30 DAY MONEY

CHALLENGE
Our Rich Journey

BUDGETING

DAY 1: Create a budget

DAY 2: Set up automatic bill pay

MAKING MONEY

DAY 3: Declutter - sell 10 things

DAY 4: Start a side hustle

INVESTING MONEY

DAY 5: Invest spare change

DAY 6: Increase 401K contributions

DAY 7: Set up custodial account for kids

SAVING MONEY

DAY 8: No spend week - single item

DAY 9: Itemize eating out

DAY 10: Create a 72-hour list

DAY 11: Set up automated savings

DAY 12: Plan out meals

DAY 13: Review expenses - cut one entirely

DAY 14: Ask for a raise

DAY 15: Cut down on utilities

DAY 16: Join a Free-Cycle group

DAY 17: Assess car insurance

DAY 18: Assess cell phone bill

DAY 19: Ask for lower interest rate on credit cards

Our Rich Journey
EDUCATION/LEARNING & SOCIAL

DAY 20: Read a book

DAY 21: Watch Minimalism: A

Documentary About the
Important Things
DAY 22: Attend a networking event

DAY 23: Avoid toxic, negative people

DAY 24: Itemize your accomplishments

DAY 25: Get a mentor

DAY 26: Understand your credit score

SETTING GOALS
DAY 27: Develop concrete goals

DAY 28: Talk about finances with a

partner
DAY 29: Identify closing date payoffs
for all credit cards
DAY 30: Make a debt plan

Our Rich Journey