List of Financial Abbreviation

No
. Acronym Full Form

1 EBIT  Earnings Before Interest and Taxes

2 VAT  Value Added Tax

3 CFO  Chief Financial Officer

4 FCA  Foreign Currency Assets

5 CTS  Cheque Truncation System

6 FDI  Foreign Direct Investment

7 GDP  Gross Domestic Product

8 GST  Goods and Service Tax

9 FIPB  Foreign Investment Promotion Board

10 FII  Foreign Institutional Investors

11 CTT  Commodities Transaction Tax

12 ESI  Employees State Insurance

13 FCCB  Foreign Currency Convertible Bond

14 GPD  Gross Primary Deficit

15 UBB  Uniform Balance Book

16 NEFT  National Electronic Funds Transfer

 List of Financial Abbreviation
17 TAN  Tax-deduction Account Number

18 DLF  Delhi Land and Finance

19 GEF  Global Environment Fund

20 GIC  General Insurance Corporation

21 NAV  Net Asset Value

22 FDIC  Federal Deposit Insurance Corporation

23 FOREX  Foreign Exchange

24 CAO  Chief Accounting Officer

25 CFA  Chartered Financial Analyst

26 CVC  Central Vigilance Commission

27 EEA  Exchange Equalization Account

28 EXIM  Export-Import(Bank of India)

29 IBS  International Banking Statistics

30 IFAD  International Fund for Agricultural Development

31 IFR  Investment Fluctuation Reserve

32 LBS  Locational Banking Statistics

33 NFA  Non-Foreign Exchange Assets

34 NSSF  National Small Savings Fund

 List of Financial Abbreviation
35 RLA  Recoveries of Loans & Advances

36 SNA  System of National Accounts

37 SECC  Socio Economic & Caste Census

38 CBDT  Central Board of Direct Taxes

39 FCEB  Foreign Currency Exchangeable Bonds

40 UBD  Urban Banks Department

41 RLC  Repayment of Loans to Centre

42 IFS  International Financial Statistics

43 IDD  Industrial Development Department

44 EEC  European Economic Community

45 EFR  Exchange Fluctuation Reserve

46 CFM  Certified Financial Manager

47 FRB  Federal Reserve Board

48 IRA  Individual Retirement Account

49 CA  Chartered Accountant

50 PGS  Payment Gateway System

51 NBFC  Non-Banking Finance Companies

52 NAS  National Account Statistics

 List of Financial Abbreviation
53 KCC  Kisan Credit Card

54 IFC  International Finance Corporation

55 IAS  Integrated Accounting Systems

56 FINO  Financial Inclusion Network & Operations Limited

57 EIB  European Investment Bank

58 EDF  Export Development Fund

59 AFS  Annual Financial Statement

60 WEF  World Economic Forum

61 UNFPO  United Nations Fund for Population Activities

62 STT  Securities Transaction Tax

63 RIDF  Rural Infrastructure Development Fund

64 PPF  Public Provident Fund

65 PAC  Public Accounts Committee

66 MAT  Minimum Alternative Tax

67 IES  Indian Economic Service

68 ICOR  Incremental Capital Output Ratio

69 GDR  Global Depositary Receipt

70 CECA  Comprehensive Economic Cooperation Agreement

 List of Financial Abbreviation
71 CBS  Core Banking Solution

72 BCBS  Basel Committee for Banking Supervision

73 AMFI  Association of Mutual Funds in India

74 USP  Unique Selling Proposition

75 CEPA  Comprehensive Economic Partnership Agreement

76 CIBIL  Credit Information Bureau India Limited

77 GNP  Gross National Product

78 AIR  Assumed Interest Rate

79 VPA  Virtual Payment Address

80 USD  United States Dollar

81 UPI  Unified Payments Interface

82 UBIN  Unique Business Identification Number

83 SIFI  Systematically Important Financial Intermediaries

84 UCN  Uniform Code Numbers

85 APR  Annual Percentage Rate

86 CAG  Comptroller and Auditor General of India

87 COB  Close of Business

88 CRR  Cash Reserve Ratio

 List of Financial Abbreviation
89 ECC  Excise Control Code

90 EOD  End of the Day

91 FEMA  Foreign Exchange Management Act

92 IT  Income Tax

93 IPO  Initial Public Offering

94 MICR  Magnetic Ink Character Recognition

95 NPA  Non-Performing Assets

96 NSE  National Stock Exchange

97 NIFTY  National Stack Exchange Fifty

98 PSI  Pound per Square Inch

99 SKU  Stock Keeping Unit

100 SIP  Systematic Investment Plan

101 SLA  Service Level Agreement

102 TA&DA  Travelling Allowance & Dearness Allowance

103 TIN  Taxpayer Identification Number

104 RTGS  Real Time Gross Settlement

105 CTC  Cost To Company

106 AMC  Annual Maintenance Contract

 List of Financial Abbreviation
107 SEBI  Securities and Exchange Board of India

108 KPO  Knowledge Process Outsourcing

109 FOB  Free on Board

110 GBP  Great Britain Pound

111 MOU  Memorandum of Understanding

112 CMA  Credit Monitoring Analysis

113 ABCDE  Annual Bank Conference on Development Economics

114 ADR  American Depositary Receipt

115 ITO  Income-Tax Officer

116 IPCC  Intergovernmental Panel on Climate Change

117 HUDCO  Housing and Urban Development Corporation

118 ECA  Essential Commodity Act

119 CAR  Capital Adequacy Ratio

120 ATM  Automatic Teller Machine

121 APL  Above Poverty Line

122 BOP  Balance of Payments

123 PPP  Public private partnership

124 OGL  Open General License

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125 NFO  New Fund Offers

126 MFIN  Micro Finance Institution Network

127 MEP  Minimum Export Price

128 ISS  International Space Station

129 ILO  International Labor Organization

130 GFD  Gross Fiscal Deficit

131 DRI  Differential Rate Of Interest

132 CPI  Consumer Price Index

133 BOE  Bill of Exchange

134 AIC  Agricultural Insurance Company

135 WTO  World Trade Organization

136 TRIMs  Trade Related Investment Measures

137 CITU  Centre Of Indian Trade Unions

138 ARC  Asset Reconstruction Company

139 BIS  Bureau of Indian Standards

140 LIBOR  London Inter Bank Offer Rate

141 MFN  Most Favored Nation

142 MNC  Multi-National Corporation

 List of Financial Abbreviation
143 MTO  Multilateral Trade Organization

144 NHRC  National Human Rights Commission

145 PIO  Persons of Indian Origin

146 NPR  National Population Register

147 NATO  North Atlantic Treaty Organization

148 IDR  Indian Depository Receipts

149 ICDS  Integrated Child Development Service

150 EU  European Union

151 FPO  Follow on Public Offer

152 MCA  Ministry Of Company Affairs

153 ELSS  Equity Linked Saving Scheme

154 CDS  Credit Default Swap

155 SAIL  Steel Authority of India Limited

156 ONGC  Oil And Natural Gas Commission

157 NEP  National Education Policy

158 MSP  Minimum Support Price

159 ICRC  International Committee of Red Cross

160 MIS  Management Information System

 List of Financial Abbreviation
161 IIBF  Indian Institute of Banking and Finance

162 FEDAI  Foreign Exchange Dealers Association of India

163 CTI  Country Threat Index

164 UNDP  United Nations Development Program

165 VDIS  Voluntary Disclosure of Income Scheme

166 NSSO  National Sample Survey Organization

167 NCPCR  National Commission for Protection of Child Rights

168 IREP  Integrated Rural Energy Planning

169 NHAI  National Highways Authority of India

170 LLP  Limited Liability Partnership

171 IMRB  Indian Market Research Bureau

172 GATT  General Agreement on Tariffs and Trade

173 ICAI  Institute of Chartered Accountants of India

174 IIP  Index of Industrial Production

175 EBRD  European Bank for Reconstruction and Development

176 EDI  Electronic Data Interchange

177 AIF  Alternative Investment Fund

178 ALCO  Asset Liability Committee

 List of Financial Abbreviation
179 CDB  Caribbean Development Bank

180 CGRA  Currency and Gold Revaluation Account

181 PTA  Preferential Trade Area

182 NTPC  National Thermal Power Corporation

183 CMIS  Currency Management Information System

184 CPFF  Commercial Paper Funding Facility

185 CDBS  Committee of Direction on Banking Statistics

186 CDR  Corporate Debt Restructuring

187 ODA  Official Development Assistance

188 OIL  Oil India Limited

189 PIL  Public Interest Litigation

190 OMC  Oil Marketing Companies

191 OPEC  Organization of Petroleum Exporting Countries

192 OIC  Organization of Islamic Countries

193 OSCE  Organization for Security and Cooperation in Europe

194 PATA  Pacific-Asia Travel Association

195 PCI  Per Capita Income

196 PDS  Public Distribution System

 List of Financial Abbreviation
197 OECD  Organization of Economic Co-Operation and Development

198 QIB  Qualified Institutional Buyer

199 IAAS  Indian Audit and Accounts Service

200 IADF  International Agricultural Development Fund

201 IAAI  International Airport Authority Of India

202 ICAR  Indian Council of Agricultural Research

203 ICMR  Indian Council of Medical Research

204 FAO  Food and Agriculture Organization

205 CII  Confederation of Indian Industry

206 CIS  Commonwealth of Independent States

207 FCNR  Foreign Currency Non-Repatriable account deposits

208 IDA  International Development Association

209 ICCW  Indian Council for Child Welfare

210 IAEA  International Atomic Energy Agency

211 IBRD  International Bank for Reconstruction and Development

212 AIDWA  All India Democratic Woman’s Association

213 APEC  Asia-Pacific Economic Cooperation

214 ARDR  Agricultural and Rural Debt Relief

 List of Financial Abbreviation
215 ASBA  Application Supported by Block Amount

216 BIFR  Board of Industrial and Financial Reconstruction

217 BCSBI  Banking Codes and Standards Board of India

218 CHOGM  Commonwealth Heads of Government Meeting

219 CITES  Convention on International Trade in Endangered Species

220 EMS  European Monetary System

221 ERNet  Educational and Research Network

222 ESA  European Space Agency

223 ECB  External Commercial Borrowings

224 EGOM  Empowered Group of Ministers

225 CABE  Central Advisory Board of Education

226 CACP  Commission of Agriculture Cost and Price

227 CDSL  Central Depository Services Limited

228 NSDL  National Securities Depository Limited

229 CARE  Credit Analysis & Research

230 CCI  Competition Commission of India

231 BSE  Bombay Stock Exchange

232 CCIL  Clearing Corporation of India limited

 List of Financial Abbreviation
233 ESCAP  Economic and Social Commission for Asia and Pacify

234 ESMA  Essential Services Maintenance Act

235 CMP  Common Minimum Program

236 CRAR  Capital to Risk (Weighted) Assets Ratio

237 CRISIL  Credit Rating Information Services of India Limited

238 CSIR  Council of Scientific and Industrial Research

239 DA  Daily Allowance

240 DMIC  Delhi-Mumbai Industrial Corridor

241 DPEP  District Primary Education Program

242 BOLT  BSE (Bombay Stock Exchange) On-Line Trading

243 BOT  Build, Operate and Transfer

244 ASEAN  Association of South-East Asian Nations

245 ASEM  Asia-Europe Meeting

246 APM  Administered Pricing Mechanism

247 TRIPS  Trade Related Intellectual Property Rights

248 VRS  Voluntary Retirement Scheme

249 ABEDA  Arab Bank for Economic Development in Africa

250 ACF  Auto Correlation Function

 List of Financial Abbreviation
251 ALM  Asset Liability Management

252 AMFL  Association of Mutual Funds in India

253 BCBS  Basel Committee on Banking Supervision

254 BSCS  Business Support Control System

255 BSR  Basic Statistical Returns

256 GIRO  Government Internal Revenue Order

257 GMS  Gold Monetization Scheme

258 EPOS  Electronic Point Of Sale

259 EPS  Earnings per Share

260 ESOP  Employee Stock Ownership Plan

261 FCNRA  Foreign Currency Non-Resident Account

262 CSR  Corporate Social Responsibility

263 AML  Anti-Money Laundering

264 DPG  Deferred Payment Guarantee

265 DPN  Demand Promissory Note

266 DRAT  Debt Recovery Appellate Tribunal

267 CRMD  Credit Risk Management Department

268 DSCR  Debt Service Coverage Ratio

 List of Financial Abbreviation
269 DTAA  Double Taxation Avoidance Agreement

270 EADB  East African Development Bank

271 CRILC  Central Repository of Information on Large Credits

272 EDP  Entrepreneurship Development Program

273 EEFC  Exchange Earners’ Foreign Currency

274 EFTPOS  Electronic Funds Transfer at Point Of Sale

275 FERA  Foreign Exchange Regulation Act

276 FIMMDA  Fixed Income Money Markets and Derivatives Association

277 FPI  Foreign Portfolio Investment

278 FSRASC  Financial Sector Regulatory Appointment Search Committee

279 GAAR  General Anti Avoidance Rule

280 CASA  Current And Savings Accounts

281 CBLO  Collateralized Bank Lending Obligations

282 CCL  Cash Credit Limit

283 ANBC  Adjusted Net Bank Credit

284 APBS  Aadhaar Payment Bridge System

285 ACS  Automated Clearing System

286 AEPS  Aadhaar Enabled Payments Switch

 List of Financial Abbreviation
287 AGM  Annual General Meeting

288 TRYSEM  Training of Rural Youth for Self-Employment

289 UNCTAD  United Nations Conference on Trade and Development

290 IPPB  India Post Payments Bank

291 IRBI  Industrial Reconstruction Bank Of India

292 IRR  Internal Rate Of Return

293 IMD  India Millennium Deposits

294 IMPS  Immediate Payment Service

295 IMT  Instant Money Transfer

296 ICAR  Indian Council of Agricultural Research

297 IBPS  Institute of Banking Personnel Selection

298 IBU  International Banking Unit

299 IADB  Inter American Development Bank

300 IBBI  Insolvency and Bankruptcy Board of India

301 SWIFT  Society for Worldwide Interbank Financial Telecommunication

302 TIFR  Tata Institute Of Fundamental Research

303 SEWA  Self Employed Woman’s Association

304 SLR  Statutory Liquidity Ratio

 List of Financial Abbreviation
305 MIN  Mutual-Fund Identification Number

306 TISCO  Tata Iron and Steel Company

307 TPDS  Targeted Public Distribution System

308 IDRBT  Institute for Development & Research in Banking Technology

309 IEPF  Investors Education and Protection Fund

310 KVIC  Khadi and Village Industries Corporation

311 KVP  Kisan Vikas Patra

312 LAB  Local Area Bank

313 EPFO  Employees Provident Fund Organization

314 ICRA  Investment information and Credit Rating Agency

315 HDI  Human Development Index

316 IEX  Indian Energy Exchange

317 IFWJ  Indian Federation of Working Journalists

318 FICCI  Federation of Indian Chambers of Commerce and Industry

319 FMCG  Fast Moving Consumer Goods

320 FTA  Free Trade Area

321 IIPA  Indian Institute of Public Administration

322 IISS  International Institute of Strategic Studies

 List of Financial Abbreviation
323 IFRS  International Financial Reporting Standard

324 IFTU  International Federation of Trade Unions

325 FRBM  Fiscal Responsibility and Budget Management

326 FSSA  Food Safety and Standards Authority (Of India)

327 RTP  Reserve Tranche Position

328 GPRS  General Packet Radio Service

329 CDMA  Code Division Multiple Access

330 NIA  National Investigation Agency

331 SPV  Special Purpose Vehicle

332 AICI  Agricultural Insurance Corporation of India

333 ITER  International Thermonuclear Experiment Reactor

334 INDU  Indian National Defence University

335 MCX  Multi Commodity Exchange

336 NCHER  National Commission for Higher Education & Research

337 CCEA  Cabinet Committee on Economic Affairs

338 PTC  Pass Through Certificate

339 CBD  Convention on Biological Diversity

340 CSE  Centre for Science & Environment

 List of Financial Abbreviation
341 QFI  Qualified Foreign Individuals

342 CAMELS  Capital Assets Management Earnings Liquidity Systems

343 NELP  New Exploration Licensing policy

344 NADA  National Anti-Doping Agency

345 GSM  Global Services for Mobile

346 MFI  Micro Finance Institution

347 SMG  Standing Monitoring Group

348 NACP  National Aids Control Program

349 CDM  Clean Development Mechanism

350 ECGC  Export Credit and Guarantee Corporation

351 EDMU  External Debt Management Unit

352 FOF  Flow Of Funds

353 GLS  Generalized Least Squares

354 ISIC  International Standard Industrial Classification

355 ITRS  International Transaction Reporting System

356 LIC  Life Insurance Corporation of India

357 NEER  Nominal Effective Exchange Rate

358 NRG  Non-Resident Government

 List of Financial Abbreviation
359 PACF  Partial Auto-Correlation Function

360 PACS  Primary Agriculture Credit Societies

361 PSE  Public Sector Enterprises

362 RIB  Resurgent India Bonds

363 PES  Public Enterprises Survey

364 PRB  Primary Revenue Balance

365 NSC  National Statistical Commission

366 OFI  Other Financial Institutions

367 NNML  Net Non-Monetary Liabilities

368 NPD  Net Primary Deficit

369 MRM  Monitoring and Review Mechanism

370 NAIO  Non Administratively Independent Office

371 NEC  Not Elsewhere Classified

372 GNIE  Government Not Included Elsewhere

373 GoI  Government of India

374 IGLS  Iterative Generalized Least Squares

375 FRA  Forward Rate Agreement

376 FRN  Floating Rate Note

 List of Financial Abbreviation
377 NDC  National Development Council

378 NEGP  National E-Governance Plan

379 NIO  National Institute of Oceanography

380 NLMA  National Literacy Mission Authority

381 QIP  Qualified Institutional Placement

382 QR  Quantitative Restriction

383 RRPI  Rural Retail Price Index

384 SAARC  South Asian Association for Regional Co-Operation

385 WMA  Ways and Means Advances

386 WPI  Wholesale Price Index

387 ETF  Exchange Traded Funds

388 LOI  Letter Of Intent

389 ROIC  Return On Invested Capital

390 RONA  Return On Net Assets

391 TSR  Total Shareholder Return

392 CSO  Central Statistical Organization

393 WC  Working capital

394 CIA  Certified Internal Auditor

 List of Financial Abbreviation
395 CISA  Certified Information Systems Auditor

396 CSO  Chief Security Officer

397 CMA  Certified Management Accountant

398 CMO  Chief Marketing Officer

399 ROS  Return On Sales

400 NYSE  New York Stock Exchange

401 PSP  Profit Sharing Plan

402 TDR  Ticket Deposit Receipt

403 HUF  Hindu Undivided Family

404 SDR  Special Drawing Rights

405 SEZ  Special Economic Zone

406 NMDC  National Mineral Development Corporation

407 NNP  Net National Production

408 NHDP  National Highways Development Project

409 SJSRY  Swarna Jayanthi Shahari Rozgar Yojana

410 SLRS  Scheme for Liberation and Rehabilitation of Scavengers

411 SME  Small and Medium Industries

412 UIDAI  Unique Identification Authority of India

 List of Financial Abbreviation
413 UPIN  Unique Property Identification Numbers

414 CPA  Certified Public Accountant

415 DCA  Department of Company Affairs

416 DCB  Demand Collection and Balance

417 CPP  Certified Payroll Professional

418 CAPEX  Capital Expenditures

419 LLC  Limited Liability Company

420 NCND  Non-Circumvent and Non-Disclosure

421 ROI  Return On Investment

422 WBCIS  Weather Based Crop Insurance Scheme

423 ARM  Adjustable Rate Mortgage

424 CD  Certificate of Deposit

425 TSA  Tax-Sheltered Annuity

426 COO  Chief Operating Officer

427 UTI  Unit Trust of India

428 VDBS  Vertically Differentiated Banking System

429 SSSBE  Small Scale Service and Business Enterprises

430 UEBA  Universal Electronic Bank Account

 List of Financial Abbreviation
431 USB  Ultra Small Branch

432 USSD  Unstructured Supplementary Service Data

433 REIT  Real Estate Investment Trust

434 SEC  Securities Exchange Commission

435 SPNS  Shared Payment Network System

436 SSI  Small Scale Industries

437 NECS  National Electronic Clearing System

438 NFS  National Financial Switch

439 NIB  Nordic Investment Bank

440 NRI  Non Resident Indian

441 OCB  Overseas Corporate Bodies

442 OTCEI  Over-The-Counter Exchange of India

443 OTP  One-Time Password

444 PDO  Public Debt Office

445 PIS  Portfolio Investment Scheme

446 POA  Power of Attorney

447 PoS  Point of Sale

448 REC  Rural Electrification Corporation

 List of Financial Abbreviation
449 RFC  Resident Foreign Currency

450 SFMS  Structured Financial Messaging Services

451 SGB  Sovereign Gold Bond

452 SHG  Self Help Group

453 RWA  Risk Weighted Assets

454 SCB  Scheduled Commercial Bank

455 NAMA  Non-Agriculture Market Access

456 DDS  Data Dissemination Standards

457 DSBB  Dissemination Standards Bulletin Board

458 NCAER  National Council of Applied Economic Research

459 NCERT  National Council of Education Research And Training

460 SIDC  State Industrial Development Corporation

461 SIPS  Systemically Important Payment System

462 SCC  Selective Credit Control

463 SDBS  Service Discharge Benefit Scheme

464 SEPA  Single Euro Payment Area

 National Agricultural Cooperative Marketing Federation of

465 NAFED India Ltd
 List of Financial Abbreviation
466 NCDC  National Cooperative Development Corporation

467 NAFTA  North America Free Trade Agreement

468 PPIs  Prepaid Payment Instruments

469 PRSF  Partial Risk Sharing Facility

470 PFRDA  Pension Fund Regulatory and Development Authority

471 PIN  Personal Identification Number

472 OLTAS  On-Line Tax Accounting System

473 OMO  Open Market Operations

474 NPCI  National Payments Corporation Of India

475 IPEC  International Program on Elimination of Child Labor

476 IPR  Intellectual Property Right

477 IRDA  Insurance Regulatory and Development Authority

478 ITDC  Indian Tourism Development Corporation

479 MAIT  Manufacturers’ Association for Information Technology

480 MDG  Millennium Development Goals

481 MSME  Micro Small and Medium Enterprises

482 LAF  Liquidity Adjustment Facility

483 LDB  Land Development Bank

 List of Financial Abbreviation
484 NDS  Negotiated Dealing Systems

485 NDTL  Net Demand And Time Liability

486 LERMS  Liberalized Exchange Rate Management System

487 NABARD  National Bank for Agriculture & Rural Development

488 MFA  Multi-Fiber Agreement

489 ITU  International Tele-Communication Union

490 JNNURM  Jawaharlal Nehru National Urban Renewal Mission

491 LDC  Least Developed Countries

492 ISO  International Standardization Organization

493 IMF  International Monetary Fund

494 IMO  International Maritime Organization

495 LIC  Life Insurance Corporation Of India

496 LTCG  Long-Term Capital Gains

497 CAD  Current Account Deficit

498 DBOD  Department of Banking Operations and Development

499 CFRA  Combined Finance and Revenue Accounts

500 MCLR  Marginal Cost of Lending Rate

501 MFDF  Micro Finance Development Fund

 List of Financial Abbreviation
502 MUDRA  Micro Units Development and Refinance Agency

503 NDA  Net Domestic Asset

504 MSS  Market Stabilization Scheme

505 MTN  Medium Term Note

506 DAP  Development Action Plan

507 SIV  Structured Investment Vehicle

508 NIC  National Industrial Classification

509 DVP  Delivery Versus Payment

510 WCTL  Working Capital Term Loan

511 RoA  Return On Assets

512 NPS  National Pensions Scheme

513 NPV  Net Present Value

514 RoE  Return On Equity

515 NIF  Note Issuance Facility

516 NRE  Non-Resident External

517 RUF  Revolving Underwriting Facility

518 SAM  Social Accounting Matrix

519 SAS  Statistical Analysis System

 List of Financial Abbreviation
520 RPA  Rupee Payment Area

521 GFS  Government Finance Statistics

522 SFC  State Financial Corporation

523 CST  Central Sales Tax