TC 3.

49
VALOR DEPARTAMENTO 87000 dolares
VALOR DEPARTAMENTO 303630 soles
IMPORTE 23000 soles
PLAZO 20 años
CUOTAS MENSUALES
TASA 3% mensual
SUELDO
AHORROS 25000
CUOTA INICIAL 48000

CAPITAL 255630
1) CUOTA S/7,675.27

2) 10 años 120

PERIODO CUOTA INTERES

0
1 S/7,675.27 7668.9
2 S/7,675.27 7668.70889
3 S/7,675.27 7668.51205
4 S/7,675.27 7668.3093
5 S/7,675.27 7668.10047
6 S/7,675.27 7667.88538
7 S/7,675.27 7667.66383
 8 S/7,675.27 7667.43563
9 S/7,675.27 7667.2006
10 S/7,675.27 7666.9585
11 S/7,675.27 7666.70915
12 S/7,675.27 7666.45232
13 S/7,675.27 7666.18778
14 S/7,675.27 7665.9153
15 S/7,675.27 7665.63465
16 S/7,675.27 7665.34558
17 S/7,675.27 7665.04784
18 S/7,675.27 7664.74117
19 S/7,675.27 7664.42529
20 S/7,675.27 7664.09994
21 S/7,675.27 7663.76483
22 S/7,675.27 7663.41967
23 S/7,675.27 7663.06415
24 S/7,675.27 7662.69796
25 S/7,675.27 7662.32079
26 S/7,675.27 7661.93231
27 S/7,675.27 7661.53217
28 S/7,675.27 7661.12003
29 S/7,675.27 7660.69552
30 S/7,675.27 7660.25827
31 S/7,675.27 7659.80791
32 S/7,675.27 7659.34404
33 S/7,675.27 7658.86625
34 S/7,675.27 7658.37413
35 S/7,675.27 7657.86725
36 S/7,675.27 7657.34516
37 S/7,675.27 7656.8074
38 S/7,675.27 7656.25351
39 S/7,675.27 7655.68301
40 S/7,675.27 7655.09539
41 S/7,675.27 7654.49015
42 S/7,675.27 7653.86674
43 S/7,675.27 7653.22463
44 S/7,675.27 7652.56326
45 S/7,675.27 7651.88205
46 S/7,675.27 7651.18041
47 S/7,675.27 7650.45771
48 S/7,675.27 7649.71333
49 S/7,675.27 7648.94662
50 S/7,675.27 7648.15691
51 S/7,675.27 7647.34351
52 S/7,675.27 7646.50571
53 S/7,675.27 7645.64277
54 S/7,675.27 7644.75394
55 S/7,675.27 7643.83845
56 S/7,675.27 7642.8955
57 S/7,675.27 7641.92425
58 S/7,675.27 7640.92387
59 S/7,675.27 7639.89348
60 S/7,675.27 7638.83217
61 S/7,675.27 7637.73903
62 S/7,675.27 7636.61309
63 S/7,675.27 7635.45338
64 S/7,675.27 7634.25887
65 S/7,675.27 7633.02853
66 S/7,675.27 7631.76127
67 S/7,675.27 7630.456
68 S/7,675.27 7629.11157
69 S/7,675.27 7627.72681
70 S/7,675.27 7626.30051
71 S/7,675.27 7624.83141
72 S/7,675.27 7623.31825
73 S/7,675.27 7621.75968
74 S/7,675.27 7620.15437
75 S/7,675.27 7618.50089
76 S/7,675.27 7616.79781
77 S/7,675.27 7615.04363
78 S/7,675.27 7613.23683
79 S/7,675.27 7611.37583
80 S/7,675.27 7609.45899
81 S/7,675.27 7607.48465
82 S/7,675.27 7605.45108
83 S/7,675.27 7603.35651
84 S/7,675.27 7601.19909
85 S/7,675.27 7598.97696
86 S/7,675.27 7596.68816
87 S/7,675.27 7594.33069
88 S/7,675.27 7591.90251
89 S/7,675.27 7589.40147
90 S/7,675.27 7586.82541
91 S/7,675.27 7584.17206
92 S/7,675.27 7581.43911
93 S/7,675.27 7578.62418
94 S/7,675.27 7575.72479
95 S/7,675.27 7572.73843
96 S/7,675.27 7569.66247
97 S/7,675.27 7566.49424
 98 S/7,675.27 7563.23096
99 S/7,675.27 7559.86978
100 S/7,675.27 7556.40776
101 S/7,675.27 7552.84188
102 S/7,675.27 7549.16903
103 S/7,675.27 7545.38599
104 S/7,675.27 7541.48947
105 S/7,675.27 7537.47604
106 S/7,675.27 7533.34221
107 S/7,675.27 7529.08437
108 S/7,675.27 7524.69879
109 S/7,675.27 7520.18165
110 S/7,675.27 7515.52899
111 S/7,675.27 7510.73675
112 S/7,675.27 7505.80074
113 S/7,675.27 7500.71666
114 S/7,675.27 7495.48005
115 S/7,675.27 7490.08634
116 S/7,675.27 7484.53082
117 S/7,675.27 7478.80864
118 S/7,675.27 7472.91479
119 S/7,675.27 7466.84412
120 S/7,675.27 7460.59133

RESPUESTA S/248,471.70

2) S/248,471.70 RPTA
 240 mensual

mensual

AMORTIZACION SALDO
255630
S/6.37 S/255,623.63
S/6.56 S/255,617.07
S/6.76 S/255,610.31
S/6.96 S/255,603.35
S/7.17 S/255,596.18
S/7.38 S/255,588.79
S/7.61 S/255,581.19
 S/7.83 S/255,573.35
S/8.07 S/255,565.28
S/8.31 S/255,556.97
S/8.56 S/255,548.41
S/8.82 S/255,539.59
S/9.08 S/255,530.51
S/9.35 S/255,521.16
S/9.64 S/255,511.52
S/9.92 S/255,501.59
S/10.22 S/255,491.37
S/10.53 S/255,480.84
S/10.85 S/255,470.00
S/11.17 S/255,458.83
S/11.51 S/255,447.32
S/11.85 S/255,435.47
S/12.21 S/255,423.27
S/12.57 S/255,410.69
S/12.95 S/255,397.74
S/13.34 S/255,384.41
S/13.74 S/255,370.67
S/14.15 S/255,356.52
S/14.57 S/255,341.94
S/15.01 S/255,326.93
S/15.46 S/255,311.47
S/15.93 S/255,295.54
S/16.40 S/255,279.14
S/16.90 S/255,262.24
S/17.40 S/255,244.84
S/17.93 S/255,226.91
S/18.46 S/255,208.45
S/19.02 S/255,189.43
S/19.59 S/255,169.85
S/20.17 S/255,149.67
S/20.78 S/255,128.89
S/21.40 S/255,107.49
S/22.05 S/255,085.44
S/22.71 S/255,062.74
S/23.39 S/255,039.35
S/24.09 S/255,015.26
S/24.81 S/254,990.44
S/25.56 S/254,964.89
S/26.32 S/254,938.56
S/27.11 S/254,911.45
S/27.93 S/254,883.52
S/28.76 S/254,854.76
 S/29.63 S/254,825.13
S/30.52 S/254,794.62
S/31.43 S/254,763.18
S/32.37 S/254,730.81
S/33.35 S/254,697.46
S/34.35 S/254,663.12
S/35.38 S/254,627.74
S/36.44 S/254,591.30
S/37.53 S/254,553.77
S/38.66 S/254,515.11
S/39.82 S/254,475.30
S/41.01 S/254,434.28
S/42.24 S/254,392.04
S/43.51 S/254,348.53
S/44.81 S/254,303.72
S/46.16 S/254,257.56
S/47.54 S/254,210.02
S/48.97 S/254,161.05
S/50.44 S/254,110.61
S/51.95 S/254,058.66
S/53.51 S/254,005.15
S/55.12 S/253,950.03
S/56.77 S/253,893.26
S/58.47 S/253,834.79
S/60.23 S/253,774.56
S/62.03 S/253,712.53
S/63.89 S/253,648.63
S/65.81 S/253,582.82
S/67.79 S/253,515.04
S/69.82 S/253,445.22
S/71.91 S/253,373.30
S/74.07 S/253,299.23
S/76.29 S/253,222.94
S/78.58 S/253,144.36
S/80.94 S/253,063.42
S/83.37 S/252,980.05
S/85.87 S/252,894.18
S/88.44 S/252,805.74
S/91.10 S/252,714.64
S/93.83 S/252,620.81
S/96.65 S/252,524.16
S/99.55 S/252,424.61
S/102.53 S/252,322.08
S/105.61 S/252,216.47
S/108.78 S/252,107.70
S/112.04 S/251,995.66
S/115.40 S/251,880.26
S/118.86 S/251,761.40
S/122.43 S/251,638.97
S/126.10 S/251,512.87
S/129.88 S/251,382.98
S/133.78 S/251,249.20
S/137.79 S/251,111.41
S/141.93 S/250,969.48
S/146.19 S/250,823.29
S/150.57 S/250,672.72
S/155.09 S/250,517.63
S/159.74 S/250,357.89
S/164.53 S/250,193.36
S/169.47 S/250,023.89
S/174.55 S/249,849.33
S/179.79 S/249,669.54
S/185.18 S/249,484.36
S/190.74 S/249,293.62
S/196.46 S/249,097.16
S/202.36 S/248,894.80
S/208.43 S/248,686.38
S/214.68 S/248,471.70
 ACTIVO1

COMPRA 200000
TASA ANUAL 0.01111111
VALOR RESIDUAL 10% PORCENTAJE
VALOR RESIDUAL 20000 CALCULO
AÑO DE USO 3 AÑOS
VALOR VENTA 194000

ACTIVO2

COMPRA 34000
TASA ANUAL 0.016
VALOR RESIDUAL 20% PORCENTAJE
VALOR RESIDUAL 6800 CALCULO
AÑO DE USO 2.5 AÑOS
VALOR VENTA 32912

ACTIVO3

COMPRA 120000
 TASA ANUAL 0.01025641
VALOR RESIDUAL 7% PORCENTAJE
VALOR RESIDUAL 8400 CALCULO
AÑO DE USO 2.5 AÑOS
VALOR VENTA 117138.462

ACTIVO4

COMPRA 78000
TASA ANUAL 0.00666667
VALOR RESIDUAL 7% PORCENTAJE
VALOR RESIDUAL 5460 CALCULO
AÑO DE USO 3 AÑOS
VALOR VENTA 76549.2

ACTIVO5

COMPRA 112000
TASA ANUAL 0.00952381 anual
VALOR RESIDUAL 20% PORCENTAJE
VALOR RESIDUAL 22400 CALCULO
AÑO DE USO 3 AÑOS
VALOR VENTA 109440
 RETIRO DIAS

1/31/2016 3/31/2016 60
3/31/2016 5/31/2016 61
5/31/2016 6/30/2016 1 30
6/30/2016 9/30/2016 92
9/30/2016 10/31/2016 31
10/31/2016 11/30/2016 2 30
11/30/2016 3/31/2017 3 121
 RETIRO

1/31/2016 3/31/2016
3/31/2016 5/31/2016
5/31/2016 6/30/2016 1
6/30/2016 9/30/2016
9/30/2016 10/31/2016
10/31/2016 11/30/2016 2
11/30/2016 3/31/2017 3
 CAPITAL 167000
TASA DIARIA 2.00% bimestral
0.033% dias

%INTERES ACUMULADO VF DEPOSITO INTERES INTERES ACUMULADO

RETIRADO
170340 20000 3340 3340
194210.89 30000 3870.89 7210.89
50% 226441.9 2231.01 9441.9
228556.54 50000 6835.59 11556.54
281421.18 100000 2864.64 14421.18
75% 385216.51 3795.33 18216.51
100% 386692.52 15138.39 19692.52
TOTAL 38075.8500

CAPITAL 103000
TASA DIARIA 6.00% semestral
0.032% dias
 %INTERES
DIAS ACUMULADO VF DEPOSITO INTERES
RETIRADO
60 105020.12 25000 2020.12
61 132613.1 40000 2592.98
30 50% 174297.6 1684.5
92 176322.59 35000 5173.79
31 213453.93 60000 2131.34
30 75% 276122.51 2668.58
121 100% 276917.72 10637.09
TOTAL 26908.4000
 RETIRO QUEDA VA

0 3340 190340
0 7210.89 224210.89
4720.95 4720.95 221720.95
0 11556.54 278556.54
0 14421.18 381421.18
13662.38 4554.13 371554.13
19692.52 0 367000
38075.85
 INTERES
ACUMULAD RETIRO QUEDA VA
O
2020.12 0 2020.12 130020.12
4613.1 0 4613.1 172613.1
6297.6 3148.8 3148.8 171148.8
8322.59 0 8322.59 211322.59
10453.93 0 10453.93 273453.93
13122.51 9841.88 3280.63 266280.63
13917.72 13917.72 0 263000
26908.4
 CAPITAL 32500
TASA 11.31% ANUAL
PLAZO 2.5 AÑOS 0.66666667

S1 34906.48748237
ADELANTA 500
P1 34406.48748237
S2 36300.0672527117
ADELNTA 800
P2 35500.0672527117
S3 38815.7213444835
ADELANTA 1200
P3 37615.7213444835
S4 39685.9230476135 2 AÑOS Y MEDIO

S5 48194.0844936486 3 AÑOS Y MEDIO

ÑOS Y MEDIO