Am I insured against

asteroids, meteors and

falling satellites?
Even when the sky seems to be falling,
insurance can provide peace of mind
Asteroid debris has been known to strike the planet, posing a risk to life and property.
While the likelihood of actually getting struck by a satellite, a meteor or an asteroid is
extremely rare, the good news is that if one of these falling objects does hit you, your
home, your car or your place of business, you would likely be financially protected by
insurance.
Falling objects—including satellites, asteroids, meteors and space debris—are covered
under standard homeowners and business insurance policies. These would cover the
damage that the falling object causes to the structure of the home or business, as well
as to property or belongings that are also damaged or destroyed as a result.
If a satellite, meteor or asteroid falls on your car, coverage is provided under the
optional comprehensive portion of an auto insurance policy. And if falling debris causes
an auto accident, the liability portion of the policy would cover medical expenses or
related lawsuits.
In the event that space debris were to strike a person, medical expenses for his or her
injuries would be paid for under health insurance and, in the tragic event of a death,
existing life insurance policies would be activated.