MBAA04A45: COMMERCIAL AND INVESTMENT BANKING

Question Bank

Section A
1. Define Banking.
2. What are Presidency Banks?
3. Define Banking as per Banking Regulations Act.
4. What is Lead banks scheme and their functions?
5. What is the criterion to classify the asset as Sub Standard Assets?
6. How to calculate CRR? What is the present CRR rate in India?
7. Discuss the benefits of Green Banking.
8. Mention the criterion to classify the asset as Sub Standard Assets.
9. Mention any two new private sector banks in India.
10. Explain National Financial Switch.
11. Describe Statutory Liquidity Ratio (SLR). Give the current SLR.
12. Differentiate between Repo Rate and Reverse Repo Rate.
13. Mention the three aspects of SARFAESI Act.
14. Difference between Cheque and a Draft.
15. Describe any two modes of electronic funds transfer.
16. Distinguish between Merchant Bank and Investment Bank.
17. Explain the role of an Investment Banker in IPO.
18. Expand NEFT and RTGS.
19. Give the meaning of Investment Banking.
20. What do you mean by „Underwriting‟?
21. The finance minister announced the merger of the country's top Public Sector Banks
(PSBs) on 30th August 2019. Mention any two new entities that will be formed after
the merger.
22. Mention any two payment banks in India.
23. What do you mean by CBS and Rupay?
24. What is Capital Adequacy Ratio? Give the current CAR.
25. Differentiate between ECS debit and ECS credit.

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Prepared by Mr. John Pradeep Kumar, School of Management, KJC
 26. Mention any two Investment Banks in India.
27. Distinguish between IPO and FPO.

Section B
28. Briefly describe the classification of banks in India.
29. Explain the banking systems and their advantages and disadvantages.
30. Write short notes on the evolution, objectives and functions of Regional Rural Bank.
31. Discuss the E-Banking Services offered by the banks.
32. Briefly explain with a neat diagram the classification of banks in India.
33. Describe Monetary Policy. Explain the quantitative measures of monetary policy.
34. Discuss the RBI‟s monetary and non-monetary functions.
35. Describe the Capital Adequacy Ratio. Discuss the CAR formula with an example.
36. Explain any three types of players in Indian Investment Banking.
37. Explain the core services offered by the Indian investment banks.
38. Explain the banking systems and their advantages and disadvantages
39. Write short notes on the evolution, objectives and functions of Regional Rural Bank.
40. Describe the classification of NPAs.
41. Elucidate any three core services offered by an Investment Bank
42. What are the functions of Investment Banks? Discuss any three types of players in
investment banking.
43. Explain briefly any three quantitative and qualitative measures used by RBI to control
the money supply.
44. Elucidate the core services offered by investment banks.
45. Define Green Banking. Explain any four Green Banking products.

Section C
46. Explain the banking reforms and measures taken during the era of Liberalization.
47. Elucidate SARFAESI Act, 2002. Describe any two technologies that were introduced
post-modern era of Banking.
48. Explain the banking reforms and measures taken during the era of Liberalization.
49. What do you mean by „Securitisation‟? Explain the functions of central bank (RBI).
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Prepared by Mr. John Pradeep Kumar, School of Management, KJC
 50. What is Capital Adequacy Ratio? Elucidate the e-banking services offered by banks
in India.
51. Discuss any six functions of Commercial Banks. Explain the role of banks in Indian
Economy.
52. Elucidate the classification of NPAs. Discuss how the RBI controls money supply
through its quantitative measures and qualitative measures.
53. Explain the e-Banking Services offered by Indian Banks. Discuss Green Banking and
its benefits.
54. What do you mean by „Nationalisation‟ in the banking industry? Explain the banking
reforms and measures taken during the era of Liberalization.
55. a. “Inflation is directly related to interest rates” Justify. (4 marks)
b. What is a Non-Performing Asset (NPA)? Explain the classification of NPAs in
India. (8 marks)
56. a. Distinguish between RTGS and NEFT. (4 marks)
b. What is a payment gateway? Explain any six e-banking services offered by banks.
(8 marks)

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Prepared by Mr. John Pradeep Kumar, School of Management, KJC