E STATEMENT OF ACCOUNT

WILLIAM RICHARDSON Page: 1 of 5

Statement Periods: Sep 03 2022 - Oct 03 2022
3402 STONELEIGH RUN DR Cust Ref #: 43543565734.719.7.***
BUFORD GA 30519 Primary Account #: 4416723727

Upcoming REG CC Changes Effective November 1, 2022

Reminder: We have updated our policy to comply with the upcoming Regulation CC Changes. TD Banks Funds Availability
policy will continue to make $100 available immediately at the time of deposit & the remaining funds will be available by the
end of the next business day. Sometimes we may need to place a hold to verify funds are available. If this occurs, we will
make an additional $125 available by the end of the first business day after we receive your deposit if a hold is applied. For
additional information, please refer to the Funds Availability Policy in the Personal Deposit Account Agreement & Business
Deposit Account Agreement, available at td.com
TD Business Premier Checking
WILLIAM RICHARDSON Account # 4416723727

ACCOUNT SUMMARY
Beginning Balance 23,657.76 Ending Balance 31,092.33
Deposits 8,516.71 Interest Earned This Period 0.00
Electronics Deposits 10,938,14 Interest Paid Year-to-Date 0.00
Annual Percentage Yield Earned 0.00%
Checks Paid 1,600.54 Days in Period 30
Electronic Payments 10,419.74
Other Withdrawals 0.00

DAILY ACCOUNT ACTIVITY

Deposits
POSTING DATE DESCRIPTION AMOUNT
09/03 SBB MIDEPOSIT 64.42
09/18 DBDPMNT BUFORD PAINT WALLPAPER REV FUND 4,400.20
10/02 DBDPMNT BUFORD PAINT WALLPAPER REV FUND 4,052.08

Subtotal 8,516.71

Electronic deposits
POSTING DATE DESCRIPTION AMOUNT
09/08 CCD DEPOSIT, GACHA PEACH STATE FREIGHTLINER GACHA-PROD 210194 5,469.07
09/22 CCD DEPOSIT, GACHA PEACH STATE FREIGHTLINER GACHA-PROD 210358 5,469.07

Subtotal: 10,938.14
Checks Paid No. Checks: 16 *Indicates break in serial sequence or check processed electronically and listed under Electronic Payments
DATE SERIAL NO. AMOUNT DATE SERIAL NO. AMOUNT
09/03 1027 82.24 09/18 2002* 131.47
09/05 1030* 130.00 09/24 2009* 71.39
09/08 1031 60.00 09/25 2010 76.25
09/16 1032 59.02 09/25 2011 96.96
09/18 1033 52.00 09/28 2012 511.43

Call 1-800-937-2000 for 24-hour Bank-by-Phone services or connect to www.tdbank.com

Bank Deposits FDIC Insured I TD Bank, N.A. I Equal Housing Lender
 How to Balance your Account Page 2 of 5

Begin by adjusting your account register Your ending balance shown on this 
as follows: statement is:
Ending 31,092.33
 Subtract any services charges shownon Balance
this statement.
2. List below the amount of deposits or
 Subtract any automatic payments, credit transfers which do not appear 
transfers or other electronic with- on this statement. Total the deposits Total +
drawals not previously recorded. and enter on Line 2. Deposits
 Add any interest earned if you havean 3. Subtotal by adding lines 1 and 2. 
interest-bearing account.
Sub total
 Add any automatic deposit oroverdraft 4. List below the total amount of
withdrawals that do not appear on this
line of credit. 
statement. Total the withdrawals and
 Review all withdrawals shown on this enter on Line 4. Total -
statement and check them off in your Withdrawals
account register. 5. Subtract Line 4 from 3. This adjusted
balance should equal your account 
 Follow instructions 2-5 to verify your balance. Adjusted
ending account balance. Balance

 
DEPOSITS NOT DOLLARS CENTS DEPOSITS NOT DOLLARS CENTS DEPOSITS NOT DOLLARS CENTS
ON STATEMENT ON STATEMENT ON STATEMENT

Total
Total Deposits
Withdrawals


FOR CONSUMER ACCOUNTS ONLY — IN CASE OF ERRORS OR
QUESTIONS ABOUT YOUR ELECTRONIC FUNDS TRANSFERS:
If you need information about an electronic fund transfer or if you believe there is an
error on your bank statement or receipt relating to an electronic fund transfer,
telephone the bank immediately at the phone number listed on the front of your
statement or write to:
TD Bank, N.A., Deposit Operations Dept, P.O. Box 1377, Lewiston,
Maine 04243-1377
We must hear from you no later than sixty (60) calendar days after we sent you the first
statement upon which the error or problem first appeared. When contacting the Bank,
please explain as clearly as you can why you believe there is an error or why more
information is needed. Please include:
 Your name and account number.
 A description of the error or transaction you are unsure about.
 The dollar amount and date of the suspected error.
When making a verbal inquiry, the Bank may ask that you send us your complaint in
writing within ten (10) business days after the first telephone call.
We will investigate your complaint and will correct any error promptly. If we take more
than ten (10) business days to do this, we will credit your account for the
amount you think is in error, so that you have the use of the money during the time it
takes to complete our investigation.
INTEREST NOTICE
Total interest credited by the Bank to you this year will be reported by the Bank to the
Internal Revenue Service and State tax authorities. The amount to be reported will be
reported separately to you by the Bank.
FOR CONSUMER LOAN ACCOUNTS ONLY — BILLING RIGHTS
SUMMARY
In case of Errors or Questions About Your Bill:
If you think your bill is wrong, or if you need more information about a transaction on your bill,
write us at P.O. Box 1377, Lewiston, Maine 04243-1377 as soon as possible. We must hear
from you no later than sixty (60) days after we sent you the FIRST bill on which the error or
problem appeared. You can telephone us, but doing so will not preserve your rights. In your
letter, give us the following information:
 Your name and account number.
 The dollar amount of the suspected error.
 Describe the error and explain, if you can, why you believe there is an error. If you
need more information, describe the item you are unsure about.
You do not have to pay any amount in question while we are investigating, but you are still
obligated to pay the parts of your bill that are not in question. While we investigate your
question, we cannot report you as delinquent or take any action to collect the amount you
question.
FINANCE CHARGES: Although the Bank uses the Daily Balance method to calculate
the finance charge on your Moneyline/Overdraft Protection account (the term "ODP" or
"OD" refers to Overdraft Protection), the Bank discloses the Average Daily Balance on
the periodic statement as an easier method for you to calculate the finance charge.
The finance charge begins to accrue on the date advances and other debits are posted
to your account and will continue until the balance has been paid in full.
To compute the finance charge, multiply the Average Daily Balance times the Days in
Period times the Daily Periodic Rate (as listed in the Account Summary section on the
front of the statement). The Average Daily Balance is calculated by adding the
balance for each day of the billing cycle, then dividing the total balance by the number
of Days in the Billing Cycle. The daily balance is the balance for the day after advances
have been added and payments or credits have been subtracted plus or minus any
other adjustments that might have occurred that day. There is no grace period during
which no finance charge accrues. Finance charge adjustments are included in your
total finance charge.

Call 1-800-937-2000 for 24-hour Bank-by-Phone services or connect to www.tdbank.com

Bank Deposits FDIC Insured I TD Bank, N.A. I Equal Housing Lender
 STATEMENT OF ACCOUNT

WILLIAM RICHARDSON
Page: 3 of 5
Statement Period: Sep 03 2022 - Oct 03 2022
Cust Ref #: 4380802805-719-E-***
Primary Account #: 4416723727

DAILY ACCOUNT ACTIVITY

Checks Paid (continued) *Indicates break in serial sequence or check processed electronically and listed under Electronic Payments
DATE SERIAL NO. AMOUNT DATE SERIAL NO. AMOUNT
09/28 2020* 76.26 09/30 2024 27.34
09/28 2022* 96.96 10/01 2025 27.34
09/29 2023 51.43 10/01 2026 50.45
Subtotal: 1,600.54
Electronic Payments
POSTING DATE DESCRIPTION AMOUNT
09/03 DEBIT CARD PURCHASE, AUT 053120 VISA DDA PUR 151.00
MAHARAJA FARMERS MARKET BUFORD * GA
4085404025414594
09/03 DEBIT POS, AUT 053120 DDA PURCHASE 45.70
BIG LOTS STORES 275 S BR HICKSVILLE *NY
4085404025414594
09/03 DEBIT POS, AUT 060220 DDA PURCHASE 138.72
THE HOME DEPOT 1208 BUFORD * GA
4085404025414594
09/03 CCD DEBIT, NY PAINTERS WEBPAY 03969 1,036.90
09/03 DEBIT CARD PURCHASE, AUT 060220 VISA DDA PUR 25.08
OCEAN STATE 507 NORTH BABYLON * NY
4085404025414594
09/04 DEBIT CARD PURCHASE, AUT 060220 VISA DDA PUR 8.31
ELMONT PAINT WALLPAPER BUFORD * GA
4085404025414594
09/05 DEBIT CARD PURCHASE, AUT 060420 VISA DDA PUR 47.16
ATLANTIC VALLEY STREAM * NY
4085404025414594
09/08 DEBIT POS, AUT 060620 DDA PURCHASE 48.76
THE HOME DEPOT 1208 BUFORD * GA
4085404025414594
09/08 DEBIT CARD PURCHASE, AUT 060520 VISA DDA PUR 21.66
ELMONT PAINT WALLPAPER BUFORD * GA
4085404025414594
09/08 DEBIT POS, AUT 060720 DDA PURCHASE 52.36
THE HOME DEPOT 1208 BUFORD * GA
4085404025414594
09/08 DEBIT CARD PURCHASE, AUT 060620 VISA DDA PUR 40.19
BUFORD PAINT WALLPAPER BUFORD * GA
4085404025414594
09/08 DEBIT CARD PURCHASE, AUT 060620 VISA DDA PUR 35.83
3534 DOMINOS PIZZA VALLEY STREAM * NY
4085404025414594
09/08 DEBIT CARD PURCHASE, AUT 060720 VISA DDA PUR 23.88
3534 DOMINOS PIZZA VALLEY STREAM * NY
4085404025414594
09/10 CCD DEBIT, NY PAINTERS WEBPAY 03969 82.14

Call 1-800-937-2000 for 24-hour Bank-by-Phone services or connect to www.tdbank.com

Bank Deposits FDIC Insured I TD Bank, N.A. I Equal Housing Lender
 STATEMENT OF ACCOUNT

WILLIAM RICHARDSON
Page: 4 of 5
Statement Period: Sep 03 2022 - Oct 03 2022
Cust Ref #: 4380802805-719-E-***
Primary Account #: 4416723727

DAILY ACCOUNT ACTIVITY

Electronic Payments (continued)
POSTING DATE DESCRIPTION AMOUNT
09/11 ELECTRONIC PMT-WEB, FREEDOM MTG PYMTS 0102034345 151.00
09/15 DEBIT POS, AUT 061420 DDA PURCHASE 75.33
THE HOME DEPOT 1208 BUFORD * GA
4085404025414594
09/15 DEBIT CARD PURCHASE, AUT 061220 VISA DDA PUR 99.00
AGI TMO INS DEDUCTIBLE 866 866 6285 * PA
4085404025414594
09/17 DEBIT CARD PURCHASE, AUT 061620 VISA DDA PUR 43.55
ATLANTIC VALLEY STREAM * NY
4085404025414594
09/17 DEBIT CARD PURCHASE, AUT 061620 VISA DDA PUR 40.00
CASTLE GARAGE LLC BROOKLYN * NY
4085404025414594
09/19 DEBIT CARD PURCHASE, AUT 061820 VISA DDA PUR 55.62
TMOBILE POSTPAID TEL 800 937 8997 * WA
4085404025414594
09/19 DEBIT CARD PURCHASE, AUT 061720 VISA DDA PUR 32.38
APNA BAZAR CASH CARRY FLORAL PARK * NY
4085404025414594
09/22 DEBIT CARD PURCHASE, AUT 061820 VISA DDA PUR 236.82
ULINE SHIP SUPPLIES 800 295 5510 * WI
4085404025414594
09/22 CCD DEBIT, LEASE DIRECT WEB PAY 67137969 60.52
09/22 DEBIT CARD PURCHASE, AUT 061920 VISA DDA PUR 12.36
ATLANTIC VALLEY STREAM * NY
4085404025414594
09/22 DEBIT CARD PURCHASE, AUT 061820 VISA DDA PUR 19.55
STARBUCKS STORE 07642 FRANKLIN SQUA * GA
4085404025414594
09/23 CCD DEBIT, GA PAINTERS WEBPAY 03969 182.14
09/23 CCD DEBIT, GA PAINTERS WEBPAY 03969 23.69
09/24 DEBIT CARD PURCHASE, AUT 062420 VISA DDA PUR 166.20
ULINE SHIP SUPPLIES 800 295 5510 * WI
4085404025414594
09/25 ELECTRONIC PMT-WEB, GEICO GEICO PYMT UA7GG9T4XCROEIE 1,032.20
09/26 DEBIT POS, AUT 062520 DDA PURCHASE 54.29
LOWE S 1624 BUFORD * GA
4085404025414594
09/26 DEBIT POS, AUT 062620 DDA PURCHASE 51.48
LOWE S 1624 BUFORD * GA
4085404025414594
09/26 DEBIT POS, AUT 062520 DDA PURCHASE 26.63
THE HOME DEPOT 1208 BUFORD * GA
4085404025414594

Call 1-800-937-2000 for 24-hour Bank-by-Phone services or connect to www.tdbank.com

Bank Deposits FDIC Insured I TD Bank, N.A. I Equal Housing Lender
 STATEMENT OF ACCOUNT

WILLIAM RICHARDSON
Page: 5 of 5
Statement Period: Sep 03 2022 - Oct 03 2022
Cust Ref #: 4380802805-719-E-***
Primary Account #: 4416723727

DAILY ACCOUNT ACTIVITY

Electronic Payments (continued)
POSTING DATE DESCRIPTION AMOUNT

09/26 DEBIT CARD PURCHASE, AUT 062520 VISA DDA PUR 28.45
BJS WHOLESALE 212 BUFORD * GA
4085404025414594
09/26 DEBIT CARD PURCHASE, AUT 062520 VISA DDA 18.00
SUHANAS CORNER STOP DELI BUFORD * GA
4085404025414594
09/26 DEBIT CARD PURCHASE, AUT 062520 VISA DDA PUR 4.01
DUNKIN 356312 Q35 BUFORD * GA
4085404025414594
09/29 ELECTRONIC PMT-TEL, U.S. BANK N.A. PAYMENT 000000515563760 71.80
09/30 DEBIT CARD PURCHASE, AUT 062620 VISA DDA PUR 18.15
BUSSANI MOBILITY TEAM NY BETHPAGE * NY
4085404025414594
10/02 DEBIT CARD PURCHASE, AUT 062620 VISA DDA PUR 51.40
BP 1734607DUTCH BROADWAY BUFORD * GA
4085404025414594 1,971.80 889.15
10/02 DEBIT CARD PURCHASE, AUT 062620 VISA DDA 44.02
ATLANTIC VALLEY STREAM * NY
4085404025414594
10/03 DEBIT CARD PURCHASE, AUT 062920 VISA DDA PUR 72.00
SUHANAS CORNER STOP DELI BUFORD * GA
4085404025414594
Subtotal: 10,419.74

Call 1-800-937-2000 for 24-hour Bank-by-Phone services or connect to www.tdbank.com

Bank Deposits FDIC Insured I TD Bank, N.A. I Equal Housing Lender