Professional Documents
Culture Documents
Random vaaribales- numerical and non-numerical (descrete). rule that assign a number to each
outocme of a chance experiment.
3. The mean median and mode are of equal values and when sketched, they councide at the center
of the graph. Measures of central tendencies.
mean- average. Equivalent to median mode
median- middle point if balanced, if not balanced, then it will be ascending or descending. Equivalent
to mean mode
mode- the most frequent, common number. Location center- zero. equal to mean median
4. The width of the curve is determined by the standard deviation of the distribution. Measures of
Variability
5. The curve extends infidelity approaching the x-axis but never touching it. Thus, the curve is
asymptotic to the line.
6. The area under the region, shaded region under the curve =1. It represents the probability or
percentage or proportion associated
steps in finding the z scores given the mean(u) standard deviation( o ) and the measurement (X):
1. use the formula z= X-u/o for finding the z-score.
2. check the given values; mean (u, standard deviation (o) and the measurements (X).
3. Substitute the given values in the formula.
4. Compute for the z-value.
BASICS Page 1
Areas Under the Normal Curve:
Steps in Finsiding the normal curve:
1. Express the given z-value into a three digit number.
2. Using the z-table. find the first 2 digits on the first column.
3. Find the third digit in the first row in the right.
4. Read the are for probability at the intersection of the row (first 2 digit number) and column ( third
digit number ). The value observed at the intersection indicates the area of the z-value
Statistical Interference:
Sampling Distribution:
Sampling can be done in two ways:
1.Sampling with replacement- maraming chances. pwede ang 3,4 and 4,3
2.Sampling without replacement- one chance lang bawal ang uulit.
CHI square Goodness of fit test: ( not inclded in periodical ) use in practical researc 2.
i used to test wether a frequency distribution fits an expected distribution, also if it includes top 5's.
Formula:
x squared= summation (0-E) raise 2 / E
e- expected value = to mean
x squared- chi squared
0-observed value - matataas ang frequency ( total population )
e= asub1+asub2+asubn/n
BASICS Page 2
degree of (freedom?)- df=k-1
k & n- is the same value. stnads for the no. of samples.
P.S:round off to the nearest whole number. ang expected value is laging whole number.
P.S: kapag ang z score value ay nag exceed na sa 3.5 ay magiging 0.4999. regardless kung negaative
or positive.
BASICS Page 3
Tuesday, July 13, 2021 9:34 AM
Practical Research 1:
Research- process in which we acquire information. defined as the scientific investigation of
phenomena which includes collection, presentation, analysis.Seeking solution. Systematic and well-
planned procedure is required to meet the need in order that information is acquired.
Qualitative Research- walang research hypothesis and assumpsion studies in chapter 1. .use words.
an open ended questions.
Quantitative Research- may research hyposthesis and assumptions studies in chapter 1. you are
giving an 100% data.Use numbers and Graphs . close ended questions.
When researching:
consider the review of the related literature.
significant or relevant to the society.
willing ka na alamin or 100% interest to the topic.
2nd Day:
Purpose of Research:
To Explore
To Describe
To Explain
3rd Day:
4th Day:
Step 4: Gather necessary data using open ended questions.(for qualitative research)
Step 5: Process and analyze
Step 6: Forming Conclusions, Implications and Recommendation
Step 7: Reporting Findings
Ethics in Research:
rules of behavio based on ideas about what is morally good and bad.
BASICS Page 4
rules of behavio based on ideas about what is morally good and bad.
human rights
intellectual rights
copyright infringement
voluntary participation
anonymity
privacy
Plagiarism:
1. Failure to cite quotations and borrowed
5th Day:
6th Day:
7th Day:
8th Day:
9th Day;
BASICS Page 5
literature: published
studies : unpublished work, oral
RRL: blueprint of the reaserch paper.
Significance of RRL/S: find similarities and differences.
Citing References:
apa style
feb.16
march 3 and march 4- pre oral defense estimated.
10th Day:
use in-text citation
Citation References
1.American Psychological Association (APA)- for social studies. for name Batisatic,E. J. E.
2. Modern Language Association (MLA)- for name Batisatic, Edcadio Jose E.
3. Chicago Manual Style.
4th Quarter:
1st Day:Chapter 3 Research Methodology
Common Research Design:
Case Study- analysis of person, groups. studied hollistically by organization.
1 month long term process.
Ethnography- study of a certain culture, also focused as long as a certain group ,values, culture and
beliefs. as a group.
Phenomenology- experience of a person on earth. as an individual.
Sampling Technique:
Probability- providing the theory of the probability
Types:
Simple Random Sampling- method of collecting date of every single time. Not biased.
Systematic Sampling- have an interval
Stratefied Random Sampling- same as cluster the difference is dividing the population into smaller
groups, strata- different demographic paramete
Cluster- mas malaki ung population.
BASICS Page 6
Instrument: used in Interview:
Semi Strucrtured Interview: interview that has a possible follow-up questions.
Survey:
used of props instrument
3 types of interview:
Contructions Instrument- interview the participants in order to obtain, analyze and interpret the
data.
3rd Day:
4th Day:
-declarative sentence- provides a fact, gives information ( ofcourse with a reliable info or true info)
- up to 2 decimal
-sop 2 is tabular
-sop 1 pagmagbibigay pamimilian i ttable ...
-tabular and textual sa sop 1 and 2 sa 3 textual
BASICS Page 7
-tabular and textual sa sop 1 and 2 sa 3 textual
5th Day:
BASICS Page 8
Tuesday, July 13, 2021 10:39 AM
Accounting:
Accounting- art of analyzing financial transactions and economic events. They handle the cash flows.
Histroy of accountin:
old discipline. in italy 1494 .
Fra luca pacioli- publish suma de aritmitica,geometrica,proporcioni et proprcionita. Father of
Accounting. invented the accounting cycle.
Accounting Process:
analyzing- first pace of the accounting process. It need proofs sales invoice. (sales invoice- (receit)
help the analyazing process.)
recording- second part in which they write it to the journal.
( The special Journals:
cash receipts book-
cash disbursement-
sales book-
puchase book-)
classifying- sorting and grouping of similar
summarizing- process that involdves grouping the various accounts referred to in the classifying
process.
reporting- preparation of fianancial summaries called financial statements.
interpreting- directs attention to the significance of various matters and relationships. it can be in
percent and ratio.
(arcsri)
BASICS Page 9
Assets- Things that we own
Liabilities- things that we owe.
Double Entry System: appeared more than 500 years ago in the book of pacioli ( this has 2 or more
accounts in 1 transaction)
Value received (debit/dr)
Value parted with (credit/cr)
Rule:
asset and expense are same rule - debit increase credit decrease.
income, liability, owners equity- debit decrease credit increase.
Financial Statement:
1.Balance Sheet- Asset,Liability, Expense, Owners Equity
2.Financial Statement-
3.Cash Flow- what purpose why we withdraw and deposit money.
3rd Day:
Chapter 2:
Accounting Profession:
- The practice of accounting and auditing has grown into a profesiion. A profession is a common
body of knowledge that can be learned through formal education and with standards of conduct are
imposed by national organizations and voluntarily accepted by those practicing the profession,
professionals include doctors, lawyers, engineers, architects, accountants and teachers.
Scope of the practice of Accounting:
Philippines Accounting Act 2004 (RA9298)
1. Practice of Public Accountancy-
4th Day:
quiz
5th Day:
BASICS Page 10
Forms of Business Organizations:Structure of a business/provides goods and service to the
customers
Sole Proprietorship-simplest form of business.
Partnership- refers to an associatio of two or more persons to carry on as co-owners of business for
profit.
Corporation-refers to seperate body consisting of at leaast five individuals treated by law as a unit.
Income Taxation
Sole Proprietorship- pays individual incoe tax
Partnerhip- partner pays individual income tax on his share or partnership profit. some partner are
exempted
Corporation- pays corporate of income tax stockholders pay on dividends received
Liability to third party
Sole priprietorhip- unlimited liability
Partnership- unlimited liabilit for general partner
Corporation- Limited liability of stockholders
Sole
A- easy to form less government requirement
D- limited source of capital, life may be dependent on the life owner
Partnership general- liable for everything limited- limited only for the liabilites/contribution
A-
D- unlimited liability
Corporation
A- legal rights, wider source of capital
D- activities by the articles of corporation and corporate by laws
6th Day:
BASICS Page 11
Accounting Profession:
- The practice of accounting and auditing has grown into a profesiion. A profession is a common
body of knowledge that can be learned through formal education and with standards of conduct are
imposed by national organizations and voluntarily accepted by those practicing the profession,
professionals include doctors, lawyers, engineers, architects, accountants and teachers.
Scope of the practice of Accounting:
Philippines Accounting Act 2004 (RA9298)
1. Practice of Public Accountancy- tax cosultant, external editing in firm or public, nag tatrabaho sa
government.
2. Practice Incomers and Inddustry- pwede kahit d pa nakapasa, like teachers na d pa nakakapasa sa
board exam sa private lang pwede.
3. Practice in Education- they are teaching or reviewing the students to get a board exam.
4. Practice in Government- government related
CPA- accountant who passed the exam conducted by the board of accountancy. Under the PRC (Phil.
Proffessional Regulation Commission)
Job and Duties of CPA:
range of accounting, auditing and tax activites. preparing Financial Statements and reports,
analyzing ledgers, overseeing accountants and receivable, and forecasting revenue and expenses are
additional duties for certified public accoutants.
Battery exam: UCC 3rd year college
CMA- certified management accountant- accountant who has passed the examination by the
institute of mangement accountants of the national association of accountants. (d nakapasa sa CPA)
Job and Duties of CMA:
similar to CPA but focus in cost accounting financial planning management issue and management
issues
Certified internal auditor- an accountant passsed the uniform ecamination by the institute of
internal auditors.
Job and DUties of CIa:
obejectively review an organizations business processes, obtaining
7th Day:
BASICS Page 12
Objective of Code of ethics for prof. accountants:
Credibility- credibility of info
Professionalism- interested parties as professional persons in the accountancy field
Quality of Services- all services is of the highest quality
Confidence- feel confident
Fundamental Principles:
Integrity- doing right even without people seeing
Objectivity- fair and not bias
Prof. Competence and Due Care
Confidentiality- respect confidentiality of info
Professional Behavior- act in manner of consistent with good reputation reposnsibility for protection
Technical Standards
Prepare Biodata!!!!
8th Day:
Career Choices:
dapat alam nyo na gusto nyo i take in the near future.
curriculum vitae/bio-data- a more detailedd info of an employee.
9th Day:
General Partner- is the one who is liable for partnership debts to the extent of his personal property
afterall the partnership assets been exhausted.
Limited Partner- is one whose liability for partnership debts is limited to his capital contribution.
General-Limited Partner- is one who has the rights, powers and subject to all the restrictions of a
general partner whose liability is limited to his general contribution.
1.Capitalist Partner- is one who contributes money or property to the capital of the partnership.
2.Industrial Partner- is one who contributes his work. labor or industry to the partnership.
3.Capitalist-Industrial Partner- is one who contributes money or property as well as his work or
industry to the partnership.
3 Types of Businesses:
1. Trading or Merchandising
2. Manufacturing
3. Services
Kinds of Retailer:
Department Store: carry wide variety of product lines, like cloth, shoes, bags, beauty products, home
furnishing, household goods.
Supermarkets- sells a variety of food and houseghold products
Specialty Stores- carry a variety of models for on kind of limited products. For example a cp store
carries brands like sony, samsung, or apple I phones with different models for each brand.
Convenience Store- stores that carry high turnover goodsm 24 hrs a day and 7 days a week.
BASICS Page 13
Convenience Store- stores that carry high turnover goodsm 24 hrs a day and 7 days a week.
Superstore- larger than supermarkets and department stores have emerged.
Factory Outlets- fidderent manufacturers are grouped together in one factory outlet mall
Direct Selling- is one-on-one selling. one seller approaches a buyer.
10th Day:
Processing
-Source of Documents
-Journalize in the journals
-Post in ledger
Output
-Prepare trial Balance
-Income Statement balance sheet
BASICS Page 14
Balance Sheet accounts: Current assets
Cash on Hand- coins, checks, malalaking pera cash that is inetended to be deposited in bank.
Petty Cash Fund- maliliit na pera. smalls bills.
Cash in Bank- cash that is deposited in saving or checking accounts.
Accounts Receivable- hindi pera or cash on hands. amount due from customers arising from credit
sales or credit services.
Notes Receivable- by promissory notes.
Unused Supplies- Laboratory supplies, medical supplies, office supplies bought but bot yet used.
Prepaid Rent and Prepaid Insurance- expenses paid in advance of clients.
4th Day:
1st Day:
Current Asset= Current Account
-either cash or resource that are expected to be converted to cash within 1 year.
-liquid asset, can convert an object into a money within 1 year
-inventory- a merchandise that a company purchases to earn a profit. buy and resell in higher price.
-cash (101) - coin currency of a company owns.
-Cash Equivalent -includes t-bills . because it can grow a year....
-treasury bills (t-bills) easily converted to cash within a year without losing it's value.
*Accounts Recievable- accounts in shorterm, a loan who purchase by the use of accounts.
*Prepaid Expense- expensess before they were consume. Nagamit na transformation ng prepaid
rent
*Rent Expense- rented that were expenses before they were consume
*Notes Receivable- thru notes or promissory notes.
Accrued revenue- we do the serviced but don't recieve the money.
Prepaid rent- na paid na pero d pa nagagamit na rent…
Prepaid insurance- insurance
Non-Current Asset:
-morethan 1 year cannot easily be converted into cash.
-incld property, plant and equipment (PPE). Fixed asset.
-Intellectual property and intangible asset.
-GOODWILL - intangible asset that purchasses by another company. Brand Name.
-longterm investment- bonds, stacks, notes. for the future.
Current Liababilities:
-financial responsibilities that are need to be paid by a year.
*accounts payable- company's shorterm debts that is expected to be paid in a year or short term
amount of time
*Notes payable- companies debt that is being noted and needed to
*Accrued Expenses- inccured not paid. recognise when they are inccured(nagamit). .
*Current Expense-
*Utilities Payable- babayaran pa lang. electricity bills
*Unearned Revenue- money received by customer but not yet delivered the services to the client.
*Payroll Liabilities- incld medicare payments, for staffs and employees.
BASICS Page 15
*Payroll Liabilities- incld medicare payments, for staffs and employees.
*salary or wages payable
*Dividends Payable or Dividends Shares/Declared - kita ng companya. pay for stock holders and
shareholders, because they invest to you.
*differed income tax- tax that is not been paid.
Non-current Liabilities:
- responsibilitieS that are need to be paid beyond the year.
*Mortgage Payable- liabilities of the owner to paid the loan for which it has been kept. example is
real estate.
*Long term loans- longer period gennerally morethan 1 year.
Differed Taxes- due is over but you haven't not been paid
2nd Day:
3rd Day:
BASICS Page 16
Tuesday, July 13, 2021 10:24 AM
2nd Day:
Bateman and Snell (2008):define innovation as the introduction of new products and services.
Cost Competitiveness- primary concern of consumers. The Balance to gain profit and remain
affordable to clients.
Quality- ability of the product to meet the customer needs.
DTI- responsible for the product standards.
Service- instrinsic requirement all customers, as they need to have " What they want when they
need it."
Speed- ability to move fast. appears to be the buzz word of the Millennium. Fast-Food
outlets,internet search engines and automated.
BASICS Page 17
finish. Same as flowchart.
Plan-Do-Check-Act (PDCA)- cycle is a problem solving model. It is also called the Improvement
Storyboard Model (ISM).
3rd Day:
Plan: managers
-Select the problem that will be addresses and describe the opportunity.
-Describe the current situation surrounding the opportunity;
-Describe all the probable causes of the problem and agree on the root cause/s
-Develop an effective workable solution and
-Do or implement the solution and Check the review the result of the change.
Terms that are now part of the language managers and senior executives in their organizing
functions are: managers
Downsizing- the planned removal of positions or jobs.
Rightsizing- efforts at achieving an appropriate size for effective enterprise performance. tama ba
nangyayari sa companya.
Customer Relations Managament (CRM)- a function or enterprise unit tasked to focus on interactive
relationship with customers. Communication between the customer and the owner of the business.
Reengineering- includes efforts to revolutionize organizational system and processes to satisfy
customer needs
Total Quality Management (TQM)- an interactive approach to management that supports the
realization of customer satisfaction through an extensive variety of tools,
Just in TIme (JIT)- which calls for subassemblies and apparatus to be produced in very small lots and
delivered to the next stage in the process exsactly at the time needed.
Types of Leadership
Charismatic Leadership:
They are dominant, self-confident and convinced of the ethical decency of their beliefs. They are
able to stimulate a sense of adventure and enthusiasm in their followers.
Transformational Leadership
Characterized by:
1. Chrisma or charismatic traits
2. Aptitudes or capabilites of giving their followers individualized attention and
3. Intellectually stimulating qualities.
Group: Going to do the action Plan ( project in org and management ) #3 (Feb.5 Due time) 3:30 PM
Research anything na pwedeng mag benefits sa mga gusto nyong gawin.
Action Plan:
What- list activities for the activity
When-schedule and deadline
Where-location for activity and/or supplier for activity
Who-person/s in charge or group assigned for activity
How- required resources
How Much-
Batisatic
Delos Reyes
Geralao
BASICS Page 18
Geralao
Paglinawan
Veloria
4th Day:
Macro Environment (PEST/EL)- macro greek word macros (large) .Political, Economic, Sociological or
Social, Technical, Environment and Legal Factors variable in the said environment;
Manager
Social, Sociological, Cultural, Demographic and Environmental: based in demographic, cultural and
social factors
Air and Water pollution control
Life expectansy rate
Attitudes toward product quality and customer service
Average level of education
Changes in tastes and preferences
Energy conservation and waste management
Lifestyle expectancy rates
Lifestyles and buying habits
Number of high school and college graduates
BASICS Page 19
- Alters product life cycles and distribution system
Technological environments and developments
New and improved products
Shortage of technical skills
Legal factors:
Anti-trust law
Discrimination Law
Copyright, patents, intellectual property law
Data protection
Health and safely law
Consumer protection and e-commerce
Employment law
Globalization and technological advancements have raised the concern for the aformentioned
factors in the natural environment.
Technical Skills- refers to the aptitude to perform specialized tasks involving particular methods or
processes.
5th Day:
6th Day:
continuations:
DOH- for the health of people.
CHED- this is for the higher education responsibilities.
TESDA- enhance the skills of individual and master them. Priorities the undergraduate.
BASICS Page 20
Port Model: Managers
New entrance- newbies
Rival Firms- opponents of the business. Industry Participants
Substitutes- establishments with faster, more accesible and/or cheaper products and services.
Suppliers- establishments that supply a given industry.
Buyers- population, wether indutrial or consumer, that purchases a product and services.
Consumers, Customer
Tangible Products- nakikita
Intangible Products- hindi nakikita services. manicure and pedicure
7th Day:
SWOT Analysis: identification of strenghts, weaknesses, opportunities and threats and help manage
formulate strategies.
Managers
Strenght and Weaknessses- internal.
Strenght:
- Presence of skilled manpower
- Available financial resources.
- New and Modern Equipment
Weaknesses:
- Lack of reliable resources/suppliers.
- Limited mangerial techniques.
- Limited service capability
Opportunities and Threats- external.
Opportunities:
- Increase in consumption patterns.
- Increasing Disposable Income
- Increase in population
Threats:
- Imposition of VAT.
- Change in tastes and preferences.
- Decreasing disposable income.
8th Day:
presentation
9th Day:
BASICS Page 21
Situational Analysis
Alternative Goals and Plans
Goal and Plan evaluation
Implementation
Monitor and Control
Situational Analysis- needs the gathering interpretation and summary or relevation. Frequency
Counts, Flow Charts
Alternative Goals and Plans- this involves the generation of choices and options for identified
problem
Goals- plan evaluation involves rhe assesment of advantages and disadvantages of each goal.
- If theres a lot of option you will have a hard time to choose ( Hick's Law )
Strategic Management Model by David (2002)
Establishment of mission, vision and goals
-Analysis of Internal strenght
-Analysis of externel opportunities and threats
Swot analysis and strategy formulation
Strategy Implementation
Strategic Control
10th Day:
BASICS Page 22
Accounting- handle cash flow
Manufacturing- purchase products. machineries. (factory- HHAHAAHAHA)
11th Day:
Staffing: Suppliments
-vented or the human resource is responsible.
Recruitment- human resource. pool oof applicants for jobs in the organization
Selection- related to decision on who to hire from the pool created by recruitment tasks.
Training and Development- involves the continuous development of the workforce. Last for 1 month
Performance Appraisal- measurement of an employee's performance.
Reward System Design- which includes the plans for monetary and fringe benefits of employees.
Job Description- list of what the job entails, Job specification- list of kind of people for the job.
-List that is included to job description:
BASICS Page 23
4th Quarter:
1st Day: Leading and Management
leaders isn't a manager.
Leader:
- orchestrate important change effectively
- create a vision and direct path toward the vision
- empower and motivate personnel
- innovate, visionary, entrepreneural, decision maker, set challenging goals, seek followers, seek
excitement.
Managers:
- responsible for day to day organization complexities.
- engage in planning and budgeting routines.
- structure the organization
-organize, plan, accept responsibility. control employees and functions, set goals, motivates,
coordinate
Followers:
Integrity(honest)
Maturity-link the will
Will- pwede na i connect sa maturityy
Discipline- pwede na i connect sa will
Flexibility
Self-Confidence
Endurance
Decisiveness
Coolness under stress
Initiative
2nd Day:
Justice
Self Improvement
Assertiveness
Empathy
Sense of Humor
Creativity
Bearing- how we talk how we act
Humility- being humble
Tact- nag-iisip bago mag salita, a person who can talk without offending others.
Impoverished Management:
BASICS Page 24
Impoverished Management:
-low concern for people and low concern for production.
Country Club Management:
- high concern for people low concern for production.
Middle of road Management:
-balance of production and people.
Team Management:
- high concern for production and people.
Authority-Compliance Management:
- low concern for people high concern for production.
Performance Tasks:
maximum of 5 mins: act as a leader choose from the six leadership style.
sending rubrics later siguro (deadline is next week wednesday.)4/03/2021 ngayun
papasa sa ms sa sa org and management and files then gawa sariling file.
3rd Day:
Achievement
Affliation- attachment, connect.
Power- influence.
Leader:
Innovate
Visionary
Entrepreneurial
Decision Maker
Set Challenging Goals
Seek Followers
BASICS Page 25
Seek Followers
Seek Excitement
Manager:
Organize
Plan
Accept Responsibility
Control employees and function
Set goals
Motivates
Coordinate
4th Day:
Control: any process that direct the activities of individuals toward the achievement of
organizational goals. (bateman and snell)
Organizational/ Managerial control: manager regulate organizational activities. to make them
consistent.
Bench marks- standards.
Why do we need to set standards to our employees?-to gain more trust to client or buyers. The
reputation of the firm.
Control Process:
1st:
Establish Performance Standards: put standards in everything we do in the firm. d pwedeng ok na
yan
2nd:
Measure actual Performance:
3rd:
Compare actual performance versus performance standards:
4th:
Take corrective action
5th:
Revise standards when necessary: back to first
Types of Control:
Feed Forward/ Preliminary Quality Control: foucses on human, material, financial resources.
Concurrent Control: monitoring of ongoing employee activites. Monitoring people
Feedback/ Output Control: focuses on the organization's output.
Bureautic Control: utilizes rules, policies and other formal mechanism to influence employee
behavior and assess performance.
5th Day:
Areas of Control:
Informations - nasa taas.
BASICS Page 26
Informations - nasa taas.
Operations-nasa kaliwa.
Control System - nasa gitna.
Finance- nasa kanan.
Employee Behavior- nasa baba,
Marketing Management: functional management are the closest to costumers. Medium of firm and
clients/costumers.
Perceptual Mapping:
Financial Officer:
--direct charge of cash credit and accounting
Treasurer:
-Determined fund requirements
-procures funds
-manages cash
Controller/Comproller:
-take care of money
Financial Adviser:
-provides guidance and analysis in making investment decision to business and individuals
-gather financial information
-assesses the economic performance of the company
-evaluates ability of companies to repay the debts
Technology Management:
-responsible for the innovation and change under technology
IT:
- Anticipated market receptiveness
-technological feasibility
-economic viability
-anticipate competency development- allow adoptions
-organizational suitability
project
pg.82-84
ask sales personel of the ff:
discuss product price promotion and place
ano product
pano naging ganun ung price,
BASICS Page 27
pano naging ganun ung price,
ano price,
pano naging ganun,
bakit dun sila nag come uop ng price
paano sila nag ppromote
bakit sila doon naka locate
Operations Management:
Heizer (2008)
design of goods and services
quality management
process strategy
location strategies
layout strategies
human resources
supply chain management
inventory manggement
scheduling
Review:
chapter 1 to last chapter na diniscuss
BASICS Page 28
Thursday, 5 August 2021 9:54 am
Other example ( this isn't related to the jeneral journal but it's the same context)
Is when the teacher gave an assigned task to students and the deadline would be next week. And
then a student didn't finished the assigned task but the assigned task only has 10 items question, the
student has no rights to ask the teacher to extend or delay the deadline, since he/she has a lot time
to finish the task being given.
In this example the entity would be the students since they are liable to answer the assigned tasks
and the
Because if she do it will not be a current liabilites but non-current since it's more than 12 months.
Example is jose loaned 30,000 pesos on account dated august 3,2021 and expected to be paid 12
months so jose need to paid next year august 3 2022. jose has no right to delay or defer the deadline
by a month or year since it is a current liabilities that is due to be settled within a year.
Just like what pamindanan said, in this example jennie has no rights to defer nor delay the deadline
of her contract to pay the amount, since it is a current liability that is due next year she must pay it
or if ever she can't then that will be the time a certain conditions must be met for her to
extend/renew it. There are two options for her either they renew their contract in which as
pamindanan said if they meet the conditions they can renew or be at default or also called debt
recovery wherein the person who lend money they can take a portion of your equity or assets as a
payment for your debt.
Now if you're wondering what are these conditions needed for you to extend or renewed your
transaction or for you to clear your debt. It's Quick ratio, quick ratio is the most common to
measure if a business can pay their bills on time or not, if the quick ratio is below 1 it can't pay it's
short term debt and will be a default or debt recovery where-in they take a portion of your equity
capital or assets as a payment for your debt.
BASICS Page 29
Probability and Stats:
Thursday, 30 September 2021 8:54 am
Probability- Branch of Mathematics how likely an event will occur or how likely the proposition of
event to happen.
Fathers of Probability- Blaise Pascal, Pierre de fermat.
Statistcs- Branch of math and science. collecting,analyzing,presenting and interpreting data.
Sir Ronald Fischer- farther or modern statistics and experemental design.
Probability:
Random Variables- numerical and non numerical (descrete). Rule that assigns a number to each
outcome of a chance experiment.
Two types of random variable
Continues Variables- endless possible outcome (infinity)
Discrete Probability- countable. (The number)
Written works check laturrrr!!!
3rd Day:
Statistics:
The normal Distribution- the probability distribution of a normal random variable. The most
important distributions in statistics.
Properties of Normal Distribution:
1. the curve of the distribution is a bell-shaped. parabola
3. The mean median and mode are of equal values and when sketched, they councide at the center
of the graph. Measures of central tendencies.
mean- average. Equivalent to median mode
median- middle point if balanced, if not balanced, then it will be ascending or descending. Equivalent
to mean mode
mode- the most frequent, common number. Location center- zero. equal to mean median
4. The width of the curve is determined by the standard deviation of the distribution. Measures of
Variability
5. The curve extends infidelity approaching the x-axis but never touching it. Thus, the curve is
asymptotic to the line.
6. The area under the region, shaded region under the curve =1. It represents the probability or
percentage or proportion associated
sketch a normal curve for each distribution. Label the x-axis at one two three standard deviations
from the mean.
1. mean=30 standard deviation=5
2. mean=95 standard deviation= 12
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Clima
Balbalosa
4th Day:
5th Day:
nag cchange lang ng sign ung z value pero ung area is the same.
6th Day:
steps in finding the z scores given the mean(u) standard deviation( o ) and the measurement (X):
1. use the formula z= X-u/o for finding the z-score.
2. check the given values; mean (u, standard deviation (o) and the measurements (X).
3. Substitute the given values in the formula.
4. Compute for the z-value.
7th Day:
Statistical Interference:
8th Day:
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Sampling Distribution:
Sampling can be done in two ways:
1.Sampling with replacement- maraming chances
2.Sampling without replacement- one chance lang
9th Day:
sample mean-
E(x)=
sample variance-
Var(x)=
10th Day:
CHI square Goodness of fit test: ( not inclded in periodical ) use in practical researc 2.
i used to test wether a frequency distribution fits an expected distribution, also if it includes top 5's.
Formula:
x squared= summation (0-E) raise 2 / E
e- expected value = to mean
x squared- chi squared
0-observed value - matataas ang frequency ( total population )
e= asub1+asub2+asubn/n
11th Day:
round off to the nearest whole number. ang expected value is laging whole number.
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round off to the nearest whole number. ang expected value is laging whole number.
4th Quarter:
2nd Day:
3rd Day:
T-test- statistical treatment. comparing 2 groups.
t=t-test
n=total number of respondents
d= difference
sd= standard deviation
t= d/n / sd/sqroot of n.
t-test: ued in hypothesis testing to determine whether a process or treatment actually has an effect
on the population of interest , or whether two groups are different from one another.
before ung equation sa baba mag miminus muna depende ung ano mauuna sa table.... na ibibigay..
sd^2= n (summation d^2)- (summation d)^2/ n (n-1)
4th Day:
5th Day:
anova- 3 or more gorups.
-analysis of variance
- means of 2 groups, mean between and mean inside.
- 5 tlaga nagsisimula.
FOrmula na SS ko!!
define k
k- no. of columns.
n- column multiply row.
6th Day:
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6th Day:
porgat
7th Day:
Formulas:
Piercing ShrunkProduct momentum analysis
Spearman shrunk Correlation
8th Day:
Bivariate Data:
Correlational Analyis:
-all variables are positive.
Scatterplot/Diagram: 1 quadrant
-provides a visual representation of the correlation or reationship between two variables.
Cartesian Coordinate Plane:4 quadrants
Positive Correlation:
1 variable increase , other variable also increase.
no correlation= scatter....
9th Day:
sa graph pag up ang graph tas dikit dikit ung dots strong positive and pag medyo layo layo pero kita
ung increase then weak positive also same sa negaative...
sa no correlation is scattered sa graph..
remember ung graph is one quadrant lang.
Formula na ss ko.
BASICS Page 34
alternative- the research predicted difference is true.oag may no. I mean ( nooo) not number.
n= no. of samples.
9th Day:
chi squeared
pearson r
correlation analysis (scatterplot- 1 quadrant lang)
no t-test and analysis of variance
table substitute and final answer na lang d na papakita process.
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Reviewer in ABM:
Thursday, 19 August 2021 10:13 am
Equation:
Assets= Liabilities + O.E
Assets - Liabilities= O.E
Rules of Debit and Credits: you can use arrows up and down
Statement of Financial Position or Balance Sheet :
Debit Increase Credit Decrease The Heading
Asset 1. Name of the Business
Expense 2. Title of the Report
3. Date of the Report ( Specific Date )
Debit Decrease Credit Increase 4. Currency ( Philippine Peso
Owner's Equity The Asset Section
Income Liability Section
Liabilities The Owner's Equity Section
Financial Statements:
a collection of summary-level reports about an organization's financial results, financial position, and cash flows.
Bookkeeper: analysis of business transactions. Recording in the general ledgers. Classifying the General Ledger.
General Ledger Accounts-this is where are all the transactions are recorded incld. Assets, Liabilities, Owner's Equity, Revenue, Cost and Expenses.
Balance sheets - ( aka Statements of Financial Position) it reports the company's asset, liabilities and shareholder equity.
- Results of cash flows
- Usually calendar year- starts at jan 1st
- Fiscal Year- starts janended before December
- Two forms:
Report form and account form- contents are the same
Report form- vertical form - top to bottom
Account form- horizontal form - hiwalay, left assets then right side is liabilities
Permanent Accounts: aka real accounts do not close its balance at the end of accounting period. Important like , assets, liabilities, stock holders.
Temporary Accounts: can be closed at the end of the accounting period. Starts with a new period with zero balance. Don’t mix the account before and this year. Examples are Revenues,
expenses and income
- Bakit need na mag start to zero . Maiipon and mag aapear sa accounting statemnt
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Reviewer in Business
Friday, 20 August 2021 8:22 am
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Literature:
Friday, 3 September 2021 2:23 pm
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Filipino
Friday, 3 September 2021 2:25 pm
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KANYANG AKADEMIK KAREER NA MADALAS NAKIKITA O NABABSA
MGA DAPAT TANDAAN SA PAGUSKAT NG ABSTRAK: SA JOURNAL, AKLAT, ABSTRAK NG SULATING PAPEL, ETC.
- LAHAT NG DETALYE, ALITUNTUNIN AT KAISIPAN NG AKADEMIKONG PAGSULAT AY DAPAT MAKIKITA SA PAPEL
- IWASAN ANG PAGLALAGAY NG MGA STATISIKAL FEATURES
- GAWIN LAMANG ITONG MAIKLI NGUNIT KOMPREHENSIBO.
- GUMAMIT NG SIMPLE , DETALYADO AT SIMPLE NA MGA SALITA SA PANGUNGUSAP
- MAGING OBHETIBO
PAGSULAT NG LAGOM:
- PINAKASIMPLE AT PINAIKLING BERSYON NG ISANG SULATIN O AKDA
- PRESENTASYON SA PAGBUO NG ISANG MAIKLING BALANGKAS NG MAHALAGANG IMPORMASYON
4
1-5 abstrak
6-10 sinopsis
5 test 5 kahit d capslock
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P.E.
Friday, 3 September 2021 2:24 pm
Dance: Benefits:
- Barbara Metler: dance is art the art of body movement Physical benefits
- Myers: dance focuses on aesthetic or entertaining experiences - Develops cardiovascular and muscular endurance
- Improves coordination , balance, flexibility and body composition
HISTORY OF DANCE: - Lowers Risk of cardio diseases
Pre-Historic Past: - Lower Body mass index
- Social forces: started as a medium - Lowers resting Heart
- Religious - Improves lipid metabolism
- Artistic Reasons - Enables joint mobility
• Dance is only recorded in pre christian era recorded in egypt and hieroglyphs - Helps recover coordination neuromuscular skills after injury
• In Sparta and Athens dance is for military boys Mental / Emotional Benefits
• Greek used dance to aid Education - Helps keep the brain sharp
• Ancient Rome give less importance to dance - Decreases dimentia and alzheimer
• For higher people dance is entertainment - Decrease depressive symtomps
Social
ELEMENTS OF DANCE: - Gives sense of togetherness in group
SPACE- are that performers occupy Cultural Values
SPACIAL ELEMENTS: - Promotes Cultural Values
DIRECTIONS- can travel in any direction
LEVEL- varied high and low
SIZE- varied by larger or smaller actions SIX QUALITIES OF DANCE ENERGY
FOCUS- by looking at different directions Sustained- movements are done smoothly
TEMPO- speed of movements Percussive-movements are explosive and sharp
TIMING- executed in varying tempo Swinging- movements have curved line
BEAT- tempo is based on beat Suspended- movements are perched in air or hanging
BODILY SHAPE- shape of the body Collapsing- movements are released in tension
GROUP SHAPE- shape of the group Vibratory- has a vibrative movements
ENERGY-movements either sharp, etc.
Dance Appreciation and Composition:
• A good dance must have a form A GOOD DANCE:
- Instrument by which ideas and elements are arranged or combined into a logical Beginning- may come in pose, shape or entrance
Theme Middle- consists of development or the exploration of the main idea
- Main idea and core message End/Conclusion- should be clear and may be in a form of a shape pose or exit
Motif
- single movement or a short phrase of movement that embodies the style and intention of the dance
3 types of critiques:
Description- close observation and elements of a dance
Interpretation- appreciation of a dance
Evaluations- how effectively the features of elements, maganda and d magandang nagawa
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Media:
Friday, 3 September 2021 2:24 pm
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Broadcast Industry: use of telephone, radio and television
1890- First telephone system 3 classification of Information Sources:
Henry Herman, American Businessman- first operated a small radio station in 1922 (KZKZ, Primary- first hand documents, example: person and local government unit near the eruption. Created or written during the time
1924) of event. Person who write must be present on the event.
DZRH/KZRH- oldest radio station that still exists today 1939 (starts of broadcasting Secondary- interpretations and evaluations of primary source, dependent and interprets the primary source. May sariling opinion
changed into KZRH) -News
-Biography- d ikaw nag sulat ibang tao, may opinion na ng nagsulat
Hong Kong cables being place in submarine and goes to manila Tertiary-presents summaries or condensed versions of material, usually with references back to the primary and/or secondary
sources. Dependent on primary and secondary, summary of both
American Period: -Almanac- book of facts
- Comedy skits -Abstracts
- Radio drama shows -Dictionaries
- Advertisements Media Sources - any resource of info, accessible to the public
= Indigenous Source
Japanese Period: Characteristics of Indigenous Knowledge (IK)
Propaganda *knowledge that is unique to a given culture or society
Philippine Broadcast System: (PBS) *local knowledge
- Educate farmers =- Information Delayed thru: people media, Community media
- Practice of oral tradition of communication
- Information stored in memories of people
March 1996 - Information contained within the border of the community
Francisco KOKO Trinidad =Library
- Father of phil. Radio Storehouse of knowledge , books become possible because of the printing press
- DZAQ- TV Channel 3 Types of Library:
= Academic
Robert Uncle bob Stewart = Public
- Established DZBB AM Radio station in 1950 = School
- GMA-7 (greater manila area radio television arts) during marcos = Special - serves particular group of people
Internet:
Father James Reuter, Jesuit Teacher -skills in determining the reliability of information
- Locally made stage play and aired it live on television =check the author
- Tawag ng tanghalan and kuwentong kutsero =check the date of publication or of update
=check for citation
1886 EDSA REVOLUTION =check the domain or owner of the site or page
= Cardinal Sin went live air at Radio Waves = check the site design and the writing style
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Arts:
Friday, 3 September 2021 2:24 pm
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Society and Culture:
Friday, 3 September 2021 2:24 pm
Anthropology: Sociology
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Research
Friday, 3 September 2021 2:23 pm
APA used in psychology, social sci, nat sci. have intext citation.
MLA used in language research and lit studies. Intext citation is summarized
Chicago manual of style used in humanities like philosophy and theology. Used bibliography instead of work cited or reference s.
Up to pg 57
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Research
Wednesday, 20 October 2021 8:25 pm
Research Framework- structure and blueprint of the research 2 Types of Concept Map: Formulas: When are you going to use frequency and percentage:
Theoretical Framework- commonly used in studies, in words, has Inductive and Deductive Framework • IVDV- Independent and Dependent Variable Slovin's Formula
Conceptual Framework- supporting theories, studies, beliefs and ideas of your research/study • IPO- AKA IPP ( Input, Process, Output) n= N/ 1+Ne^2 Finding the demographic profile
Concept Map- visual representation of information Sampling in the Quantitative Research: • N= population size
Conceptual Definition- refers to dictionary Probability • n= sample size Describing
Operational Definition- meaning of the concept as used in a study • Simple Random Sampling- all members are given an equal chance • E= desired margin of error
Research Design- logical and coherent overall strategy that the researcher uses, for the components of the study • Stratified Random Sampling- the groups is divided into strata/groups same as SRS Percentage Type of Statistics:
Descriptive Research- used when the main objective is observe and report a phenomenon • Systematic Random Sampling- selection is based on predetermined interval, "every nth term" P= part/whole x 100
Correlational Research- to determine if the variable increases or decreases Non-Probability Mean Descriptive Statistics- simple mathematics, mean median mode.
Experimental Research- manipulating the Independent Variable • Convenience Sampling- used if out of budget, Participants is sampled according to what is avail. m= sum of the terms/ number of terms
Quasi Experimental- to measure the relationship between variables, conclusion is limited • Purposive Sampling- participants are chosen not randomized Mean Rating Inferential Statistics- in hypothesis, regect and null hypothesis
Ex Post-Facto- measure a cause from pre-existing effects, researcher has no control to the variables • Snowball Sampling- this is used to get a deeper understanding to the topic, used if the topic is for rare participants MR= f(1)+f(2)+f(3)……/ N
Sampling- process of obtaining the respondents of a study Common Instruments in Quantitative Research: • N= total number
Population- entire group that you want to draw conclusions about • Performance Test • f= no in the table
Sample- specific groups that you will collect data from • Questionaries • (1),(2),(3)….= multiply to the f
Instrumentation- used in collecting data ,instruments is the tool used to collect data Characteristics of a good research: Median
Frequency- number of times an event is happened. • Concise- can elicit the needed data M= N + 1 / 2
Percentage- telling the proportion out of 100, a unitless expression • Sequential- questions or items is arranged properly, simplest>complex Method 2 = when N is even find the average of the 2 numbers in the middle
Measures of Central Tendencies- has mean median and mode, describes how data is sets are grouped around a cental val. • Valid and Reliable
Mean- average - Valid- it measures what needs to be measured
Mean Rating- for summarizing results from rating scales - Reliable- consistency of the measures or results
Median- middle number in a list of numbers • Easily Tabulated- variable and research questions is established before crafting the instruments
Mode- most reported case or incident Common Scales Used in Quantitative Research:
Likert Scale- common scale used in research, rate or rank based on what is provided
PG.67 QUANTITATIVE RESEARCH DESIGN Semantic Differential- used adjective, more advantageous because it's more flexible and easy to construct
CONCEPTUAL FRAMEWORK RESEARCH INSTRUMENTS, RESEARCH QUESTIONS
DISCRIPTIVE STATISTICS: PERCENTAGE WEIGHTED MEAN
- Non- experimental Research- NOT measuring the cause and effect, but describing and determining their relationship and connection. According to purpose and according to time.
• According to Purpose:
Correlational Analysis- relationship
Predictive- designed to predict or forecast some event or phenomenon in the future without necessarily establishing cause -and-effect relationship.
Explanatory Research Design- a certain theory and explain. Example is stress disorder.
Descriptive- seeks to describe the current status of an identified variables. Survey research is belonged to this category. Survey researc h- most widely used quantitative research. Incld census, polling on
political issues etc.
• According to Time:
Cross sectional- 1 year inayos
Retrospective Research design- comparing past and present. Comparing 2
Longitudinal- data are collected in present and some-time in the future. Two or more years
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Accounting
Thursday, 21 October 2021 5:44 pm
Financial Statement: are prepared for these accounts. Liquidity ratios- Quick ratio /Acid test:
Statement of Financial Position aka Balance Sheet, Statement of Income/ Statement of Results of Operations, Statement of cash flows Cash+Marketable Securities/ Current Liabilities
Bookkeeper- analysis of business transactions; recording the general journal; classifying in the general ledgers Accounting equation: Cash+Temprary Advancement+Short-Term Receivables/ Current Liabilities
General Ledger Accounts: Assets + Liabilities= Owner's Equity
• Assets Current Ratio:
• Liabilities Accounting Process: Current Ratio = Current assets/ Current Liabilities
• Owner's Equity Input- Transaction
• Revenue Process-analyzing ,recording, classifying, Summarizing, Liquidity ratio Current Ratio:
• Cost Output-Income Statement, balancesheet, cash flows, Statement, interpretations Total Current Assets/ Total Current Liabilities
• Expense
Calendar Year- January 1 - December 31 Rules of Debit and Credits: you can use arrows up and down Operating Profit Margin:
Fiscal Year- a period of 12 months Debit Increase Credit Decrease Operating Income/ Net Sales
Statement of Financial Position- aka balance sheet, reports at the end of accounting period, Asset
Owner's Equity- one of three main components of a sole proprietor. balance sheet and accounting equation Expense Operating ratio:
Permanent account- real accounts, accounts in the balance sheet Debit Decrease Credit Increase Cost of sales+Operating Expenses/Net sales
Income Statement- aka profit and loss statement present's entity's result over time Owner's Equity Cost of Sales/ Net Sales
Article of partnership: 1767 Income
Ra 9298 for phil acts Liabilities Equity ratio:
Cash basis- when the income or revenue is recorded if paid. INCLD expense Total Equity/ Total Assets
Accrual Basis- when the income or revenue is recorded even it is not received. INCLD expense Elements of Financial Statements:
Merchandise Inventory- goods that have been acquired by a distributor, wholesaler Assets- resource controlled by the enterprise as a results of a pass events and future benefit Net Profit/Net profit Margin:
Bad Debt Expense- Recognized when a receivable is no longer collectible because a customer is unable to fulfill their obligation to pay debt. Liabilities- present obligation of the enterprise arising from past events Net Income/Net sales
Depreciation Accounting- process of allocating the cost of property, plant equipment to the years or period expected Equity- residual interest or remainder
Investors: to assess the investees investment to the company, this can help to give them the exact value or dividends to pay return to them. Income- increase in economic benefits during the accounting period Gross Profit ratio/ Gros Profit Margin:
Employees- to assess the employers if they can pay you with the amount being promised Expense- decrease in economic benefits during accounting period Gross Profit/Net sales
Lenders- to check the ability of borrowers if they can pay the money on time
Suppliers- to determin the ablity of th customer to pay the debts at due date.to determine if they can be a remaining customer. Forms of Statement of Financial Position: Net Income to Owner's equity:
Management- to determine the activities of the enterpirse for planning, organising, leading and controling Vertical Form/ Report Form Net Income for the period/ Average Owner's Equity
Customers- to determine the ability of the enterpise to be a continuing source of supply Account Form/ Horizontal Form
Public- to determine the ability of the enterprise; Net Income to total Assets
Government agencies- to determine the capacity of the enterprise to pay taxes and its tax compliance Elements of Income Statements: Net Income/ Total Assets
Cash- coins and currency, cash or currency on hand Revenues- these revenues or gross income from sale of company products and services.
Band Drafts- order from bank to another branch of a bank = one account sales/ service income Ratio of Net sales to total assets:
Postal Money Orders- financial instruments issued by and payable at post office as an alternative to sending cash • Sales about product service about the service Net sales/ total assets
Petty Cash Fund- cash at hand, starting cash, amount in coins and currency held by custodian for small cash payment Cost of Sales and Expenses: Expenses- two way of explenation, first is paglabas ng pera, nag bayad ng
Change Fund- on the process na kapag ka may bumili na na petty cash is un na gagagmitin and that will be change fund needs, second is it's not literally paglabas ng pera or nagbabayad. Ratio of Net Sales to Total Assets:
Revolving Fund PINAIKOT NA PERA REMOVE NA INCOME - Cost of Sales/ Cost of Services- direct cost of the products sold or the services rendered (being Net Sales/ Total Assets
Check- aka cheque, bank instrument used to withdraw cash from checking account given).
SAVINGS ACCOUNT - HINDI TUMUTUBO, passbook is presented for cash deposit and withdrawals - Salaries Expense- includes salaries of employees for services rendered (being given) . 15th and Debt to Equity ratio:
Checking/ Current Account- drawings are done by writing checks 30th Day of Month. Weekly. 5th and 20 Total Liabilities/ Total owner's equity ( not in percentage form )
Time deposit- deposit in bank account that cannot be deposited within the set date - Utilities Expense- this includes telephone, water and electricity used.
Combo Account- combination of savings and current account - Rent Expenses- Includes rentals for the use of equipment, office, building and land spaces owned Debt to total assets/ Debt Ratio:
Bank Reconciliation- bringing into agreement the bank balance/ bank and bank balance/ depositor by others Total Liabilities/ Total Assets
Bank Balance- balance reported as of date - Supplies Expense- includes laboratory, medical and office supplies used.
Book Balance/ Check Stub Balance- balance reported by the depositor as of specified date - Transportation Expense- includes fare for trips and travels cost of gasoline and oil used for Proprietary or equity Ratio
Endorsement- process of transferring the right to withdraw a cash from someone, in favor of endorsee signed by the endorser company vehicles. Total owner's equity/ total assets
Drawee Bank- bank against which check withdrawal is addressed - Depreciation Expense- includes portion of the cost of building and equipment allocated to one
Payee- person or entity whom payments is to be made accounting period. Bumababa ang Value ng assets. Ex is 3 mil na asset is bumaba …. Vertical Analysis:
- Drawee bank- ginawang pera ung cheque - Representation Expense- includes the amount paid to restaurants and hotels for treating Items or Accounts/Total Assets or Total liabilities
- Drawer - person who create the cheque customers and others.
- Payee- binigay na pera ni drawer na pina transfer mo as a pera in drawee bank - Interest Expense- debt on monetary obligations Horizontal Analysis:
Automated teller Machine (ATM)- off-site equipment enables the bank client to deposit and withdraw cash - Accumulated depreciation- contra account of depreciation expense Latest Year - Past Year= Change in Amount
ATM Card- ID sized card used to activate ATM - merchandise invetory- re selling Percentage= Change in amount/ Past year
Electronic Payment System (EPS)- with the use of ATM card payment is made without using physical money
Signature Plate- metal gadget attached to an equipment to stamp the signature of checks Forms of Business Organization: Receivables Turn-over & Age of Receivables:
Bank Debit Memo (DM)- bank form and entry for bank balance deduction Sole Proprietorship RT= Net Credit Sales/ (Beginning Balance+ Ending Balance)/2
Bank Credit Memo (CM)- bank form entity for bank balance additional initiated by the banks other than deposits by the client Partnership AR= 365/ RT
Deposit in Transit- is bank deposits reflected in the record of the depositor, but not reflected on bank Corporation
Bank Statements- are reports from the bank to the client, showing addition to and deduction from bank balance for a period of time Inventory Turn-over :& Age of Inventory
Cash Book- record of the bank depositor or bank client showing deposits and withdrawals and the end of period balance for a certain period of time Elements of Cashflows IT= Cost of Goods Sold/ (Beginning Inventory+ Ending Inverntory) /2
Drawer- is the signed of a withdrawal check or the party giving the order to pay 1. Operating activities- directly related to earning the net income or suffering or net loss AI= 365/ IT
Bank Signature Card- bank record showing the specimen signature of the bank depositor 2. Investing- for the acquisition or disposition of plant, equipment and investment
Check Writer- machine use to write info in disbursement checks 3. Financing- financing entity through cash receipts from and cash payments to investors or creditors Times Interest Earned:
- DT- deposit in transit - nag rereflect sa depositor pero d pa nag rerefelect sa banko TE= operating Income/ Interest Expense
- Outstanding cheques- OC - natitira pang cheque sainyo
- INT- Interest- Depreciation /year:
- SC- service charge Cost of PPE - Scrap Value (estimated selling price)/ estimated life in years
Depreciation per year/12 months
General Journal
General Ledger
Trial Balance
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Finance
Thursday, 21 October 2021 5:44 pm
Finance- provide funding for a person or enterprise, maximize profit, study of investment, Quick ratio /Acid test: The Important Role of Financial Institutions:
Financial Management- plan and control the finance of the company, efficient and effective management of money or funds Cash+Marketable Securities/ Current Liabilities Depositor> Borrower> Business Project> Borrower> Depositor
Dr. S. N. Maheshwari - Financial management is concerned with raising financial resources and their effective utilization towards achieving the orga nizational goals. Cash+Temprary Advancement+Short-Term Receivables/ Current Liabilities
Richard A. Brealey- Financial management is the process of putting the available funds to the best advantage from the long term point of view of business objectives. Financial Institutions : Banks
-Depositor- person who has the money, a company/person that places money to a bank account, a person/company who keeps money in a bank ac count Current Ratio: BDO- Banko de Oro MetroBank
-Borrower- person or organization that takes out a loan from a bank under an agreement to pay it back later, a person who takes and uses something with intention of returning Current Ratio = Current assets/ Current Liabilities Land Bank BPI- Bank of the Phil Island
Financial Intermediary- entity that acts as the middleman between two parties n a financial transaction; financial bank, investment bank, mutual bank , pension banks DBP- Development Bank of the Phil. RCBC- Rizal Commercial Banking Corporation
-Lenders- give funds to an intermediary institutions and those institution give it to borrowers Liquidity ratio Current Ratio: Non-bank:
Commercial Papers- type of financial instrument, a person who is looking for short term funding to finance. Matures after 270 days ( meaning mag kakainterest na sya in 271 days) Total Current Assets/ Total Current Liabilities PNB- Philippine National Bank Security Bank
-Bonds - more than 10 yrs Union Bank ChinaBank
-Notes- a year or 9 year Operating Profit Margin: Philam Life and Gen (Philippine America Life and General Insurance Company
-Bill- less than 1 yr, don’t have interest Operating Income/ Net Sales Phil Axa Pru Life (Prudencial Life) Insular Life
-Municipal Bonds- mature at 30 years Manulife (Phils) Grepalife Financial (Great Pacific Life Insurance)
Financial Statements- formal records of the financial activities and position of a business , person or other entity Operating ratio: United CocoLife Generali Pilipinas
>Sole Proprietorship- 1 person, simplest form of business organization, owner keeps all the profits Cost of sales+Operating Expenses/Net sales
>Partnership- general partnership, limiited partnership, 2 person Cost of Sales/ Net Sales Evaluation of the Busines:
>Corporation- most complicated, involves articles and legal matters, stockholders is separate groups Measuring Liquidity
>Service Type- intangible products, no physical form like skills and field expertise Equity ratio: Identifying Capital Structure
>Merchandising Type- buy and sell Total Equity/ Total Assets Asset Management Efficiency
>Manufacturing Type- making from raw to a product, this type has a process from raw to a product Measuring Profitability
Income Statement- performance of the business for a given period of time, ,measuring the income earned Net Profit/Net profit Margin:
Balance Sheet- financial position of the company Net Income/Net sales Forms of Business Organization:
Performance Measurement- Financial Statement Analysis- assessment of the company’s past performance and future potentials , determining company's SWOT Sole Proprietorship- life of business is limited to the life of the owner, income is taxed as personal income, capital is limited
Liquidity- ability of the business to pay loan its current maturing liabilities as they fall its date due Gross Profit ratio/ Gros Profit Margin: Partnership- easier to set-up, life of business lies on partners, if general partnership leave, partnership dies, partnership income> personal income ofthe partners
Solvency- ability to pay long term debts Gross Profit/Net sales Corporation
Financial Stability - measures how a business can survive in the long run
Profitability- basic goal of any business: earn profit or return of investment Net Income to Owner's equity: Types of Business Activities:
Financial Ratios- used for comparison and decision-making purposes, relationship from financial statement, tools used for financial statement analysis Net Income for the period/ Average Owner's Equity Service Type- laundry shops, schools, salons, law firms, hotels, banks, consultancy
Ratio- mathematical relationship between 2 numbers Merchandising Type- convenience store, grocery store, hardware store
Vertical Analysis- AKA common size, comparing amounts in the financial statement at the same accounting period Net Income to total Assets Manufacturing Type- car manufacturers, factory, food manufacturing companies
Horizontal Analysis- AKA trend analysis, comparing financial statement of two or more consecutive periods. Net Income/ Total Assets
Current Ratio- working capital ratio, assessing the company's overall liquidity Basic Financial Statements
Quick Ratio- more conservative, it does not include all current assets Ratio of Net sales to total assets: Balance Sheet
Receivables Turn-over & Age of Receivables- tells how many times a collection cycle is completed or done within one year or one operating cycle. Net sales/ total assets Income Statement
Credit Cycles- the product has been sold but the customer didn't pay In cash
>Income Statement Items- for a period of time Ratio of Net Sales to Total Assets: Vertical Analysis- finding the total of current assets and assets itself, finding the total of libilities and capital (seperatey) and libilitiescapiltal total (combined)
>Balance Sheet Items- for a point in time Net Sales/ Total Assets - Accounts or items/ Total assets/Libilities and Capital (combined) x 100
Inventory Turn-over- measures the number of times the inventory is replaced during accounting period Horizontal Analysis- finding the change in amount
Age of Inventory Turn-over- measures the average number of days before inventory is replaced Debt to Equity ratio: - Latest year- past year= change in amount
Times Interest Earned- measures the extent to which company's operations cover the interest expense, if they can pay interest in its debt Total Liabilities/ Total owner's equity ( not in percentage form ) - Percentage= change in amount/ past year x 100
Debt Ratio- measures the percentage of assets funded by creditors
Equity Ratio- assets funded by the owners Debt to total assets/ Debt Ratio: What Affect Credit Rating:
Gross Profit Margin- average mark-up on the products sold Total Liabilities/ Total Assets Ability to Pay loan- focuses on the security of person's job
Operating Profit Margin- deducting the operating expenses to gross profit Character of the Borrower- trustworthy
Net Profit Margin/ Return on sales- net income is used as numerator and dividend net sales Proprietary or equity Ratio Capacity to pay loan- have stable job
Interest- payment for the use of property or money Total owner's equity/ total assets Capital and Person Assets- if the value of the property can pay debts
Debt- obligation to pay back to a property or cash borrowed Collateral and size of the business assets- if not payed properly the assets of the borrower is reduced
Credit Analyst- evaluates statistics and analyzes corporate records, critical thinking, judgement, decision -making Vertical Analysis:
Credit Bureau- agency that gathers information about the history of the borrowers Items or Accounts/Total Assets or Total liabilities Bank's people:
Insolvency- the inability to pay loan/debt at date due Loan Officer- company that collects information relating to the credit ratings of individual and makes it avail to credit card company
Bankruptcy- company or you suffer from debt problems , last resort of a company Horizontal Analysis: Manager- person responsible for controlling or administering all or part a company or similar organization
Personal Net worth- value of your assets, cash, saving, real estate, cars, jewelry. Deducted from debts including credit card debts Latest Year - Past Year= Change in Amount Credit Officer- person who is responsible for collecting info
Lending- Commercial bank's bread and butter Percentage= Change in amount/ Past year Credit Committee- Group of people responsible for assessing the credit standing and ability to repay debt of an individual
Personal Loan- assessed based of his financial capacity
Business Loan- capacity of the business to pay loan Receivables Turn-over & Age of Receivables:
Identity theft- crime by stealing other people's identity or personal information RT= Net Credit Sales/ (Beginning Balance+ Ending Balance)/2
Bad credit- happen when company sales do not grow AR= 365/ RT
Forecast- an analysis of a company's strength, weaknesses, opportunity
Opportunity Cost- anything given up after choosing an option Inventory Turn-over :& Age of Inventory
Good money Management- decision to invest IT= Cost of Goods Sold/ (Beginning Inventory+ Ending Inverntory) /2
Future Value- amount your original funds will be in the future aka Compounding AI= 365/ IT
Present Value- today's worth of future money aka Discounting
Personal Investments- Times Interest Earned:
Stocks- don’t need a monthly income, more aggressive investors TE= operating Income/ Interest Expense
Entrepreneur-
Profit and Loss Statements- shows if the business is earning, it reports the revenues and cost and expenses of the business Future Value:
Conservative investors- more mature, older and have dependents or family to take care of. Future value= present Value (1+i)^n
Interest earned for 1 year= principal x annual interest rate x time
U can also use:
Year 1=10,000 (0.03)=0.03 300+10,000=10,300 10,300
Year 2=10,300 (0,03)= 309+10,300=10,609
Year 3=10,609 (0.03)=318.27+10,609=10,927.27
Present Value:
PV= FV/(1+i)^n
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Filipino
Thursday, 21 October 2021 5:44 pm
AGENDA:
< Suborasert- nagtatakda ng mga paksang tatalakayin sa pulong
Katitikan ng Pulong:
➢ Dokumentong nagtatalaga ng mahahalagang diskusyon at desisyon
➢ Opisyal na tala ng isang pulong
➢ Isinasagawa ng pormal, obhetibo, komprehensibo o nagtataglay ng mahahalagang detalye
Kahalgahan ng Katitikan:
• Ginagamit upang ipaalam sa mga sangkot sa pulong ang mga nangyari dito
• Nagsisilbing Permanenteng Record
• Sa pamamagitan nito ay mayroon hawak na kopya sa mga nangyaring komunikasyon
• Hanguan ng Impormasyon para sa susunod na pulong
• Magagamit bilang Ebidensya
• Ginagamit upang ipaalala ang mga papel o responsibilidad ng mga miyembro
Mahalagang Bahagi ng katitikan ng pulong:
- Heading- naglalaman ng pangalan ng kompanya samahan kagawaran o org. petsa ,lokasyon at oras.
- Mga kalahok- sino nanguna, pangalan ng mga dumalo at liban
Naka ss 3 and 4 and 5-7
- Lagda- pangalan ng taong kumuha ng katitikan ng pulong at kailan isinumite
3 Uri ng Estilo ng Pagsulat:
Ulat ng Katitikan- lahat ng detalye ay nakatala
Salaysay Katitikan- isinasalaysay ang mahahalagang detalye
Resolusyon ng Katitkan- nakasaad lang ang mga isyung napagusapan at napagkasunduan.
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Memorandum40-43Adyenda43-46Katitikan ng Pulong47-51Panukalang Proyekto59-76Posisyong
Papel77-92Talumpati140-159Lakbay-Sanaysay
From <https://www.odwebp.svc.ms/embed>
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Society and Culture
Thursday, 21 October 2021 5:44 pm
Research Process:
Selecting Topic
Defining the probklem
Reviewing literature
Formulating hypothesis
Choosing research method
Collecting data
Presenting and analyzing the results
Formulating conclusions and reccomandation
Disseminating the result
Thirde theory Symbolic interactionism- society continusly recreated when humans interact
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Literature
Thursday, 21 October 2021 5:44 pm
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Arts
Thursday, 21 October 2021 5:44 pm
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Media and Info
Thursday, 21 October 2021 5:44 pm
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Physical Educ.
Thursday, 21 October 2021 5:44 pm
Nobody cares if you can't dance well. Just get up and dance. Great dancers are not great because of their technique, History of Ballet:
they are great because of their passion - Martha Graham - Grecian- costume before
- Limited Movements
Folk Dance- indigenous dances of any specific folk, traditional dances found in a certain country Inclds:
National Dances- aka traditional folk dances but have a national scope Sandals, Diaphanous Skirt, Low-Necked Body, Hair in the form of a Wreath
Ethnic Dances- ethnological dances are those performed in primitive tribes - In Philippines
• Religious beliefs 1915- Paul Nijinsky performed classical ballet at the Manila hotel roof garden
• Stemming from emotions 1927- Luva Adameit come to phil and started a ballet school
• Superstitions
• Festivals Classical Ballet and Contemporary Ballet:
• Ceremonies of Birth - Classical Ballet- traditional, formal styles of ballet
• Courtsh - Contemporary Ballet- combination of classic ballet and modern dancing
• Marriage Mime Movements used in Classical Ballets:
• Death Love, Anger, Crying, Death
• War Basic Dance Position in Ballet:
• Different themes
Characteristics:
Traditional
Excessive Behavior
Simple Basic Rhythm, Establish Different Pattern
Crearted by Unknown Choreographer or Communal efforts
Performs a function in the life of folk people
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Basic Body Position:
Tumbling:
Basic formations:
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FORMAL WORDS
Monday, 7 February 2022 8:34 pm
Informal Formal
Set up Establish
Put off Postpone
Seem Appear
Want Desire
Say no Reject
Sight Vision
Worse Inferior
Dim Indistinct
Tell Inform
Use Consume
Shorten Decrease
Mainly Principally
Lack Deficiency
Mad Insane
Empty Vacant
Clear Transparent
Cheap Inexpensive
Lucky Fortunate
Give Provide
Buy Purchase
Informal Formal
Live Reside
Whole Entire
Blow up Explode
Thanks Gratitude
Worse Inferior
Keep Preserve
Dim Indistinct
Death Demise
Job Occupation
Dad Father
Hopeless Futile
Call on Visit
Whole Complete
Free Liberate
Get Obtain
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Let Permit
Anyway Nevertheless
I think In my opinion
All right Acceptable
Put up Tolerate
Informal Formal
Ask Enquire
Tell Inform
But However
Get Receive
Bad Negative
Seem Appear
Also Moreover
Buy Purchase
Have to Must
End Finish
Lack Deficiency
Live Reside
Lively Energetic
Hurt Damage
Put in Insert
Check Verify
Sorry Apologize
Help Assist
Chance Opportunity
Use Utilize
Informal Formal
Ask for Request
Look into Investigate
Refer to Consult
Hungry Famished
But However
Wrong Incorrect
Mad Insane
Let Allow
Eager Avid
Dare Challenge
Hurt Damage
Show Demonstrate
Avoid Evade
Sick ill
Give up Quit
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Empty Vacant
Mend Repair
Idea Notion
See Observe
Need Require
3RD Page 74
English- Updated
Wednesday, 22 December 2021 9:07 pm
Academic Writing- Process that start with posing a question, problematizing a concept, evaluating an opinions, ends in answering the question, clarifying the problem, and/or arguing for a stand. 1. Formality- needs to be formal, instead of the present writing- use the presents study/this study my essay'll
Academic Articles: make it clear- use the present paper will clarify
- Language very formal, not just formal
- Written by professionals • Take heed of the words use
- Take years to publish
- Edited by author's peers 2. Objective-(impersonality) instead of many of my friends use that- use it is commonly said that, I, you, my
- Uses words typical on the fields friend richard- use the present study/author, one Professor Roberton (1992)
Academic Texts:
- Textbooks 3. Precision- be specific , pets like dogs- pets such as cats and dogs, ec around half of the ground- approximately
- Shorter student texts 50% of the group
- Longer student texts 4. Caution-need to avoid- our study proves that - use the study shows, Im sure this is is so- there is reason to
- Research Articles believe that this is so. We really couldn't make anything of the results- use there were difficulties in analyzing
- Case Studies the results.
- Batikan 5. Lack of Emotion- ( an objective unemotional stance) - I think that this idea sucks- I think that this idea may not
- Dictionaries- categorized as reference be accurate. In my opinion this is a wonderful topic- this topic is worth investigating because….
Non Academic Articles:
- Written for mass public Writing:
- Written by anyone - Steps and methods used to generate a finished piece of writing.
- Published quickly • Expository Writing- writing that expresses facts, explains and educates its readers, rather than entertaining or
- Language is informal, casual and contain slang attempting to persuade them.
- Author don't have a credentials, or their name isn't in the article • Descriptive Writing- help the readers visualize, in detail, a character, event, place, or all of these things at
Non-Academic Texts: once. Describing the scene with all 5 senses, more artistic freedom than expository writing.
- Resolutions • Persuasive Writing- or argumentation, is to influence the reader to assume the author's point of view, the
- Contracts author will give personal opinions in the piece and arm he/her with evidence so the reader will agree.
- Application Papers • Narrative Writing- to tell a story, whether it is real or imaginary, can include dialogue, the leader learns what
- Business Documents happen to them, has characters.
- Oath/Pledges
- Journalistic Articles Pre-Writing Process:
- Editorials/Cartoons Choosing a topic: Brainstorming, Freewriting, Clustering
- Science Feature Focus on one topic- focus on one idea and narrow it down later
- Text or Email Messages Knowing your purpose in writing the paper- reasons
- Unsolicited Invitations Identifying your readers or audiences: Knowledge, Interests, Attitude, Needs
3RD Page 75
Principle of Marketing-updated
Wednesday, 5 January 2022 8:25 pm
Need- something that is essential Hedonist- pleasure seekers, interested in adventure and fun. They consider the price and quality and prefer brands that reflect stains and reputation.
Want-desire or wish for something Traditionalist- they care more about the society and nature
Demand- strong need for something Performers- they value aesthetics and like high-tech products Brands with high rep. are what they patronize.
Minimalist- stick to the basic care about health and have limited income
Abraham Maslow's Hierarchy of needs: including the transcendence
Physiological Needs- first level, food, clothing, sex, shelter. rest Behavioral Segmentation:
Safety Need- second level, safety within the environment, emotional and physical safety Another way for dividing a market
Social Needs- third level, love, friendship, belonging • CONNATIVE DIMENSTIONS- ADVERTISMENT GIVE TOWARDS THE FIRST TIME USERS AND REGULAR USERS.
Need for self-esteem- fourth level, self-respect, status, recognition for others, accomplishment • AFFECTIVE DIMENSIONS-
Need for self-actualization- highest level, excelling in life, attaining personal achievement, reaching person's highest potential facts • COGNITIVE DIMENSIONS-
Transcendence- go beyond their limits to experience the unusual feeling • MAKE MORE THAN 1 SEGMENTATION VARIABLES
McClelland's Acquired needs Theory: Characteristics of good markket segmentation: By Perrault (2011)
- American psychologist 1. Homogenous within a market segment- group of people with similar consumption patterns or marketing behavior.
- ACHIEVEMENT, AFFILIATION AND POWER 2. Heterogenous within a market segment- distinctions among other market segments in terms of consumption patterns/behavior, need generational
Alderfer's ERG Theory: profile. Matures/ Boomers/ Genzers/ Years/ Philosophy and viewpoints.
- American psychologist ➢ Matures - 1945 and earlier- about 33 mil- uncertainty and conformity - practical
- EXISTENCE, RELATEDNESS AND GROWTH ➢ Boomers- 1946-1964- about 75 mil- prosperity counter culture- optimistic
➢ Genxers- 1965-1977- about 50 mil- lack of expectation information- skeptical
Buying Roles: associated with purchasing a product ➢ Millennials- 1978-1995- about 80 mil- globalization social responsibility - hopeful
Initiator- person who decide the buying process 3. Substantial or Profitable Market Segment- indicates sufficiency to justify the resources required to target them. The bigger the size the more substantial
Influencer- person who tries to convince others why they need this product it is.
Decider- person who makes the final decision to purchase 4. Measurable or Operational Characteristics- defines as relevant segmentation variables that must be identifiable and accessible.
Buyer- person who writes you the check • Identifiable- clearly distinguish one market segment to other.
User- person who ends up using your product whether he/she had a say in buying process • Accessible- should available. Can be from public or private.
Gatekeeper- person who control on the flow of information and facilities the decision-making process
Profiling- is defined as describing market segments using relevant segmentation variables.
Consumer and Market Business: Profiling can Be done by: Ways of Profiling
Consumer Market - market that buys products and use them • Describe the identified market segments using relevant segmentation variables.
Business Market- market that merchandise your product. (buy and resell) • Give a name for the different market segment.
Consumer Behavior- study of consumers and the processes they use to choose, use or consume and dispose products and services. • Describe the market size of the marker segments.
33 mil- silent gen and Greatest Generation- uncertainty conformity - clueless and gaya-gaya - practical, kung mahal they will not buy,
75 mil - baby boomers - prosperity and counter smthn - success and values - optimistic
50 mil - gen x - lack of expectation and information - not putting standards for everything - skeptical
80 mil- millennials - globalization social and responsibility - hopeful
Generation z - adventurous information and lack of expectation
If there is a question that has hypothesis the right answer MIGHT be experiments
3RD Page 76
Entrepreneurship- Updated
Friday, 7 January 2022 7:30 pm
Entrepreneur- a person who creates unique ideas that will be useful for starting a business, person who organize Lesson 2
Entrepreneurship- creates a business with new idea, they focus on essence rather than a profit, a market leader. Famous Entrepreneurs:
Jaime Zobel de Ayala
Usefulness of the course for students: • Ayala mall
• Develops skills that will be needed in starting a business Alfredo Yao
• Enhances knowledge on how to operate business • Zest-o
• Demonstrates on how to manage business Mariano Que
• Learner consider becoming an employer rather than employee • Mercury drug
• Learners change their attitude towards the course as a means of living Corazon D. Ong
• Learners change their career and personal attitudes such as communication, prob.-solving, collaboration, motivation, creativity, teamwork • CDO food square
Edgar Sia
Importance of Entrepreneurship Education: • Mang Inasal
➢ Key economic driver Henry Sy
➢ Increase level of knowledge, competence and improve quality of life • SM
➢ Alternative career path Atty. Felipe L. Gozon
• GMA
Entrepreneurship Common Competencies: Lucio tan
- Considered as capability, capacity and ability of a learner in handling a situation in various areas such as marketing, management, production and finance. • Phil. Air lines
➢ Common Entrepreneurial Competencies Tony Tan Caktiong
• Specific Goal Setting • Jollibee Foods Corporation
• Self-Efficacy (Albert Bandura- proponent) Socorro C. Ramos
• Need of Achievement • National books story
• Ambition
• Willingness to learn Lesson 3
• Adaptability and Flexibility Business Plan:
• Willingness to take risk - Written description of the business that you will establish in the future
• Interpersonal Skills - To test the feasibility of your business Idea
➢ SWANS, AWI - To give your new business the best chance of success
- To secure funding
Competencies for Entrepreneurial Success: - To make business planning more effective
Integrity- honest and strong principles - To attract investors
Conceptual Thinking- connecting abstract and using the past mistakes or events reflect to create new ideas
Strategic Thinking- Three Factors of a good business plan:
Decisiveness- taking actions quickly Realistic
Customer Relations Service- Specific
Other Competencies: Follow through
Risk-Taking ➢ SP,RE,FO
Collaboration
Commercial Aptitude Identifying Customer Needs:
Optimism ➢ Gather raw data
People-Centered ➢ Interpreting data
➢ CROCO, DIPS, CC ➢ Organizing the data
Chapter 1 at the other side ➢ Reflecting the process
➢ GA,IN OR,RE
Chapter 2 End of chapter 1
Sources of Ideas from entrepreneurial ventures:
From the Product- can source their ideas from existing products/services, different product by changing its shape, size, color and contents, Other entrepreneurs introduce new products because Another topic added:
of their dissatisfaction with those existing products, Karl Ulrich (called annoyance-driven innovation), changing size shape color and contents Recognizing, Assessing and Exploiting Opportunities
From the Process- Business Ideas can arise from the process of distribution and production , ideas arise from process and production 5 stages of opportunity recognition: Hills, Shrader and Lumpkin
From the Person- Examines his/her interests, hobbies, skills, dreams and travels. Precondition • Acquiring knowledge
-
From the Relationship- Filipino-Chinese individuals sourced their ideas from families and relatives, it can also be from friends and classmates Concepting • Connect the ideas to make a creative product. Concept
-
➢ PRPP Visioning • Connected to cenception
-
Assessment • Assessing, jinajudge, kinicriticize
-
Methods for Generating or Testing New Ideas: Realization • Realization, outcome,
-
Logical Thinking - systematic thinking
Creative Thinking -
Factors in Opportunity Recognition: Hisrich, Peters and Shephered (2010)
Generating Business Ideas though Logical Thinking: ➢ Market Awareness • Trends, competitors dat aware ka kung sino threats sa company mo
Statistical Analysis -describe trend in the demand in the particular product, collection of data. Same as brainstorming ➢ Entrepreneurial Readiness • Connected to competenncies of entreprenuer,
Market Analysis- ➢ Connections • Connections, boost the company or yourself, suppliers and etc.
SWOT Analysis ( Strengths, Weaknesses, Opportunities, Threats )- competition within an industry
Delphi Technique- systematic Opportunity Assessment: Elements in Opportunity Assessment
➢ Product/ Services
Generating Business Idea through Creative Thinking: ➢ Market Opportunity
Brainstorming - group of an unstructured to elicit ideas. ➢ Costing and Pricing
Problem Inventory Analysis- NAG ELLICIT NG IDEAS IS SI PARTICIPANTS. ➢ Profitability
Free Association method - Sigmund Freud, psychology terms and unconscious thoughts ➢ Resource Requirements/ Capital Requirements
➢ Risks
Scamper aka for specific checklist method- Developed by Alex Osborn, this is a specific checklist method ➢ Entrepreneurial Commitment
➢ Substitute
➢ Combine Opportunity Pathways:
➢ Adapt Rational Approach/ Traditional- tried and proven
➢ Magnify Intuitive Approach- risk / opposite of rational
➢ Put to other use
➢ Eliminate Hisrich, Peters and Shepherd (2010)
➢ Rearrange - Indentified the two stages that a product or services undergoes.
Pre-commercialization Phase Consist of Four stages
Generating Ides through Trends in Business Environment:
Trends Idea Stage Business Ideas
Competitors Logic and Creativity
Lower Selling Price ➢
Concept Stage Refinement of ideas and visualization of an idea
Differentiate Product from existing product
Product Development Stage Concretized with the product of a prototype
Factors that Influence Creativity: (Lagyan ng factors sa huli) Test Marketing Stage Introduced to the market after a series of evaluation and feedback from potential customers
Problem Solving
Motivational
Commercialization Phase Consist of four stage
Situational
Organizational Introduction Formally introduced to the market
➢ Growth Successful marketing campaign the product is recognized by the market
Creative Problem Solving:
Maturity The product is widely accepted
2 Important Stages in CPS from Parnes and Alex Osborn (1950)
➢ Convergent Thinking- Factual have concrete solution, may critique, close ended based on books and logical researches. Decline Lose its market.
➢ Divergent Thinking - using imagination, no critique, open ended thinking outside the box. Creative thinking
3RD Page 77
Applied Economics- updated
Tuesday, 11 January 2022 1:40 pm
Economics: study of allocation of scarce resources to satisfy the commerce of men and women Opportunity Cost:
Scarce- insufficient for the demand, shortage - Cost of lost alternative
Scarcity- having unlimited wants with limited resources, in short in supply - One was given up
➢ Steve Jobs and Steve Wozniak- founder of Apple Computer (April 1, 1976 founded) with Ronald Wayne Other major segment of economics:
10 Successful Entrepreneurs in the Phil: Econometrics- use to explain theories mathematically, used null hypothesis.
Henry Sy- SM Developmental Economics- one of the helpers of the philippines is japan and USA
Tony Tan Caktiong- Jollibee Political Economics-the study of production and trade and their relations with law,
John Gokongwei Jr/ JG Holdings custom and government; and with the distribution of national income and wealth.
Socoro C. Ramos- national bookstore Behavioral Economics
Dr.Cecilio K Pedro- Lamoyan Corp, hapee, Dazz dishwashing liquid
Mariano Que- Mercury Drugstores Positive Analysis:
Alfredo M. Yao- Zest-O -higher compensation cause people to save more
Corazon D. Ong- CDD Foodsphere -high taxes on cigarettes discourage smoking
Gregorio G. Sanchez Jr.- Lacto Pafi -if the price if gas rises the people will buy less
Diosdado Banatao- Computer Chips
Normative Analysis:
-people should save more
Production: -smoking should be discourage
Model building- an essential tool of economics -so we should not allow the price to go up
Joseph Schumpeter- well-known philosopher Basic Economic Problems and the socioeconomic development of the Phil
- Economist Upper echelon- in position or higher position in the society
- Adopted the idea of model building Exclusive growth- only the wealthy and upper echelon benefit from economic growth
- Process of building and deconstructing to extract the possible learnings from the model building exercise Inclusive Growth- all members of the society are benefited
Ceteris Paribus- all things being equal
Total Production- to explain the situation of a firm increasing production in the short-run when the land, capital GDP- total income earned domestically
and entrepreneurial skills are fixed and labor is only varied Domestically- regions of a certain country
Production- affected and decreases looking at 4 factor and studying the factors of production that can be increased
Education- considered as an important output to the factors of production, can improve expand the capacity GDP/Population= economic growth/ capita
beyond the limit - Interpret mo ano ibig sabihin nyan sa words.
Production Possibility Frontier- illustrates limits that the community can produce from its avail resources
Total Output- measuring the country's growth and progress
3 Kinds of Expansion of PPF: GNP- total income of all residents in the nation
Increasing
Constant Savings- always equals to investments, important and crucial development of a
Decreasing country
Capital Goods: intermediate goods used for production of consumer goods. Raw Materials Equilibrium Price: intention of suppliers is in-line with the buyers where the amount of
Consumer Goods: products or services for personal use. goods provided is equal to the amount provided.
"Production of Consumer Goods can increase by reducing the production capital goods" Price Regulation: imposition of either minimum or maximum price by government
decree law.
Types of Economies: ➢ Price Ceiling- maximum price set by imposition
Planned Economy- prevalent(widespread) in communist and socialist aka command economy ➢ Price Floor- minimum price set by imposition
Market Economy- consumers choose wisely they exercise virtual autonomy answers the questions what they will
buy what quantities and what price Shifts in Demand Curve:
Mixed Economy- state dictates and exercise. (if your private your independent but still need to follow the state). - A shift to right means increase in the demand at any given price
Government has a plan and the consumer has the freedom. - A shift to left means decrease in the demand for that good at any given price.
Imposition- It means demand or creating something in an official way. 4 Factors that can shift the demand curve:
➢ Consumer Income- increase in consumer income increase in quantity demanded.
➢ Population- increase in population means increase in quantity at any given price.
➢ Consumer Preference- shifts in taste is increase in the demand of that good.
➢ Price Availability of Related Goods- the demand will be based in the prices of
goods.
• Complementary Goods- increase in butter (main ingredient) less demand.
• Substitute Goods- increase in margarine (substitute in butter) demand.
3RD Page 78
P.E. Health- Updated
Friday, 7 January 2022
Question that can help to assess your physical fitness:(dapat positive lahat)
Are you able to carry out your day-to-day tasks as a student with alertness and vigor without undue fatigue?
Have you been spending too much time with your gadgets? Snorkel:
Has your body been getting enough rests and sleep?
What about nutrition and eating habits, have you been dependent on fast food, chips and sodas?
Are you eating on time?
Have you been heavily stressed with school work?
Start of 4th
Kayaking and Canoeing: Basic Parts of Kayak: Snorkel Vest: provide buoyancy while floating underwater
Paddle:
Wider blades gives you more acceleration
Swimming Cap: prevent scalp burn and keeping hair out of snorkel and
Position: face:
Start of 5th
Under Water Diving:
Free Diving Scuba Diving-
without the use of breathing apparatus with the use of breathing apparatus
breath-hoding self-contained underwater breathing apparatus meaning of the acronym.
8 yr old- can start learning in shallow waters 10 yr old- can be trained and certified as a Junior open water diver
15 yr old- can apply for the open water diver certificate Health:
Important for a diver to be physically fit to be able to cope with the physical task
Disabilities: for those with colds, flu, injured, pregnant temporary restrictions End of 3rd
= do not hinder anyone from scuba diving
• They need to pass special training Lesson 6:
Swimming skill:
• The basic requirement is being comfortable in the water even to the deep end of the swimming pool Hiking: less intense - shorter in distance - a day or two
Trekking: intense - takes longer time - more days -
Basic Scuba Diving Equipment:
Other Countries:
Dive Mask- to have clear view underwater
Backpacking
Snorkel- allow the diver to breath while under the water
Trampling
Regulators- delivers air to your mouth, delivers steady supply of air with right amount of pressure
Bushwallking
BCD/Buoyancy Control Device- helps control the position in water column
Octopus- back-up regulator
Term in the Philippines:
Weight Belt- used to counteract buoyancy
Organized Climb
Submersible Pressure Gauge/SPG- shows how much of air is left in the tank
Scuba Tank- contains the pressurized air to allow diver to breath underwater
Preparing for Hike or Trek:
Fins- provide propulsion to make it possible to swim with less effort
Clearance from your doctors - Nutrition - Minimum of 2 weeks
Wet Suit- provides protection from the coldness of the water and from other elements
(recommended months) - physical conditioning
Trip Planning:
• Know the facts about the mountains
• Advisable go in small group
Hand signals: • Minimize imopact in the nature
• Check the Environmental Condition
3RD Page 79
50%-65% carbs, 20%-35% fats
Lesson 7:
Camping- an outdoor activity involving overnight stays away home in
shelter such as tent or recreational vehicle
Types of Camping:
• Frontcountry Camping:planned campground, near anything that is
important such as amenities aka car camping
• Backcountry Camping: no amenities and no motorized vehicles cannot
reach camping sites
Water Source:
Campsite must be near a water source
Sanitation in Campsite:
Cat Hole- a cat hole is a mud dug to serve as a toilet
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Business Simulation-updated
Tuesday, 11 January 2022 1:40 pm
Business- process of producing goods and services, selling them to those who desires or need them. Business Plan:
Enterprise- refers to for-profit business started or run by individual/group. - A tool that focuses in the future of a business in a logical and organized manner.
Simulation- action, execution - A documents that guides entrepreneur on what, how and when to do or implement
Start-ups- companies or ventures that start with one product or service enterprise goals and objectives.
Simulation- Business Simulation Enterprise is intended for Service and Merchandising industry sectors only. - Essential written document that provides a description and overview of the company's future.
Types of Business: • Wholesale- large quantity hindi direct nag sesell sa consumer
• Retail- small quantity direct nag sesell sa consumers
Merchandising
Service Purpose of Business Plan:
Manufacturing - It prepares the business for uncertainties
- It outlines all the costs and the downfalls of each decision a company makes
Product Supply Chain: - It presents an overview of the industry of which the business will be a part, and how it will
distinguish itself from its potential competitors.
Raw Materials - Essential roadmap for business success.
Supplier
Manufacturer Vision
Distributor/Wholesale Supplier - Is a bigger picture and future-oriented
Retailer - What you want to achieve through your efforts
Customer
Goals
Functional Scope- talks about which business functions are covered by the Business Enterprise - Provide better customer service
Geographic Scope- where your target is located - Improve employee training
Period Scope- the duration of the product - Reduce carbon emissions
Real Estate Industry - It is a property consisting of land and the buildings on it.
Construction Industry - Branch of commercial enterprise concerned with the construction of buildings, bridges, etc.
E-Commerce Industry - It is the buying and selling of goods and services over the internet
Tourism Industry - Consisting of companies and organization (transportation, accommodation, entertainment, shopping, etc.)
Retail Industry - Includes all those activities that involve the sale of goods or services by a company directly to the consumer that
are usually purchased for personal or family use.
Energy Industry - Rge exploration and development of oil or gas reserves, oil and gas drilling, and refining
Agriculture Industry - Methods that are used to raise and look after crops and animals.
IT, BDO, and Business Services - Is a business practice in which an organization contracts with an external service provider to
perform an essential business task.
Manufacturing Industry - Refers to the processing of raw materials or parts into finished goods through the use of tools, human
labor, machinery, and chemical processing.
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Ethics- updated
Tuesday, 11 January 2022 1:40 pm
Ethics- identification of rules that should direct people's behavior, set of moral principles or values may be general or professiona l Bill of Duties Citizeship 1987 Phil. Constitution:
General Ethics: system of moral principles defines whats good for the individuals or society Section 1: Fathers and Mothers who are born in the philippines are neutralized by Law.
Ethical Principles- a guide, direct performance and conduct of business leaders and their org Section 2: Natural born-citzen are those people who are born in the philippines and don't need
to perfect or perform the act of being a citizen of philippines
Personal Behavior- guided by general ethics imposed by society and moral duties Section 3: A citizenship can lost or reacquired
Professional Ethics- selected by the professional, practice of ethics Section 4: People who married aliens can still have the citizenship but if they omission or act on
they'll be considered Persona Non Grata (Persona non Grata- binobond sa isang tao if you made
Code of ethics: smthing bad. Not to be accepted or not welcome to a particular locality.)
• A formal document that states an organizations primary values and ethical rules that are expected to follow
The Filipino Value System:
Minor Offense: ➢ Strong Religious Beliefs
- Failure to wear uniform and ID ➢ Respect for Authorities - honor elders or with those higher positions
- One day absence without notice in a month ➢ High Regard for Amor Proprio (self-esteem)- sensitive to attacks on their self-esteem
- Playing games in office Smooth Interpersonal Skills:
- Sleeping during working hours ➢ Unity
- Making/Receiving non-emergency personal calls ➢ Filipino's Loyalty - family companion
Serious offense: ➢ Mutual Kinship- godparenthood, sponsorship, friendship
- Punching someone else's timecard ➢ Dept of Gratitude- utang na loob
- Misuse of company funds ➢ Suki Relationship
- Dishonesty in prep. Of reports and documents
- Carelessness in the use of company property
- Taking part on a betting or gambling in company premises Corporate Governance: set of procedures designed to ensure that the company is managed by
- Spreading false rumors the interest of shareholders, ensures compliance with the corp. law of the phil. It guarantee
Major Offense: that enterprise is managed in the interest of its stockholders.
- Serious misconduct or willful disobedience Shareholders/Investors: supplier of capital
- Gross and Habitual neglect by the employee of their duties Public Companies: corporations whose shares of stocks are traded or listed in the stock market
Grave Offense: Stock Market: has high volatility
- Violation of Republic Act 7877 Sexual Harassment
- Disrespect to company officials or employee or client Essential Infos:
Principles of Conduct Death of any stockholders does not dissolve a corporation
➢ Honesty is first
➢ Integrity is the second Expiration of corporation is 50 years
Moral Philosophies as a Guide: Corporate Governance Manual: adheres transparency, accountability and fairness
Universalism- explaining a decision making wisely- (states all people should uphold certain value such as honesty and other values that society needs to function). Accountability: employees will perform a job, take corrective actions and report upward on the
Egoism- defined satisfactory behavior which takes full advantage of consequences for the individual. status and quality of their performance.
Relativism- ethical behavior on the opinions and behaviors of relevant other people. Fairness: principle and best practice measure by equity theory
Utilitarianism- looking for the greatest good for the greatest number of people.
3RD Page 82
English
Thursday, 10 February 2022 7:52 am
A thesis statement lessen the problem make your statement more positive, has a support, has a clear and direct to the point.
Refrain from using modals. (should have). Used to support but not all the time. ( are indicators ) the best modal to use.
Parallylisim Still (balancing the information) started with adjective. Consistent.
Avoid redundancy
You need to be focused (wag paligoy-ligoy)
Outline:
- Main point and sub point
Formats:
- No case for lower case letters. First use capital letters and if there is a subtopic in a an already subtopic then you need to use the lower case
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- No case for lower case letters. First use capital letters and if there is a subtopic in a an already subtopic then you need to use the lower case
- Thesis statement
- Climate change has become a concerning problem the world is facing. Engineering is creating new ideas and innovations to addr ess this threat and growing phenomenon.
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Climate change has become a concerning problem the world is facing. Engineering is creating new ideas and innovations to addr ess this threat and growing phenomenon.
Outline:
1.0 Introduction
1.1 History
1.2 Previous Climate Shifts
1.1 The Present Phenomenon of Global Warming
1.2 The current effects and climate change
1.3 Past Occurences of Climate Change
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-
Best friend from heaven movie title
Dog got in to the accident , Dog died
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BY GROUP ON MONDAY: COME UP ON THE FEED BACK ON THE FOLLOWING FASTFOOD CHAIN GROUP 1 JOLLIBEE , 2 MC DONALD, KFC, GREENWICH
March 14 reaction paper
Feedback
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- Formal sentence- lliteral meaning
- Formal - denotative - found in dictionary
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- U can add the roots of the words (etimology)
- Mixed of formal and informal definition
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- Professional paper - Proposal Paper - Business Proposal Paper
- Objective is to be approved
- In depth discussion
- Provide smthn that make them amuse or surprise
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- Formal letters left lahat - justified
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Cost Focus Strat: Roberto - Base is the product and the 4 P's
- Relevant to companies that are low-cost providers to the segment There is a base 4P's and the 7P's
- Aligned with companies with strong production and marketing orientation and with a business direction leading 7P's Booms and Bitner- redefined the 4P's to the 7P's
toward marker leadership and efficiency in processes Process- pag gawa ng product, pag promote and pag benta
Physical Environment- infrastructure, what we can see when you enter in
Differentitation Focus Strategy: the shop. Business permit, Evidence, Brochures, Sanitary Division.
- Relevant to companies that have distinct procuts and covers a narrower segment People- buyers.
- Aligned with companies with strong product and market orientation and with a business direction leading toward
market spread Business Permit- important part of the business, serve as an evidence na
nakahang sa wall and laminated.
Implementation Planning:
- Identify relevant derivative plans to achieve your goals Product Levels:
Core- inner part of the circle, benefits offering that satisfy a need and a
Goals of Marketing want, people have a need to one place to another to satisfy it you need a
- Can be monetary, marketing related or social depending on the company's mission and vision, business direction product to satisfy the need. Quality of the product. Benefits. Masasatisfy
and company strategy. ka sa makina (example is the car)
Actual Product- example is car.
Monetary Goals Augmented Product- additional benefit that we can get from the product
- Performance
- Indicators of performance are growth and profitability Finance- availabiklity of creditors with the purchase of the produt
- Can be expressed in ROI, Net profit, Market share ( credit )
Product Mix
- Total assortment of products that company sells
Opportunity Pathways:
Rational Approach/ Traditional- tried and proven
Intuitive Approach- risk / opposite of rational
Labors:^
- Willingness of the employee to have a cut in wages, (not receiving the salary you earned.
Supply Shock- unexpected changes in the supply of a product and will change the price of a product.
Common Injury Outdoor: Common Illness First Aid: DRSABCD action Plan:
Cuts • Clean with soap and water, apply betadine or antibiotic cream Fever - Temp is 37.6 and 38.7 degrees Celsius (low grade fever) Danger
Scrapes • Wound Dressing (Rest, Drink paracetamol, Drink fluids) Responsiveness
Puncture • Bleeding= apply pressure, elevation (above the heart) torniquet - 38.8 Above fever Send
(Oral Medication, Sponge Bath, Increase fluid intake, Airway
Call an Ambulance if: Breathing
Severe Bleeding and Abdomen and Chest Wounds Lightweight clothes, if chills cover with blankets)
CPR- Cardio Pulmonary Resuscitation
Seek Help if: Defibrillation- electric shock
Sprain • Grade 1- minor tears of ligaments or muscle Unresponsive
Strain • Grade 2- partial tears of ligaments or muscle Difficulty Breathing or Wheezing CPR- involves CAB process
Fractures • Grade 3- complete tears of ligaments or muscle Lip Color Changed 30 Compression 2 rescue breaths
Grade 1 P- protect , aggravation will lead to inflammation Convulsion and Seizures
Grade 2 R- rest, the injured or painful part Rashes Appears
Grade 3 I- ice, apply ice Headache Causes: Aquatic Hazards:
C- compress, aka wrapping with bandage or athletic tape Sunrays Jellyfish Sting - Portuguese Man of War- Fire Coral
E- elevate, above heart level (minimizes swelling) Tension in neck - Use vinegar, baking soda, salt water
Fracture Immediately call help Dehydration - Soak 20 mins
> First aids: Excessive Sweating - Oral antihistamine, mild hydrocortisone cream if itching
Immobilize the injured area - Use tweezers to remove stings
Clean and dress cuts Rest Sea Urchin or Weever Fish
Over the Counter Medicine - Hot water
Concussion - Traumatic Brain Injury - Use tweezers to remove spines
Apply ice if none rest until the symptoms disappear Mountain Hape - High Altitude Pulmonary Edema (lungs) - Soap and water to the wound
Symptoms: Sickness/ Altitude > trouble reathing - Don’t cover with tape
Vomiting Sickness > cough w/blood Stingray Venom
Pupils Unequal > Grayish or Blueish finger nails and lips - Hot water to manage pain
Agitated or Confuse >Drowsiness - Spines removed carefully with tweezers
Unconscious or Passes out Hace- High Altitude cerebral Edema (brain) - Soap and Water for the wound
Drowsy > Confusion - Don’t cover the wound
Pain in neck > Having trouble keeping up with group
Speech is slurred > Impaired Walking and coordination
Seizures >Lethargy (lack energy) Risk Management Plan
Activity
Blisters - Water inside the skin
Planned Site of act.
Place adhesive on the affected area First Aid:
Symptoms Severe Descend until disappear Hazards- factors from human, environments, equipment
Donut Shaped moleskin help if blister on foot Risk- same
Drain by using sterilized needle Mild, not go any higher until no symptoms
Give oxygen Risk assessment- same
If popped wash with soap and water, apply antibiotic cream Risk reduction strat- same
Plenty Liquid
Burns If on fire, STOP, DROP and ROLL (ung music) LMAO
Scalds take off unnecessary things except clothes Hyperthermia - Absorb or generate more heat than normal
Massage, Stretch
Environmental Hazard:
Different Kinds of Burns: Add Burn in the end of After "degree" Poison Ivy/ Poison oak/ Poison Sumak/ Wood nettle
1st Degree- put affected area with running water until pain subsides, no water apply compress Seek Medical:
- Loss Consciousness - Don’t rub
- Cover with non-adhesive bandage or clean cloth - Remove contaminated clothing
- No butter? Why use Butter? LMAO - Disoriented
- High pulse - Remove stings with tweezers, duck tape
2nd Degree- (2 layers of skin is affected) - immerse in water 10-15 minutes, apply compress if no water - Wash the area with soap and water
- Don't apply ice - Seizures
- Red dry skin - Apply cool compression 15-30 mins
- Don't break blister. No butter - Avoid ointment, antihistamine
- put non-stick bandage and secure with gauze and tape - High temp (39.4)
- Reduce sweating - Put calamine lotion
- lie flat elevate feet 12 inches, elevate the affected area above the heart (to prevent shock) - Give oral antihistamine
- wait emergency Leech
Hypothermia - Lose Heat than normal person
- Tweezers remove
Seek help if: - Alcohol
Burn affected all areas - Flame
Skin is charred looking - Wash the wound
Blister (from burn) is larger than 2inches - Enters mouth throat, nose:
Hands, Feet,Face and genitals are burned - Gargle with alcohol base
- Tweezers
- Let the leech leave
- Emergency if:
- Itching, rashes, sweat, dizziness, fever, difficult breathing
Snake
- Venomous snake has; triangular shape head, elliptical eye, color pattern
- Remember how snake look like (first thing to do)
Sprain- ligaments.
Strain- muscle and tendon
-D- victim is ilayo sa danger, make sure that the surrounding is safe
-R- check for responsiveness,
-S- call for help shout for help SEND FOR HELP.
-A- check their airway
-B- check by using a plastic or glass if there is moist that means it is breathing
-C- Cardio Pulmonary Resuscitation , chest compression, airway, breathing
-D- Electric shock
Outdoor activity, 3 examples of hazards, pipili ng act then connected dun ung hazards
RISK = TO HAZARD
.
Risk Management Plan
Activity:
Planned Site of the Activity:
Pestel: Macroenvironment
Political
Social
Environmental
Economical
Legal
Technology
Illac/Angelo Diaz - founder of liter light 2011 adopted the Moser method
Alfredo Moser- inventor
-
Consumerism- belief that the consumer must spend money to the goods and services.
capslock
In understanding is normal sentnece format.
Fiscal Policy- the use of government policy to influence economic conditions. Such as spending and
tax policies.
Monetary Policy- actions or set of action that the nation's central bank undertaken to achieve
sustainable economic growth and control of the overall money.
Fiscal Policy was created by John Maynard Keynes, this policy use the government policy to influence
economic conditions. Such as spending tax and policies to influence the economic conditions. This
theory was created to respond to the Great Depression which happened back in the 1930's-1941 in
which there is a huge economic downturn. Monetary Policy on the other hand is about a set of
actions that can be undertaken by the nation's central bank to achieve a sustainable economic
growth and control of the overall money. The goal of this policy is to create an equilibrium in the
interests rate being given to people who borrowed or borrowing money. This is mainly focus in the
inflation, economic growth and overall liquidity, this policy has a long lasting impact in the overall
economy.
To differentiate the two, Fiscal Policy is a theory made by Mr. Keynes in which it approached the
idea of preventing the casualty if ever there is an economic downturn, it is a theory that can save
and help a country or a business. The monetary policy on the other hand is a more helpful way to
balance the economic status since it mainly focuses in loaning at the banks, but this can't help them
in the economic downturn that may happen.
In conclusion I believe that the Fiscal Policy is the most important when it comes to unstable
economy of a country, this helps to increase demand and growth of the economy and creates a lot
of opportunity for economic growth, while the monetary is only focusing on the loans and interest
rates and if there will be an economic downturn they will just lower their interest rates to create a
long lasting impact in economic growth. I think that Fiscal Policy is important because they don't
focus on the money, but demand in work forces.
Filinvest one of the trusted real estate in the Philippines has a latest news to report in their official
website. Last January 5th 2022 they Provides a free potable water to typhoon odette victims in cebu.
The distribution was done in coordination to the Disaster Risk Reduction of Lapu-Lapu City, Talisay
City and Cebu City. The Lapu-Lapu City Major also state that, "We are grateful to Filinvest for helping
Lapu Lapu City during these challenging times. Water is essential, and we are relieved that our
people were given potable water for free. Daghang Salamat Pusong FIlinvest,"
In the Next one National Housing Authority has shared in their site last March 1,2022 that they have
released the guidelines for disposition of OFW Housing Program. This is under the TBB or Tahanan
ng Bagong Bayani or Memorandum Circular (MC) No. 2022-017 on February 14, 2022. This article
state that they approved the allocation of remaining housing units under the Government
Employees Housing Program (GEHP) to qualified Overseas Filipino Workers (OFWs). For some people
who are interested they has stated that "Interested applicants may pass their requirements checklist
which are made available online to the district/regional office having territorial jurisdiction over the
chosen housing project. The receiving office shall ensure the completeness and accuracy of the
documents submitted by the applicants and undertake proper evaluation."
History:
According to https://www.opec.org/opec_web/en/about_us/24.htm there are 5 founding members of the OPEC, these are the Iran, Iraq, Kuwait, Saudi Arabia and Venezuela later some
other countries joined this and have like Qatar, Libya, UAE, Nigeria, Indonesia but some of them terminated their contract la ter years. "The objective of
OPEC's objective is to co-ordinate and unify petroleum policies among Member Countries, in order to secure fair and stable prices for petroleum produce rs; an efficient, economic and
regular supply of petroleum to consuming nations; and a fair return on capital to those investing in the industry." From https://www.opec.org/opec_web/en/about_us/24.htm
RLL:
https://www.oxfordenergy.org/publications/demand-shocks-supply-shocks-and-oil-prices-implications-for-opec/
https://www.opec.org/opec_web/en/about_us/24.htm
1. Jollibee
Chowking
Mcdonald's
Greenwhich
KFC
2. The reason I choose this fast food is that because they are only the things that I eat often
sometimes or seldom. I personally like them since they are famous and easy to find. They are
also delicious and famous for what they have like the KFC for their chicken and gravies or
jollibee for spaghetti, etc. I prefer the basic eat and go of these fast food too, and lastly it's
because they are near my place. That's all my reasons why I choose those fastfood.
3. I think only in the mcdo and KFC. Some of their foods isn't actually my taste. It's not that I
dislike all of their food but some food I don't like it. Example are the KFC they only have a
chicken and I don't like the other things they have. It's like choosing what they are famous for
is what I prefer. The next one is the long line, this is based on how popular they are in their
respective fields. Like the jollibee having a long line and now I prefer eating in chowking or
mcdo with a short line.
- Collaboration is important
- Marshmello challenege
Test Stage:
Focus….
Converging mindset.
Testing Tips:
Ways to collect feedback
Be neutral when presenting
Let users contribute ideas
Ask Questions
Adapt while testing
Thomas Edison:
I have not failed, I've just found 10,000 ways that won't work.
Like- the users is encouraged to convey the aspects that he or she liked about the prototype
Wish- users prompted to share ideas of how prototype can be changed or improved
What if- users can express new suggestions that might not have a direct link to the prototype
The Movie Best Friend From Heaven directed by Justine G. Dyck. It's a story about a dog who
unfortunately died in a car accident, in which it lead to a series of events such as the cancel of
wedding and the person who owned the car held liable helps in order to repay the ample amount of
money wasted. This is a simple clichè movies that we are seeing at this times and some people
might find it boring, uninteresting or pretty much meaningless, but it’s not all negative that has a say
about this movie. The movie also has good sides such as being generous, optimism, and forgiving.
This story gives this genre vide of a slice of life in which a person who is growing or still has a side
that hasn't developed yet has given an opportunity to create and have a good personality to carry
for his life. To conclude this the movie plot is pretty average, the cinematic is below average, all in all
it's a good reminder for us to be responsible for what we have done either accident or not, and have
the ability to forgive a person.