#Sip&Stocks101

@KeirstenBrager
 Fact vs. FUD

Hiring Your Money

Hire Your
Money: Close Due Diligence & Risk Management

Your Own Pay Developing Goals & Plans

& Wealth Gaps Investing vs. Trading

Via Investing TD Ameritrade Overview

M1 Pies for Generations

Avoiding FOMO & Panic Selling

@keirstenbrager
 • Not a get rich quick scheme

This is a • Requires the same effort as

certification & degree programs
• Ongoing learning and studying

skillset • There are levels to this

• Profits have capital gains taxes

@keirstenbrager
For Educational Purposes Only. Not Financial Advice. Consult tax and financial
advisors about your unique situation.

• YOU MUST CLOSE YOUR OWN PAY & WEALTH GAPS

WHY • 1PROMOTE YOURSELF TO ACCREDITED INVESTOR STATUS

• 2CAPITAL GAINS & INVESTMENT INCOME CAN BE USED
TO QUALIFY FOR MORTGAGES TO BUY THE HOOD

LEARN TO • AGE DISCRIMINATION IN TECH IS REAL, BUT THE MARKET

DOES NOT CARE HOW OLD YOU GET
• EVERYONE NEEDS FU FUNDS

INVEST?
1Fannie Mae
2Investopedia
@keirstenbrager
 Pay & Wealth Gap
Toolkit

• Long-Term Investing for Beginners: M1 Finance

• Trading & Education: TD Ameritrade
• Trading Practice: ThinkOrSwim
• All About Investing: www.Investopedia.com
• Dividend History: https://www.nasdaq.com/
• Calculating Dividend Income: Divcalc (IOS only)
• Stock Charts: www.stockcharts.com
• Refinancing high interest debt: www.sofi.com
• Bitcoin: Cashapp
@keirstenbrager
 Did You
Negotiate
Stock or
Equity?

For Educational Purposes Only. Not Financial Advice. Consult tax and financial advisors about your unique situation.
 Fact vs. FUD

FUD FACT

Only full-time traders make money • Regular folks like you make money trading

Investing is gambling • One source of income is gambling

This is a get rich quick scheme • This is a risk management strategy

Investing is only for retirement • You can trade & invest for today’s expenses

You need thousands to get started • You need $100, a plan, and guts to just start
For Educational Purposes Only. Not Financial Advice. Consult
tax and financial advisors about your unique situation. @keirstenbrager
Recent Case Studies
• Gamestop $GME
• AMC Theaters $AMC

For Educational Purposes Only. Not Financial Advice. Consult tax and
financial advisors about your unique situation.
@keirstenbrager
 For Educational Purposes Only. Not Financial Advice. Consult tax and financial advisors about your unique situation.

Should You Invest

In Cryptocurrency?
Never Invest What You Cannot Lose
 SIP DRINKS

For Educational Purposes Only. Not Financial Advice. Consult tax and financial advisors about your unique situation.
Hire Your Money:
No unemployed
money shall
prosper.

@keirstenbrager
What Is Your Goal, Income, Growth or Both?

Growth Stocks Dividend Stocks Dividend Aristocrats

Monthly payers
Quarterly payers

For Educational Purposes Only. Not Financial Advice. Consult tax and financial
advisors about your unique situation.
@keirstenbrager
 Dividend vs. Growth Companies
Dividend Payers (less ROI, but pays Growth Companies (higher ROI, but
investors >4% dividend yields) pays little to no dividends

For Educational Purposes Only. Not Financial Advice. Consult

tax and financial advisors about your unique situation.
Dividend Histories: www.Nasdaq.com

For Educational Purposes Only. Not Financial Advice. Consult

tax and financial advisors about your unique situation. @keirstenbrager
For Educational Purposes Only. Not Financial Advice. Consult
tax and financial advisors about your unique situation. @keirstenbrager
Everyone Says
Perform Due
Diligence, But
No One Says
How!

@keirstenbrager
Everyone Says
Perform Due
Diligence, But
No One Says
How!

@keirstenbrager
Sample Investment Plan
Company Stock Price Growth or Dividend Dividend Yield Long-term Prospects
Southern Co $60.88 Dividend 4.31% Great, people will always
$SO need electricity &
transportation moving
towards EV
Tesla $TSLA $852.23 Growth N/A Great, people think it’s a car
company, but issa
distributed energy company

Tip: Limit Investing to 20 - 30 companies

For Educational Purposes Only. Not Financial Advice. Consult

tax and financial advisors about your unique situation. @keirstenbrager
 SIP DRINKS

For Educational Purposes Only. Not Financial Advice. Consult tax and financial advisors about your unique situation.
Why M1 Finance?

What I like Areas for Improvement

Visually appealing
• Customer Service
• Investment Vehicles
New User Friendly • Fixed Trade Windows
• Capability for >1 Linked Acct
Automation

Access to Funds

For Educational Purposes Only. Not Financial Advice. Consult

tax and financial advisors about your unique situation. @keirstenbrager
Step 1: Secure Your Account!

For Educational Purposes Only. Not Financial Advice. Consult

tax and financial advisors about your unique situation.
Cheat Code: Dollar Cost Averaging
Buy Shares In Increments @ Regular Intervals
to Get Them On Sale During Price Dips

$134.18

$79.75

$38.33
$34.80
$56.09

For Educational Purposes Only. Not Financial Advice. Consult

tax and financial advisors about your unique situation. @keirstenbrager
Red Days in the Market

For Educational Purposes Only. Not Financial Advice. Consult

tax and financial advisors about your unique situation. @keirstenbrager
Easy Start:
Invest In Funds

• Caution: Expenses
Cut Into Your Profits

For Educational Purposes Only. Not Financial Advice. Consult tax and financial advisors about your unique
situation.
Diversity ROI: The Woman-led ETF (@CathieDWood)
Is Outperforming Them All Because of Course

For Educational Purposes Only. Not Financial Advice. Consult

tax and financial advisors about your unique situation.
 Option:
Use Expert
Pies to
Develop
Strategy

For Educational Purposes Only. Not Financial Advice. Consult tax and financial
advisors about your unique situation.
For Educational Purposes Only. Not Financial Advice. Consult
tax and financial advisors about your unique situation.
 SIP DRINKS

For Educational Purposes Only. Not Financial Advice. Consult tax and financial advisors about your unique situation.
Create Your Own Pie

For Educational Purposes Only. Not Financial Advice. Consult tax and financial
advisors about your unique situation.
 Add Pie to Portfolio

For Educational Purposes Only. Not Financial Advice. Consult tax and financial
advisors about your unique situation.
Choose Percentage or Equalize Investments
New Pie Slices

For Educational Purposes Only. Not Financial Advice. Consult

tax and financial advisors about your unique situation.
Renaming Pies

For Educational Purposes Only. Not Financial Advice. Consult

tax and financial advisors about your unique situation.
 Your New Pie

For Educational Purposes Only. Not Financial Advice. Consult

tax and financial advisors about your unique situation.
Why Create Different
Pies? Track Goals &
Performance Against
Benchmarks & Pay
Gaps

<6 MONTHS
M1 Pies for Your Kids!

For Educational Purposes Only. Not Financial Advice. Consult tax and financial
advisors about your unique situation.
Automate Your Investing

For Educational Purposes Only. Not Financial Advice. Consult

tax and financial advisors about your unique situation.
 SIP DRINKS

For Educational Purposes Only. Not Financial Advice. Consult tax and financial advisors about your unique situation.
 Investing is not the
same as trading

• Trading: dating stocks for short periods

• Investing: y’all go together

For Educational Purposes Only. Not Financial Advice. Consult tax and financial advisors about your unique
situation.

@keirstenbrager
 Trading Is a
Technical Skill.
Investopedia
Is Your Friend.

For Educational Purposes Only. Not Financial Advice. Consult tax and financial
advisors about your unique situation.
@keirstenbrager
Why TD Ameritrade?

Comprehensive Investment Bill Pay & Cash Services Outstanding Educational

Platform Capabilities Content for Beginners to
Advanced Investors

For Educational Purposes Only. Not Financial Advice. Consult tax and financial
advisors about your unique situation.
@keirstenbrager
TD Ameritrade Areas of Improvement

NO PRE-MARKET (PM) & PATTERN DAY TRADING

AFTER HOURS (AH) TRADING RULES

For Educational Purposes Only. Not Financial Advice. Consult tax and financial
advisors about your unique situation.
Get Trading Practice in ThinkorSwim
For Educational Purposes Only. Not Financial Advice. Consult tax and financial
advisors about your unique situation.
Is Trading for
Income Real? YES

For Educational Purposes Only. Not Financial Advice. Consult tax and financial advisors about your unique situation. @keirstenbrager
 RISK MANAGEMENT:
FOLLOW 1% RULES FOR
PROFIT GOALS & LOSSES

For Educational Purposes Only. Not Financial Advice. Consult tax

and financial advisors about your unique situation.
Sample Trading Journal
Ticker Criteria Reason for Entry Money @Risk Profit Goal Stop Loss
CLNE • <$10 • Criteria met + 200- $1,000 +1% of portfolio 1% below open
• RSI <31 day M/A indicates or $100/day +
• Average daily high probability for
volume support bounce. taxes
>300k • Institutional
investors reporting
profitable price
targets.

Tip: Limit Trades to 3-5 companies per week

For Educational Purposes Only. Not Financial Advice. Consult

tax and financial advisors about your unique situation. @keirstenbrager
 Learn
Charting &
Trending
 @keirstenbrager

Term to Know:
Pattern Day Trader

For Educational Purposes Only. Not Financial Advice. Consult tax and financial advisors about your unique situation.
 • @ayeshaselden (Licensed CFA+offers consults)
• @bitcoinzay (Crypto)

Money • @budgetnista (Personal Finance)

• @capital_sb (Personal Finance)

Twitter • @impactinvest_ (Trading + discord)

@keirstenbrager
 SIP DRINKS

For Educational Purposes Only. Not Financial Advice. Consult tax and financial advisors about your unique situation.
 Hire Hire Your Money

Refinance Refinance high interest debt

Open Open M1 account

Create Create Investment Plan & Pies

For Educational Purposes Only. Not Financial Advice. Consult tax

and financial advisors about your unique situation.
Action Plan Automate Automate hiring via direct deposits

Open Open TD Ameritrade Account

Invest Invest Time In Educational Courses

Develop Develop Trading Plan

Execute Execute Trades in ThinkOrSwim, Then With Real Money

@keirstenbrager
 Earn Use My SoFi Affiliate Link So You Earn $300 for
Refinancing High Interest Debt
$300

For Educational Purposes Only. Not Financial Advice. Consult tax

Use My M1 Affiliate Link So You Earn
Earn

and financial advisors about your unique situation.

Immediate 30% ROI for Starting Investing
Next Steps $30 Journey (earn $30 with $100 minimum
opening requirement)

Execute The Action Plan to Earn Income and

Execute Build Wealth

@keirstenbrager
 https://www.keirstenbrager.tech/stocks101/

Congrats,
You Made It
To The End!
Links & Resources
• Long-Term Investing for Beginners: M1 Finance. Earn $30 by using my affiliate link: M1 Finance
• Refinancing debt >5%: Sofi. Earn $300 by using my affiliate links:
• Personal Loans
• Student Loans
• Bitcoin: Cashapp. Earn cash by using my Cashapp affiliate link.
• Trading & Education: TD Ameritrade
• Trading Practice: ThinkOrSwim
• All About Investing: www.Investopedia.com
• Dividend History: https://www.nasdaq.com/
• Calculating Dividend Income: Divcalc (IOS only)
• Stock Charts: www.stockcharts.com
• Financial Starter Kit: Gain Financial Literacy and Avoid the Pitfalls of the American Dream is a book
for gaining a complete understanding of financial literacy. It is easy and fun to read with actionable
tips for beginners to experienced with managing money. The direct deposit allocation strategy was a
game changer for me.
• Ready to learn immediately? Grab your Digital Copy
• Prefer the new book smell? Grab a Hard Copy

For Educational Purposes Only. Not Financial Advice. Consult

tax and financial advisors about your unique situation.
Links & Resources
• Bitcoin & Black America
• ThinkOrSwim User Guide (TD Ameritrade Practice Trading Platform)
• Capital Gains & Investment Income Eligibility for Mortgage Qualification
• Accredited Investor Qualifications & Benefits

For Educational Purposes Only. Not Financial Advice. Consult

tax and financial advisors about your unique situation.