 Mr. Vikram Lad  9898989898  12-01-1982  Non-Smoker  Mumbai-Mumbai.

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400001

I-Protect Smart - Life HDFC Life Click 2 Protect Life - Life Protect

Sum Assured  3,00,00,000  3,00,00,000

Premium  8,563  10,624

Coverage Upto 80 Years 80 Years

Policy Term 41 Years 41 Years

Premium Payment Term 21 Years 21 Years

Premium Mode Limited Pay Limited Pay

COVERAGE HIGHLIGHTS

Max Policy Term 99-Age at Entry 85 - Age At Entry, Whole Life :100 - Age At Entry

Max Coverage upto 99 85 Years, Whole Life :100

Max Entry Age 65 Years

Min Entry Age 18 Years, Whole Life : 45

Payment Frequency Single, Yearly, Half yearly, Monthly Single, Monthly, Quarterly, Half Yearly, Yearly

Regular Pay 5 Years, Limited Pay: 6 Year,Whole

Min Policy Term 5
life: 100-Age at Entry

Avg Issuance TAT 15 Days 15 Days

Claim Ratio 97.88% 97.62%

Free Look Period 30 Days 30 Days

Limited Pay Options 5,7,10, 60 - Age, Term - 5 5 to any PPT less then PT, Whole Life : 5, 10, 15

Payout Option Lumpsum, Monthly, Increasing Income Lumpsum

RIDERS BENEFITS

Accidental Death Not Available Additional Cost

Terminal Illness Included

Critical Illness Not Available Additional Cost

WOP on permanent disability due to accident Included

Income Benefit on Accidental Disability Not Available Additional Cost

Cancer Cover Not Available

WOP on Critical Illness Not Available Additional Cost

Permanent Disability Not Available

Life Stage Benefit Additional Cost

MODE OF PREMIUM
 Single Pay Available Yes

Regular Pay Available Yes

Limited Pay Available Yes

Note: This feature comparison is indicative please refer to policy wording for proper understanding.