KREDIT KPR BNI GRIYA (MEMUDAHKAN ANDA MEWUJUDKAN IMPIAN MEMILIKI R

SUKU BUNGA TIER 1 : 6.75% p.a Fixed 2 Tahun dan 8,25% p.a Fixed 1 T
cara mudah pembelian rumah/apartemen baru/seken bagi calon debitur pegawai BUM

JANGKA WAKTU*
MAKS KREDIT
10 11 12 13 14 15
50,000,000 574,121 537,674 507,551 482,290 460,847 442,455
100,000,000 1,148,241 1,075,349 1,015,103 964,580 921,693 884,909
150,000,000 1,722,362 1,613,023 1,522,654 1,446,870 1,382,540 1,327,364
200,000,000 2,296,482 2,150,697 2,030,205 1,929,161 1,843,386 1,769,819
250,000,000 2,870,603 2,688,371 2,537,757 2,411,451 2,304,233 2,212,274
300,000,000 3,444,723 3,226,046 3,045,308 2,893,741 2,765,079 2,654,728
400,000,000 4,592,965 4,301,394 4,060,411 3,858,321 3,686,773 3,539,638
500,000,000 5,741,206 5,376,743 5,075,513 4,822,902 4,608,466 4,424,547
600,000,000 6,889,447 6,452,091 6,090,616 5,787,482 5,530,159 5,309,457
700,000,000 8,037,688 7,527,440 7,105,719 6,752,062 6,451,852 6,194,366
800,000,000 9,185,929 8,602,789 8,120,822 7,716,642 7,373,545 7,079,276
900,000,000 10,334,170 9,678,137 9,135,924 8,681,223 8,295,238 7,964,185
1,000,000,000 11,482,411 10,753,486 10,151,027 9,645,803 9,216,931 8,849,095
1,100,000,000 12,630,653 11,828,834 11,166,130 10,610,383 10,138,625 9,734,004
1,200,000,000 13,778,894 12,904,183 12,181,232 11,574,964 11,060,318 10,618,914
1,300,000,000 14,927,135 13,979,531 13,196,335 12,539,544 11,982,011 11,503,823
*Jangka Waktu Kredit Min 10 Tahun.Tabel ilustrasi suku bunga 6,75% fixed 2 th pertama

DEVI 085743040301
UDKAN IMPIAN MEMILIKI RUMAH IDAMAN)
un dan 8,25% p.a Fixed 1 Tahun
alon debitur pegawai BUMN, ASN, TNI, POLRI

A WAKTU*
16 17 18 19 20
426,540 412,663 400,482 389,727 380,182
853,080 825,327 800,965 779,455 760,364
1,279,620 1,237,990 1,201,447 1,169,182 1,140,546
1,706,160 1,650,653 1,601,929 1,558,909 1,520,728
2,132,701 2,063,316 2,002,412 1,948,636 1,900,910
2,559,241 2,475,980 2,402,894 2,338,364 2,281,092
3,412,321 3,301,306 3,203,859 3,117,818 3,041,456
4,265,401 4,126,633 4,004,824 3,897,273 3,801,820
5,118,481 4,951,960 4,805,788 4,676,727 4,562,184
5,971,562 5,777,286 5,606,753 5,456,182 5,322,548
6,824,642 6,602,613 6,407,718 6,235,637 6,082,912
7,677,722 7,427,939 7,208,682 7,015,091 6,843,276
8,530,802 8,253,266 8,009,647 7,794,546 7,603,640
9,383,883 9,078,593 8,810,612 8,574,000 8,364,004
10,236,963 9,903,919 9,611,576 9,353,455 9,124,368
11,090,043 10,729,246 10,412,541 10,132,909 9,884,732
 KREDIT KPR BNI GRIYA (MEMUDAHKAN ANDA MEWUJUDKAN IMPIAN MEMILIKI RU
SUKU BUNGA TIER 2 : 7,25% p.a Fixed 2 Tahun dan 8,75% p.a Fixed 1 Tah
cara mudah pembelian rumah/apartemen baru di developer kerjasama (PK

JANGKA WAKTU *
MAKS KREDIT
10 11 12 13 14 15
50,000,000 587,005 550,780 520,878 495,836 474,609 456,431
100,000,000 1,174,010 1,101,561 1,041,756 991,671 949,218 912,863
150,000,000 1,761,016 1,652,341 1,562,634 1,487,507 1,423,826 1,369,294
200,000,000 2,348,021 2,203,122 2,083,512 1,983,342 1,898,435 1,825,726
250,000,000 2,935,026 2,753,902 2,604,390 2,479,178 2,373,044 2,282,157
300,000,000 3,522,031 3,304,683 3,125,267 2,975,013 2,847,653 2,738,589
400,000,000 4,696,042 4,406,243 4,167,023 3,966,684 3,796,870 3,651,452
500,000,000 5,870,052 5,507,804 5,208,779 4,958,355 4,746,088 4,564,314
600,000,000 7,044,062 6,609,365 6,250,535 5,950,026 5,695,305 5,477,177
700,000,000 8,218,073 7,710,926 7,292,291 6,941,697 6,644,523 6,390,040
800,000,000 9,392,083 8,812,487 8,334,046 7,933,368 7,593,740 7,302,903
900,000,000 10,566,094 9,914,048 9,375,802 8,925,039 8,542,958 8,215,766
1,000,000,000 11,740,104 11,015,609 10,417,558 9,916,711 9,492,175 9,128,629
1,100,000,000 12,914,115 12,117,170 11,459,314 10,908,382 10,441,393 10,041,492
1,200,000,000 14,088,125 13,218,730 12,501,070 11,900,053 11,390,610 10,954,355
1,300,000,000 15,262,135 14,320,291 13,542,825 12,891,724 12,339,828 11,867,217
*Jangka Waktu Kredit Min 10 Tahun.Tabel ilustrasi suku bunga 7,25% fixed 2 th pertama

DEVI 085743040301
 UJUDKAN IMPIAN MEMILIKI RUMAH IDAMAN)
Tahun dan 8,75% p.a Fixed 1 Tahun
baru di developer kerjasama (PKS)

GKA WAKTU *
16 17 18 19 20
440,729 427,061 415,086 404,534 395,188
881,458 854,122 830,172 809,068 790,376
1,322,186 1,281,183 1,245,258 1,213,602 1,185,564
1,762,915 1,708,244 1,660,344 1,618,135 1,580,752
2,203,644 2,135,305 2,075,431 2,022,669 1,975,940
2,644,373 2,562,366 2,490,517 2,427,203 2,371,128
3,525,830 3,416,488 3,320,689 3,236,271 3,161,504
4,407,288 4,270,610 4,150,861 4,045,339 3,951,880
5,288,745 5,124,732 4,981,033 4,854,406 4,742,256
6,170,203 5,978,854 5,811,206 5,663,474 5,532,632
7,051,660 6,832,976 6,641,378 6,472,542 6,323,008
7,933,118 7,687,098 7,471,550 7,281,609 7,113,384
8,814,575 8,541,220 8,301,722 8,090,677 7,903,760
9,696,033 9,395,342 9,131,894 8,899,745 8,694,136
10,577,490 10,249,464 9,962,067 9,708,812 9,484,512
11,458,948 11,103,586 10,792,239 10,517,880 10,274,888
 KREDIT KPR BNI GRIYA (MEMUDAHKAN ANDA MEWUJUDKAN IMPIAN MEMILIKI R
SUKU BUNGA TIER 3 : 7,75% p.a Fixed 2 Tahun dan 9,25% p.a Fixed 1 T
cara mudah pembelian rumah/apartemen baru di developer non PKS, pembelian rumah/apartemen seken
kavling, pembangunan /renovasi, take over, top up bagi calon debitur non fix

JANGKA WAKTU *
MAKS KREDIT
10 11 12 13 14 15
50,000,000 600,053 564,064 534,396 509,586 488,589 470,638
100,000,000 1,200,106 1,128,129 1,068,792 1,019,172 977,177 941,276
150,000,000 1,800,159 1,692,193 1,603,188 1,528,757 1,465,766 1,411,914
200,000,000 2,400,213 2,256,257 2,137,584 2,038,343 1,954,354 1,882,552
250,000,000 3,000,266 2,820,321 2,671,980 2,547,929 2,442,943 2,353,189
300,000,000 3,600,319 3,384,386 3,206,376 3,057,515 2,931,531 2,823,827
400,000,000 4,800,425 4,512,514 4,275,168 4,076,686 3,908,709 3,765,103
500,000,000 6,000,532 5,640,643 5,343,960 5,095,858 4,885,886 4,706,379
600,000,000 7,200,638 6,768,772 6,412,752 6,115,030 5,863,063 5,647,655
700,000,000 8,400,744 7,896,900 7,481,545 7,134,201 6,840,240 6,588,930
800,000,000 9,600,850 9,025,029 8,550,337 8,153,373 7,817,417 7,530,206
900,000,000 10,800,957 10,153,157 9,619,129 9,172,544 8,794,594 8,471,482
1,000,000,000 12,001,063 11,281,286 10,687,921 10,191,716 9,771,772 9,412,758
1,100,000,000 13,201,169 12,409,414 11,756,713 11,210,887 10,748,949 10,354,033
1,200,000,000 14,401,276 13,537,543 12,825,505 12,230,059 11,726,126 11,295,309
1,300,000,000 15,601,382 14,665,672 13,894,297 13,249,231 12,703,303 12,236,585
*Jangka Waktu Kredit Min 10 Tahun.Tabel ilustrasi suku bunga 7,75% fixed 2 th pertama

DEVI 085743040301
UDKAN IMPIAN MEMILIKI RUMAH IDAMAN)
un dan 9,25% p.a Fixed 1 Tahun
n rumah/apartemen seken, pembelian ruko/rukan/villa, pembelian
bagi calon debitur non fixed income

A WAKTU *
16 17 18 19 20
455,159 441,711 429,952 419,612 410,474
910,317 883,421 859,904 839,224 820,949
1,365,476 1,325,132 1,289,856 1,258,836 1,231,423
1,820,634 1,766,843 1,719,808 1,678,448 1,641,897
2,275,793 2,208,554 2,149,760 2,098,060 2,052,371
2,730,951 2,650,264 2,579,712 2,517,672 2,462,846
3,641,269 3,533,686 3,439,616 3,356,896 3,283,794
4,551,586 4,417,107 4,299,520 4,196,120 4,104,743
5,461,903 5,300,529 5,159,424 5,035,344 4,925,691
6,372,220 6,183,950 6,019,328 5,874,568 5,746,640
7,282,537 7,067,372 6,879,232 6,713,792 6,567,589
8,192,854 7,950,793 7,739,136 7,553,016 7,388,537
9,103,172 8,834,215 8,599,040 8,392,240 8,209,486
10,013,489 9,717,636 9,458,944 9,231,464 9,030,434
10,923,806 10,601,057 10,318,848 10,070,688 9,851,383
11,834,123 11,484,479 11,178,752 10,909,912 10,672,331
 KREDIT KPR SEJAHTERA TAPAK BANK BNI 2021
SUKU BUNGA 5%

CARA MUDAH PEMBELIAN RUMAH BARU

JANGKA WAKTU *
MAKS KREDIT
10 11 12 13 14 15
144,995,000 1,537,897 1,430,301 1,341,045 1,265,893 1,201,821 1,146,611

DEVI 085743040301
K BANK BNI 2021
%

UMAH BARU

WAKTU *
16 17 18 19 20
1,098,600 1,056,514 1,019,364 986,369 956,903
 PERSYARATAN PENGAJUAN KPR BNI GRIYA

PEKERJAAN
No DOKUMEN
PEGAWAI WIRASWASTA
1 Copy KTP Pemohon (2 lbr) √ √
2 Copy KTP Suami/Istri Pemohon (2 lbr) √ √
3 Copy Kartu Keluarga (2 lbr) √ √
4 Copy Surat Nikah (2 lbr) √ √
5 Asli SK Terakhir √ -
6 Asli Taspen/Ijazah Terakhir √ -
7 Copy NPWP √ √
8 Copy Buku BNI Taplus √ √
9 Asli Slip Gaji/Surat Keterangan Gaji an. pemohon √ -
10 Asli Slip Gaji /Surat Keterangan Gaji an. pasangan pemohon √ -
11 Surat Keterangan Masa Kerja √ -
12 Copy Srt Ijin Praktek bagi Profesi al: Dokter/notaris,pengacara √ -
13 Copy Surat ijin Usaha :TDP, SIUP - √
14 Neraca Rugi Laba (Laporan Keuangan) - √
15 Rencana Anggaran Biaya Pemb.(untuk Griya Reno√asi) √ √
16 Asli IMB (Ijin Mendirikan Bangunan) dan Fotocopy 2 Lbr √ √
17 Asli PBB, bukti lunas PBB tahun terakhir dan Fotocopy 2 Lbr √ √
18 Asli Sertifikat Tanah an.Pemohon dan Fotocopy 2 Lbr √ √
19 Srt Penawaran Rumah dari Developer /Penjual √ √
(Khusus pembelian rumah)

Biaya-biaya yang dibebankan :

Biaya Propisi 1% dari maksimum kredit yg disetujui
Biaya Administrasi (KMG/KPR = Rp.750.000,-)
Biaya Apraisal Internal Rp.300.000,-
Biaya Asuransi Jiwa dan Kebakaran
Biaya Notaris untuk KPR
300,000,000
45,000,000
345,000,000
 CHECKLIST KELENGKAPAN BERKAS
NO BERKAS ADA TIDAK
KELENGKAPAN PRIBADI
1 SLIK PEMOHON DAN PASANGAN
2 KTP SUAMI ISTRI
3 NPWP
4 KK
5 BUKU NIKAH
6 FOTO PEMOHON DAN PASANGAN
KELENGKAPAN FORMULIR
7 EMERGENCY CALL
8 NOMOR HP PEMOHON DAN PASANGAN
9 SURAT KETERANGAN KERJA/SK PENGANGKATAN
10 REKENING KORAN 3 BULAN TERAKHIR
11 SLIP GAJI 3 BULAN TERAKHIR
KELENGKAPAN JAMINAN
12 SERTIFIKAT
13 IMB
14 PBB
15 BUKTI BAYAR PBB

KELENGKAPAN LAINNYA

16 SURAT PERNYATAAN PERMOHONAN KPR SUBSIDI (LAMP.2)

17 BERITA ACARA SERAH TERIMA (LAMP.3)
18 SURAT PERNYATAAN PENGHASILAN (LAMP.5)
19 SURAT PERNYATAAN TIDAK MEMILIKI RUMAH (LAMP.7)
20 SLF (LAMP.1)
21 FOTO JAMINAN RUMAH
22 KWITANSI DP
23 SURAT PENAWARAN RUMAH
24 SURAT BUYBACK
25 TIDAK PHK
KETERANGAN