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GENERAL CODE OF CONDUCT FOR EMPLOYEES

1. Comply with laws, regulations and Group standards


2. Reject bribery and corruption
3. Avoid being compromised by gifts and entertainment
4. Speak up
5. Combating financial crime
6. Respect customer confidentiality
7. Treat customers and co-workers fairly
8. Respect customer confidentiality.
9. Do not deal in shares when in possession of inside information
10.Responsibilities to our communities and regulators

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