G present perfect and past simple V money P the letter 0 VOCABULARY money a (34) Listen toa song about money Complete the gaps with phrases A~G A amaterial world B comes with a fee C foot the bill D for free E paper or plastic F shopping sprees G with money b_ Listen again and read the lyrics. Which phrase (A~G) means...? 1 rich 2 cash or credit cards 3 you have to pay for it 4 pay the bill 5 that you don't have to pay for 6 buyinga lot ofthings at one time What do you think the song is saying? Do youthinkitis...? + very cynical + sad, but sometimes true + offensive to women (and men) 4. > p.154 Vocabulary Bank Money. es™. Have you paid the phone bill yet? Yes, | paid it yesterday. Educated, He's well-dressed Not funny ‘And not much to say in Most conversations But hell? in All situations “Cause he pays for everything \ Girls don't like boys, girls lke cars and Money Boys will laugh at girls when they're not funny Don't matter She'll have ie Vacations And* These are afew (Of her favourite things She'll get what she wants If she’s willing to please His type of girl Always ® Hey, now, there's nothing * Girls don’t like boys, girls like cars and foney }oys will laugh at girls when they're not funny Be ee NE these girls like these boys like these boys like these girls, = “The girl with the bodies ike boys wth Ferraris Girls don't like boys, girls like cars and money All of these boys, yeah get all of these girlsPRONUNCIATION the letter o Can you remember which word rhymes with money in the song Girls & Boys? Look at some more words with the letter o. Put them in the correct column. lathes cost dollar done honest loan money note nothing owe shopping some sold won worry @38)) Listen and check. Look at some words with the letters ar. How is or normally pronounced when it’s stressed? Which two are different? afford order worth organized mortgage store work @39)) Listen and check Practise saying these sentences. Let's go shopping for clothes, Can I borrow some money? He wona million dollars. ‘They can't afford to pay the mortgage. Iwork in astore. I've done nothing wrong. READING & SPEAKING Read the questionnaire and choose your answers. Compare your answers with a parmer. Say why > Communication Spender or saver? p.104. Find out if you area spender ora saver, LISTENING 40}) Listen to six people answering the question Are _you a spender or a saver? How many are savers? and match speakers 1-6 with A-F. Who...? alwayshas money in the bank often ends up with no money thinks he | sheis careful with money, but not mean 1D enjoys spending money on his [ her hobby E __ cansave money ifhe / she needs to F |_| prefers to live now than worry about the future ARE YOU A SPENDER OR A SAVER’ 1 You go shopping and you see something very ‘expensive that you really want, but can't afford. You... 2 buyiit with your credit card. You can worry about the bill next month, 'b already have some money in the bank and plan to. save for a couple of weeks and then buy the thing you want, ¢ borrow the money and agree to pay back a small amount every week. 2 You get £100 for your birthday. You... 4. spend some of it and save some. 'b go straight toa shopping centre and spend ital. ‘¢ putalllof ic in your bank account until you know what you wane to spend it on, 3 Do you always know how much money you have, how much money you have spent, and on what? ‘2 Yes. im very organized and know exactly what | have and what I've spent. No: haven't got a clue, When | have money | usually Just'spend it. {¢ I usually have a rough idea about what | spend my money on. iend, but back 4 You've borrowed some money from a you don’e think that you'll be able to pay by the time you promised to. You... a don't worry about it. Hopefully your friend will forget about it too! 'b work out how much money you have and how much you owe. You speak to your friend and explain the situation and offer to pay the money back in small instalments, «© speak to your friend and promise that you'll pay him / hher back, but it mighe take-a bie longer than you first. thought 5 You have a friend who often borrows money from you and never pays it back. He / she wants to borrow £50. You. 1 lend him / her the money. You can afford it and It doesn’t matter if you don’t get it back. say no; he / she owes you too much already. lend the money, bur explain that itis the lase time, ‘until he/she has paid back this loan o> EA5 GRAMMAR present perfect and past simple @ Inpalrs: baer each pasate the a Read the conversation. Whatare they arguing about? a - an) Readtheconvesatonagainandputtheverbsinthe HAVE YOU EVER...? > present perfect or the past simple. Then listen and check. + bought or sold something on eBay or a similar site + lost a credit card or your wallet + saved for something for along time S ++ wasted money on something you've never used ‘+ won any money feg inalottery) _ + lent money to someone whodditpay ~ NL youbeck whene ) + bought something ontine andthen \_/ discovered that it was a scar o_ + been charged too much ina restaurant “The phone bill t® — lative this morning. And we” (not pay) the electricity bill yet. ‘Well, what about the iPad you* _ (buy) last week? What about it? What vou? {not need) anew one. The old one ?_—C happened? ~___ (work) perfectly well. D But! (need) the new model. K well (need) some new shoes. Have you ever bought or \ (Yes, sold my scrmemmiaeis eis © Doweuse the present perfect (PP) or past simple (PS)...? 1 for acompleted action in the past Who did you sellit to? How 2 for recent actions when we don't ask /say exactly when ‘much id you sali for? 3 in sentences with ust, yet,and already > p.134 Grammar Bank 2A. Learn more about the present perfectand past simple, and practise them. 6B