Table of Content

1. Aspiration Bank Review in 2020

2. Aspiration Bank
3. How is Aspiration Bank Distinctive from Others?
4. What do they offer?
 Savings Account
 Investment Account
 Retirement Account
5. What are they Giving Back?
 Poverty
 Water
 Education
 Environment
 Health
 Human Rights
 Opportunity Fund
6. Aspiration Bank vs. Wall Street
7. For and Against
8. Conclusion
Aspiration Bank Review In 2020
Do you have a large amount of money and confused about where to invest it? Are you tired of
conventional banking? Let us have a review of Aspiration Bank. It is a peculiar banking company.
As the name reveals, Aspiration Bank is something that urges you to aim and attain. If you are an
ambitious man, then you are at the right spot. It is perfect for those who pursue to achieve something
marvelous.

Aspiration Bank
Aspiration Bank follows the click-only business model. In other words, it has only an online presence.
It does not have any physical entity. Thus, it is an online banking company.
Aspiration Bank claims that they contribute to the betterment of society. They do so by increasing the
money of their worthy customers. Clients then use it for social welfare.
Ease comes after every hardship. Many of us are discouraged and dismayed on this way to skill and
success. Aspiration Bank is putting a soul of hope in its clients. It is keeping them motivated to see
the shining sun.

How is Aspiration Bank Distinctive from Others?

The feature of Aspiration Bank, which makes it different from others, is – trust. It has strong
confidence in its customers. We can know this by their policy of pay what is fair. Customers can pay
transaction charges as they wish, even it can be zero.
As compared to others like Wall Street, who only care for the key customers' Aspiration Bank is for
joe. It operates for everyone with no discrimination of poor or wealthy ones.
The cash management services and investment services at Aspiration Bank are favorable for society.
They do not finance your deposits in any anti-social industry or campaign like others.
They are tussling for improving the lives of Americans by contributing to charity. They dedicate 10%
of each transaction to social funding. It makes them a numero-uno fundraiser.

What do they offer?

The services at the Aspiration Bank are sleek and straightforward. Their policies are just and legal.
The operations are ethical and admirable. All the above, every common man has access to them. They
have the following straightforward services:
 Savings Account
 Investment Account
 Retirement Account
Savings Account
The savings account is one in which prospective customers can keep cash and utilize it. Moreover,
they will earn interest over the deposited money.
The APY (annual percentage yield) at Aspiration Bank is 1%, which is far better than that of
competitors. So, you can earn a handsome amount in interest.
There is no transaction fee over the ATM (automated teller machine). You can withdraw money free
of cost. You should use All point ATMs for this purpose.
By using their banking services, you can have good people/planet impact. In this way, you can fulfill
your need as well as accord with the social cause.
You can have 10% cashback on all purchases. Other than this, you will receive a bonus reward from
them if you shop from a green brand.
You can use the digital debit card unless you receive a physical debit card. You can choose your
monthly fee. If your personal information used somewhere else, then you will be compensated. Hence
facilitating you at each step.

Investment Account
You can open an investment account at Aspiration Bank also. Your money will be in safe hands.
Executives and professionals will handle your account.
You will be glad after investing with them. Because they will not use your money in any company
which has a minor link with carbon reserves. Thus, adding value to societal wellbeing.
The fee for opening this account is only $10. Therefore, attracting investors with such a small fee.
They have a welcoming attitude towards new investors.

Retirement Account
The IRA (individual retirement account) at Aspiration Bank is very beneficial for you. If you want to
live a happy and cozy life, then this account is for you.
You will earn money without any tension in paying taxes to IRS (internal revenue service). But you
must pay later. By doing this, you can grow your investment.
You will also confer to the planet as they will use your money in eco-friendly projects. They will not
invest your money in any activity, deteriorating the natural environment.
The opening fee of this account is only $10. You should avail of this opportunity before late.

What are they Giving Back?

Aspiration Bank is giving a lot of benefaction to society in a secure way. They dedicated their funding
to seven (7) humanitarian aspects. You are free to choose your favorite area for charity.

 Poverty
 Water
  Education
 Environment
 Health
 Human Rights
 Opportunity Fund

Poverty
Most of the humans in the world are living without a roof. They cannot fulfill their necessities. They
lack food and shelter. Aspiration Bank is determined to remove hunger and homelessness from the
world.
You can contribute as follows:
$20 = 1 child vaccination
$ 150 = 1 child, 1-year school breakfast
$ 100 = 1 llama for a family

Water
Approximately 5000 persons die due to the usage of unpurified water. We use water in various
activities in daily life. You can make a change by donating and saving lives.
You can influence:
$25 = 1 individual safe water

Education
America's future relies upon its next generation. So, providing equal resources to all the children is
needed. The companies which give training programs to teachers and education to students will
receive the education funds.
You can leave an impression in the world as:
$5 = 1 book
$250 = 1 child school fee

Environment
The notorious acts of humans and the advancement of the world put nature in menace. The animals
and plant species are becoming extinct day-by-day. The climate is changing adversely. Aspiration
Bank is making efforts to save nature.
Your funding can help them:
$ 25 = 50 trees
$ 50 = 1 environmental education program
Health
New diseases and calamities are hitting the earth every day. Huge investment and research are needed
to find a cure for them. The health funds go to organizations that provide vaccines and give health-
related training programs.
You can contribute as:
$ 25 = 1 first aid box

Human Rights
Along with equal resources, we also need equal rights to live and cherish. Human rights violation is
escalating. They are thinking of decisive actions to provide equal and fair rights.
You can leave a footprint as:
$ 50 = 1 unit in giving equal rights

Opportunity Fund
America's middle and working class is toiling to fulfill their basic needs. Aspiration Bank aims to
bring prosperity to them. They are committed to waiving penury and improving the quality of life of
Americans.
You will be a part of it as:
1 microloan ($5000) = 4.8 placements

Aspiration Bank vs. Wall Street

Wall Street is a big player in the banking industry. You can have a mind to use their services. Be
conscious before choosing them as your finance managing partner.
Wall Street only focuses on wealthier clients. They have special offers and behavior for precious
customers. They provide funding to the companies digging oil and gas. They support dirty politics by
investing in political campaigns.
On the contrary, the Aspiration bank is for all. They have the same attitude towards all humans. They
do not bother for rich or poor. They care for you because you are a human. They stay away from
hazardous projects. They are a leader in charity.
Be wise and vigilant while making the right decision!
For and Against
For
 High annual percentage yield
 Pay what is fair- even zero
 The account opening fee is minimal
 No fee deducted while using an ATM.
 No support for fossil fuel projects
 Changing the world by contributing actively to charity
Against
 No physical banking branch
 Limited investment options
 No loan or bill payment facilities

Conclusion
In short, investment is a rational decision. You should be careful before choosing a banking institute.
Aspiration Bank is not just a money-making machine. It is a community that trusts and cares for its
customers. They are determined to make the world a better place.
They do not need your money to become wealthier. They will use it for the wellbeing of humanity.
They are a leading charity company. You can manage your cash, along with contributing to a good
cause.
Why are you waiting or thinking? The best option is at hand – Aspiration Bank.
Go to their site and open an account. https://www.aspiration.com/