To

The Branch Maneger

Ltd.
Tripura State Co-Operative Bank
Udaipur Branch, P/O: R.K.Pur,
Gomati, ripura
Sub:- Diserepaney of deducting HBL installment on monthly basis for my HBL-AJC No. 316 from my
Savings Bank A/C No. SBE-15428

Respected sir.

With greut disappointrnent l would like to reveal fact that I have availed a House Building Loan of

Rs. 6.50,000/- from your Bank. Interest as per agreement is @11% p.a. and Equitable Monthly Installment is
At the initial stage of repayment your branch was deducting EMI @ Rs.8599/- per month from
Rs.7605/
reminder of agreement, EMI is reduced to Rs.7599/- which has been
my Savings Bank Account. At per my
deducted from my SB A/C. regularly up to August'2013.Even sudden from Sert.2013 onwards a shocking

has been stopped where as I am maintaining

truth has come to my notice that deduction of HBL-316 EMI
been revealed when I asked
sutticient balance in my SB A/C for deduction of EMIl every month. This has
and Interest s:atement of my HBL A/C -316 for onward
submission ny authority to do the
for Recovery
that your Branch might have
Income Tax calculation for the Financial Year 2013-2014, and it also seems

charged some penalty for non-payment of regular EM1.

monthly Installme:! regularly

In this regard I want to ask the authority is it my fault not to deduct

to the Branch Manager for the purpose? And if it is y

where as irrevocuble power of authority is given
terns and condition of loan A/C. itf customer gt
mistake why I would take the financial burden? As per
SB A/C, it is Banks duty to deduc: EMI on
due mandate to Bank Authority to deduct loan EMI directly from
take financial burden?
monthly basis. If Bank failed to do so why custonier will extra

you thatl ?m not in a position to recover 5( Five) months EMI at a

In this connection, I clearly state
take necessary steps to do the
in your account.I think your Branch will
time to maintain my HBL standard
agony to maintain my family.
needful without giving me any metal

steps with productive and agreeable reply doing

I hope and believe that ybl will taks qdnstructive
anomalies.
away with all the

With regard, Yours faith fully,

Dated:22/01/2014
Susela Chaksshorty
Subrata Chakraborty
AT
Udaipur Ramesh H/S School
R.K.Pur,Udaipur, Gomati, Tripura