S.Y.B.

Com Sem IV (Commerce III)

Assignment for 30 marks

Financial Diary

Purpose and objective:

This project is given with the objective to make the students aware of Personal Savings, Investment
opportunities, and Stock Markets. It would help them understand the importance of personal savings and be
financially responsible. Students have an opportunity to smartly invest and diversify their funds. Students will
enhance their ability to manage finances, and the opportunity to earn and reinvest.

A) Know your Income and Expenses (Month wise three months Dec-Jan)

Source of income/ funds. (earning) Expenditures/ Use of fund

Eg. Pocket Money, Part Time Job, any other source E.g. Travelling, Movie, Dinner, Outings, Netflix,
Mobile Recharge, Gift

B) Investment Portfolio:

Think about your investment possibilities for in real investment environment.

a) What could be your investment avenues? (List of investment vehicles -for example deposits, Mutual funds,
shares, PPF, post office saving etc)

b) If you are given a notional amount of Rs. 50,000/ where would you invest and why? (Please note that three
types of investments should be included.)

c) What factors would be critical for your investment decision making in this particular investment
environment?

d) Write up on Stock Markets in India. Take any 5 scripts of your choice (preferably Blue Chip
Companies). Study them and Justify the reasons for buying those scripts.

C) Account Opening Process:

Kindly Note the process of each has to be attached. Xerox copy of duly filled all the forms and
documents have to be attached in the booklet.
 Demat account
 RD
 PPF A/C
 Fixed Deposit
 Post office saving A/c

NOTE: Financial diary for Three months starting from December 2021 to February 2022. Kindly note
that the submissions will be offline. Booklet for the same is expected, either handwritten or in Word.

Date of submission: First week of March (Notice will be provided for the same)