Question Answer
It is an alert to the Branch and will be reflected for the month
Which among the following is not s sub parameter in CRM under
1 Appraisal Assessment and Sanction
RADAR ?
2 What is the Max Score for a low risk value statement?
Home Loan accounts where deviations are still showing in
3 13
RADAR Application. What might be the reason?
As per the latest RBI guidelines while undertaking RTGS/NEFT
4 transactions above 50 crores, LEI code is mandatory. Which
among the folowwing options are correct?
5 What is the role of Aos RBOs in RADAR application?
6 Which of the following is not true about RADAR?
7 What is the Max Score of Post-Sanction under CRM in RADAR
What is the expected date of population of RADAR month end
8 12th of the succeding month
deviations.
9 In offsite RADAR EBCT penal score is levied by
10 What is the full form of RADAR
2 12
The RADAR data updation will happen in
next loading cycle.
Where both remitter and beneficiary are non-
individuals, both sender LEI and beneficiary
LEI is to be provided in the trancation.
AO RBOS can view the exceptions pertaining
to their branches under CRM and ORM and
follow up for rectification.
Problem Loan Management
75
By deduction penal score from monthly
RADAR CRM/ORM score, depending on the
number of false compliances identified, from
the month RADAR-EBCT is completed in
auditee unit till next RFIA
Remote Application for Dynamic Assessment
of Risk.
How to rectify deviation "Low Risk Customer Opened as in which A/c was opened and next month this will not be
11 21
High/Medium Risk"? repeated again . Please exercise caution while doing risk
categorization at the time opening of the A/c.
A branch is not under the current year Audit Plan. Under If the branch is identified as TBA, it will be subjected to TBA
22
Which Type of RADAR EBCT iw will fall in in to? EBCT, else Offiste RADAR EBCT
Probable Ineligible Savings Bank - Govt Accounts. Deviations
are shown for an account in a branch where the branch has
Where an SB accounts are opened after obtaining permission let 23
obtained permission letters from Appropriate Authority.
Choose the best option for rectification.
What is the Max Score of Problem Loan Management in
14 30 24
CRM?
For Security Officers visit related deviations rectifications are
15 Online Security Audit 25
to be done in _____application?
RADAR report dated 31.07.2022 is populated on 12.08.2022.
16 31-JUL-2022
The report will show updations in source system upto______?
The scores received from ERS and WBCAS are integrated in
17 Pre Sanction under CRM
________along with RADAR during RFIA/
A branch has secured 70% in RFIA before score integration
under CRM. RADAR average score in CRM for the audit period
18 is 80%. Considering no Exposure scrutinised under 71.5
WBCAS/ERS, what will be effective CRM Score of the branch
in RFIA after RADAR Score Integration?
19 Which Department in LHO is
20
1.Which of the following is not correct about offsite RADAR EBCT?

ANS: D) Offsite RADAR EBCT is conducted along with RFIA

2.A branch has secured 70% in REIA before RADAR score integration under ORM RADAR average score
for the audit period in ORM is 90%. What will be effective ORM score of the branch in RFIA after RADAR
SCore integration?

ANS: D) 80

3." Manual credit interest adjustments made in loan accounts". Choose the best option for dealing with
such deviations under this value statement (a) Deviation is shown for the month only and it wil be
loaded with new applicable records in next loading cycle,(b) The transaction are to be mandatorily
reversed.(c) Branch to ensure that proper approval has been obtained from competent authority for
such transactions.The same might be sought during RADAR EBCT.

ANS: B) A &C

4.A branch has secured 70% in RFIA before RADAR score integration under CRM. RADAR average score
inCRM for the audit period is 80%. Considering no Exposure scrutinized under WBCAS/ERS, what will be
effective CRM score of the branch in RFIA after RADAR seore
integration?
ANS: A) 71.5

5.During the RFIA, It was observed that branch has already been subjected to offsite RADAR EBCT during
review period. Choose the best option among the following.
ANS: B) The branch will be subjected to onsite RADAR EBCT invariably not withstanding the fact that has
been subjected to offsite RADAR EBCT after last RFIA

6.There are some value statements in RADAR related to deviation in LOS, Choose the best option for
rectification.

ANS: D) Both 2 &3

7.The scores received from ERS and WBCAS are integrated in - along with RADAR during RFIA?
ANS: C) Presanction under CRM

8."CUE rating ( additional interest rating code) is not updated in CBS". Choose the best option for
rectification of deviations in this value statement.

ANS: C) in account level CISLA screen 67154 in CBS, CUE rating fields are available to capture the CUE
rating details

9.In which menu, report for average RADAR SCORE during an audit period can be checked?

ANS: B) offsite average score under reports

10.Which among the following is not correct?

ANS: B) RADAR is a hybrid application for onsite and offsite audit

11.A branch has secured 75% in RFIA before RADAR score integration under ORM. RADAR average score
for the audit in ORM is 78%. What wil be effective ORM score of the branch in RFIA after RADAR score

integration?

ANS: A) 75.8

12.What is the maximum % penalty fot false compliance in RADAR?

ANS: C) 25%
13.Personal segment gold loans should be auctioned within- -- days/months from the date of NPA.

ANS: C) 45 days
14.Value statements in RADAR show deviations based on the data points available in - ?Choose
the best option.

ANS: C) source systems like CBS, LOS etc.

15.In which menu under RADAR application the score for WBCAS & ERS can be checked?

ANS: C) other offsite scores under reports

16.When there is no applicable records in a value statement in RADAR, how it will impact the overall
score? Choose the best option.

will decide the module

ANS: B) The deviation percentage in other value statements under the module
level score.

17.Which of the following is not true about RADAR?

Problem loan management is a module in RADAR.

ANS: C)
18.In credit CPCs which of the RADAR score is/are APPLICABLE?

ANS: A) CRM & ORM

correction made in source systems are updated in RADAR ? Choose the best
19.In what frequency
option.
ANS: D) Fortnightly

Rs.20 lacs not transferred to SARB/SAMG". Choose the best option for rectification of
20." NPA >

deviations in this value statement.

ANS: B) ALL NPA>20 lacs should be migrated to SARB maintenance code/Home branch to be properly
entered in CBS as per Bank's instruction.

21.What is the max ORM score in RADAR for integration in RFIA?

ANS: D) 260
22.A branch has secured 90% in RFA before RADAR score integration under CRM. RADAR average score
for the audit in CRM is 80%. %. Considering no Exposure scrutinized under WBCAS/ERS, What will be
effective CRM score of the branch in RFIA after RADAR score integration?

ANS: A) 88.6

23.While raising S core request for a value statement which among the following must be
mentioned/attached? A) Value statement name B) Screen shot from the source system/screen shot
from ADAR C) Brief description of the issue D) Approval from controllers.

ANS: D) All of the above

24.What is RADAR FOA?

ANS: A) RADAR for onsite audit

25.I have been recently transferred to a new branch but- shows my previous branch records. What
needs to be done, choose the best option.

ANS: B) HRMS to be transferred to new branch and it is to be ensured that

26.A branch has total advances(FB+NFB) of Rs.300 crore-RFIA. Credit auditable a/cs exposure is
Rs.100 crore. scrutinized under ERS is Rs. 40 crore and WBCAS is 60- secured 80% in WBCAS
and 70% in ERS for the audit RADAR average score in CRM-Pre sanction for the audit The
Onsite RFIA score given for pre sanction CRM by t h e final pre sanction CRM score ofthe branch in
RFIA

ANS: B)78.26

26.A branch has secured 759% in RFIA before RADAR under ORM. RADAR average score for the
audit period-What will be effective ORM score ofthe branch in RFIA - score integration?

ANS: A) 75.8

27.RADAR score of a branch depends on which among the in a value statement? Choose the best option.

ANS: Deviation percentage

28.When there is no applicable records in a value statement in RADAR it will impact the overall score?
Choose the best option
ANS: B) The deviation percentage in other value statements under the module will decrease module
level score

29.Personal segment gold loans should be auctioned with days/months from the date of NPA
ANS: C) 45 days

30." Home loan accounts where EM not created/ not a f t e r 18 monthsfrom date ofsanction". The
branch has-in CBS. However deviations are still showing in RADAR might be the reason?
Choose the best option.

ANS: The RADAR data updation will happen in next loading cycle
31. Value statements in RADAR Show deviations based on- available in- --? Choose the best

option.
ANS: C) Source systems like CBS, LOS etc

32.A branch has secured 85% in RFIA before RADAR- under ORM. RADAR average score for the
audit period in- What will be effective ORM score of the branch in RFIA--SCore integration ?

ANS: D) 86.3

33.Under RADAR,- records are being scrutinised.

ANS: B) all applicable records

34" Inland bank les expired but not closed". Choose rectification of deviations in this value

statement.

ANS: A) Inland bank LCs which are expired and without having any outstanding-- closed in Exim bills

trade finance
35.A branch has secured 90% in RFIA before RADAR score in-under ORM. RADAR average score for
the audit period in ORM What will be effective ORM score of the branch in RFIA after RADAR
score integration?

ANS: A) 87.5

36."Delay in submission of account opening forms to less than 10 days)." Choose the best option for
rectification of value statement.

ANS: D) Both 1&3

37.In which menu, branch official can see the RADAR statement/module/sub sub parameter etc. and
analyse the- branch.

ANS: A) Offsite scores month/level wise under reports

38.In Onsite RADAR EBCT, penal score is levied by - Choose the best option.

ANS: A) Moderating the RADAR average score as per the number of false compliance during RFIA

39.The scores received from ERS and WBCAS are integration along with RADAR during RFIA?

ANS: C) Presanction under CRM

40.What is the max ORM score in RADAR for integration.

ANS: D) 260

41.ERS- large loans covers all sanctions( New/ Renewal )involving exposure of above Rs. ---crore
for domestic

ANS: D) 50
42.Which of the following is not correct about RADAR?
ANS: B) CRM presanction max score is 40

43.In order to rectify the deviations in RADAR a branch - - source system with congruent data without
actual comp--Compliance will be detected and penalty will beimposed- process is called-

ANS: A) RADAR EBCT

44."Accounts where inspection not scheduled --option for rectification of deviations in this val

ANS: B) Rectification path is: CBS->COMMON PROCESSING PROFILE. Itisto be ensured that unit
inspection schedule

45.In which menu, report for average RADAR SCORE period can be checked?

ANS: B) Ofsite average score under reports

46.What is the max score of post-sanction under CRM in

ANS: A) 75

47."Accounts with insufficient primary security amount shown for recalled assets for a branch. Choose
the best - rectification of deviations in this value statement.

ANS: B) A/cs are to be upgraded / closed through recovery or write off

48.RADAR score has impact on which amongthe following ratings B) Outlier score C) CDS D) OTMS E)
WEBCAS

ANS: C) A only

49.what is max CRM score in radar where no exposure is scrutinized under ERS, wbcas during audit
review period?

ANS: A) 145

50.what is the max orm score in radar for integration in rfia?

ANS: D) 260

51.how to obtain radar login credentials for users?

ANS: C) No need for separate login credentials as it is mapped to SSO

52.applicability of cue rating for an account is based on ? Choose the best option,

ANS: A) Customer's bank level exposure

53.which of the following is not correct about offsite radar ebct?

ANS: B) value statement

54.a branch secured 70% in rfia before radar score integration under orm. Radar average score for the
audit period in orm is 90%. What will be effective orm score of the branch in rfia after radar score
integration?
ANS: D) Offsite RADAR EBCT is conducted along with RFIA

55.what is the term used in radar to show non adherence to controls?

ANS: C) a,b &c

56.which of the following is not correct about offsite radar ebct?

ANS: C) a,b & c

S57. a branch secured 90% in rfia before radar score integration under orm. Radar average score for the
audit period in orm is 85%. What will be effective orm score of the branch in rfia after radar score
integration?

ANS: A) 87.5

58."pbbu quick mortality a/c turned npa within 2 years from the date of sanction". Choose the best
option for rectification of deviations in this value statement.

ANS: C) Branches to upgrade /close by recovery or arrange for write off of the accounts.

59.there are some value statements in tadar related to deviations in los. Choose the besr option for
rectification.

ANS: D) both 2 & 3

60.which of the following is not correct about radar?

ANS: B) CRM pre sanction max score is 40

61.radar score of a branch depends on which among the following in a value statement? Choose
the best option.

ANS: A) deviation percentage

62.what is the maximum % penalty for false compliance in radar?

ANS: C) 25%

63.under radar ebct the penalty of false compliances to be levied on ?

ANS: A) RADAR score before integration

1. WHICH DEPT IN LHO IS THE NODAL OFFICE FOR RADAR RELATED ISSUES?
A. BOPM
B. HRD
C. AUDIT
D. ITS

2. IN WHAT FREQUENCY CORRECTONS MADE IN SOURCE SYSTEMS ARE UPDATED IN RADAR?

CHOOSE THE BEST OPTION
A. MONTHLY
B. REAL TIME
C. EOD
D. FORTNIGHTLY

3. AS PER THE LATEST RBI GUIDELINES WHILE UNDERTAKING RTGS/NEFT TXN ABOVE 50 CRORE,
LEI CODE IS MANDATORY. WHICH AMONG THE FOLLOWING OPTION IS NOT CORRECT.
A. WHERE REMMITTER IS AN INDIVIDUAL AND THE BENEFICIARY IS A NON INDIVIDUAL
ENTITY, BENEFICIARY LEI SHOULD BE INCORPOATED.
B. WHERE BOTH REMITTER AND BENEFICIARY ARE NON INDIVIDUAL, BOTH SENDER LEI AND
BENEFICIARY LEI NUMBER TO BE PROVIDED IN THE TXN.
C. WHERE BOTH REMITTER AND BENEFICIARY ARE NON INDIVIDUAL, ONLY SENDER LEI TO
BE PROIDED IN THE TXN.
D. WHERE REMITTER IS A NON INDIVIDUAL ENTITY AND BENEFICIARY IS AN INDIVIDUAL,
SENDER LEI SHOULD BE INCORPORATED IN THE TXN.

4. THERE ARE SOME VALUE STATEMENTS IN RADAR RELATED TO DEVIATIONS IN LOS. CHOSE THE
BEST OPTION FOR RECTIFICATION.
A. DEVIATIONS RELATED TO LOS ARE TO BE RECTIFIED BY RAISING S CORE TICKET.
B. BRANCHES TO ENSURE NOT TO REPEAT THE MISTAKES IN FUTURE PROPOSALS.
C. DEVIATIONS RELATED TO LOS NEED NOT BE RECTIFIED AND ARE SHOWN FOR THE MONTH
ONLY.
D. BOTH B&C.

5. DURING THE RFIA IT WAS OBSERVED THAT BRANCH HAS ALREADY BEEN SUBJECTED TO
OFFSITE RADAR EBCT DURING REVIEW PERIOD. CHOOSE THE BEST OPTION AMONG THE
FOLLOWING.
A. BETWEEN TWO RFIAS THERE WILL BE ONLY ONE RADAR EBCT. SO THE BRANCH WILL NOT
BE SUBJECTED TO ONSITE RADAR EBCT.
B. THE BRANCH WILL BE SUBJECTED TO ONSITE RADAR EBCT INVARIABLY NOT WITH
STANDING THE FACT THAT IT HAS BEEN SUBJECTED TO OFFSITE RADAR EBCT AFTER LAST
RFIA.
C. THE RADAR EBCT WILL DEPEND ON WHETHER ANY FRAUD IS DETECTED AFTER LAST RFIA.
 D. CONDUCTING RADAR EBCT WILL DEPEND ON RADAR AVERAGE SCORE DURING THE AUDIT
PERIOD.

6. WHAT IS THE PATH TO ACCESS HELP DOCUMENT RELATED TO RADAR?

A. RADAR>> REPORTS
B. RADAR>> MANUALS & HELP DOCUMENTS.
C. RADAR>> CIRCULARS
D. RADAR>> REPORTS>>HELP DOCUMENTS.

7. HOW TO RECTIFY THE DEVIATION LOW RISK CUTOMER OPENED AS HIGH/MEDIUM RISK?
A. THE DEVIATIONS ARE SHOWN TO BRANCHES FOR THE MONTH ONLY. THE BRANCH
OFFICIALS SHOULD EXERCISE CAUTION WHILE DOING RISK CTEGORIZATION AT THE TIME
OF OPENING PF THE A/C
B. NO NEED TO RECTIFY. THE BRANCH CAN IGNORE THE DEVIATIONS AS THESE ARE SHOWN
AS ALERS ONLY.
C. THE RISK CATEGORISATIONS OF THE CUSTOMER HAS TO BE AMMENDED IN CBS TO
CLASSIFY IT AS LOW RISK CUSTOMER.
D. NO NEED TO RECTIFY IN BRANCH. THE BRANCH CAN RAISE S CORE REQUEST FOR BACK
END UPDATION.

8. A BRANCH HAS SECURED 90% IN RFIA BEFORE RADAR SCORE INTEGRATION UNDER CRM.
RADAR AVERAGE SCORE FOR THE AUDIT PERIOD IN CRM IS 80%. CONSIDERING NO EXPOSURE
SCRUTINISED UNDER WBCAS/ERS, WHAT WILL BE EFFECTIVE CR SCORE OF THE BRANCH IN
RFIA AFTER RADAR SCORE.
A. 88.6
B. 87.6
C. 85.5
D. 90

9. IN HOME LOANS SANCTIONED FOR CONSTRUCTION OF PROPERTY WHERE EXISTING LAND IS

IN THE NAME OF THE BORROWER, CERSAI REGISTRATION MUST BE DONE
A. WITHIN 45 DAYS FROM FIRST DISBURSEMENT OF THE LOAN
B. WITHIN 30 DAYS FROM THE FULL DISBURSEMENT OF THE LOAN.
C. ALONG WITH EM CREATION BASED ON SALE DEED BEFORE DISBURSEMENT OF THE LOAN.
D. WITHING 60 DAYS FROM THE FULL DISBERSEMENT OF THE LOAN.

10. INLAND BANK LCS EXPIRED BUT NOT CLOSED, CHOOSE THE BEST OPTION FOR RECTIFICATION
OF DEVIATIONS IN THIS VALUE STATEMENT.
 A. INLAND BANK LCS WHICH ARE EXPIRED AND WITHOUT HAVING ANY OUTSTANDING BILLS,
TO BE CLOSED IN EXAM BILLS/TRADE FINANCE.
B. S CORE HAS TO BE RAISED FOR BACKEND UPDATION.
C. CORRECTION TO BE DONE IN CBS.
D. A MAIL HAS TO BE SENT TO IAD WITH APPROVAL FROM CONTROLLERS FOR BACK END
UPDATION.

11. CUE RATING IS NOT UPDATED IN CBS. CHOOSE THE BEST OPTION FOR RECTIFICATION OF
DEVIATIONS IN THIS VALUE STATEMENT.
A. S CORE TO BE RAISED FOR UPDATION AT BACK END.
B. IN CIF LEVEL CISLA SCREEN 60007 IN CBS, CUE RATING FIELDS ARE AVIALBLE TO CAPTURE
THE CUE RATING DETAILS.
C. IN ACCOUNT LEVEL CISLA SCREEN 67154 IN CBS, CUE RATING FIELDS ARE AVIALBLE TO
CAPTURE THE CUE RATING DETAILS.
D. IN PAN LEVEL CISLA SCREEN 60003 IN CBS, CUE RATING FIELDS ARE AVAILABLE TO
CAPTURE THE CUE RATING DETAILS.

12. WHICH OF THE FOLLOWING IS NOT CORRECT ABOUNT RADAR?

A. RADAR SCORE GET INTEGRATED WITH RFIA SCORES IN CRM PRESANCTION POST
SANCTION AND PROBLEM LOAN MANAGEMENT SUB PARAMETER LEVELS SEPARETELY.
B. RADAR ORM SCORE GETS INTEGRATED WITH RFIA SCORE IN CRM PRESANCTION ONLY.
C. WBCAS, ERS SCORES FOR THE AUDIT REVIEW PERIOD OF AN AUDITEE UNIT GET
INTEGRATED WITH RFIA IN PRE SANCTION UNDER CRM.
D. THE WEIGHATGE OF ERS AND WBCAS IN RFIA DEPEND ON THE EXPOSURE SCRUTINISED
UNDER WBCAS, ERS DURING THE AUDIT REVIEW PERIOD.

13. DURING THE RFIA IT WAS OBSERVED THAT BRANCH HAS ALREADY BEEN SUBJECTED TO
OFFSITE RADAR EBCT DURING REWIEW PERIOD. CHOOSE THE BEST OPTION AMONG THE
FOLLOWING.
A. BETWEEN TWO RFIAS THERE WILL BE ONLY ONE RADAR EBCT SO THE BRANCH WILL NOT BE
SUBJECTED TO ONSITE RADAR EBCT.
B. THE BRANCH WILL BE SUBJECTED TO ONSITE RADAR EBCT INVARIABLY NOT WITHSTANDING
THE FACT THAT IT HAS BEEN SUBJECTED TO OFFSITE RADAR EBCT AFTER LAST RFIA.
C. THE RADAR EBCT WILL DEPEND ON WHETHER ANY FRAUD IS DETECTED AFTER LAST RFIA.
D. CONDUCTING RADAR EBCT WILL DEPEND ON RADAR AVERAGE SCORE DURING THE AUDIT
PERIOD.

14. WHICH OF THE FOLLOWING IS TRUE ABOUT RADAR?

 A. CONTROLLER VISIT SYSTEM RELATED VALUE STATEMENTS ARE IN ORM UNDER RADAR.
B. CONTROLLER VISIT SYSTEM RELATED VALUE STATEMENT ARE IN CRM UNDER RADAR.
C. DIRECT CONTROLLED BRANCHES ARE ALSO COVERED IN CONTROLLER VISIT SYSTMEN
RELATED VALUE STATEMENTS IN RADAR.
D. CM (SALES AND BD) VISITS ARE OUT OF THE PURVIED OF RADAR.

15. A BRANCH HAS TOTAL ADVANCES (FB+NFB) OF RS. 100 CRORE AS ON DATE OF RFIA. CREDIT
AUTITABLE A/CS EXPOSURE IS RS 50 CRORE. EXPOSURE SCRUTINISED UNDER WBCAS IS RS. 30
CRORE. WHAT WILL BE THE MAX SCORE FOR PRE SANCTION UNDER CRM FOR THE BRANCH
DURING RFIA?
A. 40 RADAR, 265 RFIA
B. 265 OFFSITE, 40 RFIA
C. 40 RADAR, 159 WBCAS, 106 RFIA
D. 40 RADAR, 165 WBCAS, 100 RFIA

16. CONCURRENT AUDIT (WBCAS) & EARLY REVIEW OF SANCTION SCORES ALONG WITH RADAR
SCORES ARE INTEGRATED IN CRM PRESANCTION SCORE OF RFIA, IN PROPORTION TO THE
EXPOSURE SCRUTINISED BY THOSE AUDITS. WHAT TYPE OF ERS LOANS ARE CONSIDERED
UNDER ERS FOR INTEGRATION MENTIONED ABOVE?
A. ERS-LARGE LOANS
B. ERS-SMALL LOANS
C. BOTH ERS-SMALL LOANS & LARGE LOANS
D. AS PER THE SAMPLING METHODOLOGY.

17. A BRANCH HAS SECURED 70% IN RFIA BEFORE RADAR SCORE INTEGRATION UNDER ORM.
RADAR AVERAGE SCORE FOR THE AUDIT PERIOD IN ORM IS 90%. WHAT WILL BE EFFECTIVE
SCORE OF THE BRANCH IN RFIA AFTER RADAR SCORE INTEGRATION?
A. 76.2
B. 74.2
C. 75.2
D. 80

18. WHAT IS THE EXPECTED DATE OF POPULATION OF RADAR MONTH END DEVIATIONS?
A. 12TH OF THE SUCCEEDING MONTH
B. 15TH OF THE SUCCEEDING MONTH
C. 25TH OF THE SUCCEEDING MONTH
D. FIRST WEEK OF THE SUCCEEDING MONTH
19. UNIT INSPECTION MODULE IN RADAR IS UNDER ----------------- SUB PARAMETER?
A. PRE SANCTION, ORM
B. POST SANCTION, CRM
C. PROBLEM LOAN MANAGEMENT CRM
D. PRE SANCTION, CRM

20. PBBU QUICK MORTALITY A/C TURNED NPA WITHIN 2 YEARS FROM THE DATE OF SANCTION
CHOOSE THE BEST OPTION FOR RECTIFICATION OF DEVIATIONS IN THIS VALUE SATATEMENT.
A. STAFF ACCOUNTABILITY STUDY HAS TO BE DONE AND S CORE TO BE RAISED.
B. NO RECTIFICATION IS POSSIBLE.
C. BRANCHES TO UPGRADE/CLOSE BY RECOVERY OR ARRANGE FOR WRITE OFF OF THE
ACCOUNTS.
D. EITHER 1 OR 3.

21. A BRANCH HAS TOTAL ADVANCES (FB+NFB) OF RS. 300 CRORE AS ON DATE OF RFIA. CREDIT
AUTITABLE A/CS EXPOSURE IS RS 100 CRORE. EXPOSURE SCRUTINISED UNDER ERS IS RS. 70
CRORE AND WBCAS IS 60 CRORE. WHAT WILL BE THE MAX SCORE FOR PRE SANCTION UNDER
CRM FOR THE BRANCH DURING RFIA?
A. 93 OFFSITE, 212 RFIA
B. 40 OFFSITE, 265 RFIA
C. 201 OFFSITE, 104 RFIA
D. 212 OFFSITE, 93 RFIA

22. BANKS SHALL MAKE IT MANDATORY FOR CORPORATE BORROWERS HAVING AGGREGATE
FUND-BASED AND NON-FUND BASED EXPOSURE OF RS --------------- CRORES AND ABOVE
FROM ANY BANK, TO OBTAIN LEGAL ENTITY INDENTIFIER (LEI) IN A PHASED MANNER AND
CAPTURE THE SAME IN THE CENTRAL REPOSITORY OF INFORMATION TO LARGE CREDITS
(CRILIC)
A. 5
B. 25
C. 50
D. 500.

23. WHICH OF THE FOLLOWING IS NOT TRUE ABOUT RADAR?

A. UNIT INSPECTION IS A MODULE IN RADAR.
B. CRA IS MODULE IN RADAR.
C. PROBLEM LOAN MANAGEMENT IS A MODULE IN RADAR.
D. INSURANCE IS A SEPARATE MODULE IN RADAR.
24. IN OFFSITE RADAR EBCT, THE RADAR COMPLIANCE ARE VERIFIED BY ---------? CHOOSE THE
BEST OPTION.
 A. BRANCH HAS TO UPLOAD EVIDENCE WHICH WILL BE VERIFIED AT CAOS.
B. BRANCH HAS TO UPLOAD EVIDENCE WHICH WILL BE VERIFIED BY CONTROLLERS AND
FINALLY SCRUTINISED AT CAOS.
C. BRANCH HAS TO UPLOAD EVDENCES WHICH WILL BE VERIFIED BY INTERNAL AUDITOR
AND CNTROLLERS AND FINALLY SCRUTINISED AT CAOS.
D. BRANCH HS TO UPLOAD EVIDENCES WHICH WILL BE VERIFIED BY THE CONTROLLERS
ONLY.

25. UNDER RADAR EBCT THE PENALTY OF FLASE COMPLAINCES TO BE LEVIED ON-------
A. RADAR SCORE BEFORE INTEGRATION
B. RFIA SCORE
C. CDS
D. RADAR SCORE AFTER INTEGRATION.

26. A BRANCH HAS SECURED 80% IN RFIA BEFORE RADAR SCORE INTEGRATION UNDER CRM.
RADAR AVERAGE SCORE FOR THE AUDIT PERIOD IN CRM IS 75%. CONSIDERING NO EXPOSURE
SCRUTINIZED UNDER WBCAS/ERS, WHAT WILL BE EFFECTIVE CRM SCORE OF THE BRANCH IN
RFIA AFTER RADAR SCORE INTEGRATION?
A. 78.3
B. 79.3
C. 75
D. 77.5

27. VALUE STATEMENTS IN RADAR SHOW DEVIATIONS BASED ON THE DATA POINTS AVAILABLE
IN-----------?
A. MIS ONLINE
B. PROJECT GANGA
C. SOURCE SYSTEMS LIKE CBS LOS ETC
D. ALL OF THE ABOVE.

28. WHAT IS THE MAX SCORE FOR A HIGH RISK VALUE STATEMENTS?
A. 4
B. 6
C. 2
D. 1
 29. IN ORDER TO RECTIFY THE DEVIATIONS IN RADAR A BRANCH OFFICIAL UPDAED SOURCE
SYSTEM WITH CONGRUENT DATA WITHOUT ACTUAL COMPLIANCE. THE FALSE COMPLIANCE
WILL BE DETECTED AND PENALTY WILL BE IMPOSED FOR SUCH ACT. THE PROCESS IS CALLED-
-----------?
A. RADAR EBCT
B. RFIA EBCT
C. COMPLIANCE EBCT
D. RADAR AUDIT

30. IN WHICH MENU BRANCH OFFICIAL CAN SEE THE RADAR SCORE IN VALUE
STATEMENT/MODULE/SUB SUB PARAMENTER ETC AND ANALYSE THE RADAR SCORE OF THE
BRANCH.
A. OFFSITE SCORES MONTH/LEVEL WISE UNDER REPORTS.
B. DEVIATIONS COMPARISON SUMMARY UNDER REPORTS.
C. MONTHWISE DEVAITIONS UNDER REPORTS.
D. OTHER OFFSITE SCORES UNDER REPORTS.

31. PERSONAL SEGMENT GOLD LOANS SHOULD BE AUCTIONED WITHIN ……. DAYS/MONTHS
FROM THE DATE OF NPA.
A. 30 days
B. 2 months
C. 45 days
D. 3 months

32 What is the terms used in RADAR to show non adherence to control

a. Key risk indicator

b. Value statement
c. Value proposition
d. Control violation

33.RADAR deviation reports are available at what frequency to the operating units

Ans. Fortnightly

34. Monitoring of Mobile Numbers changed during the months (alert purpose), CRF-2 and OVD to be
kept on record. Choose the best option for deviations shown under this value statement.

Ans. This is a very sensitive and fraud prone area. Branches to ensure available of CRF-2 and OVD for
verification during audit.
35.Online RADAR EBCT is carried out

Ans. Every year separately

36. The rectification of RADAR deviations shown in PVC, CSC meetings are to be done in BCSBI

37. When there is no applicable records in a value statement in RADAR, how it will impact the overall
score. Choose the best option

Ans. Improves the score as the score will be normalised.

38.Home loan accounts where EM not created/ not recorded in CBS after 18 months from the date of
sanction, branch has not done correction in CBS. However deviations are still showing in RADAR
applications. What might be the reason

Ans. RADAR data updation will happen in next loading cycle.

39. ERS Large Loans covers all sanctions (new/renewal/enhancement) involving exposure of Rs.
…..Crores for Domestic Branches

Ans. 50 crs

40. Which of the following is not correct about RADAR

Ans. CRM Problem loan management max score is 120

41. Probable Ineligible Savings bank-Govt accounts. Deviations are shown for an account in a branch
where the branch has obtained permission letter from appropriate authority. Choose the best option

Ans. Where SB accounts are opened after obtaining permission letters from appropriate authority,
such details has to be entered in CBS Screen no 001002/001003 in SWO ID

42. What is the range of maximum score of Pre-sanction under CRM considering all off site audits.

Ans. 40 to 265

43. RADAR score has impact on which among the following?

Ans. RFIA rating

43. A BRANCH HAS TOTAL ADVANCES (FB+NFB) OF RS. 200 CRORE AS ON DATE OF RFIA. CREDIT
AUTITABLE A/CS EXPOSURE IS RS 80 CRORE. EXPOSURE SCRUTINISED UNDER ERS IS RS. 20 CRORE.
WHAT WILL BE THE MAX SCORE FOR PRE SANCTION UNDER CRM FOR THE BRANCH DURING RFIA?

A. 40 OFFSITE, 265 RFIA

B. 84 OFFSITE, 221 RFIA
C. 221 RADAR, 84 RFIA
D. 82 OFFSITE, 223 RFIA
44. WHAT IS MAX CRM SCORE IN RADAR WHERE NO EXPOSURE IS SCRTINISED UNDER ERS WBCS
DURING AUDIT REVIEW PERIOS?

A. 145
B. 410
C. 260
D. 305

45. NPA> RS. 20 LACS NOT TRANSFERRED TO SARB/SAMG. CHOOSE THE BEST OPTION FOR
RECTIFICATION OF DEVIATIONS IN THIS VALUE STATEMENT.

A. ALL NPA> RS. 20 LACS SHOULD BE MIGRATED TO SARB. S CORE TO BE GENERATED TO

INFORM RADAR TEAM.
B. ALL NPA> RS. 20 LACS SHOULD BE MIGRATED TO SARB.MAINTANANCE CODE/HOME
BRANCH TO BE PROPERLY ENTERED IN CBS AS PER BANK’S INSTRUCTION.
C. NO RECTIFICATION CAN BE DONE
D. EITHER A OR C.

46 WHAT IS THE MAIN OBJECTIVE OF RADAR?

A. ENHANCE COMPLIANCE CULTURE IN BANK.
B. DYNAMIC ASSESSMENT OF RISK.
C. TO IDENTIFY NON ADHERENCE TO CONTROLS AT AN EARLY STAGE.
D. ALL OF THE ABOVE.

47. RADAR SCORES ARE GENERATED AT WHAT FREQUENCY?

A. BIMONTHLY
B. QUARTERLY
C. FORTNIGHTLY
D. MONTHLY

48. IN WHICH MENU UNDER RADAR APPLICATION THE SCORE FOR WBCAS & ERS CAN BE
CHECKED?
A. OFFISITE AVERAGE SCORE UNDER REPORTS
B. DEVIATION COMPARISON SUMMARY UNDER REPORTS
C. OTHER OFFSITE SCORES UNDER REPORTS
D. S CORE REQUEST MUST BE LODGED TO RECEIVE THE REPORT IN BRANCH OFFICE MAIL.

49. BANKS SHALL MAKE IT MANDATORY FOR CORPORATE BORROWERS HAVING AGGREGATE
FUND BASED AND NO FND BASED EXPOSURE OF RS ------- CRORES AND ABOVE FROM ANY
BANK, TO OBTAIN LEGAL ENTITY IDENTIFIER (LEI) IN A PHASED MANNER AND CAPTURE THE
SAME IN THE CENTRAL REPOSITORY OF INFORMATION TO LARGE CREDITS (CRILC)
A. 5
B. 25
C. 50
D. 500
50. A BRANCH HAS SECURED 85% IN RFIA BEFORE RADAR SCORE INTEGRATION UNDER ORM.
RADAR AVERAGE SCORE FOR THE AUDIT PERIOD IN ORM IS 80%. WHAT WILL BE EFFECTIVE
ORM SCORE OF THE BRANCH IN RFIA AFTER RADAR SCORE INTEGRATION?
A. 85
B. 82.7
C. 83.7
D. 80
51. WHAT IS THE PERCENTAGE SHARE OF OFFSITE AUDITS (RADAR, ERS, WBCAS) IN RFIA UNDER
CRM?
A. 26
B. 14.5-41.00
C. 14.5-30.5
D. 30.5

52. INSURANCE DETAILS NOT CAPTURED IN CBS SYSTEM. A BRANCH HAS AN A/C WHERE THE
WAIVER OF INSURANCE IS APPROVED. THE BRANCH HOWEVER GETS THE DEVIATION IN
RADAR. CHOOSE THE BEST OPTION FOR RECTFICATION OF DEVIATIONS IN THIS VALUE
STATEMENT.
A. RAISE AN S CORE REQUEST WITH SCANNED COPY OF SANCTION.
B. MARK INSURANCE REQUIRED FLAG AS NO IN COLLATERAL IN CBS.
C. SEND MAIL TO IAD WITH THE SCANNED COPY OF APPROVAL FOR UPDATION IN BACK
END.
D. INSURANCE HAS TO BE OBTAINED INVARIABLY TO MARK OFF THE RADAR DEVIATION.

53. A BRANCH HAS SECURED 85% IN RFIA BEFORE RADAR SCORE INTEGRATION UNDER CRM.
RADAR AVERAGE SCORE FOR THE AUDIT PERIOD IN CRM IS 78%. CONSIDERING NO
EXPOSURE UNDER WBCAS/ERS, WHAT WILL BE EFFECTIVE CRM SCORE OF THE BRANCH IN
RFIA AFTER RADAR SCORE INTEGRATION.
A. 84
B. 83
C. 82
D. 81

54. HOME LOAN ACCOUNTS WHERE EM NOT CREATED/NOT RECORDED IN CBS AFTER 18
MONTHS FROM DATE OF SANCTION. CHOOSE THE BEST OPTION FOR RECTIFICATION OF
DEVIATIONS FOR THIS VALUE STATEMENT.
A. EM TO BE CREATED UNDER CERSAI DETAILS MENU IN CBS FOR THE A/C AND A S CORE
REQUEST TO BE GENERATED FOR BACK END UPDATION.
B. EM TO BE CREATED IN ALL ELIGIBLE COLLATERALS AVAILABLE IN THE A/C UNDER CERSAI
MENU IN CBS. THE UPDATION DONE IN CBS WILL BE EFFECTED IN RADAR AS PER THE
LAODING CYCLE.
C. EM TO BE CREATED IN A/C LEVEL. THE UPDATIONS DONE IN CBS WILL BE EFFECTED IN
RADAR AS PER THE LOADING CYCEL.
D. Em TO BE CREATED IN CIF LEVEL IN CBS THE UPDATIONS DONE IN CBS WILL BE EFFECTED
IN RADAR AS PER THE LOADING CYCLE.
55. A BRANCH HAS TOTAL ADVANCES (FB+NFB) OF RS. 200 CRORE AS ON DATE OF RFIA. CREDIT
AUTITABLE A/CS EXPOSURE IS RS 30 CRORE. EXPOSURE SCRUTINISED UNDER ERS IS RS. 30
CRORE. WHAT WILL BE THE MAX SCORE FOR PRE SANCTION UNDER CRM FOR THE BRANCH
DURING RFIA?
A. 87 OFFISTE, 218 RFIA
B. 40 OFFSITE, 265 RFIA
C. 85 OFFSITE, 220 RFIA
D. 77 OFFSITE, 228 RFIA

56. INLAND BILLS DISCOUNTED OUTSTANDING BEYOND DUE DATE OF MATURITY. ONE BRANCH
OBSERVED THAT DEVIATIONS ARE REPORTED IN RADAR UNDER THIS VALUE STATEMENT
AFFECTING THE SCORE. ON ANALYSIS THE BRANCH MANAGER OBSERVED THAT THESE
ENTRIES INITIATED IN TRADE FINANCE STOOD UNRECONCILED AS INADVERTENTLY THE
OUTSTANDING ENTRIES HAVE BEEN REVERSED IN CBS DIRECTLY WITHOUT ROUTING
THROUGH TRADE FINANCE. THE BRANCH HAS REQUESTED IAD THROUGH EMAIL WITH THE
COPY OF APPROVAL FROM CONTROLLER FOR DELATION OF DEVIATIONS FROM THE BACK
END. CHOOSE THE BEST OPTION ALONG THE FOLLOWING.
A. ALL RECTIFICATION SHOULD BE DONE IN THE SOURCE SYSTEMS ONLY . SO THE BRANCH
SHOULD HAVE ARRANGED FOR RECONCILING THE ENTRIES IN TRADE FINANCE.
B. THE BRANCH HAS ATTACHED THE APPROVAL FROM CONTROLLER AND SENT TO IAD
CORRECLTY SO IT WILL BE TAKEN CARE AT IAD AND UPDATED AT BACK END.
C. THE BRANCH SHOULD HAVE RAISED S CORE TICKET AS GITC IS THE APPLICATION
OWNER.
D. THE BRANCH SHOULD HAVE RAISED S CORE TICKET AS GITC IS THE APPLICATION
OWNER. THE SAME TICKET SHOULD HAVE BEEN FORWARDED TO IAD FOR FURTHER
ACTION.

57. WHICH AMONG THE FOLLOWING IS NOT A LEVEL IN RADAR ARCHITECTURE?

A. CORE PARAMETER
B. SUB SUB PARAMETER
C. SUB PARAMETER
D. KEY PARAMETER

58. IN WHICH MENU REPORT FOR AVERAGE RADAR SCORE DURING AN AUDIT PERIOD CAN BE
CHECKED?
A. AVERAGE OFFISITE SCORES LINK AVAILABLE IN HOME PAGE.
B. OFFSITE AVERAGE SCORE UNDER REPORTS.
C. DEVIATIONS COMPARISON SUMMARY UNDER REPORTS
D. S CORE REQUEST MUST BE LODGED TO RECEIVE THE REPORT IN BRANCH OFFICE MAIL.
59. RADAR DEVIATION REPORTS ARE AVAILBLE AT WHAT FREQUENCY TO OPERATING UNITS?
A. MONTHLY
B. FORTNIGHTLY
C. BIMONTHLY
D. WEEKLY
E.
60. WHAT IS THE FULL FORM OF RADAR?
A. REALTIME APPLICATION FOR DUAL ASSESSEMENT OF RISK.
B. REMOTE APPLICATION FOR DYNAMIC ASSESSEMENT OF RISK
C. REMOTE APPLICATION FOR DUAL ASSEEEMENT OF RISK
D. REMOTE APPLICATION FOR DYNAMIC ASSESSMENT OF RATING.

61. WHAT IS THE MAX ORM SCORE IN RADAR FOR INTEGRATION IN RFIA?
A. 145
B. 160
C. 265
D. 260

62. AN ACCOUNT WHERE DEVIATIONS ARE SHOWN IN RADAR HAS BEEN CLOSED IN CBS.
HOWEVER DEVIATIONS ARE STILL SHOWING IN RADAR APPLICATION. WHAT MIGHT BE THE
REASON? CHOOSE THE BEST OPTION.
A. THE BRANCH HAS NOT SENT MAIL TO RADAR, IAD WITH SCREENSHOT AS PROOF OF
CLOSURE.
B. S CORE REQUEST HAS NOT BEEN RAISED.
C. THE RADAR DATA UPDATION WILL HAPPEN IN THE NEXT LOADING CYCLE.
D. ALL OF THE ABOVE.

63. A BRANCH HAS TOTAL ADVANCES (FB+NFB) OF RS. 300 CRORE AS ON DATE OF RFIA. CREDIT
AUTITABLE A/CS EXPOSURE IS RS 100 CRORE. EXPOSURE SCRUTINISED UNDER ERS IS RS. 40
CRORE AND WBCAS IS 60 CRORE. BRANCH HAS SECURED 80 % IN WBCAS AND 70 % IN ERS
FOR THE AUDIT REVIEW PERIOD. RADAR AVERAGE SCORE IN CRM PRE SANCTION FOR THE
AUDIT PERIOD IS 80%. THE ONSITE RFIA SCORE GIVEN FOR PRE SANCTION CRM BY IA IS
80%.WHAT IS THE FINAL PRE SANTION SCORE OF THE BRANCH IN RFIA AFTER INTEGRATION?
A. 77.26
B. 78.26
C. 73.26
D. 75.26

64. WHICH AMONG THE FOLLOWING IS NOT TRUE FOR RADAR? A) RADAR DEVIATION
PERCENTAGE GETS CONVERTED TO SCORE. B) RADAR DEVIATIONS AND SCORE ARE
POPULATED EVERYY FORTNIGHT. C) SCORE OF A VALUE STATEMENT DOES NOT DEPEND ON
ITS RISK CATEGORISATION D) NOT APPLICABLE VALUE STATMENTS ARE NORMALISED.
A. ONLY C
B. B & C
C. A & C
D. ONLY D
65. SMEBU ACCOUNTS WITH L&B AS COLLATERAL SECURITY WHERE VALUATION DATE IS NOT
RECORDED IN CBS/OR VALUATION DATE IS MORE THAN 3 YEARS OLD. CHOOSE THE BEST
OPTION FOR RECTIFICATION OF DEVIATIONS IN THIS VALUE STATEMENT.
A. FRESH VALUATION TO BE DONE AND S CORE TICKET RAISED FOR MARKING OFF
DEVIATIONS AT BACK END.
B. RECTIFICATION IS TO BE DONE IN CBS SCREEN 67041 AND THE DATE OF VALUATION TO
BE UPDATED. ALL ELIGIBLE ACTIVE COLLATERAL SHOULD HAVE PROPER VALUATION
DATE ENTERED IN CBS.
C. A MAIL IS TO BE SENT TO IAD CONTAINING S CORE TICKET CONFIRMING RECTIFICATION
IN CBS.
D. BOTH 2 & 3.

66. I HAVE BEEN RECENTLY TRANSFERRED TO A NEW BRANCH BUT MY RADAR LOGIN SHOWS
MY PREVIOUS BRANCH RECORDS. WHAT NEEDS TO BE DONE? CHOOSE THE BEST OPTION.
A. S CORE REQUEST TO BE RAISE TO SP2 GITC.
B. HRMS TO BE TRANSFERRED TO NEW BRANCH AND IT IS TO BE ENSURED THAT SSO
DETAILS ARE IN SYNC.
C. MAIL TO IAD TO UPDATE THE USER DETAILS IN RADAR APPLICATION THROUGH SSO.
D. MAIL TO BOPM LHO TO TAKE UP WITH IAD TO UPDATE THE USER DETAILS IN RADAR
APPLICATION.

67. WHICH OF THE FOLLOWING IS NOT CORRECT ABOUT OFFSITE RADAR EBCT?
A. OFFSITE RADAR EBCT IS CONDUCTED FOR BRANCHES WHICH ARE NOT IN AUDIT PLAN
OF THE YEAR.
B. THE BRANCHES NEED TO UPLOAD THE EVIDENCE OF COMPLIANCES FOR SAMPLES IN
OARPS APPLICATION.
C. CONTROLLERS AT RBO NEED TO VERIFY EVIDENCES UPLOADED BY BRANCHES.
D. OFFSITE RADAR EBCT IS CONDUCTED ALONG WITH RFIA.

68. FOR SECURITY OFFICERS VISIT RELATED DEVIATIONS RECTIFICATIONS ARE TO BE DONE IN ----
------- APPLICATIONS?
A. ONLINE SECURITY OFFICER VISIT AUDIT
B. ONLINE SERVICE AUDIT
C. ONLINE SECURITY AUDIT
D. OFFSITE SECURITY AUDIT.

69. A BRANCH HAS TOTAL ADVANCES (FB+NFB) OF RS. 200 CRORE AS ON DATE OF RFIA. CREDIT
AUDITABLE A/CS EXPOSURE IS RS 30 CRORE. EXPOSURE SCRUTINISED UNDER ERS IS RS. 30
CRORE. WHAT WILL BE THE MAX SCORE FOR PRE SANCTION UNDER CRM FOR THE BRANCH
DURING RFIA?
A. 87 OFFSITE, 218 RFIA
B. 40 OFFSITE, 265 RFIA
C. 85 OFFSITE, 220 RFIA
D. 77 OFFSITE, 228 RFIA
70. GOLD LOAN LTV> 75% AND UPTO 100%. CHOOSE THE BEST OPTION FOR RECTIFICATION OF
DEVIATIONS IN THIS VALUE STATEMENT.
A. RECOVERY TO BE DONE TO KEEP LTV WITHIN 75%
B. A/C TO BE CLOSED.
C. LIMIT TO BE RENEWED.
D. EITHER A OR B

71. WHILE RAISING S CORE REQUEST FOR A VALUE STATEMENT WHICH AMONG THE
FOLLOWING MUST BE MENTIONED/ATTACHED? A) VALUE STATEMENT NAME B) SCREEN
SHOT FROM THE SOURCE SYSTEM/SCREEN SHOT FROM RADAR C) BRIEF DESCRIPTION OF
THE ISSUE D) APPROVAL FROM CONTROLLERS
A. A ONLY
B. A & B
C. A & B & C
D. ALL OF THE ABOVE.

72. HOW TO OBTAIN RADAR LOGIN CREDENTIALS FOR USERS?

A. WRITING MAILS TO BOPM, LHO FOR USER CREDENTIALS
B. BY RAISING S CORE REQUEST TO GITC
C. NO NEED FOR SEPARATE LOGIN CREDENTIALS AS IT IS MAPPED TO SSO
D. WRITING MAILS TO CIRCLE AUDIT OFFICE OF RESEPCTIVE GEOGRAPHY.

73. SECURITY AUDITS WILL BE CARRIED OUT IN HIGH RISK BRANCHES, WITH MIN AND MAX GAP
AS-----?
A. MIN-9, MAX-18
B. MIN-12, MAX-18
C. MIN 12, MAX- 15
D. MIN-9, MAX-15

74. WHICH AMONG THE FOLLOWING IS NOT CORRECT?

A. RADAR IS AN OFFSITE AUDIT TOOL.
B. RADAR IS A HYBRID APPLICATION FOR ONSITE AND OFFITE AUDIT.
C. RADAR SCORE AFFECTS RFIA SCORE.
D. RADAR SCORE REFLECTS THE NON ADHERENCE IN KEY CONTROL AREAS.

75. MULTIPLE CASH TRANSACTIONS OF > RS.50000 IN CUSTOMER ACCOUNTS CATEGORISED AS

LOW RISK. CHOOSE THE BEST OPTION FOR RECTIFICATION OF DEVIATIONS IN THIS VALUE
STATEMENT.
A. THE DEVIATIONS ARE SHOWN FOR THE MONTH ONLY AND FOR THE PURPOSE OF
TRANSACTION MONITORNG.
B. THE RISK CATEGORISATION OF THE CUSTOMER IS TO BE SUITABY AMMENDED.
C. CUSTOMER A/C TO BE MARKED STOPPED.
D. ALL OF THE ABOVE ARE CORRECT.
76. THE MAX PRESANCTION SCORE UNDER CRM FROM OFFSITE AUDITS (RADAR,ERS,WBCAS)
DEPEND ON WHICH AMONG THE FOLLOWING? A) BRANCH NET EXPOSURE AS ON THE
AUDIT DATE OF RFIA B) EXPOSURE SCRUTINISED UNDER WBCAS/ERS DURING AUDIT REVIEW
PERIOD D) RADAR
A. A & D
B. ONLY B
C. A & B
D. ALL OF THE ABOVE.

77. ACCOUNTS WITH INSUFFICIENT PRIMARY SECURITY AMOUNT. DEVIATIONS ARE SHOWN
FOR RECALLED ASSET FOR A BANK. CHOOSE THE BEST OPTION FOR RECTIFICATION F
DEVIATIONS IN THIS VALUE STATEMENT.
A. S CORE TO BE RAISED FOR UPDATION AT BACK END AS RECALLED ASSETS ARE NOT ELIGIBLE
FOR THIS.
B. A/C ARE TO BE UPGRADED/CLOSED THROUGH RECOVERY OR WRITE OFF ENSURING PROPER
PROVISION
C. THESE ARE ALERTS ONLY AND NO NEED FOR ANY RECTIFICATION
D. WRITTEN COMMUNICATION TO RADAR TEAM SHOULD BE SENT THROUGH CONTROLLERS
FOR BACKEND UPDATION IN RADAR.

78. APPLICABILITY OF CUE RATING FOR AN ACCOUNT IS BASED ON----? CHOOSE THE BEST
OPTION.
A. CUSTOMER’S BANK LEVEL EXPOSURE
B. A/C LIMIT
C. EITHER OF THE ABOVE
D. BOTH OF THE ABOVE.

79. A BRANCH HAS SECURED 75% IN RFIA BEFORE RADAR SCORE INTEGRATION UNDER ORM.
RADAR AVERAGE SCORE FOR THE AUDIT PERIOD IN ORM IS 78%. WHAT WILL BE EFFECTIVE
ORM SCORE OF THE BRANCH IN RFIA AFTER RADAR SCORE INTEGRATION?
A. 75.8
B. 74.8
C. 73.8
D. 72.8

80. WHICH AMONG THE FOLLOWING IS NOT A SUB PARAMETERS IN CRM UNDER RADAR?
A. PRESANCTION
B. APPRISAL, ASSESSEMENT AND SANCTION
C. POST SANCTION
D. PROBLEM LOAN MANAGEMENT
81. WHAT IS THE MAX SCORE FOR A CRITICAL VALUE STATEMENTS?
A. 4
B. 6
C. 2
D. 1

82. WHICH AMONG THE FOLLOWING IS NOT CORRECT/ A) RADAR AVERAGE SCORE FOR THE
AUDIT PERIOD UNDER CRM IS ALWAYS THE AVERAGE OF MONTHLY CRM SCORE B) RADAR
AVEREGE SCORE FOR THE AUDIT PERIOD IS DERIVED SEPARATELY FOR PRESANCTION, POST
SANCTION AND PROBLEM LOAN UNDER CRM. C) RADAR AVERAGE SCORE FOR THE AUDIT
PERIOD FOR PRE SANCTION CRM DEPENDS ON EXPOSURE SCRUTINISED UNDER WBCAS
ONLY. D) RADAR AVERAGE SCORE FOR THE AUDIT PERIOD AT PRE SANCTION CRM DEPENDS
ON EXPOSURE SCRUTINISED UNDER WBCAS AND ERS.
A) A & C
B) B
C) D
D) B & D

83. UNDER RADAR, ----- RECORDS ARE BEING SCRUTINISED?

A. ON SAMPLE BASIS
B. ALL APPLICABLE RECORDS
C. 85% OF APPLICABLE RECORDS
D. 75% OF APPLICABLE RECORDS

84. WHAT IS RADAR FOA?

A. RADAR FOR ONSITE AUDIT.
B. RADAR FIXED ASSET ON AUDIT
C. RADAR FRAUD OPINION APPLICATION
D. RADAR FOREIGN OFFICE AUDIT.

85. WHAT IS THE MAXIMUM % PENALTY FOR FALSE COMPLIANCE IN RADAR?

A. 10%
B. 15%
C. 25%
D. 30%

86. DELAY IN SUBMISSION OF ACCOUNT OPENING FORMS TO LCPC (GREATER THAN 10 DAYS)
CHOOSE THE BEST OPTION FOR RECTIFICATION OF DEVIATIONS IN THIS VALUE STATEMENT.
A. THE DEVIATIONS ARE FOR THE MONTH ONLY AND WILL BE REMOVED IN NEXT LOADING
CYCLE WITH NEW SET OF DATA.
B. THE BRANCH OFFICIAL HAS TO LOGIN TO LCPC WORKFLOW AND UPDATE THE DETAILS.
RECTIFICATIONS WILL BE EFFECTED IN NEXT UPLOADING CYCLE.
C. THE BRANCHES SHOULD SUBMIT AOFS TO LCPCS WITHOUT DELAY.
D. BOTH 1 & 3.
87. WHAT IS THE MAX SCORE FOR A MEDIUM RISK VALUE STATEMENT?
A. 4
B. 6
C. 2
D. 1

88. A BRANCH HAS SECURED 90% IN RFIA BEFORE RADAR SCORE INTEGRATION UNDER ORM.
RADAR AVERAGE SCORE FOR THE AUDIT PERIOD IN ORM IS 85%. WHAT WILL BE EFFECTIVE
ORM SCORE OF THE BRANCH IN RFIA AFTER RADAR SCORE INTEGRATION
A. 87.5
B. 86.4
C. 85
D. 87.4

89. SCORE OBTAINED IN VALUE STATEMENT LEVEL IN RADAR APPLICATION IS NORMALISED TO

CORE LEVEL. WHAT IS THE CORRECT FLOW OF THE SCORE?
A. VALUE STATEMENT> SUB SUB PARAMETER>MODULE> SUB PARAMETERS> CORE
B. VALUE STATEMENT>SUB PARAMETER> SUB SUB PARAMETER> MODULE> CORE
C. VALUE STATEMENT> MODULES> SUB SUB PARAMETERS> SUB PARAMETERS> CORE
D. VALUE STATEMENT> CORE> MODULES> SUB PARAMETERS> SUB SUB PARAMETERS

90. CUE RATING IS APPLICABLE FOR EXPOSURE MORE THAN---- AND UPTO -------?
A. 10 LAKH, 50 CRORE
B. 25 LAKHS, 500
C. 50 LAKHS, 5 CRORE
D. 50 LAKHS, 500 CRORE

91. WHICH OF THE FOLLOWING IS NOT CORRECT ABOUNT RADAR?

A. RADAR SCORE GET INTEGRATED WITH RFIA SCORES IN CRM. PRE SANCTION, POST
SANCTION AND PROBLEM LOAN MANAGEMENT SUB PARAMETER LEVELS SEPARATELY.
B. RADAR ORM SCORE GETS INTEGRATED WITH RFIA SCORE IN CRM PRESANCTION ONLY.
C. WBCAS, ERS SCORES FOR THE AUDIT REVIEW PERIOD OF AN AUDITEE UNIT GET
INTEGRATED WITH RFIA IN PRE SANCTION UNDER CRM.
D. THE WEIGHTAGE OF ERS AND WBCAS IN RFIA DEPEND ON THE EXOSURE SCRUTINISED
UNDER WBCAS, ERS DURING THE AUDIT REVIEW PERIOD.

92. WHICH AMONG THE FOLLOWING IS/ARE THE CORE PAAMETER IN RADAR?
A. ONLY ORM
B. ONLY CRM
C. BOTH CRM & ORM
D. RFIA
93. IN OFFSITE RADAR EBCT, IF THE NO. OF FALSE COMPLIANCE IS MORE THAN 30, WHAT WILL
BE THE ------ % OF DISINCENTIVE SCORE?
A. 5
B. 10
C. 20
D. 25

94. WHICH OF THE FOLLOWING IS NOT TRUE ABOUNT ONSITE RADR EBCT?
A. BRANCH MANAGER HAS THE OPTION TO DISAGREE TO THE OBSERVATIONS BY
INTERNAL AUDITOR.
B. THE DISAGREED ITEMS BY BRANCH MANAGER WILL BE FUTURE CONFIRMED BY
CONTROLLERS AT RBO.
C. THE DIAGREED ITEMS BY BRANCH MANAGER WILL BE FINALLY CHECKED AT CAO TO
IDENTIFY FALSE COMPLIANCES.
D. ONSITE RADAR EBCT IS CONDUCTED ALONG WITH RFIA.

95. WHICH OF THE FOLLOWING AUDIT SCORE ARE CONSIDERED FOR INTEGRATION WITH RFIA
IN PRESANCTION-CRM DURING RFIA? A) WBCAS B) LEGAL AUDIT C) ERS D) IS AUDIT E)
RADAR
A. ONLY A
B. A& C
C. A,C & E
D. ALL OF THE ABOVE.

96. IN CREDIT CPCS WHICH OF THE RADAR SCORE IS/ARE APPLICABLE?

A. CRM & ORM
B. CRM ONLY
C. ORM ONLY
D. EITHER CRM OR ORM

97. MANUAL CREDIT INTEREST ADJUSTMENTS MADE IN LOAN ACCOUNTS. CHOOSE THE BEST
OPTION FOR DEALING WITH SUCH DEVIATIONS UNDER THIS VALUE STATEMENT. A)
DEVIATION IS SHOWN FOR THE MONTH ONLY AND IT WILL BE LOADED WITH NEW
APPLICABLE RECORS IN NEXT LOADING CYCLE. B) THE TRANSACTIONS ARE TO BE
MANDATORILY REVERSED. C) BRANCH TO ENSURE THAT PROPER APPROVAL HAS BEEN
OBTAINED FROM COMPETENT ATHORITY FOR SUCH TRANSACTIONS. THE SAME MIGHT BE
SOUGHT DURING RADAR EBCT.
A. ONLY B
B. A & C
C. ONLY C
D. ALL OF THE ABOVE.
 98. WHAT IS THE MAX SCORE OF PROBLEM LOAN MANAGEMENT UNDER CRM IN RADAR?
A. 40
B. 30
C. 75
D. 35

99. RADAR FIRST FORTNIGHT REPORT IS GENERATED AS ON-----?

A. NEAREST FRIDAY TO 15TH OF THE MONTH
B. 15TH OF THE MONTH
C. 25TH OF THE MONTH
D. 12TH OF THE MONTH

100. THE BRANCH HAS SECURED VERY GOOD SCORE IN RFIA, BUT FINAL INTEGRATED SCORE IS
VERY LESS, WHICH OF THE FOLLOWING AUDIT SCORES COULD HAVE IMPACTED THE RFIA
SCORE? A) WEBCAS B) CVS C) ERS D) LITMAS E) RADAR.
A. ONLY A
B. A,B & C
C. A,C & E
D. ALL OF THE ABOVE.

3. Under RADAR, _______records are being scrutinised ?

a. on Sample Basis

b. All applicable records

c. 85% of Applicable records

d. 75 % of Applicable records
E.
F.

6. What is the Max Score for a Medium Risk Value Statement?

a. 4

b. 6

c. 2

d. 1

7. "Multiple Cash Transactions of >Rs.50000 in Customer Accounts

categorised as Low Risk". Choose the best option for rectification of
deviations in this value statement.
a. The deviations are shown for the month only and for the purpose of transaction
monitoring.

b. The risk categorisation of the customer is to be suitably ammended.

c. Customer a/c to be marked stopped.

d. All of the above are correct.

G.

9. RADAR Score of a Branch depends on which among the following____ in

a Value Statement? Choose the best option.

a. Deviation Percenatge

b. No. of Deviations

c. Total no of Records.

d. No. of VS in the Module.

H.

10. Applicability of CUE Rating for an account is based on ______? Choose

the best option.

a. Customer's Bank Level Exposure

b. A/c Limit

c. Either of the above

d. Both of the above

I.
J.

12. Regular CRA is applicable for Exposure more than ___?

a. 25 lakh

b. 50 lakh

c. 1 crore

d. 5 crore
K.
15. "Manual Credit Interest Adjustments made in Loan Accounts".
Choose the best option for dealing with such deviations under this value
statement. A) Deviation is shown for the month only and it will be loaded
with new applicable records in next loading cycle. B) The transactions are
to be mandatorily reversed. C) Branch to ensure that proper approval has
been obtained from competent authority for such transactions. The same
might be sought during RADAR EBCT.

a. Only B

b. A&C

c. Only C

d. All of the above.

16. How to rectify the deviation "Low Risk Customer opened as

High/Medium Risk"?

a. The deviations are shown to Branches for the month only. The Branch officials
should exercise caution while doing risk categorization at the time of opening of the A/c.

b. No need to rectify. The Branch can ignore the deviations as these are shown as alerts
only.

c. The Risk categorisation of the customer has to be ammended in CBS to classify it as

Low Risk Customer.

d. No need to rectify in Branch. The Branch can raise S core request for back end
updation.

17. The max Presanction score under CRM from offsite audits (RADAR,
ERS, WBCAS) depends on which among the following? A) Branch Net
Exposure as on the Audit date of RFIA B) Exposure Scrutinised under
WBCAS/ERS during audit review period D) RADAR

a. A&D

b. Only B

c. A &B

d. All of the above

18. A Branch has secured 90% in RFIA before RADAR score integration
under CRM. RADAR average score for the audit period in CRM is 80%.
Considering no Exposure scrutinised under under WBCAS/ERS, what will
be effective CRM Score of the Branch in RFIA afer RADAR score
integration?

a. 88.6

b. 87.6

c. 85.5

d. 90

21. "Insurance Expired but Renewal Details not updated in System". A

Branch observed deviations related to Auto Loans in this Value Statement
and could not understand as for auto loans insurance policies need not be
insisted from customer from 2nd year onwards as per Bank's circular
Instruction. Which among the following are the reasons for such
deviations.

a. The A/cs may be NPA.

b. Outstanding is more than 20 lakh.

c. Error data in RADAR and S core to be raised for back end updation.

d. 1&2

22. Which of the following is not correct about RADAR?

a. ORM max score is 260

b. CRM Pre sanction max score is 40

c. CRM Problem Loan Management max score is 120

d. CRM Post sanction max score is 75

23. A Branch has secured 75% in RFIA before RADAR score integration
under ORM. RADAR Average Score for the audit period in ORM is 78%.
 What will be effective ORM Score of the Branch in RFIA after RADAR
score integration?

a. 75.8

b. 74.8

c. 73.8

d. 72.8

24. What is RADAR FOA?

a. RADAR For Onsite Audit

b. RADAR Fixed Asset on Audit

c. RADAR Fraud Opinion Application

d. RADAR Foreign Office Audit

25. A branch has total AdvanceS (FB+NFB) of Rs. 100 Crore as on date of
RFIA. Out of which Credit Auditable A/cs Exposure is Rs. 50 Crore.
Exposure scrutinized under ERS is Rs. 20 crore. What will be the Max
Score for Pre sanction under CRM for the Branch during RFIA?

a. 40 RADAR, 265 RFIA

b. 40 RADAR, 106 ERS, 159 RFIA

c. 40 RADAR, 96 ERS, 169 RFIA

d. 305 ERS

4. "NPA > Rs.20 Lacs not transferred to SARB / SAMG". Choose the best
option for rectification of deviations in this value statement.

a. All NPA > Rs.20 Lacs should be migrated to SARB. S core to be generated to inform
RADAR Team.

b. All NPA>20 lacs should be migrated to SARB. Mainteance code/Home Branch to be

properly entered in CBS as per Bank's Insrtruction.

c. No rectification can be done.

d. Either a or c
 L.

5. Which of the following is not true about RADAR?

a. RADAR score is being generated every month.

b. RADAR score is being generated every fortnight.

c. RADAR deviations are being populated every fortnight.

d. RADAR average score gets integrated with RFIA score.

6. In Credit CPCs which of the RADAR score is/are applicable?

a. CRM & ORM

b. CRM only

c. ORM Only

d. Either CRM or ORM

7. Which among the following is/are the Core Parameter(s) in RADAR?

a. Only ORM

b. Only CRM

c. Both CRM & ORM

d. RFIA
9. Which of the following audit score are considered for integration with
RFIA in Presanction- CRM during RFIA? A) WBCAS B) Legal Audit C)
ERS D) IS Audit E) RADAR

a. only A

b. A&C

c. A, C, & E

d. All of the above

10. In CRM under RADAR, which of the following has got highest
weightage?

a. Pre sanction

b. Post sanction

c. Problem Loan Management

d. All are having equal weightage.

12. CRILC module in RADAR is under ______ Sub parameter?

a. ORM

b. Post Sanction, CRM

c. Problem Loan Management, CRM

d. Pre sanction, CRM

14. CUE rating is applicable for Exposure more than___ and upto ___ ?

a. 10 lakh, 50 crore

b. 25 lakh, 500 Crore

c. 50 lakh, 5 crore

d. 50 lakh, 500 Crore

15. A branch has total Advances (FB+NFB) of Rs. 300 Crore as on date of
RFIA. Credit Auditable A/cs Exposure is Rs. 100 Crore. Exposure
scrutinised under ERS is Rs. 70 crore and WBCAS is 60 Crore. What will be
the max Score for Pre sanction under CRM for the Branch during RFIA?

a. 93 Offsite, 212 RFIA

b. 40 Offsite, 265 RFIA

c. 201 Offsite,104 RFIA

d. 212 Offsite, 93 RFIA

17. Which among the following is not correct?

a. RADAR is an Offsite Audit tool

b. RADAR is a Hybrid Application for onsite and offsite audit.

c. RADAR Score affects RFIA Score

d. RADAR score reflects the non adherence in key control areas.

21. The scores received from ERS and WBCAS are integrated in _______
along with RADAR during RFIA?

a. Post sanction under CRM

b. ORM

c. Presanction under CRM

d. Presanction under ORM

22. Security Audits will be carried out in High Risk branches, with min, and
max gap as ____? (Normal Times)

a. Min -9, Max-18

b. Min -12, Max-18

c. Min -12, Max-15

d. Min -9, Max-15

23. A branch has total Advances (FB+NFB) of Rs. 100 Crore as on date of
RFIA. Out of which Credit Auditable A/cs Exposure is Rs. 50 Crore.
Exposure scrutinized under ERS is Rs. 20 crore. What will be the Max Score
for Pre sanction under CRM for the Branch during RFIA?

a. 40 RADAR, 265 RFIA

b. 40 RADAR, 106 ERS, 159 RFIA

c. 40 RADAR, 96 ERS, 169 RFIA

d. 305 ERS
M.
24. "Gold Loan LTV>75% and upto 100%". Choose the best option for
rectification of deviations in this value statement.

a. Recovery to be done to keep LTV within 75%.

b. A/c to be closed.

c. Limit to be renewed.

d. Either a or b