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(A company incorporated under Indian Companies Act, 1956 and licensed by Insurance
Regulatory and Development Authority of India (IRDAI) vide Regd.No. 113) Regd. Office: GE
Plaza, Airport Road, Yerwada, Pune 411006 (India)
Travel Elect Group Policy
Malaysia 1 Passenger(s)
Policy Certificate Number Sum insured Coverage start date Coverage end date
03/07/2022 09/07/2022
COI2112141714381749303326 $ 50,000 1:38 23:59:59
Who's Travelling
INDERJEET SINGH
In case of sickness or accidental injury during your journey we will cover the cost of treatment that includes local medical transportation and day
care treatment.
Personal Accident
Cover: USD 15,000
Benefit amount for accidental bodily injury, resulting in death or permanent total disability during the course of your journey
Benefit amount is settled by us in case of complete and permanent loss or destruction of your checked baggage.
In case of delay in receiving your checked baggage we will pay you for the expenses related to purchase of toiletries, medication and clothing to
replace those contained in the checked baggage.
Loss of Passport
Cover: USD 250
Deductible USD 25 (has to be borne first by the insured)
In case your passport is lost, stolen or damaged outside your country, we will cover the expenses incurred by you in obtain a duplicate passport
Personal Liability
Cover: USD 100,000
Deductible USD 100 (has to be borne first by the insured)
We will cover you for any legal expenses incurred by you towards damages or third party civil claims during your journey towards
Trip Delay
Cover: USD 25 per 12 day to max USD 120 For senior citizens - USD 20 per hour max up to USD 120
Deductible 12 hours (has to be borne first by the insured)
If the aircraft in which you have booked your travel tickets is delayed beyond certain limits then we will pay you the benefit amount
Trip Cancellation
Cover: USD 500
In the event of an unavoidable cancellation of the trip then we will cover the non-refundable expenses of your trip
We will cover the treatment expenses related to dental services availed by you for immediate relief of dental pain or due to accidental dental
injury suffered by you
If you need emergency cash following incidents like theft/burglary of your luggage/money or hold-up, then we will provide you the same
Missed Connection
Cover: USD 100
Deductible 12 hours (has to be borne first by the insured)
We will cover you for the travel charges incurred you in case you miss a connecting flight due to certain delay of your flight from India
In order to meet your daily expenses when you are hospitalized, we will cover you with a fixed daily cash allowance
Benefit cover for an accidental bodily injury, resulting in death or permanent total disability during the course of your journey while travelling in a
common carrier such as aircraft, rail, tram or bus.
Repatriation
Cover: USD 5,000
We will settle the expenses incurred by the insured's beneficiary in the event of death of the insured during the trip
Hijack Cover
Cover: USD 50 per day max up to USD 300
In case you are detained by hijackers following hijacking of any aircraft, then we will pay for upto your sum insured
We shall reimburse the expenses incurred by you towards celebration of achieving a hole-in-one during your trip
Trip Curtailment
Cover: USD 200
In the event of an unavoidable early return from the trip then we will cover the non-refundable expenses of your trip
We will pay you for the claims made in respect of loss or damage to contents of your home in India cause by actual or attempted burglary and /
or robbery
We will pay you for your early return back to India if you suffer from an illness or meet with an accidental during the course of your journey
Bounced Hotel
Cover: USD 500
In case you are unable to get confirmation on booking of your hotel services then we will reimburse you the cost of expenses relating to
transportation to the alternative hotel, cost of up gradation of a superior class of hotel if availed by you
Benefit for accidental bodily injury, resulting in death or permanent total disability during your travel intended from home to airport on the date of
travel and also on your arrival back to India for your travel intended from the airport to home
Declaration
I, on behalf of all the insured [as stated by me], understand that this policy has been issued, purely
based on the information vis-à-vis declaration, as provided by me to PhonePe Insurance Broking
Services Private Limited. I, further understand that the policy shall not be valid from its inception [void ab
initio], if any of such information provided by me, stands incorrect. I fully understand that this policy shall
not cover any pre-existing medical condition(s)/injury(ies)/illness(es)/deformity(ies), complication(s) and
likewise, arising from them, whether declared or undeclared.
Consolidated Stamp Duty of Rs. 0.5/- paid towards Insurance Stamps vide Challan No. MH014271630202021M Defaced No. 000136973201819/ order
no. CSD/45/2018/2156/18 dated 11.06.2018 dated 08-JUN-18 timing 17:49:13 of General Stamp office, Mumbai, India. BAGIC GST No:
07AABC5730G1ZZ | Principal Location : Block No-4, 7th Floor, DLF Towers, 15, Shivaji Marg, - New Delhi - 110015 PH : 011-6627800 | Services
Accounting Code : 997136 - Frieght insurance services & Travel insurance services. No reverse charge is payable on these services. | Invoice No. : OG-
22-1701-6320-00001906