AFFIDAVIT OF FACTS SWORN IN THE PRESENCE OF A NOTARY PUBLIC |, MR. DICKSON ACHA UKAHA, businessman, adult, Christian, Nigerian citizen, of Plot 624, Road 10 Close 10, Agip Estate, Port Harcourt, Rivers State, do hereby make oath and state as follows: % lam an ex-staff of Access Bank Plc. 2. Iwas employed by Diamond Bank Plc in or 2013. Upon my employment, | was posted to its branch at 50 Ikwerre Road, Port Harcourt, Rivers State where | worked for seven (7) years in various capacities as an Internal Control officer as well as business development officer. 3. In 2018, Diamond Bank Plc merged with Access Bank Plc, after which | was retained in 2019 by Access Bank Plc as a relationship officer at its 50 Ikwerre Road Branch. A copy of my employment letter dated 25 March 2019 is herewith attached as Exhibit "Acha-1" 4, In or about October 2019, | moved to the business development unit at 50 Ikwerre Road Branch of Access Bank Pic where | worked as a relationship officer from October 2019 till September 2020 when I voluntarily resigned my employment with Access Bank Plc. A copy of the exit confirmation letter issued by Access Bank Plc on 13 January 2021 is herewith annexed as Exhibit “Acha- 2 5. By virtue of my position and schedule of duties, | had access to the record of all accounts domiciled at my branch at 50 Ikwerre Road, Port Harcourt. 6. _ | know as a fact that MBA Trading and Capital Investment Limited had several accounts which were domiciled at my said branch, particularly, account nos 0100996970; 0099992982; 0100998888 (USD) a | also know that World Citizens Equity Partners Limited also maintained an account with Access Bank Plc, namely, account no. 1241618171 8. | am aware that, at various times during the operation of their respective accounts, MBA Trading and Capital Investment Limited transferred monies running into several billions of Naira from its accounts to account no. 1241618171 belonging to World Citizens Equity Partners Lites| know that these transfers were done in 2019 and early 2020, several months before World Citizens Equity Partners Limited announced in August 2020 that it had acquired a controlling interest in MBA Trading and Capital Investment Limited As part of my schedule of duties, | was copied via my official email account at dickson.ukaha@accessbankplc.com in the email trail created by the Access Bank Plc officers who approved these transfers at the time they were done and | read the approving emails at the time. |.am making this disclosure in the public interest, after observing the pain and misery caused to thousands of Nigerians by the failure of MBA Trading and Capital Investment Limited to repay its depositors’ funds | swear to this affidavit in good faith, conscientiously believing its contents to be true and correct, in accordance with the Oath Act, 2004 DEPONENT Sworn sie OM uke. Nites... FRANK: BRAGS a Notary Public at Remsen. ¢ OAK. NDS. OATS, SRT, flue, Poe Taam this. Oday of... PYUGUST........ 2021 BEFORE ME: X% Ef” XE NOTARYMarch 25, 2019 Dickson A. Ukaha | Clo Access Bank Plc Pat 988, Oanmole Street Victoria Island Lagos Dear Dickson, OFFER OF EMPLOYMENT Pursuant to the merger between Access Bank Plc and Diamond Bank Plc, Access Bank Pic's pleased to offer you employment as Assistant Banking Officer on an armual basic ‘salary of N900,000.00. The breakdown of your emolument is allached herewith. The conditions for your assumption of duty include the satisfactory completion of all pre employment forms especially Fidelity Bond ‘As 2 member of sta of Access Bank PLC. you wil be expected to perform all asks ‘elated to the position as spectied in your job description anc other dues that may be ‘assigned to you from ime to time CONFIDENTIAL INFORMATION ‘Your position with the Bank gives you access to Information regarded by the Bank 36 Contdential. Disclosure of such information fo the public could harm the Bank's reputation land business objectives. Such information rust not therefore, without the Bank's consent be disclosed lo hi partes. As part of your resumption processes. you are required 10 submit a duly executed oath of confide ANNUAL LEAVE 1, You are entiied o an annual leave of 20 working Gays. Your earned allowances for 2019 such as leave days, 13" month, etc will be computed and credited into your ‘Account with the Bank. 2 Please note thst all outstanding capped ‘save shall also be monetized. The ‘breakdown ofthis shall be communicated’ to you in due course + € hiaccess >>> HOURS OF WoRK The Bank's normal hours of work + Monday Friday: 800 am ~6.00 pm ‘These hours of work are subject io alteration from time to tme as may be necessary. CREDIT POLICY GUIDE TEST Inne with tne Bank's objective of grooming world-class Banker you are required "to wite ‘and pass, with a minimum of 65% score. the Bank's Credit Policy Guide Test in not more than two sittings by December 31, 2019 Trainings wil be provided to support You to ‘suocessfuly passing the Test. FULL-TIME SERVICE During the tine you are employed by Access Bank PLC, you will give your fulltime Service to the Bank and will not at any time engage in any other paid activites without The Prior consent in writing, of the Board of Directors ofthe Bank DETERMINATION OF EMPLOYMENT Eine party may give the other one months: notice to teminate the employment or one ‘mont’ pay neu of races 8 condion of serdce ha he Bank maya im factor transfer you fo any of fs branches or subsihares, of deploy you to any ff eter departmeris any te during you service. Ary outsianding loans or trance obigelons tw Access Bank PLE shol bo sated proto tre eflecve Cate o termination. OTHER EMPLOYMENT TERMS (2) As 2 further pant of your resumpton processes, you are required to submit to the HR Department, your upgraded resume anc completed bo-data form (©) The Benk will be enitied to exercise ts power of summary dismissal if st any time you ()) refuse to comply with ordersinsiructons; (3) disclose confidential information \wthout prior authority: (i) be convicted of a criminal offence; (iv) conduct yourself in such, ‘2 manner as to bring the Bank's name ino disrepute, (v) be incapable of perlorming your ‘cubes to the saistaction ofthe Bank: (vi) or engage n any other uct misconduct that ay ‘be adjudged by the Bank as capable of damaging the image of the Bank. . >access>»» (6) | Please note that while te terms of your employment with the defunct Olamond Bank Pic shall govern your employment wih the Bark up unth March 31%, 2010, your Contract of employment with Access Bank Plc and the terme ofthe offer herein shall be effective trom Apa 4, 2019. ACCEPTANCE 1 te above terms and conditions are acceptable fo you, please indicate your acceptance by signing on the enclosed copy ofthis lett and returning same to the undersigned not later April 1, 2019. Piease note that your employment shal also be governed by the terms and conditions in the Bank's staff handbook as may be amended from time to time and any other poly (ies) that may be n force in the Bank. By accepting hs offer. you hereby corti that you have ‘ead the Bank's staff handbook and agree to be Bound By is terms. \Wewelcome you to the Access Bank family and wish you a successful carver Yours fontuty FOR: ACCESS BANK PLC agree Dk OsAr® osemexe ouannte ouagnone HR OPERATIONS TEAM EAD He OPERATIONSPAIS WONTHLY leasie Rover Farntre [Education Subse [Transport futy ‘ntertainment [Bomestic [Eunch, [Sob Totar, PAID OFF PAYROLL jedical ath Month ab Total juarantood Tota access >>><— access pthaQ , 4 Dickson Ae Ukeha January 13,2021 FORE Re Dickson Acha Ukaha Cat seer CiO Access Bank Plo Plot 14/15 Prince Alaba Oniu Street Oniru Estate,Lekki Lagos Dear Dickson RE: REQUEST FOR EXIT LETTER Further to your correspondence with Precious Kalu on the above, we hereby COMM the effective date of your resignation from the Bank was September 11,2020 We hope this meets your requirement For further information, kindly contact either of the undersigned on #234 1 2364433 or ¢- ‘mail HROperations@accessbankpic.com ‘Thank you Yours faithfully, For: ACCESS BANK PLC \ \ raf JEMIMA ITUEN OLAKUNLE OLASHORE HR OPERATIONS HEAD, HR OPERATIONS ‘ro orapes Grose Smee Mora Bo x Ager Coun olor