Self Help Groups

Presented by: Submitted to:

Aryan & Thahani Asha Ma’am
Bsc digital & cyber forensic
What are self help groups(SHG)?
Self Help Group A self-help group (SHG) is a village-based
financial committee usually composed of 10–20 local women or
men. SHGs are innovative organizational setup in India for
the women welfare. Self help group have been able to
activate small savings either on weekly or monthly basis
Need & importance of self help group
● Building of mutual trust between the promoting
organization and rural poor through regular contact and
actual efforts.
● Create confidence for the economic independence of rural
people.
● Providing easy access to credit
Characteristics of self help groups
The ideal size of an SHG is 10 to 20 members The group need
not be registered The group should meet regularly Members
have the same social and financial background. The group
consists of either only men or of only women. Monthly
meetings of members are held for solving their problems.
They generally create a common fund by contributing their
small savings on a regular basis. Loaning is mainly on the
basis of mutual need and
Functions of self help group
● SHGs provide savings mechanism (save small amount of
money) regularly to meet their emergency needs,to meet
the credit needs of the poor.
● Enhancing the social status of members.
● Facilitate members to become independent.
● To solve conflicts through group guidance and mutual
discussion.
● Providing literacy and increasing general awareness among
members, and Promoting numerically and equipping the poor
with basic skills required for understanding financial
dealings.
Government provisions for SHG
● Aajeevika- National Rural Livelihood Mission (NRLM)
It is a plans to facilitate women Self Help Group (SHGs) by
giving them bank loans of over Rs. 1,00,000 and up to 3,00,000
for undertaking various activities at easy interest rate.

● Pradhan Manyti Gram Parivahan Yojna

is a rural transport program which will provide
transportation facilities in remote villages and will also
generate employment for the locals of the village or area. The
project will take off from Bilaspur district in Chhattisgarh
and will cover around 20 areas of the North-eastern states.
Helpers in the formation of SHGs
● Social Workers
● Health workers
● Village level workers
● Banks
● Non Governmental Organizations (NGOs) etc.
References used:
● https://www.ncbi.nlm.nih.gov/
● https://www.drishtiias.com/
● https://nrlm.gov.in