PROJECT REPORT OF SAI XROX CENTRE

PROP (SHRI. SANJAY TUKARAM FUND)

SHOP NO.157, SOUTH KASABA, SHUBHRAI TOWER, DATTA CHOWK, SOLAPUR

A. INVESTMENT IN FIXED ASSETS % AMOUNT

1 MACHINERY 100% 505,000 255,000 210000

88.0952380952381

TOTAL 505,000
SAY RS. 505,000

B. MEANS OF FINANCING FIXED ASSETS

1 OWN CAPITAL 85,000 55000

2 LOAN FROM BANK 420,000

3 INTEREST ON LOAN 11.00%

505,000

PROJECT REPORT OF SAI XROX CENTRE

PROP (SHRI. SANJAY TUKARAM FUND)
SHOP NO.157, SOUTH KASABA, SHUBHRAI TOWER, DATTA CHOWK, SOLAPUR

PROFITABILITY STATEMENT

SR.NO. PARTICULARS YEAR 1 2 3 4 5

1st YEAR 2 nd YEAR 3 rd YEAR 4 th YEAR 5 th YEAR

DAILY PRINTING IN PAGES 1100 1200 1300 1400 1500
YEARLY PRINTING IN PAGES 387200 422400 457600 492800 528000
CAPACITY UTILISATION ( % ) 60% 65% 70% 75% 80%

A) SERVICES RECEIPTS
i) PHOTOCOPY CHARGES 774,400 844,800 915,200 985,600 1,056,000
ii) COLOURED PHOTOCOPY CHARGES 175,000 189,000 203,372 217,150 231,295
TOTAL 949,400 1,033,800 1,118,572 1,202,750 1,287,295
B) DIRECT EXPENSES

I) PURCHASE OF RAW MATERIAL 401,000 434,000 467,000 500,000 533,000

II) MANPOWER EXPENSES - - - - -

III) POWER AND FUEL EXPENSES 22,800 24,700 26,800 29,000 31,000

TOTAL 423,800 458,700 493,800 529,000 564,000

C) GROSS PROFIT ( A - B ) 525,600 575,100 624,772 673,750 723,295

D) INTEREST
ON TERM LOAN 43,890 34,650 25,410 16,170 6,930
E) ADMINISTRATIVE
AND OTHER EXPENSES 25,200 27,550 28,900 30,250 31,600

F) RENT EXPENSES 30,000 36,000 42,000 48,000 54,000

G) DEPRECIATION 75,750 64,388 54,729 46,520 39,542

H) PROFIT BEFORE TAXES 350,760 412,513 473,733 532,810 591,223

[ C-(D+E)]

I) PROVISION FOR TAXES - - - - 14,561

J) PROFIT AFTER TAX 350,760 412,513 473,733 532,810 576,662

K) DEPRECIATION ADDED BACK 75,750 64,388 54,729 46,520 39,542

L) NET CASH ACCRUALS 426,510 476,900 528,462 579,330 616,204

M) REPAYMENT OBLIGATION 84,000 84,000 84,000 84,000 84,000

N) DEBT SERVICE COVERAGE RATIO 5.68 6.29 6.90 7.34

O) AVERAGE D.S.C.R. RATIO 6.55

PROJECT REPORT OF SAI XROX CENTRE

PROP (SHRI. SANJAY TUKARAM FUND)
SHOP NO.157, SOUTH KASABA, SHUBHRAI TOWER, DATTA CHOWK, SOLAPUR
DEPRECIATION SCHEDULE (Amt. in Rs.)

PARTICULARS
MACHINERY TOTAL

RATE OF DEPERCIATION ( % P.A. ) 15.00%

COST 505,000 - 505,000

LESS:- Depreciation for 1st Year 75,750 - 75,750
W.D.V. FOR 2nd Year 429,250 - 429,250
LESS:- Depreciation for 2nd Year 64,388 - 64,388
W.D.V. FOR 3rd Year 364,863 - 364,863
LESS:- Depreciation for 3rd Year 54,729 - 54,729
W.D.V. FOR 4th Year 310,133 - 310,133
LESS:- Depreciation for 4th Year 46,520 - 46,520
W.D.V. FOR 5th Year 263,613 - 263,613
LESS:- Depreciation for 5th Year 39,542 - 39,542
W.D.V. FOR 6th Year 224,071 - 224,071
LESS :- Depreciation for 6th Year 33,611 - 33,611
W.D.V. FOR 7th Year 190,461 - 190,461
LESS :- Depreciation for 7th Year 28,569 - 28,569

W.D.V. FOR 8th Year 161,891 - 161,891

LESS :- Depreciation for 8th Year 24,284 - 24,284
W.D.V. FOR 9th Year 137,608 - 137,608

PROJECT REPORT OF SAI XROX CENTRE

PROP (SHRI. SANJAY TUKARAM FUND)
SHOP NO.157, SOUTH KASABA, SHUBHRAI TOWER, DATTA CHOWK, SOLAPUR

CASH FLOW STATEMENT

SR PARTICULARS 1ST 2ED 3RD 4TH 5TH

NO. YEAR YEAR YEAR YEAR YEAR
A) SOURCES OF FUNDS

1) NET PROFIT BEFORE TAXES 394,650 447,163 499,143 548,980 598,153

WITH INTEREST ADDED BACK
BUT AFTER DEPRECIATION

2) INCRESE IN CAPITAL 85,000 0 0 0 0

3) DEPRECIATION 75,750 64,388 54,729 46,520 39,542

4) INCRESE IN TERM LOAN 420,000 0 0 0 0

5) WORKING CAPITAL 0 0 0 0 0

TOTAL 975,400 511,550 553,872 595,500 637,695

B) DISPOSITION OF FUNDS

1) INVESTMENT IN FIXED ASSETS 505,000 0 0 0 0

2) INCREASE IN CURRENT ASSETS - 100000 135000 150000 150000

3) INCREASE IN DEPOSIT 50000 50000 50000 100000 125000

4) DECRESE IN LONG TERM LOAN 84,000 84,000 84,000 84,000 84,000

5) INTEREST 43,890 34,650 25,410 16,170 6,930

6) TAXATION - - - - 14,561

TOTAL 682,890 268,650 294,410 350,170 380,491

C) OPENING BALANCE NIL 292,510 535,410 794,872 1,040,202

D) NET SURPLUS ( A - B) 292,510 242,900 259,462 245,330 257,204

E) CLOSING BALANCE 292,510 535,410 794,872 1,040,202 1,297,406

PROJECT REPORT OF SAI XROX CENTRE

PROP (SHRI. SANJAY TUKARAM FUND)
SHOP NO.157, SOUTH KASABA, SHUBHRAI TOWER, DATTA CHOWK, SOLAPUR

REPAYMENT OF TERM LOAN AND INTEREST

(Amt. in RS.)
YEAR AND AMOUNT INTEREST REPAYMENTS AMOUNT
INSTALLMENT OUT.STANDING FOR 6 TOWARDS OUT.
NO. AT THE MONTHS PRINCIPAL INTEREST AT THE
END
OF YEAR (2+3-4)

1 2 3 4 5
1ST YEAR
I 1 420000 23100 42000 23100 378000

II 2 378000 20790 42000 20790 336000

TOTAL 43890 84000 43890
2ND YEAR
II 3 336000 18480 42000 18480 294000

II 4 294000 16170 42000 16170 252000

TOTAL 34650 84000 34650
3RD YEAR
III 5 252000 13860 42000 13860 210000

III 6 210000 11550 42000 11550 168000

TOTAL 25410 84000 25410
4TH YEAR
IV 7 168000 9240 42000 9240 126000

IV 8 126000 6930 42000 6930 84000

TOTAL 16170 84000 16170
5TH YEAR
V 9 84000 4620 42000 4620 42000

V 10 42000 2310 42000 2310 0

TOTAL 6930 84000 6930
6TH YEAR
VI 7 0 0 30000 0 -30000

VI 8 -30000 -1650 30000 -1650 -60000

TOTAL -1650 60000 -1650
7TH YEAR
VII 9 -60000 -3300 30000 -3300 -90000

VII 10 -90000 -4950 30000 -4950 -120000

TOTAL -8250 60000 -8250

PROJECT REPORT OF SAI XROX CENTRE

PROP (SHRI. SANJAY TUKARAM FUND)
SHOP NO.157, SOUTH KASABA, SHUBHRAI TOWER, DATTA CHOWK, SOLAPUR

PROJECTED BALANCE SHEET

PARTICULARS 1 ST 2ND 3RD 4TH 5TH 6TH

YEAR YEAR YEAR YEAR YEAR YEAR
LIABILITIES

CAPITAL 435760 848273 1322005 1854815 2431477 2838348

`
BANK LOAN 336000 252000 168000 84000 0 -60000

TOTAL 771760 1100273 1490005 1938815 2431477 2778348

ASSETS

FIXED ASSETS 505000 429250 364863 310133 263613 224071

LESS: DEPRECIATION 75750 64388 54729 46520 39542 33611
429250 364863 310133 263613 224071 190461

DEPOSIT 50000 100000 150000 250000 375000 375000

NET CURRENT ASSETS 0 100000 235000 385000 535000 535000

CASH & BANK BALANCE 292510 535410 794872 1040202 1297406 1677888

TOTAL 771760 1100273 1490005 1938815 2431477 2778348

0 0 0 0 0 0
PLEASE FILL THE FOLLOWING INFORMATAION FOR CALCULATION OF PROJECTIONS .

A. INVESTMENT IN FIXED ASSETS % AMOUNT

1 MACHINERY 25% 656000

2 BUILDING 10% ON LEASE

3 FURNITURE 10% 0

4 PRELIMINARY EXPENSES 10% 44000

TOTAL 700000

B. WORKING CAPITAL REQUIREMENTS

TOTAL WORKING DAYS 300
15 DAYS REQUIREMENT OF RAW MAETRIAL 123600
2 DAYS OF REQUIREMENT OF WORK-IN PROGRESS 5000
1 WEEK REQUIREMENT OF FINSIHED GOODS 66,462
FOR EXPENSES 4938
TOTAL 200000

C. MEANS OF FINANCING FIXED ASSETS

1 OWN CAPITAL 245000

2 TERM LOAN FROM BANK 455000

INTEREST ON TERM LOAN 16

TOTAL 700000
D. MEANS OF FINANCING WORKING CAPITAL

1 CASH CREDIT FACILITY FROM BANK 150000

2 OWN CAPITAL 50000

RATE OF INTEREST ON WORKING CAPITAL 17%
TOTAL 200000

E. SECURED LOAN 0

F UNSECURED LAON 0

TOTAL 0
 PROJECT REPORT OF SHRINIWAS JANARDAN CHANNA
NEW SURVEY NO.57, FINAL PLOT NO.81, SHANTI NAGAR, MAJREWADI, SOLAPUR
PROFITABILITY STAEMENT

SR.NO.PARTICULARS 1 st YEAR 2 nd YEAR 3 rd YEAR 4 th YEAR 5 th YEAR

CAPACITY UTILISATION ( % ) 60% 70% 80% 80% 80%

A) SALES 3,456,000 4,032,000 4,608,000 4,608,000 4,608,000

B) DIRECT EXPENSES

RAW MATERIAL 2472000 2884000 3296000 3296000 3296000

WAGES 84000 98000 112000 112000 112000

ELECTRICITY 9000 10500 12000 12000 12000

DYEING CHARGES 624000 728000 832000 832000 832000

OTHER MFG. EXPENSES 12000 14000 16000 16000 16000

DEPRECIATION 164000 123000 92250 69188 51891

REPAIRS & MAINTANANCE 12000 15000 15000 18000 21000

TOTAL 3377000 3872500 4375250 4355188 4340891

C) GROSS PROFIT ( A - B ) 79000 159500 232750 252812 267109

D) INTEREST

ON TERM LOAN " D " 72800 72800 64400 53200 42000

ON WORKING CAPITAL 25500 25500 25500 25500 25500

E) ADMINISTRATIVE
AND OTHER EXPENSES 12000 15000 15000 18000 21000

F) PROFIT BEFORE TAXES -31300 46200 127850 156112 178609

[ C-(D+E)]

G) PROVISION FOR TAXES 0 0 16000 23230 30754

H) PROFIT AFTER TAX -31300 46200 111850 132882 147855

I) DEPRECIATION ADDED BACK 164000 123000 92250 69188 51891

J) NET CASH ACCRUALS 132700 169200 204100 202070 199746

K) REPAYMENT OBLIGATION 0 35000 70000 70000 70000

L) DEBT SERVICE RATIO 4.83 2.92 2.89 2.85

 PROJECT REPORT OF SHRINIWAS JANARDAN CHANNA
NEW SURVEY NO.57, FINAL PLOT NO.81, SHANTI NAGAR, MAJREWADI, SOLAPUR

DEPRECIATION

PARTICULARS BUILDING MACHI.- FURNI.-

NERY TURE TOTAL

RATE OF DEPERCIATION ( % P.A. ) 10% 25% 10%

COST 0 656000 0 656000

LESS:- Depreciation for 1st Year 0 164000 0 164000

W.D.V. FOR 2nd Year 0 492000 0 492000

LESS:- Depreciation for 2nd Year 0 123000 0 123000

W.D.V. FOR 3rd Year 0 369000 0 369000

LESS:- Depreciation for 3rd Year 0 92250 0 92250

W.D.V. FOR 4th Year 0 276750 0 276750

LESS:- Depreciation for 4th Year 0 69188 0 69188

W.D.V. FOR 5th Year 0 207563 0 207563

LESS:- Depreciation for 5th Year 0 51891 0 51891

0
W.D.V. FOR 6th Year 155672 155672
 PROJECT REPORT OF SHRINIWAS JANARDAN CHANNA
NEW SURVEY NO.57, FINAL PLOT NO.81, SHANTI NAGAR, MAJREWADI, SOLAPUR

CASH FLOW STATEMENT

SR.NO.PARTICULARS 1ST 2ED 3RD 4TH 5TH 6TH 7TH

YEAR YEAR YEAR YEAR YEAR YEAR YEAR

A) SOURCES OF FUNDS

1) NET PROFIT TAXES 114300 191800 256650 262512 262609

WITH INTEREST ADDED BACK
BUT AFTER DEPRECIATION

2) INCRESE IN CAPITAL 295000

3) DEPRECIATION 164000 123000 92250 69188 51891

4) INCRESE IN TERM LOAN 455000

5) WORKING CAPITAL 150000

TOTAL 1178300 314800 348900 331700 314500

B) DISPOSITION OF FUNDS

1) INVESTMENT IN FIXED ASSETS 656000

2) PRELIMINARY EXPENSES 44000

2) INCRESE IN CURRENT ASSETS 200000

3) DECRESE IN LONG TERM LOAN 0 35000 70000 70000 70000

4) INTEREST 145600 145600 128800 106400 84000

5) TAXATION 0 0 16000 23230 30754

6) DRAWINGS 36000 42000 48000 54000 60000

TOTAL 1081600 222600 262800 253630 244754

C) OPENING BALANCE NIL 96700 188900 275000 353070

D) NET SURPLUS ( A - B) 96700 92200 86100 78070 69746

E) CLOSING BALANCE 96700 188900 275000 353070 422816

 PROJECT REPORT OF SHRINIWAS JANARDAN CHANNA
NEW SURVEY NO.57, FINAL PLOT NO.81, SHANTI NAGAR, MAJREWADI, SOLAPUR

REPAYMENT OF TERM LOAN AND INTEREST

YEAR AND AMOUNT INTEREST REPAYMENTS TOWARDS AMOUNT

INSTALLMENT NO.
OUT.STANDING OF % PA OUT.
AT THE FOR 6 PRINCIPAL INTEREST AT THE
BEGINNING MONTH END
OF YEAR (2+3-4)

1 2 3 4 5

I 1 455000 36400 0 36400 455000

I 2 455000 36400 0 36400 455000

TOTAL 72800 0 72800

II 3 455000 36400 0 36400 455000

II 4 455000 36400 35000 36400 420000

TOTAL 72800 35000 72800

III 5 420000 33600 35000 33600 385000

III 6 385000 30800 35000 30800 350000

TOTAL 64400 70000 64400

IV 7 350000 28000 35000 28000 315000

IV 8 315000 25200 35000 25200 280000

TOTAL 53200 70000 53200

V 9 280000 22400 35000 22400 245000

V 10 245000 19600 35000 19600 210000

TOTAL 42000 70000 42000
 PROJECT REPORT OF SHRINIWAS JANARDAN CHANNA
NEW SURVEY NO.57, FINAL PLOT NO.81, SHANTI NAGAR, MAJREWADI, SOLAPUR

PROJECTED BALANCE SHEET

PARTICULARS 1 ST 2ND 3RD 4TH 5TH
YEAR YEAR YEAR YEAR YEAR

LIABILITIES

CAPITAL 295000 295000 295000 295000 295000

RESERVES & SURPLUS -67300 -63100 750 79632 167488

SECURED LOAN 0 0 0 0 0

TERM LOAN 455000 420000 350000 280000 210000

UNSECURED LOAN 0 0 0 0 0

CASH CREDIT 150000 150000 150000 150000 150000

TOTAL 832700 801900 795750 804632 822488

FIXED ASSETS 656000 492000 369000 276750 207563

LESS: DEPRECIATION 164000 123000 92250 69188 51891
492000 369000 276750 207563 155672

NET CURRENT ASSETS 200000 200000 200000 200000 200000

CASH & BANK BALANCE 96700 188900 275000 353070 422816

INVESTMENTS 0 0 0 0 0

OTHER ASSETS 44000 44000 44000 44000 44000

TOTAL 832700 801900 795750 804632 822488

8TH
YEAR
529500
105900