CONSTANTINO vs ASIA LIFE G.R. No.

L-1669

Non payment of premium due to war, extinguishes the contract of insurance.

DEL ROSARIO vs EQUITABLE INSURANCE  G.R. No. L-16215

The terms in the insurance policy which are ambiguous, equivocal or uncertain are to be construed strictly against the insurer.

FILIPINAS COMPAÑIA DE SEGUROS vs CHRISTERN, HUENEFELD G.R. No. L-2294

It stands to reason that an insurance policy ceases to be allowable as soon as an insured becomes a public enemy

GREAT PACIFIC LIFE ASSURANCE vs CA G.R. No. 113899

When the mortgagee procures insurance

GULF RESORTS, vs PHILIPPINE CHARTER INSURANCE G.R. No. 156167

All provisions of the insurance policy should be interpreted with consonance of each other

INSULAR LIFE ASSURANCE vs EBRADO G.R. No. L-44059

Life insurance policy is same with civil donation, persons who cannot received donations cannot be also named as beneficiary in
a insurance policy.

MISAMIS LUMBER vs CAPITAL INSURANCE  G.R. No. L-21380

The literal meaning of the stipulations must control, it being actual contract, expressly and plainly provided in the policy

Palileo v. Cosio G.R. No. L-7667 –

The mortgagee may insure his interest in the property independently of the mortgagor

PHILAMCARE HEALTH vs CA G.R. No. 125678

Failure to disclose health status

Courts should construe the in such a way as to preclude the insurer from non compliance with the obligation.

Health care agreement is in the nature of a non life insurance.

PHILIPPINE AMERICAN LIFE vs ANSALDO G.R. No. 76452

Contract of agency between the insurance company and its agent is not included in the insurance code.

QUA CHEE GAN vs LAW UNION G.R. No. L-4611

If the insurer during the issuance of the policy was aware of the existing facts which would invalidate the contract and tolerate it,
is precluded from raising such facts in asserting the issue breach of contract.

SAN MIGUEL BREWERY vs LAW UNION AND ROCK INSURANCE G.R. No. L-14300

If by inadvertence, accident, or mistake the terms of the contract were not fully set forth in the policy, theplaintiff is entitled to
have it reformed

SAURA IMPORT vs PHILIPPINE INTERNATIONAL SURETY CO G.R. No. L-15184

Giving notice to proper party in case of cancellation of insurance policy

TY vs FILIPINAS COMPAÑIA DE SEGUROS G.R. No. L-21821-22 and L-21824-27

Agreement contained in the insurance policy is the law between the parties, what is written if it is clear should be upheld.

VERENDIA vs CA G.R. No. 75605

Effects of presenting a false declaration to support his claim to the benefits

Fortune Medicare v. Amorin

Primarily an contract if indemnity

However, is in the nature of non life insurance