Best Microcredit Software in

Bangladesh

Microcredit Software: To optimize microcredit operations and in a

view to promoting them to the advanced IT world, we have thought of a
wonderful idea. We have developed the Semicolon Microcredit
Solution – MATIR BANK to diminish the obstacles mentioned above
and facilitate these organizations in an automated mode.
Matir Bank - Microfinance Made Simple!
Microcredit in Bangladesh

• Microcredit, we can call this microloan as well – the idea is simple enough: By giving a very small loan to someone
living in a poor country, you could help them expand a small business, which would lift their family out of poverty.
When they pay back the loan, the money can be cycled to more borrowers, getting more families out of poverty.
Organizations offering microcredit to poor borrowers — many living on $2 or less per day — took off in those
decades.
• Investors and donors poured money into microcredit, hundreds of organizations offered loans, and the number of
borrowers worldwide skyrocketed to 211 million by 2013. We should see it as a way to expand options for poor
people by offering more reliable financial services. Extremely poor people need these services just like everyone
else, and the availability of capital to deal with irregular and at times unpredictable incomes is a huge help to them.
This benefit, along with its impressive growth around the world, arguably makes microcredit a success.
• Economist Muhammad Yunus as well as Dr. Fazle Hasan Abed has played a big role in shaping the new perspective.
Female empowerment also became integral to the story. Many microcredit institutions made it a priority to lend to
groups of women (about 80 percent of microcredit borrowers are now women).
Microcredit Software

• To date, many microcredit organizations are operating their services and calculating manually,
topmost they are using Microsoft Word for documentation and Excel for simple calculation. It’s a
matter of regret that in this advancing world such brilliant and humanitarian, and most of all such
financial, institutions are left behind of the ICT’s growth and advancement.
• Yes, there are “some too many” software regarding microcredit on the market at present, in
Bangladesh, in India as well as in some other countries. Though South Asia is the core place of
the microfinance system in the world, there are too many microcredit organizations out of league
here due to some obstructions on the path of advancement to ICT here.
Microcredit Software
Financial Aspect
Microcredit institutions are facing
difficulties in grasping automated
software systems mainly due to
financial aspects. The institutions run
on borrowing very small amounts to
people and recycling that, so most of
the time they cannot afford such
advanced system at a high price.
Portability
Such institutions find it
problematic in terms of
portability of the system as well
as probable data loss.
• Complexity
• The next problem they face is the difficulty in operation.
• Limited Functionality
• Sometimes the software is not a full-fledged system rather
they are charged differently for microfinance as well as office
operations and others.
• Automated Advancement
• There are more unheard-of obstacles and most of all,
microcredit institutions are not well aware of possibilities that
exist for them in the ICT world for automated advancement.
• Limited Functionality
• Sometimes the software is not a full-fledged system rather
they are charged differently for microfinance as well as office
operations and others.
Semicolon Microcredit Solutions | MATIR BANK

• Best Microcredit Software in Bangladesh: Semicolon IT Solutions, a software development

company located at Sheikh Hasina Software Technology Park, Jashore, Bangladesh offers various
automated software solutions to fields like microcredit, school management, office ERP, govt.
case management, govt. seeds management and the evergreen stock/inventory and POS
systems.
• They also provide website and e-commerce development services, graphic design, and digital
marketing supports. Not to mention, we provide basic to advanced training in ICT to the young
generation.
MATIR BANK - Best Microcredit Software in
Bangladesh
• To optimize microcredit operations and in a view to promoting them to the advanced IT world,
we have thought of a wonderful idea. We have developed the Semicolon Microcredit
Solution to diminish the obstacles mentioned above and facilitate these organizations in an
automated mode.
•
Budget-Friendly
• Usually, microcredit software takes a lot of time and labor to prepare a full solution package, so
the price is high. However, Semicolon IT Solutions has prepared this within a couple of months
with smart labor. As a result, we can provide this solution very fast and of course at a price lower
than the others.
Complete Automated Solution
Ours is a full-fledged solution that includes a
complete microcredit system with proper
accounting and banking modules along with a full-
fledged office management system that includes
employee management, payroll, etc. as well as
proper accounting and report generation modules.
So, to speak, Semicolon Microcredit Solution is a
complete automated solution to any microcredit
institution.
Scalability
Any microcredit institution. small
to large the scaling does not
matter. In spite of such provision,
our time taken for production is
low and our cost of production is
under our client’s grasp.
• Modularity
• Our software is a modular one. We can set up this for multiple branches
of the same institution and provide maintenance and control from a
super admin dashboard.
• Customizable
• This software is prepared from the scratch making it user-friendly, fully
customized to client’s needs and we are very much capable of further
customizing this if the necessity arises and customer demands.
• Portability
• Semicolon Microcredit Solution offers this automated solution online
with the security of data. As being online and web-based, clients can
access this from anywhere and anytime and with the help of any device
that is connected to the internet.
• Present Day Tech
• Semicolon Microcredit Solution is developed with modern
technologies such as React JS for frontend, Node JS for backend as
well as MongoDB for the database. Microcredit software developed
with such modern technologies is a rare gem at this time.
 Specialties of MATIR BANK One Platform

• Let’s overview the specialties of the Semicolon Microcredit • A full solution including microfinance system, office
Solution at a glance. management, account, and report in one platform.
• Low cost • Can serve unlimited branch with a single super dashboard
• Less manpower • Device friendly; cross-platform performance
• Fast delivery • Portability
• Ready product • Data security
• Fully customizable • User-friendly
• Modern technology • Multiple language support
• Fast operation • Possible to fully integrate client’s native language in total
software
• Modular model
• Report generation, export to various formats, printable.
Major Modules of Our Microcredit
Software
Microcredit Management:
Savings and Loans
Customer Registration

Customer List
• Generate savings account

Pending Request • Saving and loan collections

Micro Accounts:
• Withdraw
Account opening request
• Loan disbursement
All transactions

Microcredit accounts • Loan accounts

Deposits: • Account statements
Generate deposit account
• Cheque return
Collection/Withdraw

Profit distribution
Click For Skype Call:
Deposit clearing • Parvez Mahmud
Deposit statement
• Office Management:
• Employee registration
• Employee list
• Salary increment
• Provident fund
• Training
• Generate pay slip
• Pay roll
• Assets and welfare fund
• Accounting:
• Banking
• Deposit and withdraw
• Receivable and payable
• Transactions
• Income and Expense report
• Demo:
• And many more where these came from … We look forward to demonstrating our software in
direct contact or over Skype live chat.
• Click For Skype Call:
• Parvez Mahmud
• Microcredit Software SaaS Pricing
• SaaS Module - Monthly Subscription Based Pricing.
• Semicolon IT Solutions offers its Microcredit Software under 2 alternate pricing terms. The first
one is this SaaS module. This term of ours depicts a monthly subscription-based plan for
organizations that assume this plan ok for them or people who do not want a payment hassle just
in the beginning.