SPECIAL POWER OF ATTORNEY

KNOW ALL MEN BY THESE PRESENTS:

I, HARI C. BELARMINO as the CHIEF EXECUTIVE OFFICER of the HOUSE OF

12 INTERNATIONAL, INCORPORATED, a financial institution engaged in legitimate business
under the laws of the Philippines, with principal office address at No. 12, Brgy. Fundidor, Molo,
Iloilo City, Philippines do hereby NAME, CONSTITUTE AND APPOINT Atty. Maan M.
Fernandez, of legal age, single and a resident of Florvel Homes Subd. Brgy. Buray, Oton, Iloilo
with office address at Fernandez and Associates Law Office, 12 Quezon St., Iloilo City,
Philippines to act as representative and agent to represent this institution before any administrative
agencies and/or judicial bodies for the prosecution and enforcement of its property rights and to
do all necessary acts consistent and to give full effect to the above-described power of Attorney in
connection with the execution of extra-judicial foreclosure of mortgages.

And we hereby authorize them and request that all local communications relating thereto may be
sent them at this address:

FERNANDEZ AND ASSOCIATES LAW OFFICE

12 Quezon St., Iloilo City, Philippines

The undersigned hereby appoints Atty. Maan M. Fernandez upon whom may be notice or
process relating to the above issue.

HEREBY GIVING AND GRANTING unto said attorney-in-fact, full power and authority,
to do all that is necessary in and about the premises, and hereby ratifying and confirming all said
attorney-in-fact or agent/representative shall do, cause to be done, or have already done by virtue
of this presents.

IN WITNESS WHEREOF, I have hereunto affixed my signature this 20th day of April
2022 at Iloilo City, Philippines.

_____________________________
HARI C. BERLARMINO
Principal
_____________________________
MAAN M. FERNANDEZ
Attorney-in-fact

Signed In The Presence of:

&

Hero Dela Cruz Micah Baronda

REPUBLIC OF THE PHILIPPINES )
CITY OF ILOILO ) S.S.
X--------------------------------------------------X

ACKNOWLEDGMENT

BEFORE ME, personally appeared:

Name ID No. Date/Place Issued

Hari C. Belarmino SSS No. 123456789 January 9, 2005/Iloilo City

Maan M. Fernandez SSS No. 766392863 March 15, 2008/Iloilo City

Known to me and to me known to be the same persons who executed the foregoing instrument and
acknowledged to me that the same is their free and voluntary act and deed.

WITNESS MY HAND AND SEAL, on the date and place first above written.

Doc. No. ______;

Page No.____;
Book No. ____;
Series of 2022.