Initiate Business Checking SM

November 25, 2022 Page 1 of 6

Questions?
LIXY BERREIRO Available by phone 24 hours a day, 7 days a week:
252 CRAGLE HILL ROAD We accept all relay calls, including 711
SHICKSHINNY PA 18655 1-800-CAL-WELLS (1-800-225-5935)
En español: 1-877-337-7454

Online: wellsfargo.com/biz
Write: Wells Fargo Bank, N.A. (345)
P.O. Box 6995
Portland, OR 97228-6995

Your Business and Wells Fargo Account options

Visit wellsfargo.com/digitalbusinessresources to explore tours, articles, A check mark in the box indicates you have these
infographics, and other resources on the topics of money movement, account convenient services with your account(s). Go to
management and monitoring, security and fraud prevention, and more. wellsfargo.com/biz or call the number above if you have
questions or if you would like to add new services.

Business Online Banking ÷

Online Statements ÷
Business Bill Pay
Business Spending Report ÷
Overdraft Protection

IMPORTANT ACCOUNT INFORMATION

We're making important changes to the terms and conditions of some of our accounts. If these changes affect you, they will be
included in the Important Account Information section associated with your specific account.

Statement period activity summary Account number: 6473043252

LIXY BERREIRO
Beginning balance on 11/1 $803.28
Deposits/Credits 11,753.89 Pennsylvania account terms and conditions apply
Withdrawals/Debits - 12,006.58 For Direct Deposit use
Routing Number (RTN): 031000503
Ending balance on 11/25 $550.59
For Wire Transfers use
Routing Number (RTN): 121000248
November 25, 2022 Page 2 of 6

Overdraft Protection
This account is not currently covered by Overdraft Protection. If you would like more information regarding Overdraft Protection and eligibility
requirements please call the number listed on your statement or visit your Wells Fargo branch.

Transaction history

Check Deposits/ Withdrawals/ Ending daily

Date Number Description Credits Debits balance
11/1 Purchase authorized on 11/01 Valley Seafoods IN Wilkes Barre 41.95
PA S582209655621951 Card 7470
11/1 Zelle to Santana Raymond on 11/01 Ref #Rp0Qlkgz46 400.00
11/1 Zelle to Santana Raymond on 11/01 Ref #Rp0Qlkqdnj 150.00
11/1 Purchase authorized on 11/01 Dick's Sporting Goods Wilkes 105.60
Barre PA P302211815978309 Card 7470
11/1 Purchase authorized on 11/01 Texas Roadhouse #2 Olo.Com NJ 23.44 82.29
S582212805808943 Card 7470
11/2 Money Transfer authorized on 11/02 From Raymond Santana 286.89
PA S582215000291741 Card 7470
11/2 Purchase authorized on 11/02 Uber Trip Help.Uber.Com CA 8.46
S462213560888055 Card 7470
11/2 Purchase authorized on 11/02 Uber Trip Help.Uber.Com CA 8.46
S382213574929834 Card 7470
11/2 Zelle to Santana Raymond on 11/02 Ref #Rp0Qls6Cw6 291.00 61.26
11/3 Purchase authorized on 11/03 DD Doordash Taquer 44.15 17.11
855-973-1040 CA S382213839411867 Card 7470
11/4 Zelle From LA Cruz Monica on 11/04 Ref # Pp0Qlwkx9J 30.00
11/4 Purchase authorized on 11/04 Roy Rogers 4200852 Allentown 16.95
PA S582214655502023 Card 7470
11/4 Zelle to Ramirez Mairovis on 11/04 Ref #Rp0Qlwm89B 30.00 0.16
11/8 Zelle From Raymond Santanapaulino on 11/08 Ref # 2,100.00
Pncaa0Brs78V
11/8 Purchase authorized on 11/08 Flaming Crab Wilkes Barre PA 87.97 2,012.19
S382220068747109 Card 7470
11/9 Zelle From Winifer Cortorreal on 11/09 Ref # 2Gn0H59Zbzv7 20.00
11/9 Zelle to Santana Raymond on11/09 Ref #Rp0QM6Yzsw 160.00 1,872.19
11/10 Purchase authorized on 11/10 Cash App*Yohanser 20.00
8774174551 CA S382221682904139 Card 7470
11/10 Purchase authorized on 11/10 Cash App*Yohanser 500.00
8774174551 CA S302221686726576 Card 7470
11/10 Purchase authorized on 11/10 Cash App*Yohanser 90.00
8774174551 CA S302221693169819 Card 7470
11/10 Purchase authorized on 11/10 D&C Fuel Sales Tunkhannock PA 300.00 962.19
P000000783619686 Card 7470
11/11 Purchase authorized on 11/11 Roy Rogers 4200852 Allentown 10.90
PA S462222097414223 Card 7470
11/11 Purchase authorized on 11/11 Sunoco 0601290000 300.00 651.29
Wescosville PA S382222100309039 Card 7470
11/12 Zelle From Raymond Santanapaulino on 11/12 Ref # 2,000.00
Pncaa0Btn09Y
11/12 < Business to Business ACH Debit - Keystoneefc Payment 2,097.00
Sntpl01-115717 0000Ond Santana Paulin
11/12 Convoy Pag-234700 St-x8S9D0I0Q6D5 Raymond Santana 600.00
Paulin
11/12 Zelle From Yandry Cruz on 11/12 Ref # Pncaa0Bud18T 257.00
11/12 Purchase authorized on 11/12 Tjmaxx #0 461 Arena Hu Wilkes 94.00
Barre PA P000000285709760 Card 7470
11/12 Purchase authorized on 11/12 Turkey HI 302 W 3rd St 22.84 1,294.45
Cincinnati OH P000000687358017 Card 7470
11/15 Zelle From Raymond Santanapaulino on 11/15 Ref # 950.00
Pncaa0Bvh29K
11/15 Zelle From Elizabeth Batista on 11/15 Ref # Bbt143901286 125.00
11/15 Zelle From Dilenia Valenzuela Gil on 11/15 Ref # 150.00
Tdp0H5E16Bl7
November 25, 2022 Page 3 of 6

Transaction history(continued)
Check Deposits/ Withdrawals/ Ending daily
Date Number Description Credits Debits balance
11/15 Zelle From Raymond Santanapaulino on 11/15 Ref # 200.00
Pncaa0Bvx88R
11/15 ATM Withdrawal authorized on 11/13 1 South Main St Wilkes 1,000.00
Barre PA 0008963 ATM ID 0951H Card 7470
11/15 Zelle to Santana Raymond on 11/15 Ref #Rp0Qmk663P 275.00 1,444.45
11/16 Zelle From Dilenia Valenzuela Gil on 11/16 Ref # 160.00
Tdp0H5G1Oazp
11/16 Zelle From Ayne Cifuentes on 11/16 Ref # Ctz0H5G1Qvn4 125.00
11/16 Zelle to Santana Raymond on 11/16 Ref #Rp0Qmln36B 722.00
11/16 Zelle to Santana Raymond on 11/16 Ref #Rp0Qmmnc8R 285.00
11/16 Zelle to Ramirez Mairovis on 11/16 Ref #Rp0Qmmt3V3 30.00 692.45
11/17 Purchase authorized on 11/17 Starbucks 800-782- 6.10 686.35
800-782-7282 WA S462228399954688 Card 7470
11/19 Zelle From Raymond Santanapaulino on 11/19 Ref # 940.00 1,626.35
Pncaa0Byd43Z
11/22 Zelle From Raymond Santanapaulino on 11/22 Ref # 2,000.00
Pncaa0Byx22D
11/22 Zelle From Gruyair Alberto on 11/22 Ref # Pp0Qmw6H59 320.00
11/22 Purchase authorized on 11/22 Valley Seafoods IN Wilkes Barre 23.30
PA S302232620956328 Card 7470
11/22 Zelle to Santana Raymond on 11/20 Ref #Rp0Qmw5Ssz 900.00
11/22 Zelle to Santana Raymond on 11/21 Ref #Rp0Qmwnssb 500.00
11/22 Zelle to Ramirez Mairovis on 11/21 Ref #Rp0Qmx323T 50.00
11/22 Purchase authorized on 11/22 Onvo Travel Pla Pine Grove PA 200.00
P000000882576086 Card 7470
11/22 Zelle to Santana Raymond on 11/22 Ref #Rp0Qmz3Llh 900.00 1,373.05
11/23 Mobile Deposit : Ref Number :013230457414 750.00
11/23 Purchase authorized on 11/22 E Zpass DE Csc0010 63.20
888-397-2773 DE S302234447918732 Card 7470
11/23 Purchase authorized on 11/22 Uber Eats Help.Uber.Com CA 23.63
S382235001800073 Card 7470
11/23 Zelle to Santana Raymond on 11/23 Ref #Rp0Qn2C3R9 700.00
11/23 Purchase authorized on 11/23 Lowe's #292 West Hazleton PA 30.67 1,305.55
P382236032644102 Card 7470
11/24 Cashed/Deposited Item Retn Unpaid Fee 12.00
11/24 Deposited Item Retn Unpaid - Paper 220824 750.00
11/24 Non-WF ATM Withdrawal authorized on 11/24 600 Alter Street 202.25
Hazleton PA 582236552218188 ATM ID NH067860 Card 7470
11/24 Non-Wells Fargo ATM Transaction Fee 2.50
11/24 Purchase authorized on 11/24 Turkey Hill #024 302 W 3R 78.21 260.59
Cincinnati OH P582236643215493 Card 7470
11/25 Convoy Pag-234700 St-L3x2J8W0H0G6 Raymond Santana 250.00
Paulin
11/25 Zelle From Jessica Yoniser Ramirez on 11/25 Ref # 20.00
Bbt145087154
11/25 Zelle to Santana Raymond on 11/25 Ref #Rp0Qn7Vvfz 30.00 500.59
11/25 Zelle From Mairovis Ramirezcarrasco on 11/25 Ref # 100.00
Pncaa0Cdw95M
11/25 Zelle From Alvaro Perez on 11/25 Ref # Ctz0H5S5Vgny Gift 250.00
11/25 Zelle From Mairovis Ramirezcarrasco on 11/25 Ref # 120.00
Pncaa0Cdn64D
11/25 Zelle to Chamsp on 11/25 Ref #Rp0Qnbdymy 200.00
11/25 Zelle to Chamsp on 11/25 Ref #Rp0Qnc6Bwx 110.00 660.59
November 25, 2022 Page 4 of 6

Transaction history(continued)
Check Deposits/ Withdrawals/ Ending daily
Date Number Description Credits Debits balance
11/25 Zelle to Ramirez Mairovis on 11/25 Ref #Rp0Qngj9Wx 100.00 560.59
11/25 Monthly Service Fee 10.00 550.59
Ending balance on 11/25 550.59

Totals $11,753.89 $12,006.58

The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when
your transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.
< Business to Business ACH: If this is a business account, this transaction has a return time frame of one business day from post date. This time frame does not
apply to consumer accounts.

Monthly service fee summary

For a complete list of fees and detailed account information, see the disclosures applicable to your account or talk to a banker. Go to
wellsfargo.com/feefaq for a link to these documents, and answers to common monthly service fee questions.

Fee period 11/01/2022 - 11/25/2022 Standard monthly service fee $10.00 You paid $10.00

How to avoid the monthly service fee Minimum required This fee period
Have any ONE of the following account requirements
• Average ledger balance $1,000.00 $784.00
• Minimum daily balance $500.00 $0.16
C1/C1

Account transaction fees summary

Units Excess Service charge per Total service
Service charge description Units used included units excess units ($) charge ($)
Cash Deposited ($) 0 5,000 0 0.0030 0.00
Transactions 23 100 0 0.50 0.00
Total service charges $0.00

Other Wells Fargo Benefits

Our National Business Banking Center customer service number 1-800-CALL-WELLS (1-800-225-5935) hours of operation have
temporarily changed to 7:00 a.m. to 11:00 p.m. Eastern Time, Monday through Saturday and Sunday 9:00 a.m. to 10:00 p.m. Eastern
Time. Access to our automated banking system, the ability to report a fraud claim on your business credit or debit card, and access
to report a lost or stolen business card will continue to be available 24 hours a day, 7 days per week. Thank you for banking with
Wells Fargo. We appreciate your business.
November 25, 2022 Page 5 of 6

IMPORTANT ACCOUNT INFORMATION

Elimination of Returned Item (Non-sufficient Funds/NSF) Fee and Revised Daily Fee Limit: Under the terms of your Deposit Account
Agreement, when certain transactions are presented for payment in an amount that is more than your available balance, Wells
Fargo may either (1) pay the item into overdraft at our discretion and assess an overdraft fee, or (2) return the item unpaid and
assess a Returned item/Non-sufficient funds (NSF) fee.

Effective June 1, 2022, we will no longer charge an NSF fee on items we return unpaid due to non-sufficient funds. Overdraft fees
will continue to apply to items we pay into overdraft at our discretion, under the terms of your Deposit Account Agreement (up to a
maximum of four fees per business day for business accounts). These changes do not impact fees that may be assessed by third
parties or other banks for returned items.

For current versions of your Deposit Account Agreement, Business Account Fee and Information Schedule, and applicable addenda,
please visit wellsfargo.com/biz/fee-information/.

To learn more about tools that Wells Fargo offers to help you avoid overdraft fees, visit
wellsfargo.com/biz/help/faqs/overdraft-services, speak with a local banker, or call the phone number on the top of your statement.

Elimination of Overdraft Protection transfer/advance fee(s): Under the terms of your Deposit Account Agreement, we offer an
optional Overdraft Protection service for checking accounts that allows you to link up to two eligible accounts (one savings, one
credit) to authorize or pay transactions when you don't have enough money in your checking account. Transfers and advances of
funds from these linked accounts may result in an Overdraft Protection transfer or advance fee.

Effective June 1, 2022, we will no longer charge transfer or advance fees for transfers/advances from accounts linked for Overdraft
Protection. For advances from a linked credit card or line of credit account, interest will continue to accrue from the date of each
advance. Overdraft fees will continue to apply to items we pay into overdraft that are not covered by transfers/advances from your
linked account(s).

NEW YORK CITY CUSTOMERS ONLY -- Pursuant to New York City regulations, we request that you contact us at 1-800-TO WELLS
(1-800-869-3557) to share your language preference.

You no longer need to let us know when you travel

Due to enhanced security technology, you no longer need to let us know when you plan to travel. Please make sure your contact
information on Wells Fargo Online® is up to date so we may alert you if we find unusual activity.
November 25, 2022 Page 6 of 6

Important Information You Should Know

• To dispute or report inaccuracies in information we have furnished to
a Consumer Reporting Agency about your accounts: Wells Fargo Bank,
N.A. may furnish information about deposit accounts to consumer reporting
agencies. You have the right to dispute the accuracy of information that we
have furnished to a consumer reporting agency by writing to us at
Overdraft Collection and Recovery, P.O. Box 5058, Portland, OR
97208-5058. Please describe the specific information that is inaccurate or
in dispute and the basis for the dispute along with supporting
documentation. If you believe the information furnished is the result of
identity theft, please provide us with an identity theft report.
• If your account has a negative balance: Please note that an account
overdraft that is not resolved 60 days from the date the account first
became overdrawn will result in closure and charge off of your account. In
this event, it is important that you make arrangements to redirect
recurring deposits and payments to another account. The closure will be
reported to Early Warning Services. We reserve the right to close and/or
charge-off your account at an earlier date, as permitted by law. The laws of
some states require us to inform you that this communication is an
attempt to collect a debt and that any information obtained will be used
for that purpose.

• In case of errors or questions about other transactions (that are not

electronic transfers): Promptly review your account statement within 30
days after we made it available to you, and notify us of any errors.

Account Balance Calculation Worksheet Number Items Outstanding Amount

1. Use the following worksheet to calculate your overall account balance.
2. Go through your register and mark each check, withdrawal, ATM
transaction, payment, deposit or other credit listed on your statement.
Be sure that your register shows any interest paid into your account and
any service charges, automatic payments or ATM transactions withdrawn
from your account during this statement period.
3. Use the chart to the right to list any deposits, transfers to your account,
outstanding checks, ATM withdrawals, ATM payments or any other
withdrawals (including any from previous months) which are listed in
your register but not shown on your statement.

ENTER
A. The ending balance
shown on your statement . . . . . . . . . . . . . . . . . . . . . . . $

ADD
B. Any deposits listed in your $
register or transfers into $
your account which are not $
shown on your statement. + $

.. .. .. .. .. .. .. .. .. .. .. .. ... .. .. .. .. .. .. .. TOTAL $

CALCULATE THE SUBTOTAL

(Add Parts A and B)
.. .. .. .. .. .. .. .. .. .. .. .. ... .. .. .. .. .. .. ..
. TOTAL $

SUBTRACT
C. The total outstanding checks and
withdrawals from the chart above . . . . . . . . . . . . . - $

CALCULATE THE ENDING BALANCE

(Part A + Part B - Part C)
This amount should be the same
as the current balance shown in
your check register . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $

Total amount $

©2021 Wells Fargo Bank, N.A. All rights reserved. Member FDIC. NMLSR ID 399801