DBS Bank Ltd

Statement of Account Orchard Road P.O.Box 360 S(912312)

www.dbs.com/sg/personal

20334 1 of 3

SAUSE HELBART BLANCA

BLK 21 BALAM ROAD
#02-190
SINGAPORE 370021
Get Extra Cash
with your DBS/POSB Credit Cards
Anytime, Anywhere!
For more details, please visit
www.dbs.com/sg/cards

DBS Cards Orchard P.O. Box 360 S(912312)

Hotline: 1800 111 1111

STATEMENT DATE CREDIT LIMIT MINIMUM PAYMENT PAYMENT DUE DATE

14 Jan 2014 $23,000.00 $109.74 IMMEDIATE

Please settle this statement promptly. If minimum payment is not received by 'Payment Due Date', a late payment charge will
be levied on each outstanding balance of each card account (please see the back of statement for charges). If payment is not
made in full, a finance charge of 24% per annum (subject to a minimum charge of S$2.50) will be levied on each outstanding
balance of each card account from the date each transaction was effected but no finance charge will be levied on the new
transactions (except Cash Advance transactions) effected after this statement date, if the total outstanding balance in next
month's statement is paid in full by the 'Payment Due Date'.
Co. Reg. No. 196800306E
This Statement serves as a TAX INVOICE if GST is charged. GST Registration No: MR-8500180-3
DATE DESCRIPTION AMOUNT (S$)

Co. Reg. No. 196800306E

POSB everyday CARD NO.: 5520 3800 1323 0384
Our record indicates that your account is now past due. Please settle the amount past due immediately.

PREVIOUS BALANCE 1,592.67

NEW TRANSACTIONS SAUSE HELBART BLANCA

15 DEC APPLE ITUNES STORE-SGD ITUNES.COM LUX 5.02
16 DEC PAYPAL *POWELLEK211 22.80
18 DEC APPLE ITUNES STORE-SGD ITUNES.COM LUX 1.29
19 DEC KFCONLINE.COM.SG 43.40
21 DEC APPLE ITUNES STORE-SGD ITUNES.COM LUX 8.77
21 DEC BEE CHENG HIANG RETAIL 108.55
24 DEC APPLE ITUNES STORE-SGD ITUNES.COM LUX 6.47
26 DEC PAYPAL *SPIKEY1980 13.16
30 DEC APPLE ITUNES STORE-SGD ITUNES.COM LUX 5.18
01 JAN APPLE ITUNES STORE-SGD ITUNES.COM LUX 26.19
01 JAN APPLE ITUNES STORE-SGD ITUNES.COM LUX 26.19
01 JAN APPLE ITUNES STORE-SGD ITUNES.COM LUX 13.08
04 JAN APPLE ITUNES STORE-SGD ITUNES.COM LUX 2.58
08 JAN APPLE ITUNES STORE-SGD ITUNES.COM LUX 6.03
SUB-TOTAL: 288.71

07 JAN LATE CHARGES 55.00

14 JAN FINANCE CHARGES 55.02

TOTAL: 1,991.40

GRAND TOTAL FOR ALL CARD ACCOUNTS: 1,991.40

Please contact our Customer Service Officer immediately at 1800 111 1111 or 1800 732 8000 (for Platinum Customers), if you find any
discrepancies on your statement. If no discrepancy is reported within 7 days upon receipt of statement, your statement will be
considered correct.
 DBS Bank Ltd
Statement of Account Orchard Road P.O.Box 360 S(912312)
www.dbs.com/sg/personal
2 of 3

DBS VISA/MASTERCARD/AMEX CARD - DBS POINTS SUMMARY (AS OF THIS STATEMENT)

CARD NUMBER BALANCE AS OF LAST EARNED/ REDEEMED/ BALANCE EXPIRING ON
STATEMENT ADJUSTED EXPIRED 31 MAR 2014

3779 111514 67555 0 0 0 0 0

TOTAL 0 0 0 0 0

DAILY$ AVAILABLE : 169.75

CARD NUMBER BALANCE AS OF DAILY$ EARNED DAILY$ REDEEMED
LAST STATEMENT

5520 3800 1323 0384 168.86 0.89 0.00

TOTAL 168.86 0.89 0.00

Detailed Daily$ transactions are available in Internet Banking. Please note that Daily$ available is as at date of statement printed. If you
have charged your monthly utilities/StarHub Mobile/Digital Cable/MaxOnline bills to your Everyday card, you can simply use your Daily$ to
offset your outstanding balance in your Everyday card account via Internet Banking. For customers who have transferred from the POSB
Mastercard credit card, please be advised that any transactions charged to the card prior to closure will also earn Daily$. These
transactions are reflected in Internet Banking.

Co. Reg. No. 196800306E

 DBS Bank Ltd
Orchard Road P.O.Box 360 S(912312)
www.dbs.com

3 of 3

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Enjoy up to 5% cash Enjoy up to 5% cash rebates at our partners Sheng Siong, SPC, Terms and conditions
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aycard for full details.

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and get 2% cash rebate on your overseas spend!

Revision to 3-hour Complimentary/Privilege Parking for cardmembers has Visit www.dbs.com/cards

been extended to 2 new malls - Bedok Mall and Westgate. for details.
Complimentary/
Privilege Parking Effective 1 Feb 2014, qualifying spend for Complimentary/Privilege
Parking will also be revised to S$1,200/S$1,800 charged in each
for DBS CapitaCard
calendar month on the same DBS CapitaCard.

DBS Rewards Please be informed that with effect from 4 February 2014, the
points required for the transfer of Asiamiles, will be revised from
5000 to 10,000 DBS points.

Co. Reg. No. 196800306E

Get Extra Cash With your DBS/POSB Credit Cards, you can now get access to Cash Advance fee and
extra cash through 4 convenient channels:- interest applies. For more
Anytime, Anywhere!
details, please visit
www.dbs.com/cards.
DBS/POSB ATMs*, DBS/POSB Branches, Cash-On-Call service
at 1800-111 1111 or +65 6327 2265 while overseas and DBS iBanking *Cash Advance PIN is
at www.dbs.com/cards. required for withdrawal
via ATM.

Monthly Customer We value your feedback on our service. Acorn Research Consultants
Satisfaction Survey may contact you for a phone/online survey on your banking
experience with us. We would appreciate your participation in this
survey.

SAUSE HELBART BLANCA

CARD TOTAL OUTSTANDING MINIMUM PLS INDICATE THE PAYMENT BANK'S REF
BALANCE PAYMENT AMOUNT FOR EACH A/C
POSB everyday $ 1,991.40 $ 109.74 5520 3800 1323 0384

TOTAL $ 1,991.40 $ 109.74 $

STATEMENT PRINTED ON 14 Jan 2014

SERIAL NO: 20334
CUSTOMER NO: R702000000000288972

0 5520380013230384 0000199140 0000010974 0

 UPDATE YOUR MAILING ADDRESS OR CONTACT DETAILS THROUGH iBANKING AT www.dbs.com.sg/personal
OR AT ANY AXS STATION

USEFUL INFORMATION ON YOUR DBS CREDIT CARD

Monthly Minimum Payment
The monthly minimum payment due is calculated at 3% of the statement
balance (or S$50, whichever is greater) plus any amount that is overdue
and/or exceeds your credit limit. If the grand total balance of all your
credit cards exceeds the approved credit limit, the minimum payment
stated on your payment coupon has to be paid immediately.
Modes of Payment
ATM/ AXS station/ iBanking/ Phone Banking - Payments can be
made at any DBS/ POSB ATM, AXS station, through DBS iBanking at
www.dbs.com.sg/personal or Phone Banking at 1800 1111111. If you
wish to pay more than one Card Account, please make payment
separately to the respective Card Accounts.
Interbank GIRO - Payments will be deducted automatically on the
Payment Due Date from your designated bank account as stated on
your Interbank GIRO Application Form. Please allow at least two
working days for your Card Account to be credited.
Cash - Cash payments are accepted at all DBS/POSB branches.
Please allow at least two working days for your Card Account to be
credited. Please DO NOT send cash by mail.
Cheque - Cheque should be crossed and made payable to
DBS-Cards. Please allow 3 working days for your Card Account to be
credited. If you wish to pay more than one Card Account, please
indicate on the payment coupon and the back of the cheque the
amount payable for each Card Account. Otherwise, payment will be
apportioned at the Bank's discretion.
Please mail your cheque together with the completed payment
coupon using the reply envelope provided, and kindly ensure that the
cheque payment is received and credited to your Card
Account by the payment due date.
If you plan to make a Quick Cheque Deposit, please ensure that the
cheque payment is deposited in the Quick Deposit boxes before
1.00pm on a working day.
Late Payment Charge Per Account
Outstanding Balance Late Payment Charge
Up to S$50 no charge
S$50.01 & above S$55
DBS POINTS
You can redeem your DBS Points for a wide range of exciting rewards or an annual fee waiver** on your Principal Card Account. For our latest rewards available,
please visit our DBS Online Rewards Website at https://rewards.dbs.com/. Or redeem your DBS Points on the go with DBS Mobile Rewards App and enjoy
instant redemption at selected merchants. Download it now from your App Store or Google PlayTM Store app.
Cash Advance
Fee: 6% (effective 1 September 2013) of the amount withdrawn per
transaction or S$15, whichever is greater.
Finance Charge: 2% per month (effective interest rate 24% p.a.) on the
amount withdrawn is chargeable on a daily basis from the withdrawal date until
full payment (minimum charge of S$2.50).
Please note that the fees and finance charges quoted are subject to
compounding if charges are not repaid in full.
Returned Cheque/ GIRO Payment
S$20 for every returned cheque.
S$30 for every returned GIRO payment.
Statement Retrieval (Inclusive of GST)
S$5.35 per statement beyond current three months.
Merchant Sales Draft Retrieval (Inclusive of GST)
S$5.35 per copy.
Overlimit Fee
S$40 if the total outstanding balance on your account exceeds the credit limit
at any time.
Transactions in Foreign Currencies
Transactions in US dollars shall be converted to Singapore dollars on the date
of conversion. Transactions in foreign currency other than US Dollars will be
converted into US dollars before being converted into Singapore dollars. All
conversions shall be based on the prevailing wholesale interbank rates or the
government-mandated rate, as shall be determined by the respective card
associations, namely VISA International, MasterCard International & American
Express International, Inc. The rate used for the conversion may be different
from the rate in effect on the date of the transaction due to market fluctuation.
All transactions in foreign currency are subject to a charge imposed by the
respective card associations, either as a reimbursement charge representing
the charge imposed on us or as a direct charge to you. For foreign charges
converted by American Express, American Express applies a conversion factor
of 1% to the converted amount.
An administrative fee for services provided or actions taken by us in relation to
such foreign currency transactions shall be payable by you and debited to your
Card Account. The prevailing administrative fee is 1.5% of the foreign currency
transaction amount for transactions involving VISA International and
MasterCard International and 2% of the foreign currency transaction amount
for transactions involving American Express International, Inc.

Google Play is a trademark of Google Inc.

**ANNUAL FEE WAIVER

You can only redeem for your Principal/ Supplementary Card Account's annual fee waiver one month before annual fee is due. For DBS Points required to redeem
for your Supplementary Card's annual fee, please visit https://rewards.dbs.com/.

Redemption of Annual Fee DBS Points Redemption of Annual Fee DBS Points Redemption of Annual Fee DBS Points
Code Code Code
Waiver for (Principal Card): Required Waiver for (Principal Card): Required Waiver for (Principal Card): Required

DBS Woman's Platinum

DBS Altitude Visa Signature 4,000 003 DBS Esso Platinum 1,200 013 3,600 019
MasterCard
DBS Woman's World
DBS NUS Alumni Platinum 3,200 007 DBS MasterCard Platinum 4,000 014 4,000 020
MasterCard
DBS Takashimaya Visa
1,500 009 DBS Visa Platinum 4,000 015 Live Fresh DBS Visa Platinum 1,500 035
Platinum
DBS Takashimaya Platinum
DBS Black American Express® 3,600 011 4,000 016 DBS Altitude American Express® 4,000 043
American Express®