Professional Documents
Culture Documents
of consistent success
Capital optimisation – currently the • Tailor-made quota share contracts to reduce both the
most challenging task facing top man- premium and reserve risks
agers • Multi-year stop loss covers to reduce the volatility of
net loss ratios
• C apital optimisation/improvement of the solvency • Frequency protection covers for catastrophe risks
margin is becoming increasingly difficult.
• Hybrid capital is currently scarcely available, hardly Interested?
affordable and inflexible.
• Have you given thought to enhancing your solvency
Structured reinsurance – the advanced margin or considered using hybrid capital or subordin-
solution ated debt but not structured reinsurance? We can
provide you with a general or tailor-made comparison
• T he surplus relief quota share is the more flexible, avail- between these products.
able and cost-efficient option for capital optimisation. • Would you like to take a closer look at your financial
• It is suitable for low and high premium volumes. ratios or risk measures – be it the Return on Equity,
• It also transfers an underwriting risk. Cost Ratio, Sharpe Ratio, (Tail) Value at Risk, etc.?
• T he flexibility extends to volume, duration, costs and • A review of your annual report, in particular the bal-
risk transfer. ance sheet and profit and loss account, combined with
• Multi-year stop loss protections are further alterna- a face-to-face meeting is a first step towards identify-
tives to hybrid financing. ing potential points of interest. In individual discus-
sions we can explore the details and devise tailor-
Need to complement traditional rein- made solutions for your company.
surance? – Our concepts assist with a
varying degree of risk transfer Hannover Re Advanced Solutions –
the “No. 1” in structured reinsurance
• More cost-efficient reinsurance structures
• Coverage for special situations • Is a specialised team providing customised and struc-
• P rotection of your company’s whole account or por- tured reinsurance solutions
tions thereof • R epresents over 30 years of proven experience in
• Control of excess frequency when you increase your structured reinsurance
net retention • Encompasses substantial underwriting know-how and
risk-taking capabilities at all levels
Advanced Solutions and Solvency II • Consistently earns high marks for client and broker
satisfaction
In addition to many other advantages of structured re- • Writes about EUR 800 million in premiums, roughly
insurance, Advanced Solutions can assist in reducing 10% of the gross written premium of the Hannover Re
solvency requirements, for example via: Group
• Covers a worldwide scope and all lines of business
Your contacts
Worldwide
Silke Sehm
Managing Director and
Head of Advanced Solutions
Tel.: +49 511 5604-1616
silke.sehm@hannover-re.com
Worldwide excluding
USA / UK USA / UK