7818.64 4671 18852 796.02 7783.61 55627.97 799953.77
*Wherever applicable
404
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
0.35 2.44 10 35.00 0.00 0.00 0.00 0.00 14944 62872.00
0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 4480 49314
11.21 85.30 108 594.00 0.00 36.61 0.00 132310.00 38098 458428.00
4.72 37.77 55 531 0.00 0.00 0.00 0.00 30646 430911
0.01 0.11 1 2.00 0.00 0.00 0.00 0.00 539 940.00
0.00 0.00 0 0 0.00 0.00 0.00 0.00 0 0
11.22 85.42 109 596 0.00 36.61 0.00 132310.00 38637 459368
4.72 37.77 55 531 0.00 0.00 0 0 30646 430911
irda journal December 2014

11.57 87.86 119 631 0.00 36.61 0 132310 53581 522240

4.72 37.77 55 531 0.00 0.00 0 0 35126 480225

405
 ~

..
i
Name of the Insurer: Star Health and Allied Insurance Company Limited

BUSINESS FIGURES:

Total No. of Accretions during Sum Assured

Total Premium u/w
Policies Issued the month (premium)
LINE OF BUSINESS
For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month
Fire
Previous year
Marine Cargo
Previous year
Marine Hull (Including
Onshore & Offshore oil energy)
Previous year
Marine (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Aviation
Previous year
Engineering
Previous year
Motor Own Damage
Previous year
Motor Third party
Previous year
Motor (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Workmen's compensation /
Employer's liability
Previous year
Public Liability
Previous year
Product Liability
Previous year
Other Liability Covers
Previous year
Liability (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Previous year (Total) 0.00 0.00 0 0 0.00 0.00 0.00 0.00
Personal Accident 330.40 1421.57 17724 84817.00 94.79 379.71 752450.38 2206381.32
Previous year 235.61 1041.86 12917 71159.00 54.78 280.56 243955.52 1160461.74
Medical Insurance 11388.84 59883.85 138456 704437.00 664.01 13903.96 749201.73 4177533.73
Previous year 10724.83 45979.89 109703 610960.00 2113.15 7571.66 785597.70 3864657.93
Overseas Medical Insurance 86.73 666.74 2850 19685.00 4.64 -140.54 411302.63 2771609.49
Previous year 82.09 807.28 2522 26087.00 -17.16 0.97 360369.09 2371680.88
Health (Total) 11475.57 60550.59 141306 724122 668.65 13763.42 1160504.36 6949143.22
Previous year (Total) 10806.92 46787.17 112225 637047 2095.99 7572.63 1145966.79 6236338.81
Crop Insurance
irda journal December 2014

Previous year
Credit Guarantee
Previous year
All Other Miscellaneous 0.00 0.00 0 0.00 0.00 0.00 0 0.00
Previous year 0.00 0.00 0 0.00 0.00 0.00 0 0.00
Grand Total 11805.97 61972.16 159030 808939 763.44 14143.13 1912954.74 9155524.54
Previous year (Total) 11042.53 47829.03 125142 708206 2150.77 7853.19 1389922.31 7396800.55
*Wherever applicable
406
 ~

..
i
(Premium in ` Lakhs)

FOR AND UP TO THE MONTH OF SEPTEMBER, 2014

Amount of Premium No. of Policies Amount of Premium No. of Lives covered No. of
u/w in Rural Areas in Rural Areas u/w in Social Sector in Social Sector Lives covered *
For the Up to For the Up to For the Up to For the Up to For the Up to
month the month month the month month the month month the month month the month

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0

0.00 0.00 0 0 0.00 0.00 0 0 0 0
71.31 223.74 2886 13555.00 53.15 241.69 5592 30139.00
43.57 170.38 2519 12568.00 44.50 211.85 5790 35171.00
1289.85 6184.93 18302 91306.00 2235.90 11417.38 31158 2803231.00 149036 3408697.00
907.57 4777.50 15245 85578.00 4162.69 13912.77 2490876 4710166.00 2604732 5239045.00
8.27 44.81 256 1418.00 14.28 2484.63 543 3623.00 2850 19695.00
6.17 70.42 270 2126.00 18.32 188.08 609 6140.00 2522 26087.00
1298.12 6229.74 18558 92724 2250.18 13902.01 31701 2806854 151886 3428392
913.74 4847.92 15515 87704 4181.01 14100.85 2491485 4716306 2607254 5265132
irda journal December 2014

0.00 0.00 0 0
0.00 0.00 0 0
1369.43 6453.48 21444 106279 2303.33 14143.70 37293 2836993 151886 3428392
957.31 5018.30 18034 100272 4225.51 14312.70 2497275 4751477 2607254 5265132

407
 Q
Why insurance?

A
Why raincoat?

• Life, property and wealth are always at risk.
• Risk of accidents, natural calamities,
disasters, theft, riots etc.
• The 'it-can't-happen-to-me' attitude is most
unwise.
• Insurance is the best safeguard to
mitigate risk.
• Insurance alleviates loss (n the event of risk
becoming a reality.
• Insurance is sensible. practical and above all,
the right thing to do.

A public awareness initiative by

• ~ fc:IPt~rqcfi 31'1"{ i'actiitf ~

JI~ INSURANCE REGULATORY AND
mmmD
c:da DEVELOPMENT AUTHORITY
Promoting Insurance. Protecting Insured.
www.irda.gov.in
 PUBLIC NOTICE ~ fmtlt
BemfsaaL
IRDA CAUTIONS PUBLIC AGAINST SPURIOUS CALLS AND FICTITIOUS OFFERS
Insurance Regulatory and Development Authority (IRDA) has been receiving complaints,
through email/letters and in its Integrated Grievance Management System, from members
of public informing the Authority that they are receiving spurious calls from unidentified
persons:
• Claiming to be representatives of IRDA and offering insurance policies of different
insurance companies with various benefits.
• Claiming that IRDA is distributing bonus to insurance policyholders out of the funds
invested by insurance companies with IROA.
• Claiming that the policyholder would receive bonuses being distributed by IROA if they
purchase an insurance policy and wait for a few months after which the bonus would be
released by IRDA.
• Advising customers to subscribe to fresh policy after surrender of the existing policy
and wait for a few months after which the fresh policy would be entitled for additional
enhanced returns/ benefits.
• Informing that 'Survival Benefit or Maturity Proceeds or Bonus' is due under their
existing policy and Investing in a new insurance policy is mandatory to receive the
amounts which are due.
• Advising public to invest in insurance policies to avail gifts, promotional offers, interest
free loans, or setting up of Telecom towers or other such offers.
The general public is hereby informed that IROA is a regulatory body established by an Act
of Parliament, I.e. the Insurance Regulatory and Development Authority Act 1999, to
protect the interests of the policyholders, to regulate, promote and ensure orderly growth
of the insurance industry and for matters connected therewith or incidental thereto.
Further, IRDA informs the members of public that:
• IADA does not involve directly or through any representative in sale of any kind of
insurance or financial products.
• IRDA does not Invest the premium received by insurance companies.
• IRDA does not announce any bonus for policyholders or Insurers.
• Any person making any kind of transaction with such individuals/agents will be doing
the same at his own risk.
IROA hereby urges the public to remain alert and not to fall prey to frauds or scams
perpetrated by miscreants who impersonate to be employees/ officers of IRDA or other
insurance companies.
If any member of the public notices such instances, he or she may lodge a police
complaint, along with the details of the caller and telephone number from which the call
was received, in the local police station

.ftt:r, fol A q Iq cfi 3ltt fol cfilfl vrru<fi{OT

INSURANCE REGULATORY AND
DEVELOPMENT AUTHORITY
Promoting lnsuranco, Protoeli,tg Insur.cl.

3rd floor, Parishrama Bhavan, Basheerbagh, Hyderabad·500004

www.irda.gov.ln www.pollcyhotder.gov.in
 CONSUMER EDUCATION WEBSITE
O.....,.• - ·-
♦ O ff O ~ J n

i
~ c«1sumer Education Webslle
lii.6ail ..........................

Our Mission.
Your ProlocUon,

w,,....,.,o ~
-
IROA Conaumor
Educatlon Websft• >

P&Ch &· 11 3

Visit
www.policyholder.gov.in

IRDA's Consumer Education Website

created exclusively for

educating policyholders and

the genera l public about insurance

A public awa,onoss lni'l&ativo by

cft-q, ff;lf.:l,:uqa, 3ITT f.la,1~ \ll ftriJi(UI

INSURANCE REGULATORY AND

DEVELOPMENT AUTHORITY

www.irda.gov.in

In case of any grievance, visit www.igms.irda.gov.in